Multi-factor identity verification method applied to security transaction

CN119228383AActive Publication Date: 2024-12-31HANGZHOU ZHONGZHUO INFORMATION TECH CO LTD
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Patent Information

Application Number
CN202411749345.7
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-12-02
Publication Date
2024-12-31
Estimated Expiration
2044-12-02

AI Technical Summary

Technical Problem

The existing identity verification methods cannot comprehensively and accurately evaluate the risk factors in the securities trading process, and cannot dynamically adjust the strength of account login and securities trading verification methods based on transaction risks, resulting in loopholes in transaction security guarantees.

Method used

Using a multi-factor authentication method, dynamically matches login and transaction verification methods through the comprehensive analysis of user information and transaction parameters, including login device identification code, registration time, network access point and other information, as well as transaction amount, transaction type and volatility , calculate the corresponding risk value, divide the levels and match the verification method to ensure security.

Benefits of technology

Reliable security guarantees for securities trading, reduce risks caused by changes in equipment and network environments, dynamically adjust verification intensity, adapt to different risk levels, optimize user experience, and avoid excessive or insufficient verification.

✦ Generated by Eureka AI based on patent content.

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Abstract

The invention discloses a multi-factor identity verification method applied to security transactions, belongs to the technical field of financial information security, and is used for solving the problem that a traditional identity verification method cannot comprehensively and accurately evaluate risks and cannot dynamically adjust verification strength, so that transaction security has vulnerabilities. Comprising a registration and login module, an information base, a key generation module and a security transaction security evaluation module, the registration and login module processes user registration, identity verification and login processes, and ensures user information security and reasonable login; the information base stores user information; the key generation module calculates a login risk value according to the login information and determines a login verification mode; and the security transaction security evaluation module analyzes the transaction parameters to obtain a security value, divides risk levels according to the security value, matches a transaction verification mode, comprehensively guarantees the security of the security transaction in the whole process from login to transaction, and improves the user experience.
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Citation Information

Patent Citations

  • Login safety verification method and apparatus

    CN107864112A

  • Risk level login processing method and system, computer equipment and storage medium

    CN114357420A

  • Timeline automatic security transaction risk control system based on artificial intelligence

    CN114782188A

  • Transfer transaction risk control method and device, electronic equipment, medium and product

    CN116385009A

  • User security login multi-factor verification method and device

    CN116738395A

Cited By

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    CN120450867A

  • Transaction platform user access method and system based on SSLVPN gateway

    CN120450867B