Bank transaction business checking method and device, equipment and medium

Abstract

The invention discloses a bank transaction business checking method and device, equipment and a medium, and belongs to the technical field of financial security. The method comprises the following steps: acquiring transaction business flow data from a bank business system; generating checking task data according to the transaction business flow data; wherein the checking task data comprises a checking role, transaction time and transaction equipment; and checking the business process generating the transaction business flow data according to the checking task data. According to the technical scheme, the checking task data is generated according to the transaction business flow data to check the business process generating the transaction business flow data, so that accurate positioning checking of the business process can be realized, the checking process is intelligent, and the checking efficiency is improved.

Description

Technical Field

[0001] The present application belongs to the field of financial security technology, and specifically relates to a method, device, equipment and medium for verifying bank transaction business. Background Art

[0002] In recent years, the internal and external risks and competition faced by banks have become increasingly severe. Physical outlets are key channels for carrying business and the main battlefield for operation and marketing. Irregular operations of tellers may increase business risks. For example, incorrect transaction processing and inaccurate information entry may lead to risks such as capital loss and customer disputes. Therefore, it is necessary to monitor the business processing procedures and customer experience of channels such as counters and counters.

[0003] Currently, the means of verifying teller operations mainly rely on two traditional methods: one is for specialized personnel to review the surveillance video of each teller throughout the day, and the other is to review some videos through sampling inspection. However, the former requires a lot of time and energy, and the latter has limited coverage and is difficult to fully avoid potential high-risk issues.

[0004] Therefore, how to make the verification process intelligent and achieve accurate positioning and verification of business processes is an urgent problem that people in this field need to solve. Summary of the invention

[0005] The embodiments of the present application provide a method, device, equipment and medium for verifying banking transaction services, with the aim of achieving accurate positioning verification of business processes, making the verification process intelligent, and thus improving verification efficiency.

[0006] In a first aspect, an embodiment of the present application provides a method for verifying a banking transaction, the method comprising:

[0007] Obtain transaction flow data from the banking system;

[0008] Generating verification task data according to the transaction business flow data; wherein the verification task data includes verification role, transaction time and transaction equipment;

[0009] The business process that generates the transaction business flow data is verified according to the verification task data.

[0010] Further, the business process generating the transaction business flow data is verified according to the verification task data, including:

[0011] Determining a business process monitoring device according to the transaction device;

[0012] Acquire a monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time;

[0013] Verification task notification information is generated according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0014] Furthermore, the verification task data also includes verification key point information;

[0015] Accordingly, generating verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video includes:

[0016] Verification task notification information is generated according to the verification role, the verification key point information and the monitoring video to notify the verification role to verify the monitoring video.

[0017] Furthermore, verification task data is generated according to the transaction business flow data, including:

[0018] Determine the transaction business scenario, transaction business identifier, transaction time and transaction equipment according to the transaction business flow data;

[0019] Determine the verification role according to the transaction business scenario and pre-set verification role configuration information;

[0020] The key verification point information is determined according to the transaction service identifier and pre-set key verification point configuration information.

[0021] Furthermore, the key verification point configuration information includes a transaction business identifier, a key verification point identifier, and at least one of a risk level and a verification order.

[0022] Furthermore, transaction flow data is obtained from the banking system, including:

[0023] Obtain transaction data from the banking system according to a preset cycle;

[0024] The transaction business flow data is merged according to the preset merging rules.

[0025] Furthermore, the transaction business flow data is merged according to a preset merging rule, including:

[0026] Obtaining the transaction code in the transaction business flow data;

[0027] The transaction business flow data with the same transaction code are merged.

[0028] In a second aspect, an embodiment of the present application provides a device for verifying bank transaction services, the device comprising:

[0029] The transaction flow acquisition module is used to obtain transaction flow data from the banking system;

[0030] A verification task generation module, used to generate verification task data according to the transaction business flow data; wherein the verification task data includes the verification role, transaction time and transaction device;

[0031] The business verification module is used to verify the business process that generates the transaction business flow data based on the verification task data.

[0032] Furthermore, the verification task generation module is specifically used to:

[0033] Determining a business process monitoring device according to the transaction device;

[0034] Acquire a monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time;

[0035] Verification task notification information is generated according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0036] Furthermore, the verification task data also includes verification key point information;

[0037] Accordingly, the verification task generation module is specifically used to:

[0038] Verification task notification information is generated according to the verification role, the verification key point information and the monitoring video to notify the verification role to verify the monitoring video.

[0039] Furthermore, the verification task generation module is specifically used to:

[0040] Determine the transaction business scenario, transaction business identifier, transaction time and transaction equipment according to the transaction business flow data;

[0041] Determine the verification role according to the transaction business scenario and pre-set verification role configuration information;

[0042] The key verification point information is determined according to the transaction service identifier and pre-set key verification point configuration information.

[0043] Furthermore, the key verification point configuration information includes a transaction business identifier, a key verification point identifier, and at least one of a risk level and a verification order.

[0044] Furthermore, the transaction flow acquisition module is specifically used to:

[0045] Obtain transaction data from the banking system according to a preset cycle;

[0046] The transaction business flow data is merged according to the preset merging rules.

[0047] Furthermore, the transaction flow acquisition module is specifically used to:

[0048] Obtaining the transaction code in the transaction business flow data;

[0049] The transaction business flow data with the same transaction code are merged.

[0050] In a third aspect, an embodiment of the present application provides an electronic device, which includes a processor, a memory, and a program or instruction stored in the memory and executable on the processor, wherein the program or instruction, when executed by the processor, implements the steps of the method described in the first aspect.

[0051] In a fourth aspect, an embodiment of the present application provides a readable storage medium, on which a program or instruction is stored, and when the program or instruction is executed by a processor, the steps of the method described in the first aspect are implemented.

[0052] In a fifth aspect, an embodiment of the present application provides a chip, comprising a processor and a communication interface, wherein the communication interface is coupled to the processor, and the processor is used to run a program or instruction to implement the method described in the first aspect.

[0053] In an embodiment of the present application, transaction business flow data is obtained from a banking business system; verification task data is generated based on the transaction business flow data; wherein the verification task data includes verification roles, transaction time, and transaction equipment; and the business process that generates the transaction business flow data is verified based on the verification task data. The above-mentioned verification method for banking transaction business can realize accurate positioning verification of the business process by generating verification task data based on the transaction business flow data to verify the business process that generates the transaction business flow data, making the verification process intelligent, thereby improving the verification efficiency. BRIEF DESCRIPTION OF THE DRAWINGS

[0054] Figure 1 It is a flowchart of a method for verifying bank transaction services provided in Example 1 of the present application;

[0055] Figure 2 It is a flowchart of a method for verifying bank transaction services provided in Example 2 of the present application;

[0056] Figure 3 It is a flowchart of a method for verifying bank transaction services provided in Embodiment 3 of the present application;

[0057] Figure 4 It is a structural schematic diagram of a bank transaction verification device provided in Embodiment 4 of the present application;

[0058] Figure 5 It is a schematic diagram of the structure of an electronic device provided in Example 5 of the present application. DETAILED DESCRIPTION

[0059] In order to make the purpose, technical scheme and advantages of the present application clearer, the specific embodiments of the present application are further described in detail below in conjunction with the accompanying drawings. It is understood that the specific embodiments described herein are only used to explain the present application, rather than to limit the present application. It should also be noted that, for the convenience of description, only the part related to the present application but not all the contents are shown in the accompanying drawings. Before discussing the exemplary embodiments in more detail, it should be mentioned that some exemplary embodiments are described as processes or methods depicted as flow charts. Although the flow chart describes each operation (or step) as a sequential process, many of the operations therein can be implemented in parallel, concurrently or simultaneously. In addition, the order of each operation can be rearranged. The process can be terminated when its operation is completed, but it can also have additional steps not included in the accompanying drawings. The process can correspond to a method, a function, a procedure, a subroutine, a subprogram, etc.

[0060] The following will be combined with the drawings in the embodiments of the present application to clearly describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, rather than all the embodiments. All other embodiments obtained by ordinary technicians in this field based on the embodiments in the present application belong to the scope of protection of this application.

[0061] The terms "first", "second", etc. in the specification and claims of the present application are used to distinguish similar objects, and are not used to describe a specific order or sequence. It should be understood that the data used in this way can be interchangeable under appropriate circumstances, so that the embodiments of the present application can be implemented in an order other than those illustrated or described here, and the objects distinguished by "first", "second", etc. are generally of one type, and the number of objects is not limited. For example, the first object can be one or more. In addition, "and / or" in the specification and claims represents at least one of the connected objects, and the character " / " generally indicates that the objects associated with each other are in an "or" relationship.

[0062] The following, in conjunction with the accompanying drawings, describes in detail the bank transaction verification method, device, equipment and medium provided by the embodiments of the present application through specific embodiments and their application scenarios.

[0063] Embodiment 1

[0064] Figure 1 1 is a flow chart of a method for verifying bank transaction services provided in Example 1 of the present application. Figure 1 As shown, the specific steps include:

[0065] S101, obtaining transaction flow data from the banking system;

[0066] First of all, this application is applicable to scenarios where banks have transaction businesses and need to verify their business processes. Based on the above usage scenarios, it can be understood that the executor of this application can be a bank control system. Specifically, the acquisition of transaction business flow data, the generation of verification task data, and the verification of business processes can be performed by the bank control system. Verification and rectification of business processes can improve the standardization, accuracy and efficiency of business processes. Among them, the bank control system is a comprehensive management system established to ensure the safe, stable and efficient operation of the bank.

[0067] The banking system is a collection of information software systems used by banks to process various types of transactions. Transaction flow data refers to the detailed record information generated by banks in the process of processing various transactions. The way to obtain transaction flow data from the banking system is to export the data in the database used to store transaction flow data in the banking system.

[0068] In this technical solution, optionally, the transaction business flow data is obtained from the banking business system, including:

[0069] Obtain transaction data from the banking system according to a preset cycle;

[0070] The transaction business flow data is merged according to the preset merging rules.

[0071] The preset period may be a preset repetition time interval of the event of obtaining transaction business flow data from the banking system. It is understandable that the preset period may be set according to the generation speed of transaction business flow data, the processing speed of the audit process, and the calculation and processing capabilities of the bank's control system. The method of obtaining transaction business flow data from the banking system according to the preset period may be to export the data in the database used to store transaction business flow data in the banking system according to the preset period. It is understandable that the transaction business flow data obtained from the banking system according to the preset period is all the transaction business flow data within a preset period. For example, if the preset period is 1 day, the transaction business flow data obtained from the banking system according to the preset period is the transaction business flow data within 1 day before the acquisition time.

[0072] The preset merging rule may be a pre-set regulation of the transaction business flow data that can be merged and how to merge. The transaction business flow data may be merged according to the preset merging rule by obtaining the transaction code in the transaction business flow data and merging the transaction business flow data with the same transaction code.

[0073] In this technical solution, optionally, the transaction business flow data is merged according to a preset merging rule, including:

[0074] Obtaining the transaction code in the transaction business flow data;

[0075] The transaction business flow data with the same transaction code are merged.

[0076] In the transaction business of a bank, a transaction code is a specific code identifier used to uniquely identify a transaction business. The transaction code is usually composed of numbers, letters or a combination thereof. The transaction code in the transaction business flow data can be stored in a structured table format, in which there is a field dedicated to storing the transaction code. The transaction code can be obtained by reading the value of the field.

[0077] The way to merge the transaction business flow data with the same transaction code can be done by using the functions of the database management system. For example, using the SQL (Structured Query Language) language, the data can be grouped according to the transaction code field through the GROUP BY statement, and then for other related fields, such as the transaction amount, the SUM aggregation function can be used to calculate the total amount under the same transaction code. For example, the latest transaction time can be selected as the representative transaction time of the group.

[0078] Optionally, before merging the transaction business flow data with the same transaction code, the transaction business flow data obtained from the banking business system may be classified, for example, by transaction channel or transaction amount.

[0079] The advantage of this arrangement of the present scheme is that by obtaining the transaction code in the transaction business flow data and merging the transaction business flow data with the same transaction code, the transaction business flow data generated in the same transaction business process can be merged, thereby avoiding repeated audits of the same transaction business process.

[0080] The benefit of this arrangement of the scheme is that by obtaining transaction business flow data from the banking business system according to a preset cycle and merging the transaction business flow data according to preset merging rules, data redundancy can be effectively reduced and data processing efficiency can be improved.

[0081] S102, generating verification task data according to the transaction business flow data; wherein the verification task data includes verification role, transaction time and transaction device;

[0082] The verification task data may be a data set generated for verifying the business process of the transaction business, so that relevant personnel can verify the business process of the transaction business that needs to be verified. The verification task data may include the verification role, transaction time, and transaction device. Specifically, the verification role may refer to the staff member who performs the verification operation, the transaction time may refer to the time when the transaction business is carried out, and the transaction device may refer to the terminal device for carrying out the transaction business.

[0083] The method of generating verification task data according to transaction business flow data can be adopted to determine the transaction business scenario, transaction time and transaction equipment according to the transaction business flow data, and determine the verification role according to the transaction business scenario and pre-set verification role configuration information.

[0084] S103, verifying the business process that generates the transaction business flow data according to the verification task data.

[0085] The method of verifying the business process that generates the transaction business flow data according to the verification task data can be adopted to determine the business process monitoring device according to the transaction device, obtain the monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time, and generate the verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0086] In an embodiment of the present application, transaction business flow data is obtained from a banking business system; verification task data is generated based on the transaction business flow data; wherein the verification task data includes verification roles, transaction time, and transaction equipment; and the business process that generates the transaction business flow data is verified based on the verification task data. The above-mentioned verification method for banking transaction business can realize accurate positioning verification of the business process by generating verification task data based on the transaction business flow data to verify the business process that generates the transaction business flow data, making the verification process intelligent, thereby improving the verification efficiency.

[0087] Embodiment 2

[0088] Figure 2It is a flow chart of the verification method of bank transaction business provided in Example 2 of the present application. This solution makes a better improvement on the above-mentioned embodiment, and the specific improvement is: verifying the business process that generates the transaction business flow data according to the verification task data, including: determining the business process monitoring device according to the transaction device; obtaining the monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time; generating the verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0089] like Figure 2 As shown, the specific steps include:

[0090] S201, obtaining transaction flow data from the banking system;

[0091] S202, generating verification task data according to the transaction business flow data; wherein the verification task data includes verification role, transaction time and transaction device;

[0092] S203, determining a business process monitoring device according to the transaction device;

[0093] The business process monitoring device can be a monitoring device used to monitor and record the business process, such as a monitoring camera. The business process monitoring device corresponding to each transaction device can be pre-configured to obtain the business process monitoring device configuration information. It can be understood that the business process monitoring device corresponding to a transaction device should include the transaction device in its monitoring area. A transaction device can correspond to multiple business process monitoring devices, that is, the transaction device is in the monitoring areas of multiple business process monitoring devices at the same time; a business process monitoring device can also correspond to multiple transaction devices, that is, the monitoring area of ​​the business process monitoring device includes multiple transaction devices.

[0094] By querying the above-mentioned business process monitoring device configuration information using the transaction device identifier of the current transaction device as a query condition, the business process monitoring device corresponding to the current transaction device can be determined.

[0095] S204, acquiring a monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time;

[0096] The monitoring video may refer to a video recorded by a business process monitoring device. The method of obtaining the monitoring video of the business process that generates the transaction business flow data may be to obtain all the monitoring videos of the business process monitoring device, determine the interception time of all the monitoring videos according to the transaction time, intercept all the monitoring videos according to the interception time, and obtain the monitoring video of the business process that generates the transaction business flow data.

[0097] S205: Generate verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0098] The verification task notification information may be information used to notify the verification role to verify the surveillance video, that is, to verify the business process that generates the transaction business flow data. The content of the verification task notification information may include the surveillance video, and the verification task notification information may be generated according to a preset verification workflow template and sent to the verification role.

[0099] After receiving the verification task notification information, the verification role verifies the business process that generates the transaction business flow data in the surveillance video and can provide feedback on the verification results.

[0100] In this technical solution, optionally, the verification task data also includes verification key point information;

[0101] Accordingly, generating verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video includes:

[0102] Verification task notification information is generated according to the verification role, the verification key point information and the monitoring video to notify the verification role to verify the monitoring video.

[0103] The key verification point information may refer to the key points of the items that need to be verified for the business process that generates the transaction business flow data, and may also include the risk level and verification order of these key points.

[0104] Accordingly, the content of the verification task notification information may include monitoring video and verification key point information, and the verification task notification information may be generated according to a preset verification workflow template and sent to the verification role.

[0105] Correspondingly, after receiving the verification task notification information, the verification role verifies the business process that generates the transaction business flow data in the surveillance video according to the verification key points information, and can provide feedback on the verification results.

[0106] The benefit of setting up this scheme is that by generating verification task notification information based on the verification role, verification key points information and surveillance video, in order to notify the verification role to verify the surveillance video, it can help the verification role clarify the verification points of the surveillance video, thereby helping to improve the efficiency and standardization of the verification.

[0107] The benefit of setting up this scheme is that by determining the business process monitoring device based on the transaction device, obtaining the monitoring video of the business process that generates the transaction business flow data based on the business process monitoring device and the transaction time, and generating verification task notification information based on the verification role and the monitoring video to notify the verification role to verify the monitoring video, it can help the verification personnel to quickly and accurately locate the monitoring video of the business process that generates the transaction business flow data and conduct verification, thereby helping to improve the verification efficiency.

[0108] Embodiment 3

[0109] Figure 3 It is a flow chart of the verification method of bank transaction business provided by Example 3 of the present application. This solution makes a better improvement on the above-mentioned embodiment, and the specific improvement is: generating verification task data according to the transaction business flow data, including: determining the transaction business scenario, transaction business identifier, transaction time and transaction equipment according to the transaction business flow data; determining the verification role according to the transaction business scenario and the pre-set verification role configuration information; determining the verification key point information according to the transaction business identifier and the pre-set verification key point configuration information.

[0110] like Figure 3 As shown, the specific steps include:

[0111] S301, obtaining transaction flow data from the banking system;

[0112] S302, determining a transaction business scenario, a transaction business identifier, a transaction time, and a transaction device according to the transaction business flow data;

[0113] The transaction business scenario may refer to a physical bank branch where the transaction business is conducted. The transaction business identifier may be an identifier used to distinguish the type of transaction business.

[0114] Transaction business flow data can be stored in a structured table format, in which there are fields specifically storing transaction business scenarios, transaction business identifiers, transaction time, and transaction devices. By reading the values ​​of these fields, the transaction business scenario, transaction business identifier, transaction time, and transaction device can be determined.

[0115] S303, determining the verification role according to the transaction business scenario and pre-set verification role configuration information;

[0116] The pre-set verification role configuration information may include the personnel responsible for verification work in each pre-set transaction business scenario. For example, the review role corresponding to each transaction business scenario may be the supervisory manager of the transaction business scenario.

[0117] Optionally, the pre-set verification role configuration information may also include the personnel (knowing roles) who need to know the audit task in each pre-set transaction business scenario. For example, the knowing role corresponding to each transaction business scenario may be the branch manager of the transaction business scenario.

[0118] Optionally, the pre-set verification role configuration information may also include a message push method for sending notifications to the review role and the aware role, and may also include the institutional level of each transaction business scenario. For example, the pre-set verification role configuration information may be as shown in the following table:

[0119] Transaction business scenario Institutional Level Verify role Know the role Message push method

[0120] By using the current transaction business scenario as a query condition and querying the pre-set verification role configuration information, the verification role corresponding to the current transaction business scenario can be determined.

[0121] S304, determining key verification point information according to the transaction service identifier and pre-set key verification point configuration information;

[0122] The pre-set key points of verification configuration information may include the pre-set key points of verification information that need to be verified for each transaction business type, and may also include the risk level and verification order of each key point of verification information. By querying the pre-set key points of verification configuration information with the current transaction business identifier as the query condition, the key points of verification information corresponding to the current transaction business identifier can be determined.

[0123] For example, if the transaction business is identified as a seal maintenance flow, the corresponding key verification points may include whether the opening of the seal control instrument's electronic lock has been approved by the management bank and whether the seal approval post and the operation post are handed over in parallel.

[0124] In the present technical solution, optionally, the key verification point configuration information includes a transaction business identifier, key verification point information, and at least one of a risk level and a verification order.

[0125] The risk level may refer to the evaluation result of the potential risk level brought by the key point information of the verification. The verification order may refer to the order in which the key point information of the verification is processed among all the key point information of the verification.

[0126] For example, the preset checkpoint configuration information may be as shown in the following table:

[0127] Transaction business logo Check key information Risk Level Checking order

[0128] The benefit of this arrangement of the present scheme is that the risk level included in the verification point configuration information can help the verifiers to more accurately and objectively determine the comprehensive verification results for these verification point information, and the verification order included in the verification point configuration information can help the verifiers to verify each verification point information in sequence to prevent omission of verification point information, thereby improving the comprehensiveness and efficiency of the verification work.

[0129] S305, determining a business process monitoring device according to the transaction device;

[0130] S306, acquiring a monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time;

[0131] S307: Generate verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

[0132] The benefit of setting up this solution is that by pre-setting the verification role configuration information and the verification key point configuration information, the division of responsibilities of each verification personnel can be clarified to ensure that the verification work is carried out in an orderly manner. At the same time, customized verification key point configuration information can make the verification process more accurate and efficient, reduce redundant operations, and improve the overall quality and efficiency of the verification work.

[0133] Embodiment 4

[0134] Figure 4 Schematic diagram of the structure of the bank transaction verification device provided in the fourth embodiment of the present application. Figure 4 As shown, the device comprises:

[0135] The transaction flow acquisition module 410 is used to acquire transaction flow data from the banking system;

[0136] A verification task generation module 420, configured to generate verification task data according to the transaction business flow data; wherein the verification task data includes a verification role, transaction time, and transaction device;

[0137] The business verification module 430 is used to verify the business process that generates the transaction business flow data according to the verification task data.

[0138] In the embodiment of the present application, the transaction flow acquisition module is used to acquire transaction business flow data from the banking business system; the verification task generation module is used to generate verification task data based on the transaction business flow data; wherein the verification task data includes the verification role, transaction time and transaction equipment; the business verification module is used to verify the business process that generates the transaction business flow data based on the verification task data. The above-mentioned verification device for bank transaction business can realize accurate positioning verification of the business process by generating verification task data based on the transaction business flow data to verify the business process that generates the transaction business flow data, making the verification process intelligent, thereby improving the verification efficiency.

[0139] The verification device for bank transaction services in the embodiment of the present application may be a device, or a component, integrated circuit, or chip in a terminal. The device may be a mobile electronic device or a non-mobile electronic device. For example, the mobile electronic device may be a mobile phone, a tablet computer, a laptop computer, a PDA, an in-vehicle electronic device, a wearable device, an ultra-mobile personal computer (UMPC), a netbook, or a personal digital assistant (PDA), etc. The non-mobile electronic device may be a server, a network attached storage (NAS), a personal computer (PC), a television (TV), a teller machine, or a self-service machine, etc., which is not specifically limited in the embodiment of the present application.

[0140] The bank transaction verification device in the embodiment of the present application may be a device having an operating system. The operating system may be an Android operating system, an IOS operating system, or other possible operating systems, which are not specifically limited in the embodiment of the present application.

[0141] The bank transaction verification device provided in the embodiment of the present application can implement each process implemented in the above-mentioned embodiments one to three, and will not be described again here to avoid repetition.

[0142] Embodiment 5

[0143] like Figure 5 As shown, an embodiment of the present application also provides an electronic device 500, including a processor 501, a memory 502, and a program or instruction stored in the memory 502 and executable on the processor 501. When the program or instruction is executed by the processor 501, each process of the above-mentioned bank transaction verification method embodiment is implemented, and the same technical effect can be achieved. To avoid repetition, it will not be repeated here.

[0144] It should be noted that the electronic devices in the embodiments of the present application include the mobile electronic devices and non-mobile electronic devices mentioned above.

[0145] Embodiment 6

[0146] An embodiment of the present application also provides a readable storage medium, on which a program or instruction is stored. When the program or instruction is executed by a processor, each process of the above-mentioned bank transaction verification method embodiment is implemented, and the same technical effect can be achieved. To avoid repetition, it will not be repeated here.

[0147] The processor is a processor in the electronic device described in the above embodiment. The readable storage medium includes a computer readable storage medium, such as a computer read-only memory (ROM), a random access memory (RAM), a magnetic disk or an optical disk.

[0148] Embodiment 7

[0149] An embodiment of the present application further provides a chip, which includes a processor and a communication interface, wherein the communication interface is coupled to the processor, and the processor is used to run programs or instructions to implement the various processes of the above-mentioned bank transaction verification method embodiment, and can achieve the same technical effect. To avoid repetition, it will not be repeated here.

[0150] It should be understood that the chip mentioned in the embodiments of the present application can also be called a system-level chip, a system chip, a chip system or a system-on-chip chip, etc.

[0151] It should be noted that, in this article, the terms "comprise", "include" or any other variant thereof are intended to cover non-exclusive inclusion, so that the process, method, article or device including a series of elements includes not only those elements, but also includes other elements not explicitly listed, or also includes elements inherent to such process, method, article or device. In the absence of further restrictions, the elements defined by the sentence "comprise one..." do not exclude the presence of other identical elements in the process, method, article or device including the element. In addition, it should be pointed out that the scope of the methods and devices in the embodiments of the present application is not limited to performing functions in the order shown or discussed, and may also include performing functions in a substantially simultaneous manner or in reverse order according to the functions involved, for example, the described method may be performed in an order different from that described, and various steps may also be added, omitted, or combined. In addition, the features described with reference to certain examples may be combined in other examples.

[0152] Through the description of the above implementation methods, those skilled in the art can clearly understand that the above-mentioned embodiment methods can be implemented by means of software plus a necessary general hardware platform, and of course by hardware, but in many cases the former is a better implementation method. Based on such an understanding, the technical solution of the present application, or the part that contributes to the prior art, can be embodied in the form of a computer software product, which is stored in a storage medium (such as ROM / RAM, a disk, or an optical disk), and includes a number of instructions for a terminal (which can be a mobile phone, a computer, a server, or a network device, etc.) to execute the methods described in each embodiment of the present application.

[0153] The embodiments of the present application are described above in conjunction with the accompanying drawings, but the present application is not limited to the above-mentioned specific implementation methods. The above-mentioned specific implementation methods are merely illustrative and not restrictive. Under the guidance of the present application, ordinary technicians in this field can also make many forms without departing from the purpose of the present application and the scope of protection of the claims, all of which are within the protection of the present application.

[0154] The above are only preferred embodiments of the present application and the technical principles used. The present application is not limited to the specific embodiments described herein, and various obvious changes, readjustments and substitutions that can be made by those skilled in the art will not deviate from the scope of protection of the present application. Therefore, although the present application is described in more detail through the above embodiments, the present application is not limited to the above embodiments, and may include more other equivalent embodiments without departing from the concept of the present application, and the scope of the present application is determined by the scope of the claims.

Claims

1. A method for verifying bank transaction business, characterized in that: The method comprises: Obtain transaction flow data from the banking system; Generating verification task data according to the transaction business flow data; wherein the verification task data includes verification role, transaction time and transaction equipment; The business process that generates the transaction business flow data is verified according to the verification task data.

2. The bank transaction verification method according to claim 1, characterized in that: The business process generating the transaction business flow data is verified according to the verification task data, including: Determining a business process monitoring device according to the transaction device; Acquire a monitoring video of the business process that generates the transaction business flow data according to the business process monitoring device and the transaction time; Verification task notification information is generated according to the verification role and the monitoring video to notify the verification role to verify the monitoring video.

3. The bank transaction verification method according to claim 2, characterized in that: The verification task data also includes verification key point information; Accordingly, generating verification task notification information according to the verification role and the monitoring video to notify the verification role to verify the monitoring video includes: Verification task notification information is generated according to the verification role, the verification key point information and the monitoring video to notify the verification role to verify the monitoring video.

4. The bank transaction verification method according to claim 3, characterized in that: Generating verification task data according to the transaction business flow data, including: Determine the transaction business scenario, transaction business identifier, transaction time and transaction equipment according to the transaction business flow data; Determine the verification role according to the transaction business scenario and pre-set verification role configuration information; The key verification point information is determined according to the transaction service identifier and pre-set key verification point configuration information.

5. The bank transaction verification method according to claim 4, characterized in that: The key verification point configuration information includes a transaction business identifier, key verification point information, and at least one of a risk level and a verification order.

6. The bank transaction verification method according to claim 1, characterized in that: Obtain transaction data from the banking system, including: Obtain transaction data from the banking system according to a preset cycle; The transaction business flow data is merged according to the preset merging rules.

7. The bank transaction verification method according to claim 6, characterized in that: The transaction business flow data is merged according to the preset merging rules, including: Obtaining the transaction code in the transaction business flow data; The transaction business flow data with the same transaction code are merged.

8. A bank transaction verification device, characterized in that: The device comprises: The transaction flow acquisition module is used to obtain transaction flow data from the banking system; A verification task generation module, used to generate verification task data according to the transaction business flow data; wherein the verification task data includes the verification role, transaction time and transaction device; The business verification module is used to verify the business process that generates the transaction business flow data based on the verification task data.

9. An electronic device, characterized in that: It comprises a processor, a memory and a program or instruction stored in the memory and executable on the processor, wherein the program or instruction, when executed by the processor, implements the steps of the bank transaction verification method as described in any one of claims 1 to 7.

10. A readable storage medium, characterized in that: The readable storage medium stores a program or instruction, and when the program or instruction is executed by the processor, the steps of the bank transaction verification method as described in any one of claims 1-7 are implemented.

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