Sales method with a function to verify continued ownership of information processing equipment and purchased goods.

Abstract

To provide an information processing device which can support continuous breeding of a purchased pet or continuous maintenance / management of a certain purchased article, and a selling method with a function for confirming continuous ownership of a purchased article.SOLUTION: An information processing device 1 includes: a cost calculation unit 11 that calculates a continuous breeding cost required for continuously breeding a pet; a cost presentation unit 12 that presents the continuous breeding cost calculated by the cost calculation unit 11 to a card member of a credit card who is a person planning purchase of the pet; an input acquisition unit 13 that acquires a prescribed input from the purchase planning person to whom the continuous breeding cost has been presented; and a frame setting unit 14 that sets a continuous breeding cost quota for securing the continuous breeding cost within an available amount of the credit card when the prescribed input has been acquired by the input acquisition unit 13.SELECTED DRAWING: Figure 1

Description

Technical Field

[0006] ,

[0007] , ,

[0001] The present disclosure relates to an information processing apparatus and a sales method with a function of confirming continuous ownership qualification of purchased goods.

Background Art

[0002] Patent Document 1 describes a pet sales system that supports the purchase of pets on the Internet.

Prior Art Documents

Patent Documents

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] However, the pet sales system of Patent Document 1 only supports the purchase of pets, and there is no description about whether a person who wishes to purchase a pet can continuously raise the purchased pet.

[0005] Therefore, an object of the present disclosure is to provide an information processing apparatus and a sales method with a function of confirming continuous ownership qualification of purchased goods, which can support continuous raising of purchased pets or continuous maintenance / management of purchased predetermined goods.

Means for Solving the Problems

[0006] In one aspect, the following solution means is provided.

[0007] (1) The system is characterized by including: a cost calculation unit that calculates the necessary costs for continuously raising or maintaining / managing a pet or a specified item that incurs ongoing maintenance / management costs and cannot be easily transferred; a cost presentation unit that presents the costs calculated by the cost calculation unit to a credit card holder who is a prospective purchaser of the pet or the specified item; an input acquisition unit that acquires a predetermined input from the prospective purchaser who has been presented with the costs; and a limit setting unit that, when the predetermined input is acquired by the input acquisition unit, sets a limit within the available credit limit of the credit card to reserve the costs.

[0008] (2) In the configuration of (1) above, the limit setting unit sets the limit by setting a new spending limit by subtracting the expenses from the spending limit, based on the spending limit of the credit card associated with the cardholder of the prospective purchaser.

[0009] (3) The configuration of (1) or (2) above, further comprising a determination unit that determines whether or not the frame setting unit can set the frame, wherein if the determination unit determines that the frame setting unit can set the frame, the cost presentation unit presents the cost and requests the predetermined input indicating consent to setting the frame, and if the determination unit determines that the frame setting unit cannot set the frame, the cost presentation unit presents the cost and presents information to encourage the prospective buyer to abandon the purchase, or advice to enable the frame to be set.

[0010] (4) In any of the configurations described in (1) to (3) above, the cost calculation unit is characterized in that it calculates the costs over multiple years in a manner in which the costs may differ for each predetermined period.

[0011] (5) In any of the configurations described in (1) to (4) above, the configuration further comprises a storage unit that stores usage histories associated with a plurality of card members for whom the frame has been set by the frame setting unit, in association with the attributes of the pet or the attributes of the specified item, and an extraction unit that extracts usage histories relating to the pet or the specified item from among the usage histories associated with card members for whom the frame has been set by the frame setting unit.

[0012] (6) In the configuration of (5) above, the extraction unit extracts usage history from among the usage histories associated with a plurality of card members for whom the frame has been set by the frame setting unit, the usage history corresponding to the attributes of the pet that the prospective purchaser intends to purchase or the attributes of the specified item, and the cost calculation unit calculates the cost based on the usage history extracted by the extraction unit.

[0013] (7) The configuration of (5) or (6) above is further characterized by comprising a benefit granting unit that grants benefits to the cardholder based on the usage history stored in the storage unit.

[0014] (8) A sales method with a function to verify the continued ownership status of purchased items (pets, or specified items that incur ongoing maintenance / management costs and cannot be easily transferred) using any of the information processing devices described in (1) to (7) above, characterized in that the salesperson shows the prospective buyer the costs presented by the cost presentation unit, and the salesperson has the prospective buyer make the specified input indicating their consent to setting the frame.

[0015] (9) A computer-readable program that enables a computer to function as any of the information processing devices described in (1) through (7) above. [Effects of the Invention]

[0016] According to the present disclosure, it is possible to provide an information processing apparatus that can support continuous breeding of purchased pets or continuous maintenance / management of purchased predetermined items, and a sales method with a continuous ownership qualification confirmation function for purchased items.

Brief Description of the Drawings

[0017] [Figure 1] FIG. 8 is a block diagram showing the overall configuration of a credit card system using an information processing apparatus according to an embodiment of the present invention. [Figure 2] FIG. 11 is a diagram showing the basic operation (when purchasing a pet) of the credit card system shown in FIG. 1. [Figure 3] FIG. 14 is a diagram showing the processing procedure (processing procedure when frame setting is possible) when purchasing a pet in the credit card system shown in FIG. 1. [Figure 4] FIG. 17 is a diagram showing the processing procedure (processing procedure when frame setting is not possible) when purchasing a pet in the credit card system shown in FIG. 1. [Figure 5] FIG. 20 is a diagram showing the processing procedure after purchasing a pet in the credit card system shown in FIG. 1.

Embodiments for Carrying Out the Invention

[0018] <​​​​​​​​​​As shown in FIG. 1, a credit card system 100 using an information processing apparatus 1 according to an embodiment of the present invention includes an information processing apparatus 1 managed by a credit card company and performing information processing such as credit card settlement processing and point granting processing, a credit card settlement terminal 2 installed in a store such as a pet shop and mediating settlement using a credit card, and a network 3 such as the Internet that communicably connects the information processing apparatus 1 and the credit card settlement terminal 2. In this embodiment, the processing when purchasing a pet with a credit card will be described. However, the present invention can also be applied to the processing when purchasing a predetermined item for which maintenance / management costs continuously occur and cannot be easily transferred, for example, antiques, high-value musical instruments, etc. That is, as will be described later, the present invention can be provided with a function (function for confirming the continuous ownership qualification of a purchased item) for confirming whether a purchaser has the qualification for continuous ownership of an item (purchased item) having such an attribute.

[0021] [Basic Operations of Credit Card System] First, the basic operations of the credit card system 100 will be described with reference to FIG. 2.

[0022] FIG. 2 is a diagram showing the basic operations (when purchasing a pet) of the credit card system 100 shown in FIG. 1.

[0023] As shown in FIG. 2, when a credit card member wishes to purchase a pet at a pet shop, the credit card is inserted into the card insertion slot of the credit card settlement terminal 2 installed in the pet shop (S1). The credit card may be inserted by a store clerk at the pet shop.

[0024] When the credit card is inserted into the credit card settlement terminal 2, an input screen for information regarding the pet to be purchased (such as the type and amount of the pet) is displayed on the credit card settlement terminal 2. When the store clerk or the card member inputs the necessary information on this input screen, inquiry information including the card information and the pet information is transmitted to the information processing apparatus 1 (S2).

[0025] When the information processing device 1 receives the inquiry information, it calculates the ongoing costs necessary to keep the pet (including food costs, medical expenses, vaccinations, grooming costs, etc.) and sends this information to the credit card payment terminal 2 (S3).

[0026] The credit card payment terminal 2 displays the recurring pet care fee received from the information processing device 1 and informs the cardholder that a recurring pet care fee limit will be set within the available credit limit of the credit card to secure the recurring pet care fee (S4). When the cardholder taps the consent button displayed on the credit card payment terminal 2 (S5), consent information is sent from the credit card payment terminal 2 to the information processing device 1 (S6).

[0027] When the information processing device 1 receives consent information from the credit card payment terminal 2, it executes the credit card payment for the purchase price of the pet, sets up a continuing pet care expense limit within the cardholder's available credit limit to secure the continuing pet care expenses, and then sends a payment completion notification to the credit card payment terminal 2 (S7).

[0028] When the credit card payment terminal 2 receives a payment completion notification from the information processing device 1, it issues a statement of the credit card payment (S8). The store clerk hands the statement and the credit card to the cardholder and also hands over the purchased pet to the cardholder.

[0029] [Functional Configuration of Information Processing Equipment] Next, the functional configuration of the information processing device 1 that realizes the basic operations described above will be explained with reference to Figure 1.

[0030] As shown in Figure 1, the information processing device 1 has a functional configuration realized through the cooperation of hardware and software, and includes a cost calculation unit 11, a cost presentation unit 12, an input acquisition unit 13, a frame setting unit 14, a determination unit 15, a storage unit 16, an extraction unit 17, a benefit granting unit 18, and the like.

[0031] The memory unit 16 stores usage history associated with multiple card members who have been assigned a continuous pet care expense limit, associating this history with the attributes of the pets.

[0032] The extraction unit 17 extracts pet-related usage history from the usage history associated with cardholders who have been set up with a continuous pet care expense limit. For example, when it receives inquiry information from a prospective pet purchaser, it extracts usage history corresponding to the attributes of the pet the prospective pet purchaser intends to purchase from the usage history associated with multiple cardholders who have been set up with a continuous pet care expense limit. In addition to the attributes of the pet, the extraction unit 17 may also extract usage history corresponding to the cardholder's address.

[0033] The cost calculation unit 11 calculates the ongoing care costs necessary to continuously care for a pet. Since ongoing care costs are likely to change depending on the pet's age, it is preferable to calculate the ongoing care costs over multiple years in a manner in which the costs may differ at predetermined intervals. In this embodiment, the cost calculation unit 11 calculates the ongoing care costs based on the usage history extracted by the extraction unit 17. In this way, the ongoing care costs can be calculated with high accuracy based on similar past cases. Furthermore, if the extraction unit 17 extracts usage history corresponding to the cardholder's address in addition to the pet's attributes, it can calculate the ongoing care costs that take into account not only the type of pet but also the differences in costs depending on the region where the pet is kept.

[0034] The cost presentation unit 12 presents the ongoing pet care costs calculated by the cost calculation unit 11 to the credit card holder who is planning to purchase a pet. If the cardholder is determined to be eligible to set up an ongoing pet care cost limit, the cost presentation unit 12 presents the ongoing pet care costs and requests consent input (prescribed input) to indicate agreement to set up the ongoing pet care cost limit. If the cardholder is determined to be ineligible to set up an ongoing pet care cost limit, the cost presentation unit 12 presents the ongoing pet care costs and provides information encouraging the cardholder to abandon the purchase of a pet, or provides advice to help them become eligible to set up an ongoing pet care cost limit. For example, the advice may include suggestions to reduce the outstanding balance on the card or to change the type of pet.

[0035] The input acquisition unit 13 acquires consent input from the cardholder who has been presented with the ongoing pet care fee. This consent input includes consent to setting an amount for the ongoing pet care fee within the credit card's available credit limit.

[0036] The limit setting unit 14 sets a limit for the ongoing pet care expenses within the available credit limit of the credit card when consent input is obtained by the input acquisition unit 13. Specifically, the limit for the ongoing pet care expenses is set by setting a new credit limit by subtracting the ongoing pet care expenses from the credit limit associated with the cardholder of the prospective purchaser.

[0037] The determination unit 15 determines whether or not a continuous pet care cost limit can be set by the limit setting unit 14. Specifically, the determination is made based on whether or not the margin between the average usage amount based on the cardholder's usage history and the usage limit is equal to or greater than the continuous pet care cost.

[0038] The reward granting unit 18 grants rewards to cardholders based on the usage history stored in the memory unit 16. For example, points are awarded at a predetermined rate b for the amount spent within the normal available credit limit, while points are awarded at a higher rate a for the amount spent within the ongoing pet care expense limit. This encourages spending within the ongoing pet care expense limit and supports the continued care of pets. Furthermore, the granting of these rewards can also be seen as a reward for providing information to prospective buyers (providing usage history to calculate ongoing pet care expenses).

[0039] [Credit card system processing procedures] Next, the processing procedures of the credit card system 100 at the time of pet purchase and after pet purchase will be explained with reference to Figures 3 to 5.

[0040] Figure 3 shows the processing procedure (processing procedure when determining whether a credit limit can be set) for pet purchases using the credit card system 100 shown in Figure 1.

[0041] As shown in Figure 3, when a credit card of a cardholder wishing to purchase a pet is inserted into the credit card payment terminal 2, the terminal reads the card information (S101), displays an input screen for information about the pet to be purchased (pet type, price, etc.) (S102), and requests the input of pet information. Once the pet information is entered, the credit card payment terminal 2 transmits inquiry information containing the card information and pet information to the information processing device 1 (S103).

[0042] When the information processing device 1 receives the inquiry information, it extracts the usage history corresponding to the attributes of the pet that the prospective pet purchaser intends to purchase from among the usage histories associated with multiple card members who have a continuous pet care expense limit set up and which are stored in the storage unit 16 (S104). Based on the extracted usage history, it calculates the continuous pet care expenses necessary to continuously care for that pet (S105). Subsequently, the information processing device 1 determines, based on the usage history of the card member who is the prospective pet purchaser, whether or not a continuous pet care expense limit can be set up within the credit card available limit (S106). If it determines that it can be set up, it sends information to present the continuous pet care expenses and information to request consent to set up the continuous pet care expense limit to the credit card payment terminal 2 (S107).

[0043] The credit card payment terminal 2 displays the recurring pet care expenses received from the information processing device 1 and informs the cardholder that a recurring pet care expense limit will be set within the available credit limit of the credit card (S108). The credit card payment terminal 2 transmits consent information to the information processing device 1 in response to the cardholder's consent input (S109).

[0044] When the information processing device 1 receives consent information from the credit card payment terminal 2, it executes a credit card payment for the purchase price of the pet (S110), sets a limit for ongoing pet care expenses within the cardholder's available credit limit (S111), and then sends a payment completion notification to the credit card payment terminal 2 (S112).

[0045] When the credit card payment terminal 2 receives a payment completion notification from the information processing device 1, it issues a statement of the credit card payment (S113).

[0046] Figure 4 shows the processing procedure for pet purchases using the credit card system 100 shown in Figure 1 (processing procedure when it is determined that a credit limit cannot be set).

[0047] As shown in Figure 4, when a credit card of a cardholder wishing to purchase a pet is inserted into the credit card payment terminal 2, the terminal reads the card information (S201), displays an input screen for information about the pet to be purchased (pet type, price, etc.) (S202), and requests the input of pet information. Once the pet information is entered, the credit card payment terminal 2 transmits inquiry information containing the card information and pet information to the information processing device 1 (S203).

[0048] When the information processing device 1 receives the inquiry information, it extracts the usage history corresponding to the attributes of the pet that the prospective pet purchaser intends to purchase from among the usage histories associated with multiple card members who have a continuous pet care expense limit set up and are stored in the memory unit 16 (S204), and then calculates the continuous pet care expenses necessary to continuously care for that pet based on the extracted usage history (S205). Subsequently, the information processing device 1 determines, based on the usage history of the card member who is the prospective pet purchaser, whether or not a continuous pet care expense limit can be set up within the credit card available limit (S206). If it determines that it cannot be set up, it sends information to the credit card payment terminal 2 to present the continuous pet care expenses, information to encourage the purchaser to abandon the purchase of the pet, or advice information to enable the setting up of a continuous pet care expense limit (S207).

[0049] The credit card payment terminal 2 displays the ongoing pet care costs received from the information processing device 1, information encouraging the customer to abandon the purchase of a pet, or advice information to enable the setting of an ongoing pet care cost limit (S208).

[0050] Figure 5 shows the processing procedure after pet purchase using the credit card system 100 shown in Figure 1.

[0051] As shown in Figure 5, the information processing device 1 periodically checks the usage history of cardholders who have a set limit for ongoing pet care expenses (S301) and determines whether or not an expense has been incurred (S302). If the result of this determination is YES, it determines whether or not the expense was incurred within the limit for ongoing pet care expenses (S303). This determination can be made based on the type of store used (pet shop, animal hospital, grooming salon, etc.) and the type of purchased goods (pet supplies, pet food, pet treats, pet clothing, etc.).

[0052] If the information processing device 1 determines that the use is outside the scope of the continuous care cost limit, it awards points at a predetermined rate b of the amount used (S304). If it determines that the use is within the scope of the continuous care cost limit, it awards points at a rate a greater than rate b of the amount used (S305).

[0053] [Effects of the Embodiment] According to the embodiment described above, the information processing device 1 includes a cost calculation unit 11 that calculates the necessary ongoing care costs for continuously raising a pet, a cost presentation unit 12 that presents the ongoing care costs calculated by the cost calculation unit 11 to the credit card holder who is a prospective pet purchaser, an input acquisition unit 13 that acquires predetermined input from the prospective purchaser who has been presented with the ongoing care costs, and a limit setting unit 14 that, when predetermined input is acquired by the input acquisition unit 13, sets an ongoing care cost limit to secure the ongoing care costs within the credit card's available limit. Therefore, the information processing device 1 can present the necessary ongoing care costs for continuously raising a pet and then confirm the prospective purchaser's intention to purchase. Furthermore, if the prospective purchaser buys a pet, an ongoing care cost limit is set within the credit card's available limit to secure the ongoing care costs, thereby effectively supporting the continued care of the purchased pet.

[0054] Furthermore, the limit setting unit 14 sets a new spending limit by subtracting the ongoing pet care costs from the spending limit of the credit card associated with the cardholder of the prospective purchaser, thereby setting the ongoing pet care cost limit, making it easy to set the ongoing pet care cost limit.

[0055] Furthermore, the information processing device 1 includes a determination unit 15 that determines whether or not a continuous pet care cost frame can be set by the frame setting unit 14. If the determination unit 15 determines that a continuous pet care cost frame can be set by the frame setting unit 14, the cost presentation unit 12 presents the continuous pet care costs and requests a predetermined input indicating consent to setting the continuous pet care cost frame. If the determination unit 15 determines that a continuous pet care cost frame cannot be set by the frame setting unit 14, the cost presentation unit 12 presents the continuous pet care costs and provides information encouraging the prospective buyer to abandon the purchase, or provides advice on how to enable the setting of a continuous pet care cost frame. This allows the device to discourage prospective buyers who are unlikely to be able to continuously secure the continuous pet care costs from purchasing a pet, or to provide advice on how to continuously secure the continuous pet care costs.

[0056] Furthermore, the cost calculation unit 11 calculates costs over multiple years in a manner in which the costs may differ for each predetermined period, so it can present costs that take into account factors such as the increase in medical expenses according to the pet's age.

[0057] Furthermore, the information processing device 1 includes a storage unit 16 that stores usage history associated with multiple card members for whom a limit has been set by the limit setting unit 14, in association with the attributes of the pet, and an extraction unit 17 that extracts usage history related to pets from the usage history associated with card members for whom a continuous pet care expense limit has been set by the limit setting unit 14. This makes it possible to understand the usage status of pets by card members after they have purchased a pet.

[0058] Furthermore, the extraction unit 17 extracts usage history corresponding to the attributes of the pet that the prospective buyer intends to purchase from among the usage histories associated with multiple card members for whom a limit has been set by the limit setting unit 14, and the cost calculation unit 11 calculates the ongoing pet care costs based on the usage history extracted by the extraction unit 17, so that the ongoing pet care costs can be calculated with high accuracy based on similar past cases.

[0059] Furthermore, the information processing device 1 is further equipped with a benefit granting unit 18 that grants benefits to cardholders based on the usage history stored in the memory unit 16, thereby encouraging the use of credit cards related to pets.

[0060] Furthermore, the sales method using the above-mentioned information processing device 1, which includes a function to verify the eligibility for continued ownership of purchased items, includes the steps of: the salesperson (store clerk) showing the prospective buyer the continued pet care costs presented by the cost presentation unit 12; and the salesperson having the prospective buyer make a prescribed input indicating their consent to setting a continuous pet care cost limit. Thus, the necessary costs for the continued care of a pet can be presented, and the prospective buyer's intention to purchase can be confirmed. In addition, if the prospective buyer purchases a pet, a continuous pet care cost limit is set within the available credit limit to secure the continued pet care costs, thereby effectively supporting the continued care of the purchased pet.

[0061] Although each embodiment has been described in detail above, the invention is not limited to any particular embodiment, and various modifications and changes are possible within the scope described in the claims. Furthermore, it is possible to combine all or more of the components of the embodiments described above. Furthermore, the following additional information is disclosed regarding each of the above embodiments. [Note 1] A cost calculation unit that calculates the necessary costs for continuously raising or maintaining / managing a pet or a specified item that incurs ongoing maintenance / management costs and cannot be easily transferred, A cost presentation unit presents the cost calculated by the cost calculation unit to the credit card holder who is planning to purchase the pet or the specified item. An input acquisition unit that acquires predetermined input from the prospective buyer who has been presented with the aforementioned costs, An information processing device including a limit setting unit that sets a limit within the available credit limit of the credit card to reserve the aforementioned expenses when the predetermined input is acquired by the input acquisition unit. [Note 2] The information processing device described in Appendix 1, wherein the limit setting unit sets the limit by setting a new spending limit by subtracting the expenses from the spending limit, based on the spending limit of the credit card associated with the cardholder of the prospective purchaser. [Note 3] The system further includes a determination unit that determines whether or not the frame can be set by the frame setting unit, If the determination unit determines that the frame can be set by the frame setting unit, the cost presentation unit presents the cost and requests the predetermined input indicating consent to set the frame. If the determination unit determines that the frame setting unit cannot set the frame, the cost presentation unit presents the cost and also presents information urging the prospective buyer to abandon the purchase, or advice to enable the frame to be set, as described in Appendix 1 or 2. [Note 4] The cost calculation unit calculates the costs over multiple years in a manner in which the costs may differ for each predetermined period, as described in any one of the appendices 1 to 3. [Note 5] A storage unit stores usage history associated with multiple card members for whom the frame has been set by the frame setting unit, in association with the attributes of the pet or the attributes of the specified item. The information processing device according to any one of the appendices 1 to 4, further comprising: an extraction unit for extracting usage history related to pets or specified items from usage history associated with cardholders for whom the frame has been set by the frame setting unit. [Note 6] The extraction unit extracts usage history from among the usage histories associated with multiple card members for whom the frame has been set by the frame setting unit, the usage history corresponding to the attributes of the pet that the prospective buyer intends to purchase or the attributes of the specified item. The cost calculation unit calculates the cost based on the usage history extracted by the extraction unit, as described in Appendix 5. [Note 7] The information processing device according to Appendix 5 or 6, further comprising a benefit granting unit that grants benefits to the cardholder based on the usage history stored in the storage unit. [Note 8] A sales method with a function to verify the continued ownership status of purchased goods using an information processing device described in any one of the items 1 to 7 of the appendix, The salesperson shows the aforementioned fees presented by the aforementioned fee presentation unit to the prospective buyer, A sales method with a function to verify the continued ownership status of purchased items, comprising the step of having the prospective buyer perform the prescribed input indicating consent to setting the frame. [Note 9] A computer-readable program that causes a computer to function as an information processing device as described in any one of the items 1 through 7 of the appendix. [Explanation of Symbols]

[0062] 100 Credit Card Systems 1. Information Processing Device 11. Cost Calculation Section 12 Cost presentation section 13 Input acquisition unit 14 Frame setting section 15 Judgment section 16 Memory section 17 Extraction part 18. Special Offer Section 2. Credit card payment terminal 3 Network

Claims

1. A cost calculation unit that calculates the necessary costs for continuously raising or maintaining / managing a pet, or a specified item that incurs ongoing maintenance / management costs and cannot be easily transferred, A cost presentation unit presents the cost calculated by the cost calculation unit to the credit card holder who is planning to purchase the pet or the specified item. An input acquisition unit that acquires predetermined input from the prospective buyer who has been presented with the aforementioned costs, When the predetermined input is acquired by the input acquisition unit, the limit setting unit sets a limit within the available credit limit of the credit card to reserve the aforementioned expenses, A storage unit stores usage history associated with multiple card members for whom the frame has been set by the frame setting unit, in association with the attributes of the pet or the attributes of the specified item. The system includes an extraction unit that extracts usage history related to pets or specified items from the usage history associated with cardholders for whom the frame has been set by the frame setting unit, The extraction unit extracts usage history from among the usage histories associated with multiple card members for whom the frame has been set by the frame setting unit, the usage history corresponding to the attributes of the pet that the prospective buyer intends to purchase or the attributes of the specified item. The cost calculation unit is an information processing device that calculates the cost based on the usage history extracted by the extraction unit.

2. The information processing apparatus according to claim 1, wherein the limit setting unit sets the limit by setting a new usage limit amount obtained by subtracting the expenses from the usage limit amount based on the usage limit amount of the credit card associated with the cardholder of the prospective purchaser.

3. The system further includes a determination unit that determines whether or not the frame can be set by the frame setting unit, If the determination unit determines that the frame can be set by the frame setting unit, the cost presentation unit presents the cost and requests the predetermined input indicating consent to set the frame. If the determination unit determines that the frame setting unit cannot set the frame, the cost presentation unit presents the cost and also presents information urging the prospective buyer to abandon the purchase, or advice to enable the frame to be set, as described in claim 1 or 2.

4. The information processing apparatus according to any one of claims 1 to 3, wherein the cost calculation unit calculates the costs over multiple years in a manner in which the costs may differ for each predetermined period.

5. The information processing apparatus according to claim 1, further comprising a benefit granting unit that grants benefits to the cardholder based on the usage history stored in the storage unit.

6. A sales method with a function for verifying the continued ownership status of purchased goods using an information processing device according to any one of claims 1 to 5, The salesperson shows the aforementioned fees presented by the aforementioned fee presentation unit to the prospective buyer, A sales method with a function to verify the continued ownership status of purchased items, comprising the step of having the prospective buyer perform the prescribed input indicating consent to setting the frame.

7. A computer-readable program that causes a computer to function as an information processing device according to any one of claims 1 to 5.

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