Resource management method and device, resource integration platform and storage medium

Automatically deduct funds and release goods in supply chain finance through digital currency and smart contract technology, solving the problems of delayed and high risks in capital flow caused by traditional transfer methods, and improving the convenience and efficiency of resource application.

CN119692920APending Publication Date: 2025-03-25RICHFIT INFORMATION TECH +1
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Patent Information

Application Number
CN202311238678.9
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2023-09-22
Publication Date
2025-03-25

AI Technical Summary

Technical Problem

The prior art uses traditional bank account transfer methods in supply chain finance, resulting in delayed capital flow, high risks and low operational portability, reducing the efficiency of the supply chain.

Method used

Using digital currency and smart contract technology, the digital currency accounts of the goods supplier, resource applicant and resource provider are bound through the digital currency platform, and automatically deduct them. After the digital currency account of the resource applicant is automatically repayed, the goods inventory will be automatically released.

Benefits of technology

It improves the convenience and safety of resource applicants when applying for resources, improves the efficiency of the entire resource application process, and reduces the operating process burden of resource providers and goods suppliers.

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Abstract

The invention discloses a resource management method and device, a resource integration platform and a storage medium, and belongs to the field of Internet. The method comprises the following steps: sending a resource application request about a target cargo order to a resource provider to instruct the resource provider to confirm whether to provide order resources corresponding to the target cargo order for a resource applicant; receiving a resource provision confirmation message sent by the resource provider, and indicating the resource provision confirmation message to the resource applicant; receiving a resource assurance notification sent by the resource provider; sending an activation application of the smart contract to a digital currency platform, so that the digital currency platform binds the smart contract with currency counting accounts of the cargo supplier, the resource applicant and the resource provider; receiving a resource distribution completion notification sent by the resource provider; and sending a cargo freezing notification to the cargo supplier. According to the invention, by using the digital currency and the smart contract, the convenience and safety of resource application and the efficiency of the application process are improved.
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