Payment Architecture TRIZ Cases
- Smart Card Merging Multiple Documents Into Single Digital Wallet
A smart card consolidates financial and personal documents into one digital wallet using a single security code.
- Virtual ID Synchronization with Certificate Authorities
Certificate authority synchronization validates virtual identification cards, resolving physical card dependency.
- Payment Processing System Using Resident Registration Connection
A payment processing system acquires card information via resident registration connection data to streamline transaction workflows.
- Token-Based Authentication Amortization for High-Frequency Transactions
Amortizes authentication overhead by establishing secure initial transmissions with tokens to verify subsequent data exchanges.
- Financial Card With User-Definable Magnetic Strip Encoding
A financial card uses a user interface to encode selectable subaccount indicators into a variable magnetic strip portion for per-transaction fund allocation.
- Universal Patient Payment Gateway Aggregating Medical Bills
A universal patient payment gateway system aggregates medical bills across providers for consolidated transactions.
- Wireless Software Kiosk Attribution System
A kiosk wirelessly transmits software demos with store IDs to portable devices for later purchase.
- Zero-Client SST Middleware Architecture for Remote Maintenance
Relocating operating system and application software to remote servers reduces hardware complexity and maintenance costs for automated teller machines.
- RFID Shopping Cart Automatic Checkout and Interest Detection
RFID reader in shopping cart detects items via electromagnetic signals to eliminate manual scanning delays and enable real-time customer interest tracking.
- Consolidated Billing for Logical and Physical Availability Zones
Segmented billing layers align costs with revenue streams while preserving independent resource control.
- Token Vault Mediator for Digital Wallet Provisioning
A token vault mediates linking between issuer and third-party wallets, reducing system integration complexity while maintaining customer service capability.
- Visual Upgrade Control for Verifiable Credential Authorization
A visualization interface displays upgrade controls within a digital wallet to initiate credential enhancement.
- Software Radio Financial Transaction Security via Dual Network Segmentation
A software radio mobile device transmits encrypted financial information across separate cellular networks to prevent interception.
- Augmented Reality Device Biometric Authentication Product Purchase
An augmented reality device uses biometric authentication to facilitate product purchases via digital payment credentials.
- Kiosk Escalation Mechanism for Customer Support
Automated kiosk escalation mechanism detects customer confusion and summons human agents.
- Beacon-Device RSSI Correlation for Secure Connection Verification
A beacon device correlates received signal strength indicator values between itself and a user computing device to establish a secure network connection.
- Dynamic Security Safeguards for Mobile Financial Transactions
Trust mediator agents detect network security characteristics to compute risk levels and adjust safeguards dynamically.
- Stateful Application Firewall URL Classification
A stateful classification method evaluates URL request context to distinguish valid traffic from malicious attacks.