Method and device for realizing vehicle password-free payment based on digital currency

Abstract

The present invention discloses a method and device for realizing password-free payment of vehicles based on digital currency, comprising: obtaining first information corresponding to a target vehicle that needs to pay fees and is collected in a target scene, the first information including the vehicle identification of the target vehicle and / or the vehicle personnel information collected by an onboard mobile terminal on the target vehicle; obtaining second information corresponding to a bound vehicle stored in a user identity card in the onboard mobile terminal, the second information including the vehicle identification of the bound vehicle and / or the vehicle personnel information that has a binding relationship with the bound vehicle; verifying the target vehicle based on the first information and the second information; if the verification is passed, the vehicle fee is paid password-free based on the digital currency wallet associated with the identification of the user identity card. It can be seen that the present invention can realize password-free automatic payment of vehicle fees based on the digital currency associated with the user identity card, expands the application scenarios of digital currency, and is conducive to improving the user stickiness of digital currency.

Description

Technical Field

[0001] The present invention relates to the field of digital currency technology, and in particular to a method and device for implementing password-free vehicle payment based on digital currency. Background Art

[0002] With the rapid development of electronic information technology, digital currency (also known as "digital RMB") has gradually entered the public eye. It is a digital legal tender issued by authoritative banking institutions and is equivalent to paper currency and coins. The emergence of digital currency can not only achieve convenient payment, but also meet the public's demand for digital cash.

[0003] However, practice has found that digital currency is currently used as a cash-like payment voucher, and its main purpose is to purchase goods and services. It is rarely used, or even not used, in other scenarios where payment is required. This is not conducive to the expansion of digital currency application scenarios, and thus is not conducive to improving the user stickiness of digital currency. Summary of the Invention

[0004] The technical problem to be solved by the present invention is to provide a method and device for realizing password-free payment of vehicles based on digital currency, which can realize automatic password-free payment of vehicle fees based on digital currency associated with the user's identity card, expand the application scenarios of digital currency, and help improve the user stickiness of digital currency.

[0005] In order to solve the above technical problems, the first aspect of the present invention discloses a method for realizing vehicle password-free payment based on digital currency, the method comprising:

[0006] Obtaining first information corresponding to a target vehicle requiring payment collected in a target scene, the first information including at least first identity identification information, the first identity identification information including a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle occupant information collected by an onboard mobile terminal on the target vehicle;

[0007] Obtaining second information corresponding to a bound vehicle that is bound to the user identity card and stored in a user identity card in an on-board mobile terminal on the target vehicle, the second information including at least second identity identification information, the second identity identification information including a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle personnel information that is bound to the bound vehicle;

[0008] Performing a verification operation on the target vehicle according to the first information and the second information, the verification operation at least including an identity verification operation;

[0009] When the target vehicle is verified to be successful, the fees payable for the target vehicle are paid without password based on the digital currency wallet associated with the identification of the user identity card.

[0010] As an optional implementation manner, in the first aspect of the present invention, the first information further includes the current location information of the target vehicle, the second information further includes the current location information of the vehicle-mounted mobile terminal, and the verification operation further includes a location verification operation;

[0011] And, performing a verification operation on the target vehicle according to the first information and the second information includes:

[0012] Verifying whether the first identity identification information matches the second identity identification information, and obtaining an identity verification result corresponding to the target vehicle; and verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtaining a location verification result corresponding to the target vehicle;

[0013] When the identity verification result indicates that the identity verification of the target vehicle is passed and the position verification result indicates that the position verification of the target vehicle is passed, determining that the verification of the target vehicle is passed;

[0014] Among them, when the first identity identification information matches the second identity identification information, the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle is passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle is passed.

[0015] As an optional embodiment, in the first aspect of the present invention, verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain a location verification result corresponding to the target vehicle includes:

[0016] If the identity verification result corresponding to the target vehicle has been obtained, then determine whether the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; if the judgment result is yes, then verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtain the location verification result corresponding to the target vehicle;

[0017] or,

[0018] The verifying whether the first identity recognition information matches the second identity recognition information to obtain an identity verification result corresponding to the target vehicle includes:

[0019] If the position verification result corresponding to the target vehicle has been obtained, it is determined whether the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle has passed; if the judgment result is yes, it is verified whether the first identity recognition information and the second identity recognition information match, and the identity authentication result corresponding to the target vehicle is obtained.

[0020] As an optional embodiment, in the first aspect of the present invention, the method further comprises:

[0021] If the first identity identification information does not match the second identity identification information, determining the first owner of the user identity identification card and the second owner of the target vehicle;

[0022] Determining whether the first subordinate has granted the second subordinate permission to use the digital currency wallet associated with the user identity card;

[0023] When it is determined that the first person grants the second person permission to use the digital currency wallet associated with the user identity card, it is determined that the identity authentication of the target vehicle is passed.

[0024] As an optional embodiment, in the first aspect of the present invention, the method further comprises:

[0025] If the first identity recognition information does not match the second identity recognition information, detecting whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the vehicle-mounted mobile terminal;

[0026] If it is detected that there is at least one other vehicle person, the vehicle person information of all the other vehicle persons is identified, and it is verified whether there is vehicle person information matching the second identity identification information in the vehicle person information of all the other vehicle persons; when the verification result is yes, it is determined that the identity authentication of the target vehicle is passed.

[0027] As an optional embodiment, in the first aspect of the present invention, detecting whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the vehicle-mounted mobile terminal includes:

[0028] Determining a current position of the vehicle-mounted mobile terminal in the target vehicle, and determining other seats other than the seat corresponding to the current position as seats to be identified;

[0029] For each seat to be identified, determining the seating situation of the person corresponding to the seat to be identified according to the pressure value currently borne by the seat to be identified;

[0030] According to the seating situation of the persons corresponding to all the seats to be identified, it is detected whether there is a seating situation corresponding to at least one of the seats to be identified, indicating that a person meeting the preset personnel conditions is seated. When the detection result is yes, it is determined that there is at least one other vehicle person in the target vehicle in addition to the vehicle person corresponding to the vehicle person information collected by the on-board mobile terminal.

[0031] As an optional embodiment, in the first aspect of the present invention, the identifier of the user identity card includes at least one of a telephone number, a MAC address of the user identity card, and a custom identifier;

[0032] The custom identifier includes the ID number of the user to whom the user identification card belongs and / or the biometric characteristics of the user to whom the user identification card belongs;

[0033] Before obtaining the second information corresponding to the bound vehicle that is bound to the user identity card and stored in the user identity card in the on-board mobile terminal on the target vehicle, the method further includes:

[0034] The identifier of the user identity card of the vehicle-mounted mobile terminal is bound to the vehicle identifier corresponding to a certain Internet vehicle to authorize the Internet vehicle to automatically pay the payable fees of the Internet vehicle without password through the digital currency wallet associated with the identifier of the user identity card. The Internet vehicle is a bound vehicle that has a binding relationship with the user identity card.

[0035] The second aspect of the present invention discloses a device for realizing password-free vehicle payment based on digital currency, the device comprising:

[0036] A first acquisition module is configured to acquire first information corresponding to a target vehicle requiring payment collected in a target scene, the first information including at least first identity identification information, the first identity identification information including a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle occupant information collected by an onboard mobile terminal on the target vehicle;

[0037] A second acquisition module is configured to acquire second information corresponding to a bound vehicle that is bound to the user identity card and is stored in a user identity card in an on-board mobile terminal on the target vehicle, wherein the second information includes at least second identity identification information, and the second identity identification information includes a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle personnel information that is bound to the bound vehicle;

[0038] a vehicle verification module, configured to perform a verification operation on the target vehicle according to the first information and the second information, the verification operation including at least an identity verification operation;

[0039] The payment control module is used to pay the fees payable to the target vehicle without password based on the digital currency wallet associated with the identification of the user identity card when the vehicle verification module verifies the target vehicle.

[0040] As an optional implementation, in the second aspect of the present invention, the first information further includes the current location information of the target vehicle, the second information further includes the current location information of the vehicle-mounted mobile terminal, and the verification operation further includes a location verification operation;

[0041] The specific manner in which the vehicle verification module performs the verification operation on the target vehicle according to the first information and the second information includes:

[0042] Verifying whether the first identity identification information matches the second identity identification information, and obtaining an identity verification result corresponding to the target vehicle; and verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtaining a location verification result corresponding to the target vehicle;

[0043] When the identity verification result indicates that the identity verification of the target vehicle is passed and the position verification result indicates that the position verification of the target vehicle is passed, determining that the verification of the target vehicle is passed;

[0044] Among them, when the first identity identification information matches the second identity identification information, the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle is passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle is passed.

[0045] As an optional embodiment, in the second aspect of the present invention, the vehicle verification module verifies whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and a specific method for obtaining the location verification result corresponding to the target vehicle includes:

[0046] If the identity verification result corresponding to the target vehicle has been obtained, then determine whether the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; if the judgment result is yes, then verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtain the location verification result corresponding to the target vehicle;

[0047] or,

[0048] The specific method of the vehicle verification module verifying whether the first identity recognition information matches the second identity recognition information and obtaining the identity verification result corresponding to the target vehicle includes:

[0049] If the position verification result corresponding to the target vehicle has been obtained, it is determined whether the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle has passed; if the judgment result is yes, it is verified whether the first identity recognition information and the second identity recognition information match, and the identity authentication result corresponding to the target vehicle is obtained.

[0050] As an optional embodiment, in the second aspect of the present invention, the device further includes:

[0051] The first processing module is used to determine the first owner of the user identity card and the second owner of the target vehicle when the first identity identification information does not match the second identity identification information; determine whether the first owner grants the second owner the right to use the digital currency wallet associated with the user identity card; and determine that the identity authentication of the target vehicle is passed when it is determined that the first owner grants the second owner the right to use the digital currency wallet associated with the user identity card.

[0052] As an optional embodiment, in the second aspect of the present invention, the device further includes:

[0053] The second processing module is used to detect whether there is at least one other vehicle personnel in the target vehicle in addition to the vehicle personnel corresponding to the vehicle personnel information collected by the on-board mobile terminal when the first identity recognition information does not match the second identity recognition information; if it is detected that there is at least one other vehicle personnel, the vehicle personnel information of all the other vehicle personnel is identified, and it is verified whether there is vehicle personnel information matching the second identity recognition information in the vehicle personnel information of all the other vehicle personnel; when the verification result is yes, it is determined that the identity authentication of the target vehicle is passed.

[0054] As an optional embodiment, in the second aspect of the present invention, the second processing module detects whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the vehicle-mounted mobile terminal. The specific manner includes:

[0055] Determining a current position of the vehicle-mounted mobile terminal in the target vehicle, and determining other seats other than the seat corresponding to the current position as seats to be identified;

[0056] For each seat to be identified, determining the seating situation of the person corresponding to the seat to be identified according to the pressure value currently borne by the seat to be identified;

[0057] According to the seating situation of the persons corresponding to all the seats to be identified, it is detected whether there is a seating situation corresponding to at least one of the seats to be identified, indicating that a person meeting the preset personnel conditions is seated. When the detection result is yes, it is determined that there is at least one other vehicle person in the target vehicle in addition to the vehicle person corresponding to the vehicle person information collected by the on-board mobile terminal.

[0058] As an optional embodiment, in the second aspect of the present invention, the identifier of the user identity card includes at least one of a telephone number, a MAC address of the user identity card, and a custom identifier;

[0059] The custom identifier includes the ID number of the user to whom the user identification card belongs and / or the biometric characteristics of the user to whom the user identification card belongs;

[0060] Wherein, the device further includes:

[0061] A binding module is used to bind the identifier of the user identity card of the on-board mobile terminal to the vehicle identifier corresponding to an Internet vehicle before the second acquisition module acquires the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card of the on-board mobile terminal on the target vehicle, so as to authorize the Internet vehicle to make automatic and password-free payment of the payable fees of the Internet vehicle through the digital currency wallet associated with the identifier of the user identity card. The Internet vehicle is a bound vehicle that is bound to the user identity card.

[0062] The third aspect of the present invention discloses another device for realizing vehicle password-free payment based on digital currency, the device comprising:

[0063] a memory storing executable program code;

[0064] a processor coupled to the memory;

[0065] The processor calls the executable program code stored in the memory to execute part or all of the steps in the method for implementing vehicle password-free payment based on digital currency disclosed in the first aspect of the present invention.

[0066] The fourth aspect of the present invention discloses a computer storage medium, which stores computer instructions. When the computer instructions are called, they are used to execute some or all of the steps in the method for implementing vehicle password-free payment based on digital currency disclosed in the first aspect of the present invention.

[0067] Compared with the prior art, the embodiments of the present invention have the following beneficial effects:

[0068] In an embodiment of the present invention, first information corresponding to a target vehicle that needs to pay fees collected in a target scene is obtained, the first information including the vehicle identification of the target vehicle and / or the vehicle personnel information collected by the onboard mobile terminal of the target vehicle; second information corresponding to a bound vehicle stored in a user identity card in the onboard mobile terminal is obtained, the second information including the vehicle identification of the bound vehicle and / or the vehicle personnel information that has a binding relationship with the bound vehicle; the target vehicle is verified based on the first information and the second information; if the verification is passed, the vehicle fee is paid without a password based on the digital currency wallet associated with the identification of the user identity card. It can be seen that the present invention can realize automatic payment of vehicle fees without a password based on the digital currency associated with the user identity card. While realizing convenient payment of vehicle fees and improving the security of password-free payment, it also expands the application scenarios of digital currency, which is conducive to improving the user stickiness of digital currency. BRIEF DESCRIPTION OF THE DRAWINGS

[0069] In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the following briefly introduces the drawings required for use in the description of the embodiments. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without creative work.

[0070] Figure 1 This is a flow chart of a method for implementing vehicle password-free payment based on digital currency disclosed in an embodiment of the present invention;

[0071] Figure 2 This is a flow chart of another method for implementing vehicle password-free payment based on digital currency disclosed in an embodiment of the present invention;

[0072] Figure 3 This is a schematic diagram of the structure of a digital currency-based vehicle password-free payment implementation device disclosed in an embodiment of the present invention;

[0073] Figure 4 This is a schematic structural diagram of another digital currency-based vehicle password-free payment implementation device disclosed in an embodiment of the present invention;

[0074] Figure 5 This is a structural diagram of another digital currency-based vehicle password-free payment implementation device disclosed in an embodiment of the present invention. DETAILED DESCRIPTION

[0075] In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings of the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. All other embodiments obtained by ordinary technicians in this field based on the embodiments of the present invention without making any creative efforts shall fall within the scope of protection of the present invention.

[0076] The terms "first," "second," and so on, in the description and claims of the present invention and the accompanying drawings are used to distinguish between different items, not to describe a specific order. Furthermore, the terms "including," "having," and any variations thereof, are intended to cover non-exclusive inclusions. For example, a process, method, apparatus, product, or end comprising a series of steps or elements is not limited to the listed steps or elements but may optionally include steps or elements not listed therein, or may optionally include other steps or elements inherent to such process, method, product, or end.

[0077] References herein to "embodiments" mean that a particular feature, structure, or characteristic described in connection with the embodiments may be included in at least one embodiment of the present invention. The appearance of this phrase in various places in the specification does not necessarily refer to the same embodiment, nor does it constitute a separate or alternative embodiment that is mutually exclusive of other embodiments. It is understood, both explicitly and implicitly, by those skilled in the art that the embodiments described herein may be combined with other embodiments.

[0078] The present invention discloses a method and device for implementing password-free vehicle payment based on digital currency. These methods enable automatic, password-free payment of vehicle fares using digital currency associated with a user's identity card. While enabling convenient vehicle fare payment and improving the security of password-free payment, they also expand the application scenarios of digital currency, thereby increasing its user stickiness. These are described in detail below.

[0079] Example 1

[0080] See also Figure 1 , Figure 1 This is a flow chart of a method for implementing a vehicle password-free payment based on digital currency disclosed in an embodiment of the present invention. Figure 1 The described method can be applied to a payment implementation device for vehicle fees, which can be further applied to a vehicle-mounted mobile terminal, an ETC vehicle-mounted device, a vehicle management server, or an on-site device for vehicle fee deduction scenarios. Furthermore, vehicle fees can be parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle washing fees, vehicle fines, etc., which are not limited in the embodiments of the present invention. Figure 1As shown, the method may include the following operations:

[0081] 101. Obtain first information corresponding to a target vehicle that needs to pay a fee and is collected in a target scene.

[0082] Among them, the target vehicle is any vehicle equipped with an on-board mobile terminal, and the target scenario can be any scenario where vehicle-related fees need to be paid. Further, it can be specifically any scenario where vehicle-related fees need to be paid and the use of digital currency is allowed. The embodiment of the present invention does not limit this. Furthermore, the target vehicle can also be called an Internet vehicle, and its standard-configured on-board mobile terminal can not only realize communication and data exchange with the vehicle's own related equipment (such as multimedia equipment), but also realize communication and data exchange with equipment outside the vehicle. Furthermore, the on-board mobile terminal can be configured with a SIM card (also known as a user identity card) authorized by the communication company according to the actual needs of the user. The application installed on the on-board mobile terminal can specifically realize communication and data exchange with external equipment of the vehicle (such as control equipment, servers, etc.) through the SIM card.

[0083] Furthermore, each SIM card has a unique identifier corresponding to it. The unique identifier corresponding to the SIM card can include at least one of a telephone number, a MAC address of a user identification card, and a custom identifier. Optionally, the custom identifier can include the ID number of the user to whom the user identification card belongs and / or the biometric characteristics of the user to whom the user identification card belongs, which is not limited in the embodiments of the present invention. Furthermore, the SIM card can serve as the carrier of the digital currency wallet of the Internet vehicle, thereby facilitating the implementation of password-free payment of vehicle expenses based on the SIM card. Specifically, the unique identifier corresponding to the SIM card can be used as the identifier of the digital currency wallet of the Internet vehicle, or the unique identifier corresponding to the SIM card can be associated and bound with the identifier of the digital currency wallet of the Internet vehicle. Furthermore, topping up the SIM card is equivalent to topping up the digital currency wallet, and after topping up the SIM card, the current balance of the SIM card can be allocated, with a portion of the balance used for communication and data exchange and a portion of the balance used for password-free payment of vehicle expenses.

[0084] In an embodiment of the present invention, the first information corresponding to the target vehicle includes at least first identity recognition information, and the first identity recognition information may include the first vehicle identification uniquely corresponding to the target vehicle and / or the vehicle personnel information collected by the on-board mobile terminal on the target vehicle. Optionally, the first vehicle identification uniquely corresponding to the target vehicle may be collected by the vehicle identification device in the target scene where the target vehicle is located. Among them, the first vehicle identification uniquely corresponding to the target vehicle may be the vehicle license plate number and / or the device identification of the ETC on-board device on the vehicle. Optionally, the vehicle license plate number may be the physical license plate number on the vehicle or the electronic license plate number of the vehicle, which is not limited in the embodiment of the present invention. In addition, the vehicle personnel information collected by the on-board mobile terminal on the target vehicle may be at least one of the vehicle personnel's facial information, vehicle personnel's fingerprint information, vehicle personnel's iris information, and vehicle personnel's voice information, which is not limited in the embodiment of the present invention.

[0085] 102. Obtain second information corresponding to a bound vehicle that has a binding relationship with the user identity card and is stored in the user identity card in the vehicle-mounted mobile terminal on the target vehicle.

[0086] In an embodiment of the present invention, the user identity card (i.e., SIM card) of the vehicle-mounted mobile terminal is pre-bound to the corresponding Internet vehicle. One SIM card can be bound to one Internet vehicle or multiple Internet vehicles, which is not limited in the embodiment of the present invention. After the SIM card is bound to the Internet vehicle, the Internet vehicle can also be referred to as the SIM card-bound vehicle, and the vehicle identification uniquely corresponding to the Internet vehicle and / or the biometric characteristics (such as facial information) of the person bound to the Internet vehicle can be stored in the SIM card. Among them, the second information includes at least second identity recognition information, and the second identity recognition information includes the second vehicle identification uniquely corresponding to the bound vehicle and / or the vehicle personnel information that has a binding relationship with the bound vehicle.

[0087] It should be noted that there is no strict order in which steps 101 and 102 must be executed. They can be executed simultaneously, or one step 101 or the other 102. Furthermore, when executing one step before another, the type of information required for the later step is consistent with the type of information obtained in the earlier step, which helps improve the efficiency of subsequent vehicle verification operations.

[0088] 103. Perform a verification operation on the target vehicle based on the first information and the second information, where the verification operation at least includes an identity verification operation.

[0089] In an embodiment of the present invention, when performing an identity authentication operation on a target vehicle, it is possible to specifically verify whether the vehicle identification included in the first identity identification information is the same as the vehicle identification included in the second identity identification information, or to verify whether the vehicle identification included in the first identity identification information is one of the vehicle identifications included in the second identity identification information; or, it is also possible to specifically verify whether the vehicle identification included in the first identity identification information is associated with the vehicle personnel information that is bound to the bound vehicle; or, it is also possible to specifically verify whether the vehicle personnel information collected by the on-board mobile terminal on the target vehicle is associated with the vehicle identification included in the second identity identification information; or, it is also possible to specifically verify whether the vehicle personnel information collected by the on-board mobile terminal on the target vehicle is consistent with the vehicle personnel information that is bound to the bound vehicle.

[0090] 104. When the target vehicle is verified, the fee payable for the target vehicle is paid without password using the digital currency wallet associated with the user's identity card.

[0091] It can be seen that the embodiment of the present invention can realize automatic payment of vehicle fees without password based on the digital currency associated with the user identity card. While realizing convenient payment of vehicle fees and improving the security of password-free payment, it also expands the application scenarios of digital currency, which is conducive to improving the user stickiness of digital currency.

[0092] In an optional embodiment, before executing step 101 or executing step 102, the method may further include the following operations:

[0093] Determine a fee type set of fees that the target vehicle needs to pay, where the fee type set includes at least one fee type;

[0094] Determine whether there is a fee type authorized for digital currency payment among all fee types included in the fee type set; when it is determined that there is a fee type authorized for digital currency payment, trigger the execution of step 101 or step 102.

[0095] Furthermore, after determining that there is a fee type authorized for digital currency payment, the method further includes:

[0096] Calculate the proportion of fee types authorized for digital currency payment in the fee type set, and determine whether the proportion is greater than or equal to a preset proportion threshold. When the judgment result is yes, trigger the execution of step 101 or step 102.

[0097] It can be seen that this optional embodiment can also count and judge the fee types that the vehicle should pay before executing the control process of vehicle password-free payment, and then execute the control process of vehicle password-free payment when it is determined that the counted fee types meet the requirements, which is conducive to realizing intelligent control of vehicle password-free payment.

[0098] Example 2

[0099] See also Figure 2 , Figure 2 This is a flow chart of another method for realizing vehicle password-free payment based on digital currency disclosed in an embodiment of the present invention. Figure 2 The described method can be applied to a payment implementation device for vehicle fees, which can be further applied to a vehicle-mounted mobile terminal, an ETC vehicle-mounted device, a vehicle management server, or an on-site device for vehicle fee deduction scenarios. Furthermore, vehicle fees can be parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle washing fees, vehicle fines, etc., which are not limited in the embodiments of the present invention. Figure 2 As shown, the method may include the following operations:

[0100] 201. Obtain first information corresponding to a target vehicle that needs to pay a fee and is collected in a target scene.

[0101] 202. Obtain second information corresponding to a bound vehicle that has a binding relationship with the user identity card and is stored in the user identity card in the vehicle-mounted mobile terminal on the target vehicle.

[0102] For the description of steps 201 - 202 , please refer to the description of steps 101 - 102 in the first embodiment, which will not be repeated in this embodiment of the present invention.

[0103] In an embodiment of the present invention, the first information corresponding to the target vehicle includes at least first identity identification information and the current location information of the target vehicle, and the first identity identification information may include a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle and personnel information collected by an onboard mobile terminal on the target vehicle. Optionally, the first vehicle identifier uniquely corresponding to the target vehicle may be collected by a vehicle identification device in the target scene where the target vehicle is located. Furthermore, the second information includes at least second identity identification information and the current location information of the onboard mobile terminal, and the second identity identification information includes a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle and personnel information that is bound to the bound vehicle.

[0104] It should be noted that the current location information of the target vehicle can be understood as the geographical location of the target scene where the target vehicle is currently located, and the current location information of the vehicle-mounted mobile terminal can specifically be the GPS information of the vehicle-mounted mobile terminal positioning.

[0105] 203. Verify whether the first identity identification information matches the second identity identification information to obtain an identity verification result corresponding to the target vehicle; and verify whether the current location information of the target vehicle matches the current location information of the onboard mobile terminal to obtain a location verification result corresponding to the target vehicle.

[0106] Among them, when the first identity identification information matches the second identity identification information, the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle is passed; when the current location information of the target vehicle matches the current location information of the on-board mobile terminal, the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle is passed.

[0107] 204. When the identity verification result indicates that the identity verification of the target vehicle is passed and the position verification result indicates that the position verification of the target vehicle is passed, it is determined that the verification of the target vehicle is passed.

[0108] 205. The fees payable by the target vehicle are paid without password using the digital currency wallet associated with the identification card of the user.

[0109] As can be seen, the embodiments of the present invention enable automatic, password-free payment of vehicle fares using digital currency associated with a user's ID card. This not only facilitates convenient vehicle fee payment and improves the security of password-free payment, but also expands the application scenarios of digital currency, thereby increasing its user stickiness. Furthermore, before actually performing a password-free payment with a vehicle, dual verification of the vehicle's identity and location is required, which helps to improve the security and accuracy of such payments.

[0110] In an optional embodiment, the above-mentioned verification of whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle may include:

[0111] If the identity authentication result corresponding to the target vehicle has been obtained, it is determined whether the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle has passed; if the judgment result is yes, it is verified whether the current location information of the target vehicle matches the current location information of the on-board mobile terminal to obtain the location verification result corresponding to the target vehicle.

[0112] It can be seen that this optional embodiment can verify the location information after the vehicle identity verification is passed, which is beneficial to reduce unnecessary location information verification operations and improve the reliability of location information verification operations.

[0113] In another optional embodiment, the above-mentioned verification of whether the first identity identification information matches the second identity identification information to obtain the identity verification result corresponding to the target vehicle may include:

[0114] If the location verification result corresponding to the target vehicle has been obtained, it is determined whether the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has passed; if the judgment result is yes, it is verified whether the first identity identification information and the second identity identification information match, and the identity authentication result corresponding to the target vehicle is obtained.

[0115] It can be seen that this optional embodiment can perform identity verification on the vehicle after performing a location verification operation on the vehicle, which is beneficial to reducing unnecessary identity verification operations and improving the reliability of vehicle identity verification.

[0116] It should be noted that, in the actual implementation process, the verification operation to be performed first can be selected based on the complexity of the vehicle identity verification and the complexity of the vehicle location information verification. Preferably, the less complex verification operation is selected first, and the determination of whether to perform subsequent verification operations is made based on the verification results of the first verification operation. This helps to reduce unnecessary subsequent verification operations and improve the reliability of subsequent verification operations. Furthermore, the complexity of performing a verification operation can be determined by at least one of the time spent performing the verification operation, the processing resources consumed, and the use of auxiliary equipment.

[0117] In yet another optional embodiment, the method may further include the following operations:

[0118] If the first identity identification information does not match the second identity identification information, determining the first person to whom the user identity identification card belongs and the second person to whom the target vehicle belongs;

[0119] Determining whether the first subordinate has granted the second subordinate permission to use the digital currency wallet associated with the user's identity card;

[0120] When it is determined that the first person grants the second person permission to use the digital currency wallet associated with the user identification card, it is determined that the identity authentication of the target vehicle is passed.

[0121] It can be seen that this optional embodiment can also further judge the authorization status of the use rights of the digital currency wallet associated with the user's identity identification card when the identity information verification fails, which is conducive to further expanding the intelligent control function of password-free payment. It can not only realize password-free payment bound to the SIM card, but also realize that the person to whom the SIM card belongs authorizes other vehicles to make password-free payments.

[0122] In yet another optional embodiment, the method may further include the following operations:

[0123] If the first identity recognition information does not match the second identity recognition information, detecting whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the onboard mobile terminal;

[0124] If it is detected that there is at least one other vehicle person, the vehicle person information of all other vehicle persons is identified, and it is verified whether there is vehicle person information matching the second identity identification information in the vehicle person information of all other vehicle persons; when the verification result is yes, it is determined that the identity authentication of the target vehicle is passed.

[0125] It can be seen that this optional embodiment can also further detect other vehicle personnel when the identity information verification fails, which is conducive to improving the comprehensiveness and accuracy of vehicle personnel detection, and thus is conducive to improving the reliability of password-free payment, and reducing the occurrence of unsuccessful identity authentication due to incomplete vehicle personnel detection, which in turn leads to the inability to use digital currency password-free payment.

[0126] In this optional embodiment, further optionally, detecting whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the onboard mobile terminal may include:

[0127] Determine the current position of the vehicle-mounted mobile terminal in the target vehicle, and determine other seats other than the seat corresponding to the current position as seats to be identified;

[0128] For each seat to be identified, determine the seating situation of the person corresponding to the seat to be identified based on the current pressure value of the seat to be identified;

[0129] According to the seating situation of the people corresponding to all the seats to be identified, it is detected whether there is a seating situation corresponding to at least one seat to be identified, indicating that there is a person sitting who meets the preset personnel conditions (not a child sitting, not a seat for placing items, and not an elderly person sitting). When the detection result is yes, it is determined that there is at least one other vehicle person in the target vehicle in addition to the vehicle person corresponding to the vehicle person information collected by the on-board mobile terminal.

[0130] It can be seen that this optional embodiment can realize intelligent determination of the seating situation of the person corresponding to the seat to be identified based on the pressure value borne by the seat to be identified, which is simple and fast.

[0131] In this optional embodiment, further optionally, the method further includes:

[0132] For each seat to be identified, after determining the seating situation of the person corresponding to the seat to be identified based on the pressure value currently borne by the seat to be identified, when it is determined that the seating situation of the person corresponding to the seat to be identified is that someone is sitting there based on the pressure value currently borne by the seat to be identified, calibrate the seating situation of the person corresponding to the seat to be identified based on the seating contact parameters corresponding to the seat to be identified to update the seating situation of the person corresponding to the seat to be identified; wherein the seating contact parameters corresponding to the seat to be identified include the size of the contact area and / or the shape of the contact area.

[0133] It can be seen that this optional embodiment can also calibrate the seating situation of the person corresponding to the seat to be identified based on the contact parameters of the person sitting corresponding to the seat to be identified, which is conducive to reducing the misidentification of the person sitting, improving the accuracy of the seating situation of the person corresponding to the seat to be identified, and thus helping to improve the detection accuracy and efficiency of people in other vehicles.

[0134] Example 3

[0135] The embodiment of the present invention discloses a method for realizing password-free payment of a vehicle based on digital currency in a parking lot scenario, where the fee to be paid by the vehicle is the parking fee. The method may include the following steps:

[0136] Step 1: When a vehicle equipped with a vehicle-mounted mobile terminal needs to exit a parking lot, the vehicle identification device located in the parking lot exit area obtains the vehicle identification of the vehicle to identify the vehicle and obtain the vehicle's location information. The location information may be the location of the parking lot or the location of the parking lot exit area.

[0137] Step 2: When a vehicle equipped with a vehicle-mounted mobile terminal needs to leave the parking lot, the vehicle identification stored in the SIM card of the vehicle-mounted mobile terminal is obtained and the GPS information of the vehicle-mounted mobile terminal is obtained;

[0138] Step 3: Compare the vehicle identification device located at the exit area of ​​the parking lot with the vehicle identification stored on the SIM card to see if they are consistent, and compare the vehicle's location information with the GPS information located by the onboard mobile terminal to see if they are consistent, in order to verify the vehicle (identity verification and location verification).

[0139] Step 4: When the vehicle verification is passed, the parking fee of the Internet car is paid to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0140] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle's mobile terminal positioning may not be obtained. In addition to obtaining the vehicle identification, the user's facial information collected by the vehicle's mobile terminal may be further obtained in step 1, and the user's facial information stored in the SIM card may be obtained in step 2. When performing the comparison, in addition to comparing whether the vehicle identification is the same or consistent, the user's facial information collected by the vehicle's mobile terminal and the user's facial information stored in the SIM card may also be compared for consistency. In addition, for other processes involved in this actual application scenario, please refer to the relevant descriptions in Example 1 and Example 2.

[0141] It can be seen that the embodiment of the present invention realizes the specific application of automatic payment of digital currency without password to pay parking fees in parking lot scenarios.

[0142] Example 4

[0143] The embodiment of the present invention discloses a method for implementing password-free vehicle payment based on digital currency in a highway scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps:

[0144] Step 1: When a vehicle equipped with a vehicle-mounted mobile terminal needs to exit a highway, a vehicle identification device installed in the highway exit area identifies the vehicle to identify the vehicle and obtain the vehicle's location information, which may be the location of the highway exit.

[0145] Step 2: When a vehicle equipped with a vehicle-mounted mobile terminal needs to exit the highway, the vehicle identification stored in the SIM card of the vehicle-mounted mobile terminal is obtained and the GPS information of the vehicle-mounted mobile terminal is obtained;

[0146] Step 3: Compare the vehicle identification device installed at the exit area of ​​the highway with the vehicle identification stored in the SIM card, and compare the vehicle location information with the GPS information of the onboard mobile terminal to verify the vehicle (identity verification and location verification);

[0147] Step 4: When the vehicle verification is passed, the digital currency wallet associated with the vehicle's SIM card is used to pay the toll for the Internet car to the digital currency payment terminal.

[0148] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal positioning may not be obtained. In addition to obtaining the vehicle identification, the user's facial information collected by the vehicle-mounted mobile terminal may be further obtained in step 1, and the user's facial information stored in the SIM card may be obtained in step 2. When performing the comparison, in addition to comparing whether the vehicle identification is the same, the user's facial information collected by the vehicle-mounted mobile terminal and the user's facial information stored in the SIM card may also be compared for consistency. In addition, for other processes involved in this actual application scenario, please refer to the relevant descriptions in Example 1 and Example 2.

[0149] It can be seen that the embodiment of the present invention realizes the specific application of digital password-free automatic payment for paying tolls in a highway scenario.

[0150] Example 5

[0151] The embodiment of the present invention discloses a method for implementing a vehicle password-free payment based on digital currency in a vehicle charging scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps:

[0152] Step 1: When a vehicle equipped with a vehicle-mounted mobile terminal needs to exit a vehicle charging scene, a vehicle identification device provided in an exit area of ​​the vehicle charging scene is used to identify the vehicle and obtain the vehicle's location information, which may be the location of the vehicle charging scene exit.

[0153] Step 2: When the vehicle equipped with the vehicle-mounted mobile terminal needs to leave the vehicle charging scene, the vehicle identification stored in the SIM card of the vehicle-mounted mobile terminal is obtained and the GPS information of the vehicle-mounted mobile terminal is obtained;

[0154] Step 3: Compare the vehicle identification device located at the vehicle exit area of ​​the charging scene with the vehicle identification stored in the SIM card, and compare the vehicle location information with the GPS information of the vehicle-mounted mobile terminal to verify the vehicle (identity verification and location verification).

[0155] Step 4: When the vehicle verification is passed, the charging fee of the Internet car is paid to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0156] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal positioning may not be obtained. In addition to obtaining the vehicle identification, the user's facial information collected by the vehicle-mounted mobile terminal may be further obtained in step 1, and the user's facial information stored in the SIM card may be obtained in step 2. When performing the comparison, in addition to comparing whether the vehicle identification is the same, the user's facial information collected by the vehicle-mounted mobile terminal and the user's facial information stored in the SIM card may also be compared for consistency. In addition, for other processes involved in this actual application scenario, please refer to the relevant descriptions in Example 1 and Example 2.

[0157] It can be seen that the embodiment of the present invention realizes the specific application of digital password-free automatic payment to pay charging fees in the vehicle charging scenario.

[0158] Example 6

[0159] The embodiment of the present invention discloses a method for implementing a vehicle-free password payment based on digital currency in a fine payment scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps:

[0160] Step 1: When a vehicle equipped with a vehicle-mounted mobile terminal needs to pay a vehicle fine, a vehicle identification device installed in a fine payment area is used to identify the vehicle to achieve vehicle identification and obtain vehicle location information, which may be the location of the fine payment area.

[0161] Step 2: When a vehicle equipped with a vehicle-mounted mobile terminal needs to pay a vehicle fine, the vehicle identification stored in the SIM card of the vehicle-mounted mobile terminal is obtained and the GPS information of the vehicle-mounted mobile terminal is obtained;

[0162] Step 3: Compare the vehicle identification device installed in the fine payment area with the vehicle identification stored in the SIM card, and compare the vehicle location information with the GPS information of the vehicle mobile terminal to verify the vehicle (identity verification and location verification);

[0163] Step 4: When the vehicle verification is passed, the fine for the Internet car is paid to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0164] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal positioning may not be obtained. In addition to obtaining the vehicle identification, the user's facial information collected by the vehicle-mounted mobile terminal may be further obtained in step 1, and the user's facial information stored in the SIM card may be obtained in step 2. When performing the comparison, in addition to comparing whether the vehicle identification is the same, the user's facial information collected by the vehicle-mounted mobile terminal and the user's facial information stored in the SIM card may also be compared for consistency. In addition, for other processes involved in this actual application scenario, please refer to the relevant descriptions in Example 1 and Example 2.

[0165] It can be seen that the embodiment of the present invention realizes the specific application of digital automatic payment without password in paying fines in the fine payment scenario.

[0166] Example 7

[0167] See also Figure 3 , Figure 3 This is a schematic diagram of a digital currency-based vehicle password-free payment implementation device disclosed in an embodiment of the present invention. Figure 3 The described device can be applied to a vehicle-mounted mobile terminal, an ETC vehicle-mounted device, a vehicle management server, or an on-site device for vehicle fee deduction. Furthermore, vehicle fees can be parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle washing fees, vehicle fines, etc., which are not limited in the embodiments of the present invention. Figure 3 As shown, the device may include:

[0168] A first acquisition module 301 is configured to acquire first information corresponding to a target vehicle requiring payment collected in a target scene, the first information including at least first identity identification information, the first identity identification information including a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle occupant information collected by an onboard mobile terminal on the target vehicle;

[0169] The second acquisition module 302 is configured to acquire second information corresponding to a bound vehicle that is bound to the user identity card and stored in the user identity card in the vehicle-mounted mobile terminal on the target vehicle, wherein the second information includes at least second identity identification information, and the second identity identification information includes a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle personnel information that is bound to the bound vehicle;

[0170] The vehicle verification module 303 is configured to perform a verification operation on the target vehicle according to the first information and the second information, wherein the verification operation includes at least an identity verification operation;

[0171] The payment control module 304 is used to pay the fees payable to the target vehicle based on the digital currency wallet associated with the identification of the user's identity card without password when the vehicle verification module 303 verifies the target vehicle.

[0172] It can be seen that the device described in the embodiment of the present invention can realize automatic payment of vehicle fees without password based on the digital currency associated with the user's identity card. While realizing convenient payment of vehicle fees and improving the security of password-free payment, it also expands the application scenarios of digital currency, which is conducive to improving the user stickiness of digital currency.

[0173] In an optional embodiment, the first information may further include the current location information of the target vehicle, the second information may further include the current location information of the vehicle-mounted mobile terminal, and the verification operation may further include a location verification operation. Furthermore, the specific manner in which the vehicle verification module 303 performs the verification operation on the target vehicle based on the first information and the second information includes:

[0174] Verifying whether the first identity identification information matches the second identity identification information to obtain an identity verification result corresponding to the target vehicle; and verifying whether the current location information of the target vehicle matches the current location information of the onboard mobile terminal to obtain a location verification result corresponding to the target vehicle;

[0175] When the identity verification result indicates that the identity verification of the target vehicle is passed and the position verification result indicates that the position verification of the target vehicle is passed, it is determined that the verification of the target vehicle is passed.

[0176] Among them, when the first identity identification information matches the second identity identification information, the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle is passed; when the current location information of the target vehicle matches the current location information of the on-board mobile terminal, the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle is passed.

[0177] It can be seen that this optional embodiment can also realize the application of digital currency password-free payment in vehicle fee payment scenarios, while improving the security and accuracy of the application of digital currency password-free payment in vehicle fee payment scenarios through the dual verification method of vehicle identity verification and geographic location verification.

[0178] In this optional embodiment, as an optional implementation, the vehicle verification module 303 verifies whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal. The specific method of obtaining the location verification result corresponding to the target vehicle includes:

[0179] If the identity authentication result corresponding to the target vehicle has been obtained, it is determined whether the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle has passed; if the judgment result is yes, it is verified whether the current location information of the target vehicle matches the current location information of the on-board mobile terminal to obtain the location verification result corresponding to the target vehicle.

[0180] It can be seen that this optional implementation method can verify the location information after the vehicle identity verification is passed, which is conducive to reducing unnecessary location information verification operations and improving the reliability of location information verification operations.

[0181] In this optional embodiment, as another optional implementation, the vehicle verification module 303 verifies whether the first identity identification information matches the second identity identification information, and obtains the identity verification result corresponding to the target vehicle in a specific manner including:

[0182] If the location verification result corresponding to the target vehicle has been obtained, it is determined whether the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has passed; if the judgment result is yes, it is verified whether the first identity identification information and the second identity identification information match, and the identity authentication result corresponding to the target vehicle is obtained.

[0183] It can be seen that this optional implementation method can perform identity verification on the vehicle after performing a location verification operation on the vehicle, which is beneficial to reducing unnecessary identity verification operations and improving the reliability of vehicle identity verification.

[0184] It should be noted that, in the actual implementation process, the verification operation to be performed first can be selected based on the complexity of the vehicle identity verification and the complexity of the vehicle location information verification. Preferably, the less complex verification operation is selected first, and the determination of whether to perform subsequent verification operations is made based on the verification results of the first verification operation. This helps to reduce unnecessary subsequent verification operations and improve the reliability of subsequent verification operations. Furthermore, the complexity of performing a verification operation can be determined by at least one of the time spent performing the verification operation, the processing resources consumed, and the use of auxiliary equipment.

[0185] In another optional embodiment, Figure 4 As shown, the apparatus may further include a processing module 305, wherein:

[0186] The processing module 305 is used to determine the first owner of the user identity card and the second owner of the target vehicle when the first identity identification information does not match the second identity identification information; determine whether the first owner grants the second owner the right to use the digital currency wallet associated with the user identity card; when it is determined that the first owner grants the second owner the right to use the digital currency wallet associated with the user identity card, determine that the identity authentication of the target vehicle is passed. In this way, when the identity information verification fails, it is possible to further judge the authorization status of the right to use the digital currency wallet associated with the user identity card, which is conducive to further expanding the intelligent control function of password-free payment, and can not only realize password-free payment bound to the SIM card, but also realize that the owner of the SIM card authorizes other vehicles to make password-free payment; or,

[0187] The processing module 305 is used to detect whether there is at least one other vehicle personnel in the target vehicle in addition to the vehicle personnel corresponding to the vehicle personnel information collected by the on-board mobile terminal when the first identity recognition information does not match the second identity recognition information; if it is detected that there is at least one other vehicle personnel, the vehicle personnel information of all other vehicle personnel is identified, and it is verified whether there is vehicle personnel information matching the second identity recognition information in the vehicle personnel information of all other vehicle personnel; when the verification result is yes, it is determined that the identity verification of the target vehicle is successful. In this way, other vehicle personnel can be further detected when the identity information verification fails, which is conducive to improving the comprehensiveness and accuracy of vehicle personnel detection, and further conducive to improving the reliability of password-free payment, and reducing the occurrence of unsuccessful identity verification due to incomplete vehicle personnel detection, which leads to the inability to use digital currency password-free payment.

[0188] In this optional embodiment, further optionally, the specific manner in which the processing module 305 detects whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the onboard mobile terminal may include:

[0189] Determine the current position of the vehicle-mounted mobile terminal in the target vehicle, and determine other seats other than the seat corresponding to the current position as seats to be identified;

[0190] For each seat to be identified, determine the seating situation of the person corresponding to the seat to be identified based on the current pressure value of the seat to be identified;

[0191] According to the seating situation of the personnel corresponding to all the seats to be identified, it is detected whether there is a seating situation corresponding to at least one seat to be identified, indicating that there is a person sitting there who meets the preset personnel conditions. When the detection result is yes, it is determined that there is at least one other vehicle personnel in the target vehicle in addition to the vehicle personnel corresponding to the vehicle personnel information collected by the on-board mobile terminal.

[0192] It can be seen that this optional embodiment can also realize intelligent determination of the seating situation of the person corresponding to the seat to be identified based on the pressure value borne by the seat to be identified, which is simple and fast.

[0193] In this optional embodiment, further optionally, the processing module 305 is also used to, for each seat to be identified, after determining the seating situation of the person corresponding to the seat to be identified based on the pressure value currently borne by the seat to be identified, when it is determined based on the pressure value currently borne by the seat to be identified that the seating situation of the person corresponding to the seat to be identified is that someone is sitting, calibrate the seating situation of the person corresponding to the seat to be identified based on the seating contact parameters of the seat to be identified to update the seating situation of the person corresponding to the seat to be identified.

[0194] Further optionally, the contact parameters of the person sitting down corresponding to the seat to be identified include the size of the contact area and / or the shape of the contact area.

[0195] It can be seen that this optional embodiment can also calibrate the seating situation of the person corresponding to the seat to be identified based on the contact parameters of the person sitting corresponding to the seat to be identified, which is conducive to reducing the misidentification of the person sitting, improving the accuracy of the seating situation of the person corresponding to the seat to be identified, and thus helping to improve the detection accuracy and efficiency of people in other vehicles.

[0196] It should be noted that the device described in Example 3 is specifically used to implement the specific steps in the method described in Example 1 or Example 2. For other relevant descriptions of the device involved in Example 3, please refer to the relevant descriptions in Example 1 and Example 2, and the embodiments of the present invention will not be repeated here.

[0197] Example 8

[0198] See also Figure 5 , Figure 5 This is a schematic diagram of the structure of another digital currency-based vehicle password-free payment implementation device disclosed in an embodiment of the present invention. Figure 5The described device can be applied to a vehicle-mounted mobile terminal, an ETC vehicle-mounted device, a vehicle management server, or an on-site device for vehicle fee deduction. Furthermore, vehicle fees can be parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle washing fees, vehicle fines, etc., which are not limited in the embodiments of the present invention. Figure 5 As shown, the device may include:

[0199] A memory 401 storing executable program code;

[0200] a processor 402 coupled to the memory 401;

[0201] The processor 402 calls the executable program code stored in the memory 401 to execute part or all of the steps in the method for implementing vehicle password-free payment based on digital currency described in Example 1 or Example 2 of the present invention.

[0202] Example 9

[0203] An embodiment of the present invention discloses a computer storage medium, which stores computer instructions. When the computer instructions are called, they are used to execute some or all of the steps in the method for implementing vehicle password-free payment based on digital currency described in Example 1 or Example 2 of the present invention.

[0204] Example 10

[0205] An embodiment of the present invention discloses a computer program product, which includes a non-transitory computer-readable storage medium storing a computer program, and the computer program is operable to enable a computer to execute some or all of the steps in the method for implementing vehicle password-free payment based on digital currency described in Example 1 or Example 2.

[0206] The device embodiments described above are merely illustrative, wherein the modules described as separate components may or may not be physically separate, and the components shown as modules may or may not be physical modules, i.e., they may be located in one place or distributed across multiple network modules. Some or all of the modules may be selected based on actual needs to achieve the objectives of the present embodiment. Those skilled in the art can understand and implement the present invention without inventive effort.

[0207] Through the detailed description of the above embodiments, those skilled in the art can clearly understand that each embodiment can be implemented by means of software plus the necessary general hardware platform, or of course, by means of hardware. Based on this understanding, the above technical solution, in essence, or the portion that contributes to the prior art, can be embodied in the form of a software product, which can be stored in a computer-readable storage medium, including a read-only memory (ROM), a random access memory (RAM), a programmable read-only memory (PROM), an erasable programmable read-only memory (EPROM), a one-time programmable read-only memory (OTPROM), an electronically erasable programmable read-only memory (EEPROM), a compact disc read-only memory (CD-ROM) or other optical disc storage, magnetic disk storage, magnetic tape storage, or any other computer-readable medium capable of carrying or storing data.

[0208] Finally, it should be noted that the method and device for realizing password-free payment for vehicles based on digital currency disclosed in the embodiment of the present invention only disclose the preferred embodiment of the present invention, which is only used to illustrate the technical solution of the present invention, rather than to limit it. Although the present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that the technical solutions described in the aforementioned embodiments can still be modified, or some of the technical features therein can be replaced by equivalents. However, these modifications or replacements do not deviate the essence of the corresponding technical solutions from the spirit and scope of the technical solutions of the various embodiments of the present invention.

Claims

1. A method for realizing vehicle password-free payment based on digital currency, characterized in that: The method comprises: Obtaining first information corresponding to a target vehicle that is subject to payment and collected in a target scene, the first information including at least first identity identification information and current location information of the target vehicle, the first identity identification information including a first vehicle identifier uniquely corresponding to the target vehicle, or the first identity identification information including a first vehicle identifier uniquely corresponding to the target vehicle and vehicle occupant information collected by an on-board mobile terminal on the target vehicle; Obtaining second information corresponding to a bound vehicle that is bound to the user identity card and stored in a user identity card in the vehicle-mounted mobile terminal on the target vehicle, the second information including at least second identity information and current location information of the vehicle-mounted mobile terminal, the second identity information including a second vehicle identifier uniquely corresponding to the bound vehicle, or the second identity information including a second vehicle identifier uniquely corresponding to the bound vehicle and vehicle personnel information that is bound to the bound vehicle; Performing a verification operation on the target vehicle based on the first information and the second information, the verification operation including at least an identity verification operation and a location verification operation; wherein the identity verification operation includes: verifying whether the vehicle identifier included in the first identity identification information is one of the vehicle identifiers included in the second identity identification information, and the location verification operation includes: verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal; When the target vehicle is verified to be successful, the fees payable for the target vehicle are paid without password based on the digital currency wallet associated with the identification of the user identity card.

2. The method for realizing vehicle password-free payment based on digital currency according to claim 1, characterized in that: The performing a verification operation on the target vehicle according to the first information and the second information includes: Verifying whether the first identity identification information matches the second identity identification information, and obtaining an identity verification result corresponding to the target vehicle; and verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtaining a location verification result corresponding to the target vehicle; When the identity verification result indicates that the identity verification of the target vehicle is passed and the position verification result indicates that the position verification of the target vehicle is passed, determining that the verification of the target vehicle is passed; Among them, when the first identity identification information matches the second identity identification information, the identity authentication result corresponding to the target vehicle indicates that the identity authentication of the target vehicle is passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle is passed.

3. The method for realizing vehicle password-free payment based on digital currency according to claim 2, characterized in that: The verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtaining a location verification result corresponding to the target vehicle, includes: If the identity verification result corresponding to the target vehicle has been obtained, then determine whether the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; if the judgment result is yes, then verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtain the location verification result corresponding to the target vehicle; or, The verifying whether the first identity recognition information matches the second identity recognition information to obtain an identity verification result corresponding to the target vehicle includes: If the position verification result corresponding to the target vehicle has been obtained, it is determined whether the position verification result corresponding to the target vehicle indicates that the position verification of the target vehicle has passed; if the judgment result is yes, it is verified whether the first identity recognition information and the second identity recognition information match, and the identity authentication result corresponding to the target vehicle is obtained.

4. The method for realizing vehicle password-free payment based on digital currency according to claim 2 or 3, characterized in that: The method further comprises: If the first identity identification information does not match the second identity identification information, determining the first owner of the user identity identification card and the second owner of the target vehicle; Determining whether the first subordinate has granted the second subordinate permission to use the digital currency wallet associated with the user identity card; When it is determined that the first person grants the second person permission to use the digital currency wallet associated with the user identity card, it is determined that the identity authentication of the target vehicle is passed.

5. The method for realizing vehicle password-free payment based on digital currency according to claim 2 or 3, characterized in that: The method further comprises: If the first identity recognition information does not match the second identity recognition information, detecting whether there is at least one other vehicle occupant in the target vehicle in addition to the vehicle occupant corresponding to the vehicle occupant information collected by the vehicle-mounted mobile terminal; If it is detected that there is at least one other vehicle person, the vehicle person information of all the other vehicle persons is identified, and it is verified whether there is vehicle person information matching the second identity identification information in the vehicle person information of all the other vehicle persons; when the verification result is yes, it is determined that the identity authentication of the target vehicle is passed.

6. The method for realizing vehicle password-free payment based on digital currency according to claim 5, characterized in that: The detecting whether there is at least one other vehicle occupant in the target vehicle besides the vehicle occupant corresponding to the vehicle occupant information collected by the vehicle-mounted mobile terminal includes: Determining a current position of the vehicle-mounted mobile terminal in the target vehicle, and determining other seats other than the seat corresponding to the current position as seats to be identified; For each seat to be identified, determining the seating situation of the person corresponding to the seat to be identified according to the pressure value currently borne by the seat to be identified; According to the seating situation of the persons corresponding to all the seats to be identified, it is detected whether there is a seating situation corresponding to at least one of the seats to be identified, indicating that a person meeting the preset personnel conditions is seated. When the detection result is yes, it is determined that there is at least one other vehicle person in the target vehicle in addition to the vehicle person corresponding to the vehicle person information collected by the on-board mobile terminal.

7. The method for realizing vehicle password-free payment based on digital currency according to any one of claims 1 to 3 and 6, characterized in that: The identifier of the user identification card includes at least one of a telephone number, a MAC address of the user identification card, and a custom identifier; The custom identifier includes the ID number of the user to whom the user identification card belongs and / or the biometric characteristics of the user to whom the user identification card belongs; Before obtaining the second information corresponding to the bound vehicle that is bound to the user identity card and stored in the user identity card in the on-board mobile terminal on the target vehicle, the method further includes: The identifier of the user identity card of the vehicle-mounted mobile terminal is bound to the vehicle identifier corresponding to a certain Internet vehicle to authorize the Internet vehicle to automatically pay the payable fees of the Internet vehicle without password through the digital currency wallet associated with the identifier of the user identity card. The Internet vehicle is a bound vehicle that has a binding relationship with the user identity card.

8. A digital currency-based vehicle password-free payment implementation device, characterized in that: The device comprises: A first acquisition module is configured to acquire first information corresponding to a target vehicle that is required to pay a fee and is collected in a target scene, wherein the first information includes at least first identity identification information and current location information of the target vehicle, wherein the first identity identification information includes a first vehicle identifier uniquely corresponding to the target vehicle, or the first identity identification information includes the first vehicle identifier uniquely corresponding to the target vehicle and vehicle occupant information collected by an on-board mobile terminal on the target vehicle; a second acquisition module, configured to acquire second information corresponding to a bound vehicle that is bound to the user identity card and stored in a user identity card in the vehicle-mounted mobile terminal on the target vehicle, the second information including at least second identity information and current location information of the vehicle-mounted mobile terminal, the second identity information including a second vehicle identifier uniquely corresponding to the bound vehicle, or the second identity information including a second vehicle identifier uniquely corresponding to the bound vehicle and vehicle personnel information that is bound to the bound vehicle; a vehicle verification module, configured to perform a verification operation on the target vehicle based on the first information and the second information, the verification operation comprising at least an identity verification operation and a location verification operation; wherein the identity verification operation comprises: verifying whether the vehicle identifier included in the first identity identification information is one of the vehicle identifiers included in the second identity identification information, and the location verification operation comprises: verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal; The payment control module is used to pay the fees payable to the target vehicle without password based on the digital currency wallet associated with the identification of the user identity card when the vehicle verification module verifies the target vehicle.

9. A digital currency-based vehicle password-free payment implementation device, characterized in that: The device comprises: a memory storing executable program code; a processor coupled to the memory; The processor calls the executable program code stored in the memory to execute the vehicle password-free payment implementation method based on digital currency as described in any one of claims 1-7.

10. A computer storage medium, characterized in that When the computer storage medium is called, it is used to execute the method for implementing vehicle password-free payment based on digital currency as described in any one of claims 1 to 7.

Images