Non-contact card application management system and management method based on mobile communication

Abstract

The invention provides a contactless card application management system and a management method; the system includes an application and offline accountant management platform (1), a mobile payment platform (2) and a mobile terminal (4); the application and offline accountant management platform (1) is mutually connected with the mobile payment platform (2); the mobile terminal (4) is connected with the application and offline accountant management platform (1) through a contactless induce-identify device (3); the mobile terminal (4) accesses to the mobile communication network of the mobile payment platform (2). The invention adopts the wireless communication device as the electronic currency of various electronic payment platforms so that the defect of carrying large quantities of different IC cards is solved for the users; the consumption behavior of the users can be analyzed; the precision consumption information is delivered to the users according to the consumption behavior and the interests of the users, so as to provide precision marketing bidirectional service for the merchants and users and further promote the development of the electronic payment mode.

Description

technical field [0001] The invention belongs to the cross technical field of electronic payment and wireless communication, and in particular relates to a mobile communication-based non-contact card application management system and management method. technical background [0002] At present, electronic payment is very common, and consumption by swiping cards is no longer a fashion, but gradually transitioning to a necessity of life. Electronic payment often uses IC cards as carriers, and IC cards play an important role in public transportation systems, city cards, supermarkets, parks, etc., as well as access control, remote identification, and information transmission and storage services other than funds and identity information. , which greatly facilitates people's work and life. [0003] However, with the rapid development of technology, a large number of IC cards have begun to flood. The more common ones include bus cards, bank cards, campus cards, group internal door ...

AI Technical Summary

Problems solved by technology

[0003] However, with the rapid development of technology, a large number of IC cards have begun to flood. The more common ones include bus cards, bank cards, campus cards, group internal door ban cards, consumer cards, shopping cards, etc. Users often need to carry many IC cards with them. , not only difficult to identify, hard to remember the password, but also easy to lose, inconvenient to carry, the process of opening the card and recharging is relatively cumbersome, and there are certain security risks. a lot of inconvenience

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