system

Abstract

We provide the system. [Solution] A means of acquiring financial data and analyzing it in real time, Based on the aforementioned analysis results, a means for identifying the user's spending patterns, A means to automatically select the optimal payment method to maximize the points program, A means of identifying unnecessary expenses and proposing alternatives, A means of formulating investment strategies based on real-time data, A means of aggregating information for tax planning and automatically generating tax returns, Means for automatically executing the proposal by the aforementioned means, A system that includes this.

Claims

1. A means of acquiring financial data and analyzing it in real time, Based on the aforementioned analysis results, a means for identifying the user's spending patterns, A means to automatically select the optimal payment method to maximize the points program, A means of identifying unnecessary expenses and proposing alternatives, A means of formulating investment strategies based on real-time data, A means of aggregating information for tax planning and automatically generating tax returns, Means for automatically executing the proposal by the aforementioned means, A system that includes this.

2. The system according to claim 1, which converts financial data into a standard format and improves analytical efficiency.

3. The system according to claim 1, which generates optimal investment proposals based on the user's risk tolerance and financial objectives.

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