71 results about "Electronic money" patented technology

A valuable management system, a valuable management device, and a valuable management program are provided that can accurately manage the validity period of valuables that can be used by players. In the valuable management system 1A, the expiration date of electronic money managed by the valuable management means 101A is managed based on the validity period of each record. For example, in the valuable management system 1A, the usability determination means 105 determines whether the electronic money can be used by determining the validity period of the electronic money of the record as a predetermined period from the "addition date" recorded in the record.

To provide an information processing device, an information processing method, and a program capable of appropriately selecting affiliated stores that permit the use of a prepaid card. [Solution] An information processing device comprising: an acquisition unit that acquires at least a credit card payment history performed at one or more credit card affiliated stores; and a generation unit that generates, based on the payment history, list information that identifies affiliated stores among the one or more affiliated stores that will or will not allow the use of a prepaid card that performs payment processing using the electronic money balance of an electronic payment service charged by the user.

A method performed by an information processing device to generate code information on a payment related to an electronic money at a terminal, may be provided. The method may include: obtaining first information; and generating the code information that includes second information related to an authentication of a user of the terminal based on the first information.

The invention discloses an Internet of Things intelligent water meter capable of working without power supply. A mechanical water meter has the functions of supplying water, metering, uniformly displaying water supply metering and closing a valve; the superposed circuit on the mechanical water meter has the functions of charging, fee display, management and valve opening; a valve capable of being automatically closed without electricity when control is not added is installed on a water supply channel in the water meter, the condition that water charge closed-loop management water supply conditions are not met when water charge is not received, the valve is attacked and damaged, mechanical faults, circuit faults and battery power shortage and shortage are caused, and the valve is automatically closed without electricity after one round of water supply is completed; the circuit converts the supplied water volume physical quantity into the collected electronic digital currency quantity in each round of water supply process, and the water meter is recovered to a new round of water supply initial state after charging; closed-loop payment exchange between physical goods and electronic currency is realized; the mechanical / electronic double-metering and double-display mode that mechanical metering of an existing electronic water meter is electromechanically converted into electronic metering and then secondarily converted into electronic currency is changed; and no pulse equivalent exists.

The present invention pertains to an electronic money settlement method that is realized by an electronic money business operator system that provides an electronic money service. The method includes: managing, in an associated manner for each user who uses an electronic money service, an electronic money account of the user and a deposit account of the user; virtually setting the balance of the electronic money account so as to be synchronized with the balance of the deposit account; and making a request to a financial institution system for a remittance process such that an amount for settlement is, in response to the settlement using the electronic money, directly remitted from the deposit account associated with the electronic money account to a deposit account, at a financial institution, of a money recipient who is to receive the amount through the settlement.

To provide a payment management device, payment management method, and program that can improve convenience for companies operating affiliated stores. [Solution] A payment management device for managing an electronic payment service using electronic money, comprising an information management unit that links company identification information for identifying a company with wallet identification information for identifying the company's wallet in the electronic payment service, links the wallet identification information with one or more type identification pieces for identifying the type of electronic money transfer or payment, and links the type identification information with one or more recipient identification pieces for identifying the recipient of the electronic money transfer.

A system is provided.SOLUTION: A system comprising: means for registering a user's hometown; means for recommending a niche landmark near the registered hometown based on data of another application; means for giving a point when the user visits the recommended place and performs an action; means for transferring the given point to another piece of electronic money; and means for giving the point to an organization having jurisdiction over the place.SELECTED DRAWING: Figure 1

This electronic currency system includes a determination unit configured to determine, in response to withdrawing of a first electronic currency assigned with information indicating a range corresponding to the face value of the first electronic currency in a space expressing the face value of a certain electronic currency, the presence or absence of double spending of the first electronic currency on the basis of whether or not information on a range at least a part of which overlaps the range corresponding to the face value of the first electronic currency is stored in a withdrawn currency storage unit that stores information indicating a withdrawn range in the space, thereby more efficiently detecting double spending of the electronic currency.

To improve user convenience. [Solution] When a user's salary is deposited into the user's virtual account at the First Bank, which is linked to the user's identification information of the electronic payment service, the information processing device deposits electronic money corresponding to the salary into the salary wallet of the user's identification information managed by the electronic payment service, and in response to the deposit, displays the interface screen of the electronic payment service, which includes information about the salary deposited into the salary wallet, on the display unit of the user terminal device.

To improve user convenience. [Solution] An information processing device that, when a user's salary is deposited into the user's virtual account at the First Bank, which is linked to the user's identification information of the electronic payment service, deposits electronic money corresponding to the salary into the salary wallet of the user's identification information managed by the electronic payment service, and sends the electronic money of the salary from the salary wallet to a predetermined recipient on a predetermined date.

The spread of cashless payments has made it difficult to accurately ascertain the income of public assistance recipients through traditional bank account inquiries alone, leading to fraudulent claims. Furthermore, the aging of those responsible for monitoring recipients and a shortage of personnel have resulted in insufficient verification of the recipients' well-being. [Solution] The system includes a data collection means that integrates transaction history from bank accounts, electronic money, and QR code payments by linking with the interfaces of multiple payment services; a determination means that enables quick reporting via a smartphone app when an undeclared deposit is detected; and a data fixing means that records all declared information in an unalterable format including a hash value. Furthermore, it includes an evaluation means that detects discontinuation in transaction history and performs safety checks through automatic phone calls by an artificial intelligence voice agent, thereby supporting the work of the monitoring staff.

This item is a video camera for monitoring equipment operation that can be attached and detached via a holder that serves as an attachment to electronic money charging machines, automatic teller machines, etc., and allows the operator to remotely check the operation of various equipment.

To provide an application program, a settlement system, and a control method of a terminal device configured to allow a user to repay funds borrowed from a consumer loan company using electronic money, thereby improving the convenience for the user.SOLUTION: An application program causes a terminal device which can communicate with a business operator server managed by a consumer loan company over a network to: receive the amount of debt of a user from the business operator server; display the amount of debt on a display unit of the terminal device; acquire a repayment amount to repay the debt, in accordance with an input from the user; transmit a repayment request including the repayment amount to the business operator server; and repay the debt with electronic money.SELECTED DRAWING: Figure 1

To provide a system capable of providing convenient and highly reliable purchase service to a consumer.SOLUTION: The method includes the steps of: inputting commodity information of a brand-name product, a precious metal, a watch, or the like by a user using a portable information terminal and uploading a photograph; transmitting the commodity information and photograph data from the portable information terminal to a server; calculating an appraisal value of the commodity by the server using artificial intelligence based on huge market data; returning the appraisal result to the portable information terminal by the server and displaying the appraisal result on the portable information terminal by the server; starting a shipping procedure of the commodity when the user accepts the appraisal value; confirming arrival of the commodity by the server; inspecting a state of the commodity by the server; and transmitting the inspection result as electronic money to the user by the server.SELECTED DRAWING: Figure 1

The invention discloses an Internet of Things intelligent gas meter capable of working without power supply. A mechanical gas meter has the functions of gas supply, metering, unified mechanical metering display and valve closing; the superposed circuit on the mechanical gas meter has the functions of charging, fee display, management and valve opening; a valve capable of being automatically closed without electricity when control is not added is installed on a gas supply channel in the gas meter, gas charge closed-loop management gas supply conditions are not met when gas charge is not received, the valve is attacked and damaged, mechanical faults, circuit faults and battery power shortage and lack are all caused, and the valve is automatically closed without electricity after a round of water supply is completed; the circuit converts the supplied gas volume physical quantity into the collected electronic digital currency quantity in each round of gas supply process, and the gas meter is recovered to a new round of gas supply initial state after charging; closed-loop payment exchange between physical goods and electronic currency is realized; mechanical / electronic double-metering and double-display of an existing electronic gas meter which is converted into electronic metering through electromechanical conversion and then converted into electronic currency for the second time are changed; and no pulse equivalent exists.

To provide an information processing device for reducing a burden of sending money to others using electronically managed balances.SOLUTION: An information processing system is configured to: when a first user is registered with an electronic money service that operates in cooperation with a cooperation service and provides the cooperation service to the first user and a second user, and an instruction is given from the first user to send a remittance amount of electronic money to the second user, present an electronic money receiving method to the second user; and when the second user inputs an operation based on the receiving method and the second user is not registered with the electronic money service, transmit information for registering with the electronic money service to the second user. When the second user is registered with the electronic money service on the basis of the information, the remittance amount is added to a balance of electronic money available to the second user.SELECTED DRAWING: Figure 9

Provided is an electronic currency system comprising: a remittance apparatus, which is the remittance source of electronic currency to which additional information is added each time remittance is made; and a receiving apparatus, which is the remittance destination of the electronic currency. The remittance apparatus comprises a verification key reception unit configured to receive a group verification key of a group to which the receiving apparatus belongs, a signature unit configured to use a member signature key of the remittance apparatus to generate a group signature for the group verification key and a hash value of the additional information that is most recently added to the electronic currency, and a currency transmission unit configured to transmit to the receiving apparatus the electronic currency to which the group verification key, the hash value, and the group signature have been added as the additional information. This makes it possible to appropriately ensure the anonymity of a user of electronic currency while maintaining the traceability.

To improve user convenience. [Solution] An information processing device that, when a user's salary is deposited into the user's virtual account at the First Bank, which is linked to the user's identification information of the electronic payment service, deposits electronic money corresponding to the salary into the user's identification information salary wallet managed by the electronic payment service, and sends the electronic money of the salary in the salary wallet to a predetermined recipient on a predetermined date.

A system is provided.SOLUTION: A system comprising: means for a user to register anonymously; means for a user to register possessions and skills; means for matching the registered possessions and skills using artificial intelligence; means for conducting a transaction using electronic money; and means for returning points after completion of the transaction.SELECTED DRAWING: Figure 1

To provide a payment management device, payment management method, and program that can improve convenience for companies operating affiliated stores. [Solution] A payment management device for managing an electronic payment service using electronic money, comprising: an information management unit that manages merchant wallet information relating to the wallets of merchants in the electronic payment service and corporate wallet information relating to the wallets of companies that operate the merchants in the electronic payment service; a receiving unit that receives a transfer instruction that instructs the transfer of electronic money from the company's wallet to another wallet; and a transfer processing unit that executes the transfer of electronic money from the company's wallet to the other wallet based on the transfer instruction.

To select an electronic money settlement service desired to be used among a plurality of electronic money settlement services without being restricted by a balance.SOLUTION: The system includes acquiring means S114, S208 for acquiring first electronic money mainly managed on the user terminal 2 side, second electronic money mainly managed on the server 1 side, the balance of the first electronic money from the first storage means of the user terminal 2 and the balance of the second electronic money from the second storage means of the server 1, designation receiving means for receiving designation of a transfer direction and designation of an amount to be transferred, calculating means S210 for calculating a post-transfer balance of one electronic money obtained by subtracting the amount from the balance of the one electronic money and a post-transfer balance of the other electronic money obtained by adding the amount to the balance of the other electronic money, and updating means S116, S211 for storing the post-transfer balance of the first electronic money in the first storage means and storing the post-transfer balance of the second electronic money in the second storage means.SELECTED DRAWING: Figure 4

To improve security concerning the issuance of electronic money.SOLUTION: A program causes a computer 70 of a terminal device 3, which is configured to be capable of communicating with a vending apparatus 2 that dispenses a product on the basis of acceptance of inserted cash, to execute: transmitting, to the vending apparatus 2, grant information relating to granting electronic money corresponding to the cash by inserting the cash into the vending apparatus 2; transmitting information for causing the vending apparatus 2 to output output information in the form of an image or sound; and, when it is determined that cash has been inserted into the vending apparatus 2 and that the relationship between the output information and input information, which is input on the basis of an operation by a user of the terminal device 3 and relating to authentication of the granting of electronic money, satisfies grant conditions for granting the electronic money, displaying, on the terminal device 3, at least one piece of information indicating that granting of electronic money corresponding to the cash has become possible and information indicating that the electronic money corresponding to the cash has been granted.SELECTED DRAWING: Figure 1

To provide an application program, and the like, configured to combine points issued to a user with electronic money available for an electronic payment to be applied to the bill of a credit card, thereby improving the convenience for the user.SOLUTION: An application program causes a terminal device configured to communicate with a credit card company server managed by a credit card company over a network to: display credit-card bill on a display unit of the terminal device; acquire the amount of electronic money available for electronic payment so as to be applied to the bill; acquire the quantity of points offered to a user when the user purchased a commodity, so as to be applied to the bill; and transmit, to the credit card company server, an instruction to apply the amount of electronic money in combination with the quantity of points to the bill.SELECTED DRAWING: Figure 15

To provide an electronic money system that serves as a common currency for overseas remittance and overseas travel.SOLUTION: A hardware constituting an electronic money system according to the present invention comprises a computer maintained by a power supply provider, a computer maintained by a financial institution, a card issued by a financial institution to an electricity retailer, and a card issued by a financial institution to their overseas and domestic users. The computer maintained by the electricity supplier incorporates software that converts electricity transmitted from the electricity retailer into a corresponding value of the common currency, and the converted value (numerical value) calculated by the electricity supplier's computer is transmitted to the financial institution as the value of the common currency.SELECTED DRAWING: Figure 1

To ensure security in selling gift cards without requiring a sales counter or salesperson for selling gift cards. [Solution] A vending machine that is connected via a network to a payment management device that provides an electronic payment service and sells gift cards that can be used with the electronic payment service, the vending machine comprising: a discrimination unit that determines the amount of the gift card that the user wishes to purchase based on input from the user; a request unit that requests the payment management device to generate a gift code for charging electronic money equivalent to the amount of the gift card; a gift code acquisition unit that acquires the gift code from the payment management device; and a printing unit that prints the gift code on the gift card.

A system and method for issuing a virtual value-bearing card associated with only non-personally identifying information is disclosed. A remote internet enabled device, an input device, a network coupling, and a card dispenser communicate to convert physical or electronic currency, wherein the converted funds are immediately available to the user with a virtual value bearing card stored on an application hosted on an internet enabled device. The converted funds are simultaneously available on a physical card. The input device is configured to receive input to scan a code graphically provided by the internet enabled device. The code includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor. A virtual card initiator is operationally coupled to the network coupling, the virtual card initiator being configured to link the account number and the value of the received assets together with a request to generate the virtual value-bearing card, activate the card, load funds onto the card and to add the card to a remote internet enabled device, such as a smart phone. The virtual card includes only non-personally identifiable information. The non-personally identifiable information includes the account number.

This image relates to an information display image for a sales management system used in a store. This image comprises an area for managing cash sales, change reserves, and deposit / withdrawal amounts, and an area for managing sales made using methods other than cash, such as gift certificates, electronic money, or credit cards.

To provide a payment management device, payment management method, and program that can improve convenience for companies operating affiliated stores. [Solution] A payment management device for managing an electronic payment service using electronic money, comprising an information management unit that links company identification information for identifying a company with wallet identification information for identifying the company's wallet in the electronic payment service, links the wallet identification information with one or more type identification pieces for identifying the type of electronic money transfer or payment, and links the type identification information with one or more recipient identification pieces for identifying the recipient of the electronic money transfer.

To provide an accounting device that can effectively report charging of electronic money, and an information processing program.SOLUTION: The accounting device includes point processing means, electronic money processing means, and reporting means. The point processing means acquires points based on settlement of a transaction. The electronic money processing means executes a charge request for charging electronic money based on the points when the points satisfy a predetermined condition. The reporting means makes a report based on result information in response to the charge request.SELECTED DRAWING: Figure 7

This system provides a value management system that can accurately manage the validity period of the valuable assets usable by players. [Solution] In the Value Management System 1A, the electronic money managed by the Value Management Means 101A has its expiration date managed based on the validity period for each record. For example, in the Value Management System 1A, the Usability Determination Means 105 determines whether the electronic money can be used, using a predetermined period from the "addition date" recorded in the record as the validity period of the electronic money for that record.