Protocol Authorisation TRIZ Cases
- Third-Party Verification Service for Privacy-Preserving Identity Claims
Intermediary service calculates confidence metrics from multiple accounts to verify identity attributes without exposing sensitive financial information.
- Collaborative Fraud Detection System Using Multi-Source Data Fusion
A collaborative fraud detection system merges merchant, issuer, and mobile device data into a unified machine learning model for accurate prediction.
- Smartglasses NFC Payment System Resolving Account Numbers
Smartglasses use near field communication to transfer funds directly between devices without external hardware.
- Serverless Authorization Stream Access for Virtual Bank Accounts
A receiver processor decouples stored value balances from public credentials to enable secure virtual bank account transactions.
- Mobile Wallet Authentication via Tokenized Credential Matching
Computer system authenticates mobile wallet transactions by matching login credentials with stored data and verifying device tokens.
- Direct Transfer System Using Fund Transfer Aliases
A direct transfer system uses fund transfer aliases to enable immediate account-to-account payments.
- Dynamic Payment Authentication Timeout Adaptation
Server system adapts payment authentication timeout periods based on selected user options and usage analytics.