An automobile external pipe lending control method and device, a terminal and a storage medium

Abstract

This application provides a method, device, terminal, and storage medium for managing car lending. In car lending mode, the system can periodically acquire the first identity information of the current first driver. When the first identity information determines that the first driver is not a person who agreed to borrow the car, the system acquires driving image data of the first driver during the driving process, prohibits the activation of the car's target non-driving basic functions, and sends an alarm notification to the car owner's terminal associated with the car. Therefore, when a car owner lends out the car, if the person who lent the car sub-lent it to someone else, the system can promptly identify the situation and generate an alarm notification to send to the car owner's terminal, so that the car owner can promptly understand the information of the person using the car, thereby effectively supervising the car lending situation.

Description

Technical Field

[0001] This application relates to the field of automotive technology, and in particular to a method, device, terminal and storage medium for managing car lending. Background Technology

[0002] Cars, as a means of transportation, bring great convenience to people's daily travel. However, the high price and maintenance costs of cars, as well as the current shortage of parking spaces, deter many potential users. For those who do not own a private car, renting or borrowing from relatives and friends is a common practice. However, due to various risks involved in vehicle use, and the fact that the car owner bears primary responsibility for these risks, accidents can lead to substantial economic losses and legal liabilities. Therefore, how to effectively supervise lent cars has become a pressing technical problem that needs to be solved. Summary of the Invention

[0003] The purpose of this application is to provide a method, device, terminal, and storage medium for managing car lending, in order to solve the above-mentioned technical problems.

[0004] On the one hand, a method for managing car lending is provided, applied to cars, the method comprising:

[0005] When the car meets the pre-set conditions for entering the car rental mode, the car rental mode is entered.

[0006] In the car-sharing mode, the first identity information of the current first driver is periodically obtained;

[0007] When the first driver is determined to be a non-agreement borrower based on the first identity information, driving image data of the first driver during the driving process is obtained, the activation of the target non-driving basic functions of the car is prohibited, and an alarm prompt message is sent to the owner terminal associated with the car; the non-agreement borrower is a user who has not signed a car rental agreement with the car owner.

[0008] In one embodiment, the method further includes:

[0009] When it is determined that the car meets the pre-set conditions for entering the car rental mode, a privacy protection mechanism is used to protect the privacy data on the car.

[0010] In one embodiment, the method further includes:

[0011] When the first driver is determined to be a person with vehicle ownership rights based on the first identity information, the driving data generated by the vehicle during the car rental mode is acquired and stored, and the car rental mode is exited.

[0012] In one embodiment, determining that the car meets the preset car rental mode entry conditions includes:

[0013] Upon receiving the first selection instruction to enter the car rental mode, obtain the current second driver's second identity information and agreement signing confirmation information;

[0014] When the second driver and the vehicle owner complete the car rental agreement based on the second identity information and the agreement signing confirmation information, it is determined that the car meets the pre-set conditions for entering the car rental mode.

[0015] In one embodiment, the agreement signing confirmation information includes at least one of the second driver's action confirmation information, signature confirmation information, and audio confirmation information.

[0016] In one embodiment, prior to receiving a first selection instruction to enter the car rental mode, the method includes:

[0017] When the vehicle is detected to be in the ON position, if it is determined that the vehicle’s external lending control function is activated, the third identity information of the current third driver is obtained.

[0018] Based on the third identity information, determine whether the third driver is a person with vehicle owner authority;

[0019] If so, the vehicle is allowed to enter the START position;

[0020] If not, control the car to stay in the ON position and display a prompt message on the car's infotainment terminal screen prompting the user to select a car rental mode. The prompt message includes a first prompt message prompting the user to select a car rental mode and a second prompt message prompting the user to select an emergency mode.

[0021] Upon receiving a first selection instruction from the third driver to enter the car-borrowing mode based on the first prompt information, or upon receiving a second selection instruction from the third driver to enter the emergency mode based on the second prompt information, the vehicle is allowed to enter the START position.

[0022] In one embodiment, the method further includes:

[0023] Upon receiving the second selection instruction from the third driver to enter emergency mode based on the second prompt information, the system acquires the driving image data of the third driver during the driving process, prohibits the activation of the target's non-driving basic functions, and sends an alarm prompt information to the owner terminal associated with the vehicle.

[0024] On the other hand, a car lending control device is provided for use in a car, the device comprising:

[0025] The determination module is used to enter the car rental mode when it is determined that the car meets the preset car rental mode entry conditions;

[0026] The acquisition module is used to periodically acquire the primary identity information of the current first driver in car rental mode;

[0027] The control module is used to obtain driving image data of the first driver during the driving process when it is determined that the first driver is not a borrower of the car based on the first identity information, prohibit the activation of the target non-driving basic functions of the car, and send alarm prompt information to the owner terminal associated with the car; the non-borrower of the car is a user who has not signed a car rental agreement with the car owner user.

[0028] On the other hand, a vehicle-mounted terminal is provided, including a processor and a memory, wherein the memory stores a computer program, and the processor executes the computer program to implement any of the methods described above.

[0029] On the other hand, a computer-readable storage medium is provided that stores a computer program, which, when executed by at least one processor, implements any of the methods described above.

[0030] The car lending control method, device, terminal, and storage medium provided in this application can periodically acquire the primary identity information of the current first driver in car lending mode. When the primary identity information determines that the first driver is not a borrower under agreement, the system acquires driving image data of the first driver during the driving process, prohibits the activation of the car's target non-driving basic functions, and sends an alarm notification to the car owner's terminal associated with the car. Therefore, when a car owner lends out their car, if the borrower subleases the car to someone else, the system can promptly identify the situation and generate an alarm notification to send to the car owner's terminal, allowing the car owner to promptly understand the information of the person using the car, thereby effectively supervising the car lending situation. Attached Figure Description

[0031] Figure 1 A flowchart illustrating the car lending control method provided in Embodiment 1 of this application;

[0032] Figure 2 A schematic diagram of the process for determining whether a car meets the pre-set conditions for entering the car rental mode, provided in Embodiment 1 of this application;

[0033] Figure 3This is a flowchart illustrating the process of prompting a user to select a vehicle usage mode, provided in Embodiment 1 of this application.

[0034] Figure 4 This is a flowchart illustrating the car lending control method provided in Embodiment 2 of this application;

[0035] Figure 5 This is a schematic diagram of the structure of the car lending control device provided in Embodiment 3 of this application;

[0036] Figure 6 This is a schematic diagram of the vehicle terminal provided in Embodiment 4 of this application. Detailed Implementation

[0037] To make the objectives, technical solutions, and advantages of this application clearer, the following detailed description is provided in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative and not intended to limit the scope of this application.

[0038] Example 1:

[0039] This application provides a method for managing car lending, applicable to automobiles. Please refer to [link / reference]. Figure 1 As shown, the method may include the following steps:

[0040] S11: When the car meets the pre-set conditions for entering the car rental mode, enter the car rental mode.

[0041] S12: In car rental mode, periodically obtain the primary identity information of the current first driver.

[0042] S13: When the first driver is determined to be a non-agreement borrower based on the first identity information, obtain the driving image data of the first driver during the driving process, prohibit the activation of the target non-driving basic functions of the car, and send an alarm prompt message to the owner terminal associated with the car.

[0043] Non-agreement car borrowers refer to users who have not currently signed a car borrowing agreement with the car owner. Agreement car borrowers, as mentioned below, refer to users who have currently signed a car borrowing agreement with the car owner.

[0044] The car lending management method provided in this application embodiment can periodically obtain the first identity information of the current first driver in the car lending mode. When it is determined that the first driver is not a person who agreed to borrow the car based on the first identity information, the driving image data of the first driver during the driving process is obtained, the activation of the car's target non-driving basic functions is prohibited, and an alarm prompt message is sent to the car owner terminal associated with the car. Therefore, when the car owner lends the car, if the person who lent the car lends it to someone else, the situation can be identified in time, and an alarm prompt message can be generated and sent to the car owner terminal so that the car owner can know the information of the person who used the car in time, thereby effectively supervising the car lending situation.

[0045] The following is a detailed explanation of each of the above steps.

[0046] The conditions for entering the car-sharing mode can be set arbitrarily by the developers. A car can only enter the car-sharing mode when the conditions are met.

[0047] For example, please see Figure 2 As shown, the conditions for determining if a car meets the pre-set car rental mode entry criteria are included:

[0048] S111: Upon receiving the first selection instruction to enter the car rental mode, obtain the current second driver's second identity information and agreement signing confirmation information.

[0049] S112: When it is determined that the second driver and the vehicle owner have completed the car rental agreement based on the second identity information and the agreement signing confirmation information, it is determined that the car meets the pre-set conditions for entering the car rental mode.

[0050] It should be noted that the identity information mentioned in this application embodiment, namely the first and second identity information mentioned above and the third identity information mentioned below, refers to information used to distinguish the unique identity of the driver, including but not limited to the driver's name, ID number, fingerprint, and facial information. The agreement signing confirmation information refers to the information confirming the signing of the car rental agreement by the borrower, i.e., the second driver, including at least one of the second driver's action confirmation information, signature confirmation information, and audio confirmation information. For example, the second driver confirms the signing of the car rental agreement with the car owner by making an OK gesture, entering their name on the vehicle terminal's display screen, or saying "confirm" or similar words as prompted by the vehicle terminal. After the second driver and the car owner complete the car rental agreement signing, the second driver becomes the car borrower, and the car can automatically enter the car rental mode.

[0051] Understandably, the vehicle-mounted terminal can pre-store a car rental agreement template. The car owner can customize this template and input their personal information beforehand. When the borrower inputs their personal information and agreement confirmation via the vehicle-mounted terminal, the car rental agreement can be signed with the car owner. In this embodiment, the borrower can complete the car rental agreement signing via the vehicle-mounted terminal, avoiding the awkwardness of signing a written agreement directly with the car owner.

[0052] The first selection instruction in step S111 can be issued by an external person, i.e., the second driver, on the display screen of the vehicle's infotainment terminal, or it can be issued by the second driver to the vehicle's infotainment terminal through an external terminal.

[0053] Understandably, in practice, the second driver and the first driver may be the same person or not. For example, after the second driver and the car owner sign a car rental agreement, the car enters the rental mode. During the use of the car, the second driver may lend the car to a third party. In this case, the first driver mentioned above is the third party. Since the third party has not signed a car rental agreement with the car owner, the third party is a non-agreement borrower.

[0054] Before step S111, please refer to Figure 3 As shown, it may include the following steps:

[0055] S31: When the vehicle is detected to be in the ON position, if it is determined that the vehicle's external lending control function is activated, the third identity information of the current third driver is obtained.

[0056] S32: Determine whether the third driver is a person with the vehicle owner's authority based on the third identity information. If yes, proceed to S33; otherwise, proceed to S34.

[0057] S33: Allows the car to enter the START gear.

[0058] S34: Controls the car to remain in the ON position and displays a prompt message on the car's infotainment system screen asking the user to select a driving mode.

[0059] In this embodiment of the application, the prompt information includes a first prompt information for prompting the user to select a car rental mode, and a second prompt information for prompting the user to select an emergency mode.

[0060] The vehicle in this embodiment may have a separate control switch for the lending management function, through which the user can choose to enable or disable the lending management function. For example, the steps mentioned above may be performed only when the lending management function is enabled.

[0061] In practical applications, the third driver in step S31 may be the same person as the first driver and the second driver mentioned above, or they may be different people.

[0062] The "ON" position of a car indicates that all vehicle circuits are powered on. When the car first enters the "ON" position during this driving period, if the third-party access control function is confirmed to be activated, it can obtain the third-party driver's identity information. Based on this information, it determines whether the third-party driver is an authorized user. The authorized user can be customized by the car owner. The owner can pre-enter the identity information of trusted individuals into the vehicle's infotainment system for storage and set them as authorized users. When the car obtains the third-party identity information, it matches it with the pre-stored authorized user information. If the match is successful, the third-party driver is confirmed as an authorized user; otherwise, they are identified as a non-authorized user. If the third-party driver is an authorized user, the car can be allowed to enter the "START" position, meaning it can start and be driven normally. If the third driver is not authorized to drive the vehicle, the car will remain in the ON position (i.e., not allowed to enter the START position), and a prompt will be displayed on the vehicle's infotainment system asking the user to select a driving mode. The car will only enter the START position after the third driver issues a selection command based on this prompt. In other words, the car will only enter the START position after receiving a first selection command from the third driver (based on the first prompt) to enter the car-sharing mode, or a second selection command from the third driver (based on the second prompt) to enter the emergency mode.

[0063] The car can only be started in the START position. Therefore, when it is determined that the third driver is not authorized by the owner, the car is kept in the ON position and is not allowed to enter the START position. The car is only allowed to enter the START position after the car use mode is selected, which better ensures the safety of borrowing the car.

[0064] In this embodiment, after receiving the second selection instruction from the third driver to enter emergency mode based on the second prompt information, the car enters emergency mode. In emergency mode, driving image data of the third driver during the driving process is acquired, the activation of the car's target non-driving basic functions is prohibited, and an alarm prompt message is sent to the owner's terminal associated with the car. Therefore, in step S13, if it is determined based on the first identity information that the current first driver is not a person who agreed to borrow the car, the car is controlled to enter emergency mode.

[0065] Understandably, driving image data can be collected through cameras inside the car, recording the driver's facial expressions, actions, and language during the driving process.

[0066] It should be noted that the target non-driving basic functions in the embodiments of this application can be preset by the developer or can be customized by the user. The functions related to maintaining the basic driving of the vehicle are driving basic functions, such as gear shifting function, lighting function, etc.

[0067] The target non-driving basic functions refer to the functions on a vehicle other than the basic driving functions. Vehicle owners can select some or all of these functions as the target non-driving basic functions in this application embodiment. Target non-driving basic functions include, but are not limited to, multimedia functions, seat heating functions, air conditioning functions, and other functions used to enhance the driving experience.

[0068] The alarm notification information in this embodiment may include the collected driving image data, so that the vehicle owner can confirm the identity of the current driver.

[0069] In some embodiments, when it is determined that the car meets the preset conditions for entering the car rental mode, a privacy protection mechanism may also be used to protect the privacy data on the car, including but not limited to: encrypting the privacy data on the car, or hiding the privacy data on the car, or disabling functions involving privacy data, or encrypting applications involving privacy data.

[0070] It should be noted that when encrypting private data in a car or applications involving private data, a password pre-set by the car owner can be used for encryption. Only when the current user correctly enters the password can they view this private data or use applications involving private data.

[0071] The privacy data in this application embodiment can be data stored on the vehicle's infotainment system by the vehicle owner or other users, such as contact data, in-vehicle voice data, and in-vehicle video data. The vehicle owner can choose which data to designate as privacy data, or select which privacy-related functions to disable. Thus, when a privacy protection mechanism is employed, the corresponding privacy data or functions can be protected.

[0072] For step S12, it is understood that the first identity information of the current first driver can be obtained once at a preset time interval to identify the identity of the first driver, thereby confirming whether the first driver is a person with vehicle owner authorization, a person who agrees to borrow the car, or a person who does not agree to borrow the car, so that the vehicle owner can better supervise the car lending.

[0073] Following step S12 above, when the first driver is determined to be a person with vehicle owner authorization based on the first identity information, the driving data generated during the vehicle's operation in the car-sharing mode is acquired and stored, and the car-sharing mode is exited. When the first driver is determined to be a person with an agreement to borrow the vehicle based on the first identity information, there is no need to send an alarm notification to the vehicle owner's terminal. The person with an agreement to borrow the vehicle is the user who has signed a car-sharing agreement with the vehicle's owner.

[0074] It should be understood that although the steps in the flowchart above are shown sequentially as indicated by the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless explicitly stated herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some steps in the flowchart above may include multiple sub-steps or multiple stages. These sub-steps or stages are not necessarily completed at the same time, but can be executed at different times. The execution order of these sub-steps or stages is not necessarily sequential, but can be performed alternately or in turn with other steps or at least some of the sub-steps or stages of other steps.

[0075] Example 2:

[0076] To better understand, this application provides a more specific method for managing car lending; please refer to [link / reference]. Figure 4 As shown, it includes the following steps:

[0077] S401: When the vehicle is detected to be in the ON position for the first time during this driving process, if it is determined that the vehicle's external lending control function is activated, the current driver's identity information is obtained.

[0078] S402: Determine whether the driver is authorized to drive the vehicle based on the identity information. If yes, proceed to S403; otherwise, proceed to S404.

[0079] S403: Allows the vehicle to enter the START position for normal start-up.

[0080] S404: Controls the car to remain in the ON position and displays a prompt message on the car's infotainment system screen asking the user to select the driving mode.

[0081] The prompts include a first prompt to guide the user to select a car rental mode, and a second prompt to guide the user to select an emergency mode. In this embodiment, the emergency mode is a vehicle emergency control mode, which has no driver restrictions.

[0082] S405: When receiving the first selection instruction to enter the car rental mode based on the first prompt information, allow the car to enter the START position.

[0083] S406: Obtain the driver's identity information and agreement signing confirmation information.

[0084] S407: After signing the car rental agreement with the car owner based on the identity information and agreement confirmation information, the car rental mode is entered, and a privacy protection mechanism is adopted to protect the privacy data on the car.

[0085] Understandably, drivers can sign a car-sharing agreement with the vehicle's infotainment system based on the prompts on the system, and then obtain the corresponding vehicle-sharing permissions, allowing the vehicle to enter car-sharing mode.

[0086] S408: After the car is started in START position, it periodically obtains the current driver's identity information and identifies the driver's identity based on this information.

[0087] S409: When it is determined that the driver is not a person who borrowed the car under agreement, obtain the driving image data of the driver during the driving process, prohibit the activation of the target non-driving basic functions of the car, and send an alarm prompt message to the owner terminal associated with the car.

[0088] S410: When the driver is determined to be a person who has agreed to borrow the car, the car may be used normally.

[0089] S411: When it is determined that the driver is a person with vehicle ownership rights, the driving data generated by the vehicle during the driving process in the car-sharing mode is acquired and stored, and the car-sharing mode is exited.

[0090] Once the vehicle terminal identifies the authorized user, it ends the car rental mode, cancels the most recent borrower's car rental privileges, archives the car rental agreement and related vehicle information during the rental period, and the car rental is completed.

[0091] S412: When receiving a second selection instruction to enter emergency mode based on the second prompt information, the vehicle is allowed to enter the START position.

[0092] S413: After the car is started in START position, the system acquires driving image data of the driver during the driving process, prohibits the activation of the target non-driving basic functions, and sends an alarm message to the owner terminal associated with the car.

[0093] The car lending management method provided in this application can minimize the risks of car owners lending their vehicles, while eliminating the hassle and emotional impact of signing written agreements; it can regulate the use of vehicles by borrowers and effectively control the subletting of vehicles to others; and car owners can understand the use of vehicles by borrowers through the vehicle's information record, so as to evaluate and respond to the borrower's subsequent car lending matters.

[0094] It should be noted that, for the sake of brevity, some of the content described in the above embodiments will not be repeated in this embodiment.

[0095] Example 3:

[0096] Based on the same inventive concept, this application provides a car lending control device applied to automobiles. Please refer to [link / reference]. Figure 5 As shown, the device includes:

[0097] The determining module 501 is used to enter the car-borrowing mode when it is determined that the car meets the preset car-borrowing mode entry conditions;

[0098] The acquisition module 502 is used to periodically acquire the first identity information of the current first driver in the car rental mode;

[0099] The control module 503 is used to obtain driving image data of the first driver during the driving process when the first driver is determined to be a non-agreement borrower based on the first identity information, prohibit the activation of the target non-driving basic functions of the car, and send alarm prompt information to the owner terminal associated with the car; the non-agreement borrower is a user who has not signed a car rental agreement with the car owner user.

[0100] It should be noted that, for the sake of brevity, some of the content described in the above embodiments will not be repeated in this embodiment.

[0101] Example 4:

[0102] This embodiment provides a vehicle-mounted terminal; please refer to [link / reference]. Figure 6 As shown, the vehicle terminal includes a processor 601 and a memory 602. The memory 602 stores a computer program. The processor 601 and the memory 602 communicate through a communication bus. The processor 601 executes the computer program to implement the steps of the method in the above embodiments, which will not be described again here.

[0103] Understandable. Figure 6 The structure shown is for illustrative purposes only; the vehicle terminal may also include components such as... Figure 6 The number of components shown may be more or less.

[0104] Processor 601 can be an integrated circuit chip with signal processing capabilities. The processor 601 can be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; it can also be a digital signal processor (DSP), an application-specific integrated circuit (ASIC), an off-the-shelf programmable gate array (FPGA), or other programmable logic devices, discrete gate or transistor logic devices, or discrete hardware components. It can implement or execute the various methods, steps, and logic block diagrams disclosed in the embodiments of this application. The general-purpose processor can be a microprocessor or any conventional processor.

[0105] The memory 602 may include, but is not limited to, random access memory (RAM), read-only memory (ROM), programmable read-only memory (PROM), erasable read-only memory (EPROM), electrically erasable read-only memory (EEPROM), etc.

[0106] This embodiment also provides a computer-readable storage medium, such as a floppy disk, optical disk, hard disk, flash memory, USB flash drive, SD card, MMC card, etc., in which one or more programs implementing the above steps are stored. These one or more programs can be executed by one or more processors 601 to implement the steps of the methods in the above embodiments, which will not be described again here.

[0107] It should be noted that the illustrations provided in this embodiment are only schematic representations of the basic concept of the present invention. Therefore, the drawings only show components relevant to the present invention and are not drawn according to the actual number, shape, and size of components in implementation. In actual implementation, the form, quantity, and proportion of each component can be arbitrarily changed, and the component layout may be more complex. The structures, proportions, sizes, etc., depicted in the accompanying drawings are only for illustrative purposes to aid those skilled in the art and are not intended to limit the implementation conditions of the present invention. Therefore, they have no substantial technical significance. Any modifications to the structure, changes in proportions, or adjustments to size, without affecting the effects and objectives of the present invention, should still fall within the scope of the technical content disclosed in the present invention. Furthermore, the terms such as "upper," "lower," "left," "right," "middle," and "one" used in this specification are only for clarity of description and are not intended to limit the scope of the present invention. Changes or adjustments to their relative relationships, without substantially altering the technical content, should also be considered within the scope of the present invention.

[0108] The technical features of the above embodiments can be combined in any way. For the sake of brevity, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0109] The embodiments described above are merely illustrative of several implementation methods of this application, and while the descriptions are relatively specific and detailed, they should not be construed as limiting the scope of the invention patent. It should be noted that those skilled in the art can make various modifications and improvements without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this patent application should be determined by the appended claims.

Claims

1. A method for managing car lending, characterized in that, Applied to automobiles, the method includes: When the vehicle is detected to be in the ON position, if it is determined that the vehicle’s external lending control function is activated, the third identity information of the current third driver is obtained. Based on the third identity information, determine whether the third driver is a person with vehicle owner authority; If so, the car is allowed to enter the START position and enter the car rental mode; If not, control the car to stay in the ON position and display a prompt message on the car's infotainment terminal screen prompting the user to select a car rental mode. The prompt message includes a first prompt message prompting the user to select a car rental mode and a second prompt message prompting the user to select an emergency mode. When the third driver receives a first selection instruction to enter the car-borrowing mode based on the first prompt information, or receives a second selection instruction to enter the emergency mode based on the second prompt information, the car is allowed to enter the START position and enter the car-borrowing mode. In the car-sharing mode, the first identity information of the current first driver is periodically obtained; wherein, the first driver includes authorized personnel, contracted borrowers, and non-contracted borrowers; When the first driver is determined to be a non-agreement borrower based on the first identity information, driving image data of the first driver during the driving process is obtained, the activation of the target non-driving basic functions of the car is prohibited, and an alarm prompt message is sent to the owner terminal associated with the car; the non-agreement borrower is a user who has not signed a car rental agreement with the car owner user. When the first driver is determined to be the person who signed the car rental agreement based on the first identity information, there is no need to send the alarm notification to the car owner's terminal; the person who signed the car rental agreement is the user who currently has a car rental agreement with the car owner. If the first driver is determined to be a person with vehicle ownership rights based on the first identity information, the car rental mode will be exited.

2. The method for managing car lending as described in claim 1, characterized in that, The method further includes: When it is determined that the car meets the pre-set conditions for entering the car rental mode, a privacy protection mechanism is used to protect the privacy data on the car.

3. The method for managing car lending as described in claim 1, characterized in that, The method further includes: When the first driver is determined to be a person with vehicle ownership rights based on the first identity information, the driving data generated by the vehicle during the car rental mode is acquired and stored, and the car rental mode is exited.

4. The method for managing car lending as described in claim 1, characterized in that, The determination that the car meets the pre-set conditions for entering the car rental mode includes: Upon receiving the first selection instruction to enter the car rental mode, obtain the current second driver's second identity information and agreement signing confirmation information; When the second driver and the vehicle owner complete the car rental agreement based on the second identity information and the agreement signing confirmation information, it is determined that the car meets the pre-set conditions for entering the car rental mode.

5. The method for managing car lending as described in claim 4, characterized in that, The agreement signing confirmation information includes at least one of the following: the second driver's action confirmation information, signature confirmation information, and audio confirmation information.

6. The method for managing car lending as described in claim 1, characterized in that, The method further includes: Upon receiving the second selection instruction from the third driver to enter emergency mode based on the second prompt information, the system acquires the driving image data of the third driver during the driving process, prohibits the activation of the target's non-driving basic functions, and sends an alarm prompt information to the owner terminal associated with the vehicle.

7. A vehicle lending control device, characterized in that, For use in automobiles, the device includes: A determining module is used to enter car-borrowing mode when it is determined that the car meets the preset car-borrowing mode entry conditions; wherein, it includes: When the vehicle is detected to be in the ON position, if it is determined that the vehicle’s external lending control function is activated, the third identity information of the current third driver is obtained. Based on the third identity information, determine whether the third driver is a person with vehicle owner authority; If so, the car is allowed to enter the START position and enter the car rental mode; If not, control the car to stay in the ON position and display a prompt message on the car's infotainment terminal screen prompting the user to select a car rental mode. The prompt message includes a first prompt message prompting the user to select a car rental mode and a second prompt message prompting the user to select an emergency mode. When the third driver receives a first selection instruction to enter the car-borrowing mode based on the first prompt information, or receives a second selection instruction to enter the emergency mode based on the second prompt information, the car is allowed to enter the START position and enter the car-borrowing mode. The acquisition module is used to periodically acquire the primary identity information of the current first driver in car rental mode; the primary identity information includes the driver's name, ID number, fingerprint, and face. The control module is used to obtain driving image data of the first driver during the driving process when it is determined that the first driver is a non-agreement borrower based on the first identity information, prohibit the activation of the target non-driving basic functions of the car, and send alarm prompt information to the owner terminal associated with the car; the non-agreement borrower is a user who has not signed a car rental agreement with the car owner user. When the first driver is determined to be a borrower of the car based on the first identity information, it is not necessary to send the alarm notification to the car owner's terminal; the borrower of the car is the user who has signed a car rental agreement with the car owner. This is used to exit the car-sharing mode when the first driver is determined to be a person with vehicle ownership rights based on the first identity information.

8. A vehicle-mounted terminal, characterized in that, It includes a processor and a memory, wherein the memory stores a computer program, and the processor executes the computer program to implement the method as described in any one of claims 1-6.

9. A computer-readable storage medium, characterized in that, The computer-readable storage medium stores a computer program that, when executed by at least one processor, implements the method as described in any one of claims 1-6.

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