Credit supervision system based on remote sensing technology and artificial intelligence

By combining remote sensing technology and artificial intelligence in the credit supervision system, using satellite image data to identify and track the land use of solid loan projects, the problem of insufficient business integration in the existing technology has been solved, and financial service efficiency and risk control capabilities have been improved.

CN119722280APending Publication Date: 2025-03-28CHINA CONSTR BANK CORP (FUJIAN BRANCH) +1
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Patent Information

Application Number
CN202411627450.3
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-11-14
Publication Date
2025-03-28

AI Technical Summary

Technical Problem

The existing technology has insufficient business integration in the credit supervision of solid loan asset construction projects, and it is difficult to form financial service tools for technical achievements, resulting in low efficiency of financial services and difficulty in risk control.

Method used

The credit supervision system based on remote sensing technology and artificial intelligence is adopted, including basic information management units, image information management units and intelligent identification units. Through the combination of satellite image data and project information, the identification and tracking of project land use situations is realized and early warnings are issued in a timely manner.

Benefits of technology

It improves the efficiency and accuracy of credit supervision, enhances the risk control capabilities of solid loan projects, and realizes information recording and tracking at each stage of the project.

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Abstract

A credit supervision system based on remote sensing technology and artificial intelligence comprises a basic information management unit, an image information management unit and an intelligent identification unit. The basic information management unit is used for creating a new credit supervision project, authenticating the property right attribution of the project and positioning the address and the construction range of the project; the image information management unit is used for acquiring and updating satellite image data of a project and combining the satellite image data with project information to form a project tracking report; and the intelligent identification unit identifies the satellite image data, obtains a satellite image identification result of the project, and gives an alarm prompt according to the identification result, the project information, the attention parameters and a preset rule. According to the invention, the project land use condition of the fixed loan project is identified according to the timely updated satellite image data and the intelligent identification unit in each stage after loan, the related parameters of the project land use are obtained, the related parameters are compared with the project information, and an early warning is given when the comparison result does not meet the requirement.
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