Logic Processing Device for Automatic Transaction Cost Allocation

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Solution Overview

Problem

Existing systems lack an efficient method to automatically and evenly allocate the cost of a transaction among multiple users without requiring user input for each allocation, which can lead to inefficiencies and complexities in processing and reimbursement.

Innovation Solution

A data processing apparatus that includes a logic processing device to simulate a digital exchange process, correlating and allocating portions of a transaction amount among multiple users by matching unique identifiers and executing instructions to modify data records, thereby enabling automatic and simultaneous allocation of transaction costs among users.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If automatic allocation of transaction costs among multiple users is implemented, then productivity and ease of operation are improved, but device complexity increases due to the need for simulation engines, correlation mechanisms, and data processing apparatus

Engineering Contradiction:
Improvetransaction processing efficiencyVSAvoidsystem architecture complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent introduces a simulation engine as an intermediary component that mediates between the data processing apparatus and the allocation logic. This simulation engine creates virtual representations of users and transactions, allowing the system to automatically determine allocation decisions without direct complex computations. The simulation engine acts as a buffer that simplifies the interaction between multiple users and the processing system.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent employs virtual records and simulated user profiles as copies of actual users and transactions. Instead of directly processing complex real-time allocation decisions, the system creates simplified virtual representations that can be processed through predetermined rules. These copies allow the system to maintain complexity in the real world while operating simply in the virtual domain.

Inventive Principle:
Principle #26Copying

2Ease of operation

If automatic simulation of digital exchange process is implemented, then ease of operation is improved by eliminating manual input, but loss of time increases due to the simulation and correlation processes required for allocation

Engineering Contradiction:
Improveuser input requirementVSAvoidprocessing time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent implements preliminary actions by pre-configuring user profiles, transaction templates, and allocation rules before actual processing occurs. The simulation engine is pre-loaded with virtual user data and exchange process parameters, allowing rapid instantiation during actual transactions. This preparation eliminates the need for time-consuming on-the-fly configuration while maintaining automatic operation.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent replaces manual mechanical allocation processes with automated digital simulation. Instead of requiring users to manually specify allocation amounts or go through step-by-step processing, the system uses computer-generated virtual exchanges to automatically determine allocations. This substitution eliminates manual input while the automation handles the time-consuming computational aspects.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Reliability

If multiple data records are correlated and modified simultaneously, then reliability is improved through consistent allocation, but device complexity increases due to coordination between correlation engine, simulation engine, and data processing apparatus

Engineering Contradiction:
Improveallocation consistencyVSAvoidcoordination mechanism complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent merges the correlation engine, simulation engine, and data processing apparatus into a unified virtual exchange process. Rather than coordinating separate complex systems, the patent integrates these functions into a single simulated environment where all data records are processed together. The simulation engine combines user profile correlation, transaction validation, and allocation calculation in one cohesive process, reducing coordination complexity.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The simulation engine serves multiple functions simultaneously: it correlates user data, validates transactions, determines allocations, and updates records. By making the simulation engine multi-functional, the patent eliminates the need for separate specialized components for each task, thereby reducing overall system complexity while maintaining reliable consistent allocation across multiple data records.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS11756018B2Data processing apparatus with a logic processing device for processing network data records transmitted from a plurality of remote, distributed terminal devices
Publication Date: 2023.09.12 TAB SOLUTIONS
  • US11756018B2 patent drawing
  • US11756018B2 patent drawing
  • US11756018B2 patent drawing

AI summary

A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.