Payment Schemes/Models TRIZ Cases

A payment system routes funds via selected options like gift certificates or third-party accounts without requiring new account creation.

An integrated payment interface streamlines account statement assignment by merging user identification and balance display into a single unified view.

A resubmission schedule aligns retry attempts with high authorization windows to boost recurring payment success rates.

A payment handle links social media accounts to financial data, eliminating credit card entry and reducing device resource consumption during checkout.

Smart wearable device stores bank card data and transmits payment information wirelessly, reducing carried items.

A universal payment connector module links subscription billing engines to multiple gateways without modifying native field names.

A logic processing device simulates a digital exchange to allocate transaction portions among users.

A stand-in payment authorization computing device stores predesignated cardholder account numbers to generate approval responses.

A mobile device prepares multiple transaction payloads for payment applications to enable automatic fallback selection.

A cloud-based financial app segmentation method downloads thin client interfaces to mobile devices while hosting processing logic on remote servers.

A payment gateway consolidates multiple transaction verifications into a single security validation step.