Business processing method, apparatus, and electronic device

By acquiring and analyzing historical reversal data and control rules, control parameters are determined, and flow control is implemented on business requests in the financial transaction system. This solves the problem of inconsistent business data caused by one-sided accounts and achieves higher business consistency and processing efficiency.

CN119376822BActive Publication Date: 2026-07-03CHINA CONSTRUCTION BANK +1
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
CHINA CONSTRUCTION BANK
Filing Date
2024-09-23
Publication Date
2026-07-03

AI Technical Summary

Technical Problem

In a financial institution's transaction system, if one component used to create and maintain a business transaction succeeds while other components fail, it can easily lead to one-sided accounting, resulting in inconsistent business data processing and potential congestion from reversing one-sided accounting entries.

Method used

By acquiring the reversal data of the second component within a historical time period and the pre-configured control rules, the control parameters associated with the target reversal data are determined, including the reversal threshold and processing conditions. Based on these parameters, flow control is performed on the service requests sent by the application component, and only service requests that meet the conditions are sent to the second component to instruct it to process.

Benefits of technology

This reduced the number of one-sided entries, avoided congestion caused by reversing one-sided entries, and improved the consistency of business data processing.

✦ Generated by Eureka AI based on patent content.

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Abstract

This application provides a business processing method, apparatus, and electronic device, relating to the field of data processing technology. The method includes: acquiring target reversal data and pre-configured control rules for a second component to process historical business requests within a historical time period; determining target control parameters associated with the target reversal data based on the correlation between the reversal data and control parameters indicated by the control rules, wherein the target control parameters include a reversal threshold and target processing conditions; acquiring multiple business requests sent by an application component; if the total number of multiple business requests is less than the reversal threshold, determining that the multiple business requests are all first-type business requests to be processed; if the total number of multiple business requests is greater than or equal to the reversal threshold, determining that the business requests that meet the target processing conditions among the multiple business requests are first-type business requests to be processed; and sending the first-type business requests to the second component. This application avoids the blockage of unilateral account reversals and reduces the proportion of inconsistent business data processing.
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