Smartglasses NFC Payment System Resolving Account Numbers
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Solution Overview
Problem
Current smartglasses communication systems require associated mobile devices or other external devices for transactions, making it inconvenient for direct smartglasses-to-smartglasses payments without the need for additional hardware.
Innovation Solution
Smartglasses equipped with internal processors, communication transceivers, and software modules enable direct contactless communication using NFC technology for initiating and processing transactions between smartglasses, allowing funds to be transferred without prior knowledge of the recipient's account number, using a mobile telephone number to account number resolver module and user authentication through behavioral characteristics.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If smartglasses use internal processors and NFC communication for direct transactions, then device independence and user convenience are improved, but system complexity increases
Solution Approach 1:
The patent combines multiple functions (processor, NFC communication module, account resolver module, authentication module) into a single integrated smartglasses device. This merging eliminates the need for external mobile devices or separate hardware components, enabling direct smartglasses-to-smartglasses transactions and improving user convenience despite the increased internal complexity.
Solution Approach 2:
The smartglasses device is designed with multi-functionality, serving as both a communication device and a payment device. The single device can initiate transactions, resolve account numbers, authenticate users, and complete payments without requiring separate specialized hardware, thereby simplifying the user experience while consolidating complexity within the smartglasses themselves.
2Ease of operation
If smartglasses enable direct communication without external devices, then accessibility is improved, but communication reliability may worsen
Solution Approach 1:
The patent introduces a mobile telephone number to account number resolver module as an intermediary component within the smartglasses. This resolver acts as a mediator that translates the simple NFC communication (which only requires device proximity) into reliable account-based transactions by resolving the recipient's account number from their phone number, thereby maintaining both accessibility and reliability.
3Reliability
If smartglasses use behavioral characteristics for authentication, then security is improved, but processing time increases
Solution Approach 1:
The authentication module captures and stores behavioral characteristics (such as gait, voice patterns, or facial features) in advance during device setup or previous interactions. During transactions, the system compares these pre-captured characteristics with current readings, significantly reducing authentication processing time while maintaining high security through biometric verification.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enables seamless, device-independent smartglasses-to-smartglasses transactions by utilizing internal processors and NFC communication, eliminating the need for external devices and ensuring secure user authentication, thus enhancing user convenience and accessibility.
Implementation Method 1
The contactless communication module may be an active near field communication ('NFC') reader. As such, the contactless communication module may communicate with another smartglasses using NFC technology.
Data Source
AI summary
Methods for smartglasses-to-smartglasses payment systems is provided. Methods include receiving a transfer of funds initiation at a first smartglasses. The transfer of funds initiation may include an identifier, an amount and a personal identification number. Methods include transmitting the transfer of funds initiation from the first smartglasses to a second smartglasses. Methods may include receiving a notification on the second smartglasses. The notification may include a first smartglasses telephone number and the transfer of funds initiation. Methods may include transmitting a transfer of funds request from the second smartglasses to an entity. The transfer of funds request may include the first smartglasses telephone number, the transfer of funds initiation and the second smartglasses telephone number. Methods may include retrieving a first account and a second account from the entity. Methods may include transferring funds from the first account to the second account.