5results about How to "Improve payment experience" patented technology

The application discloses a payment processing method, device and equipment, and is applied to a payment device. The method comprises the following steps: collecting an ambient image; detecting whether a payment code is contained in the ambient image; if yes, controlling the cash register device to work in a code scanning payment mode, and promoting a payment process by scanning and analyzing the payment code; if not, detecting again whether a mobile phone or an IC card is contained in the ambient image, and obtaining a re-detection result; if the re-detection result reflects that the mobile phone is contained in the ambient image, controlling the cash register device to work in a near field communication tag mode, so as to promote the payment process by reading the cash register device by the mobile phone; and if the re-detection result reflects that the IC card is contained in the ambient image, controlling the cash register device to work in a near field communication card reader mode, so as to promote the payment process by reading the IC card by the cash register device.

The present application relates to the field of self-service settlement machine, especially to a kind of fast identification method and device for palm vein based on multi-level feature index, the method first extracts the palm vein feature of user palm vein image, then in response to the input of user search code, user search code and palm vein feature are input into the database based on multi-level index architecture to carry out hierarchical indexing, obtain index comparison image, then, user palm vein image and index comparison image are compared, and similarity is obtained, finally, whether the similarity is higher than threshold value is judged, if yes, it is determined that user identity authentication is passed.Compared with prior art, the image matching efficiency of the method of the present application is higher, and the indexing of user privacy information such as gender, age, telephone number is not involved throughout, which can better ensure the security of user privacy information.

This specification provides a method, apparatus, device, medium, and product for payment processing. The solution may include: obtaining a payment processing request; extracting key information from the payment processing request; the key information including payer information, payee information, and transaction amount information; determining, based on the key information and known transaction information, whether the payment processing request carries a risk of duplicate payment; the known transaction information including transaction information acquired within a preset time period prior to obtaining the payment processing request; and if a risk of duplicate payment exists, sending a payment reminder message to the payer's terminal to prompt whether to continue the transaction.

The embodiment of the specification discloses a payment service auxiliary processing method, device and equipment, and is applied to a near-field cash register device. The method comprises the following steps: performing near-field sensing detection on a user based on sensor data; if it is detected that a user enters a near-field range of the near-field cash register device, obtaining a shop circle selection result provided by a server of the near-field cash register device; and judging whether to enable an auxiliary recommendation model according to whether a shop to which the near-field cash register device belongs is included in the shop circle selection result, wherein the auxiliary recommendation model is trained by the server of the near-field cash register device according to operation data provided by multiple shops and is delivered to the near-field cash register device; if yes, before the user completes payment, the auxiliary recommendation model is used to generate corresponding service auxiliary information for the user and recommend the service auxiliary information to the user.

The invention discloses a merchant cryptocurrency offline aggregation code acquisition method and device and a medium, and relates to the field of mobile payment, and the method comprises the steps: an acquisition platform generates an aggregation code integrating legal currency and a cryptocurrency payment channel for a merchant; when the consumer selects cryptocurrency payment, converting the legal currency amount into the quantity of cryptocurrency based on the real-time exchange rate, and creating a payment order; dynamically generating a unique temporary block chain wallet address for the order and associating the address with the order; payment information containing the address and the number is returned to the consumer client; the consumer transfers an account to the temporary address through the Web3 wallet; and the order receiving platform monitors the change of the balance on the chain of the address, and when the balance is detected to be greater than or equal to the order number, payment success is automatically judged and the order state is updated. According to the invention, the payment entrance is unified through the aggregation code, and the dynamic temporary address and the automatic chain monitoring are utilized, so that the problems of complex merchant multi-address management, high consumer operation risk and low manual verification efficiency are solved, and the payment security and the user experience are improved.