Construction method and system of agricultural insurance basic plot database and application thereof

By constructing a basic land parcel database for agricultural insurance, the problem of inaccurate and untrue agricultural insurance application and claims data has been solved, enabling insurance and claims to be processed based on the land parcel map, ensuring the authenticity and accuracy of the data, and providing precise data support.

CN120631994BActive Publication Date: 2025-10-17ZHONGNONG SUNSHINE (JILIN PROVINCE) BIG DATA GROUP CO LTD
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Patent Information

Application Number
CN202511099318.4
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2025-08-07
Publication Date
2025-10-17
Estimated Expiration
2045-08-07

AI Technical Summary

Technical Problem

The existing agricultural insurance underwriting and claims data are not authentic or accurate, and lack unified data standards, resulting in information asymmetry in operations, creating conditions for fraud, and making it difficult to achieve accurate underwriting and claims settlement.

Method used

A basic agricultural insurance land database is constructed. Data on large planting plots is obtained through remote sensing imagery. Data segmentation and spatial cropping are performed based on land ownership maps and ledger attribute data. Index coding is established and attribute information is associated. Combined with preliminary inspection and review processes, the authenticity and accuracy of the data are ensured.

Benefits of technology

It enables insurance application and claims processing based on the map, ensuring information synchronization, authenticity, and traceability, providing reliable data support, and offering precise data support for insurance application review, claims verification, and risk assessment.

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Abstract

The application relates to a construction method and system of an agricultural insurance basic plot database and application thereof, and belongs to the technical field of agricultural insurance. The method solves the problems of existing agricultural insurance underwriting and claim data being not real and not accurate. First basic plot data is acquired, index coding of the first basic plot data is established, and corresponding attribute information is associated; an adjacency structure graph is established based on account attribute data, and spatial clipping is performed on planting large plot data based on the adjacency structure graph to acquire second basic plot data; index coding of the second basic plot data is established, and corresponding attribute information is associated; based on the first basic plot data and the second basic plot data, attribute information of the planting large plot data corresponding to the first basic plot data and the second basic plot data is input by a user, and the input attribute information is checked based on attribute information of the first basic plot data and attribute information of the second basic plot data, so that construction of the basic plot database is completed.
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