Resource transfer method and apparatus, computer device, and storage medium

Abstract

The application relates to a resource transfer method and device, computer equipment, a storage medium and a computer program product. The method comprises the following steps: in response to a biological identification operation on a target resource, collecting biological feature information corresponding to the biological identification operation, and sending the biological feature information to a server; displaying an information prompt page, and displaying prompt information on the information prompt page; in response to a confirmation event on the prompt information, generating a confirmation message, and sending the confirmation message to the server to instruct the server to split the target resource into sub-resources, and transfer corresponding sub-resources from a resource account corresponding to a user account and a resource account corresponding to a communication account having a resource split transfer relationship with the user account. The application can improve the convenience of resource split transfer.

Description

Technical Field

[0001] This application relates to the field of computer technology, and in particular to a resource transfer method, apparatus, computer equipment, storage medium, and computer program product. Background Technology

[0002] With the development of computer technology, methods for electronic resource transfer have emerged, bringing great convenience to people's production and daily lives. For example, in a group activity, account A can initiate a resource transfer request to other accounts via an electronic device, so that the other accounts can share the resource. In related technologies, account A needs to pre-record the amount of the resource and perform relevant operations on the electronic device to complete the resource transfer. The resource transfer process is relatively cumbersome, and the resource amount is prone to error. Summary of the Invention

[0003] Therefore, it is necessary to provide a resource splitting and transfer method, apparatus, computer equipment, computer-readable storage medium, and computer program product that can improve the convenience of resource splitting and transfer in response to the above-mentioned technical problems.

[0004] In a first aspect, this application provides a resource transfer method applied to a first electronic device, the method comprising:

[0005] In response to a biometric operation targeting a target resource, biometric information corresponding to the biometric operation is collected, and the biometric information is sent to the server to instruct the server to determine the user account to which the biometric information belongs, and a prompt message to split and transfer the target resource is returned;

[0006] Display an information prompt page, on which the prompt information is displayed;

[0007] In response to a confirmation event for the prompt information, a confirmation message is generated and sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0008] In one embodiment, the page displaying the target account's information settings includes:

[0009] In response to a launch event of a subroutine of the instant messaging application, the information settings page of the target account is displayed in the subroutine.

[0010] In one embodiment, the page displaying the target account's information settings includes:

[0011] The system receives a binding message from the server regarding resource splitting and transfer, and displays the user account's information settings page in response to a trigger event for the binding message; wherein the binding message is triggered by the server when it cannot find any binding information for the user account regarding resource splitting and transfer.

[0012] Secondly, this application provides another resource transfer method applied to a server, the method comprising:

[0013] The system receives biometric information sent by a first electronic device and determines the user account to which the biometric information belongs; wherein the biometric information is collected by the first electronic device through a biometric identification operation targeting the resource.

[0014] Send a prompt message about the splitting and transfer of the target resource to the first electronic device to instruct the first electronic device to display an information prompt page, display the prompt message on the information prompt page, and generate a confirmation message in response to a confirmation event for the prompt message;

[0015] Upon receiving the confirmation message sent by the first electronic device, the target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0016] Thirdly, this application provides yet another resource transfer method applied to a second electronic device, the method comprising:

[0017] The system displays a user account information settings page, which shows candidate communication accounts that have a resource splitting and transfer relationship with the user account.

[0018] In response to a selection event from the candidate communication accounts for a target account, a communication account with a resource splitting and transfer relationship with the user account is determined, and the communication account is sent to the server. This instructs the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively. The confirmation message is generated by the first electronic device in response to a biometric operation on the target resource, collecting biometric information corresponding to the biometric operation, sending the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs, returning a prompt message to split and transfer the target resource, and responding to a confirmation event on the prompt message.

[0019] Fourthly, this application also provides a resource transfer device. The device includes:

[0020] The acquisition module is used to respond to a biometric operation targeting a target resource, acquire biometric information corresponding to the biometric operation, send the biometric information to the server to instruct the server to determine the user account to which the biometric information belongs, and return a prompt message to split and transfer the target resource.

[0021] The first display module is used to display an information prompt page, on which the prompt information is displayed.

[0022] The first sending module is configured to generate a confirmation message in response to a confirmation event for the prompt information, and send the confirmation message to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0023] In one embodiment, the first sending module is further configured to:

[0024] A confirmation message is generated in response to the target gesture input operation for the prompt information.

[0025] In one embodiment, the first sending module is further configured to:

[0026] This instructs the server to determine a group that matches the target gesture based on the target gesture;

[0027] Based on the number of communication accounts in the group that have resource splitting and transfer relationships with the user account, the target resource is split into a corresponding number of sub-resources;

[0028] The corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively.

[0029] In one embodiment, the first display module is further configured to:

[0030] A notification page is displayed, showing multiple candidate groups corresponding to the target resource splitting and transfer.

[0031] In response to a confirmation event for the prompt information, a confirmation message is generated and sent to the server to instruct the server to split the target resource into sub-resources, including:

[0032] In response to a selection event for a target group from the candidate groups, a confirmation message is generated and sent to the server to instruct the server to split the target resource into a corresponding number of sub-resources based on the number of communication accounts in the target group that have a resource splitting and transfer relationship with the user account.

[0033] In one embodiment, the device further includes a second setting module.

[0034] The second settings module is used to display the information settings page of the user account, and to display candidate communication accounts that have a resource splitting and transfer relationship with the user account on the information settings page;

[0035] In response to the selection event for the target account from the candidate communication accounts, a communication account with a resource splitting and transfer relationship with the user account is determined.

[0036] In one embodiment, the second setting module is further configured to:

[0037] The information settings page displays functional controls for resource splitting and transfer.

[0038] In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources;

[0039] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0040] In one embodiment, the second setting module is further configured to:

[0041] The communication group options for the user account are displayed on the information settings page;

[0042] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0043] Fifthly, this application also provides another resource transfer device. The device includes:

[0044] A receiving module is used to receive biometric information sent by a first electronic device and determine the user account to which the biometric information belongs; wherein the biometric information is obtained by the first electronic device through a biometric identification operation targeting the target resource;

[0045] The second sending module is used to send the target resource splitting and transfer prompt information to the first electronic device, so as to instruct the first electronic device to display an information prompt page, display the prompt information on the information prompt page, and generate a confirmation message in response to a confirmation event for the prompt information;

[0046] The resource splitting module is used to receive the confirmation message sent by the first electronic device, split the target resource into sub-resources, and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0047] In one embodiment, the second sending module is further configured to:

[0048] Query the resource splitting and transfer binding information of the user account; wherein, the binding information includes communication accounts that have a resource splitting and transfer relationship with the user account;

[0049] If the binding information is found, a prompt message indicating the splitting and transfer of the target resource is sent to the first electronic device.

[0050] In one embodiment, the device further includes:

[0051] The third sending module is used to send a sub-resource transfer prompt message to a communication account that has a resource splitting and transfer relationship with the user account; and to receive confirmation information from the communication account regarding the sub-resource transfer prompt message.

[0052] In one embodiment, the resource splitting module is further configured to:

[0053] Transfer the target resource from the resource account corresponding to the user account to the third-party resource account corresponding to the first electronic device;

[0054] The target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource accounts corresponding to the communication accounts that have a resource splitting and transfer relationship with the user account to the resource accounts corresponding to the user account.

[0055] In one embodiment, the resource splitting module is further configured to:

[0056] Receive confirmation information for the notification message regarding the transfer of the sub-resource sent by a communication account that has a resource splitting and transfer relationship with the user account;

[0057] Upon receiving confirmation information from all communication accounts, the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account to the third-party resource account corresponding to the first electronic device.

[0058] Sixthly, this application also provides yet another resource transfer device. The device includes:

[0059] The second display module is used to display the user account information settings page, and the information settings page displays candidate communication accounts that have a resource splitting and transfer relationship with the user account;

[0060] The first setting module is configured to, in response to a selection event from the candidate communication accounts for a target account, determine a communication account with a resource splitting and transfer relationship with the user account, and send the communication account to the server, so as to instruct the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively; wherein, the confirmation message is generated by the first electronic device in response to a biometric operation for the target resource, collecting biometric information corresponding to the biometric operation, sending the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs, returning a prompt message to split and transfer the target resource, and in response to a confirmation event for the prompt message.

[0061] In one embodiment, the second display module is further configured to:

[0062] The user account information settings page displays functional controls for resource splitting and transfer.

[0063] In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources;

[0064] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0065] In one embodiment, the second display module is further configured to:

[0066] The communication group options for the user account are displayed on the information settings page;

[0067] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0068] In one embodiment, the first setting module is further configured to:

[0069] In response to the selection event of the target account from the candidate communication account, the selected target account is sent to the server to instruct the server to send authorization information to the target account respectively. After receiving the confirmation information of the authorization information sent by the target account, the communication account with the resource splitting and transfer relationship with the user account is determined; wherein, the authorization information is used to represent the receiving server to send a prompt message for sub-resource transfer.

[0070] In one embodiment, the first setting module is further configured to:

[0071] If the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device that the target account has not been confirmed.

[0072] In response to a reauthorization event for resource splitting and transfer on the second electronic device, the reauthorization event is sent to the server to instruct the server to send authorization information to the target account again.

[0073] In one embodiment, the second display module is further configured to:

[0074] In response to a launch event of a subroutine of the instant messaging application, the information settings page of the target account is displayed in the subroutine.

[0075] In one embodiment, the second display module is further configured to:

[0076] The system receives a binding message from the server regarding resource splitting and transfer, and displays the user account's information settings page in response to a trigger event for the binding message; wherein the binding message is triggered by the server when it cannot find any binding information for the user account regarding resource splitting and transfer.

[0077] In one embodiment, the second display module is further configured to:

[0078] Display an information prompt page, on which the prompt information is displayed;

[0079] In response to a confirmation event for the prompt information, a confirmation message is generated; the confirmation message is sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0080] In one embodiment, the second display module is further configured to:

[0081] The system receives a notification message from the server indicating the transfer of a sub-resource and displays the notification message on the conversation page where the user account and the communication account are located; wherein, the conversation page includes a separate chat page between the user account and the communication account, or a group chat page where the user account and the communication account are located.

[0082] Based on the notification message indicating the transfer of the sub-resource, the transfer of the corresponding sub-resource from the resource account corresponding to the user account is triggered;

[0083] Display a message indicating successful transfer of sub-resources; wherein, the message indicating successful transfer of sub-resources includes information indicating successful transfer of the target communication account, and the target communication account includes an account that triggered the successful transfer of the corresponding sub-resource from the resource account corresponding to the communication account based on the message indicating successful transfer of the sub-resource.

[0084] In a seventh aspect, this application also provides a computer device. The computer device includes a memory and a processor, the memory storing a computer program, and the processor executing the computer program to implement an embodiment of the method described in any of the embodiments of this disclosure.

[0085] Eighthly, this application also provides a computer-readable storage medium. The computer-readable storage medium stores a computer program thereon, which, when executed by a processor, implements an embodiment of the method described in any of the embodiments of this disclosure.

[0086] Ninthly, this application also provides a computer program product. The computer program product includes a computer program that, when executed by a processor, implements an embodiment of the method described in any of the embodiments of this disclosure.

[0087] The aforementioned resource transfer method, apparatus, computer equipment, storage medium, and computer program product utilize a first electronic device to send biometric information corresponding to a biometric operation to a server, instructing the server to determine the user account to which the biometric information belongs. The first electronic device then displays a prompt message indicating the splitting and transfer of the target resource and receives a confirmation event for the resource splitting and transfer, instructing the server to transfer corresponding sub-resources from the resource account corresponding to the user account and the resource accounts corresponding to communication accounts with a resource splitting and transfer relationship to the user account. In this process, the server initiates the resource splitting and transfer prompt message to the first electronic device from the backend, eliminating the need for user intervention, input of specific target resource amounts, or selection of specific communication accounts. This application enables one-click resource splitting and transfer, improving efficiency. Furthermore, by pre-storing communication accounts with resource splitting and transfer relationships to the user account, the application only requires triggering a confirmation event on the first electronic device to complete the resource splitting and transfer operation, significantly improving real-time performance and convenience. Attached Figure Description

[0088] Figure 1 This is a diagram illustrating the application environment of a resource transfer method in one embodiment;

[0089] Figure 2 This is a flowchart illustrating a resource transfer method in one embodiment;

[0090] Figure 3 This is a display interface diagram of the first electronic device in one embodiment;

[0091] Figure 4 This is a diagram of the display interface of the first electronic device in another embodiment;

[0092] Figure 5 This is a flowchart illustrating the resource transfer method in another embodiment;

[0093] Figure 6 This is a flowchart illustrating a resource transfer method in one embodiment;

[0094] Figure 7 This is a diagram of the display interface of the first electronic device in another embodiment;

[0095] Figure 8 This is a diagram of the display interface of the first electronic device in another embodiment;

[0096] Figure 9 This is a diagram of the display interface of the first electronic device in another embodiment;

[0097] Figure 10This is a diagram of the display interface of the first electronic device in another embodiment;

[0098] Figure 11 This is a flowchart illustrating the resource transfer method in another embodiment;

[0099] Figure 12 This is a display interface diagram of the second electronic device in one embodiment;

[0100] Figure 13 This is a display interface diagram of the second electronic device in another embodiment;

[0101] Figure 14 This is a flowchart illustrating the resource transfer method in another embodiment;

[0102] Figure 15 This is a display interface diagram of the second electronic device in another embodiment;

[0103] Figure 16 This is a display interface diagram of the second electronic device in another embodiment;

[0104] Figure 17 This is a flowchart illustrating the resource transfer method in another embodiment;

[0105] Figure 18 This is a flowchart illustrating the user account binding information stage in one embodiment;

[0106] Figure 19 This is a flowchart illustrating the resource splitting and transfer phase in one embodiment;

[0107] Figure 20 This is a structural block diagram of a resource transfer device in one embodiment;

[0108] Figure 21 This is a structural block diagram of the resource transfer device in another embodiment;

[0109] Figure 22 This is a structural block diagram of the resource transfer device in another embodiment;

[0110] Figure 23 This is an internal structural diagram of a computer device in one embodiment;

[0111] Figure 24 This is an internal structural diagram of a computer device in one embodiment. Detailed Implementation

[0112] To make the objectives, technical solutions, and advantages of this application clearer, the following detailed description is provided in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative and not intended to limit the scope of this application.

[0113] The resource transfer method provided in this application embodiment can be applied to, for example, Figure 1 In the application environment shown, both the first electronic device 102 and the second electronic device 106 communicate with the server 104 via a network. A data storage system can store the data that the server 104 needs to process. The data storage system can be integrated onto the server 104 or placed in the cloud or on another server. The first electronic device 102 collects biometric information corresponding to the biometric operation and sends it to the server 104. The server 104 determines the user account to which the biometric information belongs and returns a prompt message to split and transfer the target resource. The first electronic device 102 displays the prompt page, receives confirmation events for the prompt, generates a confirmation message, and sends the confirmation message to the server 104. The server 104 splits the target resource into sub-resources and transfers the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account. The first electronic device 102 can be, but is not limited to, various biometric devices, such as palm recognition devices, facial recognition devices, voiceprint recognition devices, and fingerprint recognition devices. The second electronic device 106 can be, but is not limited to, various desktop computers, laptops, smartphones, tablets, portable wearable devices, etc., and portable wearable devices can be smartwatches, smart bracelets, head-mounted devices, etc. The server 104 can be implemented using a standalone server or a server cluster composed of multiple servers.

[0114] In one embodiment, such as Figure 2 As shown, a resource transfer method is provided, which can be applied to... Figure 1 Taking the first electronic device 102 as an example, the following steps are included:

[0115] Step S201: In response to the biometric operation for the target resource, collect the biometric information corresponding to the biometric operation, send the biometric information to the server to instruct the server to determine the user account to which the biometric information belongs, and return a prompt message to split and transfer the target resource.

[0116] This disclosure can be applied to resource transfer scenarios, specifically virtual resource transfer scenarios, such as electronic payment scenarios and online game scenarios. The target resource can include the resource to be transferred, typically initiated by the resource recipient. Examples include: a transportation provider initiating payment for transportation costs, a scenic spot ticket office initiating payment for entrance tickets, and catering, accommodation, and goods providers initiating corresponding payment for catering, accommodation, and goods. Another example is in online game scenarios, such as virtual fees paid to add virtual items to virtual characters.

[0117] The biometric identification operation is used to identify the identity information of an object. Specifically, the biometric identification operation may include palm scanning, facial recognition, fingerprint recognition, and voiceprint recognition operations performed on the first electronic device. Correspondingly, the biometric information may include image information corresponding to the specific type of biometric identification operation, such as a palmprint image corresponding to a palm scanning operation and a facial image corresponding to a facial recognition operation. Optionally, the biometric information may also include information on processing the aforementioned image information, such as filtering image information with higher clarity, or extracting features from the aforementioned image information.

[0118] In the specific implementation process, the server can establish a dataset that stores the association between biometric information and user accounts. The biometric information is then matched against each biometric in the dataset, and the user account with the highest similarity is identified as the user account to which the biometric information belongs. It should be noted that, to ensure accuracy and security during the matching process, multiple matching mechanisms can be established. For example, not only can the user account with the highest similarity be selected, but the similarity between the identified biometric information and the highest-similar biometric information must also meet preset requirements. Those skilled in the art, inspired by the essence of this application, may make other modifications, but as long as their functions and effects are the same as or similar to those of this application, they should be covered within the scope of protection of this application.

[0119] In an exemplary embodiment, taking the palm-swiping operation as an example, the user performs a palm-swiping action on the first electronic device. The first electronic device sends the palmprint feature information to the server. Based on the dataset of the association between biometric information and user accounts, the server performs information matching on the palmprint feature information. From the dataset, the user account corresponding to the palmprint feature information with the highest similarity to the palmprint feature information is determined as the user account to which the palmprint feature information belongs.

[0120] Step S203: Display an information prompt page, where the prompt information is displayed.

[0121] In the specific implementation process, the information prompt page can display a prompt asking whether the target resource should be split and transferred. Resource splitting and transfer refers to dividing the resource into two or more smaller sub-resources, which are then transferred separately by different resource accounts. In a specific real-time scenario, for a target resource to be transferred, multiple users choose to split the payment (AA) to share a portion of the target resource.

[0122] In one exemplary embodiment, a confirmation control for the aforementioned prompt information may also be displayed on the information prompt page. Optionally, a countdown timer, such as 5 seconds, 4 seconds, 3 seconds, 2 seconds, or 1 second, may also be displayed below the confirmation control. In another exemplary embodiment, the information prompt page may also display gesture information required if the user chooses to split and transfer the target resource, so that the user can trigger the operation of splitting and transferring the resource through gestures.

[0123] In one specific embodiment, reference is made to Figure 3 As shown, the information prompt page displays a prompt message 301 indicating that the target resource has been split and transferred. Optionally, a confirmation control 303 may also be displayed on the information prompt page.

[0124] Step S205: In response to the confirmation event for the prompt information, generate a confirmation message and send the confirmation message to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0125] In one exemplary embodiment, a confirmation message can be generated by triggering a confirmation control. Optionally, a confirmation message can also be generated via voice reply. It is understood that if the confirmation control is not triggered or a voice reply is not given, a confirmation message may not be generated or a rejection message may be generated, thereby preventing the subsequent operation of splitting and transferring resources from being triggered. In another exemplary embodiment, a confirmation message can be generated via gesture confirmation, for example, by showing an OK gesture or a V-sign gesture.

[0126] In the specific implementation process, a confirmation message is sent to the server to instruct the server to split the target resource into sub-resources. For example, resource M is split into sub-resources m1, m2, m3, m4, and m5. These sub-resources may be the same or different, and this embodiment does not impose any restrictions on this.

[0127] In this embodiment of the disclosure, the resource account is used to represent the user identifier to which the resource belongs. Specifically, the resource account may include an application account, a bank card account, a coupon account, etc. Optionally, the resource account and the user account can be represented by the same identifier, and this disclosure does not impose any restrictions on this.

[0128] In one exemplary embodiment, the server may pre-store resource splitting and transfer relationships between user accounts and communication accounts. Based on a user account, it can query communication accounts that have resource splitting and transfer relationships with that user account. Communication accounts may include accounts in instant messaging applications, such as friend accounts of the user account, member accounts in groups owned by the user account, etc.

[0129] Taking the above embodiment as an example of splitting resource M into sub-resources m1, m2, m3, m4, and m5, for instance, the communication accounts that have resource splitting and transfer relationships with user account A are B, C, D, and E, respectively. In this case, sub-resource m1 can be transferred from resource account a corresponding to account A; sub-resource m2 can be transferred from resource account b corresponding to account B; sub-resource m3 can be transferred from resource account c corresponding to account C; sub-resource m4 can be transferred from resource account d corresponding to account D; and sub-resource m5 can be transferred from resource account e corresponding to account E. It is understood that the amounts of each sub-resource m1, m2, m3, m4, and m5 can be the same or different. In one possible implementation, user account A can set the proportion of each communication account's sub-resource amount, and based on this proportion, the splitting of the target resource sub-resources can be achieved. In another possible implementation, each communication account can also set the amount of its corresponding sub-resource; for example, when a communication account receives a sub-resource transfer prompt message, it can input the amount of that sub-resource.

[0130] In the aforementioned resource transfer method, the first electronic device uses biometric information corresponding to a biometric operation to send the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs. The first electronic device then displays a prompt message indicating that the target resource will be split and transferred, and receives a confirmation event for the resource split and transfer, instructing the server to transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource accounts corresponding to the communication accounts that have a resource split and transfer relationship with the user account. In this process, the server initiates the resource split and transfer prompt message to the first electronic device from the backend, without requiring the user to actively initiate the process or input the specific amount of the target resource or select a specific communication account. This application enables one-click resource split and transfer, improving the efficiency of resource split and transfer. Furthermore, in the traditional resource splitting and transfer process, after a user account completes the transfer operation of the target resource, it not only needs to actively initiate the resource splitting and transfer, but also needs to further select a communication account that has a resource splitting and transfer relationship with the user account. However, this application, by pre-storing the communication accounts that have a resource splitting and transfer relationship with the user account, can complete the resource splitting and transfer operation by simply triggering a confirmation event on the first electronic device in the actual resource transfer, which significantly improves the real-time performance and convenience of resource splitting and transfer.

[0131] In one embodiment, generating a confirmation message in response to a confirmation event for the prompt information includes:

[0132] A confirmation message is generated in response to the target gesture input operation for the prompt information.

[0133] Specifically, refer to Figure 4 As shown, a prompt message 401 is displayed on the information prompt page, such as: Please show the target gesture to confirm the splitting and transfer of the target resource. At this time, the user can show the target gesture, such as OK or a V-sign, on the palm-swiping area of ​​the first electronic device, triggering a confirmation event for the prompt message and generating a confirmation message. Optionally, if the target gesture is incorrectly shown or cannot be shown, a confirmation message cannot be generated or a rejection message will be generated. The target gesture can be determined when setting the resource splitting and transfer function, for example, it can be set to whether the resource splitting and transfer function of the user account is enabled, and the target gesture that triggers the user account's resource splitting and transfer operation can be set. When setting the gesture, the user can choose from a variety of gesture options displayed, or the user's custom action can be captured by the camera of the first electronic device. This embodiment of the disclosure does not limit this. Subsequently, the user account shows the corresponding target gesture, and after receiving the target gesture, the first electronic device generates a confirmation message.

[0134] In the above embodiments, by receiving the target gesture, the user does not need to actively initiate resource splitting and transfer, nor does the user need to input the specific amount of the target resource or select a communication account. The gesture triggers the resource splitting and transfer, which improves the convenience of resource splitting and transfer.

[0135] In one embodiment, reference Figure 5 As shown, instructing the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account, includes:

[0136] Step S501, instructing the server to determine a group that matches the target gesture based on the target gesture.

[0137] In the specific implementation process, users may need to split and transfer resources across multiple groups. Therefore, a mapping relationship between gestures and groups can be set. For example, the V-sign corresponds to group A; the OK sign corresponds to group B; and the thumbs-up sign corresponds to group C. It should be noted that the above mapping relationship between gestures and groups can be customized by the user and saved in the binding information corresponding to the user's account. Optionally, the binding information can be stored on a server.

[0138] Step S503: Based on the number of communication accounts in the group that have resource splitting and transfer relationships with the user account, the target resource is split into a corresponding number of sub-resources.

[0139] Specifically, communication accounts that have resource splitting and transfer relationships with user accounts can be pre-set. For example, the user selects the group corresponding to the target gesture, and then selects the target account from that group as the aforementioned communication account. It is understood that the number of communication accounts that have resource splitting and transfer relationships with user accounts can be the same as or less than the number of other group members besides the user account in the group.

[0140] In an exemplary embodiment, there are 12 people in the group. The communication accounts that have a resource splitting and transfer relationship with user account A are accounts B, C, D, and E. The number of communication accounts is 4. Since user account A can also participate in resource transfer, the target resource is split into (4+1) parts.

[0141] Step S505: Transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively.

[0142] Similar to the above embodiments, the amounts of each sub-resource can be the same or different. When the amounts of each sub-resource are the same, the resource transfer method can be exemplified as follows: transferring sub-resource S from user account A; transferring sub-resource S from communication account B; transferring sub-resource S from communication account C; transferring sub-resource S from communication account D; transferring sub-resource S from communication account E. When the amounts of each sub-resource are the same, the resource transfer method can be exemplified as follows: transferring sub-resource S1 from user account A; transferring sub-resource S2 from communication account B; transferring sub-resource S3 from communication account C; transferring sub-resource S4 from communication account D; transferring sub-resource S5 from communication account E.

[0143] In the above embodiments, a group matching the target gesture is determined. Based on the number of communication accounts in the group that have a resource splitting and transfer relationship with the user account, the target resource is split into a corresponding number of sub-resources. This enables the function of displaying different target gestures and using different group communication accounts for resource splitting and transfer, meeting the user's needs for resource splitting and transfer across different groups.

[0144] In one embodiment, reference Figure 6 As shown, the information prompt page displays the prompt information, including:

[0145] Step S601: Display an information prompt page, which shows multiple candidate groups corresponding to the target resource splitting and transfer.

[0146] Specifically, refer to Figure 7 As shown, the information prompt page can display multiple candidate groups corresponding to the target resource split and transfer. These candidate groups can be pre-set by the user and stored in the user account's binding information. Optionally, the page can display the avatars of group members in the candidate groups, as well as the group names, to help users distinguish between different groups.

[0147] In one exemplary embodiment, the step of generating a confirmation message in response to a confirmation event for the prompt information, and sending the confirmation message to the server to instruct the server to split the target resource into sub-resources, includes:

[0148] Step S603: In response to the selection event for the target group from the candidate groups, a confirmation message is generated and sent to the server to instruct the server to split the target resource into a corresponding number of sub-resources based on the number of communication accounts in the target group that have resource splitting and transfer relationships with the user account.

[0149] refer to Figure 7As shown, candidate groups can be displayed as controls or cards. When a group is clicked, it means that the candidate group is selected as the target group. For example, clicking the target group 701 will trigger the selection event of target group 701, generate a confirmation message, and send the confirmation message to the server.

[0150] Subsequently, based on the number of communication accounts in target group 701 that have a resource splitting and transfer relationship with user account, the server splits the target resource into a corresponding number of sub-resources. For example, if there are 10 people in the target group and the communication accounts that have a resource splitting and transfer relationship with user account K are accounts B, C, and D, then the number of communication accounts is 3. Since user account K can also participate in resource transfer, the target resource is split into (3+1) parts.

[0151] In the above embodiments, by displaying multiple candidate groups corresponding to the target resource splitting and transfer on the information prompt page, and by triggering the target group selection event, it is possible to both trigger the generation of a confirmation message for splitting and transferring the target resource and determine the specific target group for resource splitting and transfer, thereby improving the applicability and convenience of resource splitting and transfer.

[0152] In one embodiment, the method further includes:

[0153] The user account's information settings page is displayed, showing candidate communication accounts that have a resource splitting and transfer relationship with the user account.

[0154] In response to the selection event for the target account from the candidate communication accounts, a communication account with a resource splitting and transfer relationship with the user account is determined.

[0155] In one exemplary embodiment, the information settings page can be accessed by the server after determining the user account to which the biometric information belongs. The server then queries the resource splitting and transfer binding information of that user account. If no binding information is found, the server sends a message to the first electronic device: "You have not yet set up resource splitting and transfer binding. Do you wish to access the information settings page?" Upon receiving the instruction to access the information settings page, the information settings page is displayed on the first electronic device. In another exemplary embodiment, the information settings page can also be accessed by the server after transferring the target resource from the resource account corresponding to the user account. The server then queries the resource splitting and transfer binding information of that user account. If no binding information is found, the server sends a message to the first electronic device: "You have not yet set up resource splitting and transfer binding. Resource splitting and transfer cannot be performed temporarily. Do you wish to access the information settings page?" Upon receiving the instruction to access the information settings page, the information settings page is displayed on the first electronic device.

[0156] Specifically, refer to Figure 8As shown, an information settings page can be displayed on the first electronic device. The information settings page can display candidate communication accounts that have a resource splitting and transfer relationship with the user account. For example, candidate communication accounts include: A, B, and C, etc. A and B are selected from these candidate communication accounts as candidate communication accounts that have a resource splitting and transfer relationship with the user account. Optionally, a sub-resource transfer notification message can be sent to A and B respectively, or a group can be automatically created for the user account, A, and B, and the sub-resource transfer notification message can be sent to this group. In an exemplary embodiment, in... Figure 8 On the information settings page, if a group Q is selected, further details can be displayed, such as... Figure 9 The page can display the members of group Q, select all members of group Q as candidate communication accounts, and further select communication accounts from group Q that have resource splitting and transfer relationships with the user account.

[0157] In the above embodiments, by setting an information settings page in the first electronic device, candidate communication accounts with resource splitting and transfer relationships with the user account are displayed on the information settings page. In response to a selection event for a target account from the candidate communication accounts, a communication account with a resource splitting and transfer relationship with the user account is determined. This facilitates real-time triggering of the resource splitting and transfer function during resource transfer, or allows for one-click resource splitting and transfer using the user account's settings information during the next resource transfer, improving the convenience of resource splitting and transfer.

[0158] In one embodiment, before displaying candidate accounts with resource splitting and transfer relationships with the user account on the information settings page, the method further includes:

[0159] The information settings page displays the functional controls for resource splitting and transfer.

[0160] In response to the trigger event of the function control, display the gesture option corresponding to the confirmation event of splitting and transferring resources.

[0161] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0162] Specifically, the information settings page can contain various functional controls, which can be displayed as cards or lists. Among these functional controls is the resource splitting and transfer control. Responding to the trigger event of the resource splitting and transfer control, the system enters the resource splitting and transfer settings process.

[0163] In one exemplary embodiment, the gesture options corresponding to the confirmation event of resource splitting and transfer can be displayed on the original information settings page, or they can be displayed on a new display page. For example, refer to... Figure 10 As shown, the gesture options corresponding to the confirmation event of splitting and transferring resources are displayed. By clicking the target gesture, such as a like gesture 1001, a target gesture selection event is triggered, and the target gesture is stored in the resource splitting and transfer binding information of the user account. Therefore, when the prompt message of splitting and transferring the target resource is displayed on the information prompt page, the first electronic device receives the like gesture, generates a confirmation message, and sends the confirmation message to the server.

[0164] In the above embodiments, by displaying the gesture options corresponding to the confirmation event of splitting and transferring resources, users can easily select the target gesture. Subsequently, by receiving the target gesture, the user does not need to actively initiate the resource splitting and transfer, nor does the user need to input the specific amount of the target resource or select a communication account. The gesture triggers the resource splitting and transfer, which improves the convenience of resource splitting and transfer.

[0165] In one embodiment, displaying candidate communication accounts with resource splitting and transfer relationships with the user account on the information settings page includes:

[0166] The communication group options for the user account are displayed on the information settings page.

[0167] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0168] In this embodiment of the disclosure, after the target gesture is set, communication group options can be further displayed, for example... Figure 7 As shown in an exemplary embodiment, clicking on a group indicates that the group is selected as the target communication group. Optionally, by triggering the target communication group, further displays such as Figure 9 The page displays the candidate accounts shown. This page can also display members of the target communication group, using all members of the target communication group as candidate communication accounts, and further selecting communication accounts from the target communication group that have a resource splitting and transfer relationship with the user account.

[0169] In the above embodiments, after selecting the target gesture, a target communication group that matches the target gesture is further selected, thereby establishing a correspondence between the target gesture and the target communication group. During subsequent resource splitting and transfer, presenting the target gesture will match the corresponding target communication group, fulfilling the requirement for rapid resource splitting and transfer across multiple target communication groups.

[0170] In one embodiment, such as Figure 11 As shown, a resource transfer method is provided, which can be applied to... Figure 1 Taking server 104 as an example, the following steps are included:

[0171] Step S1101: Receive biometric information sent by the first electronic device and determine the user account to which the biometric information belongs; wherein, the biometric information is obtained by the first electronic device through biometric identification operation for the target resource.

[0172] The biometric identification operation is used to identify the identity information of an object. Specifically, the biometric identification operation may include palm scanning, facial recognition, fingerprint recognition, and voiceprint recognition operations performed on the first electronic device. Correspondingly, the biometric information may include image information corresponding to the specific type of biometric identification operation, such as a palmprint image corresponding to a palm scanning operation and a facial image corresponding to a facial recognition operation. Optionally, the biometric information may also include information on processing the aforementioned image information, such as filtering image information with higher clarity, or extracting features from the aforementioned image information.

[0173] In the specific implementation process, the server can establish a dataset that stores the association between biometric information and user accounts, match the biometric information with each biometric information in the dataset, and take the user account with the highest similarity as the user account to which the biometric information belongs.

[0174] Step S1103: Send the target resource splitting and transfer prompt information to the first electronic device to instruct the first electronic device to display an information prompt page. Display the prompt information on the information prompt page and generate a confirmation message in response to the confirmation event of the prompt information.

[0175] In the specific implementation process, the information prompt page can display a prompt asking whether the target resource should be split and transferred. Resource splitting and transfer refers to dividing the resource into two or more smaller sub-resources, which are then transferred separately by different resource accounts. In a specific real-time scenario, for a target resource to be transferred, multiple users choose to split the payment (AA) to share a portion of the target resource.

[0176] In one exemplary embodiment, a confirmation control for the aforementioned prompt information may also be displayed on the information prompt page. Optionally, a countdown timer may also be displayed below the confirmation control. In another exemplary embodiment, the information prompt page may also display gesture information required to split and transfer the target resource, so that the user can trigger the split and transfer operation through gestures. In yet another exemplary embodiment, the information prompt page displays a prompt for splitting and transferring the target resource. Optionally, a confirmation control may also be displayed on the information prompt page.

[0177] In this embodiment of the disclosure, a confirmation message can be generated by triggering a confirmation control. Optionally, a confirmation message can also be generated by a voice reply. It is understood that if the confirmation control is not triggered or a voice reply is not given, a confirmation message may not be generated or a rejection message may be generated, thereby preventing the subsequent operation of splitting and transferring resources from being triggered. In another exemplary embodiment, a confirmation message can be generated by gesture confirmation, for example, by showing an OK gesture or a V-sign gesture.

[0178] Step S1105: Receive the confirmation message sent by the first electronic device, split the target resource into sub-resources, and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0179] In the specific implementation process, after receiving the confirmation message, the server splits the target resource into sub-resources. The sub-resources may be the same or different, and this embodiment does not impose any restrictions on this.

[0180] In this embodiment, a resource account is used to represent the user identifier to which a resource belongs. Specifically, a resource account may include an application account, a bank card account, a coupon account, etc. Optionally, resource accounts and user accounts can be represented by the same identifier, and this disclosure does not limit this. In an exemplary embodiment, the server may pre-store the resource splitting and transfer relationships of user accounts and communication accounts. Based on a user account, it can query communication accounts that have resource splitting and transfer relationships with that user account. Communication accounts may include accounts in instant messaging applications, such as friend accounts of a user account, member accounts in groups owned by the user account, etc.

[0181] In a specific implementation, for example, communication accounts B, C, D, and E have resource splitting and transfer relationships with user account A. In this case, sub-resource m1 can be transferred from resource account a corresponding to account A; sub-resource m2 can be transferred from resource account b corresponding to account B; sub-resource m3 can be transferred from resource account c corresponding to account C; sub-resource m4 can be transferred from resource account d corresponding to account D; and sub-resource m5 can be transferred from resource account e corresponding to account E.

[0182] In the aforementioned resource transfer method, by receiving biometric information sent by a first electronic device, the user account to which the biometric information belongs is determined. A prompt message for splitting and transferring the target resource is sent to the first electronic device, and a confirmation message is received from the first electronic device, thus splitting the target resource into sub-resources. During this process, the user does not need to actively initiate the resource splitting and transfer, nor does it need to input the specific amount of the target resource or select a communication account. This application allows for one-click resource splitting and transfer, improving its convenience. Furthermore, in the traditional resource splitting and transfer process, after the user account completes the transfer of the target resource, it not only needs to actively initiate the resource splitting and transfer but also needs to further select a communication account with a resource splitting and transfer relationship with the user account. However, this application, by pre-storing communication accounts with a resource splitting and transfer relationship with the user account, only needs to trigger a confirmation event on the first electronic device to complete the resource splitting and transfer operation, significantly improving the convenience and enjoyment of resource splitting and transfer, and enhancing the user experience.

[0183] In one embodiment, sending the prompt message for the target resource splitting and transfer to the first electronic device includes:

[0184] Query the binding information of the resource splitting and transfer of the user account; wherein, the binding information includes communication accounts that have a resource splitting and transfer relationship with the user account.

[0185] If the binding information is found, a prompt message indicating the splitting and transfer of the target resource is sent to the first electronic device.

[0186] The binding information for resource splitting and transfer may include communication accounts that have a resource splitting and transfer relationship with the user account. These communication accounts may include the user account's communication friends accounts or accounts in the user account's communication groups. Optionally, the binding information may also include a target gesture for confirming the resource splitting and transfer. Further, the binding information may also include the correspondence between the target gesture and the group.

[0187] In one exemplary embodiment, if the aforementioned binding information is found, a prompt message regarding the splitting and transfer of the target resource is sent to the first electronic device. In another exemplary embodiment, if the aforementioned binding information is not found, the prompt message regarding the splitting and transfer of the target resource may not be sent to the first electronic device.

[0188] In the above embodiments, when the server finds the binding information of a user account, it sends a prompt message for target resource splitting and transfer to the first electronic device. The absence of binding information for a user account indicates that the user has not previously made any settings related to resource splitting and transfer, meaning the user's need for such a transfer is low. Conversely, the presence of binding information indicates a high need for resource splitting and transfer for the corresponding user. Therefore, sending a prompt message for target resource splitting and transfer to the first electronic device when binding information is found improves the success rate of resource splitting and transfer while avoiding interference from pushing too much information to the user.

[0189] In one embodiment, before transferring the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account, the method further includes:

[0190] Send a sub-resource transfer notification message to the communication account that has a resource splitting and transfer relationship with the user account.

[0191] Receive confirmation information from the communication account regarding the notification message for the transfer of the sub-resource.

[0192] In the specific implementation process, before performing resource splitting and transfer, the server sends a sub-resource transfer prompt message to the communication accounts that have a resource splitting and transfer relationship with the user account. In an exemplary embodiment, refer to... Figure 12 As shown, a conversation page between the user account and the communication account is displayed in the terminal application of the communication account, and a prompt message 1201 indicating a sub-resource transfer initiated by the user account is displayed on the conversation page. In another exemplary embodiment, refer to... Figure 13 As shown, the terminal application of the communication account displays the session page of the target group to which the user account belongs, and the session page of the target group displays a prompt message 1301 indicating that the user account initiated a sub-resource transfer.

[0193] In one exemplary embodiment, a confirmation method for transferring user account resources can be displayed on the page by triggering a prompt message, such as confirmation only, filling in the resource transfer password, or SMS verification code, to generate confirmation information.

[0194] In the above embodiments, by sending a sub-resource transfer prompt message to the communication account that has a resource splitting and transfer relationship with the user account, and upon receiving confirmation information from the communication account regarding the prompt message, the target resource is split into sub-resources, thus ensuring the security of the resource transfer operation.

[0195] In one embodiment, the step of splitting the target resource into sub-resources and transferring the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account includes:

[0196] Transfer the target resource from the resource account corresponding to the user account to the third-party resource account corresponding to the first electronic device.

[0197] The target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource accounts corresponding to the communication accounts that have a resource splitting and transfer relationship with the user account to the resource accounts corresponding to the user account.

[0198] The third-party resource account corresponding to the first electronic device may include the resource account of the resource recipient, such as the resource account of the transportation provider, the resource account of the scenic spot ticket office, the resource account of the catering provider, the resource account of the accommodation provider, the resource account of the goods provider, etc.

[0199] In the specific implementation process, for example, if the target resource is represented as M, in this embodiment of the disclosure, the target resource M is transferred from the resource account S corresponding to the user account to the third-party resource account corresponding to the first electronic device. The target resource is divided into sub-resources. Assuming that the user account has 4 communication accounts, the target resource is divided into m1, m2, m3, m4, and m5. Sub-resource m1 is transferred from resource account a corresponding to account A to resource account S corresponding to the user account; sub-resource m2 is transferred from resource account b corresponding to account B to resource account S corresponding to the user account; sub-resource m3 is transferred from resource account c corresponding to account C to resource account S corresponding to the user account; and sub-resource m4 is transferred from resource account d corresponding to account D to resource account S corresponding to the user account.

[0200] In the above embodiments, the target resource is first transferred from the resource account corresponding to the user account to the third-party resource account, and then the corresponding sub-resource is transferred from the communication account that has a resource splitting and transfer relationship with the user account, which can improve the efficiency of resource splitting and transfer.

[0201] In one embodiment, the transfer of corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account includes:

[0202] The system receives confirmation information for a notification message regarding the transfer of a sub-resource sent by a communication account that has a resource splitting and transfer relationship with the user account.

[0203] Upon receiving confirmation information from all communication accounts, the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account to the third-party resource account corresponding to the first electronic device.

[0204] In the specific implementation process, before performing resource splitting and transfer, the server sends a sub-resource transfer prompt message to the communication accounts that have a resource splitting and transfer relationship with the user account. In an exemplary embodiment, refer to... Figure 12 As shown, a conversation page between the user account and the communication account is displayed in the terminal application of the communication account, and a prompt message for a sub-resource transfer initiated by the user account is displayed on the conversation page. In another exemplary embodiment, refer to... Figure 13 As shown, the terminal application of the communication account displays the session page of the target group to which the user account belongs, and the session page of the target group displays a prompt message for the sub-resource transfer initiated by the user account.

[0205] Each user confirms the prompt displayed on their terminal, generating a confirmation message for the sub-resource transfer. After receiving confirmation messages from all communication accounts, the process proceeds as follows: sub-resource m5 is transferred from resource account S corresponding to user account S to a third-party resource account; sub-resource m1 is transferred from resource account a corresponding to account A to a third-party resource account; sub-resource m2 is transferred from resource account b corresponding to account B to a third-party resource account; sub-resource m3 is transferred from resource account c corresponding to account C to a third-party resource account; and sub-resource m4 is transferred from resource account d corresponding to account D to a third-party resource account.

[0206] The above embodiments provide another method for resource splitting and transfer. In some application scenarios, such as when the resource amount of the corresponding resource account in the user account is insufficient to transfer the target resource, the above embodiments can transfer the corresponding sub-resources from the resource account of the communication account respectively, thereby improving the success rate of resource splitting and transfer.

[0207] In one embodiment, such as Figure 14 As shown, a resource transfer method is provided, which can be applied to... Figure 1 The following steps are used as an example of the second electronic device 106:

[0208] Step S1401: Display the user account information settings page, and display candidate communication accounts that have a resource splitting and transfer relationship with the user account on the information settings page.

[0209] In one exemplary embodiment, an application or sub-application (e.g., a mini-program) of the second electronic device can be activated to access the user account's information settings page. In a specific embodiment, for example, in response to the launch event of a sub-program of an instant messaging application, the target account's information settings page is displayed in the sub-program. In another exemplary embodiment, after the server determines the user account to which the biometric information belongs, the server queries the resource splitting and transfer binding information of that user account. If no binding information is found, the server sends a message to the second electronic device: "You have not yet performed resource splitting and transfer binding settings. Do you wish to access the information settings page?" Upon receiving the instruction to access the information settings page, the information settings page is displayed on the second electronic device. In another exemplary embodiment, the information settings page can also be accessed after the target resource is transferred from the resource account corresponding to the user account. The server queries the resource splitting and transfer binding information of that user account. If no binding information is found, the server sends a message to the second electronic device: "You have not yet performed resource splitting and transfer binding settings. Resource splitting and transfer operations cannot be performed temporarily. Do you wish to access the information settings page?" Upon receiving the instruction to access the information settings page, the information settings page is displayed on the second electronic device.

[0210] In the specific implementation process, specifically, refer to Figure 15 As shown, an information settings page can be displayed on the second electronic device.

[0211] Step S1403: In response to the selection event of the candidate communication account for the target account, determine the communication account that has a resource splitting and transfer relationship with the user account, and send the communication account to the server to instruct the server to split the target resource into sub-resources upon receiving a confirmation message, and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively.

[0212] The confirmation message is generated by the first electronic device in response to a biometric operation targeting the target resource, which collects biometric information corresponding to the biometric operation, sends the biometric information to the server to instruct the server to determine the user account to which the biometric information belongs, returns a prompt message to split and transfer the target resource, and responds to a confirmation event for the prompt message.

[0213] In this embodiment of the disclosure, the information settings page can display candidate communication accounts that have a resource splitting and transfer relationship with the user account. For example, candidate communication accounts include: Xiao E, Xiao F, and Xiao G, etc. Xiao E and Xiao F are selected from these candidate communication accounts as candidate communication accounts that have a resource splitting and transfer relationship with the user account. Optionally, a sub-resource transfer prompt message can be sent to Xiao E and Xiao F respectively, or a group can be automatically created for the user account, Xiao E, and Xiao F, and the sub-resource transfer prompt message can be sent in the group. In an exemplary embodiment, in Figure 15 In the information settings page, if a group is selected, the members in the group can be displayed on the page. All members in the group can be used as candidate communication accounts, and communication accounts that have resource splitting and transfer relationships with the user account can be further selected from the group.

[0214] In one exemplary embodiment, a confirmation message can be generated by triggering a confirmation control. Optionally, a confirmation message can also be generated via voice reply. It is understood that if the confirmation control is not triggered or a voice reply is not given, a confirmation message may not be generated or a rejection message may be generated, thereby preventing the subsequent operation of splitting and transferring the resource. In another exemplary embodiment, a confirmation message can be generated via gesture confirmation. The server splits the target resource into sub-resources. These sub-resources may be identical or different; this disclosure does not impose any limitations on this.

[0215] In an exemplary embodiment, resource M is divided into sub-resources m1, m2, m3, m4, and m5 as an example. For instance, the communication accounts that have resource splitting and transfer relationships with user account A are B, C, D, and E, respectively. In this case, sub-resource m1 can be transferred from resource account a corresponding to account A; sub-resource m2 can be transferred from resource account b corresponding to account B; sub-resource m3 can be transferred from resource account c corresponding to account C; sub-resource m4 can be transferred from resource account d corresponding to account D; and sub-resource m5 can be transferred from resource account e corresponding to account E.

[0216] Biometric identification is used to identify the identity information of an object. In the specific implementation process, the server can establish a dataset that stores the association between biometric information and user accounts, match the biometric information with each biometric information in the dataset, and identify the user account with the highest similarity as the user account to which the biometric information belongs.

[0217] In one exemplary embodiment, during the specific implementation process, the information prompt page may display a prompt message asking whether to split and transfer the target resource. Resource splitting and transfer refers to dividing the resource into two or more smaller sub-resources, which are then transferred separately by different resource accounts. Optionally, a confirmation control for the above prompt message may also be displayed on the information prompt page. Optionally, a countdown timer, such as 5 seconds, 4 seconds, 3 seconds, 2 seconds, or 1 second, may be displayed below the confirmation control. In another exemplary embodiment, the information prompt page may also display gesture information required if the user chooses to split and transfer the target resource, allowing the user to trigger the resource splitting and transfer operation through gestures.

[0218] In the above embodiment, a user account information settings page is displayed on a second electronic device. In response to a selection event from candidate communication accounts for a target account, a communication account with a resource splitting and transfer relationship with the user account is determined. This communication account is then sent to the server, instructing the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively. In this process, by pre-setting communication accounts with a resource splitting and transfer relationship with the user account, subsequent resource splitting and transfers do not require user intervention or input of specific target resource amounts or communication account selections. This application allows for one-click resource splitting and transfer, improving convenience. Furthermore, this application only requires triggering a confirmation event on the first electronic device to complete the resource splitting and transfer operation, significantly enhancing convenience and user experience.

[0219] In one embodiment, before displaying candidate accounts with resource splitting and transfer relationships with the user account on the information settings page, the method further includes:

[0220] The system displays the user account information settings page, which includes functional controls for resource splitting and transfer.

[0221] In response to the trigger event of the function control, display the gesture option corresponding to the confirmation event of splitting and transferring resources.

[0222] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0223] Specifically, the information settings page can contain various functional controls, which can be displayed as cards or lists. Among these functional controls is the resource splitting and transfer control. Responding to the trigger event of the resource splitting and transfer control, the system enters the resource splitting and transfer settings process.

[0224] In one exemplary embodiment, the gesture options corresponding to the confirmation event of resource splitting and transfer can be displayed on the original information settings page, or they can be displayed on a new display page. For example, refer to... Figure 16 As shown, the gesture options corresponding to the confirmation event of splitting and transferring resources are displayed. By clicking the target gesture, such as the OK gesture 1601, the selection event of the target gesture is triggered, and the target gesture is stored in the resource splitting and transfer binding information of the user account. Therefore, when the prompt message of splitting and transferring the target resource is displayed on the information prompt page, the first electronic device receives the like gesture, generates a confirmation message, and sends the confirmation message to the server.

[0225] In the above embodiments, by displaying the gesture options corresponding to the confirmation event of splitting and transferring resources, users can easily select the target gesture. Subsequently, by receiving the target gesture, the user does not need to actively initiate the resource splitting and transfer, nor does the user need to input the specific amount of the target resource or select a communication account. The gesture triggers the resource splitting and transfer, which improves the convenience of resource splitting and transfer.

[0226] In one embodiment, displaying candidate communication accounts with resource splitting and transfer relationships with the user account on the information settings page includes:

[0227] The communication group options for the user account are displayed on the information settings page.

[0228] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0229] In this embodiment of the disclosure, after setting the target gesture, communication group options can be further displayed. In an exemplary embodiment, clicking on a group indicates that the group is selected as the target communication group. Optionally, by triggering the target communication group, various candidate accounts can be further displayed. The members in the target communication group can be displayed on this page, and all members in the target communication group can be used as candidate communication accounts. From the target communication group, communication accounts that have a resource splitting and transfer relationship with the user account can be further selected.

[0230] In the above embodiments, after selecting the target gesture, a target communication group that matches the target gesture is further selected, thereby establishing a correspondence between the target gesture and the target communication group. During subsequent resource splitting and transfer, presenting the target gesture will match the corresponding target communication group, fulfilling the requirement for rapid resource splitting and transfer across multiple target communication groups.

[0231] In one embodiment, determining the communication account with a resource splitting and transfer relationship to the user account in response to the selection event from the candidate communication accounts for the target account includes:

[0232] In response to the selection event of the target account from the candidate communication account, the selected target account is sent to the server to instruct the server to send authorization information to the target account respectively. After receiving the confirmation information of the authorization information sent by the target account, the communication account with the resource splitting and transfer relationship with the user account is determined.

[0233] The authorization information is used to indicate whether a notification message for a sub-resource transfer is sent by the receiving server. In one embodiment, the authorization information may be associated with a user account, for example, whether it is allowed to receive notification messages for resource splitting and transferring initiated by user account a. In another embodiment, the authorization information may also be associated with a group, for example, whether it is allowed to receive notification messages for resource splitting and transferring within group H.

[0234] In this embodiment of the disclosure, after receiving confirmation information regarding the authorization information sent by the target account, a communication account that has a resource splitting and transfer relationship with the user account is determined.

[0235] In the above embodiments, by setting authorization information, after receiving confirmation information regarding the authorization information sent by the target account, the communication account with a resource splitting and transfer relationship with the user account is determined. This can reduce false triggering or interference with the communication account's information.

[0236] In one embodiment, after instructing the server to send authorization information to the target account respectively, the method further includes:

[0237] If the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device stating that the target account has not been confirmed.

[0238] In response to a reauthorization event for resource splitting and transfer on the second electronic device, the reauthorization event is sent to the server to instruct the server to send authorization information to the target account again.

[0239] In the specific implementation process, if the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device indicating that the target account has not been confirmed. Upon receiving this message, the user on the second electronic device can communicate with the user corresponding to the target account. Subsequently, the second electronic device can initiate a re-authorization event for resource splitting and transfer.

[0240] Next, the re-authorization event is sent to the server to instruct the server to send authorization information to the target accounts again. For example: whether to allow receiving notification messages for resource splitting and transferring initiated by user account a. Another example: whether to allow receiving notification messages for resource splitting and transferring within group H.

[0241] In the above embodiments, in response to the re-authorization event of resource splitting and transfer on the second electronic device, the re-authorization event is sent to the server to instruct the server to send authorization information to the target account again, which can improve the success rate of resource splitting and transfer.

[0242] In one embodiment, the page displaying the target account's information settings includes:

[0243] The system receives a binding message from the server regarding resource splitting and transfer, and displays the user account's information settings page in response to a trigger event for the binding message; wherein the binding message is triggered by the server when it cannot find any binding information for the user account regarding resource splitting and transfer.

[0244] In one embodiment, the response generated after a confirmation event for the prompt message includes:

[0245] A notification page is displayed, on which the notification information is shown.

[0246] In response to a confirmation event for the prompt information, a confirmation message is generated; the confirmation message is sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0247] In this embodiment, the server can send a resource splitting and transfer prompt to a second electronic device for confirmation. Specifically, the prompt page can display a prompt asking whether the target resource should be split and transferred. Resource splitting and transfer refers to dividing the resource into two or more smaller sub-resources, which are then transferred separately by different resource accounts. In a specific real-time scenario, multiple users may choose to split the target resource (AA payment) to share a portion of the resource. In an exemplary embodiment, a confirmation control for the prompt can also be displayed on the prompt page. Optionally, a countdown timer can be displayed below the confirmation control. In another exemplary embodiment, the prompt page can also display gesture information required to split and transfer the target resource, allowing the user to trigger the resource splitting and transfer operation via gesture.

[0248] In the above embodiments, the server backend sends a prompt message to the second electronic device to initiate resource splitting and transfer. This eliminates the need for user intervention, input of the target resource amount, or selection of communication accounts. The application enables one-click resource splitting and transfer, significantly improving convenience. Furthermore, in traditional resource splitting and transfer processes, after the user account completes the transfer of the target resource, it not only needs to actively initiate the transfer but also select a communication account with a resource splitting and transfer relationship. This application, however, pre-stores communication accounts with such relationships. The resource splitting and transfer operation is completed simply by triggering a confirmation event on the second electronic device, further enhancing convenience and user experience.

[0249] In one embodiment, reference Figure 17 As shown, after sending the communication account to the server, the process further includes:

[0250] Step S1701: Receive a notification message from the server regarding the transfer of sub-resources, and display the notification message on the session page where the user account and the communication account are located; wherein, the session page includes a separate chat page between the user account and the communication account, or a group chat page where the user account and the communication account are located.

[0251] In the specific implementation process, before performing resource splitting and transfer, the server sends a sub-resource transfer prompt message to the communication accounts that have a resource splitting and transfer relationship with the user account. In an exemplary embodiment, refer to... Figure 12As shown, a conversation page between the user account and the communication account is displayed in the terminal application of the communication account, and a prompt message for a sub-resource transfer initiated by the user account is displayed on the conversation page. In another exemplary embodiment, refer to... Figure 13 As shown, the terminal application of the communication account displays the session page of the target group to which the user account belongs, and the session page of the target group displays a prompt message for the sub-resource transfer initiated by the user account.

[0252] Step S1703: Based on the prompt message for the transfer of the sub-resource, trigger the transfer of the corresponding sub-resource from the resource account corresponding to the user account.

[0253] In one exemplary embodiment, a confirmation method for transferring user account resources can be displayed on the page by triggering a prompt message, such as confirmation only, filling in the resource transfer password, or SMS verification code, to generate confirmation information.

[0254] Step S1705: Display a sub-resource transfer success notification message; wherein, the sub-resource transfer success notification message includes target communication account transfer success information, and the target communication account includes an account that triggered the successful transfer of the corresponding sub-resource from the resource account corresponding to the communication account based on the sub-resource transfer notification message.

[0255] In the specific implementation process, a successful sub-resource transfer notification message is displayed. This message includes information indicating a successful transfer of the target communication account, such as "Communication account XX has successfully completed the resource splitting and transfer task you initiated." For example, in the specific implementation process, communication accounts B, C, D, and E have resource splitting and transfer relationships with user account A. In this case, sub-resource m1 can be transferred from resource account a corresponding to account A; sub-resource m2 can be transferred from resource account b corresponding to account B; sub-resource m3 can be transferred from resource account c corresponding to account C; sub-resource m4 can be transferred from resource account d corresponding to account D; and sub-resource m5 can be transferred from resource account e corresponding to account E.

[0256] In one specific embodiment, the method of this application can be applied to the scenario of AA payment using mobile payment. In the prior art, for a bill to be paid, if a user wants to make an AA payment after completing the payment, they need to activate the group payment function in the application, select the target group, enter the total amount, and select the communication accounts to participate in the AA payment from the target group. The AA payment process is relatively cumbersome. This application provides a resource transfer method that can improve the convenience of AA payment.

[0257] Specifically, the resource transfer method in this application includes a user account binding information stage and a resource splitting and transfer stage. In the user account binding information stage, refer to... Figure 18As shown, the second electronic device, in response to the activation operation of the "Shuazhang Service" mini-program, displays various functions of the mini-program. In response to a resource splitting and transfer (such as AA payment) trigger event, it displays the gesture options corresponding to the confirmation event for the resource splitting and transfer. In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account. The communication group options of the user account are displayed on the information settings page. In response to a selection event for a target communication group, each candidate account within the target communication group that has a resource splitting and transfer relationship with the user account is displayed. In response to a selection event from the candidate communication accounts for a target account, the communication account with a resource splitting and transfer relationship with the user account is determined and sent to the server. The server sends authorization information to the target account respectively. After receiving confirmation information from the target account regarding the authorization information, the server determines the communication account with a resource splitting and transfer relationship with the user account. If the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device stating that the target account has not been confirmed. In response to a reauthorization event for resource splitting and transfer on the second electronic device, the reauthorization event is sent to the server to instruct the server to send authorization information to the target account again.

[0258] During the resource splitting and transfer phase, refer to Figure 19As shown, in response to a biometric operation targeting a target resource, the first electronic device collects biometric information corresponding to the biometric operation and sends the biometric information to a server. The server queries the resource splitting and transfer binding information of the user account; wherein, the binding information includes communication accounts that have a resource splitting and transfer relationship with the user account. If the binding information is found, a prompt message for the target resource splitting and transfer is sent to the first electronic device. The first electronic device displays an information prompt page, on which the prompt message is displayed. In response to a target gesture input operation for the prompt message, a confirmation message is generated. In one exemplary embodiment, the target resource is transferred from the resource account corresponding to the user account to a third-party resource account corresponding to the first electronic device. The target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource accounts corresponding to the communication accounts that have a resource splitting and transfer relationship with the user account to the resource accounts corresponding to the user account. In another exemplary embodiment, the server receives confirmation information from the prompt message for the sub-resource transfer sent by the communication account that has a resource splitting and transfer relationship with the user account. Upon receiving confirmation information from all communication accounts, the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account to the third-party resource account corresponding to the first electronic device.

[0259] In the above embodiments, the server backend sends a prompt message to the first electronic device to initiate resource splitting and transfer. This eliminates the need for user intervention, input of the target resource amount, or selection of communication accounts. This application enables one-click resource splitting and transfer, significantly improving convenience. Furthermore, in traditional resource splitting and transfer processes, after a user account completes the transfer of the target resource, it not only needs to initiate the transfer but also select a communication account with a resource splitting and transfer relationship. This application, however, pre-stores communication accounts with a resource splitting and transfer relationship with the user account. The resource splitting and transfer operation is completed simply by triggering a confirmation event on the first electronic device, further enhancing convenience and real-time performance.

[0260] In a specific application scenario, for example, a restaurant is equipped with a palm-scanning device. User A and users B, C, D, and E are communication friends. Therefore, the communication accounts with resource sharing and transfer relationships with user account A are accounts B, C, D, and E, respectively. After user A and their friends finish their meal, they show their palms to the palm-scanning device in the restaurant. The device sends the palm print information to the server, which identifies user account A through account matching. Further, it checks if user account A has any linked information for AA payment. If such information is found, it sends a message to the palm-scanning device: "Please confirm whether to pay for this order via AA payment." User A displays a preset target gesture above the palm-scanning device, such as a peace sign, triggering the AA payment confirmation message. The palm-scanning device sends this confirmation message to the server, which displays the AA payment prompt to the chat group containing user account A. Communication accounts B, C, D, and E then respond to this prompt by confirming the payment. On one hand, the server can first pay the restaurant's merchant account from the resource account balance in user account A, and then transfer the corresponding amount from the resource accounts corresponding to communication accounts B, C, D, and E to the user account. On the other hand, the server can also transfer the bill amount to the restaurant's merchant account all at once after receiving payment confirmations from all accounts.

[0261] In another specific application scenario, for example, a taxi is equipped with a palm-scanning device. User A and users B and C are communication friends. Therefore, the communication accounts with resource sharing and transfer relationships with user account A are accounts B and C, respectively. When user A and their friends arrive at a designated location (e.g., a hotel), they show their palms to the palm-scanning device in the taxi. The palm-scanning device sends the palm print information to the server. The server identifies user account A through account matching. Further, it checks if user account A has any AA payment binding information. If such binding information is found, it sends a message to the palm-scanning device: "Please confirm whether to pay for this order via AA payment." User A displays a preset target gesture, such as the OK gesture, above the palm-scanning device, triggering the AA payment confirmation message. The palm-scanning device sends this confirmation message to the server, which displays the AA payment prompt message to the chat group containing user account A. Communication accounts B and C then respond to this prompt message with payment confirmation. On one hand, the server can first pay the balance in user account A's resource account to the taxi company's account, and then transfer the corresponding amount from the resource accounts corresponding to communication accounts B and C to the user account. On the other hand, the server can also transfer the bill amount to the taxi company's account all at once after receiving payment confirmations from all accounts.

[0262] It should be understood that although the steps in the flowcharts of the embodiments described above are shown sequentially according to the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless explicitly stated herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some steps in the flowcharts of the embodiments described above may include multiple steps or multiple stages. These steps or stages are not necessarily completed at the same time, but can be executed at different times. The execution order of these steps or stages is not necessarily sequential, but can be performed alternately or in turn with other steps or at least some of the steps or stages of other steps.

[0263] Based on the same inventive concept, this application also provides a resource transfer apparatus for implementing the resource transfer method described above. The solution provided by this apparatus is similar to the implementation described in the above method; therefore, the specific limitations in one or more resource transfer apparatus embodiments provided below can be found in the limitations of the resource transfer method described above, and will not be repeated here.

[0264] In one embodiment, such as Figure 20 As shown, a resource transfer device 2000 is provided, comprising:

[0265] The acquisition module 2001 is used to respond to a biometric operation targeting a target resource, acquire biometric information corresponding to the biometric operation, send the biometric information to the server to instruct the server to determine the user account to which the biometric information belongs, and return a prompt message to split and transfer the target resource.

[0266] The first display module 2033 is used to display an information prompt page, on which the prompt information is displayed;

[0267] The first sending module 2005 is used to generate a confirmation message in response to a confirmation event for the prompt information, and send the confirmation message to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0268] In one embodiment, the first sending module is further configured to:

[0269] A confirmation message is generated in response to the target gesture input operation for the prompt information.

[0270] In one embodiment, the first sending module is further configured to:

[0271] This instructs the server to determine a group that matches the target gesture based on the target gesture;

[0272] Based on the number of communication accounts in the group that have resource splitting and transfer relationships with the user account, the target resource is split into a corresponding number of sub-resources;

[0273] The corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively.

[0274] In one embodiment, the first display module is further configured to:

[0275] A notification page is displayed, showing multiple candidate groups corresponding to the target resource splitting and transfer.

[0276] In response to a confirmation event for the prompt information, a confirmation message is generated and sent to the server to instruct the server to split the target resource into sub-resources, including:

[0277] In response to a selection event for a target group from the candidate groups, a confirmation message is generated and sent to the server to instruct the server to split the target resource into a corresponding number of sub-resources based on the number of communication accounts in the target group that have a resource splitting and transfer relationship with the user account.

[0278] In one embodiment, the device further includes a second setting module.

[0279] The second settings module is used to display the information settings page of the user account, and to display candidate communication accounts that have a resource splitting and transfer relationship with the user account on the information settings page;

[0280] In response to the selection event for the target account from the candidate communication accounts, a communication account with a resource splitting and transfer relationship with the user account is determined.

[0281] In one embodiment, the second setting module is further configured to:

[0282] The information settings page displays functional controls for resource splitting and transfer.

[0283] In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources;

[0284] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0285] In one embodiment, the second setting module is further configured to:

[0286] The communication group options for the user account are displayed on the information settings page;

[0287] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0288] In one embodiment, such as Figure 21 As shown, a resource transfer device is provided. The device 2100 includes:

[0289] The receiving module 2101 is used to receive biometric information sent by the first electronic device and determine the user account to which the biometric information belongs; wherein the biometric information is obtained by the first electronic device through biometric identification operation for the target resource;

[0290] The second sending module 2103 is used to send the target resource splitting and transfer prompt information to the first electronic device, so as to instruct the first electronic device to display an information prompt page, display the prompt information on the information prompt page, and generate a confirmation message in response to a confirmation event for the prompt information;

[0291] The resource splitting module 2105 is used to receive the confirmation message sent by the first electronic device, split the target resource into sub-resources, and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0292] In one embodiment, the second sending module is further configured to:

[0293] Query the resource splitting and transfer binding information of the user account; wherein, the binding information includes communication accounts that have a resource splitting and transfer relationship with the user account;

[0294] If the binding information is found, a prompt message indicating the splitting and transfer of the target resource is sent to the first electronic device.

[0295] In one embodiment, the device further includes:

[0296] The third sending module is used to send a sub-resource transfer prompt message to a communication account that has a resource splitting and transfer relationship with the user account; and to receive confirmation information from the communication account regarding the sub-resource transfer prompt message.

[0297] In one embodiment, the resource splitting module is further configured to:

[0298] Transfer the target resource from the resource account corresponding to the user account to the third-party resource account corresponding to the first electronic device;

[0299] The target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource accounts corresponding to the communication accounts that have a resource splitting and transfer relationship with the user account to the resource accounts corresponding to the user account.

[0300] In one embodiment, the resource splitting module is further configured to:

[0301] Receive confirmation information for the notification message regarding the transfer of the sub-resource sent by a communication account that has a resource splitting and transfer relationship with the user account;

[0302] Upon receiving confirmation information from all communication accounts, the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account to the third-party resource account corresponding to the first electronic device.

[0303] In one embodiment, such as Figure 22 As shown, this application also provides a resource transfer device 2200. The device includes:

[0304] The second display module 2201 is used to display the information settings page of the user account, and to display candidate communication accounts that have a resource splitting and transfer relationship with the user account on the information settings page;

[0305] The first setting module 2203 is configured to, in response to a selection event from the candidate communication accounts for a target account, determine a communication account with a resource splitting and transfer relationship with the user account, and send the communication account to the server, so as to instruct the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively; wherein, the confirmation message is generated by the first electronic device in response to a biometric operation for the target resource, collecting biometric information corresponding to the biometric operation, sending the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs, returning a prompt message to split and transfer the target resource, and in response to a confirmation event for the prompt message.

[0306] In one embodiment, the second display module is further configured to:

[0307] The user account information settings page displays functional controls for resource splitting and transfer.

[0308] In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources;

[0309] In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

[0310] In one embodiment, the second display module is further configured to:

[0311] The communication group options for the user account are displayed on the information settings page;

[0312] In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

[0313] In one embodiment, the first setting module is further configured to:

[0314] In response to the selection event of the target account from the candidate communication account, the selected target account is sent to the server to instruct the server to send authorization information to the target account respectively. After receiving the confirmation information of the authorization information sent by the target account, the communication account with the resource splitting and transfer relationship with the user account is determined; wherein, the authorization information is used to represent the receiving server to send a prompt message for sub-resource transfer.

[0315] In one embodiment, the first setting module is further configured to:

[0316] If the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device that the target account has not been confirmed.

[0317] In response to a reauthorization event for resource splitting and transfer on the second electronic device, the reauthorization event is sent to the server to instruct the server to send authorization information to the target account again.

[0318] In one embodiment, the second display module is further configured to:

[0319] In response to a launch event of a subroutine of the instant messaging application, the information settings page of the target account is displayed in the subroutine.

[0320] In one embodiment, the second display module is further configured to:

[0321] The system receives a binding message from the server regarding resource splitting and transfer, and displays the user account's information settings page in response to a trigger event for the binding message; wherein the binding message is triggered by the server when it cannot find any binding information for the user account regarding resource splitting and transfer.

[0322] In one embodiment, the second display module is further configured to:

[0323] Display an information prompt page, on which the prompt information is displayed;

[0324] In response to a confirmation event for the prompt information, a confirmation message is generated; the confirmation message is sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

[0325] In one embodiment, the second display module is further configured to:

[0326] The system receives a notification message from the server indicating the transfer of a sub-resource and displays the notification message on the conversation page where the user account and the communication account are located; wherein, the conversation page includes a separate chat page between the user account and the communication account, or a group chat page where the user account and the communication account are located.

[0327] Based on the notification message indicating the transfer of the sub-resource, the transfer of the corresponding sub-resource from the resource account corresponding to the user account is triggered;

[0328] Display a message indicating successful transfer of sub-resources; wherein, the message indicating successful transfer of sub-resources includes information indicating successful transfer of the target communication account, and the target communication account includes an account that triggered the successful transfer of the corresponding sub-resource from the resource account corresponding to the communication account based on the message indicating successful transfer of the sub-resource.

[0329] Each module in the aforementioned resource transfer device can be implemented entirely or partially through software, hardware, or a combination thereof. These modules can be embedded in or independent of the processor in a computer device, or stored in the memory of a computer device as software, so that the processor can call and execute the operations corresponding to each module.

[0330] In one embodiment, a computer device is provided, which may be a server, and its internal structure diagram may be as follows: Figure 23As shown, this computer device includes a processor, memory, input / output interfaces (I / O), and a communication interface. The processor, memory, and I / O interfaces are connected via a system bus, and the communication interface is also connected to the system bus via the I / O interfaces. The processor provides computational and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system, computer programs, and a database. The internal memory provides the environment for the operation of the operating system and computer programs stored in the non-volatile storage media. The database stores resource transfer data. The I / O interfaces are used for exchanging information between the processor and external devices. The communication interface is used for communication with external terminals via a network connection. When executed by the processor, the computer program implements a resource transfer method.

[0331] In one embodiment, a computer device is provided, which may be a terminal, and its internal structure diagram may be as follows: Figure 24 As shown, the computer device includes a processor, memory, input / output interfaces, a communication interface, a display unit, and an input device. The processor, memory, and input / output interfaces are connected via a system bus, and the communication interface, display unit, and input device are also connected to the system bus via the input / output interfaces. The processor provides computing and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs stored in the non-volatile storage media. The input / output interfaces are used for exchanging information between the processor and external devices. The communication interface is used for wired or wireless communication with external terminals; wireless communication can be achieved through Wi-Fi, mobile cellular networks, NFC (Near Field Communication), or other technologies. When the computer program is executed by the processor, it implements a resource transfer method. The display unit of the computer device is used to form a visually visible image. It can be a display screen, a projection device, or a virtual reality imaging device. The display screen can be an LCD screen or an e-ink screen. The input device of the computer device can be a touch layer covering the display screen, or buttons, trackballs, or touchpads set on the casing of the computer device, or external keyboards, touchpads, or mice, etc.

[0332] Those skilled in the art will understand that Figure 24The structure shown is merely a block diagram of a portion of the structure related to the present application and does not constitute a limitation on the computer device to which the present application is applied. Specific computer devices may include more or fewer components than those shown in the figure, or combine certain components, or have different component arrangements.

[0333] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, data stored, data displayed, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of related data must comply with the relevant laws, regulations and standards of the relevant countries and regions.

[0334] Those skilled in the art will understand that all or part of the processes in the above embodiments can be implemented by a computer program instructing related hardware. The computer program can be stored in a non-volatile computer-readable storage medium. When executed, the computer program can include the processes of the embodiments described above. Any references to memory, databases, or other media used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM). The databases involved in the embodiments provided in this application may include at least one type of relational database and non-relational database. Non-relational databases may include, but are not limited to, blockchain-based distributed databases. The processors involved in the embodiments provided in this application may be general-purpose processors, central processing units, graphics processing units, digital signal processors, programmable logic devices, quantum computing-based data processing logic devices, etc., and are not limited to these.

[0335] The technical features of the above embodiments can be combined in any way. For the sake of brevity, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0336] The embodiments described above are merely illustrative of several implementation methods of this application, and while the descriptions are specific and detailed, they should not be construed as limiting the scope of this patent application. It should be noted that those skilled in the art can make various modifications and improvements without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this application should be determined by the appended claims.

Claims

1. A resource transfer method, characterized in that, Applied to a first electronic device, the method includes: In response to a biometric operation targeting a target resource, biometric information corresponding to the biometric operation is collected, and the biometric information is sent to the server to instruct the server to determine the user account to which the biometric information belongs, and a prompt message to split and transfer the target resource is returned; Display an information prompt page, on which the prompt information is displayed; In response to a confirmation event for the prompt information, a confirmation message is generated and sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

2. The method according to claim 1, characterized in that, The step of generating a confirmation message in response to a confirmation event for the prompt information includes: A confirmation message is generated in response to the target gesture input operation for the prompt information.

3. The method according to claim 2, characterized in that, The step of instructing the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account, includes: This instructs the server to determine a group that matches the target gesture based on the target gesture; Based on the number of communication accounts in the group that have resource splitting and transfer relationships with the user account, the target resource is split into a corresponding number of sub-resources; The corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively.

4. The method according to claim 1, characterized in that, The information prompt page displays the prompt information, including: A notification page is displayed, showing multiple candidate groups corresponding to the target resource splitting and transfer. In response to a confirmation event for the prompt information, a confirmation message is generated and sent to the server to instruct the server to split the target resource into sub-resources, including: In response to a selection event for a target group from the candidate groups, a confirmation message is generated and sent to the server to instruct the server to split the target resource into a corresponding number of sub-resources based on the number of communication accounts in the target group that have a resource splitting and transfer relationship with the user account.

5. The method according to claim 1, characterized in that, The method further includes: The information settings page of the user account is displayed, and candidate communication accounts that have a resource splitting and transfer relationship with the user account are displayed on the information settings page; In response to the selection event for the target account from the candidate communication accounts, a communication account with a resource splitting and transfer relationship with the user account is determined.

6. The method according to claim 5, characterized in that, Before displaying candidate accounts with resource splitting and transfer relationships with the user account on the information settings page, the method further includes: The information settings page displays functional controls for resource splitting and transfer. In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources; In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

7. The method according to claim 6, characterized in that, The candidate communication accounts that have a resource splitting and transfer relationship with the user account and are displayed on the information settings page include: The communication group options for the user account are displayed on the information settings page; In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

8. A resource transfer method, characterized in that, Applied to a server, the method includes: The system receives biometric information sent by a first electronic device and determines the user account to which the biometric information belongs; wherein the biometric information is collected by the first electronic device through a biometric identification operation targeting the resource. Send a prompt message about the splitting and transfer of the target resource to the first electronic device to instruct the first electronic device to display an information prompt page, display the prompt message on the information prompt page, and generate a confirmation message in response to a confirmation event for the prompt message; Upon receiving the confirmation message sent by the first electronic device, the target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

9. The method according to claim 8, characterized in that, Sending the prompt message for the target resource splitting and transfer to the first electronic device includes: Query the resource splitting and transfer binding information of the user account; wherein, the binding information includes communication accounts that have a resource splitting and transfer relationship with the user account; If the binding information is found, a prompt message indicating the splitting and transfer of the target resource is sent to the first electronic device.

10. The method according to claim 8, characterized in that, Before transferring the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account, the method further includes: Send a sub-resource transfer notification message to the communication account that has a resource splitting and transfer relationship with the user account; Receive confirmation information from the communication account regarding the notification message for the transfer of the sub-resource.

11. The method according to claim 8, characterized in that, The step of splitting the target resource into sub-resources and transferring the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account includes: Transfer the target resource from the resource account corresponding to the user account to the third-party resource account corresponding to the first electronic device; The target resource is split into sub-resources, and the corresponding sub-resources are transferred from the resource accounts corresponding to the communication accounts that have a resource splitting and transfer relationship with the user account to the resource accounts corresponding to the user account.

12. The method according to claim 8, characterized in that, The step of transferring corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account includes: Receive confirmation information for the notification message regarding the transfer of the sub-resource sent by a communication account that has a resource splitting and transfer relationship with the user account; Upon receiving confirmation information from all communication accounts, the corresponding sub-resources are transferred from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account to the third-party resource account corresponding to the first electronic device.

13. A resource transfer method, characterized in that, Applied to a second electronic device, the method includes: The system displays a user account information settings page, which shows candidate communication accounts that have a resource splitting and transfer relationship with the user account. In response to a selection event from the candidate communication accounts for a target account, a communication account with a resource splitting and transfer relationship with the user account is determined, and the communication account is sent to the server. This instructs the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively. The confirmation message is generated by the first electronic device in response to a biometric operation on the target resource, collecting biometric information corresponding to the biometric operation, sending the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs, returning a prompt message to split and transfer the target resource, and responding to a confirmation event on the prompt message.

14. The method according to claim 13, characterized in that, Before displaying candidate accounts with resource splitting and transfer relationships with the user account on the information settings page, the method further includes: The user account information settings page displays functional controls for resource splitting and transfer. In response to the trigger event of the functional control, display the gesture option corresponding to the confirmation event of splitting and transferring resources; In response to a target gesture selection event, the target gesture is stored in the resource splitting and transfer binding information of the user account.

15. The method according to claim 14, characterized in that, The candidate communication accounts that have a resource splitting and transfer relationship with the user account and are displayed on the information settings page include: The communication group options for the user account are displayed on the information settings page; In response to a selection event for a target communication group, candidate accounts within the target communication group that have a resource splitting and transfer relationship with the user account are displayed; wherein the target gesture matches the target communication group.

16. The method according to claim 13, characterized in that, The step of determining the communication account with a resource splitting and transfer relationship to the user account in response to the selection event from the candidate communication accounts for the target account includes: In response to the selection event of the target account from the candidate communication account, the selected target account is sent to the server to instruct the server to send authorization information to the target account respectively. After receiving the confirmation information of the authorization information sent by the target account, the communication account with the resource splitting and transfer relationship with the user account is determined; wherein, the authorization information is used to represent the receiving server to send a prompt message for sub-resource transfer.

17. The method according to claim 16, characterized in that, After instructing the server to send authorization information to the target account respectively, the method further includes: If the server does not receive confirmation information from the target account regarding the authorization information, it sends a message to the second electronic device that the target account has not been confirmed. In response to a reauthorization event for resource splitting and transfer on the second electronic device, the reauthorization event is sent to the server to instruct the server to send authorization information to the target account again.

18. The method according to claim 13, characterized in that, The response, generated after a confirmation event for the prompt message, includes: Display an information prompt page, on which the prompt information is displayed; In response to a confirmation event for the prompt information, a confirmation message is generated; the confirmation message is sent to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

19. The method according to claim 13, characterized in that, After sending the communication account to the server, the method further includes: The system receives a notification message from the server indicating the transfer of a sub-resource and displays the notification message on the conversation page where the user account and the communication account are located; wherein, the conversation page includes a separate chat page between the user account and the communication account, or a group chat page where the user account and the communication account are located. Based on the notification message indicating the transfer of the sub-resource, the transfer of the corresponding sub-resource from the resource account corresponding to the user account is triggered; Display a message indicating successful transfer of sub-resources; wherein, the message indicating successful transfer of sub-resources includes information indicating successful transfer of the target communication account, and the target communication account includes an account that triggered the successful transfer of the corresponding sub-resource from the resource account corresponding to the communication account based on the message indicating successful transfer of the sub-resource.

20. A resource transfer device, characterized in that, The device includes: The acquisition module is used to respond to a biometric operation targeting a target resource, acquire biometric information corresponding to the biometric operation, send the biometric information to the server to instruct the server to determine the user account to which the biometric information belongs, and return a prompt message to split and transfer the target resource. The first display module is used to display an information prompt page, on which the prompt information is displayed. The first sending module is configured to generate a confirmation message in response to a confirmation event for the prompt information, and send the confirmation message to the server to instruct the server to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

21. A resource transfer device, characterized in that, The device includes: A receiving module is used to receive biometric information sent by a first electronic device and determine the user account to which the biometric information belongs; wherein the biometric information is obtained by the first electronic device through a biometric identification operation targeting the target resource; The second sending module is used to send the target resource splitting and transfer prompt information to the first electronic device, so as to instruct the first electronic device to display an information prompt page, display the prompt information on the information prompt page, and generate a confirmation message in response to a confirmation event for the prompt information; The resource splitting module is used to receive the confirmation message sent by the first electronic device, split the target resource into sub-resources, and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account that has a resource splitting and transfer relationship with the user account.

22. A resource transfer device, characterized in that, The device includes: The second display module is used to display the user account information settings page, and the information settings page displays candidate communication accounts that have a resource splitting and transfer relationship with the user account; The first setting module is configured to, in response to a selection event from the candidate communication accounts for a target account, determine a communication account with a resource splitting and transfer relationship with the user account, and send the communication account to the server, so as to instruct the server, upon receiving a confirmation message, to split the target resource into sub-resources and transfer the corresponding sub-resources from the resource account corresponding to the user account and the resource account corresponding to the communication account, respectively; wherein, the confirmation message is generated by the first electronic device in response to a biometric operation for the target resource, collecting biometric information corresponding to the biometric operation, sending the biometric information to the server, instructing the server to determine the user account to which the biometric information belongs, returning a prompt message to split and transfer the target resource, and in response to a confirmation event for the prompt message.

23. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that, When the processor executes the computer program, it implements the steps of the method according to any one of claims 1 to 7, or the steps of the method according to any one of claims 8 to 12, or the steps of the method according to any one of claims 13 to 19.

24. A computer-readable storage medium having a computer program stored thereon, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 7, or the steps of the method according to any one of claims 8 to 12, or the steps of the method according to any one of claims 13 to 19.

25. A computer program product, comprising a computer program, characterized in that, When executed by a processor, the computer program implements the steps of the method according to any one of claims 1 to 7, or the steps of the method according to any one of claims 8 to 12, or the steps of the method according to any one of claims 13 to 19.

Images