Protocol Authorisation TRIZ Cases
- Payment Tokenization via Secure Server for PCI Burden Reduction
Sensitive account data is stored on a secure server while merchants use tokens, cutting PCI DSS complexity and breach exposure.
- Unified Payment Instrument for Proportional Group Funding
Aggregated contributor pledges back one payment instrument, enabling proportional charging, real-time updates, and automatic refund redistribution.
- Machine Learning Fraud Scoring With Streaming and Batch Enrichment
Streaming and batch features enrich fraud scores in real time, improving alert accuracy for unauthorized financial transactions.
- Payment Card OCR With 3D Verification for Fraud Detection
Camera OCR and 3D card modeling replace manual entry, reducing mobile payment errors while verifying cards against stored data.
- Software Connector for In-App Transaction Approval Continuity
A software connector keeps transaction approvals inside the original app by polling banking notifications and showing them in a lightbox.
- AI Blockchain Agent Coordination for Tokenized Asset Risk Management
On-chain incentives and AI-coordinated risk-aware agents continuously manage tokenized assets to improve transparency, liquidity, and risk/return control.