Virtual Safebox Access for Lost ID and Payment Credentials
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Solution Overview
Problem
Individuals face challenges in accessing essential personal items such as payment cards, personal identification documents, and mobile devices when they are lost or stolen, leading to difficulties in obtaining funds or services without physical presence.
Innovation Solution
A virtual safebox system that allows users to store digital and virtual content, accessible via a distributed network of computing devices, enabling remote access and retrieval of items like identification documents, payment credentials, and vouchers using user identifiers and authentication credentials.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If physical payment devices and personal identification are required for accessing funds and services, then security and authentication are ensured, but accessibility and convenience deteriorate when these items are lost or stolen
Solution Approach 1:
The patent creates a virtual copy of physical personal items (payment cards, identification documents, mobile device access) and stores them in a secure virtual safebox. This virtual copy can be retrieved and displayed on a remote computing device when the original physical item is lost or stolen, maintaining both security through centralized control and accessibility through remote retrieval capability
Solution Approach 2:
The virtual safebox system acts as an intermediary between the user and their personal items. Instead of directly accessing physical items or requiring their physical presence, the system mediates access through a secure virtual storage mechanism that can be remotely accessed, resolving the conflict between maintaining security protocols and enabling access when physical items are unavailable
2Ease of operation
If remote access to personal items is enabled without physical devices, then accessibility and convenience are improved, but security and authentication challenges increase
Solution Approach 1:
The virtual safebox system provides multiple access methods and authentication mechanisms to serve different security and accessibility needs. It can store various types of content (payment cards, identification, mobile device access) and retrieve them through different computing devices, making the system universally accessible while maintaining security through configurable authentication requirements
Solution Approach 2:
The system performs preliminary authentication and verification before granting access to virtual personal items. By pre-configuring security measures, authentication credentials, and access controls during the registration and setup phase, the system ensures that remote access is secure before the actual retrieval operation occurs
Data Source
AI summary
Described are systems and methods for providing virtual and remote access to virtual content in a virtual safebox. A computer system includes a virtual vault database for storing a plurality of virtual safeboxes storing digital/virtual content provided by a user. The stored content includes image content representing personal identification documents of the user. The computing device includes at least one processor configured to receive an access request message from a first safebox access computing device and, in response retrieve, from the virtual vault database, the first virtual safebox. The processor is further configured to generate an inventory list identifying each content item and transmit an inventory message to the first safebox access computing device. The processor is further configured to receive a content retrieval message from the first safebox access computing device and transmit a content message to the first safebox access computing device.