Information generation device

Abstract

To provide an information generation apparatus which provides evaluation regarding buying and selling data of investment products.SOLUTION: In an advice presentation system 1, an advice generation unit 321 of a control unit 32 in a server (information generation apparatus ) 3 is configured to: acquire buying and selling data of investment products; acquire basic data from the acquired buying and selling data; calculate an evaluation index by referring to the acquired basic data; generate information indicating the calculated evaluation index; refer to the evaluation index for diagnosis; generate information indicating a result of the diagnosis; generate information indicating an advice according to the result of the diagnosis; acquire purchase unit price and quantity of investment products held by an investor; and generate information on a holding state of the investment products of the investor.SELECTED DRAWING: Figure 2

Description

[Technical Field]

[0001] The present invention relates to an information generating device. [Background technology]

[0002] Systems for advising individual investors have been known in the past. For example, Patent Document 1 discloses financial investment management, portfolio management, and educational and analytical tools for members via an internet site. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent Publication No. 2003-531444 (published October 21, 2003, internationally published October 25, 2001) Summary of the Invention [Problem to be solved by the invention]

[0004] There are tools available to evaluate and diagnose static portfolios and stocks, but currently there are no tools that can acquire an investor's trading data, evaluate and diagnose dynamically changing trading data based on that investor's trading data, compare it with others, and provide advice.

[0005] Although buying and selling is a factor in investor disparities, there are currently no services that evaluate, diagnose, compare, or provide advice on this issue.

[0006] In the past, securities company salespeople would use individual investors' trading data as a free service to compare their current situation with that of other customers and make suggestions for improvement. However, with the recent spread of securities trading via the Internet, the functions of securities companies that hold trading data, such as suggestions, diagnosis, and comparison with others, have been lost, especially in online securities companies, and the above problem appears to have become even more pronounced.

[0007] It is no longer possible to compare or understand the current situation to determine whether the buying and selling is correct, and the advice function has been lost. As a result, the investment gap between individual investors is widening, and speculative buying and selling is being encouraged. The current situation is not leading to a direction for investment. Investors no longer know how to buy and sell, and this is causing confusion.

[0008] One aspect of the present invention relates to trading data for investment products. information The purpose is to provide the following. [Means for solving the problem]

[0009] In order to solve the above problem, an information generating device according to one aspect of the present invention acquires trading data of investment products, acquires traded data from the trading data, and calculates evaluation indices by referring to the trading data, and the evaluation indices include a principal turnover period and, Principal increase / decrease rate and , Revenue At least one of the profit rate, loss rate, total trading profit and loss, and the rate of change of stocks held and, The system includes: comparison data of the investor obtained by comparing the calculated principal turnover period with the principal turnover periods of other investors; and ranking data of the investor obtained by comparing the calculated principal increase / decrease rate with a plurality of thresholds, and transmits the data to the terminal via the network. An information generating device according to an aspect of the present invention acquires trading data of investment products, acquires traded data from the trading data, and calculates evaluation indices by referring to the trading data, and the evaluation indices include a principal turnover period and, Principal increase / decrease rate and , Revenue At least one of the profit rate, loss rate, total trading profit and loss, and the rate of change of stocks held and, The system generates advice regarding the buying and selling of investment products by referring to investor comparison data obtained by comparing the calculated principal turnover period with the principal turnover periods of other investors and investor ranking data obtained by comparing the calculated principal increase / decrease rate with a plurality of thresholds, and transmits the investor comparison data, the investor ranking data, and the generated advice to a terminal via a network. [Effects of the Invention]

[0010] According to one aspect of the present invention, an evaluation of trading data for investment products can be provided. [Brief explanation of the drawings]

[0011] [Figure 1] 1 is a diagram illustrating a hardware configuration of an advice presentation system according to a first embodiment of the present invention. [Figure 2] FIG. 2 is a block diagram showing the configuration of a terminal and a server according to the first embodiment of the present invention. [Figure 3] FIG. 1 is a diagram illustrating an outline of processing performed by an advice presentation system according to a first embodiment of the present invention. [Figure 4] FIG. 1(a) is a diagram showing an example of trading data of an investment product according to the first embodiment of the present invention, and FIG. 1(b) is a diagram showing an example of evaluation indexes of the trading data according to the first embodiment of the present invention. [Figure 5] 4 is a flowchart showing a diagnostic process based on a principal rotation period according to the first embodiment of the present invention. [Figure 6] 1 is a flowchart showing a diagnostic process based on a winning return rate according to the first embodiment of the present invention. [Figure 7] 10 is a flowchart showing a diagnostic process based on a loss rate according to the first embodiment of the present invention. [Figure 8] 1 is a flowchart showing a diagnostic process based on total trading profit and loss according to the first embodiment of the present invention. [Figure 9] 1 is a flowchart showing a classification process of buying and selling patterns according to the first embodiment of the present invention. [Figure 10] 1 is a flowchart showing a diagnostic process based on the rate of change of held stocks according to the first embodiment of the present invention. [Figure 11] 1 is a flowchart showing a ranking process based on principal increase / decrease rate according to the first embodiment of the present invention. DETAILED DESCRIPTION OF THE INVENTION

[0012] [Embodiment 1] Hereinafter, a first embodiment of the present invention will be described in detail. Note that the diagnosis results, advice, and other contents shown below are merely examples and do not limit the present invention.

[0013] (Advice Presentation System 1) An advice presentation system (information presentation system) 1 according to this embodiment will be described with reference to the drawings. FIG. 1 is a diagram showing the hardware configuration of the advice presentation system 1 according to this embodiment. As shown in FIG. 1, the advice presentation system 1 includes a terminal (terminal device) 2 and a server (information generation device) 3. The terminal 2 and the server 3 are configured to be able to communicate with each other via a network 4.

[0014] Terminal 2 acquires trading data through user operation, reading from a recording medium, etc., and displays advice based on the trading data. Terminal 2 may be, for example, a PC, tablet terminal, or smartphone. Server 3 generates advice regarding the buying and selling of investment products. Network 4 is a network that includes the Internet. Investment products include stocks (including Japanese stocks and foreign stocks), investment trusts, exchange-traded funds (ETFs), foreign exchange margin trading (FX), etc.

[0015] FIG. 2 is a block diagram showing the configuration of the terminal 2 and the server 3 according to this embodiment.

[0016] (Terminal 2) 2, the terminal 2 includes a communication unit 21, a control unit 22, a display unit 23, and an operation reception unit 24. The communication unit 21 is a unit that communicates with the server 3. The control unit 22 controls the entire terminal 2 and is, for example, one or more processors. The display unit 23 displays data in response to instructions from the control unit 22 and is, for example, a liquid crystal display. The operation reception unit 24 receives user operations and is, for example, a keyboard, a mouse, a touch panel, etc.

[0017] (Server 3) 2, the server 3 includes a communication unit 31, a control unit 32, and a storage unit 33. The communication unit 31 is a unit that communicates with the terminal 2. The control unit 32 controls the entire server 3, and is, for example, one or more processors. The storage unit 33 stores data in response to instructions from the control unit 22, and is, for example, a hard disk drive, a flash memory, or the like.

[0018] The control unit 32 includes an advice generation unit (information generation unit) 321. The advice generation unit 321 acquires trading data of investment products, acquires basic data from the acquired trading data, calculates evaluation indexes by referring to the acquired basic data, and generates information indicating the calculated evaluation indexes. Next, the advice generation unit 321 performs a diagnosis by referring to the evaluation indexes, and generates information indicating the results of the diagnosis. Then, the advice generation unit 321 generates information indicating advice according to the results of the diagnosis.

[0019] Here, evaluation refers to calculating and evaluating each indicator from trading data, diagnosis refers to diagnosing what kind of trading has been done based on those indicators, and advice refers to giving advice based on the evaluation and diagnosis results. However, the processes of evaluation, diagnosis, and advice are not required and may be provided separately.

[0020] Furthermore, the advice generating unit 321 may obtain a total profit and loss from the trading data, calculate an evaluation index by referring to the total profit and loss, and generate information indicating the calculated evaluation index. Next, the advice generating unit 321 may obtain a total trading profit and loss and a total unrealized profit and loss from the trading data, calculate an evaluation index by referring to the total trading profit and loss and the total unrealized profit and loss, and generate information indicating the calculated evaluation index. Then, the advice generating unit 321 may obtain a total winning profit, a total losing loss, and a total unrealized profit and loss from the trading data, calculate an evaluation index by referring to the total winning profit, the total losing loss, and the total unrealized profit and loss, and generate information indicating the calculated evaluation index.

[0021] Furthermore, the advice generating unit 321 may acquire traded data from the trading data, classify the traded data into patterns according to the purchase price, sale price, and market value after the sale, calculate the total profit and loss for each pattern, calculate an evaluation index by referring to the total profit and loss for each pattern, and generate information indicating the calculated evaluation index. The market value after the sale indicates the market value a certain period after the sale, and includes, for example, the market value three months after the sale, the market value one year after the sale, the market value at the time of valuation, etc. The terminal 2 presents the information generated by the advice generating unit 321 to the user.

[0022] The advice generation unit 321 may also calculate evaluation indexes by referring to trading data, compare and rank investors by referring to the calculated evaluation indexes, and generate information indicating the comparison and ranking of the investors as evaluation indexes. The comparison here refers to comparing the evaluation indexes of the investor with the evaluation indexes of other investors, the average values ​​of the evaluation indexes, etc.

[0023] (Processing overview of advice presentation system 1) 3 is a diagram showing an outline of the processing of the advice presentation system 1 according to this embodiment. The outline of the processing of the advice presentation system 1 will be described with reference to FIG.

[0024] (Step S301) In the terminal 2, the control unit 22 acquires trading data of investment products from the operation reception unit 24 and the like, and transmits the trading data to the server 3 via the communication unit 21. Details of the trading data will be explained separately.

[0025] (Step S302) In the server 3, the control unit 32 receives trading data from the terminal 2 via the communication unit 31. The advice generation unit 321 calculates evaluation indexes from the trading data. The control unit 32 transmits the calculated evaluation indexes as evaluation results to the terminal 2 via the communication unit 31. Details of the evaluation indexes will be explained separately.

[0026] (Step S303) In the terminal 2, the control unit 22 receives the evaluation result from the server 3 via the communication unit 21, and causes the display unit 23 to display the evaluation result.

[0027] (Step S304) In the server 3, the advice generation unit 321 diagnoses the user's buying and selling tendencies from the evaluation index calculated in step S302. The control unit 32 transmits the diagnosed buying and selling tendencies to the terminal 2 as a diagnosis result via the communication unit 31.

[0028] (Step S305) In the terminal 2, the control unit 22 receives the diagnosis result from the server 3 via the communication unit 21, and causes the display unit 23 to display the diagnosis result.

[0029] (Step S306) In the server 3, the advice generation unit 321 compares and ranks investors based on the evaluation index calculated in step S302. The control unit 32 transmits the comparison data and ranking data of the investors to the terminal 2 via the communication unit 31.

[0030] (Step S307) In the terminal 2, the control unit 22 receives the comparison data and ranking data of the investor from the server 3 via the communication unit 21, and causes the display unit 23 to display the comparison and ranking of the investor.

[0031] (Step S308) In the server 3, the advice generation unit 321 generates advice regarding the buying and selling of investment products by referring to the buying and selling data of the investment products, evaluation indexes, users' buying and selling tendencies, investor comparison data, ranking data, etc. The control unit 32 transmits the generated advice to the terminal 2 via the communication unit 31.

[0032] (Step S309) In the terminal 2, the control unit 22 receives advice on buying and selling investment products from the server 3 via the communication unit 21, and causes the display unit 23 to display the advice.

[0033] The server 3 performs, for example, batch processing to calculate the evaluation indexes and store them in the DB by referring to the trading data to be evaluated, and to create and store the diagnostic data in the DB. The DB is set in, for example, the storage unit 33 of the server 3.

[0034] (Example of trading data) FIG. 4(a) is a diagram showing an example of trading data for an investment product according to this embodiment. The following explanation will be given using stocks as an example of an investment product. As shown in FIG. 4(a), the trading data includes the stock code, the number of shares purchased, the purchase date, and the purchase price. The sold data also includes the sale date and the selling price. Furthermore, the trading data for when a sale is initiated (for example, when conducting margin trading) includes the stock code, the number of shares sold, the sale date, and the selling price. The repurchased data also includes the repurchase date and the repurchase price.

[0035] The stock code is a code that identifies the stock being bought or sold. The number of shares purchased is the number of shares purchased by the user. The purchase date is the date on which the user purchased the stock. The purchase price is the stock price when the user purchased the stock. The sale date is the date on which the user sold the stock. The sale price is the stock price when the user sold the stock.

[0036] (Examples of evaluation indicators) FIG. 4(b) is a diagram showing an example of evaluation indices for trading data according to this embodiment. The following explanation will be given using stocks as an example of an investment product. As shown in FIG. 4(b), evaluation indices are calculated using multiple evaluation axes. Examples of evaluation indices include turnover, profit margin, loss margin, total trading profit and loss, rate of change in held stocks, and rate of increase or decrease in principal.

[0037] The basic figures described below refer to figures obtained from trading data such as principal, elapsed time, and number of trades. Evaluation indicators refer to indicators calculated from these basic figures. Evaluation axes refer to the perspectives used to evaluate trading data, and consist of one or more evaluation indicators.

[0038] As an example of an evaluation axis, turnover power is an example of an evaluation axis that indicates how fast a user turns over their principal, in other words, how frequently a user changes stocks. Indicators related to turnover power include average holding period, number of principal turnovers, principal turnover period, and average trading period difference. Turnover power indicators are used to evaluate, compare, diagnose, and provide advice on how often a user trades.

[0039] The average holding period is the average holding period for traded stocks. The principal turnover count is an indicator of the number of times the principal turns over in a specified period, and is calculated by "trading amount in a specified period ÷ principal." The principal turnover period is the average period for one turnover of the principal, and is calculated by "number of days in a specified period ÷ principal turnover count." The difference in average trading periods is calculated by "average trading period for winning trades - average trading period for losing trades."

[0040] The winning profitability, which is an example of an evaluation axis, is an example of an evaluation axis that shows the profitability in the case of a win, and is calculated from the winning data that is obtained by classifying the traded data, by dividing the profit amount per win by the trading value per win. The profit amount per win is calculated by dividing the total profit amount by the number of wins. The trading value per win is calculated by dividing the total trading value in the case of a win by the number of wins. The winning profitability is an example of an evaluation axis that evaluates, compares, and diagnoses winning patterns, and provides advice on how to win even more.

[0041] The loss rate, which is an example of an evaluation axis, is an example of an evaluation axis that shows the loss rate in the case of a loss, and is calculated from the loss data that classifies the traded data by "loss amount per loss ÷ trading value per loss." The loss amount per loss is calculated by "total loss amount ÷ number of losses." The trading value per loss is calculated by "total trading value in the case of a loss ÷ number of losses." The loss rate is an example of an evaluation axis that evaluates, compares, and diagnoses loss patterns, and provides advice on how to reduce losses from the current situation.

[0042] The total trading profit and loss (total trading profit and loss), which is an example of an evaluation axis, is an example of an evaluation axis that indicates the entire trading profit and loss over a specified period, "Total trading profit and loss (total trading profit = Winning rate x trading amount if winning x winning profit rate / number of wins + (1-win rate) x trading amount when losing x loss rate / number of losses It is calculated as follows: × principal × (number of days elapsed ÷ number of days for turning over the principal) / trading amount per transaction).

[0043] Total trading profit and loss is an evaluation axis of the trading data, including both wins and losses, and is an example of an axis for evaluating where there are problems with trading and where there are advantages. Total trading profit and loss is an example of an evaluation axis for extracting problems, evaluating, comparing, and diagnosing them, and providing advice on how to improve trading. The total profit and loss is calculated as "Total profit and loss = Total trading profit and loss + Total unrealized profit and loss."

[0044] The rate of change of a stock held, which is an example of an evaluation axis, is an example of an evaluation axis calculated by "profit and loss of all held stocks divided by holding amount." The profit and loss of all held stocks is the sum of "(current price - purchase price) x number of shares purchased" of the held stock. The holding amount is the sum of "purchase price x number of shares purchased" of the held stock. The rate of change of a stock held is an example of an evaluation axis for evaluating, comparing, diagnosing, and analyzing data on stocks that have been purchased but not yet sold, and is an example of an evaluation axis for giving advice on the state of continuing to hold stocks after purchasing them without selling them.

[0045] The principal increase / decrease rate, which is an example of an evaluation axis, is calculated by "total profit / loss ÷ principal" or "(total trading profit / loss + profit / loss of all held stocks) ÷ principal ÷ elapsed time (years)." The principal increase / decrease rate is an example of an evaluation axis used to make a comprehensive evaluation, and to evaluate, compare, diagnose, and advise, taking into account both trading status and holding status.

[0046] (Details of diagnostic process) 5 to 11 are flowcharts showing the diagnostic processing of the advice generating unit 321 in the server 3 according to this embodiment. Fig. 5 shows the diagnostic processing based on the principal revolving period.

[0047] (Step S501) The advice generating unit 321 determines whether the principal revolving period is within one week. If the principal revolving period is within one week (YES in step S501), the advice generating unit 321 executes the process of step S502. If the principal revolving period is longer than one week (NO in step S501), the advice generating unit 321 executes the process of step S503.

[0048] (Step S502) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S504, S506, and S507).

[0049] As an example, the advice generating unit 321 evaluates, compares, diagnoses, and gives advice as follows, using the evaluation axis of turnover as the user's trading tendency: That is, the advice generating unit 321 compares and diagnoses the following: "You are trading frequently, similar to day trading or scalping. Your principal turns over once within a week, so stocks change frequently. You tend to place emphasis on technicals and win rate, and your profit rate per trade, whether winning or losing, usually tends to be low. It is important to look at other indicators, such as the win rate of return. As an improvement suggestion, if the difference in average trading periods is negative or close to 0, we recommend that you try extending the average winning trading period."

[0050] (Step S503) The advice generating unit 321 determines whether the principal revolving period is longer than one week and within one month. If the principal revolving period is longer than one week and within one month (YES in step S503), the advice generating unit 321 executes the process of step S504. If the principal revolving period is longer than one month (NO in step S503), the advice generating unit 321 executes the process of step S505.

[0051] (Step S504) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency as follows: "Because one rotation occurs within one month, stocks are changed over 10 times in a year. This falls into the category of swing trading, but because it is a broad concept, it is further subdivided depending on the average trading period and the amount of money traded per transaction. However, in general, this is a style that emphasizes technicals and is material-oriented, and involves buying and selling stocks that are moving. In order to increase assets with this type, the difference between the win rate, win profit rate, and lose loss rate is first important. See evaluation criteria such as win profit rate, lose loss rate, and overall profit rate."

[0052] (Step S505) The advice generating unit 321 determines whether the principal revolving period is longer than one month and within six months. If the principal revolving period is longer than one week and within one month (YES in step S505), the advice generating unit 321 executes the process of step S506. If the principal revolving period is longer than six months (NO in step S505), the advice generating unit 321 executes the process of step S507.

[0053] (Step S506) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency with the following: "A trading frequency where stocks are changed several times a year. If the "average trading period when winning - average trading period when losing" is a large positive, it can be said that there is a high possibility that assets are being built. Naturally, this is determined in conjunction with other evaluation axes, but the trading frequency is at a level that allows for ample trading frequency and is able to respond to various changes. It is also able to respond to sudden changes in market trends and global conditions, as well as technical and fundamental factors. In the case of this trading tendency, the most important thing is the difference between the winning profit rate and the losing loss rate; the larger the difference, the better the management."

[0054] (Step S507) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "When the average holding period and principal turnover period are both more than six months, the trading tendencies change significantly depending on the state of the stocks held. This is because there are often many cases where the stocks held have unrealized losses. This is a case where a person is unable to cut their losses and ends up holding only bad stocks, in other words, a state of being left unsold. In the past, banks also had many bad loans and gradually fell into a deeper and deeper hole, but the existence of unsold stocks is due to household bad loans (bad assets). This is likely to be caused by not buying or selling enough, and there are many cases that fall under this trading trend. Whether or not this case applies can be determined by looking at it in conjunction with other evaluation axes. Particularly important evaluation axes are a diagnosis of total trading profit and loss and an analysis of the holding situation. The trading advice, if the above applies, is to revitalize the stocks held by buying and selling while sorting out the stocks held, even if only little by little."

[0055] FIG. 6 is a flowchart showing the diagnostic process based on the winning profit rate performed by the advice generating unit 321 in the server 3 according to this embodiment.

[0056] (Step S601) The advice generating unit 321 determines whether the winning profit rate is less than 5%. If the winning profit rate is less than 5% (YES in step S601), the advice generating unit 321 executes the process of step S602. If the winning profit rate is not less than 5%, that is, if it is 5% or more (NO in step S601), the advice generating unit 321 executes the process of step S603.

[0057] (Step S602) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S604, S606, S608, and S609).

[0058] As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency with the following: "The winning rate of return is too low. Therefore, unless it is covered by the winning rate or turnover, assets will decrease. If the winning rate of return is lower than the absolute value of the losing rate, there is even more room for improvement. If the average holding period when winning is less than one week, it may be a little too early. The selection of stocks to buy may be poor to begin with. See the indicators for pattern trading analysis."

[0059] (Step S603) The advice generating unit 321 determines whether the winning profit rate is 5% or more and less than 10%. If the winning profit rate is 5% or more and less than 10% (YES in step S603), the advice generating unit 321 executes the process of step S604. If the winning profit rate is not less than 10%, that is, if it is 10% or more (NO in step S603), the advice generating unit 321 executes the process of step S605.

[0060] (Step S604) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "If the turnover rate is high, the loss rate is kept low, and the win rate is high, then trading can lead to an increase in assets. However, if the above conditions are not met, then it is likely that assets will not increase despite being busy. There is a possibility that the user is good at trading, but there may be problems with stock selection. Although it is necessary to consider other evaluation criteria, if it is difficult to achieve a large price range, it is necessary to reconfirm that there was no mistake in the stock selection to begin with. It is necessary to confirm that there was no mistake in the stock selection to begin with by analyzing the total trading profit and loss and trading patterns."

[0061] (Step S605) The advice generating unit 321 determines whether the winning profit rate is equal to or greater than 10% and less than 20%. If the winning profit rate is equal to or greater than 10% and less than 20% (YES in step S605), the advice generating unit 321 executes the process of step S606. If the winning profit rate is not less than 20%, that is, if it is 20% or greater (NO in step S605), the advice generating unit 321 executes the process of step S607.

[0062] (Step S606) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "The winning rate of return is high and excellent. The winning rate is high and the losing rate is kept low. If the turnover is effective, it will create a rhythm that will sufficiently increase assets. If possible, by raising the winning rate of return even further, the pace of asset increase will increase even more. Is it possible to extend the average holding period when winning? We would like to think of ways to further increase the pace of increase by analyzing winning stocks through total trading profit and loss and trading pattern analysis. By using strategic stocks, the possibility of making a larger price range increases."

[0063] (Step S607) The advice generating unit 321 determines whether the winning profit rate is 20% or more and less than 50%. If the winning profit rate is 20% or more and less than 50% (YES in step S607), the advice generating unit 321 executes the process of step S608. If the winning profit rate is not less than 50%, that is, if it is 50% or more (NO in step S607), the advice generating unit 321 executes the process of step S607.

[0064] (Step S608) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency as follows: "If you can get such a large price range on average, it can be said that it is sufficient. You need to pay attention to how effective the turnover is, the loss rate, the win rate, and whether there are any losses on the stocks you own. If there are any shortcomings in the above points, there is still room for improvement. What is particularly important is the turnover force. If the turnover force is too low, there is a possibility that there is actually a lot of room for the pace of asset growth to increase even more."

[0065] (Step S609) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "Looking at these figures alone, you have made a sufficient profit. If the other figures below are also excellent, you have achieved a rhythm where your assets are steadily increasing. Ideally, there are no problems with (1) how effective your turnover is, (2) what your loss rate is, (3) what your win rate is, and (4) whether your held stocks are suffering losses. If there are problems with any of the above four, then you should start improving from there. For example, you still have many held stocks with large losses, and while you have been good at taking profits, you have not been able to cut your losses and so you are still holding stocks. Therefore, it is important that you learn how to deal with losses as soon as possible. Take profits slowly and cut losses early."

[0066] FIG. 7 is a flowchart showing the diagnostic process based on the loss rate performed by the advice generating unit 321 in the server 3 according to this embodiment.

[0067] (Step S701) The advice generating unit 321 determines whether the loss rate is greater than -5% and less than or equal to 0%. If the loss rate is greater than -5% and less than or equal to 0% (YES in step S701), the advice generating unit 321 executes the process of step S702. If the loss rate is not greater than -5%, that is, less than or equal to -5% (NO in step S701), the advice generating unit 321 executes the process of step S703.

[0068] (Step S702) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S704 and S705).

[0069] As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency with the following: "The loss rate in the event of a loss is well controlled, which is an excellent performance. If the win rate and win rate are sufficient and there are no problems with the holdings, it can be said that the rhythm of assets increasing is indicative. However, the most important thing is how large the "win rate + loss rate" is. If the win rate is 5% and the loss rate is -5%, the difference is 0. If the win rate is 50%, trading will not result in a loss or profit. It will just be busy trading. On the other hand, if the win rate is 30% and the loss rate is -5%, the difference is 25%, which is quite large. In this case, even a win rate of 50% will be enough to increase funds. Although it needs to be considered in conjunction with other indicators, the loss rate can be said to be excellent."

[0070] (Step S703) The advice generating unit 321 determines whether the loss rate is greater than -10% and less than or equal to -5%. If the loss rate is greater than -10% and less than or equal to -5% (YES in step S703), the advice generating unit 321 executes the process of step S704. If the loss rate is not greater than -10%, that is, less than or equal to -10% (NO in step S703), the advice generating unit 321 executes the process of step S705.

[0071] (Step S704) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "The loss rate is sufficiently suppressed, and risk management is being carried out well to prevent further damage. Unless there are any stocks held that have suffered serious damage, the stop loss is working very well. In this case, the most important thing is that the winning rate is significantly higher than the loss rate. If both indicators are at similar levels, the rest will depend on the winning rate. If you are busy but your assets are not increasing, you need to take profits slowly and cut losses early. You need to check by analyzing trading patterns whether your initial stock selection was correct."

[0072] (Step S705) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency as follows: "You tend to be late in cutting your losses, which makes the damage worse. In order to establish a rhythm for increasing your assets, it is very important to cut your losses early and gracefully and control your losses. This is because if you have assets of 1 million yen, a 20% loss will result in 800,000 yen. Next, to get back to 1 million yen, you need to make a profit of 25%. If you make a profit, it will create a virtuous cycle where profits lead to more profits, but conversely, if you suffer a large loss and your funds decrease, your principal will decrease and you will be forced to operate with even less funds, making it difficult to recover. If possible, try to keep your loss rate to 10% or less."

[0073] FIG. 8 is a flowchart showing the diagnosis process based on total trading profit and loss by the advice generating unit 321 in the server 3 according to this embodiment.

[0074] (Step S801) The advice generating unit 321 determines whether the total trading profit / loss is greater than 0% and less than or equal to 10%. If the total trading profit / loss is greater than 0% and less than or equal to 10% (YES in step S801), the advice generating unit 321 executes the processing of step S802. If the total trading profit / loss is less than or equal to 0% or greater than 10% (NO in step S801), the advice generating unit 321 executes the processing of step S803.

[0075] (Step S802) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S804, S806, S808, and S809).

[0076] As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendencies, saying, "In this era of low interest rates, it is very important to have a style that steadily increases funds. However, if I may be greedy, I would say that there is still room for improvement."

[0077] (Step S803) The advice generating unit 321 determines whether the total trading profit / loss is greater than 10% and less than or equal to 20%. If the total trading profit / loss is greater than 10% and less than or equal to 20% (YES in step S803), the advice generating unit 321 executes the processing of step S804. If the total trading profit / loss is less than or equal to 10% or greater than 20% (NO in step S803), the advice generating unit 321 executes the processing of step S805.

[0078] (Step S804) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency as follows: "The annualized profit is greater than 10%, which is excellent. However, if we were to be greedy, we could aim for even higher, as it is in the 10% range, including the effect of compound interest. As for points for improvement, it is important to look at other indicators and improve the weak points. If the winning profit rate is low, then that should be improved, and if the turnover rate is low, then the turnover should be increased a little."

[0079] (Step S805) The advice generating unit 321 determines whether the total trading profit or loss is greater than 20%. If the total trading profit or loss is greater than 20% (YES in step S805), the advice generating unit 321 executes the processing of step S806. If the total trading profit or loss is not greater than 20%, that is, if it is 20% or less (NO in step S805), the advice generating unit 321 executes the processing of step S807.

[0080] (Step S806) As an example, the advice generation unit 321 compares and diagnoses the user's trading trends as follows: "The principal is increasing at a rate greater than 20% per annum, and assets are being sufficiently built up. All that remains is to improve the bad indicators and further improve the good indicators, and aim for even higher results. Things are going well with regard to the stocks you are buying and selling, but if the stocks you are holding also have a large amount of unrealized gains, then that would be ideal."

[0081] (Step S807) The advice generating unit 321 determines whether the total trading profit / loss is greater than -10% and less than or equal to 0%. If the total trading profit / loss is greater than -10% and less than or equal to 0% (YES in step S807), the advice generating unit 321 executes the processing of step S808. If the total trading profit / loss is less than or equal to -10% (NO in step S807), the advice generating unit 321 executes the processing of step S809.

[0082] (Step S808) As an example, the advice generation unit 321 may compare the user's trading tendency with the following: "When it comes to trading, you're in the negative. No matter how hard you try to buy and sell, you're not getting results, and the results are disappointing. This is especially true if you have problems with the stocks you own. It's important to first identify areas for improvement. Trading pattern analysis can determine whether there's a problem with trading or stock selection. Depending on which trading patterns are most prevalent, you can determine whether the problem lies more in trading or stock selection. If there's a problem with trading, calculate the "profit rate + loss rate." If the "profit rate + loss rate" is close to zero or negative, it's important to improve this number (make the positive larger) by taking profits slowly and cutting losses early. Then, by increasing your win rate, you can move into the positive. Try acting according to the advice."

[0083] (Step S809) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency as follows: "Your assets have decreased by more than 10% per year, and they are shrinking. If the situation of the stocks you own were much better, it would be a different story, but there is a lot of room for improvement in your trading, and you need to fix various aspects. Where should you start? The starting point is to analyze your trading patterns, and it is important to understand which patterns are the main focus of your trading. If there is a problem with your stock selection, it is important to change that first. Try trading with strategic stocks. If there is a problem with your trading, possible issues include cutting losses too late, taking profits too early, a low win rate, or too slow turnover. Look at your performance on each evaluation axis and start by fixing the areas with the most room for improvement. I think there is a high possibility that you will see improvement by following the advice more than ever before."

[0084] 9 is a flowchart showing a classification process of buying and selling patterns by the advice generating unit 321 in the server 3 according to this embodiment. Note that, in the following process, the current price is used for the determination, but the determination is not limited to the current price, and may be made using the market price after the sale (market price three months after the sale, including the current price).

[0085] (Step S901) The advice generating unit 321 determines whether the buying price is smaller than the selling price. If the buying price is smaller than the selling price (YES in step S901), the process of step S902 is executed. If the buying price is not smaller than the selling price, that is, if the buying price is equal to or greater than the selling price (NO in step S901), the process of step S907 is executed.

[0086] (Step S902) The advice generating unit 321 determines whether the selling price is smaller than the current price. If the selling price is smaller than the current price (YES in step S902), the process of step S903 is executed. If the selling price is not smaller than the current price, that is, if the selling price is equal to or greater than the current price (NO in step S902), the process of step S904 is executed.

[0087] (Step S903) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S905, S906, S908, S810, and S911).

[0088] As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (winning pattern 1 [buying price < selling price < current price]) as follows: "A user who frequently uses this buying and selling pattern has a good chance of still increasing profits. The stock selection is not wrong, and now it is necessary to see whether a larger price range can be obtained or whether profits are locked in too early. Also, if it is too late, there is a possibility that other opportunities will be missed, and the turnover aspect is also important."

[0089] Furthermore, the advice generation unit 321 generates advice according to winning pattern 1, such as, "In the future, you can make further improvements by determining how to effectively trade from the stock selection stage and how to replace stocks."

[0090] (Step S904) The advice generating unit 321 determines whether the current price is greater than the purchase price. If the current price is greater than the purchase price (YES in step S904), the process of step S905 is executed. If the current price is not greater than the purchase price, that is, if the current price is equal to or less than the purchase price (NO in step S904), the process of step S906 is executed.

[0091] (Step S905) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (winning pattern 2 [buying price < selling price, and selling price ≥ current price, and current price > buying price]) as follows: "Users who frequently use this buying and selling pattern are good at selecting stocks and are good at buying and selling. However, if you want to be greedy, it is important to buy and sell stocks that have a larger price range. This is especially true in cases where the profit margin is low. Because you buy and sell stocks that do not have a large price range, your profit margin will not increase."

[0092] Furthermore, the advice generation unit 321 generates advice according to winning pattern 2, saying, "If you switch to buying and selling strategic stocks, your performance will improve. In this case, you need to improve your winning rate of return, which is the most important indicator."

[0093] (Step S906) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (winning pattern 3 [buying price < selling price, and selling price ≥ current price, and current price ≤ buying price]) with the following: "Users who frequently have this trading pattern have made the wrong stock selection in the first place, and were successful because they bought stocks that they should not have bought at the time and sold them quickly, so the trading went well, but the stock selection was wrong. If this type of trading accounts for a large proportion of transactions, it is likely that they have been distracted by stocks that are currently moving, such as stocks that are subject to market manipulation, and this means that they are only putting their hands on stocks that they will not make a profit if they do not buy or sell, or conversely, stocks that will result in losses if they continue to hold them. For this reason, they have no choice but to buy or sell."

[0094] Furthermore, the advice generation unit 321 generates advice according to winning pattern 3, saying, "It is important to select stocks that are safe to hold and that will rise, rather than stocks that cannot be held with confidence. This will give you more leeway in buying and selling."

[0095] (Step S907) The advice generating unit 321 determines whether the selling price is greater than the current price. If the selling price is greater than the current price (YES in step S907), the process of step S908 is executed. If the selling price is not greater than the current price, that is, if the selling price is equal to or less than the current price (NO in step S907), the process of step S909 is executed.

[0096] (Step S908) As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (losing pattern 1 [buying price ≧ selling price > current price]) with the following: "Users who frequently follow this buying and selling pattern have problems with stock selection. If they only buy stocks that are popular at the moment, or buy stocks that have come up with news, or stocks that are being manipulated, they will suffer losses like this. The essence of these stocks is that they are stocks that should not be held, and stocks that will result in huge losses if not sold."

[0097] Furthermore, the advice generation unit 321 generates the following advice in response to losing pattern 1: "If losing pattern 1 and winning pattern 3 occur frequently, you will need to significantly change your stock selection. Change your style from one in which you aim for opportunities to make profits from buying and selling to one in which you invest. Since you are likely to be skilled at buying and selling, if you can properly select stocks, your performance may improve dramatically. First, try buying and selling strategic stocks."

[0098] (Step S909) The advice generating unit 321 determines whether the current price is greater than the purchase price. If the current price is greater than the purchase price (YES in step S909), the process of step S910 is executed. If the current price is not greater than the purchase price, that is, if the current price is equal to or less than the purchase price (NO in step S909), the process of step S911 is executed.

[0099] (Step S910) As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendencies (losing pattern 2 [buying price ≥ selling price, and selling price ≤ current price, and current price > buying price]) with the following: "Users who frequently use this buying and selling pattern are good at selecting stocks, but they cut their losses too early or have vague criteria for deciding when to sell and when not. Other indicators should also be considered. If winning pattern 1 is frequent, then the stock selection can be said to be very excellent."

[0100] Furthermore, the advice generating unit 321 generates advice according to the losing pattern 2, saying, "If you become better at trading, your assets will increase. The winning rate of return, the losing rate of loss, and the difference between them are important indicators."

[0101] (Step S911) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (losing pattern 3 [buying price ≧ current price ≧ selling price]) by saying, "Users who frequently use this trading pattern have room for improvement in both stock selection and trading. However, if in this trading pattern losses are kept small and wins are large, it is possible that they are achieving the ideal winning strategy."

[0102] Furthermore, the advice generating unit 321 generates advice according to the loss pattern 3, such as "If you are losing a lot, it is important to correct the mistake in stock selection."

[0103] FIG. 10 is a flowchart showing diagnostic processing by the advice generating unit 321 in the server 3 according to this embodiment based on the rate of change of stocks held (hereinafter simply referred to as "rate of change").

[0104] The advice generating unit 321 classifies the buying and selling data into held stock data and traded data, and calculates the rate of change of the held stock by referring to the held stock data. Then, the advice generating unit 321 executes the following diagnostic process.

[0105] (Step S1001) The advice generating unit 321 determines whether the rate of change is greater than -10% and less than or equal to 0%. If the rate of change is greater than -10% and less than or equal to 0% (YES in step S1001), the advice generating unit 321 executes the processing of step S1002. If the rate of change is less than or equal to -10% or greater than 0% (NO in step S1001), the advice generating unit 321 executes the processing of step S1003.

[0106] (Step S1002) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information about the reasons for your buying and selling habits Information about social aspects of your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S1004, S1006, and S1007).

[0107] As an example, the advice generation unit 321 compares and diagnoses the user's trading trends as follows: "Some stocks are making profits, and others are making losses. Also, the evaluation varies greatly depending on the trading profit and loss. If the trading profit and loss is large and positive, there is likely little problem. If the trading profit and loss is small or negative, there is likely to be a lot of room for improvement. It is important to analyze the total trading profit and loss and recognize your own trading patterns along with the six trading pattern analysis. As your trading and stock selection improve, the stocks you own should also improve. There is still a long way to go, but that means there is a lot of room for improvement and many elements that will change."

[0108] (Step S1003) The advice generating unit 321 determines whether the rate of change is -10% or less. If the rate of change is -10% or less (YES in step S1003), the advice generating unit 321 executes the process of step S1004. If the rate of change is not -10% or less (NO in step S1003), the advice generating unit 321 executes the process of step S1005.

[0109] (Step S1004) As an example, the advice generation unit 321 compares and diagnoses the user's trading trends as follows: "You have some stocks that are left unspent, and unless your trading profits and losses are very good, there seems to be a lot of room for improvement. You need to start by looking at your overall buying and selling judgment and improving your buying and selling. This is because it is highly likely that the stocks you are holding are stocks that you were unable to buy or sell and were unable to cut your losses on. In the case of stocks, it is very important to quickly get rid of failed stocks. Don't dwell on them forever. It's easy to say, but it's true that cutting losses is difficult. If you're not good at it, try to imitate the support content first. This is because cutting losses can suddenly open up new possibilities for stocks. It is important to organize your holdings, even if only little by little, and change them into a state where you have unrealized gains."

[0110] (Step S1005) The advice generating unit 321 determines whether the rate of change is greater than 0% and less than 10%. If the rate of change is greater than 0% and less than 10% (YES in step S1005), the advice generating unit 321 executes the process of step S1006. If the rate of change is 10% or greater (NO in step S1005), the advice generating unit 321 executes the process of step S1007.

[0111] (Step S1006) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies with the following: "If there are no problems with trading profits and losses, then it seems that things are going well. However, it is important to look at this together with trading pattern analysis. In the classification process of trading patterns, if there are more winning patterns 2 and 3 rather than winning pattern 1, then you need to reconsider your stock selection. This is because there is a high possibility that you are buying stocks that do not have a large price range. Try using more strategic stocks that have a larger price range."

[0112] (Step S1007) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies with the following: "If trading profits and losses are also positive, there seems to be little problem. However, it is necessary to look at other evaluation axes as well, such as turnover, winning profit rate, losing loss rate, and winning rate. Improve your weak points."

[0113] 11 is a flowchart showing the ranking process by the principal increase / decrease rate performed by the advice generating unit 321 in the server 3 according to this embodiment. Note that the advice generating unit 321 may perform the comparison process and ranking process using an evaluation index other than the principal increase / decrease rate, or may perform the comparison process and ranking process using a plurality of evaluation indexes.

[0114] (Step S1101) The advice generating unit 321 determines whether the principal increase / decrease rate is greater than 30%. If the principal increase / decrease rate is greater than 30% (YES in step S1101), the advice generating unit 321 executes the process of step S1102. If the principal increase / decrease rate is not greater than 30% (NO in step S1101), the advice generating unit 321 executes the process of step S1103.

[0115] (Step S1102) The advice generation unit 321 determines the user's buying and selling tendency as follows: Information about your buying and selling habits Information to improve your buying and selling habits (The same applies to steps S1104, S1106, S1108, and S1109).

[0116] As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank special A) as follows: "Assets are increasing at a pace that exceeds the market average, which is ideal. It depends on which has a higher weight, trading profits or valuation profits, but if trading profits are the main source of profits, turnover will also work well."

[0117] Furthermore, the advice generating unit 321 generates advice according to rank Special A, such as "By improving your weak points in each evaluation axis, your earning power will increase further and the pace of asset growth will likely increase."

[0118] (Step S1103) The advice generating unit 321 determines whether the principal increase / decrease rate is greater than 10% and less than or equal to 30%. If the principal increase / decrease rate is greater than 10% and less than or equal to 30% (YES in step S1103), the advice generating unit 321 executes the process of step S1104. If the principal increase / decrease rate is less than or equal to 10% (NO in step S1103), the advice generating unit 321 executes the process of step S1105.

[0119] (Step S1104) As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (rank A) as follows: "Although it may not be so much on an annual basis, the funds are increasing year by year, and the management is such that profits are generating more profits. There are fluctuations from year to year, but the pace is above average."

[0120] Furthermore, the advice generation unit 321 generates the following advice according to rank A: "Check the indicators to see how you compare with the Nikkei average, and compare your growth rate with the market average. If it is below the market average, there is still room for improvement. Even if it is above the market average, recognize your weak points and work on improving them."

[0121] (Step S1105) The advice generating unit 321 determines whether the principal increase / decrease rate is greater than 0% and less than or equal to 10%. If the principal increase / decrease rate is greater than 0% and less than or equal to 10% (YES in step S1105), the advice generating unit 321 executes the process of step S1106. If the principal increase / decrease rate is less than or equal to 0% (NO in step S1105), the advice generating unit 321 executes the process of step S1107.

[0122] (Step S1106) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank B) as follows: "The negative amount is small, but the principal is below the original amount, so there is room for improvement in various ways. First, let's check whether the loss is occurring in the stocks you own, or whether the loss is occurring from trading."

[0123] Furthermore, the advice generation unit 321 generates advice according to rank B, such as, "If you are incurring losses on the stocks you hold, the first thing you should correct is that you are unable to cut your losses.It is also important to consider whether or not you selected the stocks you initially wanted to buy appropriately."

[0124] (Step S1107) The advice generating unit 321 determines whether the principal increase / decrease rate is greater than -10% and less than or equal to 0%. If the principal increase / decrease rate is greater than -10% and less than or equal to 0% (YES in step S1107), the advice generating unit 321 executes the process of step S1108. If the principal increase / decrease rate is less than or equal to -10% (NO in step S1107), the advice generating unit 321 executes the process of step S1109.

[0125] (Step S1108) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank C) with the following: "Losses are increasing, and we recommend that you improve this immediately. First, identify the problem. If you are incurring losses on stocks you own, check whether you are incurring losses on stocks you have already bought and sold. If you are incurring losses on stocks you have already bought and sold, then you should also refer to the win rate, loss rate, trading pattern analysis, etc."

[0126] Furthermore, the advice generating unit 321 generates advice according to rank C, such as "You should start improving from the particularly bad points. Please refer to the advice on how to improve from the bad evaluation axis."

[0127] (Step S1109) As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank D) with the following: "Your assets are decreasing year by year. It is important to first recognize the problem: whether it is the total trading profit / loss or the rate of change of the stocks you own."

[0128] Furthermore, the advice generation unit 321 generates advice according to rank D, such as, "Are you unable to cut your losses and the unrealized losses of the stocks you hold increasing? Or are you turning over your money too quickly and not increasing your assets at all despite being busy? If it is the former, the loss rate and six buying and selling pattern analysis are important. If it is the latter, the winning rate, comprehensive loss analysis, and turnover index are important."

[0129] (Total trading profit / loss breakdown formula) The breakdown formula for total trading profit and loss is shown below.

[0130] Total trading profit = Winning rate x trading amount if winning x winning profit rate / number of wins + (1-win rate) x trading amount when losing x loss rate / number of losses × Principal × (Number of days elapsed ÷ Number of days for principal turnover) / Trading price per transaction Below is the breakdown formula for total trading profit and loss, including a numerical example for a principal of 5 million yen. The numerical example is shown in brackets [ ].

[0131] Total trading profit = Winning rate (0.33) x trading amount if winning (29.7 million yen) x winning profit rate (0.41) / number of wins + (1 - win rate) x trading amount in case of loss (77.73 million yen) x loss rate (-0.08) / number of losses × Principal (5 million yen) × (Number of days elapsed (1,224) ÷ Number of days for turning over the principal (53)) / Trading amount per transaction (670,000 yen) The advice generating unit 321 of the server 3 generates a decomposition formula of total trading profit and loss including numerical values ​​as a diagnostic result regarding the user's trading data. The advice generating unit 321 also generates advice referring to evaluation indexes included in the decomposition formula, including at least the win rate, win profit rate, loss rate, and principal turnover period (principal turnover period).

[0132] [Example of advice] Below, examples of advice according to this embodiment are shown. The advice generation unit 321 of the server 3 generates each piece of advice. The control unit 22 of the terminal 2 displays each piece of advice on the display unit 23. Note that the content of the advice shown below is an example and does not limit the present invention.

[0133] (First example of advice) "We specialize in transactions with a very high turnover rate, with a capital turnover period of three days. For a capital of 1 million yen, we turn over 100 times in one year, resulting in a trading value of 100 million yen. Because the turnover rate is so fast, the profit rate per transaction is inevitably low.

[0134] In particular, a 5% winning return may be too low.

[0135] The win rate is 60%, the profit rate is 5%, and the loss rate is -8%. Although the win rate is high, the losses are large and there is a tendency to delay in cutting losses, so it can be said that improving the loss rate is also an urgent task. (Second example of advice) "He doesn't seem to like buying and selling. For the past year, he has been holding on to what he buys, without buying or selling. He has plenty of funds, and I think he takes the stance of buying good stocks and continuing to hold them.

[0136] Of the 10 million yen principal, 5 million yen was traded, and 5 million yen remains in cash. The winning rate of the stocks held is 80%, and the rate of return when they win is 1.2 times, which is quite high, so it appears that the investment stance is to carefully select good stocks and purchase them little by little, choosing the right timing. The loss rate for losing stocks is also kept low at around -10%. This is a stance of carefully selecting stocks to invest in. It can be said that this is something that only someone with financial resources can do.

[0137] However, there are many great opportunities in the stock market. Not buying and selling, or not changing stocks, means there's a high chance you're missing out on those opportunities. Increasing your trading volume can give you profit opportunities many times greater than your principal. If you have a principal of 10 million yen, changing stocks once every three months will dramatically increase your profit opportunities. While changing stocks once a week can be too hectic, doing it once every three months is almost effortless. Refreshing your portfolio once every three months makes it easier to incorporate stocks that are in line with the times, allowing you to adapt flexibly to changes.

[0138] Stocks are constantly changing, so even if you have ample funds, it is essential to be able to buy and sell stocks and replace them in order to adapt to these changes. However, the stocks you should buy will vary from time to time, and adapting to these changes is not easy. This is where our trading support comes in. (Third example of advice) "The principal turnover period is one year. In other words, with a principal of 1 million yen, I only buy once a year and continue to hold on to it without buying or selling. The transaction amount is 1 million yen. Although I have not bought or sold any stocks, the win rate for the stocks I hold is 20%, and the loss rate is -30%. I am stuck with the losses and unable to move. I bought and left them, and by not cutting my losses early, I am making the damage worse.

[0139] First, we recommend that you try moving even just a small portion of your holdings and buying and selling. As the moved funds become more active, they will generate profits, which will motivate you to move other unsold stocks as well, and gradually move in the direction of improvement. The most important thing to keep in mind when moving is to cut your losses early and take profits slowly. It will be difficult to cut your losses until you get used to it, so we recommend that you try moving according to the buying and selling support. (Fourth example of advice) "The principal turnover period is two months, which is a moderate turnover. For a principal of 1 million yen, there are six turns over in one year, resulting in a trading value of 6 million yen. The winning rate is 40%, the winning return rate is 40%, and the losing return rate is -8%.

[0140] Although the win rate is low, the winning return rate is very high at 1.4 times, and conversely, the loss cut in the event of a loss is kept to -8%, so assets are steadily increasing and it can be said to be an ideal trading. The rotation frequency is also about once every two months, with stocks being replaced, so it is not busy.

[0141] The average holding period for winning positions is over three months, while the average holding period for losing positions is two weeks. This allows us to "make big wins slowly, and make small losses quickly" and to trade with the aim of building assets. (5th example of advice) "The principal turnover period is one month, so the turnover is appropriate. For a principal of 1 million yen, there were 12 turnovers in one year, for a trading value of 12 million yen. The win rate is 70%, the profit margin is 5%, and the loss margin is -15%. I am conscious of the win rate, and my win rate is high, but my profit margin is too low and my loss margin is too large, so my assets are decreasing. Also, when I win, the holding period is too short, and while I tend to lock in profits immediately, I end up holding on to stocks that result in losses for too long, which causes my losses to grow.

[0142] There is a tendency to delay cutting losses, so it is urgent to improve the loss rate. [Basic figures (basic data) and specific examples of evaluation indicators] The advice generation unit 321 calculates evaluation indices from the basic numerical values. The calculation of the evaluation indices changes depending on the level of profit and loss (degree of detail). Since the evaluation indices change, evaluation is also performed in stages, and comparison, diagnosis, and advice can also be performed in stages. Specific examples of differences in evaluation indices according to levels are shown below. Note that the following are specific examples and do not limit the present invention.

[0143] (Specific examples of valuation of total profit and loss) The advice generating unit 321 calculates the principal increase / decrease rate by "principal increase / decrease rate = total profit / loss ÷ principal" and evaluates the total profit / loss.

[0144] The basic figures are ·principal, ·Total profit and loss Purchase price Sales proceeds Number of purchases Current valuation Number of days passed ·Average number of days held -Rate of change of benchmark (Nikkei average, etc.) during the period etc.

[0145] The evaluation indexes include a rotational force index and a comprehensive index.

[0146] The rotational force index includes: · Number of rotations (= purchase price ÷ principal) Number of days of rotation (= number of days elapsed ÷ number of rotations) ·Average number of days held etc.

[0147] The overall indicators include: ·Principal profit and loss ratio (=total profit and loss ÷ principal) Average purchase price Average profit / loss (= total profit / loss ÷ number of purchases) Principal profit / loss ratio (= purchase price ÷ principal × total profit / loss ÷ number of purchases ÷ purchase price ÷ number of purchases) Principal profit / loss ratio (= number of turns x average profit / loss per turn / purchase price per turn) Comparison with the Nikkei average, cash ratio, investment ratio, current investment amount etc.

[0148] (Specific examples of valuation of total trading profit and loss) The advice generating unit 321 calculates the principal increase / decrease rate by "principal increase / decrease rate = (total trading profit / loss + total unrealized profit / loss) / principal" and evaluates the total trading profit / loss.

[0149] The basic figures are ·principal Total trading profit and loss Purchase price Number of wins Total profit in case of a win Winning purchase total Total winnings from sales Number of losses Total purchase price of losses Total selling price of losses Total loss in case of loss Number of trades Sales proceeds Number of days passed Average trading period etc.

[0150] The evaluation indicators include: Rotational force · Number of times the stock is traded (= purchase price ÷ principal) Number of days since trading (= number of days elapsed ÷ number of rotations) Average number of days a stock is held Principal profit / loss ratio (= total trading profit / loss ÷ principal) Win rate of trading stocks (= number of wins / number of trades) Profit per trade (= Profit if winning / Number of wins) Profit rate in case of winning trades (= profit in case of winning ÷ winning trading amount) Loss per trading transaction (= loss in case of loss / number of losses) Loss rate in case of loss on trading stock (= loss in case of loss ÷ loss trading amount) etc.

[0151] For example, trading profits and losses can be broken down into the following elements: This breakdown allows us to understand the nature of trading.

[0152] Total trading profit / loss = Win rate (33%) x Trading amount if winning (29.7 million yen) x Profit rate if winning (0.41) ÷ Number of wins + (1 - Win rate) x Trading amount if losing (77.73 million yen) x Profit rate if losing (-0.08) ÷ Number of losses × Principal (5 million yen) × (Number of days elapsed (1224) ÷ Number of days for turning over the principal (53)) ÷ Trading price per transaction (670,000 yen) Trading profits and losses are determined by factors such as turnover, profit margin in the case of a win, loss margin in the case of a loss, principal, win rate, etc. By dividing the factors, it is possible to evaluate which factors are strong or weak, and to understand the trading trends.

[0153] (Specific examples of valuation of total unrealized gains and losses) The advice generating unit 321 evaluates the total unrealized profit and loss.

[0154] The basic figures are ·principal Total unrealized gains and losses Purchase price of unsold stocks (or unrepurchased stocks) Current valuation of unsold stocks (or unrepurchased stocks) Number of days passed Number of winning stocks held Total unrealized profits in case of winning stocks held Purchase price of winning stocks held Number of losses on stocks held Total loss if holdings lose Loss on trading of stocks held Number of purchases Number of stocks held ·Average number of days held etc.

[0155] The evaluation indicators include: Rotational force · Number of rotations (= purchase price ÷ principal) Number of rotations (= number of days elapsed ÷ number of rotations) ·Average number of days held Profit / loss ratio (= total unrealized profit / loss ÷ total purchase price) Win rate (= number of wins / number of purchases) Profit per win (= Profit if winning / Number of wins) Profit margin if winning (= Profit if winning / Purchase price if winning) Brand market share Share of winning stocks Share of losing stocks Profit and loss breakdown (by stock) Average rate of change (annualized) Unrealized profit and loss weight Trading profit and loss weight Nikkei average change rate etc.

[0156] For example, unrealized gains and losses can be divided into the following elements:

[0157] Unrealized profit / loss = Win rate (33%) x Trading amount if winning (29.7 million yen) x Profit rate if winning (0.41) ÷ Number of wins + (1 - Win rate) x Trading amount if losing (77.73 million yen) x Profit rate if losing (-0.08)) ÷ Number of losses × Principal (5 million yen) × (Number of days elapsed (1224) ÷ Number of days for turning over the principal (53)) ÷ Trading amount per transaction (670,000 yen) When assessing unrealized profits and losses, the turnover, profit rate in the case of a win, loss rate in the case of a loss, principal, win rate, etc. are important.

[0158] (Example of evaluation of total winnings) The advice generating unit 321 calculates the principal increase / decrease rate by "principal increase / decrease rate = (total winning profits + total losing losses + total unrealized profit / loss) / principal" and evaluates the total winning profits.

[0159] The basic figures are ·principal Total profit Purchase price Sales proceeds Number of days passed Average number of days for trading etc.

[0160] The evaluation indicators include: Rotational force · Number of rotations = (purchase price ÷ principal) Number of days of rotation (= number of days elapsed ÷ number of rotations) ·Average number of days held Winning profit margin (= total winning profit / winning purchase price) Win rate (= number of wins / number of trades) Profit per win (= Profit if winning / Number of wins) Profit rate in case of winning (= Profit in case of winning ÷ Winning trading amount) Total profits won Purchase price per win (= Purchase price per win / Number of wins) etc.

[0161] For example, winnings can be divided into the following components:

[0162] Winning Profit = (Winning Rate (33%) x Trading Amount if Winning (29.7 million yen) x Profit Rate if Winning (0.41) ÷ Number of Wins) × (Principal (5 million yen) × (Number of days elapsed (1224) ÷ Number of days for principal turnover (53)) ÷ Trading amount per transaction (670,000 yen)) Winning profit = (Winning rate (= Number of wins ÷ Number of trades) (33%) × Trading amount if winning (29.7 million yen) × Profit rate if winning (= (Profit from winning pattern 1 + Profit from winning pattern 2 + Profit from winning pattern 3) ÷ Trading amount (0.41)) ÷ Number of wins) × (Principal (5 million yen) × (Number of days elapsed (1224) ÷ Number of days for principal turnover (53)) ÷ Trading amount per transaction (670,000 yen)) Winning profit = Winning pattern 1 profit + Winning pattern 2 profit + Winning pattern 3 profit Winning profit = Profit that would have been earned from Winning Pattern 1 - Lost profit after selling Winning Pattern 1 + Loss avoided by selling Winning Pattern 2 + Profit that would have been earned by holding Winning Pattern 2 + (Current valuation - purchase price) of Winning Pattern 3 - (Loss if holding continued) of Winning Pattern 3 - Loss avoided by buying and selling Winning Pattern 3 at (Current valuation - selling price) (Example of evaluation of winning profit patterns) The advice generation unit 321 calculates the principal increase / decrease rate as follows: "Principal increase / decrease rate = (total unrealized profit / loss + total profit of winning profit pattern 1 + total profit of winning profit pattern 2 + total profit of winning profit pattern 3 + total loss of losing loss pattern 1 + total loss of losing loss pattern 2 + total loss of losing loss pattern 3) ÷ principal" and evaluates the total winning profit.

[0163] The basic numbers for winning pattern 1 are: ·principal, Total profit Purchase price Sales proceeds Number of days passed Average number of days for trading Total profit and loss after trading Total profit and loss if holding -Total trading profit and loss, etc.

[0164] The evaluation indicators for winning pattern 1 are: Average holding period, total profit if not sold - Profit amount obtained if no sale is made per transaction Profit obtained if you did not sell ÷ Profit from winning pattern 1 Total profits that could have been earned Total profit that would have been earned ÷ Profit from winning pattern 1 ·Average holding period The period that has elapsed if the sale is not made - Holding period if not sold after purchase, Total profit that would have been earned ÷ holding period if not sold after purchase Profits that would have been earned if the sale had not been made ÷ period that would have elapsed if the sale had not been made etc.

[0165] For example, the profits from winning pattern 1 can be divided into the following elements:

[0166] Profit from winning pattern 1 = Rate of winning pattern 1 (= (Number of times winning pattern 1 ÷ number of wins) × (Number of times winning ÷ number of trades)) × Trading amount for winning pattern 1 (1,000 yen) × Profit rate for winning pattern 1 (= Profit from winning pattern 1 ÷ Trading amount for winning pattern 1) ÷ Number of times winning pattern 1 × Principal (5 million yen) × (number of days elapsed (1224) ÷ number of days for turning over the principal (= (number of days elapsed ÷ (trading amount ÷ principal)) (53)) ÷ trading amount per transaction (670,000 yen) Profit from winning pattern 1 = Profit that would have been obtained from winning pattern 1 - Lost profit after selling winning pattern 1 Profit rate of winning pattern 1 = (profit that would have been obtained from winning pattern 1 - lost profit after selling winning pattern 1) ÷ trading price of winning pattern 1 Profit from winning pattern 1 = Rate of winning pattern 1 (= Number of times winning pattern 1 is used ÷ Number of times buying and selling) × Trading price for winning pattern 1 (1,000 yen) × (Profit that would have been obtained from winning pattern 1 - Lost profit after selling winning pattern 1) ÷ Trading price for winning pattern 1 ÷ Number of times winning pattern 1 is used [Appendix 1] In order to solve the above problems, an information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products, acquires basic data from the acquired buying and selling data, calculates an evaluation index by referring to the acquired basic data, and generates information indicating the calculated evaluation index.

[0167] According to the above configuration, it is possible to provide an evaluation of the trading data of investment products.

[0168] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may obtain a total profit and loss from the trading data, calculate an evaluation index by referring to the total profit and loss, and generate information indicating the calculated evaluation index.

[0169] According to the above configuration, the evaluation index is calculated by referring to the total profit and loss, so that an evaluation of the trading data that takes profit and loss into account can be provided.

[0170] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may obtain a total trading profit / loss and a total unrealized profit / loss from the trading data, calculate an evaluation index by referring to the total trading profit / loss and the total unrealized profit / loss, and generate information indicating the calculated evaluation index.

[0171] According to the above configuration, the evaluation index is calculated by referring to the total trading profit and loss and the total unrealized profit and loss, so that it is possible to provide an evaluation of trading data that takes into account the trading profit and loss and the unrealized profit and loss.

[0172] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may obtain a total winning profit, a total losing loss, and a total unrealized profit and loss from the trading data, calculate an evaluation index by referring to the total winning profit, the total losing loss, and the total unrealized profit and loss, and generate information indicating the calculated evaluation index.

[0173] According to the above configuration, the evaluation index is calculated by referring to the total winning profit, total losing loss, and total unrealized profit and loss, so that an evaluation of the trading data that takes into account the winning profit, losing loss, and unrealized profit and loss can be provided.

[0174] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may acquire traded data from the trading data, classify the traded data into patterns according to the purchase price, sale price, and current market value after the sale, calculate a total profit and loss for each pattern, calculate an evaluation index by referring to the total profit and loss for each pattern, and generate information indicating the calculated evaluation index.

[0175] According to the above configuration, the evaluation index is calculated by referring to the total profit and loss for each pattern according to the purchase price, sale price, and current market value after the sale, so that an evaluation of the buying and selling data can be provided that takes into account the profit and loss for each pattern.

[0176] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may calculate an evaluation index by referring to the trading data, compare and rank investors by referring to the calculated evaluation index, and generate information indicating the comparison and ranking of the investors as the evaluation index.

[0177] According to the above configuration, it is possible to calculate an evaluation index by referring to the trading data of investment products, and to provide an evaluation based on the comparison and ranking made by referring to the calculated evaluation index.

[0178] In the information generating device according to an aspect of the present invention, the information generating unit may perform a diagnosis with reference to the evaluation index, and generate information indicating a result of the diagnosis.

[0179] According to the above configuration, a diagnosis is made by referring to the evaluation index calculated by referring to the buying and selling data, so that a diagnosis based on the buying and selling data can be provided.

[0180] In the information generating device according to an aspect of the present invention, the information generating unit may generate information indicating advice according to a result of the diagnosis.

[0181] Based on the above, information indicating advice according to a diagnosis result based on trading data is generated, so that advice based on trading data can be provided.

[0182] Furthermore, an information presentation system according to one aspect of the present invention is an information presentation system including the information generation device and a terminal device, wherein the terminal device presents the information generated by the information generation unit to a user.

[0183] According to the above configuration, it is possible to provide an evaluation of the trading data of investment products.

[0184] [Appendix 2] In order to solve the above problem, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products, acquires basic data including total profits and losses from the acquired buying and selling data, calculates multiple evaluation indexes for the total profits and losses by referring to the acquired basic data, performs a diagnosis by referring to the multiple evaluation indexes, and generates information indicating advice including the multiple evaluation indexes according to the results of the diagnosis.

[0185] According to the above configuration, it is possible to provide multifaceted advice regarding the trading data of investment products in accordance with a plurality of evaluation indexes and diagnostic results.

[0186] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may calculate an evaluation index including a turnover force and a winning profit rate or a losing loss rate from the basic data, and generate information indicating the results of a diagnosis regarding the user's buying and selling tendencies according to the turnover force and the winning profit rate or the turnover force and the losing loss rate.

[0187] According to the above configuration, it is possible to provide information according to the user's trading frequency and profit / loss ratio as a result of diagnosing the user's trading tendencies.

[0188] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may generate a calculation formula as a diagnostic result for the trading data, which includes a break-down of the total profit and loss, including win rate, winning trading amount, winning profit rate, number of wins, losing trading amount, loss rate, number of losses, principal, elapsed period, turnover, and trading amount per transaction.

[0189] According to the above configuration, the total profit and loss is broken down into a plurality of indicators, so that even if the total profit and loss is the same, it is possible to provide multifaceted advice that differs depending on the quality of each indicator.

[0190] Furthermore, in the information generating device according to an aspect of the present invention, evaluation indexes that differ in stages may be calculated depending on the level of detail of the profit and loss included in the basic data.

[0191] According to the above configuration, different evaluations can be provided even for the same total profit and loss depending on the level of detail of the profit and loss.

[0192] [Appendix 3] An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of the investment products, acquires basic data including total profits and losses from the acquired buying and selling data, and calculates multiple evaluation indicators for the total profits and losses by referring to the acquired basic data, and the information generating unit calculates evaluation indicators including rotational force from the basic data.

[0193] In the information generating device according to an aspect of the present invention, the information generating unit may calculate an evaluation index including a winning profit rate or a losing loss rate from the basic data.

[0194] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may calculate evaluation indicators from the trading data by breaking down the total profit and loss, including win rate, winning trading amount, winning profit rate, number of wins, losing trading amount, loss rate, number of losses, principal, elapsed period, turnover, and trading amount per transaction.

[0195] In addition, in the information generating device according to an aspect of the present invention, the information generating unit may calculate evaluation indexes that differ in stages depending on the level of detail of the profit and loss included in the basic data.

[0196] In addition, in the information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation index to diagnose the user's buying and selling tendencies and generate information indicating the results of the diagnosis.

[0197] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation index, compare the user's evaluation index with the evaluation index of others or with the average value of the evaluation indexes, and generate information indicating the results of the comparison.

[0198] In the information generating device according to an aspect of the present invention, the information generating unit may refer to the evaluation index to rank investors and generate information indicating the ranking.

[0199] In addition, in an information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation indexes and generate information indicating advice including the plurality of evaluation indexes according to the results of the diagnosis.

[0200] Furthermore, an information presentation system according to one aspect of the present invention is an information presentation system including the information generation device and a terminal device, wherein the terminal device presents the information generated by the information generation unit to a user.

[0201] [Appendix 4] An information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and by referring to the already bought and sold data, calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss, and uses the evaluation index to generate information regarding the buying and selling related to the already bought and sold data that indicates the problems and advantages of the buying and selling.

[0202] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss by referring to the already bought and sold data, and uses the evaluation index to generate information that indicates how to increase profits or reduce losses regarding the buying and selling related to the already bought and sold data.

[0203] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and by referring to the already bought and sold data, calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss, and uses the evaluation index to extract problems with the buying and selling related to the already bought and sold data, evaluate, compare and diagnose, and generate information that indicates ways to improve buying and selling.

[0204] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss, and uses the evaluation index to generate information regarding the buying and selling trends of users regarding the buying and selling related to the already bought and sold data.

[0205] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indicators from the acquired buying and selling data, and the information generating unit acquires bought and sold data from the buying and selling data, and calculates an evaluation indicator including a total buying and selling profit or loss that indicates the overall buying and selling profit or loss, and uses the evaluation indicator to generate information indicating advice regarding evaluation indicators that form the basis of the total buying and selling profit or loss, including the win rate, winning profit rate, losing profit rate, and principal turnover days, for the buying and selling related to the bought and sold data.

[0206] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss that indicates the overall buying and selling profit or loss by referring to the bought and sold data, and uses the evaluation index to evaluate strong and weak factors for the buying and selling related to the bought and sold data by separating factors including turnover, profit rate in the case of a win, loss rate in the case of a loss, principal, and win rate, and generates information that indicates the buying and selling trend based on the evaluation.

[0207] [Appendix 5] In order to solve the above problem, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indicators from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a specific point in time from the buying and selling data, and by referring to the holding data, calculates an evaluation indicator that is an element of the total unrealized profit or loss that indicates the overall unrealized profit or loss at that point in time, and by referring to each evaluation indicator and the relationship between them, generates information indicating problems and advantages of the holding status of the investment products related to the holding data.

[0208] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires trading data of investment products and calculates multiple evaluation indexes from the acquired trading data, and the information generating unit acquires holding data of investment products at a single point in time from the trading data, and by referring to the holding data, calculates evaluation indexes that are elements of total unrealized profit and loss that indicate the overall unrealized profit and loss at a single point in time, and generates information regarding the holding status of investment products related to the holding data that indicates problems and advantages of the holding status by referring to each evaluation index and the relationship between them based on the calculation formula: ``Total unrealized profit = (win rate × trading amount in case of win × profit rate of held products that are making a profit at the said single point in time / number of wins + (1 - win rate) × trading amount in case of loss × loss rate of held products that are making a loss at the said single point in time / number of losses) × principal × (number of elapsed days ÷ number of days for turning over principal) / trading amount per transaction.''

[0209] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires trading data of investment products and calculates multiple evaluation indicators from the acquired trading data, and the information generating unit acquires holding data of investment products at a specific point in time from the trading data, and by referring to the holding data, calculates an evaluation indicator that is an element of the total unrealized profit or loss that indicates the overall unrealized profit or loss at that point in time, and by referring to each evaluation indicator and the relationship between them, generates information that indicates ways to increase profits or reduce losses regarding the held investment products related to the holding data.

[0210] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires trading data of investment products and calculates multiple evaluation indicators from the acquired trading data, and the information generating unit acquires holding data of investment products at a specific point in time from the trading data, and by referring to the holding data, calculates evaluation indicators that are elements of the total unrealized profit or loss that indicates the overall unrealized profit or loss at that point in time, and by referring to each evaluation indicator and the relationships between them, extracts problems in the holding status, evaluates, compares, and diagnoses them, and generates information that indicates ways to improve trading.

[0211] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires trading data of investment products and calculates multiple evaluation indicators from the acquired trading data, and the information generating unit acquires holding data of investment products at a specific point in time from the trading data, and by referring to the holding data, calculates an evaluation indicator that is an element of the total unrealized profit or loss that indicates the overall unrealized profit or loss at that point in time, and by referring to each evaluation indicator and the relationship between them, generates information regarding the user's holding trends regarding the investment products held according to the holding data.

[0212] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indicators from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and by referring to the holding data, calculates evaluation indicators that are elements of total unrealized profit and loss that indicate the overall unrealized profit and loss at that single point in time, and by referring to each evaluation indicator and the relationship between them, generates information that shows advice regarding evaluation indicators that form the basis of the total unrealized profit and loss for the held investment products related to the holding data, including the win rate, the rate of return of held products that are making a profit at the single point in time, the loss rate of held products that are making a loss at the single point in time, and the number of days for turning over the principal.

[0213] In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and by referring to the holding data, calculates an evaluation index that is an element of the total unrealized profit or loss that indicates the overall unrealized profit or loss at that single point in time, and by referring to each evaluation index and the relationship between them, evaluates strong and weak factors regarding the holding of the investment products related to the holding data by separating factors including turnover, the rate of return of held products that are making a profit at the single point in time, the loss rate of held products that are making a loss at the single point in time, the principal, and the win rate, and generates information indicating the holding trend based on the evaluation.

[0214] [Appendix 6] In addition, an information generating device according to one embodiment of the present invention obtains the purchase price and quantity of an investment product held by a specific investor, and further obtains data on the current market value of the investment product at a specific point in time, and generates information on the investor's holdings of the investment product at the specific point in time based on the investor's unrealized profit or loss at the specific point in time.

[0215] [Software implementation example] The control blocks of the terminal 2 and the server 3 (particularly, the control unit 22, the control unit 32, and the advice generation unit 321) may be realized by a logic circuit (hardware) formed on an integrated circuit (IC chip) or the like, or may be realized by software.

[0216] In the latter case, the terminal 2 and the server 3 each include a computer that executes instructions from a program, which is software that realizes each function. This computer includes, for example, one or more processors and a computer-readable recording medium that stores the program. The object of the present invention is achieved when the processor in the computer reads and executes the program from the recording medium. The processor may be, for example, a CPU (Central Processing Unit). The recording medium may be a "non-transitory tangible medium," such as a ROM (Read Only Memory), a tape, a disk, a card, a semiconductor memory, or a programmable logic circuit. The computer may also include a RAM (Random Access Memory) for storing the program. The program may be supplied to the computer via any transmission medium capable of transmitting the program (such as a communication network or broadcast waves). One aspect of the present invention may also be realized in the form of a data signal embedded in a carrier wave, in which the program is embodied by electronic transmission.

[0217] The present invention is not limited to the above-described embodiments, and various modifications are possible within the scope of the claims. Embodiments obtained by appropriately combining the technical means disclosed in different embodiments are also included in the technical scope of the present invention. [Explanation of symbols]

[0218] 1. Advice presentation system (information presentation system) 2. Terminal (terminal device) 3. Server (information generating device) 4 Network 321 Advice Generation Unit (Information Generation Unit)

Claims

1. An information generating device that generates information regarding the buying and selling of investment products, Obtaining trading data for investment products, The transaction data is obtained from the transaction data, and the evaluation index is calculated by referring to the transaction data. The above evaluation indicators include: The principal turnover period, and The principal increase / decrease rate and At least one of the profit rate, loss rate, total trading profit and loss, and the rate of change of stocks held, Contains, Comparison data of the investor obtained by comparing the calculated principal turnover period with the principal turnover periods of other investors, and ranking data of the investor obtained by comparing the calculated principal increase / decrease rate with a plurality of thresholds are sent to the terminal via the network. An information generating device characterized by:

2. An information generating device that generates information regarding the buying and selling of investment products, Obtaining trading data for investment products, The transaction data is obtained from the transaction data, and the evaluation index is calculated by referring to the transaction data. The above evaluation indicators include: The principal turnover period, and The principal increase / decrease rate and At least one of the profit rate, loss rate, total trading profit and loss, and the rate of change of stocks held, Contains, generating advice on buying and selling investment products by referring to investor comparison data obtained by comparing the calculated principal turnover period with the principal turnover periods of other investors, and investor ranking data obtained by comparing the calculated principal increase / decrease rate with a plurality of thresholds; The comparison data of the investors, the ranking data of the investors, and the generated advice are sent to the terminal via the network. An information generating device characterized by:

Images