A safety production liability insurance intelligent supervision system and method
By building a cross-departmental data exchange platform, the automatic matching and monitoring of safety liability insurance data has been achieved, solving the problems of data distortion and lack of evaluation mechanisms in the safety liability insurance regulatory system, and improving the regulatory effectiveness and accident prevention effect of safety liability insurance.
Patent Information
- Application Number
- CN202510445818.2
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2025-04-10
- Publication Date
- 2025-12-09
- Estimated Expiration
- 2045-04-10
AI Technical Summary
The existing regulatory system for work safety liability insurance (work safety liability insurance) suffers from problems such as distorted data on participation rate and renewal status, inability to track insurance institution data in a timely manner, data barriers between industry regulatory authorities, and a lack of service quality evaluation mechanisms, resulting in low regulatory efficiency and poor accident prevention effectiveness.
A cross-departmental data exchange platform will be built to achieve automatic data matching and synchronization through unified social credit codes and safety liability insurance policy numbers. Modules for monitoring production safety status, evaluating accident prevention services, and conducting statistical analysis will be established to enable multi-dimensional data queries and dynamic ranking of insurance institutions. A reward and punishment mechanism will be established to form a closed-loop risk prevention and control system.
It has improved the authenticity of insurance data and the timeliness of regulatory response, enhanced the objectivity of insurance service assessment, solved the problems of information silos and regulatory lag, and strengthened the regulatory effectiveness of work safety liability insurance.
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Figure CN120298123B_ABST
Abstract
Description
TECHNICAL FIELD
[0001] The present application relates to the technical field of regulatory technology, and in particular to a safety production liability insurance intelligent supervision system and method. BACKGROUND
[0002] At present, the implementation of safety production liability insurance (hereinafter referred to as "safety insurance") aims to promote the implementation of enterprise responsibilities in safety production and reduce the risk of accidents through the insurance mechanism. However, in the current safety insurance supervision and management work, there are many problems to be solved, which seriously affects the effective implementation of safety insurance and the effect of accident prevention. The core problems of the current safety insurance supervision system focus on the following four aspects:
[0003] 1. The mechanism of relying on the self-uploaded data of insurance agencies leads to distortion of core data such as participation rate and renewal status in high-risk industries, and it is difficult for regulatory departments to timely grasp the dynamic participation information of millions of market subjects.
[0004] 2. The industry supervisory departments have no insurance data access rights and cannot effectively track the implementation effect of the accident prevention services of insurance agencies, resulting in a supervision vacuum.
[0005] 3. There are data barriers between industry supervisory departments, and enterprises face transparency problems such as unclear underwriting clauses and missing information on claim settlement capacity when choosing insurance agencies.
[0006] 4. The lack of quantitative standards for insurance service quality and enterprise evaluation feedback mechanisms leads to the failure of market regulation.
[0007] The above problems lead to the dual dilemma of "regulatory blind spot" and "information island" for safety insurance, which not only restricts the realization of accident prevention function, but also affects the participation enthusiasm of high-risk industries.
[0008] Therefore, how to build a cross-department data interconnection platform and integrate insurance agency data into the emergency supervision system has become the key to improving the effectiveness of safety insurance supervision. SUMMARY
[0009] In view of the above problems, the present application provides a safety production liability insurance intelligent supervision system and method which overcomes the above problems or at least partially solves the above problems, and the technical solution is as follows:
[0010] A safety production liability insurance intelligent supervision system, comprising: an enterprise port, an insurance agency port, a regulatory department port, a background port, a safety insurance data automatic matching module, a safety production state monitoring module, an accident prevention service evaluation module and a data statistical analysis module,
[0011] The safety responsibility insurance data automatic matching module is configured to, based on the unified social credit code and the safety responsibility insurance policy number, automatically synchronize to the corresponding enterprise port and generate a confirmation prompt when detecting that the insurance agency has entered enterprise safety responsibility insurance data; trigger an enterprise insurance information supplement recording process when the enterprise port does not retrieve the associated policy; and automatically generate a multi-dimensional supervision form including the enterprise name, the policy status and the objection situation.
[0012] The safety production state monitoring module is configured to collect safety production data of an enterprise; push the safety production data of the enterprise to be insured to an insurance agency port to provide a reference for accident prevention services and rate calculation;
[0013] The accident prevention service evaluation module includes a service item association unit, an effect evaluation unit and a rectification monitoring unit, wherein the service item association unit is configured to establish a mapping relationship between an accident prevention service item and safety production work; the effect evaluation unit is configured to determine service effectiveness by comparing safety production data changes before and after the service; and the rectification monitoring unit is configured to generate a rectification notice for an evaluation item that does not meet the standard and track a second evaluation result.
[0014] The data statistical analysis module includes a multi-dimensional data statistical unit, a dynamic ranking unit and a visual display unit, wherein the multi-dimensional data statistical unit is configured to perform statistics on the enterprise safety responsibility insurance data according to a plurality of specified statistical conditions and support multi-condition combined query; the dynamic ranking unit is configured to rank service capabilities of insurance agencies; and the visual display unit is configured to generate a plurality of statistical charts including a proportion chart, a comparison chart and a trend chart.
[0015] Optionally, the safety responsibility insurance data automatic matching module includes a data synchronization unit, an objection processing unit and a data verification unit,
[0016] The data synchronization unit is configured to automatically associate enterprise safety responsibility insurance data entered by an insurance agency to a corresponding enterprise port based on the unified social credit code;
[0017] The objection processing unit is configured to receive feedback information of an enterprise on enterprise safety responsibility insurance data entered by an insurance agency, and update an objection state to a supervision form in real time;
[0018] The data verification unit is configured to trigger an artificial review process when enterprise safety responsibility insurance data supplemented by an enterprise and enterprise safety responsibility insurance data subsequently entered by an insurance agency conflict.
[0019] Optionally, the service item association unit is specifically configured to establish an association matrix of the accident prevention service item and the work of safety production; the effect evaluation unit is specifically configured to compare the corresponding safety production data changes before and after the development of each accident prevention service item, and determine whether the corresponding accident prevention service item is effective according to the comparison result; and the rectification monitoring unit is specifically configured to generate a rectification notice to the corresponding insurance institution for the ineffective accident prevention service item and track the secondary evaluation result.
[0020] Optionally, the accident prevention service item includes safety production propaganda education and training, safety risk identification, assessment and safety evaluation, production safety accident hidden danger investigation, safety production standardization construction, production safety accident emergency plan preparation and drilling, safety production science and technology popularization and application, and other relevant accident prevention work.
[0021] Optionally, the safety production data includes enterprise comprehensive safety risk level, risk point danger source risk, safety risk control measure implementation, main responsibility implementation, major accident hidden danger situation and accident hidden danger specific information.
[0022] Optionally, the dynamic ranking unit is specifically configured to rank the service capabilities of each insurance institution according to the number of insurance institutions and the number of insurance policies of each accident prevention service item.
[0023] A safety production liability insurance intelligent supervision method, comprising:
[0024] The safety production liability insurance intelligent supervision system is deployed on the industry supervisor department, the enterprise and the insurance institution.
[0025] The enterprise end port receives the enterprise submitted safety liability insurance policy information and insurance contract file;
[0026] The insurance institution end port receives the enterprise safety liability insurance data input by the insurance institution;
[0027] The supervision department end port receives the data viewing request initiated by the supervision department, so that the supervision department views the enterprise safety liability insurance data, safety production state monitoring data, accident prevention service evaluation data and rectification monitoring data corresponding to the end port permission;
[0028] The enterprise end port receives the data viewing request initiated by the enterprise, so that the enterprise views the rectification monitoring data corresponding to the end port permission;
[0029] The enterprise end port receives the insurance service evaluation input by the enterprise;
[0030] The supervision department end port receives the reward and punishment results of each insurance institution by the supervision department, and synchronizes to the related enterprise end port, insurance institution end port and supervision department end port.
[0031] Optionally, the method further comprises:
[0032] Establishing enterprise-insurance agency data association based on unified social credit code and insurance policy number, when detecting that the insurance agency enters data, automatically synchronizing to the corresponding enterprise port to generate a confirmation prompt, when the enterprise port does not retrieve the associated policy, triggering an enterprise insurance information supplement recording process.
[0033] Optionally, the method further comprises:
[0034] Collecting safety production data of the enterprise through the enterprise port;
[0035] Pushing the safety production data to the insurance agency port for rate calculation and accident prevention service.
[0036] Optionally, the method further comprises:
[0037] Establishing a mapping relationship between the accident prevention service project and the safety production work;
[0038] Determining service effectiveness by comparing safety production data changes before and after the service, and generating a service effectiveness evaluation report;
[0039] Generating rectification notices for non-compliant items in the service effectiveness evaluation report and tracking secondary evaluation results.
[0040] Through the above technical solutions, the present application provides a safety production liability insurance intelligent supervision system and method, which comprises enterprise, insurance agency, supervision department ports and four core modules: the safety production liability insurance data automatic matching module synchronizes the insurance information in real time through the credit code and the policy number, generates a supervision form and triggers an abnormal supplement recording; the safety production state monitoring module collects safety production data of the enterprise, supports risk assessment of the insurance agency and provides effective accident prevention services; the accident prevention service evaluation module establishes a mapping relationship between the accident prevention service, determines the effectiveness by comparing data before and after the service, and tracks rectification for non-compliant items; the data statistical analysis module realizes multidimensional data query, dynamic ranking of insurance agencies and generation of visual charts. The method realizes automatic collection of insurance data, monitoring of safety state, evaluation of service effect and tracking of rectification closed loop through multi-port deployment, and synchronously establishes a supervision mechanism of enterprise end service evaluation and supervision department reward and punishment linkage. The present application realizes cross-department data interconnection, improves the authenticity of insurance data, the objectivity of service evaluation, and the timeliness of supervision response, effectively solves the problems of information silos and supervision lag in traditional safety production liability insurance implementation, and thus improves the safety production liability insurance supervision efficiency.
[0041] The above description is only a summary of the technical solutions of the present application. In order to enable a more thorough understanding of the technical means of the present application, the specific embodiments of the present application can be implemented according to the content of the description, and in order to enable the above and other purposes, features and advantages of the present application to be more apparent and easy to understand, the following specific embodiments of the present application are described. BRIEF DESCRIPTION OF DRAWINGS
[0042] Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The accompanying drawings are intended to further assist in understanding the preferred embodiments, and are not intended to limit the present application thereto. Moreover, like reference numerals designate like parts throughout the several views in the drawings. In the drawings:
[0043] Figure 1 A schematic diagram of an architecture composition of a safety production liability insurance intelligent supervision system provided by an embodiment of the present application is shown;
[0044] Figure 2 Another schematic diagram of an architecture composition of a safety production liability insurance intelligent supervision system provided by an embodiment of the present application is shown;
[0045] Figure 3 A flowchart of an embodiment of a safety production liability insurance intelligent supervision method provided by an embodiment of the present application is shown. DETAILED DESCRIPTION
[0046] Exemplary embodiments of the present application will be described in greater detail below with reference to the accompanying drawings. Although exemplary embodiments of the present application are shown in the drawings, it should be understood that the present application can be implemented in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided so that the present application can be more thoroughly understood and the scope of the present application can be accurately conveyed to those skilled in the art.
[0047] The current operation status of the safety production liability insurance (hereinafter referred to as "safety insurance") supervision system shows that some local industry supervisory departments have built a safety insurance information management system, which is deployed to the insurance agency end by building a dedicated information management platform and requires the insurance agency to fill in the relevant business data independently. This mode gradually reveals various defects in the practical process, which are specifically as follows:
[0048] 1. This mode mainly relies on the information collection and statistics of the local supervisory department on the enterprise insurance situation. However, due to the large number of enterprises and the wide distribution, it is impossible to comprehensively and accurately grasp the relevant data information through manual means. This makes it impossible for the supervisory department to determine which enterprises have purchased safety insurance, whether high-risk enterprises have purchased safety insurance, the insurance agency, and the renewal status of the insurance, and other key information, which greatly affects the timeliness and effectiveness of supervision.
[0049] 2. Data on the implementation of work-related injury liability insurance is entirely controlled by insurance institutions, lacking direct regulatory oversight from industry regulators. This prevents regulators from obtaining real-time data on insurance purchases and renewals, hindering their ability to assess whether insurance institutions are providing accident prevention technical services as required and their actual effectiveness. This information asymmetry results in insufficient transparency in insurance institutions' operations, severely impeding the effective implementation of accident prevention work.
[0050] 3. Information barriers exacerbate communication difficulties between departments. Industry regulatory authorities face significant obstacles in obtaining information about a company's insurance coverage, accident prevention services, and participating insurance institutions. Furthermore, companies lack necessary information channels when selecting insurance institutions, making it difficult to obtain crucial information such as underwriting conditions, service quality, and compensation capabilities. This impacts companies' insurance decisions and hinders the full protection of their legitimate rights and interests.
[0051] 4. The industry regulatory authorities also have shortcomings in their reward and punishment mechanisms for insurance institutions, lacking effective means of public disclosure, which prevents companies from obtaining information on the service quality and past performance records of insurance institutions. At the same time, policyholders lack channels for complaints and evaluations regarding the services of insurance institutions, making it impossible for them to provide feedback and suggestions, and also lacking reference data and channels for selecting suitable insurance institutions.
[0052] In summary, the numerous problems existing in the current supervision and management of work safety liability insurance have directly led to low regulatory effectiveness, affecting the promotion of work safety liability insurance and its effectiveness in promoting safe production. Therefore, it is urgent to establish a comprehensive, transparent, and efficient information management and supervision mechanism to improve the implementation effect of work safety liability insurance, protect the legitimate rights and interests of enterprises, and promote the overall improvement of safe production levels.
[0053] Based on this, this invention provides an intelligent supervision system for work safety liability insurance. This system integrates industry regulatory authorities, enterprises across all sectors, and insurance institutions to construct an intelligent supervision platform, enabling cross-departmental data sharing and automatic analysis. It focuses on dynamically monitoring enterprises' work safety liability insurance coverage and renewal status, as well as the performance of insurance institutions. Simultaneously, it assesses the effectiveness of accident prevention technical services, generates industry rankings by quantifying the implementation rates of various accident prevention technical service projects by insurance institutions, and establishes a reward and punishment disclosure mechanism. This provides transparent information throughout the entire insurance business process for both regulatory authorities and enterprises, forming a closed-loop work safety risk prevention and control system.
[0054] like Figure 1As shown, the safety production liability insurance intelligent supervision system provided by the embodiment of the application has a structural composition schematic diagram, and the system can include: an enterprise port, an insurance agency port, a supervision department port, a background port, an safety liability insurance data automatic matching module, a safety production state monitoring module, an accident prevention service evaluation module, and a data statistical analysis module.
[0055] The enterprise port is a port set by the safety production liability insurance intelligent supervision system for enterprise users. The enterprise port is used for the enterprise to submit or view safety liability insurance data related to the enterprise.
[0056] The insurance agency port is a port set by the safety production liability insurance intelligent supervision system for insurance agencies and their staff. The insurance agency port is used for the insurance agencies and their staff to input, manage, and query data related to safety liability insurance.
[0057] The supervision department port is a port set by the safety production liability insurance intelligent supervision system for industry supervisory departments including emergency management departments. The supervision department port is used for relevant supervisory personnel of the supervision department to access and analyze statistical data, dynamic rankings, rectification notices, and other information of various safety production and accident prevention services, so as to timely discover problems and take corresponding measures.
[0058] The background port is a port set by the safety production liability insurance intelligent supervision system for system background administrators to manage and maintain the system. The system background administrator can monitor the system running state through the background port, so as to manage data, set user permissions, and maintain the system.
[0059] The safety liability insurance data automatic matching module is used to automatically synchronize to the corresponding enterprise port and generate a confirmation prompt based on the unified social credit code and the safety liability insurance policy number when detecting that the insurance agency has input enterprise safety liability insurance data; trigger the enterprise insurance information supplement recording process when the enterprise port does not retrieve the associated policy; and automatically generate a multi-dimensional supervision form including the enterprise name, the policy status, and the objection situation.
[0060] The enterprise safety liability insurance data refers to various types of information and data related to the safety production liability insurance of the enterprise. The enterprise safety liability insurance data can include: the insurance contract of the safety production liability insurance, the policy number, the liability period, the amount of accident prevention technical service fees to be extracted, the extraction ratio, the accident prevention technical service plan, and the accident prevention technical service record, etc.
[0061] The automatic matching module of the safety production liability insurance data is used to realize the automatic matching and synchronization of the safety production liability insurance data between the enterprise and the insurance institution. When the insurance institution enters the information and data related to the safety production liability insurance of the enterprise, the system will automatically synchronize these information and data to the corresponding enterprise port according to the unified social credit code of the enterprise and the safety production liability insurance policy number. After the enterprise logs in, it will receive a safety production liability insurance confirmation prompt: "The insurance company has added or modified the relevant service information of the safety production liability insurance of your unit. Please be aware and confirm." The enterprise needs to confirm these information and data entered by the insurance institution, and can feedback opinions on the contents that exist objections.
[0062] The automatic matching module of the safety production liability insurance data will pop up a prompt of "the system has not retrieved the record of the purchase of safety production liability insurance by your unit. In order to protect the rights and interests of your unit, please confirm whether your unit has purchased safety production liability insurance" when the enterprise port fails to retrieve the safety production liability insurance data corresponding to it. At this time, the enterprise is allowed to upload the safety production liability insurance contract through the enterprise port and fill in the liability period and insurance institution information. Then, the corresponding insurance institution is notified through the insurance institution port to supplement the entry of the safety production liability insurance data of the enterprise, and the above-mentioned synchronization and confirmation of the safety production liability insurance data are repeated.
[0063] After the enterprise confirms that the safety production liability insurance data of the enterprise entered by the insurance institution is correct, the automatic matching module of the safety production liability insurance data will automatically generate multi-dimensional supervision forms in real time in the supervision department port and the background port. The multi-dimensional supervision forms can include: serial number, enterprise name, whether the policy is uploaded (yes / no), enterprise filling insurance agency name, whether the insurance agency uploads the policy information of the unit (yes / no), underwriting insurance agency, whether the enterprise has objections to the information uploaded by the insurance agency and the specific circumstances of the information.
[0064] The automatic matching module of the safety production liability insurance data ensures the accuracy and timeliness of the data of the enterprise and the insurance institution through automatic design, at the same time, provides necessary supervision basis for the supervision department, and further improves the management efficiency of the safety production liability insurance.
[0065] The safety production state monitoring module is used to collect the safety production data of the enterprise; push the safety production data of the underwriting enterprise to the insurance institution port, and provide reference for the accident prevention service and rate calculation.
[0066] Among them, the safety production data is the index data reflecting the implementation of the safety production work of the enterprise.
[0067] The safety production state monitoring module is used for monitoring the safety production state of the insured enterprise of the insurance liability, collecting safety production data of the relevant enterprise, and pushing the collected safety production data to the insurance agency end automatically to provide the latest safety state information of the enterprise. The safety production state monitoring module provides important support for the insurance agency to carry out targeted accident prevention technical services by providing detailed data of problems and deficiencies of the enterprise in accident prevention. Meanwhile, the insurance agency can analyze the safety risk level and other related information of the enterprise to adjust the insurance premium rate reasonably.
[0068] The safety production state monitoring module not only enhances the understanding of the insurance agency on the safety state of the insured enterprise, but also provides a scientific basis for accident prevention services and rate calculation, and promotes the effective implementation of safety management.
[0069] Optionally, the safety production data includes an enterprise comprehensive safety risk level, a risk point danger source risk, a safety risk control measure implementation situation, a subject responsibility implementation situation, a major accident hidden danger situation, and accident hidden danger specific information.
[0070] The enterprise comprehensive safety risk level is an index for evaluating and classifying the risks existing in the safety production of the enterprise, and is used for reflecting the possibility of accidents and the severity of accidents of the enterprise. The safety risk level is determined based on a specific evaluation method of the industry field where the enterprise is located.
[0071] The risk point danger source risk level is an index for evaluating and classifying the risk point danger sources involved in the production and operation process of the enterprise, and is used for reflecting the possibility of accidents and the severity of accidents of the risk point danger sources involved in the production and operation process of the enterprise. The risk point danger source risk level is determined based on a specific evaluation method of the safety production field.
[0072] The safety risk control measure implementation situation is the degree of control of the risk point danger sources involved in the production and operation process of the enterprise.
[0073] The subject responsibility implementation situation refers to the degree of performance of the legal duties and responsibilities of the enterprise in safety production. This includes the actual implementation of the enterprise in aspects such as formulating safety production rules and regulations, training employees, equipping safety facilities, conducting safety inspection and hidden danger rectification, etc.
[0074] The major accident hidden danger situation refers to the hidden dangers related to major accidents identified by the enterprise in production activities. The existence of these hidden dangers may lead to serious consequences such as casualties, property losses or environmental pollution. The major accident hidden danger determination standard is related to the specific industry to which the enterprise belongs and the specific production process used.
[0075] The accident hidden danger specific information refers to detailed data and description about specific hidden dangers identified by the enterprise. The accident hidden danger specific information can include information such as the type, location, severity, rectification measures and status of the hidden danger.
[0076] The safety production state monitoring module significantly improves the pertinence of accident prevention services and the rationality of rate calculation by collecting and pushing safety production data of the enterprise in real time, thereby promoting the improvement of the overall safety management level of the enterprise.
[0077] The accident prevention service evaluation module includes a service item association unit, an effect evaluation unit and a rectification monitoring unit. The service item association unit is used to establish a mapping relationship between the accident prevention service items and the safety production work. The effect evaluation unit is used to determine the service effectiveness by comparing the changes in safety production data before and after the service. The rectification monitoring unit is used to generate rectification notices for evaluation items that do not meet the standards and track the second evaluation results.
[0078] The accident prevention service items are a series of service measures and activities taken by the insurance institution to reduce or eliminate safety accidents that may occur in the production process of the enterprise. The accident prevention service items can be set according to the “Safety Production Liability Insurance Accident Prevention Technical Service Specification”.
[0079] Optionally, the accident prevention service items can include safety production propaganda, education and training, safety risk identification, assessment and safety evaluation, production safety accident hidden danger investigation, production safety standardization construction, production safety accident emergency plan preparation and drilling, safety production technology popularization and application, and other related accident prevention work.
[0080] The safety production work refers to a series of organizational, management, control and technical measures taken by the enterprise in production activities to ensure the safety of workers and production safety.
[0081] Optionally, the safety production work can include safety management system, safety training and education, risk control, hidden danger rectification, accident emergency management, safety inspection and evaluation, and safety culture construction.
[0082] In practical applications, the mapping relationship between the accident prevention service project and the work of safety production is dynamic and interactive. One accident prevention service project can have a mapping relationship with one or more works of safety production, and one work of safety production can have a mapping relationship with one or more accident prevention service projects. For example, safety production propaganda and education training can correspond to safety culture construction. Safety risk identification, assessment and safety evaluation can correspond to risk control. Production safety accident hidden danger investigation can correspond to hidden danger rectification. Through effective service project implementation, enterprises can continuously improve the level of safety production; at the same time, the work of safety production provides actual basis and feedback for the effective implementation of the accident prevention service project, forming a virtuous circle.
[0083] Specifically, the effect evaluation unit can evaluate the effectiveness of the accident prevention service project by comparing the changes in safety production data before and after the implementation of the accident prevention service project, thereby helping enterprises to master the effectiveness of the work of safety production, such as reducing the accident rate and improving the safety awareness of employees. For example, after implementing safety production propaganda and education training, through data analysis, it can be seen that the accident rate is reduced and the compliance rate of employees to safety regulations is improved, which provides an important basis for subsequent work of safety production.
[0084] Specifically, the rectification monitoring unit generates a rectification notice for the accident prevention service project that does not meet the standard, ensuring that enterprises continuously find problems and improve during the implementation of the work of safety production. For example, in the hidden danger investigation, it is found that a certain safety facility does not meet the standard. After the rectification notice is issued to the insurance institution, the insurance institution must complete the rectification within the specified time in cooperation with the enterprise, and perform a second evaluation to verify the rectification effect, so as to promote the continuous improvement of the work of safety production.
[0085] The data statistical analysis module includes a multi-dimensional data statistical unit, a dynamic ranking unit and a visual display unit. The multi-dimensional data statistical unit is used to statistically analyze the enterprise's safety responsibility insurance data according to multiple specified statistical conditions and supports multi-condition combined query. The dynamic ranking unit is used to rank the service ability of the insurance institution. The visual display unit is used to generate various statistical charts including proportion chart, comparison chart and trend chart.
[0086] The multi-dimensional data statistical unit can comprehensively analyze the enterprise's safety responsibility insurance data according to multiple specified statistical conditions and supports multi-condition combined query. This function enables users to flexibly obtain specific statistical results according to different dimensions such as administrative division, industry field and insurance institution.
[0087] Optionally, the statistical results provided by the multi-dimensional data statistics unit can include: 1, the information of enterprises purchasing the insurance, including the insurance institution, the premium, whether to accept the accident prevention technology service, the accident prevention service project and its development. 2, the insurance situation and related service information of enterprises in high-risk industries. 3, the list of enterprises not purchasing the insurance and the situation of discontinuing the insurance. 4, the list of enterprises not reporting the insurance information as required.
[0088] Among them, the dynamic ranking unit can rank the service ability of the insurance institution based on the number and quality of the accident prevention technology services provided by the insurance institution for the insured enterprises.
[0089] Optionally, the dynamic ranking unit is specifically used for ranking the service ability of each insurance institution according to the number of insurance institutions and the number of insurance policies of each accident prevention service project.
[0090] Specifically, the specific ranking logic of the dynamic ranking unit for ranking the service ability of the insurance institution can be: the system automatically identifies the insurance institution with the largest number of insured enterprises as the denominator of the ranking. Read the number of insurance policies of each insurance institution and calculate its proportion. Rank according to the proportion to provide a basis for enterprises to choose insurance institutions and help enterprises understand the relative ability of each insurance institution in accident prevention services.
[0091] Among them, the visualization display unit is used to visually present the statistical data in the form of charts, including proportion chart, comparison chart and trend chart, to effectively help the regulatory department and the enterprise quickly master the statistical information.
[0092] Optionally, the statistical information displayed by the visualization display unit can include: 1, the statistical data and frequency of the accident prevention technology service projects carried out by each insurance institution for the insured enterprises, which can be filtered according to insurance institutions, industry fields and administrative divisions. 2, the frequency and proportion of the service projects of each insurance institution. 3, the insurance situation and historical data analysis of enterprises in each industry field, supporting monthly query and filtering. 4, the proportion statistics and specific list of insurance institutions that do not upload the insurance data as required by the system and do not complete the accident prevention technology services in time.
[0093] The data statistics and analysis module will automatically aggregate and share relevant data and statistical charts to the corresponding regulatory department, ensuring the transparency of the insurance situation of each insurance institution and enterprise. This provides precise data support for the industry supervisory department and the insurance supervision and administration department to establish an effective joint working mechanism, which helps to support the regulatory measures such as interview, rectification within a limited period and social publicity on insurance institutions when necessary. In addition, enterprises can also intuitively understand the insurance situation and accident prevention service projects of other enterprises in the administrative division and industry field, so as to help enterprises make scientific insurance decisions.
[0094] The application provides a kind of safe production liability insurance intelligent supervision system, the system includes enterprise, insurance agency, supervision department, background port and four core modules: safety responsibility insurance data automatic matching module passes through credit code and policy number real-time synchronization insurance information, generates supervision form and triggers exception supplement record;Safety production state monitoring module collects the safety production data of enterprise, supports insurance agency risk assessment;Accident prevention service evaluation module establishes accident prevention service mapping relationship, judges effectiveness by data comparison before and after service, and traces rectification to unqualified project;Data statistical analysis module realizes multidimensional data query, insurance agency dynamic ranking and visual chart generation.The application improves the authenticity of insurance data, the objectivity of service evaluation and the timeliness of supervision response through cross-department data intercommunication, effectively solves the problems of information silos and supervision lag in traditional safety responsibility insurance implementation, thereby improving the efficiency of safety responsibility insurance supervision.
[0095] Optionally, based on Figure 1 As shown in the system, as Figure 2 Another architecture composition schematic diagram of the safety production liability insurance intelligent supervision system provided by the embodiment of the application is shown, and the safety responsibility insurance data automatic matching module can include: data synchronization unit, objection processing unit and data verification unit.
[0096] The data synchronization unit is used to automatically associate the enterprise safety responsibility insurance data entered by the insurance agency to the corresponding enterprise port based on the unified social credit code.
[0097] For ease of understanding, an example is given here: assuming that the unified social credit code of a certain enterprise is "123456789", the insurance agency can enter safety responsibility insurance information for the enterprise through the insurance agency port, the data synchronization unit will automatically identify the credit code of the enterprise, and associate the information to the corresponding enterprise port, and the enterprise can check its insurance information through the management interface provided by the enterprise port.
[0098] The objection processing unit is used to receive feedback information of the enterprise on the enterprise safety responsibility insurance data entered by the insurance agency, and update the objection state to the supervision form in real time.
[0099] For ease of understanding, an example is given here: assuming that a certain enterprise finds that the policy amount entered by the insurance agency does not match the actual insurance amount when checking its safety responsibility insurance data, and the enterprise believes that it should be "500,000 yuan", while the system shows "300,000 yuan". The enterprise can submit an objection (feedback information) through the enterprise port, and point out the error of the policy amount in the feedback information and explain the actual amount. After receiving the feedback information, the objection processing unit updates the objection state to the "whether the enterprise has objection to the information uploaded by the insurance agency and the specific circumstances" column in the multidimensional supervision form and marks it as "to be processed", so that the supervision department can track the progress of this problem in real time.
[0100] The data verification unit is configured to trigger an artificial review process when the enterprise-side supplementary enterprise safety responsibility insurance data conflicts with the enterprise safety responsibility insurance data subsequently entered by the insurance institution.
[0101] For ease of understanding, an example is provided: suppose that the enterprise supplements a new enterprise safety responsibility insurance data policy number "ABC123" in the system, and the insurance institution enters a policy number "XYZ456". When the data verification unit detects that the two data conflict, it automatically triggers an artificial review process, notifies relevant staff to check, and determines which data is correct, and finally ensures the accuracy of the data.
[0102] The data synchronization unit, objection processing unit and data verification unit provided by the embodiment of the present application ensure the accuracy and transparency of enterprise safety responsibility insurance data through automatic data processing, real-time feedback and strict verification mechanism, provide a reliable data basis for all parties, and promote the effective implementation and supervision of safety production responsibility insurance.
[0103] Optionally, the service item association unit is specifically configured to establish an association matrix between the accident prevention service items and the safety production work; the effect evaluation unit is specifically configured to compare the corresponding safety production data changes before and after the implementation of each accident prevention service item, and determine whether the corresponding accident prevention service item is effective according to the comparison result; and the rectification monitoring unit is specifically configured to generate a rectification notice to the corresponding insurance institution for the ineffective accident prevention service item and track the secondary evaluation result.
[0104] Specifically, the service item association unit establishes an association matrix between various accident prevention technical service items provided by the insurance institution and the actual safety production work of the enterprise, so as to ensure that all accident prevention service items have corresponding safety production measures.
[0105] Specifically, after the enterprise deploys the system, the system will periodically collect the safety production data of the enterprise. By comparing the data changes before and after the implementation of any accident prevention service item, it is determined whether the accident prevention service item has produced the expected effect. If the evaluation result shows that the enterprise still has corresponding accident risks after accepting a certain accident prevention service item, the effect evaluation unit will record this situation and generate a corresponding evaluation list synchronized to the supervision department port, so as to feed back the implementation effect of the accident prevention service item to the industry supervision department and the relevant supervision institution.
[0106] For example, after an enterprise accepts an accident prevention service project, the effect evaluation unit compares the safety production data before and after the implementation. Assuming that the safety risk level of the enterprise before accepting a certain accident prevention service project is "high", and after accepting the accident prevention service project, the safety risk level is reduced to "medium" after a period of monitoring. The effect evaluation unit compares the safety production data before (high risk level) and after (medium risk level) the implementation of the service. If the evaluation result shows that the number of safety hazards is reduced and the risk level is improved, the accident prevention service project is considered effective; if the risk level does not change or becomes worse, the system will record it as ineffective and generate a corresponding evaluation list.
[0107] The rectification monitoring unit is responsible for handling ineffective accident prevention service projects. When the effect evaluation unit finds that some accident prevention service projects have failed to effectively eliminate enterprise safety hazards, the rectification monitoring unit will automatically generate a rectification notice, requiring the relevant insurance agency to re-evaluate and rectify the enterprise as necessary. The rectification monitoring unit can set a time node to supervise the progress of rectification, and when the node is reached, the effect of rectification is confirmed by re-evaluation. If the evaluation result is "there is no corresponding accident hazard after the enterprise accepts the accident prevention technology service", that is, in the second evaluation, it is found that the safety hazards of the enterprise have been effectively solved, the rectification monitoring unit will record the success of the rectification and form a closed-loop report; otherwise, if the evaluation result is "there is still a corresponding accident hazard after the enterprise accepts the accident prevention technology service", it means that the hazard still exists, and the rectification monitoring unit will continue to display the problem to remind the regulatory department to take further measures.
[0108] The embodiment of the present application can realize scientific management and evaluation of accident prevention service projects through effective cooperation of the service project association unit, the effect evaluation unit and the rectification monitoring unit, thereby promoting the improvement of enterprise safety production level, ensuring that the accident prevention technology service provided by the safety responsibility insurance actually plays a role, and improving the supervision efficiency of the safety responsibility insurance.
[0109] As shown in Figure 3 The safety production responsibility insurance intelligent supervision method provided by the embodiment of the present application can include:
[0110] S300, deploying a safety production responsibility insurance intelligent supervision system at the industry supervisory department, enterprise and insurance agency end.
[0111] Specifically, the industry supervisory department can access the supervision department port provided by the safety production responsibility insurance intelligent supervision system, and the enterprise can access the enterprise port provided by the safety production responsibility insurance intelligent supervision system. The insurance agency can access the insurance agency port provided by the safety production responsibility insurance intelligent supervision system.
[0112] S310, receiving enterprise-submitted safety production liability insurance policy information and insurance contract files through an enterprise port.
[0113] The enterprise submits the safety production liability insurance policy information and insurance contract files through the enterprise port provided by the safety production liability insurance intelligent supervision system to ensure that the enterprise's insurance information is timely recorded and archived, and compared with the enterprise safety production liability insurance data uploaded by the insurance agency, thereby improving data accuracy.
[0114] S320, receiving insurance agency-entered enterprise safety production liability insurance data through an insurance agency port.
[0115] The insurance agency submits enterprise safety production liability insurance data through the insurance agency port provided by the safety production liability insurance intelligent supervision system, which can be synchronized to the corresponding enterprise port for information confirmation or objection feedback by the relevant enterprise, so as to ensure that the enterprise safety production liability insurance data in the system is the latest, and to provide accurate information source for the regulatory department.
[0116] S330, receiving a data viewing request initiated by the regulatory department through a regulatory department port, so that the regulatory department can view enterprise safety production liability insurance data, safety production state monitoring data, accident prevention service evaluation data, and rectification monitoring data corresponding to the port permission.
[0117] The regulatory department can view enterprise safety production liability insurance data, safety production state monitoring data, accident prevention service evaluation data, and rectification monitoring data collected and processed by the safety production liability insurance intelligent supervision system through the regulatory department port, so that the regulatory department can timely grasp the safety production status of enterprises in its jurisdiction.
[0118] S340, receiving a data viewing request initiated by the enterprise through the enterprise port, so that the enterprise can view rectification monitoring data corresponding to the port permission.
[0119] S350, receiving insurance service evaluation input by the enterprise through the enterprise port.
[0120] The safety production liability insurance intelligent supervision system allows the enterprise to input evaluation of the accident prevention technical service provided by the insurance agency. By collecting these feedbacks, the regulatory department and the insurance agency can get the real reflection of the service quality from the enterprise, thereby promoting the improvement of the service.
[0121] S360, receiving the reward and punishment results of the regulatory department on each insurance agency through the regulatory department port, and synchronizing to the relevant enterprise port, insurance agency port, and regulatory department port.
[0122] The application provides a safe production liability insurance intelligent supervision method, which is deployed through multiple ports, automatically collects insurance data, monitors safety states, evaluates service effects, and tracks rectification closed loops, and synchronously establishes a supervision mechanism of enterprise end service evaluation and supervision department reward and punishment linkage.
[0123] Optionally, in the above Figure 3 Based on one or more corresponding embodiments, another optional embodiment provided by the application comprises:
[0124] Based on the unified social credit code and the safety production liability insurance policy number, the enterprise-insurance agency data association is established, when the insurance agency enters the data, the system automatically synchronizes the data to the corresponding enterprise port to generate a confirmation prompt, and when the enterprise port fails to retrieve the associated policy, the enterprise insurance information supplement process is triggered.
[0125] Specifically, when the insurance agency enters the safety production liability insurance data related to the enterprise, the system automatically synchronizes the safety production liability insurance data to the corresponding enterprise port, and a confirmation prompt is popped up after the enterprise logs in: "The insurance company has increased or modified the relevant service information of the safety production liability insurance of your unit, please be aware and confirm." The enterprise needs to confirm these safety production liability insurance business data, and can feedback the information that exists objection. If the system fails to retrieve the associated policy information at the enterprise port, the enterprise insurance information supplement process will be triggered. At this time, the system will prompt the enterprise: "The system fails to retrieve the record of the safety production liability insurance purchased by your unit. In order to protect the interests of your unit, please confirm whether your unit has purchased safety production liability insurance." The enterprise needs to upload the insurance contract according to the prompt, and fill in the liability period and insurance agency information. Then, if the insurance agency supplements the safety production liability insurance data of the enterprise, the system will execute the above synchronization and confirmation operation again.
[0126] The embodiment of the application can effectively improve the transparency and real-time performance of information by establishing the data association between the enterprise and the insurance agency based on the unified social credit code and the safety production liability insurance policy number. When the insurance agency enters the related data, it is automatically synchronized to the enterprise port and a confirmation prompt is generated to ensure that the enterprise obtains the latest insurance information in time and facilitates necessary confirmation and feedback. In addition, if the enterprise fails to retrieve the associated policy, the insurance information supplement process will be automatically triggered to prompt the enterprise to supplement the relevant information in time, thereby reducing the risk of information omission and ensuring the accuracy and timeliness of the data of the enterprise and the insurance agency. At the same time, it provides necessary supervision basis for the supervision department, and further improves the management efficiency of the safety production liability insurance.
[0127] Optionally, in the above Figure 3On the basis of one or more embodiments corresponding, another optional embodiment provided by the embodiment of the application can further include:
[0128] The safety production data of the enterprise is collected through the enterprise port, and the safety production data of the enterprise is pushed to the insurance agency port for rate calculation and accident prevention service.
[0129] Specifically, the embodiment of the application can monitor the safety production state of the insured enterprise, collect the safety production data of the related enterprise, and collect the safety production data to be automatically pushed to the insurance agency port to provide the latest safety state information of the enterprise, so that not only the insurance agency is provided with the basis for evaluating the problems and deficiencies of the enterprise in the aspect of accident prevention, but also important reference data for rate calculation is provided. The insurance agency will determine the corresponding insurance rate and carry out targeted accident prevention technical service according to the data and the specific provisions of the insurance agency.
[0130] Optionally, in the above Figure 3 On the basis of one or more embodiments corresponding, another optional embodiment provided by the embodiment of the application can further include:
[0131] The mapping relationship between the accident prevention service project and the safety production work is established, the service effectiveness is determined by comparing the safety production data changes before and after the service, the service effectiveness evaluation report is generated, the rectification notice is generated for the non-standard project in the service effectiveness evaluation report, and the secondary evaluation result is tracked.
[0132] Specifically, the embodiment of the application establishes a correlation matrix between various accident prevention technical service projects provided by the insurance agency and the actual safety production work of the enterprise, to ensure that all accident prevention service projects have corresponding safety production measures.
[0133] Specifically, the embodiment of the application can collect the safety production data of the enterprise regularly. By comparing the data changes before and after the implementation of any accident prevention service project, whether the expected effect of the accident prevention service project is generated is determined. If the evaluation result shows that the enterprise still has corresponding accident hazards after accepting a certain accident prevention service project, the corresponding evaluation list is generated and synchronized to the supervision department port, so that the implementation effect of the accident prevention service project is fed back to the industry supervising department and the related supervision agency.
[0134] Specifically, when it is found that some accident prevention service projects fail to effectively eliminate the safety hazards of enterprises, the embodiment of the present application can automatically generate a rectification notice, requiring the relevant insurance institutions to re-evaluate and rectify the enterprises if necessary. The embodiment of the present application can further set a time node to supervise the progress of rectification, and when the node is reached, the effect of rectification is confirmed through re-evaluation. If the evaluation result is that there is no corresponding safety hazard after the enterprise accepts the accident prevention technical service, that is, the safety hazard of the enterprise has been effectively solved in the second evaluation, the rectification monitoring unit will record the success of rectification and form a closed-loop report; otherwise, if the evaluation result is that there is still a corresponding safety hazard after the enterprise accepts the accident prevention technical service, it means that the hazard still exists, and the rectification monitoring unit will continue to display the problem to remind the regulatory department to take further measures.
[0135] The embodiment of the present application promotes the improvement of the safety production level of enterprises by scientifically managing and evaluating the accident prevention service projects, thereby ensuring that the accident prevention technical service provided by the safety liability insurance actually plays a role and improving the supervision efficiency of the safety liability insurance.
[0136] Although each operation is described in a particular order, this should not be understood as requiring these operations to be performed in the particular order shown or in a sequential order. In certain circumstances, multitasking and parallel processing can be advantageous.
[0137] It should be understood that each step described in the method embodiment of the present application can be performed in a different order and / or in parallel. In addition, the method embodiment can include additional steps and / or omit the execution of the steps shown. The scope of the present application is not limited in this respect.
[0138] The embodiment of the present application provides a computer readable storage medium, which stores a program, and the program is executed by a processor to implement the safety production liability insurance intelligent supervision method.
[0139] The embodiment of the present application provides a processor, which is used to run a program, wherein the program is executed to perform the safety production liability insurance intelligent supervision method.
[0140] The present application is described with reference to flowcharts and / or block diagrams of systems and methods according to embodiments of the present application. It should be understood that each flow and / or block in the flowcharts and / or block diagrams, and the combination of flows and / or blocks in the flowcharts and / or block diagrams can be implemented by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable devices to produce a machine, so that the instructions executed by the processor of the computer or other programmable devices produce a device that implements the flowcharts and / or block diagrams. Figure 1 one flow or multiple flows and / or blocksFigure 1 A device that provides the functions specified in one or more boxes.
[0141] Computer-readable media includes both permanent and non-permanent, removable and non-removable media that can store information by any method or technology. Information can be computer-readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to, phase-change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, CD-ROM, digital versatile optical disc (DVD) or other optical storage, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transferable medium that can be used to store information accessible by a computing device. As defined herein, computer-readable media does not include transient computer-readable media, such as modulated data signals and carrier waves.
[0142] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, data stored, data displayed, etc.) involved in this invention, including those of insurance institutions, enterprises and regulatory authorities, are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of related data must comply with the relevant laws, regulations and standards of the relevant countries and regions.
[0143] It is understood that before using the technical solutions disclosed in the various embodiments of this disclosure, users should be informed of the type, scope of use, and usage scenarios of the personal or corporate information involved in this disclosure in an appropriate manner in accordance with relevant laws and regulations, and user authorization should be obtained.
[0144] In the description of this invention, it should be understood that if the terms "upper", "lower", "front", "rear", "left" and "right" are used to indicate the orientation or positional relationship based on the orientation or positional relationship shown in the drawings, they are only for the convenience of describing this invention and simplifying the description, and do not indicate or imply that the position or element referred to must have a specific orientation, or be constructed and operated in a specific orientation, and therefore should not be construed as a limitation of this invention.
[0145] It is to be understood that the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting; it is not intended to exclude myriad other embodiments of the present application that other present or future technologies can provide. It must be noted that as used herein, the singular forms "a", "an" and "the" include plural referents unless the context clearly dictates otherwise. The terms "includes" and "comprising," as well as derivatives thereof, mean that various embodiments include, but are not limited to, the listed material or step or steps. The terms "sub- steps" of any method, "steps" of any method, "elements" of any system, and "components" of any system are interchangeable and do not require a particular order of execution. The terms "comprises" and / or "comprising," when used in this specification, specify the presence of stated features, integers, steps, operations, elements, and / or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and / or groups thereof. The term "about" when used before a numerical designation, has its ordinary meaning in the art, for example, it can refer to an approximation within 1, 2, 3, 4, 5%, 10% or another suitable non-zero percentage of the indicated value.
[0146] Those skilled in the art will appreciate that embodiments of the present application can be devised for a method, a system, or a computer program product. Accordingly, the present application can take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application can take the form of a computer program product on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROMs, optical storage devices, etc.) embodying computer-readable program code.
[0147] The embodiments of the present application are only illustrative and are not intended to limit the present application. Various modifications and changes can be made by those skilled in the art without departing from the spirit and scope of the present application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the present application.
Claims
1. A safety production liability insurance intelligent supervision system, characterized in that, The system comprises an enterprise port, an insurance agency port, a regulatory department port, a background port, an automatic matching module of safety production liability insurance data, a safety production state monitoring module, an accident prevention service evaluation module, and a data statistical analysis module. The automatic matching module of safety production liability insurance data is configured to, based on a unified social credit code and a safety production liability insurance policy number, automatically synchronize to the corresponding enterprise port and generate a confirmation prompt when detecting that the insurance agency has entered enterprise safety production liability insurance data; trigger an enterprise insurance information supplement recording process when the enterprise port fails to retrieve the associated policy; and automatically generate a multi-dimensional regulatory form including the enterprise name, the policy status, and the objection situation. The automatic matching module of safety production liability insurance data comprises a data synchronization unit, an objection processing unit, and a data verification unit. The data synchronization unit is configured to, based on a unified social credit code, automatically associate the enterprise safety production liability insurance data entered by the insurance agency to the corresponding enterprise port. The objection processing unit is configured to receive feedback information from the enterprise on the enterprise safety production liability insurance data entered by the insurance agency, and update the objection status in real time to the regulatory form. The data verification unit is configured to trigger an artificial review process when the enterprise safety production liability insurance data supplemented by the enterprise conflicts with the enterprise safety production liability insurance data subsequently entered by the insurance agency. The safety production state monitoring module is configured to collect safety production data of the enterprise, and push the safety production data of the insured enterprise to the insurance agency port to provide a reference for accident prevention services and rate calculation. The safety production data comprises an enterprise comprehensive safety risk level, a risk point hazard source risk, a safety risk control measure implementation situation, a subject responsibility implementation situation, a major accident hidden danger situation, and accident hidden danger specific information. The accident prevention service evaluation module comprises a service item association unit, an effect evaluation unit, and a rectification monitoring unit. The service item association unit is configured to establish a mapping relationship between the accident prevention service items and the safety production work. The effect evaluation unit is configured to determine the effectiveness of the service by comparing the safety production data changes before and after the service. The rectification monitoring unit is configured to generate a rectification notice for the evaluation items that do not meet the standards and track the second evaluation results. The accident prevention service items comprise safety production propaganda education and training, safety risk identification, assessment, and safety evaluation, production safety accident hidden danger investigation, production safety standardization construction, production safety accident emergency plan preparation and drilling, safety production science and technology popularization and application, and other relevant accident prevention work. The data statistical analysis module comprises a multidimensional data statistical unit, a dynamic ranking unit and a visual display unit, wherein the multidimensional data statistical unit is configured to statistically analyze the enterprise safety responsibility insurance data according to a plurality of specified statistical conditions and support multi-condition combined query; the dynamic ranking unit is configured to rank the service capabilities of insurance agencies; and the visual display unit is configured to generate a plurality of statistical charts including a proportion chart, a comparison chart and a trend chart. The dynamic ranking unit is configured to rank the service capabilities of the insurance agencies according to the number of insurance policies and the number of insurance policies for each accident prevention service project.
2. A safety production liability insurance intelligent supervision method, characterized in that, The system comprises: an intelligent safety production liability insurance supervision system as claimed in claim 1 is deployed on the industry supervisor department, the enterprise and the insurance agency; the enterprise safety responsibility insurance policy information and insurance contract files submitted by the enterprise are received through the enterprise port; the enterprise safety responsibility insurance data input by the insurance agency is received through the insurance agency port; data viewing requests initiated by the supervision department are received through the supervision department port, so that the supervision department views the enterprise safety responsibility insurance data, the safety production state monitoring data, the accident prevention service evaluation data and the rectification monitoring data corresponding to the port permission; data viewing requests initiated by the enterprise are received through the enterprise port, so that the enterprise views the rectification monitoring data corresponding to the port permission; insurance service evaluations input by the enterprise are received through the enterprise port; the reward and punishment results of the supervision department on the insurance agencies are received through the supervision department port and are synchronized to the relevant enterprise port, insurance agency port and supervision department port.
3. The method of claim 2, wherein, The system further comprises: enterprise-insurance agency data association is established based on the unified social credit code and the enterprise safety responsibility insurance policy number, and when the insurance agency input data is detected, the corresponding enterprise port is automatically synchronized to generate a confirmation prompt, and when the enterprise port fails to retrieve the associated policy, the enterprise insurance information supplement recording process is triggered.
4. The method of claim 2, wherein, The system further comprises: safety production data of the enterprise is collected through the enterprise port; the safety production data is pushed to the insurance agency port for rate calculation and accident prevention service.
5. The method of claim 2, wherein, The system further comprises: a mapping relationship between the accident prevention service project and the safety production work is established; service effectiveness is determined by comparing the safety production data before and after the service, and a service effectiveness evaluation report is generated; a rectification notice is generated for the non-compliant items in the service effectiveness evaluation report, and a second evaluation result is tracked.
Citation Information
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