E-commerce system and method between companies

Abstract

The present invention relates to an inter-enterprise e-commerce system and method, and enables e-commerce activities of small retailers with weak payment ability by supporting small retailers with weak e-commerce capabilities through a support center that supports small retailers, and by guaranteeing the payment of small retailers through a credit guarantee company's credit guarantee, thereby enabling advance payment to suppliers.

Description

Technology Field

[0001] The present invention relates to an enterprise-to-enterprise e-commerce system and method, and more specifically, to an enterprise-to-enterprise e-commerce system and method that supports small retailers with weak e-commerce capabilities through a support center and enables prepayment through a credit guarantee from a credit guarantee company. Background Technology

[0002] General business-to-business (B2B) e-commerce systems have merely served as transaction gateways for business-to-business transactions and have failed to support small-scale trading partners. Consequently, small retailers with weak e-commerce capabilities, such as stationery and toy stores, have faced difficulties in ordering and purchasing goods through e-commerce. Furthermore, conventional B2B systems have typically adopted a method where the buyer prepays the purchase price to the seller online or offline before receiving the goods. However, in such cases, small retailers with weak e-commerce capabilities and payment capacity faced a significant financial burden in prepaying, which has resulted in a lack of active small-scale business-to-business e-commerce activities. The problem to be solved

[0003] The present invention was created to solve the aforementioned problems, and aims to provide an inter-company e-commerce system and method capable of promoting e-commerce activities of small retailers by establishing a support center to assist small retailers with weak e-commerce capabilities. Another objective of the present invention is to enable e-commerce activities of small retailers with weak payment ability by guaranteeing the payment of small retailers through a credit guarantee from a credit guarantee company, thereby enabling advance payment to suppliers. means of solving the problem

[0004] FIG. 1 is an overall configuration diagram of the system of the present invention. As illustrated, the overall system configuration of the present invention consists of a plurality of suppliers (40) that are exclusive suppliers of goods, a plurality of member companies (50) that are small retailers purchasing goods from the suppliers (40), an operating server (10) that manages commercial transactions between the suppliers (40) and the member companies (50), a regional support center (20) that supports the member companies (50), a financial company (30) that pays the transaction amount for transactions between the suppliers (40) and the member companies (50), and a delivery company (60) that delivers the goods for transactions between the suppliers (40) and the member companies (50). Effects of the invention

[0005] The effect that can be obtained by the present invention having the above-described configuration and operational relationship is to support small retailers with weak e-commerce capabilities through a support center that supports small retailers, and to guarantee payment by a credit guarantee company, thereby enabling advance payment to suppliers, which has a useful effect of promoting e-commerce activities of small retailers with weak e-commerce performance and payment capabilities. Brief explanation of the drawing

[0006] Overall configuration diagram of the system of the present invention Specific details for implementing the invention

[0007] As illustrated in FIG. 1, the operating server (10) receives product information including product name, product model, and product price from the supplier (40), provides the product information to the member company (50), which is a small retailer, receives an order for a product that the member company (50) wishes to purchase, and notifies the supplier (40). In addition, the operating server (10) receives support status information from the support center (20), including the PC installation status of the member company, after-sales service and upgrade matters, internet support and education matters, internet business education matters, and reasons for poor transaction performance such as poor sales and poor payment performance, and transmits support countermeasure information regarding this. In addition, the operating server (10) requests delivery of the product ordered by the member company (50) from the delivery company (60) and receives a delivery processing response from the delivery company (60), requests payment for the purchased product from the financial company (30), and receives a response regarding the payment request from the financial company (30). The support center (20) receives member information including company name, location, etc. from member companies (50), which are small retailers such as stationery stores and toy stores, and supports the member companies (50). The delivery company (60) delivers ordered goods from the supplier (40) to the member companies (50). The financial company (30) receives payment or provisional approval from the member companies (50) in response to a payment request from the operating server (10) and pays the amount to the supplier (40).That is, the overall operational relationship of the present invention is based on the basic framework of traditional business-to-business e-commerce operations, in which the operating server (10) provides product information of a plurality of suppliers (40) who are exclusive suppliers of each product, receives order information from a plurality of member companies (50) who are small retailers purchasing the product, notifies the suppliers (40), processes the delivery of the transaction goods for the transaction, and transmits payment request information regarding the transaction between the suppliers (40) and the member companies (50) to the transaction server of the financial company (60). In addition to this, as a characteristic aspect of the present invention, the operating server (10) receives support status information including the reasons for the transaction sluggishness of the member companies (50) under its jurisdiction from a support center (20) for supporting the member companies (50), and the operating server (10) transmits support countermeasure information regarding this to the support computer of the support center (30). Generally, because small retailers such as stationery stores and toy stores are vulnerable in terms of conditions or capabilities to perform e-commerce activities, such as owning, managing, and utilizing PCs, the support center (20) described above identifies the support status information of member small retailers, and the operation server (30) establishes support countermeasure information to assist the e-commerce activities of small retailers through the support center (20). Meanwhile, another characteristic aspect of the present invention is that, in addition to the traditional business-to-business commerce operation described above, the transaction server of the financial company (30) checks the credit transaction balance of a member company from a member company database that stores credit information including the credit transaction limit of the member company, and if the payment request amount is within the allowable range of the credit transaction balance, it further includes an operation to update the member company's credit transaction balance by withdrawing the payment request amount to the supplier's account identified from the payment request information. At this time, it is natural that the member company has contracted with a credit guarantee company to receive a credit guarantee from the financial company within a predetermined limit.Therefore, by enabling advance payment through credit guarantee during e-commerce activities by small retailers through the credit guarantee of the credit guarantee company as described above, it becomes possible to promote e-commerce activities by small retailers who are member companies with weak financial capabilities. Explanation of the symbols

[0008] 0 : Operation Server 11 : Transaction Processing Department 12 : Payment Processing Department 13 : Delivery Processing Department 14: Support Processing Unit 15: Database Unit 20 : Support Center 30 : Financial Company 40 : Suppliers 50 : Member companies 60 : Delivery company

Claims

Claim 1 A method for business-to-business e-commerce executed on an operating server that receives order information from multiple small member company computers, transmits it to the corresponding supplier computer, converts payment information included in the order information into payment request information, and transmits it to the payment server of a financial institution, wherein the method comprises: a step of receiving support status information including reasons for transaction sluggishness of the member company in charge from support computers of multiple support centers for supporting the e-commerce of the said small member company; and a step of presenting the support status information to the operator of the operating server and transmitting the received support countermeasure information to the support computer. A method for business-to-business e-commerce performed between multiple small member company computers, multiple supplier computers, and an operating server that receives order information from said member company computers, transmits it to the corresponding supplier computer, converts payment information included in the order information into payment request information, and transmits it to the payment server of a financial institution, wherein the operating server comprises: a step of receiving support status information including reasons for transaction sluggishness of the member company in charge from support computers of multiple support centers for supporting the e-commerce of said small member company; A method for inter-company electronic commerce characterized by processing member company management in a sequence including the step of presenting the support status information to the operator of the operating server and transmitting the received support countermeasure information to the support computer; and the payment server that receives the payment request information processing the payment in a sequence including: the step of verifying the member company's credit transaction balance from a member company database storing credit information including the member company's credit transaction limit; the step of determining whether the payment request amount is within the allowable range of the credit transaction balance; the step of withdrawing the payment request amount to the supplier's account identified from the payment request information if it is within the allowable range; and the step of updating the member company's credit transaction balance when the withdrawal is made from the member company's credit account to the supplier's account.In an enterprise-to-enterprise electronic commerce system comprising: an operating server equipped with a transaction processing unit that provides product information of a supplier, receives product orders from member companies, and notifies the supplier thereof; a payment processing unit that requests payment settlement for the said transaction from a financial institution; and a delivery processing unit that requests delivery of said transaction goods and receives delivery processing details; and a payment server of a separated financial institution that withdraws a payment amount upon a payment request from the operating server, wherein the operating server further comprises: a member company support processing unit that receives support status information including reasons for poor transaction performance of a member company under its jurisdiction from a support computer of a support center and transmits support countermeasure information regarding the same to the support computer of the support center; and a database unit that receives registration information and member company management information of a member company under its jurisdiction from the support computer of the support center and stores them, and the payment server of the financial institution separated from the operating server comprises: a financial institution database unit that stores credit information including the credit transaction limit of the member company; An inter-company e-commerce system characterized by further including a credit transaction processing unit that searches for credit information in the database unit above, determines whether the amount requested for payment from the operating server is within the credit transaction limit included in the financial institution database unit above, and if it is within the limit, makes a payment to the supplier's account included in the payment request information from the operating server or to another bank to update the member company's credit transaction balance.

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