33results about How to "Improve payment efficiency" patented technology

The invention provides a transaction method and device, electronic equipment, a storage medium, a program product and a payment architecture. The method comprises the steps of obtaining a payment code from a payment application server in response to a payment operation of a user; and generating a temporary bank card corresponding to the payment code according to the digital content of the payment code. And using the temporary bank card to carry out non-contact payment transaction with the card swiping terminal. According to the method provided by the invention, a user habitually using code scanning payment can use the payment code to complete card swiping payment in a payment scene only supporting card swiping payment, so that the payment efficiency is improved, and the payment experience of the user is improved. And the temporary bank card has timeliness, so that the risk of information leakage and unauthorized swiping is reduced, and the payment security is improved.

The invention discloses a non-inductive payment awakening method and device based on UWB positioning and a storage medium, and relates to the technical field of wireless communication networks, and the method comprises the steps: receiving response information of a mobile terminal for UWB anchor point broadcast, and building a session with the mobile terminal; in response to session data corresponding to the session, determining a current position of the mobile terminal; if the current position is in a payment triggering area, generating a transaction instruction based on license plate information, parking lot information and target payment program information; the transaction instruction is sent to a mobile terminal, the mobile terminal can pull up a corresponding payment program based on the transaction instruction, and the parking fee payment action is completed through the payment program. When the mobile terminal meets the specific distance, the instruction is automatically analyzed, the corresponding small payment program is called for fee payment, automatic non-inductive payment can be achieved, and the payment efficiency is improved.

The present disclosure provides a payment method that can be used in the fields of financial technology and other fields, including: sending the registration information of a non-financial user to a financial client, so that the financial client generates authentication information for the registration information, and the authentication information is stored in a bank server; sending a payment request to a bank server, so that the bank server performs payment processing according to the payment request and the authentication information. The present disclosure reduces the financial security risks in the enterprise payment process from a system level by splitting and re-authorizing the existing online account movement permissions of enterprises. The present disclosure also provides a payment device and system, an electronic device, and a computer-readable storage medium.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a stand column, a base, an NFC module and a display screen. The base is fixed to the stand column so as to be supported on a table top. The NFC module is located at the top end of the stand column. The display screen is located on the outer side of the vertical column in the radial direction. The NFC module is used for being close to the electronic equipment to complete electronic payment or identity verification, a payment code or a verification code does not need to be opened manually, and the payment efficiency is improved; the base is arranged, so that the stability of the collection equipment is improved; the display screen can display to-be-paid amount or payment mode guidance or payment results and the like, so that consulting time is saved, and payment efficiency is further improved.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a stand column, a base, an NFC module and a display screen. The base is located below the stand column and fixed to the stand column so as to be supported on the table top. The NFC module is located at the top end of the stand column. The display screen is fixed to the stand column and located on the outer side of the radial direction of the stand column. The NFC module is used for being close to the electronic equipment to complete electronic payment or identity verification, a payment code or a verification code does not need to be opened manually, and the payment efficiency is improved; the base is arranged, so that the stability of the collection equipment is improved; the display screen can display to-be-paid amount or payment mode guidance or payment results and the like, so that consulting time is saved, and payment efficiency is further improved.

The embodiment of the invention relates to a fund recognition method, a medium and a program product, and the method comprises the steps: responding to a condition that a recognition execution condition is met, and carrying out the retrieval from a database of a retrieval engine through a preset retrieval engine, so as to obtain a serial number of target fund flow data which accords with a preset recognition rule; a database of the retrieval engine comprises serial numbers and key information corresponding to each piece of acquired fund flow data, and the key information is information related to condition fields of money recognition rules; based on the serial number of the target fund flow data, obtaining total information of the target fund flow data from a preset storage engine; the storage engine stores the number and the total information corresponding to each piece of acquired fund flow data; and based on the total information of the target fund flow data, performing a payment recognition operation to obtain a payment recognition result of the target fund flow data. According to the embodiment of the invention, efficient and reliable automatic payment recognition can be realized, the labor cost can be effectively reduced, and the payment recognition efficiency is improved.

The invention discloses a payment method and device, electronic equipment, a storage medium and a program product, and belongs to the technical field of electronics. The method comprises the steps that under the condition that a payment label is detected, payment information of the payment label is acquired, and the payment information comprises payment application information and payment amount information; according to the payment application information, displaying an application payment page corresponding to the payment application information, the application payment page including the payment amount information; and under the condition that payment input of the application payment page is received, payment is carried out according to the payment amount information.

The invention provides an automobile multi-scene intelligent management method and system based on UWB, and belongs to the field of automobile intelligent management. The method comprises the steps that a vehicle-mounted end UWB communication system sends vehicle position information and vehicle remote monitoring information to a server-side intelligent management system through a UWB communication base station, and the server-side intelligent management system displays the vehicle position and the remote monitoring information to a user and provides three-dimensional visual vehicle searching path navigation information. The vehicle-mounted end UWB communication system or the UWB communication base station sends the consumption charging instruction to the vehicle-mounted end UWB communication system, and the vehicle-mounted end UWB communication system interacts with the UWB communication base station to complete vehicle non-inductive payment. According to the invention, the UWB technology is used as a high-bandwidth communication data transmission and payment scene, and through communication interaction among the server intelligent management system, the UWB communication base station and the vehicle-mounted terminal UWB communication system, automobile scene services such as automobile accurate positioning, environment remote monitoring and non-inductive payment are realized.

The embodiment of the invention discloses a near field payment method, device and equipment. The scheme comprises the following steps: a payment terminal scans and finds a peer-to-peer connection group created by user equipment based on a wireless network communication technology; obtaining discovery information issued by the user equipment in the peer-to-peer connection group; and decoding the discovery information, obtaining service data corresponding to the user equipment, and executing a payment service corresponding to the user equipment according to the service data.

The invention relates to an NFC low-power-consumption management system and method based on wearable equipment, equipment and a medium. The system comprises an information acquisition module used for acquiring target state information of the wearable device in real time; the target state information comprises at least one type of state information of the wearable device related to an NFC working mode; the information storage module is used for storing the target state information and the current NFC working mode of the wearable equipment; the mode decision module is used for determining a to-be-switched NFC working mode of the wearable equipment according to the target state information and judging whether the to-be-switched NFC working mode is consistent with a current NFC working mode or not; and the mode switching module is used for switching the current NFC working mode into the to-be-switched NFC working mode if the to-be-switched NFC working mode is not consistent with the current NFC working mode.

The invention discloses a payment method and device, electronic equipment and a storage medium, and belongs to the technical field of block chains, and the method comprises the steps that a node in a block chain receives a payment request sent by an acquisition system, carries out the block consensus of payment information contained in the payment request, and sends the payment request to a message server, the method comprises the following steps: enabling a payment system to carry out on-chain payment preparation operation after monitoring a payment request from a message server, carrying out payment processing based on payment information in response to a payment processing instruction sent by the payment system after completing the on-chain payment preparation operation, and sending a payment result to the message server after carrying out block consensus on the payment result, and the acquiring system displays response information of the payment request after monitoring the payment result. Therefore, multiple intermediate parties can be skipped during cross-border payment, so that the payment efficiency is relatively high, the payment cost is relatively low, and the responsibility party can be easily determined when a dispute occurs by means of the non-tampering characteristic of the block chain.

The embodiment of the present invention is applicable to the payment operation of the payment terminal, and discloses a fast scanning payment method and device, server, and storage medium, including: the payment terminal collects image information in the target area under the first image acquisition parameter setting through the camera to obtain a first acquisition image; the payment terminal identifies the content contained in the first acquisition image, and determines the first payment mode according to the recognition result; the payment terminal adopts the second image acquisition parameter setting corresponding to the determined first payment mode, and collects the image information in the target area under the second image acquisition parameter setting through the camera to obtain the second acquisition image; and executes the payment processing flow corresponding to the determined first payment mode according to the collected second acquisition image. The use of this application can reduce the time spent by the user waiting for the payment device to complete the initialization of the payment mode during the payment process, improve the payment efficiency, and enhance the user experience.

The embodiment of the utility model provides cashier equipment. The cashier equipment comprises a shell, an NFC module and a printing assembly. The NFC module is located in the space defined by the shell and used for being close to the electronic equipment to carry out electronic payment, and compared with code scanning and face scanning, the payment efficiency is improved, and the shopping experience of consumers is improved. The printing assembly is located in the space defined by the shell and used for printing, such as printing consumption vouchers, one machine has multiple purposes, a printer does not need to be purchased additionally, and cost is saved; the shell is provided with the straight-strip-shaped paper outlet, and the paper outlet faces the front of the cash register, so that a receipt is convenient to tear.

The invention provides a payment confirmation method, a code scanning payment system and an intelligent payment card, which are convenient for a payee to confirm collection information, make up vulnerabilities, shorten transaction time and improve payment efficiency. The method comprises the following steps: receiving payment information sent by a payment platform, and prompting a user according to the payment information; the payment information is the payment information sent after the payment platform performs payment operation after a payment order is placed to the payment platform by a payer; the payment information is text information or voice information; the step of prompting the user according to the payment information comprises the step of converting the payment information into a reminding signal which can be recognized by sense organs of a human body.

The invention relates to a payment method and device, equipment, a storage medium and a computer program product. The method relates to the block chain technology, and comprises the steps that a payment mode creation request triggered by a payment party is received, and the payment mode creation request at least carries payment information required by a target payment mode; in response to the payment mode creation request, creating an automatic payment smart contract corresponding to the target payment mode for the payment party according to the payment information; performing an uplink operation on the automatic payment smart contract, and after the automatic payment smart contract is successfully uplink, creating a payment task about the automatic payment smart contract; and when the payment condition of the payment task is triggered, transferring the digital assets from the digital asset account associated with the payment party to the digital asset account associated with the payment project party. By adopting the method, the payment efficiency can be improved, the payment operation is simplified, the payment safety is enhanced, and the user experience during payment is improved.

The invention provides a vehicle service payment method, system and device which are applied to an Internet of Vehicles cloud platform, and the method comprises the steps: obtaining a preset service area and the position information of a vehicle, judging whether the vehicle is in the service area or not according to the position information, obtaining the service area triggering information under the condition that the vehicle is in the service area, and sending the service area triggering information to the Internet of Vehicles cloud platform. Sending the service area triggering information to a third-party platform, receiving service event information sent by the third-party platform, sending the service event information to a user through the intelligent cabin system, receiving confirmation information which is sent by the user through the intelligent cabin system and aims at the service event information, and sending the confirmation information to the third-party platform. And notifying the third-party platform to pay the vehicle service according to the confirmation information. According to the invention, the vehicle service used by the vehicle can be accurately and timely determined when the vehicle passes through the service area, so that the payment of the vehicle service is efficiently and stably completed, and the payment efficiency of the vehicle service is improved.

The embodiment of the present invention relates to a mutual trust payment system, which includes: a client, a mutual trust authorization server and a payment server; the client is used to process the user's authorization token application and obtain the authorization token; it is also used to process the user's authorization payment application; the mutual trust authorization server is used to process the distribution of the authorization token; the payment server is used to provide each user with multiple bindable payment interfaces; it is also used to process the binding of the authorization token and the payment interface; it is also used to process the payment based on the authorization token. By using this system, the problem of frequent user registration can be avoided, the workload of the merchant platform for maintaining user information can be reduced, the payment efficiency can be improved, and the user's payment information can be protected from leakage.

The invention provides a quality management system based on measurement payment, and the system comprises a control unit which is used for receiving, processing and forwarding data from all modules, and all the modules communicate with one another through data interfaces or APIs; the metering and payment unit is used for confirming the project amount completed by the construction unit through a system automatic or manual assistance mode, calculating and paying corresponding project money according to the confirmed project amount and contract regulations, and counting and analyzing metering and payment data at the same time, and metering list payment is in two modes of calculating according to the quantity and calculating according to the amount; a quality control unit; a progress control unit; a contract management unit; a safety management unit; the metering payment-based quality management system provided by the invention has the advantage of improving the integrity, uniformity and authenticity of data filling and reporting and metering payment.

The invention relates to a digital currency payment method, device and system, computer equipment and a storage medium, and the method comprises the steps: obtaining order detail information and an order payment mode of a target application program, and transmitting a payment request to a background server of a digital currency application program when the order payment mode is a digital currency payment mode; and receiving a payment result sent by the background server, and displaying the payment result. According to the digital currency payment method provided by the embodiment of the invention, the selected order payment mode is the digital currency payment mode, and the security is relatively high.

The application provides a face payment method and device, equipment and storage medium, and relates to the technical field of computers. The method is applied to a payment terminal, and the method comprises the following steps: collecting a face image of a user; sending a first payment request of a current order to a payment server, wherein the payment request comprises the face image; receiving a first display instruction sent by the payment server, wherein the first display instruction is used for instructing to display selection controls of at least one prepayment order, and the at least one prepayment order is an order associated with identity information of the user; and in response to the first display instruction, displaying the selection controls of the at least one prepayment order, wherein the selection controls are used for the user to select a first order in the at least one prepayment order, and the first order is an order for which payment is combined with the current order. The method can not only improve the payment efficiency of the at least one prepayment order associated with the identity information of the user, but also improve the user experience.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a first shell, a second shell and an NFC module, the first shell is in a flat plate shape and comprises a front face and a back face which are oppositely arranged. The first shell comprises a protruding part protruding outwards from the front face, and a containing groove is defined by the protruding part. The second shell comprises a columnar part defining a containing cavity, the columnar part comprises a top end and a bottom end which are opposite, and the top end is contained in the containing groove. The NFC module is located in the containing cavity and can be used for being close to the electronic equipment to conduct electronic payment, and compared with code scanning and face scanning, the payment efficiency is improved; the top end of the columnar part is contained in the containing groove of the protruding part, a near field communication payment area can be highlighted, and application and popularization of near field communication payment are facilitated.

The application provides a face payment method and device, equipment and storage medium, and relates to the technical field of computers. The method is applied to a payment terminal, and the method comprises the following steps: collecting a face image of a user; sending a first payment request of a current order to a payment server, wherein the payment request comprises the face image; receiving a first display instruction sent by the payment server, wherein the first display instruction is used for instructing to display selection controls of at least one prepayment order, and the at least one prepayment order is an order associated with identity information of the user; and in response to the first display instruction, displaying the selection controls of the at least one prepayment order, wherein the selection controls are used for the user to select a first order in the at least one prepayment order, and the first order is an order for which payment is combined with the current order. The method can not only improve the payment efficiency of the at least one prepayment order associated with the identity information of the user, but also improve the user experience.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a host and a bracket fixed with the host, the support is used for supporting the main machine. The host comprises a first screen, a second screen and a face scanning device. When the money collection equipment is used, the face scanning device, the first screen and the second screen are sequentially arranged from top to bottom in the length direction of the host. The second screen can display the expressions of the robot to attract the attention of consumers, liberate merchants and improve the payment efficiency; and meanwhile, the intimacy of the money collection equipment for being exposed to the outside can be increased, consumers are attracted to use the money collection equipment for payment, and the number of offline transactions is increased.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a sliding part, an NFC module and a first fixed part, the containing cavity is defined by the sliding part, the NFC module is located in the containing cavity and can be used for being close to electronic equipment to conduct electronic payment, and compared with code scanning and face scanning, the payment efficiency is improved. The first fixed part is in sliding connection with the sliding part, and the sliding part slides relative to the first fixed part to adjust the orientation of the NFC module so as to adapt to the requirements of different application scenes, thereby improving the NFC recognition efficiency and the payment efficiency.

The embodiment of the utility model provides collection equipment. The collection equipment comprises a host and a base, the host comprises a display screen and a face scanning device. The base comprises a motor. The motor can drive the host to slide relative to the base so as to adjust the shooting angle of the face scanning device, and compared with the mode that a consumer actively aligns to the face scanning device, the payment efficiency is improved, and the face scanning experience of the consumer is smoother and more comfortable.

The embodiment of the invention provides a payment processing method and device, equipment, a medium and a product. The method comprises the steps that after a server obtains payment confirmation information sent by terminal equipment, whether a current transaction meets a preset condition or not can be judged, and a judgment result is obtained; the preset condition is a condition indicating that the terminal user can firstly obtain the payment result and then provide resources; and if the preset condition is met, the first payment result information can be sent to the terminal equipment after the payment processing request for the payment confirmation information sent by the merchant equipment is acquired, so that the terminal equipment can acquire the payment result information in advance. And the server can execute a judgment process after receiving the payment confirmation information sent by the terminal equipment, and the payment efficiency can also be improved through pre-judgment.

The invention provides a medical insurance combination-based order processing method, and the method comprises the steps: carrying out the data table falling of order data, obtaining a payment sub-table comprising the information of each commodity, and obtaining the commodity payment details, namely, the total medical insurance payment amount of a medical insurance payment commodity in the order data, the remaining self-fee amount, and the self-fee payment amount of a self-fee payment commodity. And the user can conveniently know the commodity payment details through the commodity payment details. Therefore, the order payment mode of the order data is gathered into two modes of self-fee payment and medical insurance payment, and the order payment can be completed based on one confirmation operation of the user, so that the medical insurance combined payment process is simplified, and the payment efficiency is improved. Besides, commodity payment details and order payment details are visually and clearly displayed to the user through the data table of the order data and the data backfilling of the payment result, so that the convenience and readability of the medical insurance payment operation are improved, and the user experience is improved.

The application provides a circuit module of a payment terminal, comprising a substrate, a UWB chip, an NFC chip, an SE chip and a processor; the UWB chip is arranged in the substrate and is used for UWB payment; the NFC chip is arranged in the substrate and is used for NFC payment; the SE chip is arranged in the substrate, and the SE chip is provided with a key storage used for storing a payment key and a key calculation algorithm; the processor is arranged in the substrate, the UWB chip, the NFC chip and the SE chip are connected with the processor, the processor is connected with a Bluetooth antenna, the processor transmits a wake-up signal through the Bluetooth antenna to wake up a UWB tag in a range; UWB non-inductive payment and NFC card swiping payment can be supported, and multiple payment modes can be selected; the payment efficiency can be improved through Bluetooth wake-up; the transmission data is subjected to encryption processing, the safety of payment information and transaction data is ensured, and the safety of the payment process is significantly improved.

The invention relates to a table type group meal machine which comprises a machine shell, the machine shell is divided into a customer face, a payment face and an operator face, a customer touch operation screen set and a face camera module are installed on the customer face, a code scanning module, an NFC module, a brush palm device and an indicator light board are installed on the payment face, and an operator touch screen set and a detachable keyboard are installed on the operator face. A switch key is installed on one side of the bottom of the machine shell, a PCB main board and a loudspeaker are installed in the machine shell, a battery is installed at the bottom of the machine shell, and the PCB main board is connected with the customer touch operation screen set, the face camera module, the code scanning module, the NFC module, the brush palm device, the indicator lamp board, the operator touch screen set, the detachable keyboard, the switch key, the loudspeaker and the battery through cables. The beneficial effects of the invention are that the system facilitates the ordering of customers, provides a plurality of different payment modes for the customers, facilitates an operator to help the customers to carry out ordering and checkout operations, and improves the ordering and payment efficiency of the customers; and the arch-bridge-shaped shell design is adopted, so that the appearance structure is novel.

The invention provides a parking intelligent positioning reservation management method and system. The parking intelligent positioning reservation management system comprises a platform layer, a central management system, a reservation system and an autonomous parking system. Through the Internet of Things technology, the cloud computing technology and the artificial intelligence technology, the problems that the management efficiency is low, large-scale parking requirements cannot be effectively met and parking spaces are unreasonable due to the fact that data information between traditional parking lots or parking spaces cannot be mutually communicated at present are solved.