Mobile Device Provisioning via Partial Personalization Scripts

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Solution Overview

Problem

Existing mobile payment systems face inefficiencies in device provisioning due to sequential processes that increase user wait times and computational load, particularly in authentication and data storage.

Innovation Solution

The method involves generating and executing partial personalization, activation, and deletion scripts concurrently with user authentication, allowing for parallel processing that reduces overall provisioning time and enhances user experience.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If personalization data is stored on mobile handset before authentication, then data security is maintained, but provisioning time increases and user wait time increases

Engineering Contradiction:
Improvedata securityVSAvoidprovisioning time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by generating and transmitting the personalization data to the mobile handset before authentication occurs. The data is staged in advance and made ready for immediate activation upon successful authentication, eliminating the need to wait for data generation during the authentication process.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The provisioning process is segmented into distinct phases: data generation, data transmission, authentication, and activation. By separating these steps and allowing them to occur in parallel where possible, the system reduces overall provisioning time while maintaining security through controlled activation only after successful authentication.

Inventive Principle:
Principle #1Segmentation

2Device complexity

If personalization data is stored and processed sequentially, then system complexity is reduced, but productivity decreases and computational load increases

Engineering Contradiction:
Improvesystem complexityVSAvoidprovisioning efficiency
Core Design Contradiction:
Device complexityVSProductivity

Solution Approach 1:

The system dynamically adjusts the provisioning process by allowing parallel execution of data generation, transmission, and authentication operations when system conditions permit. This dynamic approach enables the system to maintain simplicity in normal operation while achieving high productivity through parallel processing when resources are available.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system maintains continuous useful action by ensuring that multiple provisioning operations can proceed simultaneously without idle periods. While one device is being authenticated, another device's personalization data can be generated and transmitted, keeping the system continuously productive without increasing operational complexity.

Inventive Principle:
Principle #20Continuity of useful action

3Reliability

If multiple messages are exchanged between middleware server and mobile handset after authentication, then data security is enhanced, but provisioning time increases

Engineering Contradiction:
Improvedata securityVSAvoidauthentication latency
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-generating and transmitting personalization data to the mobile handset before the authentication process completes. This allows the data to be ready for immediate activation, reducing the number of back-and-forth message exchanges needed after authentication and minimizing overall provisioning time while maintaining security protocols.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12293353B2Device provisioning using partial personalization scripts
Publication Date: 2025.05.06 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12293353B2 patent drawing
  • US12293353B2 patent drawing
  • US12293353B2 patent drawing

AI summary

Embodiments of the invention relate to systems and methods for efficiently provisioning mobile devices with personalization data. For some embodiments, a method is disclosed comprising receiving a request for provisioning comprising device information for a mobile device and user authentication information for a user, generating a partial personalization script, an activation script, and a deletion script using the device information, sending the partial personalization script, the activation script, and the deletion script to an application provider computer, wherein the application provider computer initiates execution of the partial personalization script on the mobile device, authenticating the user authentication information, and sending an activation message to the application provider computer, wherein the application provider computer initiates execution of the activation script.