Construction method and system of agricultural insurance basic plot database and application thereof
By constructing a basic land parcel database for agricultural insurance, the problem of inaccurate and untrue agricultural insurance application and claims data has been solved, enabling insurance and claims to be processed based on the land parcel map, ensuring the authenticity and accuracy of the data, and providing precise data support.
Patent Information
- Application Number
- CN202511099318.4
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2025-08-07
- Publication Date
- 2025-10-17
- Estimated Expiration
- 2045-08-07
AI Technical Summary
The existing agricultural insurance underwriting and claims data are not authentic or accurate, and lack unified data standards, resulting in information asymmetry in operations, creating conditions for fraud, and making it difficult to achieve accurate underwriting and claims settlement.
A basic agricultural insurance land database is constructed. Data on large planting plots is obtained through remote sensing imagery. Data segmentation and spatial cropping are performed based on land ownership maps and ledger attribute data. Index coding is established and attribute information is associated. Combined with preliminary inspection and review processes, the authenticity and accuracy of the data are ensured.
It enables insurance application and claims processing based on the map, ensuring information synchronization, authenticity, and traceability, providing reliable data support, and offering precise data support for insurance application review, claims verification, and risk assessment.