Deduction declaration support apparatus, deduction declaration support method, and computer-readable recording medium

Abstract

To provide a deduction declaration support device capable of automatically determining a deduction amount advantageous to a worker when a Insurance Premium Deduction is declared by the worker for an insurance contract including an insurance contract in which an "earthquake insurance" rider is attached to an insurance contract regarded as an "old long-term damage insurance".SOLUTION: The deduction declaration support device includes declaration accepting means for accepting an input of information on an insurance contract including an insurance contract in which "seismic insurance" is attached to "old long-term damage insurance" (hereinafter, referred to as "attachment") in response to an operation of a worker on a declaration screen of an Insurance Premium Deduction declaration, and deduction determination means for determining which Insurance Premium Deduction of "old long-term damage insurance" and "seismic insurance" is advantageous to the worker for the "attachment" based on the input information on the insurance contract.SELECTED DRAWING: Figure 3

Description

[Technical Field]

[0001] The present invention relates to a deduction claim support device, a deduction claim support method, and a deduction claim support program. [Background technology]

[0002] During the year-end tax adjustment, employees can claim deductions from their income tax by listing the insurance they have subscribed to on an insurance premium deduction declaration form. There are various types of insurance, and one type of insurance contract that is considered "old long-term non-life insurance" has an "earthquake insurance" rider attached to it, and it is possible to choose to claim the insurance premium deduction as either "old long-term non-life insurance" or "earthquake insurance." For example, Patent Document 1 is an example of a system related to insurance premium deductions. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Publication No. 2023-96933 Summary of the Invention [Problem to be solved by the invention]

[0004] However, employees want to choose options that allow them to receive more deductions, but determining this requires calculating the deduction amount, and the more insurance policies they enroll in, the more complicated the calculations become, increasing the burden of filing. Also, because employees choose the insurance contracts to declare on the insurance premium deduction declaration form, the person in charge of filing the declaration cannot check whether the amount is declared in the employee's favor.

[0005] The present invention has been made in consideration of the above, and aims to provide a deduction declaration support device, a deduction declaration support method, and a deduction declaration support program that can automatically determine the deduction amount that is favorable to the employee when an employee declares an insurance premium deduction for an insurance contract that is considered to be an "old long-term property insurance" and includes an insurance contract with an "earthquake insurance" rider. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the object, the present invention provides a deduction declaration support device equipped with a control unit, which comprises declaration acceptance means for accepting input of information on insurance contracts including insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attached") in response to an employee's operation on a declaration screen for an insurance premium deduction declaration form, and deduction determination means for determining, based on the information on the insurance contracts input, whether to adopt an insurance premium deduction for "old long-term non-life insurance" or "earthquake insurance" for the "attached" in order to obtain a more advantageous deduction amount for the employee, and the deduction determination means generates life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance classification, paid insurance premium amount, and invalid flag based on the information on the employee's insurance contract, and classifies the "attached" data from the life insurance earthquake deduction data into groups N numbered for each pattern NO, ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and contract number. The data is inserted into an insurance premium deduction declaration work having item O, and for the "attached" data, combinations of each group and earthquake insurance category are created, and the created combinations are inserted into the insurance premium deduction declaration work, and the "non-attached" data from the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration work, and for the "attached" data in the insurance premium deduction declaration work, the earthquake insurance premium total and the long-term non-life insurance premium total for each pattern number are summed up, and for the "non-attached" data in the insurance premium deduction declaration work, the earthquake insurance premium total and the long-term non-life insurance premium total of the "non-attached" data are added to the earthquake insurance premium total and the long-term non-life insurance premium total for each pattern number of the "attached" data, and for the added earthquake insurance premium total and long-term non-life insurance premium total for each pattern number of the "attached" data, the earthquake insurance premium total deduction amount and the long-term non-life insurance premium deduction amount are calculated for the added earthquake insurance premium total and long-term non-life insurance premium total, and the largest total insurance premium deduction amount is determined.

[0007] In addition, according to one aspect of the present invention, the deduction determination means may display the amount of earthquake insurance premium deduction, earthquake insurance total, and old long-term non-life insurance total that results in the largest total insurance premium deduction amount on the declaration screen of the insurance premium deduction declaration form.

[0008] According to another aspect of the present invention, the life insurance earthquake deduction data and the insurance premium deduction declaration work may include a flag item indicating whether or not the data has been adopted.

[0009] According to another aspect of the present invention, there is provided a deduction declaration support method executed by an information processing device having a control unit, the method including: a declaration acceptance step executed by the control unit, in response to an employee's operation on a declaration screen for an insurance premium deduction declaration form, for accepting input of information on insurance contracts including an insurance contract in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attached"); and a deduction determination step for determining, based on the input information on the insurance contract, which of the insurance premium deductions for "old long-term non-life insurance" or "earthquake insurance" should be adopted for the "attached" to result in a more advantageous deduction amount for the employee; and in the deduction determination step, life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance classification, and paid insurance premium amount is generated based on the information on the employee's insurance contract, and the data on "attached" in the life insurance earthquake deduction data is sorted into groups numbered for each pattern number, ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and contract number. The data is inserted into an insurance premium deduction declaration work having a loop number item, combinations of each group and earthquake insurance category are created for the "attached" data, the created combinations are inserted into the insurance premium deduction declaration work, the "non-attached" data from the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration work, the earthquake insurance premium total and the long-term non-life insurance premium total for each pattern number are added together for the "attached" data in the insurance premium deduction declaration work, the earthquake insurance premium total and the long-term non-life insurance premium total are added together for the "non-attached" data in the insurance premium deduction declaration work, for each pattern number of the "attached" data, the earthquake insurance premium total and the long-term non-life insurance premium total of the "non-attached" data are added together, the earthquake insurance premium total and the long-term non-life insurance premium total are calculated for the added earthquake insurance premium total and the long-term non-life insurance premium total for each pattern number of the "attached" data, the total earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount are calculated for the added earthquake insurance premium total and the long-term non-life insurance premium total for each pattern number of the "attached" data, and the largest total insurance premium deduction amount is determined.

[0010] Furthermore, in order to solve the above-mentioned problems and achieve the object, the present invention is a deduction declaration support program to be executed by an information processing device having a control unit, the deduction declaration support program causing the control unit to execute the following steps: a declaration acceptance step of accepting input of information on insurance contracts including an insurance contract in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attached") in response to an employee's operation on a declaration screen of an insurance premium deduction declaration form; and a deduction determination step of determining, based on the input information on the insurance contract, which of the insurance premium deductions for "old long-term non-life insurance" or "earthquake insurance" should be adopted for the "attached" in order to result in a more advantageous deduction amount for the employee. In the deduction determination step, life insurance earthquake deduction data including items of ID, contract number, insurance company name, earthquake insurance classification, and paid insurance premium amount is generated based on the information on the employee's insurance contract, and the data for "attached" in the life insurance earthquake deduction data is calculated based on the pattern No., ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance The data is inserted into an insurance premium deduction declaration work having items for group numbers assigned to each insurance company and contract number, combinations of each group and earthquake insurance category are created for the "attached" data, the created combinations are inserted into the insurance premium deduction declaration work, the "non-attached" data from the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration work, the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number are added together for the "attached" data in the insurance premium deduction declaration work, the earthquake insurance premium total and long-term non-life insurance premium total are added together for the "non-attached" data in the insurance premium deduction declaration work, for each pattern number of the "attached" data, the earthquake insurance premium total and long-term non-life insurance premium total of the "non-attached" data are added together, and for each pattern number of the "attached" data, the earthquake insurance premium total deduction amount and long-term non-life insurance premium deduction amount are calculated for the added earthquake insurance premium total and long-term non-life insurance premium total, and the largest total insurance premium deduction amount is determined. [Effects of the Invention]

[0011] According to the present invention, when an employee declares an insurance premium deduction for an insurance contract that is considered to be an "old long-term non-life insurance" and includes an "earthquake insurance" rider, it is possible to automatically determine the deduction amount to be advantageous to the employee. [Brief explanation of the drawings]

[0012] [Figure 1] FIG. 1 is a diagram showing an example of a web screen display of an insurance premium deduction declaration form. [Figure 2] FIG. 2 is a diagram showing an image of the insurance premium deduction declaration form. [Figure 3] FIG. 3 is a block diagram showing an example of the configuration of the deduction filing support device. [Figure 4] FIG. 4 is a diagram for explaining the declaration acceptance process. [Figure 5] FIG. 5 is a diagram for explaining the automatic determination process. [Figure 6] FIG. 6 is a diagram for explaining the automatic determination process. [Figure 7] FIG. 7 is a diagram for explaining the automatic determination process. [Figure 8] FIG. 8 is a diagram for explaining the automatic determination process. [Figure 9] FIG. 9 is a diagram for explaining the automatic determination process. [Figure 10] FIG. 10 is a diagram for explaining the automatic determination process. [Figure 11] FIG. 11 is a diagram for explaining the automatic determination process. [Figure 12] FIG. 12 is a diagram for explaining the automatic determination process. [Figure 13] FIG. 13 is a diagram for explaining the automatic determination process. DETAILED DESCRIPTION OF THE INVENTION

[0013] Hereinafter, embodiments of a deduction filing support device, a deduction filing support method, and a deduction filing support program according to the present invention will be described in detail with reference to the accompanying drawings. Note that the present invention is not limited to these embodiments.

[0014] [1. Overview] During the year-end tax adjustment, employees can claim deductions from their income tax by listing the insurance they are enrolled in on the insurance premium deduction declaration form. There are various types of insurance, and one type of insurance contract that is considered "old long-term property and casualty insurance" and has "earthquake insurance" attached to it (hereinafter referred to as "attached") can choose to claim the insurance premium deduction as either "old long-term property and casualty insurance" or "earthquake insurance." Hereinafter, insurance contracts other than "attached" will be referred to as "non-attached."

[0015] However, while employees want to choose options that allow them to receive more deductions, determining this requires calculating the amount of deductions, and as the number of insurance policies increases, the calculations become more complicated and the burden on reporting increases.In addition, because employees choose the insurance contracts to be declared on the insurance premium deduction declaration form, there is an issue that the person in charge of receiving the declaration cannot check whether the amount is declared in the employee's favor.

[0016] In order to solve the above problem, the present invention automatically determines the amount of deduction that is favorable to the employee when an employee declares an insurance premium deduction for an insurance contract that is considered to be an "old long-term property and casualty insurance" and that includes an "earthquake insurance" rider.

[0017] In other words, the deduction declaration support device of the present invention performs an automatic judgment (hereinafter sometimes referred to as "ancillary judgment") based on information about the insurance contract to which the employee has subscribed to in order to obtain the most advantageous deduction amount for the employee.

[0018] An employee inputs (declares) insurance contract information on the web screen of the insurance premium deduction declaration form provided by the deduction declaration support device of the present invention. FIG. 1 shows an example of the display of the web screen of the insurance premium deduction declaration form. FIG. 2 shows an image of the insurance premium deduction declaration form. In FIG. 2, (A) the amount of earthquake insurance premium and (B) the amount of old long-term non-life insurance premium have different upper limits and calculation formulas, so the judgment of whether it is advantageous or disadvantageous to the employee varies depending on the insurance contract that the employee has joined. However, since it is a heavy burden for the employee to calculate the advantageous deduction amount, the deduction declaration support device of the present invention automatically judges on behalf of the employee to determine the most advantageous deduction amount for the employee.

[0019] [2. Configuration] An example of the configuration of the deduction claim support device (Web system) 100 according to this embodiment will be described with reference to Fig. 3. Fig. 3 is a block diagram showing an example of the configuration of the deduction claim support device 100.

[0020] The deduction declaration support device 100 is a commercially available desktop personal computer. The deduction declaration support device 100 is not limited to a stationary information processing device such as a desktop personal computer, but may be a portable information processing device such as a commercially available notebook personal computer, a PDA (Personal Digital Assistant), a smartphone, or a tablet personal computer.

[0021] The deduction claim support device 100 includes a control unit 102, a communication interface unit 104, a memory unit 106, and an input / output interface unit 108. The units included in the deduction claim support device 100 are connected to each other so as to be able to communicate with each other via any communication path.

[0022] The communication interface unit 104 communicably connects the deduction claim support apparatus 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via a communication line. Here, the network 300 has a function of communicably connecting the deduction claim support apparatus 100 with the server 200 and the terminals 400, etc., and is, for example, the Internet or a LAN (Local Area Network). The terminals 400, etc. are employee terminals, and the employees can access web pages provided by the deduction claim support apparatus 100 (for example, web pages for insurance premium deduction claims) from the terminals 400. Note that data such as various masters described below may be stored in the server 200, for example.

[0023] An input device 112 and an output device 114 are connected to the input / output interface unit 108. The output device 114 may be a monitor (including a home television), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that cooperates with a mouse to achieve a pointing device function. In the following, the output device 114 may be referred to as the monitor 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

[0024] Various databases, tables, files, etc. are stored in the storage unit 106. Computer programs that work in conjunction with the OS (Operating System) to issue commands to the CPU (Central Processing Unit) to perform various processes are recorded in the storage unit 106. The storage unit 106 can be, for example, a memory device such as RAM (Random Access Memory) or ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, etc.

[0025] The storage unit 106 stores an insurance premium deduction table / earthquake insurance master 106a, an insurance premium deduction table / long-term non-life insurance premium master 106b, insurance premium deduction declaration data, a work table, and the like.

[0026] The insurance premium deduction table / earthquake insurance master 106a can be configured as a table or the like in which amount ranges, premium rates (%), adjustment amounts, and limit amounts are associated and registered (see FIG. 9).

[0027] The insurance premium deduction table / long-term non-life insurance premium master 106b can be configured as a table or the like in which amount ranges, contribution rates (%), adjustment amounts, and limits are registered in association with each other (see FIG. 9).

[0028] The work table is a table for storing work data (intermediate data), and stores life insurance earthquake deduction data, insurance premium deduction declaration work, etc.

[0029] The control unit 102 is a CPU or the like that comprehensively controls the deduction declaration support device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, etc., and executes various information processing based on these stored programs.

[0030] The control unit 102 is configured to be able to access the insurance premium deduction table / earthquake insurance master 106a, the insurance premium deduction table / long-term nonlife insurance premium master 106b, insurance premium deduction declaration data, work tables, etc. stored in the memory unit 106. Note that the insurance premium deduction table / earthquake insurance master 106a, the insurance premium deduction table / long-term nonlife insurance premium master 106b, insurance premium deduction declaration data, work tables, etc. may be stored in other locations (for example, the server 200) as long as they are accessible by the control unit 102.

[0031] The control unit 102 conceptually includes a declaration acceptance unit 102a, a deduction determination unit 102b, a master maintenance unit 102c, and a screen display control unit 102d.

[0032] For example, the declaration reception unit 102a provides a declaration screen for an insurance premium deduction declaration form in response to access from an employee's terminal 400, and in response to the employee's operation of the terminal 400 on the declaration screen for the insurance premium deduction declaration form, accepts input of information on insurance contracts including insurance contracts in which "earthquake insurance" is attached to "old long-term property insurance" (hereinafter referred to as "attachment").

[0033] When an insurance contract is entered on the declaration screen of the insurance premium deduction declaration form, the deduction determination unit 102b automatically determines, based on the information of the entered insurance contract, whether the insurance premium deduction for "accessories" should be adopted for "old long-term property insurance" or "earthquake insurance" to result in the most advantageous deduction amount for the employee.

[0034] Specifically, in the automatic judgment, life insurance earthquake deduction data including the items of ID, contract number, insurance company name, earthquake insurance category, and paid insurance premium amount is generated based on the information of the employee's insurance contract, and the "attached" data from the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration work which has the items of pattern No., ID, contract number, earthquake insurance category, earthquake insurance premium total, long-term non-life insurance premium total, and group No. assigned for each insurance company and contract number, and combinations of each group and earthquake insurance category are created for the "attached" data, and the created combinations are inserted into the insurance premium deduction declaration work, and the "non-attached" data from the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration work. Insert it into the deduction declaration work, and for the ``attached'' data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number, and for the ``non-attached'' data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total for the ``non-attached'' data to the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number of the ``attached'' data, and calculate the earthquake insurance premium total deduction amount and long-term non-life insurance premium deduction amount for the added earthquake insurance premium total and long-term non-life insurance premium total for each pattern number of the ``attached'' data, calculate the total insurance premium deduction amount, and determine the total insurance premium deduction amount with the largest.

[0035] In addition, the amounts of the earthquake insurance premium deduction, earthquake insurance total, and old long-term non-life insurance total that result in the largest total insurance premium deduction amount may be displayed on the declaration screen of the insurance premium deduction declaration form.

[0036] The life insurance earthquake deduction data and the insurance premium deduction declaration work may have an item of an invalid flag (0: valid, 1: invalid) indicating whether or not it has been adopted.

[0037] The master maintenance unit 102c, for example, edits the insurance premium deduction table / earthquake insurance master 106a and the insurance premium deduction table / long-term non-life insurance premium master 106b by inputting, adding, changing, etc. data in response to the operator's operations on the master maintenance screen (not shown) displayed on the monitor 114.

[0038] The screen display control unit 102d controls the display of various screens (such as a master maintenance screen) displayed on the monitor 114, and the display of various screens provided to the terminals 400, etc., and the reception of inputs therefor.

[0039] [3. Specific examples of processing] A specific example of the processing of the control unit 102 of the deduction claim supporting apparatus 100 according to the present embodiment will be described with reference to Fig. 4 to Fig. 13. Fig. 4 to Fig. 13 are diagrams for explaining a specific example of the processing of the control unit 102 of the deduction claim supporting apparatus 100 according to the present embodiment.

[0040] The following explains the data transition that calculates the deduction amount. As an example, we will describe a case where two incidental judgments are made for one employee. The deduction amount is calculated when any insurance contract is registered on the declaration screen of the insurance premium deduction declaration form.

[0041] (Declaration acceptance processing) The declaration acceptance process executed by the declaration acceptance unit 102a will be described with reference to Fig. 4. For example, in response to access from the employee's terminal 400, the declaration acceptance unit 102a provides a declaration screen for an insurance premium deduction declaration form, and in response to the employee's operation of the terminal 400 on the declaration screen for the insurance premium deduction declaration form, accepts input of information on insurance contracts including an insurance contract in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attachment").

[0042] FIG. 4 is a diagram showing an example of the display screen for an insurance premium deduction declaration form. The declaration screen for the insurance premium deduction declaration form has an input area for earthquake insurance premium deduction, which has items for contract number, insurance company name, insurance type, policyholder name, classification of earthquake / old long-term, amount of premium paid, and employment status. The declaration screen for the insurance premium deduction declaration form also has items for earthquake insurance premium deduction amount, earthquake insurance total, and old long-term non-life insurance total. In the input area, the employee inputs data for the items of contract number, insurance company name, insurance type, policyholder name, classification of earthquake / old long-term, and amount of premium paid. Of these, "employment status," "earthquake insurance premium deduction amount," "earthquake insurance total," and "old long-term non-life insurance total" are automatically determined and calculated and set by the automatic determination process of the deduction determination unit 102b.

[0043] In the example shown in Figure 4, contract numbers "100" and "200" are insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance." For insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance," the determination of whether to adopt the premium deduction for "old long-term non-life insurance" or "earthquake insurance" to result in the most favorable deduction amount for the employee is called an "attachment determination." Insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance" are called "attached," and other insurance contracts are called "non-attached." In this example, contract numbers "100" and "200" are "attached," and contract numbers "300," "400," and "500" are "non-attached."

[0044] (Automatic determination process) The automatic determination process executed by the deduction determination unit 102b will be described in detail with reference to Figures 5 to 13. When an insurance contract is input on the declaration screen of the insurance premium deduction declaration form, the deduction determination unit 102b automatically determines, based on the information of the input insurance contract, whether the insurance premium deduction for "accessories" should be adopted for "old long-term non-life insurance" or "earthquake insurance" to result in a more advantageous deduction amount for the employee. Specifically, the automatic determination process performs the following steps (1) to (10).

[0045] (1) First, in the work table, life insurance earthquake deduction data as shown in FIG. 5(A) is generated based on the insurance contract entered on the declaration screen of the insurance premium deduction declaration form. The earthquake deduction data for life insurance companies includes the following fields: ID, contract number, insurance company name, earthquake insurance category, paid premium amount, and invalid flag. IDs "1" to "4" are "attached" and IDs "5" to "7" are "non-attached."

[0046] (2) As a data preparation process, the "attached" data (records) of the life insurance earthquake deduction data are inserted into the insurance premium deduction declaration work, as shown in Figure 5(B). The insurance premium deduction declaration worksheet has the following fields: pattern number, ID, contract number, earthquake insurance category, earthquake insurance premium total, long-term non-life insurance premium total, and group number. A group number is assigned for each insurance company and contract number.

[0047] (3) Pattern each "ancillary" contract and insert the data into the insurance premium deduction declaration form work. First, as shown in Figures 6(A) and (B), create combinations of each group and earthquake insurance category, and then insert the created combinations into the insurance premium deduction declaration worksheet, as shown in Figure 6(C).

[0048] Regarding the pattern number, if the number of ancillary contracts that an employee has is N, the number of patterns will be 2 to the power of N. Number of accompanying contracts: 1 2 = 2 patterns Number of ancillary contracts: 2 2 x 2 = 4 patterns Number of accompanying contracts: 3 2 x 2 x 2 = 8 patterns

[0049] (4) The "extraneous" data for the life insurance earthquake deduction data is inserted into the insurance premium deduction declaration form work. Figure 7 shows the insertion of non-attached data into the insurance premium deduction declaration work. For "non-attached data," the pattern number is 0 and the group number is 0.

[0050] (5) Calculate the earthquake insurance premium and long-term property insurance premium for each pattern number. For the "attached" data of pattern numbers "1" to "4" as shown in FIG. 8(A), the earthquake insurance premium total and the long-term non-life insurance premium total are summed up as shown in FIG. 8(B).

[0051] In addition, for the "non-attached" data of pattern No. "0" as shown in FIG. 8(C), the earthquake insurance premium total and the long-term non-life insurance premium total are summed up as shown in FIG. 8(D).

[0052] As shown in Figures 8(E), (F), and (G), the "non-attached" data is added for each "attached" data pattern No. For pattern No. "1," the total earthquake insurance premiums are "35,000" and the total long-term non-life insurance premiums are "6,000," for pattern No. "3," the total earthquake insurance premiums are "22,000" and the total long-term non-life insurance premiums are "26,000," and for pattern No. "4," the total earthquake insurance premiums are "25,000" and the total long-term non-life insurance premiums are "18,000."

[0053] (6) Refer to each master. As shown in Figures 9(A) and (B), for pattern numbers "1" to "4" of "attached" data + "non-attached" data, the earthquake insurance premium deduction amount and long-term non-life insurance premium deduction amount are calculated by referring to the insurance premium deduction table / earthquake insurance master 106a and the insurance premium deduction table / earthquake insurance master 106b.

[0054] The insurance premium deduction table / earthquake insurance master 106a has the following items: amount range, premium rate (%), adjustment amount, and limit. In the example shown in the figure, the amount range "0 to 50,000" has a premium rate of "100.0", an adjustment amount of "0", and a limit of "50,000", and the amount range "50,001 to 999999999" has a premium rate of "0.0", an adjustment amount of "50,000", and a limit of "50,000".

[0055] The insurance premium deduction table / earthquake insurance master 106a has the following items: amount range, premium rate (%), adjustment amount, and limit. In the example shown in the figure, the amount range "0 to 10,000" has a premium rate of "100.0", an adjustment amount of "0", and a limit of "10,000", the amount range "10,001 to 20,000" has a premium rate of "50.0", an adjustment amount of "5,000", and a limit of "15,000", and the amount range "20,001 to 999999999" has a premium rate of "0.0", an adjustment amount of "15,000", and a limit of "15,000".

[0056] The deduction amount is calculated as (total insurance premiums × premium rate) + adjustment amount. The premium rate and adjustment amount are obtained from the insurance premium deduction table·earthquake insurance master 106a or the insurance premium deduction table·earthquake insurance master 106b using the total earthquake insurance premium amount or the total long-term non-life insurance premium amount as a key.

[0057] For example, in the case of pattern number "4", the earthquake insurance premium deduction amount = (25,000 x 1) + 0 = 25,000, and the long-term property insurance premium deduction amount = (18,000 x 0.5) + 5,000 = 14,000.

[0058] Next, calculate the total insurance premium deduction amount as shown in Figure 9(C). The maximum age limit for the total insurance premium deduction amount is "50,000". If the calculated earthquake insurance premium deduction amount + long-term non-life insurance premium deduction amount > the limit in the annual adjustment limit table, the limit in the annual adjustment limit table is used, which is "50,000". In all other cases, the maximum age limit is used: earthquake insurance premium deduction amount + long-term non-life insurance premium deduction amount. In the example shown in the figure, the total insurance premium deduction amount for pattern No. "1" is "41,000", the total insurance premium deduction amount for pattern No. "2" is "27,000", the total insurance premium deduction amount for pattern No. "3" is "37,000", and the total insurance premium deduction amount for pattern No. "4" is "39,000".

[0059] (7) Determine the largest total deduction amount. As shown in Figure 10(A), the total insurance premium deduction amount for pattern number "1" is "41,000", which is the largest deduction amount. As shown in Figure 10(B), the invalid flags for all insurance premium deduction amounts except the one with the largest total are updated to "1: invalid". The invalid flag for the one with the largest total insurance premium deduction amount remains "0: valid".

[0060] (8) Initialize the invalid flag for the life insurance earthquake deduction data. As shown in FIG. 11, all invalid flags of the life insurance earthquake deduction data are temporarily updated to "1: invalid."

[0061] (9) Update the invalid flag of the life insurance earthquake deduction data. FIG. 12 shows the state in which the invalid flag of the life insurance earthquake deduction data has been updated. In the insurance premium deduction declaration work, update the following (1) and (2) to "Invalid flag = 0: Valid". (1) "Non-attached" data (Pattern No. = 0 and Group No. = 0) (2) Valid data for "attached" data (invalid flag = 0: valid)

[0062] (10) Redisplay the insurance premium deduction declaration form screen. Figure 13 shows the insurance premium deduction declaration screen redisplayed. Figure 13 displays the earthquake insurance premium deduction amount of "41,000", the earthquake insurance total of "35,000", and the old long-term non-life insurance total of "6,000". In addition, for life insurance earthquake deduction data where the invalid flag is "0: valid", the adoption status is displayed as "○" to inform the employee whether the insurance premium deduction was adopted for the "old long-term non-life insurance" or "earthquake insurance" in the insurance contract with the "earthquake insurance" rider for the "old long-term non-life insurance". Insurance premium deduction declaration data corresponding to the contents of the redisplayed screen is stored in memory unit 106.

[0063] As explained above, according to this embodiment, the system is provided with: a declaration receiving unit 102a that receives input of information on insurance contracts including an insurance contract in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attached") in response to an employee's operation on the declaration screen of the insurance premium deduction declaration form; and a deduction determination unit 102b that determines, based on the input information on the insurance contract, whether to adopt an insurance premium deduction for "old long-term non-life insurance" or "earthquake insurance" for the "attached" in order to obtain a more advantageous deduction amount for the employee. The deduction determination unit 102b generates life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance category, and paid insurance premium amount based on the information on the employee's insurance contract, and inserts the "attached" data from the life insurance earthquake deduction data into an insurance premium deduction declaration form work that includes items such as pattern No., ID, contract number, earthquake insurance category, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and group No. assigned for each contract number; and creates combinations of each group and earthquake insurance category for the "attached" data, and stores the created combinations. The total earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount are calculated for the total earthquake insurance premium and the long-term non-life insurance premium for each pattern number. The total earthquake insurance premium and the long-term non-life insurance premium for the non-attached data are added together for each pattern number of the attached data. The total earthquake insurance premium and the long-term non-life insurance premium for the non-attached data are calculated for each pattern number of the attached data. The total earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount are calculated for the total earthquake insurance premium and the long-term non-life insurance premium for each pattern number of the attached data. The total insurance premium deduction amount is calculated and the largest total insurance premium deduction amount is determined. Therefore, when an employee declares an insurance premium deduction for an insurance contract that includes an insurance contract that is considered to be "old long-term non-life insurance" and has an "earthquake insurance" rider, it is possible to automatically determine the deduction amount that is favorable to the employee.

[0064] [4. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to the achievement of SDGs Goals 8 and 9.

[0065] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0066] Furthermore, this embodiment can contribute to strengthening control and governance, which can contribute to the achievement of Goal 16 of the SDGs.

[0067] 5. Other Embodiments The present invention may be implemented in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0068] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0069] Furthermore, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings can be changed as desired unless otherwise specified.

[0070] Furthermore, with regard to the deduction filing support device 100, the components shown in the figures are functional concepts, and do not necessarily have to be physically configured as shown in the figures.

[0071] For example, all or any part of the processing functions of the deduction claim support device 100, particularly the processing functions performed by the control unit, may be realized by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware using wired logic. The program is recorded on a non-transitory computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the deduction claim support device 100 as needed. That is, a computer program for providing instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into RAM, and cooperates with the CPU to form the control unit.

[0072] In addition, this computer program may be stored in an application program server connected to the deduction declaration support device 100 via any network, and all or part of it may be downloaded as needed.

[0073] Furthermore, the program for executing the processes described in this embodiment may be stored in a non-transitory computer-readable recording medium or configured as a program product. Here, the term "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) disc.

[0074] Furthermore, a "program" is a data processing method written in any language or description method, regardless of the format, such as source code or binary code. Note that a "program" is not necessarily limited to a single structure, but also includes a structure that is distributed as multiple modules or libraries, or a structure that achieves its function by cooperating with a separate program, such as an OS. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, can use well-known configurations and procedures.

[0075] The various databases stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files used for various processes and providing websites.

[0076] The deduction claim support device 100 may be configured as an information processing device such as a known personal computer or a workstation, or may be configured as the information processing device connected to any peripheral device. The deduction claim support device 100 may be realized by installing software (including programs or data) that causes the device to realize the processing described in this embodiment.

[0077] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be configured by functionally or physically distributing and integrating them in any unit depending on various additions or functional loads. In other words, the above-described embodiments can be implemented in any combination, or embodiments can be implemented selectively. [Industrial Applicability]

[0078] The present invention is useful in all industries and sectors. [Explanation of symbols]

[0079] 100 Deduction declaration support device 102 Control section 102a Declaration Reception Department 102b Deduction Judgment Section 102c Master Maintenance Department 102d Screen display control unit 104 Communication interface unit 106 Storage section 106a Insurance Premium Deduction Table / Earthquake Insurance Master 106b Insurance premium deduction table / Long-term non-life insurance premium master 108 Input / Output Interface Section 112 Input Device 114 Output Device 200 servers 300 Network 400 terminals

Claims

1. A deduction declaration support device including a control unit, A declaration acceptance means for accepting input of information on insurance contracts including insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attachment") in response to an employee's operation on the declaration screen of the insurance premium deduction declaration form; A deduction determination means for determining whether the deduction for the insurance premium for "attachment" is to be adopted for "old long-term non-life insurance" or "earthquake insurance" based on the information of the insurance contract that is input, will result in a more favorable deduction amount for the employee; Equipped with The deduction determination means Based on the information on the employee's insurance contract, life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance category, and paid insurance premium amount is generated; The "attached" data from the life insurance earthquake deduction data is inserted into an insurance premium deduction declaration work that includes items such as pattern number, ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and group number assigned for each contract number. For the "attached" data, create a combination of each group and earthquake insurance category, and insert the created combination into the insurance premium deduction declaration work. Among the life insurance earthquake deduction data, the "non-attached" data is inserted into the insurance premium deduction declaration work, For the "attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number, for the "non-attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total, and for each pattern number of the "attached" data, add up the earthquake insurance premium total and long-term non-life insurance premium total of the "non-attached" data, This deduction declaration support device is characterized by calculating the earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount for the added earthquake insurance premium deduction amount and long-term non-life insurance premium deduction amount for each pattern number of ``attached'' data, calculating the total insurance premium deduction amount, and determining the largest total insurance premium deduction amount.

2. The deduction declaration support device described in claim 1, characterized in that the deduction determination means displays the amount of earthquake insurance premium deduction, earthquake insurance total, and old long-term non-life insurance total that results in the largest total insurance premium deduction amount on the declaration screen of the insurance premium deduction declaration form.

3. 3. The deduction declaration support device according to claim 1, wherein the life insurance earthquake deduction data and the insurance premium deduction declaration work include a flag item indicating whether or not the data has been adopted.

4. A deduction declaration support method executed by an information processing device having a control unit, Executed in the control unit: a declaration acceptance process for accepting input of information on insurance contracts including insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attachment") in response to an employee's operation on the declaration screen of the insurance premium deduction declaration form; A deduction determination process for determining whether the deduction for the insurance premium for "attachment" is to be adopted for "old long-term non-life insurance" or "earthquake insurance" based on the information of the insurance contract that has been input, will result in a more favorable deduction amount for the employee; Including, In the deduction determination step, Based on the information on the employee's insurance contract, life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance category, and paid insurance premium amount is generated; The "attached" data from the life insurance earthquake deduction data is inserted into an insurance premium deduction declaration work that includes items such as pattern number, ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and group number assigned for each contract number. For the "attached" data, create a combination of each group and earthquake insurance category, and insert the created combination into the insurance premium deduction declaration work. Among the above-mentioned life insurance earthquake deduction data, the "non-attached" data is inserted into the insurance premium deduction declaration work, For the "attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number, for the "non-attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total, and for each pattern number of the "attached" data, add up the earthquake insurance premium total and long-term non-life insurance premium total of the "non-attached" data, A deduction declaration support method characterized by calculating the earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount for the added earthquake insurance premium total and long-term non-life insurance premium total for each pattern number of ``attached'' data, calculating the total insurance premium deduction amount, and determining the largest total insurance premium deduction amount.

5. A deduction declaration support program to be executed by an information processing device having a control unit, The control unit a declaration acceptance process for accepting input of information on insurance contracts including insurance contracts in which "earthquake insurance" is attached to "old long-term non-life insurance" (hereinafter referred to as "attachment") in response to an employee's operation on the declaration screen of the insurance premium deduction declaration form; A deduction determination process for determining whether the deduction for the insurance premium for "attachment" is to be adopted for "old long-term non-life insurance" or "earthquake insurance" based on the information of the insurance contract that has been input, will result in a more favorable deduction amount for the employee; This is a deduction declaration support program to help you carry out the following: In the deduction determination step, Based on the information on the employee's insurance contract, life insurance earthquake deduction data including items such as ID, contract number, insurance company name, earthquake insurance category, and paid insurance premium amount is generated; The "attached" data from the life insurance earthquake deduction data is inserted into an insurance premium deduction declaration work that includes items such as pattern number, ID, contract number, earthquake insurance classification, earthquake insurance premium total, long-term non-life insurance premium total, insurance company, and group number assigned for each contract number. For the "attached" data, create a combination of each group and earthquake insurance category, and insert the created combination into the insurance premium deduction declaration work. Among the life insurance earthquake deduction data, the "non-attached" data is inserted into the insurance premium deduction declaration work, For the "attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total for each pattern number, for the "non-attached" data in the insurance premium deduction declaration work, add up the earthquake insurance premium total and long-term non-life insurance premium total, and for each pattern number of the "attached" data, add up the earthquake insurance premium total and long-term non-life insurance premium total of the "non-attached" data, This deduction declaration support program is characterized by calculating the earthquake insurance premium deduction amount and the long-term non-life insurance premium deduction amount for the added earthquake insurance premium total and long-term non-life insurance premium total for each pattern number of "attached" data, calculating the total insurance premium deduction amount, and determining the largest total insurance premium deduction amount.

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