Protocol file signing method and device, equipment and storage medium

Abstract

The invention discloses a protocol file signing method, apparatus and device, and a storage medium. The method comprises the steps of firstly obtaining client data and preset file interaction configuration information; when the file processing time arrives, obtaining file names of the identity card image, the living body image and the protocol file image according to the data codes and the file obtaining path, and determining the data type and the service type of each file according to the file interaction configuration information; then respectively extracting identity information, picture information and protocol content, comparing the identity information, the picture information and the protocol content, and uploading the protocol content to a signature system under the condition that the verification result of identity authenticity is true, the verification result is the same person and the verification result of the protocol content is true, so that the signature system can seal the protocol content according to the protocol template. And signing the protocol file to obtain a signed protocol file. According to the invention, the signing efficiency of the protocol file can be improved.

Description

Technical Field

[0001] The present invention relates to the technical field of document signing, and in particular to a method, device, equipment and storage medium for signing an agreement document. Background Art

[0002] In the consumer finance scenario, consumer finance companies need to cooperate with customer acquisition channels to complete customer loan business. As the company's business model and business volume continue to increase, the types of agreement document interaction methods are complicated, and the amount of data and timeliness requirements for agreement signing are constantly increasing.

[0003] In the traditional financial business process, a large number of paper agreement documents need to be signed manually, which not only consumes a lot of time and energy, prolongs the loan processing time, but also increases the operating costs of financial companies.

[0004] Therefore, how to improve the efficiency of signing agreement documents is an urgent problem to be solved. Summary of the invention

[0005] The present invention provides a method, device, equipment and storage medium for signing an agreement document, which can improve the efficiency of signing an agreement document.

[0006] An embodiment of the present invention provides a method for signing a protocol document, including:

[0007] Obtaining customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning;

[0008] Determine the file processing time according to the file processing identifier, and when the file processing time arrives, obtain the file names of the ID card image, the living body image and the protocol file image according to the data code and the file acquisition path, and determine the data type of each file and the type of business handled by the customer according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number;

[0009] Respectively extract the identity information of the ID card image, the picture information of the live image, and the agreement content of the agreement document image, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content;

[0010] When the verification result of the above identity authenticity is true, the verification result is the same person and the verification result of the above agreement content is true, the above agreement content will be uploaded to the signature system so that the above signature system will sign the above agreement document according to the above agreement template to obtain the signed agreement document.

[0011] Furthermore, the above-mentioned file processing identification includes: a file identification that needs to be processed in real time, or a file identification that needs to be processed the next day;

[0012] The above-mentioned determining the file processing time according to the above-mentioned file processing identifier includes:

[0013] When the file processing identifier is a file identifier for real-time processing, determining the file processing time is immediate;

[0014] When the file processing mark is a file mark to be processed the next day, the file processing time is determined to be a preset time of the next day.

[0015] Further, according to the data code and the file acquisition path, the file names of the ID card image, the living body image and the protocol file image are obtained, and according to the variable name separation type of the file, the file name prefix, the file name suffix and the meaning of the variable serial number, the data type of each file and the type of business handled by the customer are determined, including:

[0016] According to the data code and the file acquisition path, the file names of the ID card image, the living body image and the agreement document image are obtained;

[0017] Through the file variable name separation type, the data type name and business serial number of the ID card image, the living body image and the agreement document image are obtained from the file name;

[0018] According to the file name prefix and the file name suffix, the data type name is parsed to determine the data type of the file;

[0019] The business serial number is parsed according to the meaning of the variable serial number to determine the business type.

[0020] Furthermore, the above-mentioned identity information includes: the customer's name, ID number, gender, date of birth, address, ID card validity period, and the customer's photo on the ID card;

[0021] The contents of the above agreement include: agreement number, customer identity information, amount information, interest information and term information.

[0022] Furthermore, the above identity information is uploaded to the public security network verification system to verify the authenticity of the customer's identity, the above identity information is compared with the above picture information to verify whether they are the same person, the agreement template corresponding to the above business type is extracted, the above agreement template is compared with the above agreement content, and the authenticity of the above agreement content is verified, including:

[0023] The above identity information is uploaded to the public security online verification system and compared with the identity information in the above public security online verification system. If the comparison results are consistent, the verification result of the above identity authenticity is true; if the comparison results are inconsistent, the verification result of the above identity authenticity is false;

[0024] Compare the customer photo with the picture information. If the comparison results are consistent, the result of the above verification is that they are the same person; if the comparison results are inconsistent, the result of the above verification is that they are not the same person;

[0025] Extract the agreement template corresponding to the above business type, and compare the above agreement template with the above agreement content. If the comparison result is consistent, the verification result of the above agreement content is true; if the comparison result is inconsistent, the verification result of the above agreement content is false.

[0026] Furthermore, the above agreement content is uploaded to the signature system, so that the above signature system signs the above agreement document according to the above agreement template to obtain the signed agreement document, including:

[0027] According to the above agreement template, retrieve the signature type corresponding to the above agreement template;

[0028] According to the above-mentioned signature system and the above-mentioned signature type, the above-mentioned agreement document is signed to obtain a signed agreement document.

[0029] Furthermore, after obtaining the signed agreement document, it also includes:

[0030] A distributed imaging system is used to store and archive the above-mentioned ID card image, the above-mentioned living body image and the above-mentioned signed agreement document.

[0031] Based on the above method embodiment, the present invention provides a corresponding device embodiment;

[0032] The present invention provides a device for signing a protocol document, comprising: an information acquisition module, a type determination module, an information verification module and a document signing module;

[0033] The information acquisition module is used to acquire customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning;

[0034] The type determination module is used to determine the file processing time according to the file processing identifier. When the file processing time arrives, the file names of the ID card image, the living body image and the protocol file image are obtained according to the data code and the file acquisition path. The data type of each file and the type of business handled by the customer are determined according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number.

[0035] The information verification module is used to extract the identity information of the ID card image, the picture information of the live image, and the agreement content of the agreement document image, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content;

[0036] The above-mentioned document signing module is used to upload the above-mentioned agreement content to the signature system when the verification result of the above-mentioned identity authenticity is true, the verification result is the same person and the verification result of the above-mentioned agreement content is true, so that the above-mentioned signature system signs the above-mentioned agreement document according to the above-mentioned agreement template to obtain the signed agreement document.

[0037] Based on the above method embodiment, the present invention provides a terminal device embodiment;

[0038] The present invention provides a terminal device, including a processor, a memory, and a computer program stored in the memory and configured to be executed by the processor, wherein the processor implements a method for signing a protocol document as described in any embodiment of the present invention when executing the computer program.

[0039] Based on the above method embodiment, the present invention provides a storage medium embodiment;

[0040] The present invention provides a storage medium, which includes a stored computer program, wherein when the computer program is running, the device where the storage medium is located is controlled to execute a method for signing a protocol file described in any embodiment of the present invention.

[0041] The embodiments of the present invention have the following beneficial effects:

[0042] The present invention provides a method for signing an agreement document, comprising: obtaining customer information and preset file interaction configuration information; wherein the customer information comprises: a customer's ID card image, a customer's living body image and an agreement document image; the file interaction configuration information comprises: a file processing identifier, a data code, a file acquisition path, a file variable name separation type, a file name prefix, a file name suffix and a variable serial number meaning; and then determining a file processing time according to the file processing identifier, and when the file processing time arrives, obtaining the file names of the ID card image, the living body image and the agreement document image according to the data code and the file acquisition path, and determining each file according to the file variable name separation type, the file name prefix, the file name suffix and the variable serial number meaning. The data type and the business type handled by the customer; then extract the identity information of the above ID card image, the picture information of the above live image and the agreement content of the above agreement document image respectively, and upload the above identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the above identity information with the above picture information to verify whether they are the same person, extract the agreement template corresponding to the above business type, compare the above agreement template with the above agreement content, and verify the authenticity of the above agreement content; finally, when the verification result of the above identity authenticity is true, the verification result is the same person and the verification result of the above agreement content is true, upload the above agreement content to the signature system, so that the above signature system signs the above agreement document according to the above agreement template to obtain the signed agreement document. The present invention automatically obtains the agreement file and extracts the agreement content of the agreement file and the agreement template corresponding to the above agreement content through the configuration information pre-configured in the file interaction configuration, and automatically signs the agreement file in the signature system according to the signature type corresponding to the above agreement template, thereby improving the processing efficiency of the agreement file. BRIEF DESCRIPTION OF THE DRAWINGS

[0043] Figure 1 The present invention is a flowchart of a method for signing a protocol document provided by an embodiment of the present invention.

[0044] Figure 2 It is a schematic diagram of the structure of a device for signing a protocol document provided by an embodiment of the present invention. DETAILED DESCRIPTION

[0045] The technical solution of the present invention will be described clearly and completely below in conjunction with the accompanying drawings of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0046] like Figure 1 As shown, a method for signing a protocol document provided by an embodiment of the present invention includes:

[0047] Step S101: Obtaining customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning;

[0048] Specifically, the above method can be used in the consumer finance scenario. The consumer finance company opens independent SFTP accounts and paths for different customer acquisition channels. The customer acquisition channel notifies the consumer finance company of the customer's application business information through the HTTPS protocol, and uses the SFTP file interaction method to upload the customer's ID card image, live image and protocol file to the consumer finance company's interactive host according to the naming format of "data code_business serial number.suffix name". The file interaction configuration information is agreed upon by the financial company and the customer acquisition channel.

[0049] Preferably, the SFTP file interaction mode is used to ensure the security of file transmission. By configuring the above file interaction configuration information differently, the image file processing operation can be automatically performed according to different needs and scenarios. This means that the system can automatically adapt to different processing flows according to specific configuration parameters.

[0050] Specifically, the file interaction configuration information is information for interacting with the ID card image, living body image and protocol file of the customer.

[0051] In a preferred embodiment, the above-mentioned file processing identification includes: a file identification that needs to be processed in real time, or a file identification that needs to be processed the next day;

[0052] The above-mentioned determining the file processing time according to the above-mentioned file processing identifier includes:

[0053] When the file processing identifier is a file identifier for real-time processing, determining the file processing time is immediate;

[0054] When the file processing mark is a file mark to be processed the next day, the file processing time is determined to be a preset time of the next day.

[0055] Preferably, when the above-mentioned file processing mark is a file mark for real-time processing, the RebbitMQ asynchronous processing mechanism is used to immediately process the file in subsequent steps. For the protocol files that need to be obtained the next day, the Elastic distributed scheduling processing mechanism is used to uniformly process these files in subsequent steps at the preset time on D+1 day. Elastic distributed scheduling technology can effectively distribute tasks to different processing nodes, thereby realizing concurrent processing, which helps to improve the processing speed and throughput of image files; and the RebbitMQ asynchronous processing mechanism can realize asynchronous message transmission for image file pulling. This means that different stages in the processing process can communicate asynchronously through message queues, improving the flexibility and responsiveness of the system.

[0056] In this preferred embodiment, the system obtains customer information and preset file interaction configuration information.

[0057] Step S102: Determine the file processing time according to the file processing identifier. When the file processing time arrives, obtain the file names of the ID card image, the living body image and the protocol file image according to the data code and the file acquisition path. Determine the data type of each file and the type of business handled by the customer according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number.

[0058] In a preferred embodiment, according to the data code and the file acquisition path, the file names of the ID card image, the living body image and the protocol file image are obtained, and according to the variable name separation type of the file, the file name prefix, the file name suffix and the meaning of the variable serial number, the data type of each file and the type of business handled by the customer are determined, including:

[0059] According to the data code and the file acquisition path, the file names of the ID card image, the living body image and the agreement document image are obtained;

[0060] Through the file variable name separation type, the data type name and business serial number of the ID card image, the living body image and the agreement document image are obtained from the file name;

[0061] According to the file name prefix and the file name suffix, the data type name is parsed to determine the data type of the file;

[0062] The business serial number is parsed according to the meaning of the variable serial number to determine the business type.

[0063] Specifically, the above-mentioned data types are ID card images, living body images and agreement documents.

[0064] In this preferred embodiment, the file processing time is determined according to the above-mentioned file processing identifier. When the above-mentioned file processing time arrives, the image file is downloaded from the corresponding file acquisition path in the SFTP server according to the above-mentioned data code and the above-mentioned file acquisition path, and then the file names of the above-mentioned ID card image, the above-mentioned living body image and the above-mentioned protocol file image are obtained; then, through the above-mentioned file variable name separation type, the data type name and the business serial number of the above-mentioned ID card image, the above-mentioned living body image and the above-mentioned protocol file image are obtained from the above-mentioned file name; then, according to the above-mentioned file name prefix and the above-mentioned file name suffix, the above-mentioned data type name is parsed to determine whether the data type of this file is an ID card image, a living body image or a protocol file; finally, the above-mentioned business serial number is parsed according to the meaning of the above-mentioned variable serial number to determine the above-mentioned business type.

[0065] Step S103: extract the identity information of the ID card image, the picture information of the live image, and the agreement content of the agreement document image respectively, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content;

[0066] In a preferred embodiment, the above-mentioned identity information includes: customer name, ID number, gender, date of birth, address, ID card validity period and customer photo on the ID card;

[0067] The contents of the above agreement include: agreement number, customer identity information, amount information, interest information and term information.

[0068] In another preferred embodiment, the identity information is uploaded to the public security network verification system to verify the authenticity of the customer's identity, the identity information is compared with the image information to verify whether they are the same person, the agreement template corresponding to the business type is extracted, the agreement template is compared with the agreement content, and the authenticity of the agreement content is verified, including:

[0069] The above identity information is uploaded to the public security online verification system and compared with the identity information in the above public security online verification system. If the comparison results are consistent, the verification result of the above identity authenticity is true; if the comparison results are inconsistent, the verification result of the above identity authenticity is false;

[0070] Compare the customer photo with the picture information. If the comparison results are consistent, the result of the above verification is that they are the same person; if the comparison results are inconsistent, the result of the above verification is that they are not the same person;

[0071] Extract the agreement template corresponding to the above business type, and compare the above agreement template with the above agreement content. If the comparison result is consistent, the verification result of the above agreement content is true; if the comparison result is inconsistent, the verification result of the above agreement content is false.

[0072] Preferably, OCR technology is used to extract the above-mentioned identity information, the above-mentioned image information and the above-mentioned agreement content.

[0073] In this preferred embodiment, the authenticity of the customer's identity, whether the ID card and the live photo are of the same person, and the authenticity of the agreement content of the agreement document are verified based on the comparison results of the identity information with the identity information in the public security network verification system, the comparison results of the customer's photo with the image information of the live image, and the comparison results of the agreement template with the above-mentioned agreement content.

[0074] Step S104: When the verification result of the above identity authenticity is true, the verification result is the same person and the verification result of the above agreement content is true, the above agreement content is uploaded to the signature system, so that the above signature system signs the above agreement document according to the above agreement template to obtain the signed agreement document.

[0075] In a preferred embodiment, the above-mentioned agreement content is uploaded to the signature system, so that the above-mentioned signature system signs the above-mentioned agreement document according to the above-mentioned agreement template to obtain the signed agreement document, including:

[0076] According to the above agreement template, retrieve the signature type corresponding to the above agreement template;

[0077] According to the above-mentioned signature system and the above-mentioned signature type, the above-mentioned agreement document is signed to obtain a signed agreement document.

[0078] In this preferred embodiment, the agreement content is uploaded to the signature system, and the signature system automatically signs the agreement document according to the signature type corresponding to the agreement template to obtain a signed agreement document.

[0079] Preferably, the signature system is a CA signature system, which can automatically match and find signatures for different protocol types based on protocol templates and signature keywords, and use the CA signature mechanism to digitally sign files to ensure legitimacy and integrity.

[0080] In another preferred embodiment, after obtaining the signed agreement document, the method further includes:

[0081] A distributed imaging system is used to store and archive the above-mentioned ID card image, the above-mentioned living body image and the above-mentioned signed agreement document.

[0082] Preferably, the storage of files adopts a distributed architecture, which can support the storage and management of large-scale image data and improve storage scalability and security.

[0083] Preferably, after storage and archiving, the above customer information can be renamed according to a preset file naming rule, and then uploaded to the SFTP host according to the file acquisition path, so that customers can preview and download in their respective SFTP accounts.

[0084] Based on the above method embodiment, the present invention provides a corresponding device embodiment.

[0085] like Figure 2 As shown, an embodiment of the present invention provides a device for signing a protocol document, including: an information acquisition module, a type determination module, an information verification module and a document signing module;

[0086] The information acquisition module is used to acquire customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning;

[0087] The type determination module is used to determine the file processing time according to the file processing identifier. When the file processing time arrives, the file names of the ID card image, the living body image and the protocol file image are obtained according to the data code and the file acquisition path. The data type of each file and the type of business handled by the customer are determined according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number.

[0088] The information verification module is used to extract the identity information of the ID card image, the picture information of the live image, and the agreement content of the agreement document image, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content;

[0089] The above-mentioned document signing module is used to upload the above-mentioned agreement content to the signature system when the verification result of the above-mentioned identity authenticity is true, the verification result is the same person and the verification result of the above-mentioned agreement content is true, so that the above-mentioned signature system signs the above-mentioned agreement document according to the above-mentioned agreement template to obtain the signed agreement document.

[0090] It should be noted that the device embodiments described above are merely schematic, wherein the modules described above as separate components may or may not be physically separated, and the components displayed as modules may or may not be physical modules, that is, they may be located in one place, or they may be distributed on multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the scheme of this embodiment. In addition, in the accompanying drawings of the device embodiments provided by the present invention, the connection relationship between the modules indicates that there is a communication connection between them, which can be specifically implemented as one or more communication buses or signal lines. A person of ordinary skill in the art can understand and implement it without paying any creative work. The above schematic diagram is only an example of a device for signing a protocol document, and does not constitute a limitation on the device for signing a protocol document, and may include more or fewer components than shown in the figure, or a combination of certain components, or different components.

[0091] Based on the above method item embodiments, the present invention provides corresponding terminal device item embodiments.

[0092] Another embodiment of the present invention provides a terminal device, including a processor, a memory, and a computer program stored in the memory and configured to be executed by the processor, and when the processor executes the computer program, it implements a method for signing a protocol document as described in any embodiment of the present invention.

[0093] Exemplarily, in this embodiment, the computer program may be divided into one or more modules, which are stored in the memory and executed by the processor to implement the present invention. The one or more module elements may be a series of computer program instruction segments capable of implementing specific functions, which are used to describe the execution process of the computer program in the device;

[0094] The terminal device may be a computing device such as a desktop computer, a notebook, a PDA, a cloud server, etc. The device may include, but is not limited to, a processor, a memory;

[0095] The processor referred to herein may be a central processing unit (CPU), other general-purpose processors, digital signal processors (DSP), application-specific integrated circuits (ASIC), field-programmable gate arrays (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. The general-purpose processor may be a microprocessor or any conventional processor, etc. The above-mentioned processor is the control center of the above-mentioned device, and uses various interfaces and lines to connect various parts of the entire device;

[0096] The above-mentioned memory can be used to store the above-mentioned computer programs and / or modules. The above-mentioned processor realizes various functions of the above-mentioned device by running or executing the computer programs and / or modules stored in the above-mentioned memory, and calling the data stored in the memory. The above-mentioned memory can mainly include a program storage area and a data storage area, wherein the program storage area can store an operating system, at least one application required for a function, etc.; in addition, the memory can include a high-speed random access memory, and can also include a non-volatile memory, such as a hard disk, a memory, a plug-in hard disk, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital, SD) card, a flash card (Flash Card), at least one disk storage device, a flash memory device, or other volatile solid-state storage devices.

[0097] Based on the above method item embodiments, the present invention provides a corresponding storage medium item embodiment.

[0098] Another embodiment of the present invention provides a storage medium, which includes a stored computer program, wherein when the computer program is running, the device where the storage medium is located is controlled to execute a method for signing a protocol document described in any embodiment of the present invention.

[0099] In this embodiment, the storage medium is a computer-readable storage medium, the computer program includes computer program code, and the computer program code may be in source code form, object code form, executable file or some intermediate form, etc. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, USB flash drive, mobile hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM), random access memory (RAM), electric carrier signal, telecommunication signal and software distribution medium, etc.

[0100] Compared with the prior art, by implementing the above-mentioned embodiments of the present invention, the efficiency of signing agreement documents can be improved, the user experience can be optimized, and the security and legality of the processing process can be ensured.

[0101] The above is a preferred embodiment of the present invention. It should be pointed out that for ordinary technicians in this technical field, several improvements and modifications can be made without departing from the principle of the present invention. These improvements and modifications are also considered to be within the scope of protection of the present invention.

Claims

1. A method for signing an agreement document, It is characterized in that include: Obtaining customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning; Determine the file processing time according to the file processing identifier, and when the file processing time arrives, obtain the file names of the ID card image, the living body image, and the protocol file image according to the data code and the file acquisition path, and determine the data type of each file and the type of business handled by the customer according to the file variable name separation type, the file name prefix, the file name suffix, and the meaning of the variable serial number; Respectively extract the identity information of the ID card image, the picture information of the living body image, and the agreement content of the agreement document image, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content; When the verification result of the identity authenticity is true, the verification result is the same person and the verification result of the agreement content is true, the agreement content is uploaded to the signature system so that the signature system signs the agreement document according to the agreement template to obtain the signed agreement document.

2. A method for signing an agreement document according to claim 1, It is characterized in that The file processing identifier includes: a file identifier that needs to be processed in real time, or a file identifier that needs to be processed the next day; The determining the file processing time according to the file processing identifier includes: When the file processing identifier is a file identifier for real-time processing, determining the file processing time to be immediate; When the file processing identifier is a file identifier for processing the next day, the file processing time is determined to be a preset time of the next day.

3. A method for signing an agreement document according to claim 2, It is characterized in that According to the data code and the file acquisition path, the file names of the ID card image, the living body image and the protocol file image are obtained, and according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number, the data type of each file and the type of business handled by the customer are determined, including: According to the data code and the file acquisition path, the file names of the ID card image, the living body image and the protocol file image are obtained; Through the file variable name separation type, the data type name and business serial number of the ID card image, the living body image and the protocol file image are intercepted from the file name; Parsing the data type name according to the file name prefix and the file name suffix to determine the data type of the file; The business serial number is parsed according to the meaning of the variable serial number to determine the business type.

4. A method for signing an agreement document according to claim 3, It is characterized in that The identity information includes: customer's name, ID number, gender, date of birth, address, ID card validity period and customer's photo on the ID card; The content of the agreement includes: agreement number, customer identity information, amount information, interest information and term information.

5. A method for signing an agreement document according to claim 4, It is characterized in that Upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the image information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content, including: The identity information is uploaded to the public security online verification system, and compared with the identity information in the public security online verification system. If the comparison results are consistent, the verification result of the identity authenticity is true; if the comparison results are inconsistent, the verification result of the identity authenticity is false; The customer photo is compared with the picture information. If the comparison results are consistent, the verification result is that they are the same person; if the comparison results are inconsistent, the verification result is that they are not the same person; The protocol template corresponding to the business type is extracted, and the protocol template is compared with the protocol content. If the comparison result is consistent, the verification result of the protocol content is true; if the comparison result is inconsistent, the verification result of the protocol content is false.

6. A method for signing an agreement document according to claim 5, It is characterized in that The agreement content is uploaded to the signature system so that the signature system signs the agreement document according to the agreement template to obtain the signed agreement document, including: According to the agreement template, retrieve the signature type corresponding to the agreement template; The agreement document is signed according to the signature system and the signature type to obtain a signed agreement document.

7. A method for signing an agreement document according to claim 6, It is characterized in that After getting the signed agreement document, it also includes: A distributed imaging system is used to store and archive the ID card image, the living body image, and the signed agreement document.

8. A device for signing an agreement document, It is characterized in that include: Information acquisition module, type determination module, information verification module and document signing module; The information acquisition module is used to acquire customer information and preset file interaction configuration information; wherein the customer information includes: customer ID card image, customer live image and protocol file image; the file interaction configuration information includes: file processing identifier, data code, file acquisition path, file variable name separation type, file name prefix, file name suffix and variable serial number meaning; The type determination module is used to determine the file processing time according to the file processing identifier, and when the file processing time arrives, obtain the file names of the ID card image, the living body image and the protocol file image according to the data code and the file acquisition path, and determine the data type of each file and the type of business handled by the customer according to the file variable name separation type, the file name prefix, the file name suffix and the meaning of the variable serial number; The information verification module is used to extract the identity information of the ID card image, the picture information of the living body image, and the agreement content of the agreement document image, and upload the identity information to the public security network verification system to verify the authenticity of the customer's identity, compare the identity information with the picture information to verify whether they are the same person, extract the agreement template corresponding to the business type, compare the agreement template with the agreement content, and verify the authenticity of the agreement content; The document signing module is used to upload the agreement content to the signature system when the verification result of the identity authenticity is true, the verification result is the same person and the verification result of the agreement content is true, so that the signature system signs the agreement document according to the agreement template to obtain the signed agreement document.

9. A terminal device, It is characterized in that The method comprises a processor, a memory, and a computer program stored in the memory and configured to be executed by the processor, wherein when the processor executes the computer program, a method for signing a protocol document as described in any one of claims 1 to 7 is implemented.

10. A storage medium, It is characterized in that The storage medium includes a stored computer program, wherein when the computer program is running, the device where the storage medium is located is controlled to execute a method for signing a protocol document as described in any one of claims 1 to 7.

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