Patents
Literature
Patsnap Eureka AI that helps you search prior art, draft patents, and assess FTO risks, powered by patent and scientific literature data.

168 results about "Risk profile" patented technology

A risk profile is an evaluation of an individual's willingness and ability to take risks. It can also refer to the threats to which an organization is exposed. A risk profile is important for determining a proper investment asset allocation for a portfolio. Organizations use a risk profile as a way to mitigate potential risks and threats.

Risk management system and method based on multi-source data perception

The invention discloses a risk management system and method based on multi-source data perception, and relates to the technical field of cloud computing security, and the method comprises the steps: collecting historical multi-source data of a cloud host; constructing a cloud host risk portrait based on historical multi-source data of the cloud host; the method comprises the following steps: dividing a cloud host network into a plurality of security domains according to service functions and security requirements, and configuring a basic access control strategy; sensing the resource use condition of the cloud host in real time, and identifying the current service state of the cloud host in combination with the service log; and matching a preset security policy according to the current service state of the cloud host and the risk portrait of the cloud host, and dynamically adjusting a network segmentation policy and an access control policy in a security domain based on a micro-isolation technology. According to the method, a micro-isolation technology is used, a network segmentation strategy and an access control strategy in a security domain are dynamically adjusted according to the real-time service state and the risk portrait of the cloud host, and the security and the stability of the cloud host in different service scenes are improved.
Owner:上海市大数据中心

Online management method and system for hospital infection prevention and control related data

The invention provides a hospital infection prevention and control related data online management method and system, and relates to the technical field of data processing, and the method comprises the steps: carrying out the dynamic graph calculation of an infection transmission path through a multi-modal deep learning model, and recognizing a high-risk department, equipment and personnel interaction mode, so as to obtain a real-time calculation result; generating a dynamic risk threshold based on the real-time calculation result, and generating a risk event vector; mapping the risk event vector into an executable supervision task list, and calculating a final task allocation path through a reinforcement learning algorithm; based on the final task distribution path, constructing a department-level risk portrait and a hospital-level risk topological graph; expected loss values of different prevention and control strategies are calculated through Monte Carlo simulation, and a department specific prevention and control scheme is generated; and when a multi-drug-resistant bacterium propagation risk is detected, automatically associating historical data of related departments, and calculating a final isolation region division scheme. The false alarm rate can be reduced.
Owner:HUNAN DEYAMANDA TECH CO LTD

Food safety knowledge graph system

The invention relates to the technical field of food traceability, and discloses a food safety knowledge graph system, which comprises an acquisition module used for acquiring multi-modal data of food in stages to form traceability data; the risk portrait module is used for constructing a multi-dimensional risk portrait of the food; the feature fusion module is used for fusing the features of the traceability data to generate feature representation; the block chain evidence storage module is used for storing risk portraits and traceability data; the risk prediction module outputs a prediction result according to the risk prediction model; and the AI decision center module is used for optimizing a prediction result of the risk prediction model and outputting a food safety knowledge graph. According to the method, multi-modal data of links such as production, transportation and storage are collected, the feature fusion module fuses features of the traceability data based on a weighted multi-head attention mechanism, feature representation is generated, and analyzability of traceability information is enhanced. And multiple data sources are weighted and fused, so that the system can capture risks more accurately, and the omission ratio is reduced.
Owner:CHONGQING YUJIAO TECH DEV CO LTD

Dynamic cybersecurity policy management based on contextual adaptive learning

A computerized system for dynamic cybersecurity policy using AI-based contextual adaptive learning includes an AI system that evaluates business contexts, risk tolerance, and productivity impact to generate threat intelligence assessments. The system includes a Contextual Adaptive Learning module that dynamically adjusts cybersecurity policies based on threat assessments to create security workflows. A Cybersecurity Mesh Development module that integrates policies across security frameworks. A Dynamic Scenario Catalog module that updates policy adjustments based on threat intelligence. An Automated Workflow Orchestration module that creates and refines security workflows for optimal efficiency. A Policy Recommendation and Automation module that generates prioritized security recommendations and automates policy changes based on organizational risk profiles and current security controls. This system harmonizes security policies while considering business context, risk, and productivity impacts.
Owner:PURATHEPPARAMBIL SANTHOSH KUNJAPPAN +2

Automated prioritization of process-aware cyber risk mitigation

Implementations are directed to receiving graph data representative of a process-aware AAG that is representative of potential lateral movement of adversaries within a computer network, receiving risk profile data representative of a risk profile of an enterprise with respect to two or more risk aspects, generating, by a process-aware risk assessment module, a risk assessment based on the process-aware AAG and the risk profile, and generating, by a mitigation simulator module, a mitigation list based on the process-aware AAG, the risk profile, and the risk assessment, the mitigation list comprising a prioritized list of two or more facts of the process-aware AAG. Other implementations of this aspect include corresponding systems, apparatus, and computer programs, configured to perform the actions of the methods, encoded on computer storage devices.
Owner:ACCENTURE GLOBAL SOLUTIONS LTD

Security model utilizing multi-channel data with risk-entity facing cybersecurity alert engine and portal

ActiveUS12229275B2Channel dataData mining
Systems and methods for managing cybersecurity for an entity are disclosed. An example method includes providing a content portal to a user configured to display a security risk profile via a generated GUI; receiving, via the generated GUI, a first input from the user comprising a selection of a component identified in the security risk profile and a response parameter; providing, via the generated GUI, parameters for a targeted scan of the selected component; receiving, via the generated GUI, a second input from the user comprising a selection of a confirmation of the parameters; identifying a vulnerability associated with a first property or a second property from device connectivity data based on the parameters; initiating the targeted scan of the selected component associated with the vulnerability; determining a result of the targeted scan; updating the security risk profile; and updating a multi-dimensional score based on the updated security risk profile.
Owner:WELLS FARGO BANK NA

An adaptive real-time risk scoring system for insurance underwriting using AI models

A system (100) for adaptive real-time risk assessment in insurance auditing, comprising the following: a data acquisition module configured to collect real-time data from multiple sources, including IoT-based health monitoring devices, telematics systems, financial transaction logs, and external risk databases; a risk analysis module configured to process and analyze the collected data using machine learning algorithms to create a dynamic risk assessment for a person or company; a policy recommendation module configured to generate personalized underwriting decisions and premium rates based on dynamic risk assessment; a fraud detection module configured to detect anomalies and potentially fraudulent claims using AI-based anomaly detection methods; an explainability and compliance module configured to ensure transparency in underwriting decisions by providing an interpretable AI framework that complies with regulatory standards; and a real-time feedback module configured to continuously update risk profiles and adjust underwriting parameters based on new data inputs.
Owner:SHAH BHUMIKA MILFORD

Risk mitigation system for electrical power grids

Systems and methods for a risk mitigation system for electrical power grids. To mitigate risks such as natural destructive forces, collected risk data and EPG data can be fused to obtain fused data. The vulnerability metric and fragility metric of the EPG based on risk profiles generated from the fused data can be predicted with a physics-informed neural network (PINN) trained with the fused data. EPG threat metrics can be developed by integrating the vulnerability metric, fragility metric, and the risk profiles into an integrated score that determines the probability of failure of the EPG caused by natural destructive forces. The present embodiments can perform a corrective action with an automated helper to mitigate the risks to the EPG caused by the natural destructive forces determined from the EPG threat metrics.
Owner:NEC LABORATORIES AMERICA INC

Customer risk report generation method and device, electronic equipment, medium and product

The invention provides a customer risk report generation method and device, electronic equipment, a medium and a product, and the method comprises the steps: obtaining a plurality of pieces of feature information of a customer, and determining a prediction risk level of the customer according to the plurality of pieces of feature information; according to the multiple pieces of feature information and the predicted risk level, determining the contribution degree of each piece of feature information to the predicted risk level; for any risk feature information, determining risk description corresponding to the risk feature information based on a natural language model according to the contribution degree corresponding to the risk feature information; wherein the risk feature information is screened from multiple pieces of feature information; and generating the first customer risk report according to the risk description corresponding to each piece of risk feature information, so that a clear risk profile and detailed risk description can be provided for the customer, and the efficiency of writing the customer risk report and the accuracy of the confirmed customer risk point can be improved.
Owner:BANK OF COMMUNICATIONS

Targeted Anti-scam education and feedback

In some implementations, an education system may receive demographic information and account information associated with a user. The education system may generate a risk profile based on the demographic information and the account information. The education system may map the risk profile to at least one threat, out of a plurality of possible threats indicated in a data structure, likely to be targeted to the user. The education system may transmit, to a user device, an educational message that is associated with the at least one threat and that is indicated in the data structure.
Owner:CAPITAL ONE SERVICES LLC

Systems for machine learning, optimising and managing local multi-asset flexibility of distributed energy storage resources

Systems, devices and methods for optimising and managing distributed energy storage and flexibility resources on a localised and group aggregation basis, particularly around the determination, analysis and predictive learning of local data patterns, scoring availability for flexibility and risk profiles, to inform the optimisation of energy supply and behind the meter storage resources and local clusters of co-located or close resources within a community, low voltage network, feeder, neighbourhood or building. Said optimisation to involve scheduled, reactive and active management of data sources and local clusters of resources, for a range of goals such as price, energy supply, renewable leverage, asset value, constraint or risk management. Or where said optimisation achieves a local objective such as providing resources to off-set, aid local balancing or constraint management of larger local supplies and loads, or to aid active management of local energy demands and renewable supplies, storage resources, electric heat resources, electric vehicle charging resources or clusters of electric vehicle chargers, flexible loads in buildings.
Owner:MOIXA ENERGY HLDG

Intelligent case division method and system for unhealthy assets

The invention provides an intelligent case division method and system for unhealthy assets, and the method comprises the steps: carrying out the preprocessing of multi-source unhealthy asset data, constructing a case feature set of the unhealthy assets based on the preprocessed data, carrying out the classification and grading, predicting the risk score of the unhealthy assets through a pre-trained dynamic repayment capability prediction model, and obtaining the risk score of the unhealthy assets. Constructing a borrower risk portrait of the unhealthy assets, determining case types of the unhealthy assets based on the borrower risk portrait and preset features, determining initial case division strategies of the unhealthy assets based on the case types and a preset collection strategy library, and optimizing the initial case division strategies through a reinforcement learning mode, and on the basis of the optimized case division strategy, performing case division on the non-performing assets. The method can reduce the manual intervention of the case division link of the unhealthy assets, improves the disposal efficiency of the unhealthy assets, greatly shortens the disposal period of the unhealthy assets, and reduces the unnecessary disposal cost of the unhealthy assets.
Owner:上海勃池信息技术有限公司

Engineering building construction quality analysis system and method based on data processing

The invention discloses an engineering building construction quality analysis system and method based on data processing, and belongs to the technical field of commercial data processing and intelligent decision, and the system comprises a causal relationship graph construction module which is used for fusing multi-source monitoring data to construct a causal relationship graph; the risk profile construction module is used for performing reverse deduction and forward simulation and constructing a prospective quality risk profile; the multi-target collaborative optimization module is used for solving a Pareto optimal equilibrium solution set; the quality pre-control instruction generation module is used for instantiating a dynamic quality pre-control instruction; the efficiency evaluation and attribution correction module is used for updating the causal relationship graph; and the evolution auditing and causal knowledge distillation module is used for auditing historical updating of the atlas and distilling a core causal rule set. According to the method, risk deduction and simulation are carried out by constructing the dynamic causal relationship graph, and multi-objective optimization and closed-loop feedback correction are combined, so that prospective identification and collaborative intelligent pre-control of the project quality risk can be realized.
Owner:QINGDAO DONGJIE CONSTRUCTION ENGINEERING CO LTD

Methods of providing insurance savings based upon telematics and driving behavior identification

A system and method may collect telematics and / or other data, and apply the data to insurance-based applications. From the data, an insurance provider may determine accurate vehicle usage information, including information regarding who is using a vehicle and under what conditions. An insurance provider may likewise determine risk levels or a risk profile for an insured driver (or other drivers), which may be used to adjust automobile or other insurance policies. The insurance provider may also use the data collected to adjust behavior based insurance using incentives, recommendations, or other means. For customers that option to the data collection program offered, the present embodiments present the opportunity to demonstrate a low or moderate risk lifestyle and the chance for insurance-related savings based upon that low or moderate risk.
Owner:STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY

Systems and methods for using risk profiles based on previously detected vehicle events to quantify performance of vehicle operators

Systems and methods for using risk profiles for fleet management of a fleet of vehicles are disclosed. Fleet management may include determining the performance levels of particular vehicle operators. The risk profiles characterize values representing likelihoods of occurrences of vehicle events. The values are based on vehicle event information for previously detected vehicle events. Exemplary implementations may: receive, from a particular vehicle, particular vehicle event information for particular vehicle events that have been detected by the particular vehicle; determine one or more metrics that quantify a performance level of the particular vehicle operator, based on the risk profiles; compare the one or more metrics for the particular vehicle operator with aggregated metrics that quantify performance levels of a set of vehicle operators; and store, transfer, and / or present results of the comparison.
Owner:SMARTDRIVE SYSTEMS INC

Privacy choreographer for fully managed serverless application platforms

Example embodiments of the present disclosure provide for an example method including receiving, from privacy agents deployed by an agent deployment engine, system metric data. The system metric data can include signals associated with compute resources based on settings or functions of a respective compute resource of the compute resources. The method can include generating a risk profile by comparing the received system metric data to current privacy state requirements. The method can include, based on the risk profile, performing an action such as (i) updating a user interface to display a notification relating to the risk profile or (ii) generating and initiating a configuration file to adjust compute resource settings.
Owner:GOOGLE LLC

Financial transaction fraud prevention system using hysteresis models, decision trees, and transformer networks

A fraud detection system preemptively identifies and mitigates fraudulent financial transactions in real-time across a diverse range of digital and physical transaction sources. Transaction data may be acquired from various platforms and categorized into rule sets specific to transaction types. Categorized data is aligned with existing risk profiles to construct a dynamic hysteresis model. This model, evaluated by a decision tree algorithm, identifies potential fraud by integrating immediate transaction details with a comprehensive historical data analysis, thus enabling advanced trend analysis and pattern recognition. Key features identified by the decision tree are used to form a heuristics model, which is then analyzed by a transformer network risk model. A feedback loop enhances the system's effectiveness by incorporating decision outcomes back into the model training server, thus refining the training dataset and continuously improving the accuracy of the risk model.
Owner:GIVECORPORATION INC

Systems and methods for fraud reduction through multi-business authentication

A method for reducing fraud comprises receiving, by a server from a merchant device associated with a merchant, a first plurality of risk data associated with a user, receiving, by the server from a software development kit embedded by a first entity, a second plurality of risk data associated with the user, and receiving, by the server from a second entity, a third plurality of risk data associated with the user. The method further comprises identifying the user, training, by the server, a fraud risk machine learning model, and determining, by the server, a fraud risk profile of the user, based on the fraud risk machine learning model, using the first plurality of risk data, the second plurality of risk data, and the third plurality of risk data.
Owner:CAPITAL ONE SERVICES LLC

Digital support system for personalized nutrition based on genetic, medical, and lifestyle data

A digital system for personalized nutrition, consisting of: • A data processing module (101) that integrates genetic reports, electronic health records (EHRs) and lifestyle data; • in a natural language processing (NLP) system (102) to extract and structure data from unstructured genetic documents; • A machine learning engine that uses Latent Dirichlet Allocation (LDA)(103) to analyze genetic patterns and categorize individuals; • A predictive analysis module (104) that correlates genetic markers with lifestyle and health risks to refine dietary recommendations; • A web-based interface (105) that enables healthcare professionals to upload genetic reports, analyze categorized risk profiles, and create individualized nutrition plans; • A continuously updated nutritional database(106) that matches genetic markers with food components to provide scientifically sound recommendations; • A secure, encrypted data storage(107) and processing framework that ensures compliance with GDPR and HIPAA regulations.
Owner:BALKOVIĆ, MISLAV +7

Big data-based bidding risk assessment method and system

The application belongs to the technical field of bidding risk assessment, and specifically provides a bidding risk assessment method and system based on big data, which mainly comprises the following steps: collecting basic identification data of bidders, historical bidding record data, real-time behavior log data and external environment index data, and generating an integrated initial data set through multi-source data integration processing; performing data cleaning and standardization processing on the integrated initial data set to obtain purified standard data; performing risk feature extraction on the purified standard data to form feature risk indexes; and performing risk linkage analysis by using the feature risk indexes to construct a comprehensive risk profile. The application can realize efficient integration and in-depth analysis of multi-dimensional data of bidders, accurately identify risk abnormalities, highlight key risk signals, reduce the probability of decision-making misjudgment, and provide intuitive and visual risk assessment results to assist decision-making.
Owner:FAZHENG INTELLIGENT TECH CO LTD

Methods and systems for system vulnerability determination and utilization for threat mitigation

Disclosed embodiments include receiving network data associated with a first system of a network. The network data may comprise first data, second data, third data, fourth data, fifth data, and sixth data. The method may quantify, the first data, the second data, the third data, the fourth data, the fifth data, and the sixth data. The method may further determine, a risk parameter based on the quantifying. The method may generate, a vulnerability risk profile for a vulnerability based on the risk parameter. The vulnerability profile may indicate a security weakness of the first system or the second system. The method may determine, based on the security weakness of the first system or the second system, a remediation protocol for minimizing the security weakness of the first system of the network or the second system of the network.
Owner:QUALYS

Special gas holder safety control method and system based on multi-parameter monitoring

The invention discloses a special gas holder safety control method and system based on multi-parameter monitoring, and the method comprises the steps: collecting the gas concentration, environmental parameters, equipment state and other multi-dimensional data inside and outside a special gas holder through a distributed sensor network, carrying out the adaptive filtering and time sequence feature extraction, and constructing a dynamic risk portrait in combination with a process situation. An LSTM-VAE hybrid model, a gas reaction knowledge graph, an improved D-S evidence theory and a pipeline topology propagation model are utilized to calculate an abnormal score, a gas interaction risk score and a space risk score respectively, a comprehensive risk value is generated through dynamic weighted fusion, risk grades are divided, and a hierarchical control strategy is triggered. When the risk is abnormal, leakage source positioning and gas mixing traceability are automatically started, and a diagnosis report is generated. The system realizes closed-loop management of monitoring, early warning, response and traceability, integrates a data driving method and a knowledge driving method, and improves the risk identification accuracy and the disposal intelligent level.
Owner:WUXI CHUANGDA AUTOMATION TECHNOLOGY CO LTD

Cybersecurity enforcement using synthetic phishing

In some implementations, a cybersecurity enforcement system may generate a synthetic phishing attempt targeting a user. The cybersecurity enforcement system may update, based at least in part on a mode of the synthetic phishing attempt, a risk profile specific to the user.
Owner:CAPITAL ONE SERVICES LLC

Enabling risk based monitoring of a clinical trial

According to an embodiment, disclosed is a system comprising a processor configured to define, one or more risk categories for monitoring a risk associated with a clinical trial, wherein the risk categories comprise one or more risk elements; calculate, a first risk profile data of the risk categories based on a risk factor and a weighting assigned to the risk elements; generate, a machine learning (ML) model; train, the ML model; receive, a second risk profile data; analyse, the second risk profile data to identify a pattern based on the first risk profile data using a database; predict, an overall risk score; recommend, one or more of a type of monitoring, a level of monitoring, and the overall risk score; and wherein the ML model comprises a feed-back layer to enable continuous learning and improve the prediction of the overall risk score and monitoring decisions of the clinical trial.
Owner:ICON CLINICAL RESEARCH LTD

Quality verification method and system in silicon carbide purification process based on deep model

The present invention discloses a quality verification method and system for silicon carbide purification processing based on a deep model, which relates to the field of silicon carbide inspection. The quality verification method for silicon carbide purification processing based on a deep model includes the following steps: classifying monitoring data to obtain classified data; obtaining association rules related to silicon carbide product defects; based on a deep learning model, combining the obtained association rules and parameter features in the classified data to predict the defect type and probability of the silicon carbide product; quantifying the predicted defect type and probability of the silicon carbide product to obtain a quantitative score, and combining the quantitative score with a risk index to calculate an overall risk score and construct a risk profile. The present invention combines the characteristics of the association rules and the characteristics of the classified data to improve the model's prediction accuracy for the defect type and probability of the silicon carbide product, quantifies the prediction results into a risk score, and combines them with other risk indicators to provide an intuitive quality verification evaluation indicator.
Owner:NANTONG GANGFENG TECH CO LTD

A system and a method for data protection assessment using threat modeling and adaptive optimization

A system and a method for data protection assessment using threat modelling and adaptive optimization is disclosed. The system (100) comprising a processor (105) and memory (110) with instructions to receive a data access request (345) from entities (120) via authenticated digital interface (125) including structured and unstructured data categories (350), metadata parameters (355), initiating contextual analysis to establish baseline compliance parameters (360). The system analyses data category and metadata using adaptive classification logic and correlation metrics across stored data lineage, distinguishing privacy -critical from non- sensitive data. Threat modelling (130) evaluates correlations among privacy attributes (365), metadata, operational parameters, and regulatory requirements to identify vulnerabilities (375) and exposure points. A composite risk index (135) is derived, forming a structured risk profile (140) with quantified scores (380). Compliance recommendations (150) are generated, safeguard parameters (155) are derived, authorization validated by a compliance authority (160), and a compliance trace (388) is recorded.
Owner:PRIVASAPIEN TECH PTE LTD

Method for multi-party blockchain transaction authorization based on real-time due diligence

A method includes: receiving a first message from a first agent, the first message comprising a request to transfer a virtual asset to a recipient identifier, associated with a second agent, from a sender identifier associated with a sender blockchain address; for the first agent, accessing a set of policies and a set of transaction characteristics of transactions associated with the first agent; characterizing a compliance state and a risk profile of the first agent based on the set of policies and the set of transaction characteristics; transmitting a second message to the second agent, the second message including the compliance state of the first agent and the risk profile of the first agent; receiving confirmation from the second agent to proceed with transfer based on the first compliance state and the first risk profile; and releasing a recipient blockchain address associated with the recipient identifier to the first agent.
Owner:NOTABENE INC

System and method of determining a risk profile for a dwelling

There is provided a method of determining a risk profile for a dwelling. The method includes: determining whether the dwelling is being monitored, the type and extent of dwelling sensors within the dwelling, and the extent to which a security alarm system of the dwelling is activated; adjusting the risk profile in response to said determining; sending the risk profile so adjusted to an insurance provider or broker; and obtaining an insurance quote based on the same. There is also provided a security alarm assembly including dwelling sensors, a security alarm system in communication with the dwelling sensors, and a processor. The processor is configured to determine the number and type of said dwelling sensors, determine the extent to which the security alarm system is activated, determine whether the security alarm assembly and / or the dwelling sensors are monitored, and calculate a risk profile based on the same.
Owner:JOJO TECH LTD

Systems and methods for payment token provisioning with variable risk evaluation

Systems and methods for payment token provisioning with variable risk evaluation are disclosed. In one embodiment, a method may include: an issuer backend: (1) receiving, from an electronic wallet application, a payload comprising an identification of a card to be provisioned to the mobile electronic device; (2) determining that the card is eligible for provisioning to the mobile electronic device; (3) generating a card payload and communicating the card payload to the payment network, wherein the payment network creates a payment token for the card comprising payment token origin information; (4) receiving the payment token from the payment network and generating a risk profile for the payment token; and (5) activating the payment token in response to the validation.
Owner:JPMORGAN CHASE BANK NA

Method and System for Dynamically Navigating Routes According to Safety-Related Risk Profiles

Systems and techniques by which a navigation system provides directional information for vehicular travel that is customized based upon real-time conditions, a safety profile associated with a vehicle driver, and the safety assessment associated with the characteristics of road segments are disclosed. In one implementation, a method for a personalized vehicular navigation assessed dynamically based on risk tolerance includes retrieving data indicative of accident history associated with at least one of the road segments, retrieving data indicative of real-time condition of the road segments, and retrieving a user profile associated with the user. The method further includes calculating risk scores, based on the accident history and the real-time conditions and weighed based on tolerance level and the driver's history, associated with a plurality of proposed routes, identifying a personalized route based on the risk scores, and transmitting the identified personalized route to a device. The calculation of the risk scores includes combining, using a statistical inference method such as an Empirical Bayes method, the accident history and a statistical regression model based on features of a road segment to compute a likelihood of having an accident on the road segment.
Owner:THE MITRE CORPORATION