Transaction application processing method and system, computer program product and electronic equipment

By receiving and processing business documents of cross-regional transaction services, using image recognition and machine learning platforms for risk assessment, the problems of low efficiency and potential risks of cross-border foreign exchange receipts and expenditures are solved, and the risk monitoring and efficient processing of the business are realized.

CN119722317APending Publication Date: 2025-03-28INDUSTRIAL AND COMMERCIAL BANK OF CHINA
10 Cites 0 Cited by

Patent Information

Application Number
CN202411812483.5
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-12-10
Publication Date
2025-03-28

AI Technical Summary

Technical Problem

The processing efficiency of cross-border foreign exchange receipts and expenditures in the existing technology is low and has potential risks, and there is a lack of effective solutions.

Method used

By receiving the business documents of cross-regional transaction services sent by the transaction applicant, it is sent to the image recognition platform for identification, and the identification results are sent to the machine learning platform for risk assessment. Based on the results of risk assessment, cross-regional trading services are processed, including execution of transactions, rejection of applications or forwarding to review.

Benefits of technology

It realizes risk monitoring of cross-border foreign exchange receipts and expenditures, improves business processing efficiency, and reduces the difficulty of operational errors and compliance monitoring.

✦ Generated by Eureka AI based on patent content.
Patent Text Reader

Abstract

The invention discloses a transaction application processing method and system, a computer program product and electronic equipment. Relates to the field of artificial intelligence, and comprises the following steps: receiving a service file of a cross-regional transaction service sent by a transaction applicant, and sending the service file to an image identification platform, the image identification platform identifying the service file and sending an identification result to a machine learning platform; a risk assessment result generated by the machine learning platform based on the recognition result of the image recognition platform is received, the machine learning platform performs risk assessment on the business content in the recognition result based on a risk monitoring model to obtain a risk assessment result, and the risk assessment result is one of no risk, risk and unknown risk; and processing the cross-regional transaction service based on a risk assessment result. Through the method and the device, the problem that potential risks exist in cross-border foreign exchange income and expenditure businesses in related technologies is solved.
Need to check novelty before this filing date? Find Prior Art