Swipe-Based Payment Amount Determination on Mobile Displays

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Solution Overview

Problem

Current money transfer processes on portable terminals are cumbersome, requiring users to navigate multiple screens and manually input transfer amounts, making the process less intuitive and more difficult than desired.

Innovation Solution

A non-transitory computer-readable recording medium with an information processing program that configures an operation area on a display unit, determines a payment amount based on the intensity of user operations, and transmits payment information to a payment target candidate user, allowing for easier and more intuitive money transfers by utilizing swipe operations to designate payment amounts and types.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional money transfer processing is used with multiple screens and manual input, then payment accuracy can be ensured through explicit user input, but the ease of operation deteriorates due to the complex multi-step process

Engineering Contradiction:
Improveease of operationVSAvoidprocess complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent combines multiple operations (selecting payment target, determining payment amount, and executing transfer) into a single integrated operation area. Users perform all these tasks through one continuous swipe gesture rather than navigating multiple screens, thereby simplifying the overall process while maintaining functional completeness

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system automatically determines the payment amount based on the swipe operation characteristics without requiring manual input. The terminal itself performs the measurement and calculation functions, eliminating the need for users to explicitly input amounts and reducing operational steps

Inventive Principle:
Principle #25Self-service

2Ease of operation

If manual input of payment amount is required, then measurement precision of payment amount can be ensured, but the ease of operation deteriorates due to additional input steps

Engineering Contradiction:
Improveease of operationVSAvoidtime for money transfer
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The terminal automatically measures and determines the payment amount by detecting swipe operation characteristics (distance, speed, or intensity). This self-measurement function eliminates the time users would spend manually inputting amounts while still providing sufficient precision for payment determination

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system changes the parameter for determining payment amount from explicit user input to implicit measurement of swipe operation characteristics. By measuring physical parameters of the gesture (distance, velocity, or force), the system converts a time-consuming manual input task into a rapid automated measurement process

Inventive Principle:
Principle #35Parameter changes

3Ease of operation

If an operation area is configured for intuitive swipe operations, then ease of operation improves, but the device complexity increases due to additional functionality

Engineering Contradiction:
Improveease of operationVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The operation area serves multiple functions simultaneously: it acts as both the selection target for payment recipients and the measurement zone for determining payment amounts. This multi-functionality is achieved within a single UI component rather than requiring separate controls, thereby limiting the increase in device complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The swipe operation itself serves as an intermediary that bridges both functions of selecting the payment target and determining the payment amount. This single gesture mediates between user intent and system action, eliminating the need for additional separate controls or input fields

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS11308464B2Recording medium recorded with information processing program, information processing method, and information processing apparatus
Publication Date: 2022.04.19 MERCARI INC(JP)
  • US11308464B2 patent drawing
  • US11308464B2 patent drawing
  • US11308464B2 patent drawing

AI summary

A non-transitory computer-readable recording medium recorded with an information processing program executable by a processor of an information processing apparatus, the information processing program causing the processor to perform operations including configuring an operation area on a display unit of the information processing apparatus, the operation area being associated with a payment target candidate user, determining a payment amount, based on an extent of an action in a user operation performed in the operation area, and transmitting information about a payment of the payment amount with respect to the payment target candidate user.