System and method for monitoring transaction data of payment terminal

Abstract

The invention provides a payment terminal transaction data monitoring system and method, and the system comprises a payment transaction monitoring and collection module which monitors the payment transaction process, transaction goods damage and transaction goods authenticity, and collects goods X-ray scanning monitoring information and payment transaction multi-encryption information; the payment process data analysis module analyzes the payment transaction process and the goods X-ray scanning monitoring information, and obtains payment transaction behavior analysis information and transaction goods X-ray analysis information; the payment transaction abnormity judgment module is used for judging whether payment transaction cargo encryption data abnormity exists or not according to the abnormal payment transaction analysis information and transaction cargo X-ray analysis information in combination with payment transaction multi-encryption information, and obtaining a payment transaction cargo encryption data judgment result; and the payment transaction abnormity warning module is used for triggering terminal cloud double-end payment transaction abnormity warning according to the payment transaction cargo encryption data judgment result when payment transaction cargo encryption abnormity occurs.

Description

Technical Field

[0001] The present invention relates to the technical field of data monitoring information encryption communication control, and more specifically, to a payment terminal transaction data monitoring system and method. Background Art

[0002] At present, key technologies such as payment terminal transaction behavior and transaction data collection and identification, encryption protection and transaction goods damage monitoring and analysis, payment transaction data monitoring and analysis have yet to be improved; how to make transaction behavior and transaction data collection more secure and reliable, how to improve encryption protection, how to more accurately monitor transaction goods damage, and how to ensure the security and accuracy of payment transactions are more critical; how to monitor payment transactions and perform multiple encryptions, how to obtain payment transaction behavior analysis information and transaction goods X-ray analysis information, how to determine whether there are payment transaction goods encrypted data anomalies, and how to control terminal payment transaction alarms and cloud payment transaction anomaly alarms are more critical; problems with existing technologies include: how to monitor transaction behavior and transaction data collection, how to perform multiple encryptions more securely and reliably, how to obtain payment transaction behavior analysis information and transaction goods X-ray analysis information, how to determine whether there are payment transaction goods encrypted data anomalies, and how to control terminal payment transaction alarms and cloud payment transaction anomaly alarms, etc., have yet to be resolved. Summary of the invention

[0003] A series of simplified concepts are introduced in the content of the invention, which will be further described in detail in the specific implementation method section; the content of the invention of the present invention does not mean to attempt to limit the key features and essential technical features of the technical solution claimed for protection, nor does it mean to attempt to determine the scope of protection of the technical solution claimed for protection.

[0004] To at least partially solve the above problems, the present invention provides a payment terminal transaction data monitoring system, comprising: Payment transaction monitoring and collection module, monitoring the payment transaction process, damage to transaction goods and the authenticity of transaction goods, collecting goods X-ray scanning monitoring information and payment transaction multiple encrypted information; The payment process data analysis module analyzes the payment transaction process and cargo X-ray scanning monitoring information, and obtains payment transaction behavior analysis information and transaction cargo X-ray analysis information; The payment transaction abnormality determination module determines whether there is an abnormality in the encrypted data of the payment transaction goods based on the abnormal payment transaction analysis information and the X-ray analysis information of the transaction goods, combined with the multiple encrypted information of the payment transaction, and obtains the payment transaction goods encrypted data determination result; The payment transaction abnormality alarm module triggers the terminal cloud dual-end payment transaction abnormality alarm based on the payment transaction goods encryption data judgment result. When the payment transaction goods encryption abnormality occurs,

[0005] Preferably, the payment transaction monitoring and collection module includes: The peripheral camera monitoring unit monitors the payment transaction process and obtains payment transaction process monitoring information through the payment transaction mobile camera group; The cargo transaction process monitoring unit monitors the damage and authenticity of the cargo through the cargo X-ray scanning monitoring group, and obtains cargo X-ray scanning monitoring information; The payment transaction data collection unit collects multiple encrypted information of payment transactions through a variety of payment transaction data collection modules.

[0006] Preferably, the payment process data analysis module includes: A payment transaction process analysis unit, which analyzes the payment transaction process according to the payment transaction process monitoring information, compares the characteristics of abnormal payment transaction behavior information, and obtains payment transaction behavior analysis information; The transaction goods analysis unit analyzes whether the transaction goods are damaged according to the X-ray scanning monitoring information of the goods, and analyzes whether the X-ray scanning monitoring information of the goods is consistent with the reference X-ray feature information of the transaction goods, and obtains the X-ray analysis information of the transaction goods.

[0007] Preferably, the payment transaction abnormality determination module includes: A payment transaction abnormality determination unit determines whether there is a payment transaction abnormality based on the payment transaction behavior analysis information, and obtains payment transaction abnormality determination data; The transaction goods abnormality determination unit determines whether there is an abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtains transaction goods abnormality determination data; The combined encryption anomaly determination unit combines the payment transaction anomaly determination data, the transaction goods anomaly determination data and the payment transaction multiple encryption information to determine whether there is an anomaly in the payment transaction goods encryption data.

[0008] Preferably, the payment transaction abnormality warning module includes: The information receiving and sending signal conversion unit receives the payment transaction goods encryption data judgment result and converts it into an alarm trigger control signal; The dual-end payment alarm trigger control unit controls the terminal payment transaction alarm module and the payment cloud platform wireless transmission module according to the alarm trigger control signal, and simultaneously triggers the terminal cloud dual-end payment transaction abnormality alarm when the payment transaction goods encryption data is abnormal.

[0009] The present invention provides a payment terminal transaction data monitoring method, comprising: S100, monitors the payment transaction process, damage to the transaction goods, and the authenticity of the transaction goods, and collects the goods X-ray scanning monitoring information and payment transaction multiple encrypted information; S200, analyzing the payment transaction process and cargo X-ray scanning monitoring information, and obtaining payment transaction behavior analysis information and transaction cargo X-ray analysis information; S300, based on the abnormal payment transaction analysis information and the transaction goods X-ray analysis information, combined with the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data, and obtain the payment transaction goods encryption data determination result; S400, based on the payment transaction goods encryption data judgment result, when the payment transaction goods encryption abnormality occurs, trigger the terminal cloud double-end payment transaction abnormality alarm.

[0010] Preferably, S100 includes: S101, monitoring the payment transaction process by using a mobile camera group for payment transactions, and obtaining payment transaction process monitoring information; S102, monitoring the damage of the transaction goods and the authenticity of the transaction goods through the cargo X-ray scanning monitoring group, and obtaining cargo X-ray scanning monitoring information; S103, collecting payment transaction multiple encrypted information through multiple payment transaction data collection modules.

[0011] Preferably, S200 includes: S201, analyzing the payment transaction process according to the payment transaction process monitoring information, comparing the characteristics of abnormal payment transaction behavior information, and obtaining payment transaction behavior analysis information; S202, analyzing whether the transaction goods are damaged according to the X-ray scanning monitoring information of the goods, and analyzing whether the X-ray scanning monitoring information of the goods is consistent with the reference X-ray characteristic information of the transaction goods, and obtaining the X-ray analysis information of the transaction goods.

[0012] Preferably, S300 includes: S301, determining whether there is a payment transaction anomaly based on the payment transaction behavior analysis information, and obtaining payment transaction anomaly determination data; S302, judging whether there is any abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtaining transaction goods abnormality judgment data; S303, combining the payment transaction abnormality determination data, the transaction goods abnormality determination data and the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data.

[0013] Preferably, S400 includes: S401, receiving the payment transaction goods encryption data determination result and converting it into an alarm trigger control signal; S402, according to the alarm trigger control signal, when the payment transaction goods encryption data is abnormal, the terminal payment transaction alarm module and the payment cloud platform wireless transmission module are controlled to synchronously trigger the terminal cloud dual-end payment transaction abnormality alarm.

[0014] Compared with the prior art, the present invention has at least the following beneficial effects: The present invention provides a payment terminal transaction data monitoring system and method, which monitors the payment transaction process, the damage of transaction goods and the authenticity of transaction goods through a payment transaction monitoring and collection module, collects goods X-ray scanning monitoring information and payment transaction multiple encrypted information; a payment process data analysis module analyzes the payment transaction process and goods X-ray scanning monitoring information, obtains payment transaction behavior analysis information and transaction goods X-ray analysis information; a payment transaction abnormality determination module determines whether there is an abnormality in the payment transaction goods encrypted data based on the abnormal payment transaction analysis information and the transaction goods X-ray analysis information, combined with the payment transaction multiple encrypted information, and obtains the payment transaction goods encrypted data determination result; a payment transaction abnormality warning module determines whether there is an abnormality in the payment transaction goods encrypted data based on the payment transaction goods encrypted information. The result of data determination, when there is an abnormal encryption of payment transaction goods, triggers the abnormal payment transaction alarm on both ends of the terminal cloud; can improve the accuracy of payment terminal transaction behavior and transaction data collection and identification, improve encryption protection and transaction goods damage monitoring and payment transaction data monitoring security; transaction behavior and transaction data collection are safer and more reliable; encryption protection is more complete; more accurate monitoring of transaction goods damage; can improve the accuracy of payment transaction security; can monitor payment transactions and perform multiple encryptions; can obtain payment transaction behavior analysis information and transaction goods X-ray analysis information, and improve the consistency of transaction goods; can determine whether there is an abnormal encryption data of payment transaction goods; control terminal payment transaction alarm cloud payment transaction abnormality alarm timeliness. A payment terminal transaction data monitoring system and method described in the present invention, other advantages, objectives and features of the present invention will be partially reflected in the following description, and part will also be understood by technicians in the field through research and practice of the present invention. BRIEF DESCRIPTION OF THE DRAWINGS

[0015] The accompanying drawings are used to provide a further understanding of the present invention and constitute a part of the specification. Together with the embodiments of the present invention, they are used to explain the present invention and do not constitute a limitation of the present invention. In the accompanying drawings: Figure 1 The present invention is a diagram of an embodiment of a payment terminal transaction data monitoring system.

[0016] Figure 2 This is a diagram of another embodiment of a payment terminal transaction data monitoring system according to the present invention.

[0017] Figure 3 A diagram of an embodiment of a payment terminal transaction data monitoring system and method according to the present invention. DETAILED DESCRIPTION

[0018] The present invention is further described in detail below in conjunction with the accompanying drawings and embodiments so that those skilled in the art can implement the invention with reference to the instructions. As shown in the drawings, the present invention provides a payment terminal transaction data monitoring system, including: Payment transaction monitoring and collection module, monitoring the payment transaction process, damage to transaction goods and the authenticity of transaction goods, collecting goods X-ray scanning monitoring information and payment transaction multiple encrypted information; The payment process data analysis module analyzes the payment transaction process and cargo X-ray scanning monitoring information, and obtains payment transaction behavior analysis information and transaction cargo X-ray analysis information; The payment transaction abnormality determination module determines whether there is an abnormality in the encrypted data of the payment transaction goods based on the abnormal payment transaction analysis information and the X-ray analysis information of the transaction goods, combined with the multiple encrypted information of the payment transaction, and obtains the payment transaction goods encrypted data determination result; The payment transaction abnormality alarm module triggers the terminal cloud dual-end payment transaction abnormality alarm based on the payment transaction goods encryption data judgment result. When the payment transaction goods encryption abnormality occurs,

[0019] The principle and effect of the above technical solution are as follows: the present invention provides a payment terminal transaction data monitoring system, including: a payment transaction monitoring and collection module, which monitors the payment transaction process, the damage of transaction goods and the authenticity of transaction goods, and collects goods X-ray scanning monitoring information and payment transaction multiple encrypted information; a payment process data analysis module, which analyzes the payment transaction process and goods X-ray scanning monitoring information, and obtains payment transaction behavior analysis information and transaction goods X-ray analysis information; a payment transaction abnormality determination module, which determines whether there is an abnormality in the payment transaction goods encrypted data based on the abnormal payment transaction analysis information and the transaction goods X-ray analysis information, combined with the payment transaction multiple encrypted information, and obtains the payment transaction goods encrypted data determination result; a payment transaction abnormality warning module, which generates an abnormality alarm according to the payment transaction process. The transaction goods encryption data judgment result, when the payment transaction goods encryption abnormality occurs, triggers the terminal cloud two-end payment transaction abnormality alarm; can improve the payment terminal transaction behavior and transaction data collection and identification accuracy, improve encryption protection and transaction goods damage monitoring and payment transaction data monitoring security; transaction behavior and transaction data collection are safer and more reliable; encryption protection is more complete; more accurate monitoring of transaction goods damage; can improve the security and accuracy of payment transactions; can monitor payment transactions and perform multiple encryptions; can obtain payment transaction behavior analysis information and transaction goods X-ray analysis information, and improve the consistency of transaction goods; can determine whether there is an abnormality in the payment transaction goods encryption data; control terminal payment transaction alarm cloud payment transaction abnormality alarm timeliness is improved.

[0020] In one embodiment, the payment transaction monitoring and collection module includes: The peripheral camera monitoring unit monitors the payment transaction process and obtains payment transaction process monitoring information through the payment transaction mobile camera group; The cargo transaction process monitoring unit monitors the damage and authenticity of the cargo through the cargo X-ray scanning monitoring group, and obtains cargo X-ray scanning monitoring information; The payment transaction data collection unit collects multiple encrypted information of payment transactions through a variety of payment transaction data collection modules.

[0021] The principle and effect of the above technical solution are as follows: the payment transaction monitoring and collection module includes: a peripheral camera monitoring unit, which monitors the payment transaction process and obtains payment transaction process monitoring information through a payment transaction mobile camera group; a goods transaction process monitoring unit, which monitors the damage of transaction goods and the authenticity of transaction goods through a goods X-ray scanning monitoring group, and obtains goods X-ray scanning monitoring information; a payment transaction data collection unit, which collects goods X-ray scanning monitoring information and payment transaction multiple encrypted information through a variety of payment transaction data collection modules; and collects payment transaction multiple encrypted information including :The password collection module 1011 collects the password information of the dark box touch pressure sensing input; the biometric information encryption collection and identification module 1012 obtains the payment transaction user's biometric encryption information through biometric information collection; the barcode information collection module 1013 obtains the payment transaction barcode encryption information through barcode generation and scanning; the dark box touch pressure sensing password information, the payment transaction user's biometric encryption information and the payment transaction barcode encryption information are encrypted through multiple mutual verification to obtain the payment transaction multiple encryption information; the dark box touch pressure sensing input password collection module includes: the password input dark box 10111, which is used When inputting a password, shield the outside world from stealing the password signal; set a touch-pressure sensing password keyboard 10112 in the password input dark box, the touch-pressure sensing keyboard is provided with surface touch-pressure digital letters and symbols, and multiple fingers are placed on the touch-pressure sensing keyboard at the same time when inputting a password. When all the multiple fingers do not apply pressure beyond the touch-pressure range, the touch-pressure sensing keyboard does not initially trigger the password input signal; when any of the multiple fingers applies a touch pressure exceeding that of other fingers and exceeding the password input signal triggering pressure, the touch-pressure sensing keyboard triggers the password input signal, and the password corresponding to the pressing finger is input; the outside world can only see that multiple fingers are placed on the touch-pressure sensing keyboard at the same time On the keyboard, it cannot identify which finger is entering the password; and when multiple fingers are placed on the touch-pressure sensitive keyboard at the same time and the password corresponding to the pressing finger is entered, the distribution status of the pressing finger and the non-pressing finger is recorded when each password is entered, and recorded as the finger distribution status commonly used for password input. The finger distribution status commonly used for password input includes two fingers touching two key codes with one finger applying touch pressure or three fingers touching three key codes with one finger applying touch pressure or multiple fingers touching multiple key codes with one finger applying touch pressure. The finger distribution status commonly used for password input is used to assist the payment terminal in confirming whether the transaction password is entered by the person who set the transaction password for the payment transaction.

[0022] In one embodiment, the payment process data analysis module includes: A payment transaction process analysis unit, which analyzes the payment transaction process according to the payment transaction process monitoring information, compares the characteristics of abnormal payment transaction behavior information, and obtains payment transaction behavior analysis information; The transaction goods analysis unit analyzes whether the transaction goods are damaged according to the X-ray scanning monitoring information of the goods, and analyzes whether the X-ray scanning monitoring information of the goods is consistent with the reference X-ray feature information of the transaction goods, and obtains the X-ray analysis information of the transaction goods.

[0023] The principle and effect of the above technical solution are as follows: the payment process data analysis module includes: a payment transaction process analysis unit, which analyzes the payment transaction process according to the payment transaction process monitoring information, compares the abnormal payment transaction behavior information characteristics, and obtains the payment transaction behavior analysis information; a transaction goods analysis unit, which analyzes whether there is damage to the transaction goods according to the goods X-ray scanning monitoring information, and analyzes whether the goods X-ray scanning monitoring information conforms to the reference X-ray feature information of the transaction goods, and obtains the transaction goods X-ray analysis information; analyzes the payment transaction process, compares the abnormal payment transaction behavior information characteristics, and obtains the payment transaction behavior analysis information including: analyzing the payment transaction process, determining whether there is fraudulent payment Transaction behavior information characteristics, false payment transaction behavior information characteristics or payment process error information characteristics; intelligently identify cargo X-ray scanning monitoring information, compare abnormal payment transaction behavior information characteristics, compare whether cargo transaction record information and cargo X-ray scanning monitoring information are consistent, and compare whether the actual value of the cargo is consistent with the payment transaction information; identify the actual status and actual quantity of the cargo, determine whether the cargo packaging is consistent with the actual status of the cargo, and whether there is a situation where the outer packaging is intact but the cargo is actually damaged; determine whether the cargo status and cargo quantity are consistent with the cargo transaction record information, and determine whether there is a discrepancy between the cargo packaging marking quantity and the actual cargo quantity; obtain payment transaction behavior analysis information.

[0024] In one embodiment, the payment transaction abnormality determination module includes: A payment transaction abnormality determination unit determines whether there is a payment transaction abnormality based on the payment transaction behavior analysis information, and obtains payment transaction abnormality determination data; The transaction goods abnormality determination unit determines whether there is an abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtains transaction goods abnormality determination data; The combined encryption anomaly determination unit combines the payment transaction anomaly determination data, the transaction goods anomaly determination data and the payment transaction multiple encryption information to determine whether there is an anomaly in the payment transaction goods encryption data.

[0025] The principle and effect of the above technical solution are as follows: the payment transaction abnormality determination module includes: a payment transaction abnormality determination unit, which determines whether there is a payment transaction abnormality based on the payment transaction behavior analysis information, and obtains payment transaction abnormality determination data; a transaction goods abnormality determination unit, which determines whether there is a transaction goods abnormality based on the transaction goods X-ray analysis information, and obtains transaction goods abnormality determination data; a combined encryption abnormality determination unit, which combines the payment transaction abnormality determination data, the transaction goods abnormality determination data and the payment transaction multiple encryption information to determine whether there is a payment transaction goods encrypted data abnormality; combining the payment transaction abnormality determination data, the transaction goods abnormality determination data and the payment transaction multiple encryption information to determine whether there is a payment transaction goods encrypted data abnormality includes: combining the payment transaction abnormality determination data According to the data, transaction goods abnormality determination data and payment transaction multiple encrypted information, when there is no payment transaction abnormality or transaction goods abnormality in the payment transaction abnormality determination data or the transaction goods abnormality determination data, combined with the payment transaction multiple encrypted information, analyze whether there is an uncommon payment terminal password input behavior; the commonly used payment terminal data input IP address is an authorized IP address, when there is an unauthorized IP address password input behavior, it is determined to be an uncommon payment terminal password input behavior; the uncommon payment terminal password input behavior information is sent to the payment cloud platform and the commonly used payment terminal information is notified to determine whether the uncommon payment terminal password input behavior is permitted, whether it is the encrypted information stolen password input and unauthorized password input payment transaction behavior, and determine whether there is an abnormality in the payment transaction goods encrypted data.

[0026] In one embodiment, the payment transaction abnormality warning module includes: The information receiving and sending signal conversion unit receives the payment transaction goods encryption data judgment result and converts it into an alarm trigger control signal; The dual-end payment alarm trigger control unit controls the terminal payment transaction alarm module and the payment cloud platform wireless transmission module according to the alarm trigger control signal, and simultaneously triggers the terminal cloud dual-end payment transaction abnormality alarm when the payment transaction goods encryption data is abnormal.

[0027] The principle and effect of the above technical solution are as follows: the payment transaction abnormality alarm module includes: an information receiving and sending signal conversion unit, which receives the payment transaction goods encryption data judgment result and converts it into an alarm trigger control signal; a two-end payment alarm trigger control unit, according to the alarm trigger control signal, when the payment transaction goods encryption data is abnormal, controls the terminal payment transaction alarm module and the payment cloud platform wireless transmission module to synchronously trigger the terminal cloud two-end payment transaction abnormality alarm; the terminal cloud two-end payment transaction abnormality alarm includes: when there are fraudulent payment transaction behavior information characteristics, false payment transaction behavior information characteristics or payment process error information characteristics, the payment transaction terminal immediately triggers the transaction abnormality alarm; and transmits the transaction abnormality alarm information to the payment transaction cloud for cloud transaction abnormality alarm.

[0028] The present invention provides a payment terminal transaction data monitoring method, comprising: S100, monitors the payment transaction process, damage to the transaction goods, and the authenticity of the transaction goods, and collects the goods X-ray scanning monitoring information and payment transaction multiple encrypted information; S200, analyzing the payment transaction process and cargo X-ray scanning monitoring information, and obtaining payment transaction behavior analysis information and transaction cargo X-ray analysis information; S300, based on the abnormal payment transaction analysis information and the transaction goods X-ray analysis information, combined with the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data, and obtain the payment transaction goods encryption data determination result; S400, based on the payment transaction goods encryption data judgment result, when the payment transaction goods encryption abnormality occurs, trigger the terminal cloud double-end payment transaction abnormality alarm.

[0029] The principle and effect of the above technical solution are as follows: the present invention provides a payment terminal transaction data monitoring method, including: monitoring the payment transaction process, damage to transaction goods and the authenticity of transaction goods, collecting goods X-ray scanning monitoring information and payment transaction multiple encrypted information; analyzing the payment transaction process and goods X-ray scanning monitoring information, obtaining payment transaction behavior analysis information and transaction goods X-ray analysis information; according to the abnormal payment transaction analysis information and transaction goods X-ray analysis information, combined with the payment transaction multiple encrypted information, determining whether there is an abnormality in the payment transaction goods encrypted data, and obtaining the payment transaction goods encrypted data determination result; according to the payment transaction goods encrypted data determination result, when the payment transaction goods are damaged, When encryption is abnormal, it triggers the abnormal payment transaction alarm on the terminal cloud. It can improve the accuracy of transaction behavior and transaction data collection and identification on the payment terminal, improve encryption protection and monitoring of transaction goods damage and payment transaction data monitoring security. Transaction behavior and transaction data collection are safer and more reliable. Encryption protection is more complete. Transaction goods damage monitoring is more accurate. It can improve the security and accuracy of payment transactions. Payment transactions can be monitored and multiple encryptions can be performed. Payment transaction behavior analysis information and transaction goods X-ray analysis information can be obtained, and the consistency of transaction goods is improved. It can determine whether there is an abnormality in the encryption data of payment transaction goods. The control terminal payment transaction alarm improves the timeliness of cloud payment transaction abnormality alarm.

[0030] In one embodiment, S100 includes: S101, monitoring the payment transaction process by using a mobile camera group for payment transactions, and obtaining payment transaction process monitoring information; S102, monitoring the damage of the transaction goods and the authenticity of the transaction goods through the cargo X-ray scanning monitoring group, and obtaining cargo X-ray scanning monitoring information; S103, collecting payment transaction multiple encrypted information through multiple payment transaction data collection modules.

[0031] The principle and effect of the above technical solution are: through the payment transaction mobile camera group, the payment transaction process is monitored to obtain the payment transaction process monitoring information; through the cargo X-ray scanning monitoring group, the damage of the transaction goods and the authenticity of the transaction goods are monitored to obtain the cargo X-ray scanning monitoring information; through a variety of payment transaction data collection modules, the cargo X-ray scanning monitoring information and the payment transaction multiple encrypted information are collected; through a variety of payment transaction data collection modules, the payment transaction multiple encrypted information is collected, including: through the dark box touch pressure sensing input password collection module, the dark box touch pressure sensing password information is collected; through the biometric information encryption collection and identification module, the payment transaction user's biometric encryption information is obtained through biometric information collection; through the barcode information collection module, the payment transaction barcode encryption information is collected through the barcode generation and scanning; the dark box touch pressure sensing password information, the payment transaction user's biometric encryption information and the payment transaction barcode encryption information are encrypted through multiple mutual verification to obtain the payment transaction multiple encrypted information; the dark box touch pressure sensing input password collection module includes: a password input dark box, which is used to shield the outside world from stealing password signals when entering a password; a touch pressure sensing is set in the password input dark box A password keyboard is provided with a touch-pressure sensing keyboard having surface touch-pressure alphanumeric symbols. When inputting a password, multiple fingers are placed on the touch-pressure sensing keyboard at the same time. When all the multiple fingers do not apply pressure beyond the touch-pressure range, the touch-pressure sensing keyboard does not initially trigger a password input signal; when any one of the multiple fingers applies a touch pressure exceeding that of other fingers and exceeding the password input signal triggering pressure, the touch-pressure sensing keyboard triggers a password input signal, and the password corresponding to the pressing finger is input; the outside world can only see that multiple fingers are placed on the touch-pressure sensing keyboard at the same time, and cannot identify which finger is inputting the password; and when multiple fingers are placed on the touch-pressure sensing keyboard at the same time and the password corresponding to the pressing finger is input, the distribution state of the pressing finger and the non-pressing finger is recorded when each password is input, and the record is the distribution state of the fingers commonly used in password input habits. The distribution state of the fingers commonly used in password input habits includes two fingers touching two key codes and one finger applying touch pressure, or three fingers touching three key codes and one finger applying touch pressure, or multiple fingers touching multiple key codes and one finger applying touch pressure. The distribution state of the fingers commonly used in password input habits is used to assist the payment terminal in confirming whether the transaction password setter is inputting the password for payment transaction.

[0032] In one embodiment, S200 includes: S201, analyzing the payment transaction process according to the payment transaction process monitoring information, comparing the characteristics of abnormal payment transaction behavior information, and obtaining payment transaction behavior analysis information; S202, analyzing whether the transaction goods are damaged according to the X-ray scanning monitoring information of the goods, and analyzing whether the X-ray scanning monitoring information of the goods is consistent with the reference X-ray characteristic information of the transaction goods, and obtaining the X-ray analysis information of the transaction goods.

[0033] The principle and effect of the above technical solution are as follows: according to the payment transaction process monitoring information, the payment transaction process is analyzed, the characteristics of abnormal payment transaction behavior information are compared, and the payment transaction behavior analysis information is obtained; according to the goods X-ray scanning monitoring information, whether the transaction goods are damaged is analyzed, and whether the goods X-ray scanning monitoring information is consistent with the reference X-ray characteristic information of the transaction goods, and the transaction goods X-ray analysis information is obtained; the payment transaction process is analyzed, and the characteristics of abnormal payment transaction behavior information are compared to obtain the payment transaction behavior analysis information, including: analyzing the payment transaction process to determine whether there are fraudulent payment transaction behavior information characteristics, false payment transaction behavior information characteristics or payment process error information characteristics; intelligently identifying the goods X-ray scanning monitoring information, comparing the characteristics of abnormal payment transaction behavior information, comparing the goods transaction record information and the goods X-ray scanning monitoring information for consistency, and comparing the actual value of the goods with the payment transaction information for consistency; identifying the actual state and actual quantity of the goods, determining whether the goods packaging is consistent with the actual state of the goods, and whether there is a situation where the outer packaging is intact but the goods are actually damaged; determining whether the goods state and the goods quantity are consistent with the goods transaction record information, and determining whether there is a situation where the goods packaging marked quantity and the actual quantity of the goods are inconsistent; obtaining payment transaction behavior analysis information.

[0034] In one embodiment, S300 includes: S301, determining whether there is a payment transaction anomaly based on the payment transaction behavior analysis information, and obtaining payment transaction anomaly determination data; S302, judging whether there is any abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtaining transaction goods abnormality judgment data; S303, combining the payment transaction abnormality determination data, the transaction goods abnormality determination data and the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data.

[0035] The principle and effect of the above technical solution are as follows: judging whether there is an abnormality in the payment transaction based on the payment transaction behavior analysis information, and obtaining the abnormality judgment data of the payment transaction; judging whether there is an abnormality in the transaction goods based on the X-ray analysis information of the transaction goods, and obtaining the abnormality judgment data of the transaction goods; judging whether there is an abnormality in the encrypted data of the payment transaction goods by combining the abnormality judgment data of the payment transaction, the abnormality judgment data of the transaction goods, and the multiple encrypted information of the payment transaction; judging whether there is an abnormality in the encrypted data of the payment transaction goods by combining the abnormality judgment data of the payment transaction, the abnormality judgment data of the transaction goods, and the multiple encrypted information of the payment transaction includes: judging whether there is an abnormality in the encrypted data of the payment transaction goods by combining the abnormality judgment data of the payment transaction, the abnormality judgment data of the transaction goods, and the multiple encrypted information of the payment transaction When there is no payment transaction anomaly or transaction goods anomaly in the payment transaction anomaly determination data or the transaction goods anomaly determination data, analyze whether there is any uncommon payment terminal password input behavior in combination with the payment transaction multiple encrypted information; when the commonly used payment terminal data input IP address is an authorized IP address, when there is any unauthorized IP address password input behavior, it is determined to be an uncommon payment terminal password input behavior; the uncommon payment terminal password input behavior information is sent to the payment cloud platform and the commonly used payment terminal information is notified to determine whether the uncommon payment terminal password input behavior is permitted, whether it is a password input with stolen encrypted information and an unauthorized password input payment transaction behavior, and determine whether there is any payment transaction goods encrypted data anomaly.

[0036] In one embodiment, S400 includes: S401, receiving the payment transaction goods encryption data determination result and converting it into an alarm trigger control signal; S402, according to the alarm trigger control signal, when the payment transaction goods encryption data is abnormal, the terminal payment transaction alarm module and the payment cloud platform wireless transmission module are controlled to synchronously trigger the terminal cloud dual-end payment transaction abnormality alarm.

[0037] The principle and effect of the above technical solution are: receiving the judgment result of the encrypted data of the payment transaction goods and converting it into an alarm trigger control signal; according to the alarm trigger control signal, when the encrypted data of the payment transaction goods is abnormal, the terminal payment transaction alarm module and the payment cloud platform wireless transmission module are controlled to synchronously trigger the terminal cloud double-end payment transaction abnormal alarm; the terminal cloud double-end payment transaction abnormal alarm includes: when there are fraudulent payment transaction behavior information characteristics, false payment transaction behavior information characteristics or payment process error information characteristics, the payment transaction terminal immediately triggers the transaction abnormal alarm; and transmits the transaction abnormal alarm information to the payment transaction cloud for cloud transaction abnormal alarm.

[0038] Although the embodiments of the present invention have been disclosed as above, they are not limited to the applications listed in the specification and the implementation methods. They can be fully applied to various fields suitable for the present invention. For those familiar with the art, additional modifications can be easily implemented. Therefore, without departing from the general concept defined by the claims and the scope of equivalents, the present invention is not limited to the specific details and the illustrations shown and described herein.

Claims

1. A payment terminal transaction data monitoring system, characterized in that: include: Payment transaction monitoring and collection module, monitoring the payment transaction process, damage to transaction goods and the authenticity of transaction goods, collecting goods X-ray scanning monitoring information and payment transaction multiple encrypted information; The payment process data analysis module analyzes the payment transaction process and cargo X-ray scanning monitoring information, and obtains payment transaction behavior analysis information and transaction cargo X-ray analysis information; The payment transaction abnormality determination module determines whether there is an abnormality in the encrypted data of the payment transaction goods based on the abnormal payment transaction analysis information and the X-ray analysis information of the transaction goods, combined with the multiple encrypted information of the payment transaction, and obtains the payment transaction goods encrypted data determination result; The payment transaction abnormality alarm module triggers the terminal cloud dual-end payment transaction abnormality alarm based on the payment transaction goods encryption data judgment result. When the payment transaction goods encryption abnormality occurs, 2. A payment terminal transaction data monitoring system according to claim 1, characterized in that: Payment transaction monitoring and collection module, including: The peripheral camera monitoring unit monitors the payment transaction process and obtains payment transaction process monitoring information through the payment transaction mobile camera group; The cargo transaction process monitoring unit monitors the damage and authenticity of the cargo through the cargo X-ray scanning monitoring group, and obtains cargo X-ray scanning monitoring information; The payment transaction data collection unit collects multiple encrypted information of payment transactions through a variety of payment transaction data collection modules.

3. A payment terminal transaction data monitoring system according to claim 1, characterized in that: Payment process data analysis module, including: A payment transaction process analysis unit, which analyzes the payment transaction process according to the payment transaction process monitoring information, compares the characteristics of abnormal payment transaction behavior information, and obtains payment transaction behavior analysis information; The transaction goods analysis unit analyzes whether the transaction goods are damaged according to the X-ray scanning monitoring information of the goods, and analyzes whether the X-ray scanning monitoring information of the goods is consistent with the reference X-ray feature information of the transaction goods, and obtains the X-ray analysis information of the transaction goods.

4. A payment terminal transaction data monitoring system according to claim 1, characterized in that: The payment transaction abnormality determination module includes: A payment transaction abnormality determination unit determines whether there is a payment transaction abnormality based on the payment transaction behavior analysis information, and obtains payment transaction abnormality determination data; The transaction goods abnormality determination unit determines whether there is an abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtains transaction goods abnormality determination data; The combined encryption anomaly determination unit combines the payment transaction anomaly determination data, the transaction goods anomaly determination data and the payment transaction multiple encryption information to determine whether there is an anomaly in the payment transaction goods encryption data.

5. A payment terminal transaction data monitoring system according to claim 1, characterized in that: Payment transaction abnormality warning module, including: The information receiving and sending signal conversion unit receives the payment transaction goods encryption data judgment result and converts it into an alarm trigger control signal; The dual-end payment alarm trigger control unit controls the terminal payment transaction alarm module and the payment cloud platform wireless transmission module according to the alarm trigger control signal, and simultaneously triggers the terminal cloud dual-end payment transaction abnormality alarm when the payment transaction goods encryption data is abnormal.

6. A payment terminal transaction data monitoring method, characterized in that: include: S100, monitors the payment transaction process, damage to the transaction goods, and the authenticity of the transaction goods, and collects the goods X-ray scanning monitoring information and payment transaction multiple encrypted information; S200, analyzing the payment transaction process and cargo X-ray scanning monitoring information, and obtaining payment transaction behavior analysis information and transaction cargo X-ray analysis information; S300, based on the abnormal payment transaction analysis information and the transaction goods X-ray analysis information, combined with the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data, and obtain the payment transaction goods encryption data determination result; S400, based on the payment transaction goods encryption data judgment result, when the payment transaction goods encryption abnormality occurs, trigger the terminal cloud double-end payment transaction abnormality alarm.

7. A payment terminal transaction data monitoring method according to claim 6, characterized in that: S100 includes: S101, monitoring the payment transaction process by using a payment transaction mobile camera group, and obtaining payment transaction process monitoring information; S102, monitoring the damage of the transaction goods and the authenticity of the transaction goods through the cargo X-ray scanning monitoring group, and obtaining cargo X-ray scanning monitoring information; S103, collecting payment transaction multiple encrypted information through multiple payment transaction data collection modules.

8. A payment terminal transaction data monitoring method according to claim 6, characterized in that: S200 includes: S201, analyzing the payment transaction process according to the payment transaction process monitoring information, comparing the characteristics of abnormal payment transaction behavior information, and obtaining payment transaction behavior analysis information; S202, analyzing whether there is damage to the transaction goods based on the X-ray scanning monitoring information of the goods, and analyzing whether the X-ray scanning monitoring information of the goods conforms to the reference X-ray characteristic information of the transaction goods, and obtaining X-ray analysis information of the transaction goods.

9. A payment terminal transaction data monitoring method according to claim 6, characterized in that: S300 includes: S301, determining whether there is a payment transaction anomaly based on the payment transaction behavior analysis information, and obtaining payment transaction anomaly determination data; S302, judging whether there is any abnormality in the transaction goods according to the X-ray analysis information of the transaction goods, and obtaining transaction goods abnormality judgment data; S303, combining the payment transaction abnormality determination data, the transaction goods abnormality determination data and the payment transaction multiple encryption information, determine whether there is an abnormality in the payment transaction goods encryption data.

10. A payment terminal transaction data monitoring method according to claim 6, characterized in that: S400 includes: S401, receiving the payment transaction goods encryption data determination result and converting it into an alarm trigger control signal; S402, according to the alarm trigger control signal, when the payment transaction goods encryption data is abnormal, the terminal payment transaction alarm module and the payment cloud platform wireless transmission module are controlled to synchronously trigger the terminal cloud dual-end payment transaction abnormality alarm.

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