Payment Protocols TRIZ Cases
- Secure Wireless Transaction Synchronization
Real-time synchronization of shopping cart data between mobile and merchant devices eliminates checkout queues by enabling remote payment initiation.
- One-Time Password Message Display Optimization
Identifies recipient device types to optimize one-time password message displays, enabling secure authentication without screen activation.
- Variable Account Identifier Storage for Secure Transaction Authentication
A system stores consumer account identifiers in mobile devices to enable secure transaction processing.
- Mobile Device Provisioning via Partial Personalization Scripts
Partial personalization scripts stage data on mobile devices before authentication, reducing provisioning latency while maintaining security protocols.
- Transaction Signature Distance for Cross-Institution Categorization
Transaction signatures map variable descriptors to fixed vectors, resolving cross-institution categorization errors.
- Loyalty Rewards Account Mapping in Digital Wallets
A servicing application maps loyalty accounts to wallet tokens for secure digital transactions.
- Thin Client Transaction System with Security Gateway
A thin client device connects to a system server via a security gateway to process electronic transactions using secure communication links.
- Electronic Gift Card Code Overlay for Merchant Revenue Timing
A service provider provides a code to open an overlay on a merchant website for electronic gift card purchases.
- Electronic Receipt Issuance Using Payment Terminal ID
A payment terminal transmits receipt data and a unique identifier to a server for subsequent customer retrieval.
- Mobile Commerce Proximity Detection via Signal Strength
An intermediate server uses relative signal strength to determine customer proximity for merchant device prioritization.
- Multi-tiered Digital Wallet Security with Segmented Password Tiers
Segmenting a digital wallet into distinct password tiers balances user control over private keys against the risk of unauthorized access.
- Intermediary Proxy Accelerating Web Page Rendering
An intermediary proxy computer fetches webpage content and executes third-party code to accelerate page rendering at the user device.
- Adaptive ATM Security System for Intruder Deterrence
Dynamic ATM security adjusts defense levels via feedback loops to deter intruders while preserving authorized access.
- Client Device Payment Authentication via Token
A client device authenticates payments using a payment token device to generate local approval signals.
- Security Controller Key Management for ATM Malware Protection
A security controller manages encryption keys and message authentication codes to authenticate peripheral devices within self-service terminals.
- Point-of-Sale Content Display System for Personalized Transaction Profiles
A transaction monitor generates customer profiles from payment data to drive personalized content delivery at point-of-sale terminals.
- Distributed Ledger Incentive Protocol for Flexible Reward Distribution
A distributed ledger incentive protocol manages digital tokens within a secure wallet to enable flexible reward distribution across transactional and non-transactional activities.
- Digital Signature Value-Bearing Indicium Online Ticketing
Hash user data into a digital signature to create secure value-bearing indicia for online ticketing applications.