Electronic payment method, relevant device and system

An electronic payment and payment terminal technology, applied in the payment system, payment system structure, instruments, etc., can solve problems such as easy leakage, and achieve the effect of improving security

Inactive Publication Date: 2013-03-13
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the embodiments of the present invention is to provide an electronic payment method that overcomes the problem that the current single-channel payment method is easy to leak, and the order information and payment instructions are transmitted to the financial settlement server through different channels

Method used

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  • Electronic payment method, relevant device and system
  • Electronic payment method, relevant device and system
  • Electronic payment method, relevant device and system

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Embodiment Construction

[0092] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0093] see figure 1 , is a schematic flow chart of an electronic payment method according to an embodiment of the present invention, the method comprising:

[0094] Step 101. Receive the order information sent by the payment terminal, and generate a payment order number according to the order information.

[0095] Order information includes product name, product unit price, total product price, product quantity, order time, customer name, customer address, custome...

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PUM

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Abstract

The invention provides an electronic payment method, a relevant device and a system. An embodiment of the invention discloses the electronic payment method. The method includes that order information sent by a collection terminal is received, and a payment order number is generated according to the order information; the payment order number is returned to the collection terminal, and the payment terminal obtains the payment order number from the collection terminal; the payment order number sent by the payment terminal is received; order information corresponding to the payment order number is returned to the payment terminal; and payment commands including a user's account and user's passwords sent by the payment terminal are received, and when the payment commands are verified to be legal, preset money is transferred out from an account corresponding to the user's account. By means of the electronic payment method, the relevant device and the system, a double-channel examining and verifying mechanism is adopted, and transaction safety is improved.

Description

technical field [0001] The present invention relates to the field of electronic commerce, in particular to an electronic payment method, related equipment and system. Background technique [0002] The existing payment process is: the merchant POS (Point Of Sale, point of sale terminal) logs in to the financial settlement server, downloads the security unit to establish a connection after confirming the identity; enters the transaction amount, obtains the customer's user account number and user password, and submits it to the financial settlement server , after the verification is passed, the financial settlement server is authorized to transfer the user's amount to the designated account and return the transaction result at the same time. [0003] The existing payment process is a single-channel payment process. The problem is that sensitive information such as customer account numbers and passwords are collected and transmitted to the financial settlement server through the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/12G06Q20/38
Inventor 陈鸿鸣李龙李仙辉张轶
Owner HUAWEI TECH CO LTD
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