154 results about "Electronic money" patented technology

To provide an information processing device preventing unauthorized use of electronic money accounts from occurring.SOLUTION: An information processing device includes an acquisition part, a detection part and a restriction. The acquisition part acquires login information for an electronic money settlement service. The detection part detects logins to a same account by a plurality of terminal devices based on the login information acquired by the acquisition part. When the detection part detects logins to the same account by the plurality of terminal devices, the restriction part restricts a part of functions relating to the electronic money account by newly logged-in terminal devices.SELECTED DRAWING: Figure 1

To provide an application program or the like capable of combining points issued to a user with electronic money usable in electronic settlement to pay the bill on a credit card, thereby improving convenience for the user. [Solution] An application program that causes a terminal device capable of communicating via a network with a credit card company server managed by a credit card company to display the credit card billing amount on a display unit of the terminal device, obtain the amount of electronic money that can be used for electronic payment to apply to the billing amount, obtain the number of points awarded to the user in connection with the user's purchase of a product to apply to the billing amount, and send an application instruction to the credit card company server instructing the amount of electronic money and the number of points to be combined and applied to the billing amount.

To improve the convenience of remittance services using code information.SOLUTION: A remittance management device provides a corporate service that can accept remittance from a user's account. The remittance management device includes: a content providing unit that supplies a terminal device with content for displaying a remittance screen that accepts a remittance request from the user in response to receiving code information read by the terminal device of the user who is the source of the remittance; and a remittance processing unit that accepts the remittance request from the terminal device through operation of the remittance screen, and moves electronic money equivalent to the accepted remittance amount from the user's account to a corporate account provided to a business that uses the corporate service. The content providing unit supplies the terminal device with content according to a remittance type identified based on the code information.SELECTED DRAWING: Figure 4

An object of the present invention is to provide a scheme that enables a user to obtain points that can be used as electronic money while enjoying a game naturally. 【Solution means】One embodiment of the present invention is a server that provides a game to one or more user terminals, and based on receiving a predetermined action in the game by the user's user terminal, points that can be used as electronic money are granted.

A valuable management system, a valuable management device, and a valuable management program are provided that can accurately manage the validity period of valuables that can be used by players. In the valuable management system 1A, the expiration date of electronic money managed by the valuable management means 101A is managed based on the validity period of each record. For example, in the valuable management system 1A, the usability determination means 105 determines whether the electronic money can be used by determining the validity period of the electronic money of the record as a predetermined period from the "addition date" recorded in the record.

To provide an information processing device, an information processing method, and a program capable of appropriately selecting affiliated stores that permit the use of a prepaid card. [Solution] An information processing device comprising: an acquisition unit that acquires at least a credit card payment history performed at one or more credit card affiliated stores; and a generation unit that generates, based on the payment history, list information that identifies affiliated stores among the one or more affiliated stores that will or will not allow the use of a prepaid card that performs payment processing using the electronic money balance of an electronic payment service charged by the user.

A method performed by an information processing device to generate code information on a payment related to an electronic money at a terminal, may be provided. The method may include: obtaining first information; and generating the code information that includes second information related to an authentication of a user of the terminal based on the first information.

To improve the usability of services related to digital salary payments.SOLUTION: An information processing device according to the present application executes processing related to funds deposited through a virtual account that is previously associated with a service user who uses an electronic settlement service, the information processing device having an execution unit. When electronic money equivalent to an amount received by the service user through the virtual account is charged as a service user's money balance, and the amount exceeds a first upper limit set in advance by the service user as an upper limit of cumulative charge amount for a specified period, the execution unit executes processing for charging the electronic money equivalent to an amount of the received amount that does not exceed the first upper limit to an electronic wallet that stores the service user's money balance, and transferring cash equivalent to the amount of the received amount that exceeds the first upper limit to a refund bank account previously designated by the service user.SELECTED DRAWING: Figure 3

The invention discloses an Internet of Things intelligent water meter capable of working without power supply. A mechanical water meter has the functions of supplying water, metering, uniformly displaying water supply metering and closing a valve; the superposed circuit on the mechanical water meter has the functions of charging, fee display, management and valve opening; a valve capable of being automatically closed without electricity when control is not added is installed on a water supply channel in the water meter, the condition that water charge closed-loop management water supply conditions are not met when water charge is not received, the valve is attacked and damaged, mechanical faults, circuit faults and battery power shortage and shortage are caused, and the valve is automatically closed without electricity after one round of water supply is completed; the circuit converts the supplied water volume physical quantity into the collected electronic digital currency quantity in each round of water supply process, and the water meter is recovered to a new round of water supply initial state after charging; closed-loop payment exchange between physical goods and electronic currency is realized; the mechanical / electronic double-metering and double-display mode that mechanical metering of an existing electronic water meter is electromechanically converted into electronic metering and then secondarily converted into electronic currency is changed; and no pulse equivalent exists.

To provide a novel unmanned sales system for reducing burdens of introduction in introduction destinations such as stores where neither vending machines nor ticket vending machines are installed or stores where either one is installed.SOLUTION: A settlement method of an unmanned sales system with printing means allowing a user to replenish paper without opening an outer door provided in a housing, employs any one type or more of settlement means of: settlement processing means using coins inserted into the unmanned sales system; settlement processing means using money bill inserted into the unmanned sales system; settlement processing means using electronic money cards; settlement processing means using smartphone applications; settlement processing means using a communication function with smartphones; settlement processing means by debit cards; settlement processing means using image codes; settlement means having electronic functions; settlement means using settlement permission cards; and settlement means using settlement permission coins.SELECTED DRAWING: Figure 1

The article to which this design pertains is a railway ticket vending machine that allows railway passengers to make reservations, issue tickets, and pay by cash, credit card, or electronic money in order to purchase train tickets. The main operation is performed using the touch panel of the operation screen, and it is possible to read IC cards and two-dimensional code information brought by passengers when operating the machine.

This item is a terminal that is attached to vending machines and the like and processes electronic money payments using a mobile phone or IC card, and has a protrusion on the top front edge to guide the position where the mobile phone or card is touched.

To provide an information processing device promoting use of a service relating to digital salary payment.SOLUTION: An information processing device for executing processing relating to transaction work including settlement between accounts. The information processing device has a determination part and a decision-making part. When receiving a transfer request, the determination part determines whether or not an account of a transfer destination designated in the transfer request is an account for disbursing payments to a prescribed business operator that operates an electronic settlement service, and is a virtual account assigned to a service user by the prescribed business operator as a receiving account for the service user who uses the electronic settlement service to receive remittances addressed to him / her in the form of electronic money. When the determination part determines that the account of the transfer destination is the virtual account, the decision-making part makes decision on a prescribed profit to be given to a transfer requester in conjunction with transfer processing executed in response to the transfer request.SELECTED DRAWING: Figure 2

The present invention pertains to an electronic money settlement method that is realized by an electronic money business operator system that provides an electronic money service. The method includes: managing, in an associated manner for each user who uses an electronic money service, an electronic money account of the user and a deposit account of the user; virtually setting the balance of the electronic money account so as to be synchronized with the balance of the deposit account; and making a request to a financial institution system for a remittance process such that an amount for settlement is, in response to the settlement using the electronic money, directly remitted from the deposit account associated with the electronic money account to a deposit account, at a financial institution, of a money recipient who is to receive the amount through the settlement.

To provide a payment management device, payment management method, and program that can improve convenience for companies operating affiliated stores. [Solution] A payment management device for managing an electronic payment service using electronic money, comprising an information management unit that links company identification information for identifying a company with wallet identification information for identifying the company's wallet in the electronic payment service, links the wallet identification information with one or more type identification pieces for identifying the type of electronic money transfer or payment, and links the type identification information with one or more recipient identification pieces for identifying the recipient of the electronic money transfer.

To provide a sales data processor and a program capable of improving the usability of electronic money.SOLUTION: A sales data processor according to the embodiment includes payment amount receiving means, operation receiving means, communication control means, a first settlement means, and a second settlement means. The payment amount receiving means receives an operation for determining a payment amount. The operation receiving means receives a start operation for starting electronic payment. The communication control means performs wireless communication with an electronic settlement medium when receiving the start operation. The first settlement means selects a type of electronic payment according to a preset priority order and performs processing of the payment amount when the electronic payment medium supports a plurality of electronic payments. The second settlement means performs a settlement process for a remaining amount by electronic settlement of the next priority if the first settlement means cannot settle the entire payment amount.SELECTED DRAWING: Figure 3

A system is provided.SOLUTION: A system comprising: means for registering a user's hometown; means for recommending a niche landmark near the registered hometown based on data of another application; means for giving a point when the user visits the recommended place and performs an action; means for transferring the given point to another piece of electronic money; and means for giving the point to an organization having jurisdiction over the place.SELECTED DRAWING: Figure 1

To improve the convenience of remittance services.SOLUTION: A remittance management device provides a corporate service that enables a corporation to accept remittance from a user's account. The remittance management device includes: a content providing unit that supplies a terminal device with content that is for displaying a remittance screen to accept a remittance request and that corresponds to a remittance type; and a remittance processing unit that accepts the remittance request through operation of the remittance screen and moves electronic money equivalent to the remittance amount from the user's account to the corporate account of a business that uses the corporate service. The remittance type is specified based on service information provided to the remittance management device regarding the corporate service and includes donations that are subject to donation deductions and donations that are not subject to donation deductions. The content providing unit supplies the terminal device with content for the remittance screen that displays whether or not a donation deduction is available depending on the remittance type specified based on the service information.SELECTED DRAWING: Figure 4

The article to which this design pertains is a railway ticket vending machine that allows railway passengers to make reservations and issue tickets, and to pay by cash, credit card, or electronic money. It also has a calling function and a ticket reading function, and can be operated with the support of a remote operator. Most operations are performed using the touch panel of the operation screen, and it can read IC cards and two-dimensional code information brought by passengers when operating it.

To solve the problem of labor shortage or insufficient funds in animal support activities of a district.SOLUTION: Provided is a system including: means of aggregating and analyzing veterinary data and eyewitness information support activity reports from local residents and matching necessary support with feasible support; means of collecting necessary funds by an electronic money service and turning these into sharable financial resources that supporters can use in local medical institutions or designated stores; and means of checking the state of animals of concern at any time and for local people to become guardians and solve the labor shortage or insufficient funds of an organization.SELECTED DRAWING: Figure 1

To offer a return suitable for a user who uses a financial service or an electronic settlement service as a set, in addition to a communication service.SOLUTION: A usage fee returning method includes: storing information on a user who subscribes to a communication service provided by a communication carrier (S801); storing information on a user who subscribes to a financial service (S802, S803); storing information on a user who subscribes to an electronic settlement service (S804); determining whether or not the user who subscribes to the communication service subscribes to the financial service, and returning, on condition that the user is determined to have a subscription to the financial service, electronic money or points available in the electronic settlement service, as a return for a usage fee for the communication service (S809, S810).SELECTED DRAWING: Figure 8

This electronic currency system includes a determination unit configured to determine, in response to withdrawing of a first electronic currency assigned with information indicating a range corresponding to the face value of the first electronic currency in a space expressing the face value of a certain electronic currency, the presence or absence of double spending of the first electronic currency on the basis of whether or not information on a range at least a part of which overlaps the range corresponding to the face value of the first electronic currency is stored in a withdrawn currency storage unit that stores information indicating a withdrawn range in the space, thereby more efficiently detecting double spending of the electronic currency.

To improve user convenience. [Solution] When a user's salary is deposited into the user's virtual account at the First Bank, which is linked to the user's identification information of the electronic payment service, the information processing device deposits electronic money corresponding to the salary into the salary wallet of the user's identification information managed by the electronic payment service, and in response to the deposit, displays the interface screen of the electronic payment service, which includes information about the salary deposited into the salary wallet, on the display unit of the user terminal device.

To make it possible to respond to workers' requests for diverse payment forms for compensation for their labor.SOLUTION: An in-house loan system includes a user terminal 16, a labor data processing computer 12, and a settlement computer 14. The labor data processing computer 12 inputs request data sent from the user terminal 16, compares an amount specified by requested amount data with an amount specified by available amount data, and if the amount specified by the requested amount data does not exceed the amount specified by the available amount data, creates and outputs transfer data for paying a cash amount specified by ratio data to a worker as an in-house loan under predetermined interest rate conditions, and creates electronic money issuance request data for charging an electronic money amount specified by the ratio data to the worker's user terminal 16 as the in-house loan under the predetermined interest rate conditions and outputs it to the settlement computer 14.SELECTED DRAWING: Figure 1

To improve user convenience. [Solution] An information processing device that, when a user's salary is deposited into the user's virtual account at the First Bank, which is linked to the user's identification information of the electronic payment service, deposits electronic money corresponding to the salary into the salary wallet of the user's identification information managed by the electronic payment service, and sends the electronic money of the salary from the salary wallet to a predetermined recipient on a predetermined date.

The spread of cashless payments has made it difficult to accurately ascertain the income of public assistance recipients through traditional bank account inquiries alone, leading to fraudulent claims. Furthermore, the aging of those responsible for monitoring recipients and a shortage of personnel have resulted in insufficient verification of the recipients' well-being. [Solution] The system includes a data collection means that integrates transaction history from bank accounts, electronic money, and QR code payments by linking with the interfaces of multiple payment services; a determination means that enables quick reporting via a smartphone app when an undeclared deposit is detected; and a data fixing means that records all declared information in an unalterable format including a hash value. Furthermore, it includes an evaluation means that detects discontinuation in transaction history and performs safety checks through automatic phone calls by an artificial intelligence voice agent, thereby supporting the work of the monitoring staff.

To provide a program or the like that can flexibly cope with a management mode desired by a user.SOLUTION: According to one aspect of the present invention, a program is provided. This program is configured to cause a computer to execute an acquisition step, a specification step, and a consumption step. In the acquisition step, balance consumption control data that controls balance consumption in a payment with electronic money is acquired. In the specification step, a usage balance, which is a balance used for the payment, is specified based on the balance consumption control data and reference information. Among multiple balances including a wallet and a usage set balance, the usage balance is a balance specified from the usage set balance. The wallet is a balance with no restrictions on usage. The usage set balance is a balance set for an expected usage. The reference information is information indicating a relationship between the balance consumption control data and the type of the usage set balance. In the consumption step, electronic money is consumed from the usage balance.SELECTED DRAWING: Figure 1

This item is a video camera for monitoring equipment operation that can be attached and detached via a holder that serves as an attachment to electronic money charging machines, automatic teller machines, etc., and allows the operator to remotely check the operation of various equipment.

To provide an application program, a settlement system, and a control method of a terminal device configured to allow a user to repay funds borrowed from a consumer loan company using electronic money, thereby improving the convenience for the user.SOLUTION: An application program causes a terminal device which can communicate with a business operator server managed by a consumer loan company over a network to: receive the amount of debt of a user from the business operator server; display the amount of debt on a display unit of the terminal device; acquire a repayment amount to repay the debt, in accordance with an input from the user; transmit a repayment request including the repayment amount to the business operator server; and repay the debt with electronic money.SELECTED DRAWING: Figure 1

The present invention relates to a card payment and electronic money dedicated capsule toy vending machine and, more specifically, to a card payment and electronic money dedicated capsule toy vending machine which enables more convenient performance of repair and maintenance of a front portion that is relatively frequently damaged, and which enables minimization of an increase in unnecessary management costs and property damage by preventing theft of a capsule.