85results about How to "Reduce financial risk" patented technology

A mobile station and methods are disclosed for diagnosing and modeling site specific effluent treatment facility requirements to arrive at a treatment regimen and/or proposed commercial plant model idealized for the particular water/site requirements. The station includes a mobile platform having power intake, effluent intake and fluid outflow facilities and first and second suites of selectably actuatable effluent pre-treatment apparatus. An effluent polishing treatment array is housed at the station and includes at least one of nanofiltration, reverse osmosis and ion-exchange stages. A suite of selectively actuatable post-treatment apparatus are housed at the station. Controls are connected at the station for process control, monitoring and data accumulation. A plurality of improved water treatment technologies are also disclosed.

A method and system for automatically collecting and for analyzing information about time and work performed on a computer includes a hardware abstraction layer for monitoring activity on various user input devices. The system also includes the following elements: a data collector for monitoring certain portions of a user's computer activity and for logging into a log file those certain portions of a user's computer activity; a data analyzer for determining by following user-defined rules showing which portions of those certain portions of a user's computer activity constitutes continuous work activities, and how this work should be categorized by project and task with project; and an external interface for building the rules defining work. The data collector includes a resident module, such as a TSR (terminate-and-stay-resident) module, which extends the file system of the computer so that detailed records are kept of file activities. The data collector also routes information about file and keyboard activity, and tabulates and writes such information to a user's disk periodically. The hardware abstraction layer is a software module which is interposed between actual physical user input devices and the data collector.

The present invention relates to an automated coaching system for financial modeling and counseling system. The automated coaching system enables the user to analyze the user's investment portfolio and dispense context sensitive automated advice to the user based on the user inputted financial data, preferences and financial goals. The automated coaching provides its advice to the user in syntactically correct natural language coaching strings and is able to configure and recommend solutions and financial products, specific to the user's situation. Furthermore, the automated coaching system can analyses the impact of the recommended product on the user's financial model.

The invention discloses a credible smart contract reinforcement method based on a blockchain. The method includes the steps that the blockchain is established in a P2P consensus network, an account book record is maintained jointly by all participation nodes, and smart contracts are recorded in the account book of the blockchain; it is permitted that each participation node releases the smart contracts based on the blockchain, and meanwhile smart contract code review nodes exist to provide contract code review services; the reinforced smart contracts are released, the safety of contract codesis guaranteed by using the contract code review service smart contracts in combination with blockchain tokens, a smart contract safeguard mechanism is provided through insurance service nodes, and thefinancial risk of the smart contracts is reduced. According to the method, the function of reviewing the smart contract codes is added, the safety of the smart contract codes is improved, and the possibility of appearance of code vulnerabilities is effectively reduced; meanwhile, corresponding token awards are provided, and participation is encouraged through incentive measures; the safety of funds is guaranteed, and loss brought about by contract problems is reduced.

A system of granting credit to the client on line by financial enterprise comprises user power distribution and control module, credit application module, credit checking and issuing module, credit approval module, credit extending module, extension period approval module, ceiling return module, return back checking and issuing module, credit inquiry module, credit statistic analysing module and credit prewarning module. The system can be used as control system of credit approval operation within financial enterprises.

The embodiment of the invention provides a payment verification method, a server and a system, relates to the field of communication, solves the problem that in the prior art payment may be simulated caused by loss of a mobile phone and the like, and thereby improve security of mobile payment and reduce financial risks in a mobile payment process. The payment verification method comprises the steps of: receiving payment information sent by a first terminal; determining a second terminal bound to the first terminal; generating first verification information and second verification information according to the payment information; sending the first verification information to the first terminal, and sending the second verification information to the second terminal; obtaining verification responses aiming at the first and second verification information; and if each verification response accords with the corresponding one of the first and second verification information, making payment according to the payment information.

A remote engineering equipment and unlock the lock, a control technology, remote locking used to solve the problem. Its technical programmers are: remote monitoring centre from its computers, wireless communication networks, remote monitoring, engineering equipment and the implementation of the controller comprising a control system, remote monitoring from a central computer lock or unlock signal, the signal through the wireless transmitted to the communication network remote monitoring, remote monitoring via communication interface to send it to the controller engineering equipment, engineering equipment by the end of the controller implementation agencies to lock or unlock operation, the invention also provides a realization of this kind of locking devices. The present invention is not only easy to implement engineering equipment reliable remote lock or unlock, but also to prevent damage to the device unlock methods, and therefore effective security and greatly reduce financial risks.

The invention provides a system and method for electronic publication of original, creative works on a website as well as systems and methods for compensating the author(s) of the original creative works. The electronic publishing systems of the present invention can also be utilized in novel methods of fund raising for charitable and/or non-profit organizations.

The present invention provides a method and a device for the engineering machine code locking and unlocking, belongs to the controlling technology field, and is used in solving the equipment locking problem. The technical proposal is to use a control system composed of an engineering machine controller, a lock vehicle executing mechanism, a keyboard, and a displayer as the operation platform, to arrange a code memory in the engineering machine controller, to write the user unlock vehicle program executed automatically when the machine starts in the code memory and pre-store the unlocking code. By inputting the unlocking code in the keyboard, whether the input code is in accord with the pre-stored unlocking code can be judged by a CPU, when yes, the control executing mechanism finishes the locking execution or relieves the locking state on the engineering machine. The locking execution or the locking relieving refers to that the executing mechanism conducts the working state controlling on a speed adjusting motor, the flameout electromagnetism or the flux control proportion electromagnetism. The present invention can lock the engineering machine limberly and reliably, not only can reduce the financial risk of the manufacturer and the dealer, but also can provide users with convenience.

Methods are disclosed for using computers, computer programs, algorithms and computer networks and communications hardware and protocols to appraise the value of assets as well as protecting asset owners from the risk that other entities will value those assets differently. The methods disclosed include: Supplementing traditional valuation methods with other considerations that may affect the value of intellectual property assets. Using insurance type financial instruments to maintain compliance with regulatory requirements such as those imposed by the Sarbanes Oxley Act, the SEC, or the IRS. Using insurance type financial instruments to protect intellectual property asset owners from the risk that tribunals, regulatory agencies, or other entities will appraise intellectual property assets at a different value.

The invention discloses a "one-in and one-out" roadside parking management toll collection system and method, and the toll collection system comprises parking area equipment, a remote server, and a mobile terminal in communication connection with the remote server, wherein the parking area equipment comprises multiple cameras located at the boundaries of each area, and can also comprise geomagnetic sensors and parking locks; and the remote server is equipped with a data acquisition unit, a data analysis processing unit, a control unit, a billing unit, a payment unit, and an emergency statementunit. The toll collection method, based on the toll collection system, collects vehicle information entering and exiting the boundaries of the areas and the time difference between entering and exiting through cameras, automatically charges vehicles that are determined to have parking behaviors, collects the tolls through mobile terminals or artificial assistance, and can prevent from toll dodging by using geomagnetic sensors and parking locks. The roadside parking management toll collection system and method provided by the invention have the advantages such as simple and convenient chargingmethod, high charging efficiency, prevention of toll dodging, reduction of financial risk and strong operability.

Disclosed is a method for authorizing with interactive audio response during dealing with bank card which comprises: binding the bank card number with user's phone numbers; when draw amount of bank card equals or exceeds the pre-set draw amount, calling user's pre-set phone terminals in sequence and prompting user that the bank card being drawn or consumed, according to press-key response after getting through user to decide whether to allow this dealing; if having communication device on drawing locale, then user being able to communicate with persons on locale with speech/video; if none of the pre-set phone terminals being gotten through, rejecting or allowing the dealing according to user's pre-set policies.

The invention provides a user credit risk assessment method and device and a computer readable storage medium, and belongs to the technical field of big data. The method comprises the steps of obtaining a target terminal associated with a to-be-evaluated user and App installation information of the target terminal; Obtaining an App score list, wherein the App score list comprises scores of a plurality of Apps; Determining an App total score of the target terminal according to the App installation information of the target terminal based on the scores of the plurality of Apps; And obtaining a credit risk assessment result of the to-be-assessed user according to the App total score of the target terminal. According to the invention, dependence of the user credit risk assessment method on external data can be reduced, the accuracy of the assessment result is improved, and the risk is reduced.

The invention discloses an off-site bond transaction clearing system based on a license chain, capable of improving the transparency of a product, increasing the intelligent level of the product, improving the automatic and intelligent level of a flow, improving the transaction and signing efficiency, reducing the transaction cost, and reducing the systematic financial risk. According to the technical scheme, full-life-cycle management of off-site bond trading is achieved. Permission design based on a permission chain ensures self-organization and strong supervision of market ecology under anoff-site bond transaction system, and permission design based on a decentralized CA mechanism ensures equal status of market alliance and reflects supervision intention. The design of transaction andclearing is completed by using an intelligent contract, and the business interaction between a transaction institution and a transaction opponent institution is completed, and transaction risk prevention and coupon transfer are completed by using intelligent contract automatic inspection and instructions. The risk control rule design of the intelligent contract is configured according to a supervision suitability matching rule, so that intelligent matching and automatic management of the supervision rule are realized, and an active supervision mechanism is formed.

The invention relates to an enterprise life cycle analysis method and system based on big data, and the method comprises the steps: obtaining operation correlation data of a target enterprise; carrying out the multidimensional filtering preprocessing of the operation correlation data; analyzing the operation correlation data in a preset model after filtering preprocessing, so as to determine the abnormal data of the operation correlation data after filtering preprocessing; analyzing the abnormal data and obtaining the life cycle information of the target enterprise. The method employs multi-data-source convergence and big-data distributed calculation, i.e., the distributed calculation of a data decrease channel model of the target enterprise on the basis of modeling, thereby achieving a real-time effect of completing the calculation of the data decrease channel model of the enterprise after modeling. The method can obtain a result that the data of the target enterprise is in an abnormal decrease state, carries out the early warning against the operation abnormality, achieves the multi-data-source convergence analysis, achieves the technical purpose of operation data analysis and enterprise early warning and prompt, and effectively reduces the financial risks of the operation of the enterprise.