32results about How to "Unprecedented flexibility" patented technology

Methods and systems for receiving a financial payment facilitated by use of a mobile device such as a mobile telephone (cellphone) or wireless connected personal digital assistant (PDA). A mobile financial transaction system (MFTS) is coupled for wireless communications with a mobile device of a user / payee, and also is coupled for electronic communication with a payment instruction recipient that effects payments by various methods. The system provides information corresponding to a received payment to a user / payee's mobile device. Information is displayed to the user / payee corresponding to a plurality of selectable payment methods available for receiving the payment. The user / payee provides input on his / her mobile device corresponding to selection of a payment method for receiving the payment. The mobile device generates a mobile payment instruction indicating the selected payment method and wirelessly communicates the mobile payment instruction to the MFTS. The MFTS generates and communicates an MFTS payment instruction including an amount, the identified payee, and the selected payment method, to a payment instruction recipient. The payment instruction recipient, in response to receipt of the MFTS payment instruction, effects a payment to the user / payee utilizing the selected payment method.

A hardware / software system and method that collectively enables virtualization of the host computer's native I / O system architecture via the Internet and LANs. The invention includes a solution to the problems of the relatively narrow focus of iSCSI, the direct connect limitation of PCI Express, and the inaccessibility of PCI Express for expansion in blade architectures.

A method and apparatus are provided for representing, storing, and rendering audio data. An audio file enables users to store and exchange sampled audio waveform data along with additional data used to generate or synthesize an audio output closely approximating the original waveform data. The audio file used to generate a piece of music may include note events, synthesis parameters, instruments and track information, and other information for shaping music notes, as well as playback characteristics for emulating a desired ambiance. A rendering apparatus may implement a process for selecting the representation of audio data most likely to provide the best fidelity for the given playback circumstances. The combined audio format also provides a greater degree of compatibility for audio players with different playback capabilities.