Smart Card Merging Multiple Documents Into Single Digital Wallet

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Solution Overview

Problem

Individuals often carry multiple documents and cards, making it unmanageable and inconvenient to access and secure various forms of identification and transaction information.

Innovation Solution

A single smart card with multiple access areas, utilizing a chip for digital storage, combining various documents like bank cards, identification, medical information, and insurance details, secured by a single cipher or PIN, allowing for cashless payments and secure access to multiple types of documentation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If multiple separate documents and cards are carried, then each document can be securely maintained individually, but it becomes unmanageable and inconvenient to access and secure various forms of identification and transaction information

Engineering Contradiction:
Improveconvenience of accessing documentsVSAvoidnumber of cards to carry
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent combines multiple separate documents and cards (driver's license, credit cards, bank cards, medical insurance, etc.) into a single smart card with multiple access areas. Each access area stores specific document information, and all areas are secured by a single cipher or PIN, eliminating the need to carry multiple separate cards while maintaining security.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The smart card is designed as a universal device that can store and provide access to multiple types of documentation and identification information. A single card serves multiple functions including identification, financial transactions, medical information storage, and other personal documentation, replacing the need for multiple specialized cards.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Ease of operation

If a single smart card stores multiple types of information, then convenience is improved, but security risks increase due to centralized storage

Engineering Contradiction:
Improvesingle card accessVSAvoidsecurity of information
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The smart card is divided into multiple separate access areas, each storing specific types of information (e.g., driver's license area, credit card area, bank card area, medical insurance area). This segmentation isolates different types of data while maintaining centralized security control through a single cipher or PIN that protects all areas.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

Each access area on the smart card has specialized characteristics tailored to its specific function and information type. The card provides customized access methods for different document types while maintaining overall security through the single cipher system, allowing each area to be optimized for its specific purpose.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS11651182B2Cards and documents
Publication Date: 2023.05.16 DAVIS MILEKE ARMEIN

AI summary

One 16 digits smart card shaped like a regular bank card in length and width with chip and swiping abilities which is divided into several different separate sectors. e.g. bank cards, credit cards, cash transactions, medical insurance usage and other personal documentation of information that are all stored on one smart card. This smart card is configured to hold financial information, general information, and documentation of a variety of various categories of different documents on its database. All parts can be accessible by one four-digit secret security code to ensure the safety of the card's information.