Payment Schemes/Models TRIZ Cases
- Arc-Shaped Contribution Interface for Shared Goal Tracking
Segmented arc UI portions let multiple users view and edit shared savings contributions clearly while keeping remote account updates consistent.
- Secure Payment Card Token Replenishment for Multi-Account Access
Consumable secure tokens let one payment card access multiple accounts while wireless replenishment preserves transaction continuity and security.
- Decentralized Identity Chat Verification for Trusted AI Responses
Verified credentials and a verifier service check LLM chatbot replies during decentralized identity sessions to improve response trust.
- Adaptive Payment Interface for App-Free Secure Transactions
A smart adapter detects each user's environment and presents a default payment path, enabling secure app-free transactions from one link.
- Blockchain Freight Rate Card Reconciliation for Real-Time Logistics
Smart contracts digitize freight rate cards and reconcile transactions in real time, cutting logistics delays and data discrepancies.
- Shared Digital Fund Access via Contactless Payment Instruments
Real-time shared fund access through contactless payment instruments improves transparency, accounting, and equitable balance distribution.
- QR Payment Tracking for Duplicate Purchase Prevention
Real-time device ID and customer token tracking flags duplicate QR payments across platforms while linking transactions to merchant analytics.
- Peer-to-Peer Ticket Transfer Using BLE and Geo-Fencing
BLE and geo-fencing replace manual recipient entry in ticket transfers, cutting errors, speeding payment, and limiting scalping.
- Digital Wallet Linking for Repeated Card Input Reduction
A wallet server links stored payment cards to a separate payment service, cutting repeated card entry across merchant checkouts.
- P2P Transaction Text Analysis for Fraud Indicator Detection
NLP analyzes P2P transaction text for fraud indicators, enabling real-time remediation with fewer false positives and lower review effort.