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38 results about "Risk sharing" patented technology

Also known as "risk distribution," risk sharing means that the premiums and losses of each member of a group of policyholders are allocated within the group based on a predetermined formula. Risk is considered to be shared if there is no policyholder-specific correlation between premiums paid into a captive, for example, and losses paid from the captive's reserve pool.

Parametric draw-down system for risk sharing of critical illness risks and corresponding method thereof

Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks of a variable number of risk exposure components (21, 22, 23) by providing a dynamic self-sufficient risk protection for the risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231). The risk exposure components (21,22,23) are connected to the resource-pooling system (1) for the pooling of their risks and resources, and wherein the resource-pooling system (1) comprises an event-driven core-engine (3) with critical illness triggers (31, 32, 33) triggering in a patient dataflow pathway (213,223,233) to provide risk protection for a specific risk exposure component (21,22,23). The operation of the resource pooling system (1) is supported by a parametric draw-down risk-cover which can additionally be related to multiple occurrences of critical illness parameters 71,72,73 triggered in the related patient data flow pathway (213, 223, 233).
Owner:SWISS REINSURANCE CO LTD

Parametric system for risk sharing of critical illness risks and corresponding method thereof

Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks of a variable number of risk exposure components (21, 22, 23) by providing a dynamic self-sufficient risk protection for the risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231). The risk exposure components (21,22,23) are connected to the resource-pooling system (1) for the pooling of their risks and resources, and wherein the resource-pooling system (1) comprises an multiple event-driven core-engine (3) with critical illness triggers (31, 32, 33) triggering in a patient dataflow pathway (213,223,233) to provide risk protection for a specific risk exposure component (21,22,23). The operation of the resource pooling system (1) is further supported by a parametric risk-cover related to multiple occurrences of critical illness parameters 71,72,73 triggered in the related patient data flow pathway (213, 223, 233).
Owner:SWISS REINSURANCE CO LTD

Content cooperative management system capable of being applied in IPTV and similar novel media

ActiveCN101478664AAuthorization Information SynchronizationIncrease the number of CPsAnalogue secracy/subscription systemsTwo-way working systemsRisk sharingThe Internet
A content cooperation management system which can be used for IPTV and similar novel medium adopts the following mechanisms and techniques: a central node +agents arrangement structure mechanism; a virtual network mode for completing content introduction and information synchronization mechanism; a multi-point enciphering mode; a unified interface which has expandability and a proxy technique; a content introducing flow and an internal content dispensing flow path. The actualizing method of the system comprises the following steps: introducing content; releasing and synchronizing CP enciphering content; real-time synchronizing the authorization record information of IPTV operator with CP; and generating the settlement reconciliation information of agent. The present invention adopts a simple mode for realizing the cooperation of IPTV content operator and a plurality of CPs, and represents a specific operation mode and flow path between IPTV operator and CP. The risk sharing and benefit sharing are realized. A virtuous cycle comprising content generating, content operating and income sharing is formed. The invention is also provided with an excellent expansible management sharing platform and is suitable for the novel medium fields of IPTV, interactive television which is based on Internet, bidirectional HFC network, etc.
Owner:百视通网络电视技术发展有限责任公司

Patient data triggered pooling-system for risk sharing of cronic critical illness risks of cohorts of elderly persons and corresponding method thereof

Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks associated with elderly persons by providing a dynamic self-sufficient risk protection for a variable number of risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231). The risk exposure components (21,22,23) are connected to the resource-pooling system (1) for the pooling of their risks and resources, and wherein the resource-pooling system (1) comprises an multiple event-driven core-engine (3) with critical illness triggers (31, 32, 33) triggering in a patient dataflow pathway (213,223,233) to provide risk protection for a specific risk exposure component (21,22,23) for the occurrence of acute and / or chronic critical illnesses, as e.g. dementia and / or heart attack. The operation of the resource pooling system (1) is further supported by a parametric multi-trigger stage risk-cover.
Owner:SWISS REINSURANCE CO LTD

Parametric system for risk sharing of critical illness risks and corresponding method thereof

Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks of a variable number of risk exposure components (21, 22, 23) by providing a dynamic self-sufficient risk protection for the risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231). The risk exposure components (21,22,23) are connected to the resource-pooling system (1) for the pooling of their risks and resources, and wherein the resource-pooling system (1) comprises an multiple event-driven core-engine (3) with critical illness triggers (31, 32, 33) triggering in a patient dataflow pathway (213,223,233) to provide risk protection for a specific risk exposure component (21,22,23). The operation of the resource pooling system (1) is further supported by a parametric risk-cover related to multiple occurrences of critical illness parameters 71,72,73 triggered in the related patient data flow pathway (213, 223, 233).
Owner:SWISS REINSURANCE CO LTD
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