Information processing device, information processing method, program, and system

Abstract

To provide an information processing apparatus which improves operation efficiency in registering an identification image in opening an account, an information processing method, a program, and a system.SOLUTION: In a system configured by connecting an information processing apparatus, an image storage server, a registration terminal, and an inquiry server over a network, the information processing apparatus includes: an input unit to be used for inputting account opening information to be required for opening an account; a signature image acquisition unit which acquires an autograph signature image of a person who opens the account; an identification image acquisition unit which acquires an identification image to be used for identification of the person who opens the account; and a synthesis unit which generates a synthesized data by associating the account opening information, the signature image, and the identification image.SELECTED DRAWING: Figure 4

Description

[Technical Field]

[0001] The present invention relates to an information processing device, an information processing method, a program, and a system. [Background technology]

[0002] When opening an account at a financial institution, you are required to fill out an account opening application form and a seal stamp slip. Typically, these forms are completed by hand. The information entered on the seal stamp slip is later registered in a seal verification system and used to verify your identity when withdrawing funds, etc.

[0003] Furthermore, as disclosed in Patent Document 1, for example, a technique has been proposed in which a seal stamp is scanned and imaged. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Japanese Patent Application Laid-Open No. 2015-191367 Summary of the Invention [Problem to be solved by the invention]

[0005] However, the technology disclosed in Patent Document 1 is limited to imaging seal stamps issued on paper, and it is difficult to say that it sufficiently reduces the workload of customers opening accounts and bank employees performing account opening procedures.

[0006] Therefore, the present invention has been made in consideration of the above problems, and an object of the present invention is to provide a new and improved information processing device, information processing method, program, and system that can streamline the process of registering an image for identity verification when opening an account. [Means for solving the problem]

[0007] In order to solve the above problem, according to one aspect of the present invention, there is provided an information processing device comprising: an input unit used to input account opening information required to open an account; a signature image acquisition unit that acquires an image of a signature handwritten by the person opening the account; an identity verification image acquisition unit that acquires an identity verification image used to verify the identity of the person opening the account; and a synthesis unit that generates synthesized data that associates the account opening information, the signature image, and the identity verification image.

[0008] The personal identification image may include a seal image obtained by photographing the impression of a seal owned by the person opening the account.

[0009] The identity verification image may include a biometric image of the person opening the account.

[0010] The composite data may include a seal image, and the composition unit may compose the account opening information, the signature image, and the seal image to generate the seal image.

[0011] The information processing device may further include a communication unit that transmits the composite data to a server that stores information used for verifying the identity of the person opening the account.

[0012] In addition, in order to solve the above problem, according to another aspect of the present invention, there is provided an information processing method including: acquiring account opening information required to open an account; acquiring a handwritten signature image of the person opening the account; acquiring an identity verification image used to verify the identity of the person opening the account; and generating composite data that associates the account opening information, the signature image, and the identity verification image.

[0013] In addition, in order to solve the above problem, according to another aspect of the present invention, there is provided a program that causes a computer to function as an information processing device, comprising: an input unit used to input account opening information required for opening an account; a signature image acquisition unit that acquires an image of a signature handwritten by the person opening the account; an identity verification image acquisition unit that acquires an identity verification image used to verify the identity of the person opening the account; and a synthesis unit that generates synthesized data that associates the account opening information, the signature image, and the identity verification image.

[0014] In addition, in order to solve the above problem, according to another aspect of the present invention, a system is provided which includes an information processing device and a server, wherein the information processing device includes an input unit used to input account opening information required for opening an account, a signature image acquisition unit that acquires an image of a signature handwritten by the person opening the account, an identity verification image acquisition unit that acquires an identity verification image used to verify the identity of the person opening the account, and a synthesis unit that generates composite data that associates the account opening information, the signature image, and the identity verification image, and the server includes a storage unit that stores the composite data. [Effects of the Invention]

[0015] As described above, according to the present invention, it is possible to improve the efficiency of the registration process of an image for personal identification when opening an account. [Brief explanation of the drawings]

[0016] [Figure 1] FIG. 10 is a diagram illustrating an example of a conventional processing flow of a seal stamp. [Figure 2] FIG. 1 is a diagram showing an example of a conventional paper seal stamp. [Figure 3] 1 is a block diagram showing an example of the configuration of a system 1 according to a first embodiment of the present invention. [Figure 4] 2 is a block diagram showing an example of the configuration of an information processing device 10 according to the embodiment. FIG. [Figure 5]10 is a flowchart showing the flow of storing a seal stamp image according to the embodiment. [Figure 6] FIG. 10 is a block diagram showing an example of the configuration of a system 1 according to a second embodiment of the present invention. [Figure 7] 10 is a flowchart showing the flow of data registration in the inquiry server 40 according to the embodiment. [Figure 8] FIG. 9 is a diagram showing a hardware configuration of an information processing device 900 having a hardware configuration equivalent to that of the information processing device 10 according to one embodiment of the present invention. DETAILED DESCRIPTION OF THE INVENTION

[0017] Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In this specification and drawings, components having substantially the same functional configurations are designated by the same reference numerals, and redundant explanations will be omitted.

[0018] <1. Conventional seal stamp processing> In order to clarify the effects of one embodiment of the present invention, first, a conventional method for processing a seal stamp will be described.

[0019] FIG. 1 is a diagram for explaining an example of a conventional processing flow of a seal stamp.

[0020] A customer who wishes to open an account visits a branch of a financial institution, checks in at the counter, and fills out a paper account opening application form D1 and a seal registration slip D2.

[0021] A bank employee at the branch uses the branch terminal 60 to carry out the account opening process based on the contents of the account opening application form D1 handwritten by the customer.

[0022] 2 is a diagram showing an example of a seal slip D2. A customer opening an account handwrites information such as address, name, and place of employment on the seal slip D2, and also affixes it with a seal used for identity verification when withdrawing funds, etc.

[0023] In addition, the seal stamp D2 contains information such as the account number and ID obtained by the bank employee during the account opening process, as well as the branch number and subject matter.

[0024] The description will be continued again with reference to Figure 1. The created paper seal seal slip D2 is transported to the business center of the financial institution for data registration in the seal inquiry server 80.

[0025] At the business center, the seal registration card D2 is first scanned and imaged using the scanning terminal 65. The imaged seal registration card image is stored in the image storage server 70.

[0026] Meanwhile, the scanned paper seal stamp D2 is returned to the branch and stored.

[0027] An operator at the business center uses the registration terminal 75 to cut out the seal image and signature image from the seal stamp image stored in the image storage server 70 and adjust the density.

[0028] The operator also registers the processed seal image and signature image in the seal inquiry server 80 in association with the account opening information contained in the seal slip image.

[0029] When a customer desires to withdraw money from an opened account, a bank employee at a branch uses a branch terminal 60 to access a seal inquiry server 80 and judges whether or not the seal image registered in the seal inquiry server 80 matches the seal brought by the customer.

[0030] If the bank employee determines that the seal image registered in the seal inquiry server 80 matches the seal brought by the customer, the bank employee performs the withdrawal process, and if the bank employee determines that they do not match, the bank employee rejects the withdrawal.

[0031] The above describes an example of conventional seal stamp processing. As mentioned above, conventional seal stamps have been created by hand, which has been a time-consuming process for customers and bank employees.

[0032] Furthermore, the task of converting paper seal stamps into data and registering them in the seal inquiry server 80 places a heavy workload on the operators at the administrative center.

[0033] Furthermore, issuing paper seal stamps is not desirable from the perspective of environmental conservation, and there are concerns about the need to secure storage space and the work involved in storing them.

[0034] The technical concept of one embodiment of the present invention was conceived with the above points in mind, and aims to improve the efficiency of the process of registering an image for personal identification when opening an account.

[0035] An embodiment that achieves the above will be described in detail below.

[0036] 2. First Embodiment <<2.1. System configuration example>> First, a configuration example of the system 1 according to the first embodiment of the present invention will be described. Fig. 3 is a block diagram showing a configuration example of the system 1 according to the first embodiment of the present invention.

[0037] As shown in FIG. 1, the system 1 according to this embodiment includes an information processing device 10, an image storage server 20, a registration terminal 30, and a query server 40.

[0038] (Information processing device 10) The information processing device 10 according to this embodiment is a device used to acquire various information required for opening an account. The information processing device 10 according to this embodiment may be, for example, a tablet.

[0039] A person opening an account may use the information processing device 10 to register a signature image, an image for personal identification, and other personal information.

[0040] The above-mentioned identity verification image may be any image used to verify the identity of a person opening an account.

[0041] An example of an image for personal identification is a seal image obtained by photographing the impression of a seal owned by the person opening the account.

[0042] The identity verification image may also include, for example, a biometric image of the person opening the account.

[0043] As the biometric image, a vein image, a fingerprint image, a face image, an iris image, or the like may be adopted.

[0044] In addition, a bank employee at a branch may use the information processing device 10 to register account opening information including the account number.

[0045] One of the features of the information processing device 10 according to one embodiment of the present invention is that it generates composite data that associates the signature image, the personal identification image, and the account opening information.

[0046] In the first embodiment, the composite data may be an image of a personal identification form. For example, if a seal image is used as the personal identification image, the personal identification form image may be an image of a seal stamp.

[0047] A detailed configuration example of the information processing device 10 will be described separately.

[0048] (Image storage server 20) The image storage server 20 according to this embodiment is a server that includes a storage unit that stores the image of the personal verification form generated by the information processing device 10.

[0049] The image storage server 20 according to this embodiment communicates with the information processing device 10 via a network 50 .

[0050] (Registration terminal 30) The registration terminal 30 in this embodiment is a terminal that allows an operator at an administrative center to extract an identity verification image and a signature image from an identity verification form image stored in the image storage server 20, and register them in the inquiry server 40.

[0051] The registration terminal 30 according to this embodiment may have the same functions as the conventional registration terminal 75 described above.

[0052] (Query Server 40) The inquiry server 40 according to this embodiment is a server that stores data used for identity verification when making withdrawals, etc. The inquiry server 40 may also control a user interface for data inquiry.

[0053] The data used for the above-mentioned identity verification includes an identity verification image, a signature image, and account opening information.

[0054] <<2.2. Configuration Example of Information Processing Device 10>> Next, a configuration example of the information processing device 10 according to the first embodiment of the present invention will be described. Fig. 4 is a block diagram showing a configuration example of the information processing device 10 according to this embodiment.

[0055] As shown in FIG. 4, the information processing device 10 according to this embodiment may include a display unit 110, an input unit 120, a signature image acquisition unit 130, an identity verification image acquisition unit 140, a synthesis unit 150, and a communication unit 160.

[0056] (Display section 110) The display unit 110 according to this embodiment displays various types of information. To this end, the display unit 110 includes a display.

[0057] (input unit 120) The input unit 120 according to this embodiment accepts input of various types of text.

[0058] For example, the input unit 120 according to this embodiment may be used to input account opening information required for opening an account.

[0059] The account opening information may include, for example, information regarding the address, name, place of employment, etc. of the person opening the account, account number, various IDs, branch number, subject, etc.

[0060] When the information processing device 10 is a tablet, the input unit 120 may be a touch panel formed integrally with the display unit 110.

[0061] On the other hand, the input unit 120 may be a keyboard or the like that is provided separately from the display unit 110 .

[0062] (Signature image acquisition unit 130) The signature image acquisition unit 130 according to this embodiment acquires an image of a signature handwritten by a person who opens an account.

[0063] Signature image acquisition unit 130 is a touch panel formed integrally with display unit 110 and may have the same configuration as input unit 120.

[0064] On the other hand, signature image acquisition unit 130 may be an input pad or the like that is provided separately from display unit 110 and input unit 120 .

[0065] A person opening an account writes his / her signature by hand on the signature image acquisition unit 130 using, for example, an electronic pen or the like.

[0066] (Image acquisition unit for personal identification 140) The personal identification image acquisition unit 140 according to this embodiment acquires a personal identification image used for identifying a person who opens an account.

[0067] As described above, the personal identification image according to this embodiment may be, for example, a seal image obtained by photographing the impression of a seal.

[0068] When a seal image is used as the personal identification image, the personal identification image acquisition unit 140 includes a scanner for capturing an image of the seal.

[0069] The personal identification image according to this embodiment may be, for example, a biometric image, in which case various types of imaging devices are provided for acquiring the biometric image.

[0070] It should be noted that multiple types of identity verification images may be used. For example, identity verification may be performed using a seal image and a vein image.

[0071] (Synthesizer 150) The synthesis unit 150 according to one embodiment of the present invention generates synthesized data that associates the account opening information input using the input unit 120, the signature image acquired by the signature image acquisition unit 130, and the identity verification image acquired by the identity verification image acquisition unit 140.

[0072] In the first embodiment of the present invention, the composite data may be an image of a personal identification form. For example, if a seal image is used as the personal identification image, the personal identification form image may be a seal stamp image formed in the same format as the paper seal stamp D2 shown in FIG.

[0073] The synthesis unit 150 according to the first embodiment of the present invention synthesizes the account opening information, the signature image, and the personal identification image to generate a seal stamp image.

[0074] The above-described functions of the synthesis unit 150 according to the first embodiment of the present invention make it possible to effectively reduce the effort required of customers and bank employees to handwrite paper seal slips.

[0075] Furthermore, the above-described functions of the combining unit 150 according to this embodiment eliminate the need to scan paper seal stamps, thereby improving the work efficiency of operators at the business center.

[0076] Furthermore, it is possible to significantly reduce the costs required for transporting and storing paper seals.

[0077] (Communication unit 160) The communication unit 160 according to this embodiment communicates information with the image storage server 20 via the network 50 .

[0078] The communication unit 160 according to this embodiment transmits the image of the personal verification form generated by the synthesis unit 150 to the image storage server 20 .

[0079] The above has described an example of the configuration of the information processing device 10 according to the first embodiment of the present invention. Note that the configuration described using Fig. 4 is merely an example, and the configuration of the information processing device 10 according to this embodiment is not limited to this example.

[0080] The configuration of the information processing device 10 according to this embodiment can be flexibly modified according to specifications and operations.

[0081] <<2.3. Flow of storing images of identity verification forms>> Next, a flow of storing an image of a personal identification form according to this embodiment will be described in detail. Note that the following description will be given taking as an example a case where the image of the personal identification form is a seal image and the image of the personal identification form is a seal stamp image.

[0082] FIG. 5 is a flowchart showing the flow of storing a seal stamp image according to this embodiment.

[0083] In the example shown in FIG. 5, first, a bank employee at a branch office verifies the identity of the person opening an account by checking an identity document such as a driver's license (S102).

[0084] Next, the bank employee at the branch checks whether the person opening the account has any ties to anti-social forces, that is, performs a so-called anti-social check (S104).

[0085] Next, the person opening the account and the bank employee at the branch enter account opening information using the input unit 120 of the information processing device 10 while having a conversation (S106).

[0086] Next, the person opening the account signs his / her signature by hand using an electronic pen or the like, and the signature image is acquired by the signature image acquisition unit 130 (S108).

[0087] Next, the person opening the account stamps their seal on the personal identification image acquisition unit 140 without using ink, and the personal identification image acquisition unit 140 acquires an image of the seal (S110).

[0088] Next, a bank employee at the branch issues a passbook based on the account opening information entered in step S106 (S112).

[0089] Next, the synthesis unit 150 synthesizes the account opening information input in step S106, the signature image acquired in step S108, and the seal image acquired in step S110 to generate a seal stamp image (S114).

[0090] Next, the communication unit 160 transmits the seal stamp image generated in step S114 to the image storage server 20, and the image storage server 20 stores the seal stamp image (S116).

[0091] An example of the flow of storing a seal image according to this embodiment has been described above.

[0092] According to the above process, it is possible to generate and store a seal stamp image containing information equivalent to that of a conventional scanned image of a paper medium.

[0093] This makes it possible to improve operational efficiency without making major changes to existing operations, even in cases where it is difficult to completely eliminate paper seal stamps.

[0094] 3. Second embodiment <<3.1. System configuration example>> Next, a second embodiment of the present invention will be described. In the first embodiment, the synthesis unit 150 generates a seal stamp image having the same format and information as a conventional paper seal stamp.

[0095] On the other hand, if it is possible to completely abolish the conventional paper seal stamps, it is not necessary to generate seal stamp images.

[0096] For this reason, the synthesis unit 150 according to the second embodiment of the present invention does not need to process the synthesized data in which the account opening information, the signature image, and the seal image are associated with each other into a form format.

[0097] In this case, the communication unit 160 according to the second embodiment of the present invention may transmit composite data in which the account opening information, the signature image, and the seal image are associated with each other to the inquiry server 40, and the composite data may be directly registered.

[0098] This eliminates the need for an operator at the business center to extract the signature image and seal image from the seal stamp image, further improving work efficiency.

[0099] FIG. 6 is a block diagram showing an example of the configuration of a system 1 according to the second embodiment of the present invention.

[0100] As described above, in this embodiment, a seal stamp image is not generated. Therefore, the system 1 according to this embodiment includes the information processing device 10 and the inquiry server 40, but does not include the image storage server 20 and the registration terminal 30.

[0101] The configuration of the information processing device 10 according to the second embodiment of the present invention may be substantially the same as the configuration of the information processing device 10 according to the first embodiment.

[0102] However, as described above, the second embodiment differs from the first embodiment in that the synthesis unit 150 does not generate a seal stamp image, and the communication unit 160 transmits the synthesis data to the inquiry server 40 and directly registers the synthesis data.

[0103] <<3.2. Flow of data registration to the inquiry server 40>> Next, a flow of data registration in the inquiry server 40 according to the second embodiment of the present invention will be described in detail.

[0104] FIG. 7 is a flowchart showing the flow of data registration in the inquiry server 40 according to the second embodiment of the present invention.

[0105] The processing in steps S202 to S212 shown in FIG. 7 may be substantially the same as the processing in steps S202 to S212 shown in FIG. 5, and therefore detailed description thereof will be omitted.

[0106] The synthesis unit 150 of this embodiment generates synthetic data that associates the account opening information entered in step S206, the signature image acquired in step S208, and the seal image acquired in step S210, and the communication unit 160 of this embodiment registers the synthetic data in the inquiry server 40 (S214).

[0107] <4. Hardware Configuration> Next, a description will be given of an example of the hardware configuration of the information processing device 10 according to one embodiment of the present invention. Hereinafter, a description will be given of an example of the hardware configuration of an information processing device 900 having the same hardware configuration as the information processing device 10 according to one embodiment of the present invention.

[0108] 8 is a diagram showing the hardware configuration of an information processing device 900 having the same hardware configuration as the information processing device 10 according to one embodiment of the present invention. The information processing device 900 includes a CPU (Central Processing Unit) 901, a ROM (Read Only Memory) 902, a RAM (Random Access Memory) 903, a host bus 904, a bridge 905, an external bus 906, an interface 907, an input device 908, an output device 909, a storage device 910, and a communication device 911.

[0109] The CPU 901 functions as an arithmetic processing unit and control unit, and controls the overall operation of the information processing device 900 in accordance with various programs. The CPU 901 may also be a microprocessor. The ROM 902 stores programs used by the CPU 901, calculation parameters, etc. The RAM 903 temporarily stores programs used in the execution of the CPU 901, parameters that change as appropriate during the execution, etc. These are interconnected by a host bus 904 that is composed of a CPU bus, etc.

[0110] The host bus 904 is connected to an external bus 906, such as a PCI (Peripheral Component Interconnect / Interface) bus, via a bridge 905. It is not necessary to configure the host bus 904, bridge 905, and external bus 906 separately, and these functions may be implemented on a single bus.

[0111] The input device 908 is composed of input means such as a mouse, keyboard, touch panel, buttons, microphone, switches, and levers that allow the user to input information, and an input control circuit that generates an input signal based on the user's input and outputs it to the CPU 901. By operating this input device 908, the user operating the information processing device 900 can input various data to the information processing device 900 and instruct the information processing device 900 to perform processing operations.

[0112] The output device 909 includes, for example, a display device such as a CRT (Cathode Ray Tube) display device, a liquid crystal display (LCD) device, an OLED (Organic Light Emitting Diode) device, or a lamp, and an audio output device such as a speaker.

[0113] The storage device 910 is a device for storing data. The storage device 910 may include a storage medium, a recording device for recording data on the storage medium, a reading device for reading data from the storage medium, and a deletion device for deleting data recorded on the storage medium. The storage device 910 is configured, for example, with an HDD (Hard Disk Drive). This storage device 910 drives a hard disk and stores programs executed by the CPU 901 and various data.

[0114] The communication device 911 is, for example, a communication interface configured with a communication device for connecting to a network, etc. The communication device 911 may be compatible with either wireless communication or wired communication.

[0115] <5. Conclusion> As described above, information processing device 10 according to one embodiment of the present invention comprises input unit 120 used to input account opening information required for opening an account, signature image acquisition unit 130 that acquires an image of a signature handwritten by the person opening the account, identity verification image acquisition unit 140 that acquires an identity verification image used to verify the identity of the person opening the account, and synthesis unit 150 that generates synthesized data that associates the account opening information, signature image, and identity verification image.

[0116] According to the above configuration, it is possible to improve the efficiency of the registration process of an image for personal identification when opening an account.

[0117] Although the preferred embodiments of the present invention have been described in detail above with reference to the accompanying drawings, the present invention is not limited to these examples. It is clear that a person skilled in the art to which the present invention pertains can conceive of various modifications and alterations within the scope of the technical ideas set forth in the claims, and it is understood that these also naturally fall within the technical scope of the present invention.

[0118] For example, in the above embodiment, the system 1 is applied to identity verification in a financial institution, but the present invention can be widely applied to various types of business that uses image data to verify identity.

[0119] Furthermore, for example, in the above embodiment, the information processing device 10 is mainly installed in a branch of a financial institution, but the information processing device 10 may also be used in unmanned stores, private homes, etc. With the information processing device 10 having the above-described functions, customers can open an account without having to go to a branch. Therefore, the present invention is very useful for customers who find it difficult to visit a branch of a financial institution.

[0120] Furthermore, the series of processes performed by each device described in this specification may be realized using software, hardware, or a combination of software and hardware. The programs constituting the software may be provided, for example, inside or outside each device and stored in advance in a non-transitory computer-readable storage medium. Each program is then loaded into RAM when executed by a computer and executed by a processor such as a CPU. Examples of the storage medium include a magnetic disk, an optical disk, a magneto-optical disk, and a flash memory. Furthermore, the computer programs may be distributed, for example, via a network, without using a storage medium. [Explanation of symbols]

[0121] 1 System 10. Information processing equipment 110 Display section 120 Input section 130 Signature image acquisition unit 140 Identity verification image acquisition unit 150 Synthesis Section 160 Communications Department 20 Image Storage Server 30 Registration terminal 40 Referral Server 50 Network

Claims

1. an input unit used to input account opening information required for opening an account; a signature image capture unit that captures an image of a handwritten signature entered by the person opening the account via an electronic input device; an identity verification image acquisition unit that acquires an identity verification image, which is a seal image used to verify the identity of the person opening the account; a synthesis unit that generates a seal stamp image, which is synthesized data in which the account opening information, the signature image, and the personal identification image are associated with each other, and has a format equivalent to that of a paper seal stamp; a communication unit that transmits the seal stamp image to a server that stores a scanned image of the paper seal stamp used for verifying the identity of the person opening the account; Equipped with Information processing device.

2. Obtaining account opening information required to open an account; capturing an image of a handwritten signature performed by the person opening the account via an electronic input device; acquiring a seal image as an identity verification image used to verify the identity of the person opening the account; generating a seal image, which is composite data in which the account opening information, the signature image, and the identity verification image are associated with each other, and which has a format equivalent to that of a paper seal image; Sending the seal stamp image to a server that stores a scanned image of the paper seal stamp used for verifying the identity of the person opening the account; Including, A computer-implemented information processing method.

3. Computer, an input unit used to input account opening information required for opening an account; a signature image capture unit that captures an image of a handwritten signature entered by the person opening the account via an electronic input device; an identity verification image acquisition unit that acquires an identity verification image, which is a seal image used to verify the identity of the person opening the account; a synthesis unit that generates a seal stamp image, which is synthesized data in which the account opening information, the signature image, and the personal identification image are associated with each other, and has a format equivalent to that of a paper seal stamp; a communication unit that transmits the seal stamp image to a server that stores a scanned image of the paper seal stamp used for verifying the identity of the person opening the account; Equipped with information processing device, A program that functions as a

4. An information processing device and a server are provided, The information processing device includes: an input unit used to input account opening information required for opening an account; a signature image capture unit that captures an image of a handwritten signature entered by the person opening the account via an electronic input device; an identity verification image acquisition unit that acquires an identity verification image, which is a seal image used to verify the identity of the person opening the account; a synthesis unit that generates a seal stamp image, which is synthesized data in which the account opening information, the signature image, and the personal identification image are associated with each other, and has a format equivalent to that of a paper seal stamp; a communication unit that transmits the image of the seal stamp to a server that stores information used for verifying the identity of the person opening the account; Equipped with The server a storage unit that stores the seal stamp image and a scanned image of the paper seal stamp; Equipped with system.

Images