29 results about "Currency amount" patented technology

In an exchange device for gaming chip and cash currency, the gaming chip has a color or indication of value on its external surface, the exchange device comprises: a cash currency insertion opening; a cash currency reading section for obtaining authenticity information and currency information of the cash currency inserted from the cash currency insertion opening; an inserted cash currency amount display section configured to display the amount of the cash currency acquired by the cash currency reading section; a gaming chip storage section configured to store the gaming chips by type; a gaming chip dispensing section configured to dispense the gaming chips corresponding to the amount of the cash currency acquired by the cash currency reading section from the gaming chip storing section; a take-out section in which the paid out gaming chips are placed; and a user recognition section configured to recognize a person wishing exchange.

As disclosed herein is a novel cryptocurrency payment platform and a method of use thereof. The cryptocurrency payment platform includes an application programming interface (API) that allows for the recipient of a cryptocurrency payment from a payor to be able to accept a payment that is different from the amount of cryptocurrency invoiced. The platform also provides the recipient the ability to make programmatic decisions whether to accept or refund cryptocurrency amounts and provide, via the API, the ability to then accept or refund the cryptocurrency. The cryptocurrency payment platform API further permits merchant to be made aware when a late payment has been made, become informed of the amount in fiat currency that the late payment is worth at that point in time, and provide the ability to accept or refund the cryptocurrency.

An automated teller machine (ATM) includes a network interface, an input / output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identifying a credit account associated with the customer, transmit the account information identifying the credit account, receive reward information associated with the credit account, display a reward indication notifying the customer of reward information and providing the customer with an ability to indicate a preference to perform a currency reward withdrawal, receive data comprising an indication of the preference of the customer to perform the currency reward withdrawal, transmit a redemption request based on the indicated preference, receive a redemption request authorization, and dispense an amount of currency corresponding to an amount identified in the redemption request authorization.

A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and / or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.

Techniques are provided for localized currency exchange and payment. In one embodiment, the techniques involve a sales system that determines a cost of an item for purchase, displays a foreign currency payment option, receives a selection of a first foreign currency, retrieves a first exchange rate corresponding to the first foreign currency, receives a first foreign currency amount comprising at least one of notes or coins, converts the first foreign currency amount to a first local currency amount based on the first exchange rate, and displays a difference amount between the first local currency amount and the cost of the item.

To provide a Karaoke device that enables at least a partial refund when coins are inserted into a coin counter after communication with the host computer is disconnected.SOLUTION: In a Karaoke device comprising a Karaoke main unit, speakers, a display device, a microphone, and a remote control device, the Karaoke main unit 20 includes: a memory processing unit that stores remaining balance, remaining number of plays, and play fee at a point when communication with a host computer is disconnected; a confirmation unit that calculates the number of plays from the remaining balance, the amount corresponding to a deposit signal, and the play fee, and confirms the difference obtained by subtracting the number of plays from the remaining number of plays, when receiving the deposit signal including the amount of coins inserted into the coin counter after the communication with the host computer is disconnected; and a deposit processing unit that transmits a refund signal to the coin counter if the remaining number of plays is less than the number of plays.SELECTED DRAWING: Figure 4

The invention relates to a method for direct transmission of electronic coin data records between a first terminal and a second terminal, wherein the second terminal performs the following steps: receiving electronic coin data records from the first terminal, wherein at least one electronic coin data record comprises a currency amount and a hidden amount; generating modified electronic coin data records using the received electronic coin data records; masking the modified electronic coin records by applying a homomorphic one-way function to the modified electronic coin records in order to obtain masked modified electronic coin records; sending a registration request for the masked modified electronic coin data records to a monitoring entity. The invention also relates to a currency system and a payment system comprising: a decentralized controlled database in which the masked electronic coin data records are stored; and a direct transaction layer comprising at least two terminals in which the method can be executed.

As disclosed herein is a novel cryptocurrency payment platform and a method of use thereof. The cryptocurrency payment platform includes an application programming interface (API) that allows for the recipient of a cryptocurrency payment from a payor to be able to accept a payment that is different from the amount of cryptocurrency invoiced. The platform also provides the recipient the ability to make programmatic decisions whether to accept or refund cryptocurrency amounts and provide, via the API, the ability to then accept or refund the cryptocurrency. The cryptocurrency payment platform API further permits merchant to be made aware when a late payment has been made, become informed of the amount in fiat currency that the late payment is worth at that point in time, and provide the ability to accept or refund the cryptocurrency.

The invention discloses a transaction data processing method which is applied to the technical field of Internet. The method comprises the steps that a remittance transaction request initiated by a first account to a second account receiving second currency is received, when the second currency is currency limited by exchange, corresponding transfer currency is determined, and the transfer currency is transferred through the exchange rate currency of the first currency and the transfer currency and the exchange rate of the transfer currency and the second currency. Generating a second numerical value corresponding to the second currency, and displaying the second numerical value by the terminal through generating a display instruction, so that a user can clearly know the amount of the second currency which can be exchanged by the first currency, and the interaction consistency of the user is ensured; according to the embodiment of the invention, flexible adaptation of currency exchange amount generation and display of currency limited by exchange in a remittance scene is realized, the technical implementation cost is reduced, and meanwhile, the standardization and accuracy of transaction data processing are ensured.

A method for enabling real-time authorization of a transaction with pooled equity includes: receiving a transaction request message, the transaction request message including at least a public key of a cryptographic key pair and a transacting currency amount; verifying a balance of a cryptographic currency for a first blockchain wallet associated with the cryptographic key pair on a blockchain using at least the public key, where at least a portion of the balance is locked in a currency pool; generating a smart contract, the smart contract configured to initiate a first blockchain transaction on the blockchain for transfer of the transacting currency amount from a second blockchain wallet to a destination address, where the second blockchain wallet is different from the first blockchain wallet; and transmitting the generated smart contract to a node in a blockchain network associated with the blockchain for publishing to the blockchain.

Systems and methods are provided for services utilizing transaction devices such as Automated Teller Machines. An example method comprises receiving a request comprising at least one constraint for a transaction and providing at least one ATM that satisfies at least one constraint of the request. A second method comprises analyzing, via a language model, the request, and based on the analysis, determining the at least one ATM that satisfies at least one constraint of the request. A third method comprises utilizing a QR code to perform a transaction at an ATM without receiving tactile input.

The embodiment of the specification provides a currency exchange voucher electronic processing method and system, wherein the method comprises the following steps: receiving a currency exchange request of a user, the currency exchange request containing user identity information, source currency information, target currency information and a source currency exchange amount; calculating a target currency amount after exchange according to real-time exchange rate data, and generating a structured electronic exchange voucher containing exchange details, the real-time exchange rate data being obtained from multiple authoritative exchange rate data sources and cross-verified; using blockchain technology to encrypt and store the electronic exchange voucher, and simultaneously sending the electronic exchange voucher to a user terminal; after the exchange business is completed, marking the electronic exchange voucher, and storing relevant exchange records into a distributed database. The application can simplify the currency exchange process, improve the business handling efficiency, reduce the security risk, enhance the reliability of data, and facilitate efficient management and supervision of the exchange business.

Methods for deferred payment systems which facilitate the payment of very small monetary amount by a user when the total of accrued debit amounts exceed a predetermined amount or occur after a predetermined time interval, and which further enable promoters to offer promotions of paying the accrued amounts or providing credits when the payment system when the payment system detects that an item proposed for purchase by a user device has an attribute that makes it eligible for a promotion subject to providing certain user information to the promoter via the payment system.

The system according to this embodiment aims to enable travelers to efficiently use up any leftover local currency. [Solution] The system according to the embodiment comprises a reception unit, a proposal unit, an explanation unit, and an update unit. The reception unit receives the amount of remaining local currency from the traveler. The proposal unit proposes services and products available locally based on the amount received by the reception unit. The explanation unit provides a detailed explanation of how to use the services and products proposed by the proposal unit. The update unit updates the remaining balance in real time after the services and products explained by the explanation unit have been used and makes the next proposal.

The present invention provides a gaming chip and currency exchange device equipped with a function to recognize the person performing the exchange. [Solution] The gaming chip and currency exchange device of the present invention comprises a currency insertion slot, a currency reading unit that acquires authenticity information and currency information of currency inserted from the currency insertion slot, an inserted currency amount display unit that displays the amount of currency acquired by the currency reading unit, a gaming chip storage unit that stores the gaming chips by type, a gaming chip dispensing unit that dispenses gaming chips corresponding to the amount of currency acquired by the currency reading unit from the gaming chip storage unit, a retrieval unit where the dispensed gaming chips are placed, and a user recognition unit that recognizes the person performing the currency exchange.

A terminal device and an information management system capable of easily performing statistics of sales and the like are provided. A terminal device connected so as to be able to communicate with a game machine capable of performing a game in accordance with an input currency, includes a control device that performs input processing for converting an amount of the input currency into a specific currency amount based on a conversion rate for converting the amount of the input currency into the specific currency amount, and a transmission device that transmits input currency information including currency information indicating a kind of the input currency and rate information indicating a conversion rate used based on the conversion by the control device.

To enable confirmation of the total amount (credit information) of, for example, a bill and reserve for deposits, etc., in a desired currency even when billing information, etc., is registered in multiple currencies.SOLUTION: A first conversion processing part converts the amounts of respective items, which are input in different currencies and acquired through a storage part or a network, into amounts in the currency of the own country based on an exchange rate for converting amounts in foreign currencies into the currency of the own country. A calculation part adds the amounts of the respective items after the conversion into the currency of the own country to calculate a total amount. A second conversion processing part converts the calculated total amount into a total amount in a specified currency based upon the exchange rate. Then, an output control part outputs the total amount in the specified currency to an output target.SELECTED DRAWING: Figure 1

Methods, systems, and devices for data management are described. A custodial token platform may receive a first amount of fiat to be associated with a user profile at the custodial token platform. The custodial token platform may display, at a user interface, a fiat amount corresponding to the first amount and a stablecoin amount corresponding to a second amount of stablecoin associated with the user profile. The custodial token platform may receive an input to enable a single amount setting and convert, after receiving the input, the fiat amount to stablecoin. The custodial token platform may convert the fiat amount to stablecoin via a minting contract. The custodial token platform may display, via the user interface, the stablecoin amount without displaying the fiat amount, where the stablecoin amount is updated to include the converted fiat amount.

A method for enabling real-time authorization of a transaction with pooled equity includes: receiving a transaction request message, the transaction request message including at least a public key of a cryptographic key pair and a transacting currency amount; verifying a balance of a cryptographic currency for a first blockchain wallet associated with the cryptographic key pair on a blockchain using at least the public key, where at least a portion of the balance is locked in a currency pool; generating a smart contract, the smart contract configured to initiate a first blockchain transaction on the blockchain for transfer of the transacting currency amount from a second blockchain wallet to a destination address, where the second blockchain wallet is different from the first blockchain wallet; and transmitting the generated smart contract to a node in a blockchain network associated with the blockchain for publishing to the blockchain.

To provide a method, a system, and a program for determining the validity of a token associated with a crypto-currency amount.SOLUTION: A method includes the steps of: receiving, by a second user via a communication network 8, a first transaction including the transfer of a token from a first user to the second user; querying a peer-to-peer distributed ledger to determine whether an attested transaction associated with the token and including a previous transaction associated with the token can be identified; validating the token; and determining that the token is valid in response to identifying the attested transaction.SELECTED DRAWING: Figure 6

The invention discloses a method, system and device for exchanging virtual currency for commodities and a medium. The method comprises the steps of obtaining a task reward when a user completes a game task; based on the exchange proportion between different task rewards, obtaining the currency amount of the user; obtaining the article preference of the user based on the browsing data of the articles in the shopping mall and the types of the articles; based on the article preference of the user and the currency amount of the user, obtaining an intention of the user to purchase a commodity; receiving a transaction request of a user; based on the transaction applied by the user, judging whether the transaction item applied by the user meets an exchange condition, and if yes, completing the transaction; if not, the user is prompted to recharge or continue to complete the game task. According to the method and the system, an intention can be provided for a user to purchase an article, a customer is helped to select, jumping digits on a screen are converted into visible and touchable real objects, the gaining feeling of a player is enhanced, the virtual and display barrier is broken through, and the immersion feeling of the player is improved.

The embodiment of the invention provides a currency exchange voucher electronic processing method and system, and the method comprises the steps: receiving a currency exchange request of a user, and the currency exchange request comprises user identity information, source currency information, target currency information, and a source currency exchange amount; according to the real-time exchange rate data, calculating a target currency amount after exchange, and generating a structured electronic exchange voucher containing exchange details, the real-time exchange rate data being obtained from a plurality of authoritative exchange rate data sources and performing cross validation; encrypting and storing the electronic exchange voucher by using a block chain technology, and sending the electronic exchange voucher to a user terminal; and after the exchange service is completed, marking the electronic exchange voucher, and storing related exchange records in a distributed database. The currency exchange process can be simplified, the business handling efficiency can be improved, the safety risk can be reduced, the data reliability can be enhanced, and the exchange business can be conveniently and efficiently managed and supervised.

A method performed by a processor of a financial institution computing system includes authorizing an account holder to execute transactions in an MBC from a financial account of the account holder that includes funds in a fiat currency. A transaction request is received, including a request to transfer a first amount of funds from the financial account to a recipient. The first amount is defined in MBC. The financial account is debited by a second amount, which is an amount of fiat currency equivalent to the first amount of MBC. A service call is transmitted to the MBC partner. The service call includes instructions to create a temporary account to hold the MBC, to exchange the second amount from fiat currency to MBC, to credit the temporary account with the funds exchanged to MBC, and to transfer the first amount in MBC from the temporary account to the recipient.

The present invention provides a gaming chip and currency exchange device equipped with a function to recognize the person performing the exchange. [Solution] The gaming chip and currency exchange device of the present invention comprises a currency insertion slot, a currency reading unit that acquires authenticity information and currency information of currency inserted from the currency insertion slot, an inserted currency amount display unit that displays the amount of currency acquired by the currency reading unit, a gaming chip storage unit that stores the gaming chips by type, a gaming chip dispensing unit that dispenses gaming chips corresponding to the amount of currency acquired by the currency reading unit from the gaming chip storage unit, a retrieval unit where the dispensed gaming chips are placed, and a user recognition unit that recognizes the person performing the currency exchange.

A method for managing fractional reserves of blockchain currency, comprising: storing a fiat amount associated with fiat currency in a first central account; storing a blockchain amount associated with blockchain currency in a second central account; storing a plurality of account profiles, each account profile including a fiat currency amount, a blockchain currency amount, an account identifier, and an address; receiving a transaction message associated with a payment transaction, formatting the transaction message based on one or more criteria and the transaction message including a plurality of data elements, which includes data elements reserved for private use, the data elements reserved for private use including a specific address and a transaction amount; identifying a specific account profile including the specific address, the specific address being included in the data elements in the received transaction message; and updating the blockchain currency amount included in the identified specific account profile based on the transaction amount included in the data elements in the received transaction message.

A method of conducting a currency transfer, the method comprising: receiving, at a first electronic device, a user input initiating a direction of currency transfer responsive to the first electronic device disposed in proximity of a second electronic device; displaying, on a display of the first electronic device, at least one image representing a selected transaction account; wherein a memory of the first electronic device comprises user-specific information and a selected transaction account funded amount; receiving, at the first electronic device, a user input of a transferred currency amount for transfer to the second electronic device, wherein the transferred currency amount is at least a portion of the selected transaction account funded amount; receiving, at the first electronic device, an authorized user confirmation of a currency transfer using the selected transaction account; detecting, by a proximity sensing of the first electronic device, that the first electronic device is within a predetermined proximity of the second electronic device; in response to detecting that the first electronic device is within a predetermined proximity of the second electronic device, generating, by a processor of the first electronic device, a limited-use currency transfer information based on the user-specific information and the selected transaction account funded amount; transmitting, by a wireless communications interface of the first electronic device, the limited-use currency transfer information from the first electronic device to the second electronic device; and effecting a transfer of currency between a transaction account of a user of the first electronic device and the second electronic device user, wherein the currency is selected from the group comprising of: funds, digital-currency, cryptocurrency, debt, and credit.

1. Name of the product in this design: Graphical User Interface for Transfer and Currency Exchange of Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design features of this product are the graphical user interface content in the electronic device. 4. The picture or photo that best illustrates the key design points: Design 1 front view. 5. Design 1 is designated as the basic design. 6. Purpose of the graphical user interface: This graphical user interface is used by users to make cross-border remittances and exchange different types of currencies, displaying information such as exchange rates. 7. Human-computer interaction method of graphical user interface: The main view of Design 1 is the currency exchange interface. The user enters the amount of currency to be exchanged in this interface, and the exchange rate and the amount to be exchanged can be automatically calculated. The interface switches to the interface change state diagram 1 of Design 1. When the user clicks the "Exchange" option button in this interface, the interface switches to the interface change state diagram 2 of Design 1. The user can submit an exchange application in this interface. Design 2's main view is the cross-border remittance interface. After the user enters the remittance amount on this interface, the exchange rate and the amount received can be automatically calculated. The interface then switches to the state diagram of Design 2. The area covered by the gray block in the interface represents the content screen; "XXX" in the interface represents the text content.

According to an embodiment of the present invention, a virtual currency transaction intermediary device and a virtual currency transaction intermediary method may be provided. The virtual currency transaction intermediary method may comprise the steps of: receiving a product purchase request of a purchaser, and acquiring product payment information including information on a virtual currency account of the purchaser, information on a purchased product, and information on a virtual currency account of a seller; calculating a virtual currency amount corresponding to a sales amount of the purchased product; determining whether virtual currency equal to or greater than the calculated virtual currency amount exists in the virtual currency account of the purchaser; when it is determined that virtual currency equal to or greater than the calculated virtual currency amount exists in the virtual currency account of the purchaser, transferring virtual currency from the virtual currency account of the purchaser to a virtual currency account of a transaction intermediary; and transferring the virtual currency from the virtual currency account of the transaction intermediary to the virtual currency account of the seller.