Blockchain-based business event processing method, apparatus, device, and medium

By leveraging blockchain technology and utilizing the Byzantine fault-tolerant consensus model and Merkel-Patricia tree structure to generate immutable business credentials, combined with zero-knowledge proofs and cross-chain verification, the data integrity and security issues of existing systems are resolved, enabling highly secure and reliable financial business processing.

CN122415099APending Publication Date: 2026-07-17INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
Filing Date
2026-03-10
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

The existing transaction verification and order processing system is susceptible to hardware failures, node failures, or malicious tampering, making it difficult to guarantee the integrity and non-repudiation of data. Furthermore, it lacks multi-node consistent storage and a trusted execution environment, resulting in insufficient system resilience.

Method used

Business credentials are generated using a blockchain-based Byzantine fault-tolerant consensus model and stored and verified using a transaction hash index. Data storage is optimized by combining a Merkel-Patricia tree model, the authenticity of credentials is verified using a zero-knowledge proof algorithm, and a cross-chain verification mechanism is introduced to achieve multi-chain collaborative verification.

Benefits of technology

It achieves tamper-proof storage and full-process traceability of business data, reduces the system's dependence on nodes, improves the security and reliability of financial business, reduces reliance on centralized trust, and enhances the system's real-time performance and reliability.

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Abstract

本申请提供了一种基于区块链的业务事件处理方法、装置、设备、介质和程序产品,可以应用于区块链技术领域。该方法包括:根据业务交易对应的交易要素,利用预先构建的拜占庭容错共识模型,生成业务凭证并存储至区块链,其中,每个存储至区块链上的业务凭证均携带有唯一对应的交易哈希;响应于接收到业务事件请求,触发智能合约,以交易哈希为索引,从区块链中检索得到与业务事件请求对应的业务凭证,并对业务凭证的真实性进行核验处理;响应于核验通过,根据预设规则生成当前业务事件请求对应的结构化电子交易核验凭证;根据电子交易核验凭证,执行与业务事件请求对应的自动化业务决策。
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