6results about How to "Improve payment efficiency" patented technology

The invention discloses a non-inductive payment awakening method and device based on UWB positioning and a storage medium, and relates to the technical field of wireless communication networks, and the method comprises the steps: receiving response information of a mobile terminal for UWB anchor point broadcast, and building a session with the mobile terminal; in response to session data corresponding to the session, determining a current position of the mobile terminal; if the current position is in a payment triggering area, generating a transaction instruction based on license plate information, parking lot information and target payment program information; the transaction instruction is sent to a mobile terminal, the mobile terminal can pull up a corresponding payment program based on the transaction instruction, and the parking fee payment action is completed through the payment program. When the mobile terminal meets the specific distance, the instruction is automatically analyzed, the corresponding small payment program is called for fee payment, automatic non-inductive payment can be achieved, and the payment efficiency is improved.

The embodiment of the invention relates to a fund recognition method, a medium and a program product, and the method comprises the steps: responding to a condition that a recognition execution condition is met, and carrying out the retrieval from a database of a retrieval engine through a preset retrieval engine, so as to obtain a serial number of target fund flow data which accords with a preset recognition rule; a database of the retrieval engine comprises serial numbers and key information corresponding to each piece of acquired fund flow data, and the key information is information related to condition fields of money recognition rules; based on the serial number of the target fund flow data, obtaining total information of the target fund flow data from a preset storage engine; the storage engine stores the number and the total information corresponding to each piece of acquired fund flow data; and based on the total information of the target fund flow data, performing a payment recognition operation to obtain a payment recognition result of the target fund flow data. According to the embodiment of the invention, efficient and reliable automatic payment recognition can be realized, the labor cost can be effectively reduced, and the payment recognition efficiency is improved.

The embodiment of the invention discloses a near field payment method, device and equipment. The scheme comprises the following steps: a payment terminal scans and finds a peer-to-peer connection group created by user equipment based on a wireless network communication technology; obtaining discovery information issued by the user equipment in the peer-to-peer connection group; and decoding the discovery information, obtaining service data corresponding to the user equipment, and executing a payment service corresponding to the user equipment according to the service data.

The application provides a face payment method and device, equipment and storage medium, and relates to the technical field of computers. The method is applied to a payment terminal, and the method comprises the following steps: collecting a face image of a user; sending a first payment request of a current order to a payment server, wherein the payment request comprises the face image; receiving a first display instruction sent by the payment server, wherein the first display instruction is used for instructing to display selection controls of at least one prepayment order, and the at least one prepayment order is an order associated with identity information of the user; and in response to the first display instruction, displaying the selection controls of the at least one prepayment order, wherein the selection controls are used for the user to select a first order in the at least one prepayment order, and the first order is an order for which payment is combined with the current order. The method can not only improve the payment efficiency of the at least one prepayment order associated with the identity information of the user, but also improve the user experience.

The embodiment of the invention provides a payment processing method and device, equipment, a medium and a product. The method comprises the steps that after a server obtains payment confirmation information sent by terminal equipment, whether a current transaction meets a preset condition or not can be judged, and a judgment result is obtained; the preset condition is a condition indicating that the terminal user can firstly obtain the payment result and then provide resources; and if the preset condition is met, the first payment result information can be sent to the terminal equipment after the payment processing request for the payment confirmation information sent by the merchant equipment is acquired, so that the terminal equipment can acquire the payment result information in advance. And the server can execute a judgment process after receiving the payment confirmation information sent by the terminal equipment, and the payment efficiency can also be improved through pre-judgment.

The application provides a circuit module of a payment terminal, comprising a substrate, a UWB chip, an NFC chip, an SE chip and a processor; the UWB chip is arranged in the substrate and is used for UWB payment; the NFC chip is arranged in the substrate and is used for NFC payment; the SE chip is arranged in the substrate, and the SE chip is provided with a key storage used for storing a payment key and a key calculation algorithm; the processor is arranged in the substrate, the UWB chip, the NFC chip and the SE chip are connected with the processor, the processor is connected with a Bluetooth antenna, the processor transmits a wake-up signal through the Bluetooth antenna to wake up a UWB tag in a range; UWB non-inductive payment and NFC card swiping payment can be supported, and multiple payment modes can be selected; the payment efficiency can be improved through Bluetooth wake-up; the transmission data is subjected to encryption processing, the safety of payment information and transaction data is ensured, and the safety of the payment process is significantly improved.