248 results about "Predictive modelling" patented technology

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant vectors represent specific merchants, and are aligned in a vector space as a function of the degree to which the merchants co-occur more or less frequently than expected. Consumer vectors are developed within the vector space, to represent interests of particular consumers by virtue of relative vector positions of consumer and merchant vectors. Various techniques, including clustering, supervised segmentation, and nearest-neighbor analysis, are applied separately or in combination to generate improved predictions of consumer behavior.

Various examples are provided for dynamically updating or adapting predictive modeling for prediction of outcomes of interest for operating systems and processes. Embodiments of the disclosure may provide systems, apparatus, processes, and methods for generating and deploying dynamically updated predictive models. In some embodiments, the predictive model may be deployed for the purpose of predicting operational outcomes of interests in operating systems, hardware devices, machines and/or processes associated therewith prior to the operational outcomes of interest occurring. The predictions can, for example, provide sufficient time for maintenance or repairs to be scheduled and carried out to avoid the predicted operational outcome. Autonomous evaluation of features allows the predictive models to be dynamically updated in response to changes in the environment or monitored data.

Transaction-based behavioral profiling, whereby the entity to be profiled is represented by a stream of transactions, is required in a variety of data mining and predictive modeling applications. An approach is described for assessing inconsistency in the activity of an entity, as a way of detecting fraud and abuse, using service-code information available on each transaction. Inconsistency is based on the concept that certain service-codes naturally co-occur more than do others. An assessment is made of activity consistency looking at the overall activity of an individual entity, as well as looking at the interaction of entities. Several approaches for measuring consistency are provided, including one inspired by latent semantic analysis as used in text analysis. While the description is in the context of fraud detection in healthcare, the techniques are relevant to application in other industries and for purposes other than fraud detection.

A prediction engine for use in predictive modeling associated with fantasy sports leagues is provided. The prediction engine can have a database module for storing criteria associated with players; and an information modeling module in communication with the database module for generating relationships among the criteria and providing player projections based at least in part on the relationships. The relationships can be adjusted based at least in part on changes to a scoring system of the fantasy sports league.

A computer system-based automated loss verification system for evaluating the validity of claims filed under an insurance policy or debt protection contract is provided by this invention. Instead of requiring the claimant to contact the insurance company or lender to file the claim and provide exhaustive documentary proof of the validity of the claimed loss, the system pre-scores the relative risk of the claim using a risk assessment tool based upon predictive modeling and a number of potential risk factors. The associated automated loss verification tool uses this risk score and other information connected with the claim to assign a relative confidence level of proof of valid loss that must be satisfied before the claim can be approved through the adjudication process, and assigns a third-party supplied source or combination of sources of proof that can be automatically accessed by the system to validate the claim.

The present invention provides a decision management system to define, validate and extract data for predictive models. A system of sensors is deployed in a sample collection environment, where such sensors are used to collect data from a biological or chemical sample, with additional sensors for ambient data whose output as a form of metadata can characterize performance conditions including background ambient conditions. A format or sequence of processes is the basis for a math model to establish a logical weight to data for predictive modeling and event reporting. The present invention provides a computer or other sensor interface system with a primary sensor or sensors, network connection, and supplementary sensors to measure the conditions in which the primary data is captured. A software process allows for user inputs of data in order to establish the methods and rules for normal function.

Automated generation of a merchant recommendation list is disclosed. When a financial processor obtains rich and relevant information related to consumers and merchants, collaborative filtering, profiling, clustering and predictive modeling techniques are combined to provide merchant recommendations to a consumer. The system analyzes consumer attributes which relate to target consumer attributes to create a target consumer cluster, creates associations based upon merchant attributes and the target consumer attributes and provides the feedback based on the associations.

Certain embodiments provide methods and systems by which a predictive modeling provider may provide a client with predictive healthcare analysis. The predictive healthcare analysis may be used to assess whether a beneficiary is likely to develop conditions requiring healthcare. If such conditions are identified, intervention plans are developed and implemented to address the conditions and reduce healthcare costs. Certain embodiments provide method and systems by which an integrated benefits management organization may manage a client's healthcare program. A claim audit may be performed on healthcare claims of the client's beneficiaries. A claim repricing process may be used to discount the healthcare claims of the client's beneficiaries. In at least certain embodiments, the predictive modeling provider or integrated benefits management organization are motivated to maximize the reduction in the client's healthcare costs.

Methods and systems for performing comprehensive predictive analysis and modeling in a wager gaming environment are provided. Statistical calculations for deriving predictive values for a patron behavior in a casino or gaming environment may include various criteria, including but not limited to wager gaming activities, resort/hotel usage, dining/meals, non-gaming point of sale transactions, entertainment expenditures, coupon/prize redemption, “comps” provided, etc. In some implementations, a plurality of predictive models may be used. One or more criteria may be used to evaluate and/or rank the predictive models. For example, such an evaluation and/or ranking may be based, at least in part, on a correlation coefficient or a function thereof. In some such implementations, an evaluation and/or ranking may be based, at least in part, on a comparison of the coefficient of determination, R², corresponding to each predictive model.

The present invention discloses a prediction model-building method for computer-aided medical diagnosis. It utilizes the medical symptom detection equipment to obtain the symptom of object to be diagnosed to form symptomatic vector, then utilizes the prediction model to make treatment so as to can obtain prediction result. It also provides its concrete steps for implementing said invented prediction model-building method.

A predictive modeling system and methodology makes predictions using unstructured content as an input, either alone or in conjunction with structured content. Content transformation rules are selected for application to the unstructured content, such as emails, call center notes, and other forms of human communication, by identifying the rules that are likely to improve the performance of a predictive modeling system.

A computerized system for augmenting data from a source database with data from a reference database to generate an augmented database that can be used for predictive modeling is disclosed. The present invention includes a method for using the Internet to obtain information, including, reading a data record stored in a field of data, searching a database for information describing the data record, condensing the information describing the data record into a value description, associating the value description with the data record, and augmenting the field of data with the value description associated with the data. The present invention also includes a computerized system for augmenting data from a source database with data from a reference database to generate an augmented database that can be used for predictive modeling and data mining to conduct searches of data in the augmented database.

A method for establishing an agricultural pedigree for agricultural products comprises the steps of: (a) Providing an open communication network accessible information storage device adapted to receive input of data relating to agricultural product production and distribution from multiple sources; (b) Inputting said data into said information storage device; (c) Storing and said data; and (d) Providing access to said data via the open communication network, wherein the information storage device is configured to be used as at least: (i) A tool for traceability of the agricultural products, (ii) A real time decision making tool, and (iii) A predictive modeling tool.

Methods and apparatus for analyzing financial data generally includes a predictive modeling system. The predictive modeling system may include an artificial agent responsive to an input data set. The artificial agent may produce an estimated data set including a market conditions data set. The market conditions data may include an estimate of at least one of liquidity of a market, strategy of a counterparty, and an effect of information leakage. The artificial agent may determine a predictability value for the estimated data set. The predictive modeling system may also include an agent factory responsive to the input data set. The agent factory may generate an artificial agent in response to the input data set.

The invention discloses a combination forecast modeling method of wind farm power by using gray correlation analysis, belonging to the technical field of wind power generation modeling. In particular, the invention is related to a weighted combination forecast method of wind power based on a least square support vector machine and an error back propagation neural network. The forecast method comprises that forecasted values of wind speed and wind direction are acquired in advance from meteorological departments while real-time output power is acquired from a wind farm data acquiring system; that the forecasted values of wind speed and wind direction and the real-time output power are inputted into a data processing module for data analyzing extraction and data normalization, and then normalized data is loaded to a database server; processed data in the database server is extracted by a combination forecast algorithm server to carry out model training and power forecast, and the wind farm sends running data to the data processing module in real time to realize rolling forecasting. The method of the invention achieves the goal of combination forecast of wind farm output in a short time. The method not only maximally utilizes advantages of two algorithms but also increases forecast efficiency by saving computing resources and shortening computing time.

The system and method for predictive modeling in a network security service described herein may provide a scalable architecture that can model information relating to any specific threat or potential threat in a network and manage routing requests relating to the threat information among various entities participating in the security service. In particular, the scalable architecture may include various distributed databases that store serialized information describing threat instances, wherein a detection service may maintain information identifying entities associated with the databases storing the serialized information. Further, the security service may include a hierarchical subscriber name service that participating entities can traverse to locate the serialized threat information in the various databases and evaluate how the threat instances may have evolved or progressed through the network.