Asset processing method, device, equipment, medium and product

Abstract

The embodiment of the invention provides an asset processing method and device, equipment, a medium and a product. The method comprises the following steps: displaying an information service page in an asset application program; obtaining asset processing information to be processed in the information service page, wherein the asset processing information comprises information of an asset transfer object and information of an asset receiving object; when the asset transfer object executes asset transfer in the asset processing mechanism, displaying a pattern code about the asset processing information in response to an asset transfer operation initiated for the asset processing information; the pattern code is used for triggering the asset processing mechanism to obtain the asset processing information in a scanning mode and executing asset transfer to the asset receiving object based on the asset processing information. According to the invention, the method supports the convenient asset transfer based on the two-dimensional code, and can improve the asset processing efficiency.

Description

Technical Field

[0001] The present application relates to the field of computer technology, and in particular to an asset processing method, an asset processing device, a computer equipment, a computer-readable storage medium, and a computer program product. Background Art

[0002] In daily life, users' payment needs are spread across all aspects of daily life; although with the rapid development of mobile Internet, online payment has become the mainstream method of daily transactions, there are still a large number of users who use traditional offline remittance methods to make payments.

[0003] In the offline remittance scenario, users need to manually fill out paper documents according to their needs at the remittance institution (i.e., asset processing institution), and then give the filled-in paper documents to the institution staff and then manually enter them into the system. This offline remittance method has cumbersome manual processing procedures and complex operating steps, resulting in low efficiency in asset processing. Summary of the invention

[0004] The embodiments of the present application provide an asset processing method, device, equipment, medium and product, which support convenient asset transfer based on pattern codes (such as QR codes) and can improve the efficiency of asset processing.

[0005] On the one hand, an embodiment of the present application provides an asset processing method, the method comprising:

[0006] Displays the information services page in the asset application;

[0007] Obtain pending asset processing information on the information service page, the asset processing information including: information on the asset transferee and the asset recipient;

[0008] When the asset transfer object performs asset transfer in the asset processing agency, a pattern code about the asset processing information is displayed in response to the asset transfer operation initiated for the asset processing information; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

[0009] On the one hand, an embodiment of the present application provides an asset processing method, the method comprising:

[0010] Receiving an asset transfer request, where the asset transfer request is initiated by the asset transfer object when executing the asset transfer in the asset processing organization;

[0011] Acquire the asset processing information to be processed; the asset processing information is acquired by the processing object of the asset processing institution after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information acquired in the asset application; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object;

[0012] The asset processing information is verified, and if the verification is successful, the digital assets are transferred to the account of the asset recipient based on the asset processing information.

[0013] On the one hand, an embodiment of the present application provides an asset processing device, the device comprising:

[0014] A display unit, for displaying an information service page in an asset application;

[0015] An acquisition unit, used to acquire the asset processing information to be processed in the information service page, the asset processing information including: information of the asset transfer object and information of the asset receiving object;

[0016] A processing unit is used to display a pattern code about the asset processing information in response to an asset transfer operation initiated for the asset processing information when the asset transfer object performs asset transfer in the asset processing agency; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

[0017] On the one hand, an embodiment of the present application provides an asset processing device, the device comprising:

[0018] A receiving unit, used to receive an asset transfer request, the asset transfer request is initiated by the asset transfer object when performing asset transfer in the asset processing institution;

[0019] The acquisition unit is used to acquire the asset processing information to be processed; the asset processing information is acquired by the processing object of the asset processing organization after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information acquired in the asset application program; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object;

[0020] The processing unit is used to verify the asset processing information. If the verification is successful, the digital asset is transferred to the account of the asset recipient based on the asset processing information.

[0021] On the one hand, an embodiment of the present application provides a computer device, which includes a processor and a memory; a computer program is stored in the memory; when the computer program is executed by the processor, the above-mentioned asset processing method is executed.

[0022] On the one hand, an embodiment of the present application provides a computer-readable storage medium, which stores a computer program. When the computer program is executed by a processor, the above-mentioned asset processing method is executed.

[0023] On the one hand, an embodiment of the present application provides a computer program product, which includes a computer program. When the computer program is executed by a processor, the above-mentioned asset processing method is executed.

[0024] In an embodiment of the present application, an information service page in an asset application is displayed; the asset processing information to be processed is obtained in the information service page, and the asset processing information includes the information of the asset transfer object and the information of the asset receiving object; when the asset transfer object performs an asset transfer in the asset processing agency, in response to the asset transfer operation initiated for the asset processing information, a pattern code about the asset processing information is displayed; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information. It can be seen that the present application supports users to enter the corresponding asset processing information in the asset application, and generates a corresponding pattern code based on the asset processing information, and then the user (such as the asset transfer object) When making an offline remittance at the asset processing agency, it supports conveniently obtaining the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing. BRIEF DESCRIPTION OF THE DRAWINGS

[0025] In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative work.

[0026] Figure 1 It is a schematic diagram of the architecture of an asset processing system provided in an embodiment of the present application;

[0027] Figure 2 It is a flowchart of an asset processing method provided in an embodiment of the present application;

[0028] Figure 3 It is a flowchart of an asset processing method provided in an embodiment of the present application;

[0029] Figure 4a It is a flow chart of a display information service page in an asset application provided by an embodiment of the present application;

[0030] Figure 4bIt is another flow chart of displaying an information service page in an asset application provided by an embodiment of the present application;

[0031] Figure 5a It is a schematic diagram of a process for obtaining asset processing information provided by an embodiment of the present application;

[0032] Figure 5b This is a flow chart of setting up self-remittance and self-collection provided by an embodiment of the present application;

[0033] Figure 5c This is a flow chart of setting up self-remittance and other-receipt provided in an embodiment of the present application;

[0034] Figure 6a It is another flowchart of obtaining asset processing information provided by an embodiment of the present application;

[0035] Figure 6b This is a flowchart of an information editing process provided by an embodiment of the present application;

[0036] Figure 6c It is a flowchart of another information editing process provided by an embodiment of the present application;

[0037] Figure 7a It is a schematic diagram of a process of generating a pattern code provided in an embodiment of the present application;

[0038] Figure 7b is a processing flow chart of a pattern code provided in an embodiment of the present application;

[0039] Figure 8 This is a schematic diagram of a pre-order process for asset transfer provided in an embodiment of the present application;

[0040] Fig. 9 This is a schematic diagram of a process of offline asset transfer provided by an embodiment of the present application;

[0041] Fig.10 It is a system architecture diagram of an asset processing organization provided in an embodiment of the present application;

[0042] Fig.11 It is a flowchart of another asset processing method provided in an embodiment of the present application;

[0043] Fig.12a It is an interactive schematic diagram of an offline remittance process provided by an embodiment of the present application;

[0044] Figure 12b This is an interactive schematic diagram of a payment collection process provided by an embodiment of the present application;

[0045] Fig.13 It is a complete interactive flow chart of an asset processing method provided by an embodiment of the present application;

[0046] Fig.14 It is a structural schematic diagram of an asset processing device provided in an embodiment of the present application;

[0047] Fig.15 is a structural schematic diagram of another asset processing device provided in an embodiment of the present application;

[0048] Fig.16 It is a structural diagram of a computer device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0049] The following will be combined with the drawings in the embodiments of the present application to clearly and completely describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are only part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.

[0050] 1. Introduction to the key terms involved in this application.

[0051] (1)Asset application.

[0052] Asset applications refer to applications that run in the client and have asset processing capabilities (such as the ability to collect asset processing information, the ability to store asset processing information, etc.). Among them, applications refer to computer programs for completing one or more specific tasks. By classifying applications according to different dimensions (such as the operation mode and function of the application), the types of the same application in different dimensions can be obtained, among which: ① According to the operation mode of the application, the application may include but is not limited to: clients installed in the terminal, small programs that can be used without downloading and installing, web applications opened through the browser, etc. ② According to the functional type of the application, the application may include but is not limited to: IM (Instant Messaging) applications, content interaction applications, etc.; among them, instant messaging applications refer to applications for instant communication of messages and social interaction based on the Internet, and instant messaging applications may include but are not limited to: social applications with communication functions, map applications with social interaction functions, game applications, etc. Content interaction applications refer to applications that can realize content interaction, such as online banking, sharing platforms, personal spaces, news, etc. In this application, the asset application mainly refers to a small program running in the client, which supports users to enter the asset processing information to be processed in the asset application (such as the small program), so as to facilitate the asset transfer processing in the asset processing agency based on the entered asset processing information.

[0053] (2)Asset disposal information.

[0054] Asset processing information, as the name implies, is a kind of information used to perform asset processing (such as asset transfer), and the asset transfer here specifically includes: asset import and asset export. In this application, the asset processing information refers to the information entered by the user (such as the asset transfer object) in the asset application, and the asset processing information entered by the user can be stored in the asset application, so that when the user needs to transfer assets, he can reuse the entered asset processing information to perform convenient asset processing operations. Specifically, the asset processing information includes: information about the asset transfer object and information about the asset receiving object; and the information about the asset transfer object and the information about the asset receiving object can be composed of field data corresponding to multiple fields, for example, the fields here include but are not limited to: ID (such as name), telephone number, certificate ID, certificate type, date of birth, address, zip code, etc. Support users (such as asset transfer objects) to enter corresponding field data according to the above fields to constitute the information of the user (asset transfer object).

[0055] Among them, the so-called asset transfer object (commonly known as the remitter) refers to the object that initiates the asset transfer (i.e., the object that needs to transfer / transfer out digital assets), and the so-called asset receiving object (commonly known as the payee) refers to the object responsible for receiving digital assets. In the embodiment of the present application, since it involves the user (such as the asset transfer object) making an offline remittance at the asset processing agency (for example, the user holds cash to make an offline remittance), the asset transfer object and the asset receiving object can be the same user or different users; when the asset transfer object and the asset receiving object are the same user, the asset transfer method executed is the "self-remittance and self-collection" method, in the "self-remittance and self-collection" asset transfer process; when the asset transfer object and the asset receiving object are different users, the asset transfer method executed is the "self-remittance and other-collection" method.

[0056] (3) Asset transfer.

[0057] Asset transfer (commonly known as remittance) refers to the process of transferring digital assets, specifically, transferring digital assets in the first account to the second account. According to the type of digital assets to be transferred, the asset transfer process can be divided into two cases: Case 1, directly transferring the digital assets to be transferred from one account (such as the first account) to another account (such as the second account). For example, the digital assets of the target asset amount in the first account are directly transferred to the second account, so that the digital assets of the target asset amount are deducted from the first account, and the digital assets of the target asset amount are added to the second account; in this case, the above-mentioned asset transfer process refers to the asset transfer performed for the same type of digital assets, that is, the digital assets deducted from the first account and the digital assets added to the second account are of the same type. Case 2, after replacing the first digital asset of the first type in the first account with the second digital asset of the second type, the replaced second digital asset is transferred to the second account; wherein the first type is different from the second type. For example, a first digital asset of a first asset amount in a first account is replaced with a second digital asset of a second asset amount and then transferred to a second account; in this case, the above asset transfer process refers to the asset transfer performed for different types of digital assets, that is, the first digital asset deducted from the first account and the second digital asset added to the second account are of different types. The asset transfer involved in this application mainly refers to: the asset transfer performed between different types of digital assets, that is, the type of digital assets to be transferred out is different from the type of digital assets to be transferred in.

[0058] Specifically, according to the application scenarios, the application scenarios applicable to asset transfer can be divided into: online asset transfer (commonly known as online remittance) and offline asset transfer (commonly known as offline remittance); the so-called online asset transfer refers to the transfer operation performed on digital assets on the Internet, that is, users can make convenient remittances directly on the remittance platform without having to go to a specific institution to make remittances; the so-called offline asset transfer refers to the transfer operation performed on digital assets in a real scenario / environment, that is, users need to be in the asset processing institution and perform the remittance process face to face with the institution personnel. The asset transfer involved in this application is mainly applicable to offline remittance scenarios, and refers to the asset transfer performed between different types of digital assets in offline remittance scenarios.

[0059] (4) Pattern code.

[0060] Pattern code (commonly known as QR code), so-called QR code (Quick Response Code, QR Code), is a coding form that uses a black and white matrix to represent information (such as asset processing information). It can be quickly identified and decoded by specific devices (such as cameras, QR code scanners), and can be widely used in scenarios such as: mobile payment, information sharing, identity authentication, etc. Specifically, QR codes usually have the following characteristics:

[0061] 1) Large information storage capacity: It can store numbers, letters, special symbols, and even binary data.

[0062] 2) Fast reading: QR codes are designed to be decoded quickly and can be recognized even if they are partially damaged.

[0063] 3) Strong fault tolerance: The QR code has a built-in error correction function (using Reed-Solomon encoding), which allows it to be decoded even if part of the graphic is damaged.

[0064] 4) Multi-directional recognition: QR code can be scanned from any direction.

[0065] 5) Wide range of uses: used for payment, URL redirection, identity recognition, logistics traceability, etc.

[0066] In this application, the asset processing information entered by the user (such as the asset transfer object) in the asset application can be converted into a pattern code for expression; then, when executing the asset transfer, the asset processing information can be quickly obtained by scanning the pattern code of the asset processing information, thereby improving the asset processing efficiency.

[0067] 2. Introduction of this application plan.

[0068] This application provides an asset processing solution, which is suitable for offline remittance scenarios and provides an offline remittance method based on QR codes. The remittance information entered by the remitter (asset transfer object) in the remittance applet can generate a remittance QR code. When the asset transfer object makes an offline remittance, the remittance operation can be completed by giving the remittance institution the QR code corresponding to the remittance information, which can improve the efficiency and security of remittance. Specifically, the principles of the asset processing solution provided by this application are as follows:

[0069] (1) Displaying the information service page of the asset application (such as a mini-program with asset processing capabilities). The user (such as the asset transferee) can trigger the display of the information service page of the asset application by scanning a scan code associated with the asset application; or the user (such as the asset transferee) can also trigger the display of the information service page of the asset application based on a link to the asset application shared by other users.

[0070] (2) Obtaining the asset processing information to be processed in the information service page, the asset processing information including: information of the asset transfer object and information of the asset receiving object. The asset processing information is obtained in two ways: 1. The user (such as the asset transfer object) directly enters the information of the asset transfer object and the information of the asset receiving object in the information service page, thereby combining the information of the asset transfer object and the information of the asset receiving object into the asset processing information; 2. The information service page stores the information of at least one asset receiving object entered by the user, allowing the user to reuse the stored information (such as selecting any asset receiving object as needed), thereby conveniently generating asset processing information.

[0071] (3) When the asset transfer object performs asset transfer in the asset processing institution, in response to the asset transfer operation initiated for the asset processing information, a pattern code about the asset processing information is displayed. For example, the asset processing information obtained above can be used to generate a corresponding QR code in the asset application, and the QR code supports obtaining the corresponding asset processing information by scanning. In the offline remittance scenario, (the staff of the asset processing institution) obtains the asset processing information by scanning the pattern code to trigger the asset transfer to the asset receiving object based on the asset processing information in the asset processing institution.

[0072] Based on this, the present application provides an offline remittance method based on a QR code, which supports the asset transfer object to enter asset processing information in the asset application and generate a corresponding QR code for the asset processing information; in the offline remittance scenario, when the asset transfer object needs to perform asset transfer in the asset processing agency, it supports the staff of the asset processing agency to conveniently obtain the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0073] It should be noted that the asset disposal plan provided in this application also needs to specifically explain the following two points:

[0074] 1. The relevant data involved in the asset processing process of this application (such as asset processing information, information about the asset transfer object, information about the asset receiving object, pattern code, etc.). When the above embodiments of this application are applied to specific products or technologies, the permission or consent of the object must be obtained, and the relevant data collection, use and processing process must comply with the relevant laws, regulations and standards of the region, comply with the principles of legality, legitimacy and necessity, and do not involve the acquisition of data types prohibited or restricted by laws and regulations. In some optional embodiments, the relevant data involved in the embodiments of this application are obtained after the object has been authorized separately. In addition, when obtaining the separate authorization of the object, the purpose of the relevant data involved is indicated to the object.

[0075] 2. It is understood that the term "at least one" in this application means one or more, and "multiple" means two or more; for example: at least one asset recipient means one, two or more asset recipients. The terms "first", "second", etc. are used to distinguish between identical or similar items with substantially the same effects and functions. It should be understood that there is no logical or temporal dependency between "first", "second", and "nth", nor is there a limitation on the quantity and execution order.

[0076] Combine the following Figure 1 and Figure 2 The asset processing system provided in this application is introduced in detail.

[0077] 1. Introduction to the macro system architecture.

[0078] See also Figure 1 , Figure 1 Schematic diagram of the architecture of an asset processing system provided by an embodiment of the present application. Figure 1 As shown, the asset processing system may include multiple terminal devices (e.g., a first terminal device 101, a second terminal device 102, etc.) and a server 103. The present application does not specifically limit the number of terminal devices and servers. For example, the first terminal device 101 may be a terminal device used by an asset transfer object (commonly known as a remitter), the second terminal device 102 may be a terminal device used by an asset receiving object (commonly known as a payee), and the server 103 runs a remittance system used by an asset processing agency; and, an asset application program runs in any terminal device, supporting any user with asset processing requirements (such as remittance requirements) to enter the asset processing information to be processed in the asset application program, so as to trigger the generation of a pattern code from the asset processing information, so as to facilitate the convenient acquisition of the asset processing information based on the scanning pattern code. Among them, any terminal device (such as the first terminal device 101) can be directly or indirectly connected to the server 103 through the network, and the above-mentioned network can include but is not limited to: wired network, wireless network, wherein the so-called wired network can include: local area network, metropolitan area network and wide area network, and the wireless network can include: Bluetooth, WIFI (Wireless Fidelity, a standard wireless local area network), and other networks that realize wireless communication; and the first terminal device 101 can exchange information with other terminal devices (such as the second terminal device 102) connected to the server 103 through the server 103.

[0079] in, Figure 1Any terminal device in the asset processing system shown may include but is not limited to: smart phones, tablet computers, laptop computers, desktop computers, smart speakers, smart watches, vehicle-mounted terminals, smart wearable devices (such as smart bracelets, smart pedometers), etc., virtual reality devices (such as VR (Virtual Reality) devices, AR (Augmented Reality) devices), smart robots, etc. The terminal device is often equipped with a display device, which may be a display, a display screen, a touch screen, etc., and the touch screen may be a touch screen, a touch panel, etc. In addition, Figure 1 The server 103 in the asset processing system shown can be an independent physical server, or a server cluster or distributed system composed of multiple physical servers. It can also be a cloud server that provides basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, CDN (Content Delivery Network), as well as big data and artificial intelligence platforms.

[0080] Next, taking any two terminal devices (such as the first terminal device 101 and the second terminal device 102) as an example, the data interaction process between the various devices in the asset processing system is described accordingly:

[0081] ① The first terminal device 101 can display the information service page in the asset application (such as the remittance applet), which is used to trigger the acquisition of asset processing information. Among them, the user (such as the asset transfer object) can trigger the display of the information service page of the asset application by scanning the scan code associated with the asset application; or the asset transfer object can also trigger the display of the information service page of the asset application based on the link to the asset application shared by other users.

[0082] ② The first terminal device 101 obtains the pending asset processing information in the information service page. The asset processing information includes: information of the asset transfer object and information of the asset receiving object. Among them, the asset processing information is obtained in the following two ways: 1. The user (such as the asset transfer object) directly enters the information of the asset transfer object and the information of the asset receiving object in the information service page, thereby combining the information of the asset transfer object and the information of the asset receiving object into asset processing information; 2. The information service page stores the information of at least one asset receiving object entered by the user, allowing the user to reuse the saved information (such as selecting any asset receiving object as needed), thereby conveniently generating asset processing information.

[0083] ③ The first terminal device 101 responds to the asset transfer operation initiated by the asset transfer object for the asset processing information and sends the asset processing information to the server 103.

[0084] ④ The server 103 encodes the asset processing information to obtain a pattern code, and returns the pattern code to the first terminal device 101.

[0085] ⑤ The first terminal device 101 can save and display the pattern code corresponding to the asset processing information. The pattern code has a validity period (such as one hour), and supports convenient acquisition of the corresponding asset processing information by scanning the pattern code within the validity period.

[0086] ⑥ In an offline remittance scenario, when the asset transferee performs asset transfer in an asset processing agency, the asset transferee can present the pattern code saved in the first terminal device 101, so that the staff of the asset processing agency can obtain the asset processing information by scanning the pattern code, and the asset processing information obtained here can be sent to the server 103.

[0087] ⑦ The server 103 can trigger the execution of the asset transfer process by analyzing the received asset processing information, for example: deducting the digital assets from the first terminal device 101 where the asset transfer object is located, and transferring the deducted digital assets to the second terminal device 102 where the asset receiving object is located.

[0088] It should be noted that the above asset processing process is only used as an example and does not limit the specific execution process of the first terminal device, the second terminal device and the server. Optionally, the first terminal device can perform the process of encoding the asset processing information to obtain the pattern code; or, the complete process of the above asset processing can be performed by any terminal device or server alone.

[0089] In a possible implementation, the asset processing system provided in the embodiment of the present application can be deployed in a blockchain network. For example, the first terminal device 101, the second terminal device 102, and the server 103 in the above system can all be regarded as node devices in the blockchain network, and these node devices together constitute the blockchain network. Therefore, the asset processing process executed in the embodiment of the present application can be executed on the blockchain, which can not only ensure the fairness and justice of the asset processing process, but also make the above process traceable, and at the same time ensure the data security during the asset processing process, thereby improving the security and reliability of the entire asset processing process.

[0090] 2. Introduce the complete interactive process of asset processing methods.

[0091] Furthermore, a client is running in any terminal device in the above-mentioned asset processing system, and the client is used to run any type of APP with asset processing functions (such as asset APP, mini program, etc.). Specifically, the first client (such as the first terminal device 101 where the asset transfer object is located) runs an asset APP, and can display the front-end interface (such as the UI interface of the mini program) to the user in the asset APP. The second client refers to the second terminal device 102 where the asset receiving object is located. In addition, a service end is running in the server, and the remittance system of the asset processing institution is running in the service end, and the service end is used to provide background technical support for each terminal device (such as asset transfer, generation of pattern code, etc.). Please refer to Figure 2 , Figure 2 This is an interactive flow chart of an asset processing method provided by an embodiment of the present application. Figure 2 The following is an example of the complete interaction process between the first client, the second client, the asset processing agency, and the server:

[0092] 1. The first client responds to a scanning operation of a user (such as an asset transfer object) on a pattern code of an asset application (such as a remittance applet).

[0093] 2. Run the asset application in the first client, and display an information service page in the asset application, wherein the information service page is used to trigger the acquisition of at least one asset processing information.

[0094] 3. The user (such as the object of asset transfer) fills in the information on the information service page.

[0095] 4. The first client obtains the asset processing information in the information service page. Optionally, the first client may send the obtained asset processing information to the server for storage.

[0096] 5. The user (such as the asset transfer object) requests the server to generate a pattern code. The asset transfer object may generate a pattern code generation request for the asset processing information in the asset application and send the pattern code generation request to the server.

[0097] 6. The server generates a pattern code based on the asset processing information.

[0098] 7. The server returns the pattern code to the first client.

[0099] 8. When a user (such as the object of asset transfer) makes an offline remittance to an asset processing institution, he or she may actively present the pattern code to the asset processing institution.

[0100] 9. The second client initiates an asset transfer request to the server.

[0101] 10. The server performs asset transfer based on the asset processing information.

[0102] 11. The server returns the asset transfer result to the first client.

[0103] 12. The server returns the asset transfer result to the second client.

[0104] The asset processing system provided in the embodiment of the present application provides an offline remittance method based on QR code, supports the asset transfer object to enter asset processing information in the asset application, and generates a corresponding QR code for the asset processing information; in the offline remittance scenario, when the asset transfer object needs to perform asset transfer in the asset processing agency, it supports the staff of the asset processing agency to conveniently obtain the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0105] It can be understood that the asset processing system described in the embodiment of the present application is for more clearly illustrating the technical solution of the embodiment of the present application, and does not constitute a limitation on the technical solution provided in the embodiment of the present application. Ordinary technicians in this field can know that with the evolution of the system architecture and the emergence of new business scenarios, the technical solution provided in the embodiment of the present application is also applicable to similar technical problems.

[0106] The following is a detailed description of an embodiment of the asset processing method provided in this application from a product perspective.

[0107] See also Figure 3 , Figure 3 is a flowchart of an asset processing method provided by an embodiment of the present application. The asset processing method can be performed by a computer device (such as Figure 1 The first terminal device shown, that is, the terminal device where the asset transfer object is located) is executed. Figure 3 As shown, the asset processing method includes the following steps S301-S303:

[0108] S301. Display the information service page in the asset application.

[0109] The asset application here can be an application (Application, APP) with asset processing capabilities, or a small program running in the client (i.e., an application that does not require installation). Specifically, the asset application is used to provide information services during the asset transfer process, such as: information collection services, information storage services, information display services, etc. For example, the asset application involved in the embodiment of the present application can be an asset small program, which has the ability to display information to users, as shown in Table 1 below:

[0110] Table 1. Capabilities of asset applications

[0111]

[0112] As shown in Table 1 above, the asset application involved in the present application has the ability to collect information. Optionally, an information service page may be displayed in the asset application, and the information service page may be used to trigger the acquisition of pending asset processing information (i.e., information on the asset transfer object and information on the asset receiving object).

[0113] In a possible implementation, the triggering method for displaying the information service page in the asset application may include the following two methods: scanning code display method and clicking link method. The following is a detailed description of the two methods of triggering the display of the information service page:

[0114] Method 1: Scan code to display.

[0115] Specifically, when the asset transfer object detects a scanning operation performed on the scan code associated with the asset application, the information service page in the asset application is displayed. The above scan code refers to the QR code of the asset application, and the information service page of the asset application can be displayed by scanning the QR code of the asset application. Figure 4a , Figure 4a 1 is a flow chart of a display information service page in an asset application provided by an embodiment of the present application. Figure 4a As shown, the asset transfer object can scan the scan code associated with the asset application through the mobile phone camera, and in response to the scanning operation of the scan code, trigger the display of the information service page S401 in the asset application. Optionally, after responding to the scanning operation, a prompt pop-up window can be displayed, and the prompt pop-up window is used to request the permission or consent of the user (such as the asset transfer object). For example, a consent button 4001 is set in the prompt pop-up window. When the user clicks the consent button 4001, the display of the information service page S401 in the asset application can be triggered.

[0116] Method 2: Display a sharing link about the asset application in the social conversation page, and in response to the sharing link being triggered, display the information service page in the asset application; wherein the sharing link is shared by the social object to the asset transfer object, for example, the social conversation page refers to the page displayed in the social conversation, and the above social object refers to any object in the social conversation or an object with link sharing permission. Figure 4b , Figure 4b FIG. 1 is another flow chart of displaying an information service page in an asset application provided by an embodiment of the present application. Figure 4bAs shown, the social conversation page S402 displays a sharing link (such as a URL (Uniform Resource Locator) address) about the asset application shared by user A to the asset transfer object. In response to the sharing link being triggered (such as a click operation), the information service page of the asset application is triggered and displayed.

[0117] In the above two methods, it supports displaying the information service page in the asset application by scanning a code, and displaying the information service page in the asset application by clicking a sharing link; in actual applications, different methods can be selected as needed to trigger the display of the information service page, which is convenient and fast.

[0118] S302. Obtain the asset processing information to be processed in the information service page. The asset processing information includes the information of the asset transfer object and the information of the asset receiving object.

[0119] Specifically, the information service page can be used to trigger the acquisition of asset processing information. For example, the user can directly enter the information of the asset transfer object and the asset receiving object in the information service page, thereby generating asset processing information based on the entered information (i.e., the information of the asset transfer object and the information of the asset receiving object); for another example, the information service page can display the entered information of the asset transfer object and / or the information of the asset receiving object, and support the selection of corresponding information as needed from the above information displayed in the information service page as asset processing information. The following is a detailed description of the specific process of how to obtain asset processing information in the information service page:

[0120] Method 1: The user enters asset processing information on the information service page.

[0121] In one possible implementation, obtaining pending asset processing information in an information service page includes the following steps: (1) in response to an asset transfer object scanning a QR code associated with an asset application, displaying an information service page of the asset application; (2) if the asset transfer object performing the scanning operation is an object of the target type (e.g., the asset transfer object refers to a new user who has never used the asset application), displaying an information acquisition portal in the information service page; (3) in response to the information acquisition portal being triggered, obtaining pending asset processing information in the information service page.

[0122] Specifically, the above information acquisition entrance is triggered and displayed after the asset transfer object performs the authorization operation (such as Figure 4aAs shown, when it is detected that the user clicks the consent button 4001, it can be considered that the user has performed the authorization operation). Then, the process of obtaining the asset processing information is as follows: in response to the information acquisition entrance being triggered, a first information template is displayed in the information service page, and the first information template is used to trigger the entry of the asset transfer object information; and a second information template is displayed, and the second information template is used to trigger the entry of the asset receiving object information; an information completion operation is detected in the information service page, and based on the entered asset transfer object information and asset receiving object information, the asset processing information to be processed is generated.

[0123] See also Figure 5a , Figure 5a This is a flow chart of obtaining asset processing information provided by an embodiment of the present application. Figure 5a As shown, an information acquisition entry 5011 is displayed in the information service page S501, and the information acquisition entry 5011 is used to trigger the acquisition of asset processing information. ① A user (such as the asset transfer object) can click on the information acquisition entry 5011 and trigger the display of a first information template in the information service page S502, and the first information template is used to trigger the acquisition of information of the asset transfer object (i.e., remitter information), for example, the first information template includes at least one first field, for example, the first field includes but is not limited to: name, mobile phone number, company address, residential address, etc., and any first field supports the entry of corresponding field data. ② When the corresponding field data is entered into each first field in the first information template, the user can click the next operation button 5021 to trigger the display of the second information template, which is used to trigger the acquisition of the information of the asset receiving object (i.e., the payee information), and the second information template may include at least one second field, for example, the second field includes but is not limited to: relationship with the payee, name, mobile phone number area code, designated mobile phone number for payment, etc. Similarly, any second field supports the entry of corresponding field data; wherein, the number and type of the first field in the first information template and the second field in the second information template may be the same or different. ③ When the corresponding field data is entered into each second field in the second information template, the user can click (such as single-click, double-click or long-press) the completion button 5031 in the information service page S503, thereby generating an information completion operation, and generating the asset processing information to be processed based on the information of the asset transfer object and the information of the asset receiving object that have been entered.

[0124] Furthermore, after obtaining the information of the asset transfer object, the embodiment of the present application supports the user (such as the asset transfer object) to customize the payment method, and the payment methods here specifically include: self-remittance and self-collection and self-remittance and other-collection.

[0125] ① Self-remittance and self-collection: Please refer to Figure 5b , Figure 5b This is a flow chart of setting up self-remittance and self-collection provided by the embodiment of the present application. Figure 5b As shown, after the user (such as the asset transfer object) sets the remitter information (and the information of the asset transfer object), the payee selection page S504 can be displayed, and at least one payment object (asset receiving object) is displayed in the payee selection page S504, such as the asset receiving object includes: oneself 5041, relatives 5042, and supports the user to customize the selection of the object to be paid. If the payment object selected by the user is oneself (i.e., self-remittance and self-collection), then the payee information can be set by triggering the payment method selection button 5043. For example, in response to the payment method selection button 5043 being triggered, the payee information (information of the asset receiving object) is obtained in page S505. After setting the payee information, click the completion button 5051, and a remittance card including asset processing information (such as the remittance card shown in page S506) can be generated, wherein the remittance card includes asset processing information, i.e.: information of the asset transfer object and information of the asset receiving object. In this case, the asset transfer object and the asset receiving object are the same object.

[0126] ②Self-remittance and other-receipt: Please refer to Figure 5c , Figure 5c This is a flow chart of setting up self-remittance and other-receipt provided by the embodiment of the present application. Figure 5c As shown, after the user (such as the asset transfer object) sets the remitter information (and the information of the asset transfer object), the payee selection page can be displayed, and at least one payee (asset receiving object) is displayed in the payee selection page, such as the asset receiving object includes: oneself, or relatives, and supports the user to customize the selection of the object to be paid. If the payee selected by the user is a relative (i.e., self-remittance and other collection), then the payee information can be set by triggering the payment method selection button. For example, in response to the payment method selection button being triggered, the payee information (information of the asset receiving object) is obtained. After the payee information is set, the completion button can be clicked to trigger the generation of a remittance card including asset processing information, wherein the remittance card includes asset processing information, i.e.: information of the asset transfer object and information of the asset receiving object. In this case, the asset transfer object and the asset receiving object are different objects.

[0127] Based on this, when a new user scans the code for the first time and enters the information service page, the embodiment of the present application supports the user (such as the asset transfer object) to enter the information of the asset transfer object (i.e. the remitter information) according to the first information template provided, and to enter the information of the asset receiving object (i.e. the payee information) according to the second information template, thereby generating asset processing information. The information acquisition method is flexible and convenient. In addition, the present application supports two payment methods: self-remittance and self-collection and self-remittance and other-collection, which can meet diverse asset processing needs.

[0128] Method 2: The user selects historical records in the information service page to generate asset processing information.

[0129] In one possible implementation, if the asset transfer object is not an object of the target type (i.e., not a new user), it is supported to reuse historical information in the information service page to conveniently generate asset processing information. Specifically, the information service page displays information of at least one object that has been entered by the asset transfer object, as well as information of the asset transfer object. Obtaining the asset processing information to be processed in the information service page includes the following steps: (1) In response to a selection operation for a target object in at least one object displayed in the information service page, using the information of the target object as information of the asset receiving object; wherein the target object can be any object, and the selected target object is the asset receiving object. (2) Based on the information of the selected asset receiving object and the information of the asset transfer object, generate the asset processing information to be processed. Please refer to Figure 6a , Figure 6a This is another flow chart of obtaining asset processing information provided by the embodiment of the present application. Figure 6a As shown, the information service page S601 displays a payee list, and the payee list displays information of at least one object that has been entered, for example, the following objects have been entered: User 1, User 2, User 3; and the information service page S601 also displays information of the asset transfer object (such as remitter information 6011). Further, it supports selecting any target object in the payee list as the asset receiving object (such as User 1) as needed, and using the information of User 1 as the information of the asset receiving object; then based on the information of the asset receiving object (i.e., the information of User 1) and the information of the asset transfer object (i.e., the remitter information 6011), a remittance card S602 is generated, and the remittance card S602 includes asset processing information.

[0130] Optionally, the information service page S601 displays an object list, which includes K information cards, any one of which is used to indicate an object that has been entered by the asset transfer object, and K is a positive integer. Specifically, the K information cards in the object list can be sorted and displayed in the information service page according to a preset sorting method; wherein the preset sorting method includes any of the following: sorting and displaying according to the entry time of the object information indicated by each information card (for example, the earlier the entry time, the information card corresponding to it is displayed first), sorting and displaying according to the frequency of selection of the object indicated by each information card (for example, the higher the frequency of selection, the information card corresponding to it is displayed first), and randomly displaying the K information cards. For example, the object list includes the following added users: user 1, user 2, and user 3; wherein the information entry time t1 of user 1 is less than the information entry time t2 of user 2 and less than the information entry time t3 of user 3, then the arrangement order of the information card of user 1 is prioritized over the arrangement order of the information card of user 2, and the arrangement order of the information card of user 2 is prioritized over the arrangement order of the information card of user 3.

[0131] In a possible implementation, users (such as asset transfer objects) are supported to generate asset processing information after editing existing information. Specifically, an information editing page is displayed, which includes information about the selected asset receiving object and information about the asset transfer object; wherein the information editing page includes a first editing entry and a second editing entry, the first editing entry is used to trigger editing of the asset transfer object information, and the second editing entry is used to trigger editing of the selected asset receiving object information; in response to the first editing entry and / or the second editing entry being triggered, the edited asset processing information is obtained; and the edited asset processing information is used as the asset processing information to be processed. Please refer to Figure 6b , Figure 6b 1 is a flow chart of an information editing process provided by an embodiment of the present application. Figure 6bAs shown, an information editing page S603 can be displayed, in which the remitter information (i.e., the information of the asset transfer object) and the payee information (i.e., the information of the asset receiving object) are displayed, and a first editing entry 6031 is provided in the information area where the remitter information is located, and the first editing entry 6031 is used to trigger the editing of the information of the asset transfer object (such as modification, addition or deletion operations); a second editing entry 6032 is provided in the information area where the payee information is located, and the second editing entry 6032 is used to trigger the editing of the information of the asset receiving object (such as modification, addition or deletion operations). Optionally, in response to the trigger operation for the first editing entry 6031, an editing window of the remitter information is displayed, and the remitter information is edited in the editing window, for example, the mobile phone number of the asset transfer object (such as Zhang san) is edited (for example, "123456" is changed to "66668888"). After the remitter information is edited, the edited remittance card can be displayed in page S604. The edited remittance card here includes: the edited information of the asset transfer object, and the unedited information of the asset receiving object.

[0132] Furthermore, after editing the remitter information, you can also edit the payee information to obtain asset processing information. Figure 6c , Figure 6c 1 is a flow chart of another information editing process provided by an embodiment of the present application. Figure 6c As shown, an information editing page can be displayed, in which the remitter information (i.e., the information of the asset transfer object) and the payee information (i.e., the information of the asset receiving object) are displayed, and a first editing entry is set in the information area where the remitter information is located, and the first editing entry is used to trigger the editing of the information of the asset transfer object; the information area where the payee information is located is set with a second editing entry, and the second editing entry is used to trigger the editing of the information of the asset receiving object. Optionally, in response to the triggering operation for the second editing entry, an editing window of the payee information is displayed, and the payee information is edited in the editing window, such as editing the mobile phone area code and mobile phone number of the asset receiving object (Li si), such as modifying the original mobile phone area code "2233" to "1314", and modifying the original mobile phone number "87654321" to "34567890". After the payee information is edited, the edited remittance card can be displayed, and the edited remittance card includes: the edited information of the asset transfer object, and the edited information of the asset receiving object.

[0133] Based on this, when a non-new user (old user) scans the code and enters the information service page, the embodiment of the present application supports users (such as asset transfer objects) to reuse historical records to conveniently generate asset processing information, such as directly selecting historical information as asset processing information, or generating asset processing information after editing on demand based on historical information. This method of allowing the reuse of historical records to generate asset processing information is convenient and fast, and improves the efficiency of information acquisition.

[0134] S303: When the asset transfer object performs asset transfer in the asset processing organization, in response to the asset transfer operation initiated for the asset processing information, a pattern code related to the asset processing information is displayed.

[0135] The asset transfer operation is initiated by the object that enters the asset processing information; for example, if the asset processing information is entered by the asset transfer object in the information service page, then the asset transfer object is allowed to initiate the asset transfer operation for the asset processing information. In other words, the object that enters the asset processing information has the authority to initiate the asset transfer operation for the entered asset processing information.

[0136] Specifically, when the asset transfer object performs asset transfer in the asset processing agency, the asset processing information is obtained by scanning the pattern code to trigger the asset transfer to the asset receiving object based on the asset processing information in the asset processing agency. In the embodiment of the present application, the two ways to trigger the user (such as the asset transfer object) to perform asset transfer in the asset processing agency include the following: 1. Generate a pattern code from the asset processing information and transfer the asset based on the pattern code; 2. Pre-place an order based on the asset processing information in the asset application to generate a pre-processing order, and transfer the asset based on the pre-processing order. The following is a detailed description of the above two asset transfer processing methods.

[0137] Method 1: Transfer assets based on QR code (such as pattern code).

[0138] In a possible implementation, the asset transfer operation is initiated by the asset transfer object; wherein, the following prerequisites must be met in the process of responding to the asset transfer operation:

[0139] ① If it is detected that the asset transfer object has the asset transfer authority, then respond to the asset transfer operation initiated for the asset processing information. If the asset transfer object performs asset transfer operations within a preset time period (such as one month) that do not exceed a preset number threshold (such as 5), it can be determined that the asset transfer object has the asset transfer authority.

[0140] ② If it is detected that the asset processing information meets the information verification conditions, the asset transfer operation initiated for the asset processing information is responded to. The information verification conditions here are used to indicate that the asset processing information (i.e., the information of the asset receiving object and the information of the asset transfer object) must meet the conditions of legality and security. When the information in the asset processing information is legal and secure, it is determined that the asset processing information meets the information verification conditions.

[0141] ③ If it is detected that the asset receiving object has the asset receiving authority, respond to the asset transfer operation initiated for the asset processing information. If the asset receiving object has a certificate of a specified type (such as a pass), it is determined that the asset receiving object has the asset receiving authority.

[0142] In a possible implementation, an image generation portal for asset processing information is provided in the information service page. In response to an asset transfer operation initiated for the asset processing information, a pattern code for the asset processing information is displayed, which may include the following steps: (1) when it is detected that the image generation portal is triggered, an asset transfer operation initiated for the asset processing information is generated; (2) in response to the asset transfer operation, a pattern code for the asset processing information is displayed, the pattern code including a scanned image and an asset number; wherein the processing object in the asset processing organization is supported to obtain the asset processing information based on the scanned image or the asset number.

[0143] See also Figure 7a , Figure 7a FIG. 1 is a flow chart of generating a pattern code provided by an embodiment of the present application. Figure 7a As shown, page S701 refers to the confirmation page of asset processing information, which is used to prompt the user (such as the asset transfer object) to perform a second confirmation on the asset processing information (i.e., the user needs to perform two confirmation operations). The confirmation page S701 is provided with a first confirmation control 7011. When the user clicks the first confirmation control 7011, it can trigger the display of the asset processing information viewing page S702, which supports the user to view the detailed content of the asset processing information on the viewing page S702, and supports modification if the information is incorrect; if it is correct, it triggers the display of the confirmation page S703, which is provided with a second confirmation control 7031 (i.e., the image generation entrance) on the confirmation page S703. When the user clicks the second confirmation control 7031, it can trigger the generation of the pattern code of the asset processing information, such as the pattern code 7041 of the asset processing information displayed in page S704. Among them, the pattern code 7041 can include a scanned code image and an asset number (WU2345678), and the asset number is used to uniquely identify the asset processing information; similarly, the scanned code image can also uniquely identify the asset processing information. Subsequently, you can obtain asset processing information by scanning the pattern code or entering the asset number (WU2345678).

[0144] Optionally, the pattern code has a validity period, and supports scanning the pattern code within the validity period to obtain asset processing information. When the asset transfer object performs asset transfer in the asset processing organization, if the pattern code is not within the validity period, in response to the asset transfer operation initiated again for the asset processing information, an updated pattern code about the asset processing information is displayed; wherein the processing object in the asset processing organization transfers the asset to the asset receiving object based on the updated pattern code. See Figure 7b , Figure 7b is a processing flow chart of a pattern code provided in an embodiment of the present application. Figure 7b As shown, in the display page of the pattern code, a remittance control 7012 is provided, when the user clicks on the remittance control 7012, a prompt message 7022 can be triggered to display, and the prompt message 7022 is used to indicate the validity period (such as one hour) of the pattern code, that is, the pattern code needs to be shown to the staff of the asset processing agency within one hour, otherwise the pattern code will be invalid after one hour, and the current remittance order will be automatically cancelled. Subsequently, if the pattern code is invalid, the update pattern code of the asset processing information is supported to be regenerated in the information service page of the asset processing information, so that the subsequent remittance process can be completed based on the update pattern code. In this implementation, the pattern code has a validity period, and the pattern code needs to be processed within the validity period to avoid the situation that the pattern code is leaked, which can improve information security.

[0145] Method 2: Pre-order in the asset application to trigger the execution of asset transfer.

[0146] In a possible implementation, an asset application is used to process asset transfers between different types of digital assets. The process in which a user (such as an asset transfer object) performs asset transfer in an asset processing agency includes the following steps: (1) displaying an asset preprocessing control related to asset processing information in the asset application; (2) in response to the asset preprocessing control being triggered, generating a preprocessing order related to the asset processing information, the preprocessing order being used to request the asset processing agency to perform asset transfer processing; wherein an association relationship is pre-established between the asset application and the asset processing agency.

[0147] See also Figure 8 , Figure 8 This is a schematic diagram of a pre-order process for asset transfer provided by an embodiment of the present application. Figure 8As shown, a pre-order page S801 is displayed in the asset application, and the pre-order page S801 is used to trigger pre-order processing of the asset processing information obtained above in the asset application, wherein the pre-order information is displayed in the pre-order page S801, and the pre-order information here includes: the exchange rate (exchange rate) of the digital asset pair to be ordered, such as the exchange rate between the first digital asset SGD and the second digital asset CNY is: 1SGD=5.3970CNY; the asset amount (8000) of the first digital asset SGD to be ordered, and an asset pre-processing control 8011 is set in the pre-order page S801. In response to the asset pre-processing control 8011 being triggered, a pre-processing order for the asset processing information is generated, and the pre-processing order is used to request the asset processing agency to execute asset transfer processing. Furthermore, the pre-processed order 8021 is displayed in the order viewing page S802, and in response to the trigger operation for the pre-processed order 8021, the order details page S803 is triggered and displayed, and the order details page S803 displays the details of the pre-processed order, such as: remittance information and collection information; wherein the remittance information includes but is not limited to: remitter, remittance amount, exchange rate, order number and other information, and the payee information includes but is not limited to: payee, collection amount, etc. Among them, the above-mentioned pre-processed order is used to request the asset processing agency to execute the asset transfer processing, that is, the pre-processed order will be automatically pushed to the asset processing agency, and the asset processing agency can notify the user to execute the subsequent offline remittance process after receiving the pre-processed order, and the subsequent user (such as the asset transfer object) can go to the asset processing agency to execute the offline remittance processing after receiving the notification.

[0148] Based on this, the embodiment of the present application provides two methods for triggering the execution of asset transfer in the asset processing agency. First, it supports converting the asset processing information obtained in the asset application into a pattern code, and then directly triggers the offline remittance process of asset transfer in the asset processing agency by scanning the pattern code; second, it can be pre-ordered in the asset application, and the pre-processed order generated by the pre-order can be directly pushed to the asset processing agency, and subsequent users can go directly to the asset processing agency to handle the subsequent offline remittance process. Both of the above methods realize the convenient processing process of offline remittances, simplify the workload, and thus improve the efficiency of asset transfer.

[0149] In summary, the embodiments of the present application provide an offline remittance information interaction system and offline remittance process based on QR codes. The offline remittance information interaction system mainly involves: asset applications (such as asset applets) and asset processing agencies; the offline remittance process mainly includes: users fill in asset processing information in the asset application, and convert the asset processing information into a QR code; and then when the user makes an offline remittance (that is, the asset transfer object transfers assets in the asset processing agency), the remittance process can be conveniently completed based on the QR code. Please refer to Fig. 9 , Fig. 9 is a flow chart of an offline asset transfer provided by an embodiment of the present application. Fig. 9 As shown, the offline asset transfer process mainly includes the following steps 1-4:

[0150] 1. The offline remitter (the object of asset transfer) scans the code and fills in the information. For example, the object of asset transfer can scan the QR code of the asset application (such as the asset applet) to trigger the display of the information service page of the asset application, and fill in the asset processing information on the information service page.

[0151] 2. The asset application (such as the asset applet) displays preview information for the asset transfer object.

[0152] 3. The offline remitter manually presents the QR code (i.e. pattern code) of the asset processing information to the staff of the asset processing agency.

[0153] 4. The staff of the asset processing agency can conveniently obtain the asset processing information by scanning the pattern code, and enter the asset processing information into the remittance system to trigger the subsequent remittance process.

[0154] Based on this, the offline remittance information interaction system mentioned above mainly involves two main parts: the asset applet and the remittance system. The following is an explanation of these two main parts in conjunction with Table 2:

[0155] Table 2: Relationships and responsibilities between entities

[0156]

[0157]

[0158] As shown in Table 2 above, the embodiment of the present application can collect information online through the mini program, and realize the offline remittance process by presenting a QR code offline to trigger the execution of asset transfer. The present application effectively simplifies the offline remittance process by introducing QR code technology, reduces the workload of manual processing and waiting time in queues, thereby significantly improving the efficiency of remittance operations and user experience.

[0159] In an embodiment of the present application, an information service page in an asset application is displayed; the asset processing information to be processed is obtained in the information service page, and the asset processing information includes the information of the asset transfer object and the information of the asset receiving object; when the asset transfer object performs an asset transfer in the asset processing agency, in response to the asset transfer operation initiated for the asset processing information, a pattern code about the asset processing information is displayed; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information. It can be seen that the present application supports users to enter the corresponding asset processing information in the asset application, and generates a corresponding pattern code based on the asset processing information, and then the user (such as the asset transfer object) When making an offline remittance at the asset processing agency, it supports conveniently obtaining the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0160] The asset processing method provided in the embodiment of the present application is described in detail below from a technical perspective.

[0161] 1. System architecture of asset handling agency.

[0162] See also Fig.10 , Fig.10 This is a system architecture diagram of an asset processing organization provided in an embodiment of the present application. Fig.10 As shown in the figure, the system architecture of the asset processing agency mainly involves: the front-end system and the back-end system. Among them, (1) the front-end system mainly includes: asset application program (such as remittance applet), TAPISIX gateway, BFF access layer; the front-end system is responsible for information interaction with users, for example, the asset transfer object can fill in the asset processing information in the remittance applet. (2) The back-end system is used to provide multiple services for the front-end system, such as: application services, domain services, and basic services; among them, application services include: shared subdomains (such as exchange rate query), user subdomains (such as remitter information management, remitter information query, payee information management, payee information query), and order subdomains; domain services include: user subdomains (such as remitter information management, remitter information query, payee information management, payee information query) and order subdomains; basic services mainly provide infrastructure for users and orders.

[0163] Based on this, through the introduction of the above-mentioned front-end and back-end system architecture, the complex logic in the system architecture can be clearly divided into modules of multiple levels, ensuring that the functions of each module are relatively independent and reducing the coupling degree of the system structure; and, with the joint collaboration of the above modules, a complex problem is greatly simplified into several small problems, each module has a single responsibility, and the interfaces between them are clear, thereby improving the maintainability and scalability of the system.

[0164] 2. The asset disposal process of the asset disposal agency.

[0165] See also Fig.11 , Fig.11 is a flow chart of another asset processing method provided by an embodiment of the present application. The asset processing method can be performed by a computer device (such as Figure 1 The server shown, i.e., the computer equipment used by the asset processing agency) is executed. Fig.11 As shown, the asset processing method may include but is not limited to the following steps S1101-S1103:

[0166] S1101. Receive an asset transfer request, where the asset transfer request is initiated by an asset transfer object when executing an asset transfer in an asset processing organization.

[0167] Specifically, an asset transfer request refers to an offline request initiated by the asset transfer object when executing asset transfer in the asset processing agency. The so-called offline request refers to a user request generated by face-to-face interaction between the asset transfer object and the processing object (such as staff) in the asset processing agency.

[0168] S1102. Obtain the asset processing information to be processed; the asset processing information is obtained by the processing object of the asset processing agency after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information obtained in the asset application; and the asset processing information includes the information of the asset transfer object and the information of the asset receiving object.

[0169] Specifically, the asset processing information includes the information of the asset transfer object and the information of the asset receiving object; wherein the information of the asset transfer object and the information of the asset receiving object can be generated based on a table. For example, the data model of the information table of the asset transfer object is as follows Table 3-1:

[0170] Table 3-1 Data model of the information table of asset transfer objects

[0171]

[0172]

[0173] For example, the data model of the information table of the asset receiving object is as follows:

[0174] Table 3-2 Data model of the information table of asset receiving objects

[0175]

[0176]

[0177] Based on the data model of the information table shown in Table 3-1 and Table 3-2 above, each information table includes multiple fields, and any field is used to trigger the entry of corresponding field data; when the user enters field data in the corresponding field, the corresponding information can be generated. For example, after the data model shown in Table 3-1 is entered into the field data, the information of the asset transfer object (i.e., the remitter information) can be obtained, and after the data model shown in Table 3-2 is entered into the field data, the information of the asset receiving object (i.e., the payee information) can be obtained; further, the information of the asset transfer object and the information of the asset receiving object are combined into asset processing information.

[0178] In a possible implementation, asset processing information may be obtained in the following two ways: 1. Obtaining asset processing information by scanning a pattern code; 2. Obtaining asset processing information from a pre-processing order pushed by an asset application. The above two information acquisition methods are described in detail below.

[0179] Method 1: Obtain asset processing information by scanning the pattern code.

[0180] Specifically, when a user (i.e., the object of asset transfer) initiates an asset transfer request in an asset processing agency, the object of asset transfer can present a pattern code of the asset processing information to be processed; then, the object of asset processing agency (such as staff) can conveniently obtain the asset processing information by scanning the pattern code, and the obtained asset processing information is automatically entered into the remittance system to trigger the execution of subsequent remittance processes. It should be noted that the process of how to generate the pattern code can be referred to in detail. Figure 3 The specific process in the embodiment will not be repeated in detail in the embodiment of the present application. In this way, when a user makes an offline remittance in an asset processing institution, it is supported to conveniently obtain asset processing information by scanning a pattern code (i.e., a QR code), thereby avoiding manual input of information and improving the efficiency of asset processing.

[0181] Method 2: Get asset processing information from the pre-processing order pushed by the asset application.

[0182] Specifically, in response to an order push request sent by an asset application, the order push request is sent after a pre-processing order for asset processing information is detected in the asset application; the order push request is parsed to obtain the asset processing information contained in the pre-processing order. In this way, an association is pre-established between the asset application and the remittance system of the asset processing institution. As long as a new pre-processing order is detected in the asset application, the pre-processing order will be automatically pushed to the remittance system of the asset processing institution, thereby obtaining the asset processing information by parsing the pre-processing order; this method does not require users to present a QR code, and asset processing information can be obtained directly through the pre-order method of the mini program, which further improves the efficiency of asset processing.

[0183] S1103. Verify the asset processing information. If the verification is successful, transfer the digital assets to the account of the asset recipient based on the asset processing information.

[0184] Specifically, the verification process of asset processing information includes the following methods: (1) verifying the legality and validity of the information of the asset transfer object and the asset receiving object, for example, verifying whether the information content included in the asset processing information is legal and valid. If it contains sensitive information, it means that the legality verification fails; (2) verifying the authority of the asset transfer object, that is, verifying whether the asset transfer object has the authority to transfer assets; (3) verifying the authority of the asset receiving object, for example, verifying whether the asset receiving object contains a specified type of certificate (such as a pass). When the above-mentioned verifications are all passed, it is determined that the verification of the asset processing information is passed; otherwise, if any of the verifications fail, it is determined that the verification of the asset processing information is failed.

[0185] In a possible implementation, the asset transfer request is used to instruct to replace the first type of digital assets in the account of the asset transfer object with the second type of digital assets and then transfer them to the account of the asset receiving object. Specifically, the above asset transfer process may include the following steps (1)-(4):

[0186] (1) Obtaining a digital asset pair for asset transfer to be performed and a transfer amount to be transferred provided by the asset transfer object; wherein the digital asset pair includes a first digital asset of a first type and a second digital asset of a second type. The first type and the second type are different, for example, the first type is SGD type and the second type is CNY type.

[0187] (2) Obtaining the exchange rate of the digital asset pair. The exchange rate here refers to the exchange rate between the first digital asset and the second digital asset, for example, the exchange rate between the SGD asset and the CNY asset is: 1SGD = 5.3970CNY.

[0188] (3) According to the exchange rate, the first digital asset of the amount to be transferred is exchanged for the second digital asset of the target amount. For example, if the amount to be transferred is 8000 SGD, then according to the exchange rate (1 SGD = 5.3970 CNY), the second digital asset of the target amount can be obtained as: 8000 * 5.3970 = 43176 CNY.

[0189] (4) Transferring the target amount of the second digital asset to the account of the asset recipient. For example, the target amount of the second digital asset obtained after the exchange (such as 43176CNY) is transferred to the account of the asset recipient, thereby completing the remittance process.

[0190] Based on this, when a user (such as the object of asset transfer) makes an offline remittance in an asset processing institution, it supports generating a pattern code from the asset processing information filled in by the user in the asset application, and conveniently obtains the asset processing information through the pattern code. This method of obtaining information by scanning the code can effectively simplify the offline remittance process. Compared with the method of manually entering information, it can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0191] 3. Offline remittance process.

[0192] See also Fig.12a , Fig.12a Schematic diagram of an offline remittance process provided by the embodiment of the present application. Fig.12a As shown in the figure, the interactive process of offline remittance mainly includes the following steps:

[0193] 1. Operation steps for the remitter (i.e. the object of asset transfer) (scan the QR code):

[0194] 1.1. Enter the offline remittance applet (asset application);

[0195] 1.2. Query merchant information based on the default asset pair and return exchange rate quotes based on the transaction hit quotation protocol;

[0196] 1.3. Calculate the estimated exchange rate price of the asset pair;

[0197] 1.4. Determine whether the user is a new user: If the user is a new user, display the remittance asset pair and guide the user to fill in the remittance information; if the user is not a new user, display the historical remittance information and guide the user to make remittances based on the historical remittance information.

[0198] 2. The remitting user clicks to fill in the remittance information:

[0199] 2.1. Request a remittance form based on region + asset pair;

[0200] 2.2. Render the form information of the remitter and the recipient.

[0201] 3. The user fills in the remittance information according to the actual remittance needs.

[0202] 3.1. Pre-check the legitimacy of form fields.

[0203] 3.2. Verification passed;

[0204] 3.3. If the verification fails, an error message will be displayed;

[0205] 3.4. Prompt users to fill in information correctly.

[0206] 4. The remitting user submits remittance information:

[0207] 4.1. Verify the form information, such as pre-verifying the legitimacy of the form fields; if the verification passes, execute 4.2-4.6; if the verification fails, execute 4.7-4.8;

[0208] 4.2. Verification passed;

[0209] 4.3. Encrypt the asset pair and remittance information and submit them to the remittance institution;

[0210] 4.4. The remitting institution enters the data into the institution’s counter system;

[0211] 4.5. The institution counter system allocates queue numbers;

[0212] 4.6. The institution’s counter system transmits the queue number to the offline remittance backend;

[0213] 4.7. Verification failed;

[0214] 4.8. Prompt users to fill in information correctly.

[0215] 5. The user takes the queue number to the counter to handle the remittance business.

[0216] Based on this, in the above-mentioned offline remittance process, information can be collected online through the mini program, and the offline remittance process can be realized by presenting the QR code offline to trigger the execution of asset transfer. This application effectively simplifies the offline remittance process by introducing QR code technology, reduces the workload of manual processing and waiting time in queues, thereby significantly improving the efficiency of remittance operations and user experience.

[0217] 4. Payment process.

[0218] See also Figure 12b , Figure 12b It is an interactive schematic diagram of a payment collection process provided in an embodiment of the present application.

[0219] like Figure 12b As shown in the figure, the payment collection interaction process mainly includes the following steps:

[0220] 1. The remitting user initiates the remittance operation.

[0221] 2. The remitting institution queries the quotation (by calling the inquiry interface).

[0222] 3. Wallin authentication agency and transaction authority.

[0223] 4. Wallin queries the merchant information and hits the quotation agreement based on the transaction.

[0224] 5. Wallink requests the exchange platform to conduct a price lock inquiry according to the agreement.

[0225] 6. The exchange platform returns the quote and price-locking token to Wallink.

[0226] 7. Wallin returns the quote and locked token to the remitting institution.

[0227] 8. The remitting institution requests verification of the legitimacy of the recipient.

[0228] 9. Wallink requests the remitting institution to verify the legitimacy of the recipient user.

[0229] 10. The remitting institution returns the legality result to Wallink.

[0230] 11. Wallink returns the verification result to the remitting institution.

[0231] 12. The remitting institution submits remittance information.

[0232] 13. The remitting institution verifies the legality of the transaction (account validity, institutional risk control, etc.).

[0233] 14. The remitting institution returns the legality result to Wallink.

[0234] 15. It is legal for Wallink to return the remittance information to the remitting institution:

[0235] 16. Pay the order and bring the above token.

[0236] 17. Authentication and receipt, the order status is confirmed.

[0237] 18. The remitting institution initiates the purchase and freezing of foreign exchange.

[0238] 19. Complete the foreign exchange purchase, record the account and transfer the proceeds simultaneously.

[0239] 20. Return to purchase foreign exchange successfully.

[0240] 21. Submit the remittance application.

[0241] 22. Return the import application result.

[0242] 23. The order status is [Import successful].

[0243] 24. Return the remittance acceptance result to the remitting institution.

[0244] 25. Deposit into the receiving account.

[0245] 26. The remitting institution asynchronously notifies Wallink of successful deposit.

[0246] 27. The order status is [Transaction successful].

[0247] 28. Asynchronously notify the remitting institution of the completion of remittance.

[0248] 29. Asynchronously unfreeze the target assets of the remitting institution and transfer them to the target account of the remitting institution.

[0249] 30. The remitting institution failed to asynchronously deposit funds to Wallin.

[0250] 31. The order status is [Transaction failed].

[0251] 32. Notify the remitting institution of the transaction closure.

[0252] 33. Asynchronously unfreeze the target assets of the remitting institution and reversely purchase foreign exchange for the original transaction amount.

[0253] 34. End the order.

[0254] Based on this, in the above-mentioned payment process, this application effectively simplifies the offline remittance process by introducing QR code technology, reduces the workload of manual processing and waiting time, thereby significantly improving the efficiency of remittance operations and user experience.

[0255] The following describes a complete embodiment of the asset processing method of the present application from a product + technology perspective.

[0256] See also Fig.13 , Fig.13 It is a complete interactive flowchart of an asset processing method provided in an embodiment of the present application. The complete interactive flowchart is mainly applicable to offline remittance scenarios (i.e., scenarios in which the asset transfer object transfers assets in an asset processing institution). The complete interactive process is jointly executed by: an asset application (running in a terminal device) and an asset processing institution (such as a server); specifically, the complete interactive flowchart may include but is not limited to the following steps S1301-S1308:

[0257] S1301. Display the information service page in the asset application.

[0258] The asset application may be a small program running in a terminal device, and the asset application may provide information services in the asset transfer scenario, such as information collection services, information storage services, information display services, etc. In addition, the information service page may be any page in the asset application that has information collection capabilities, so the information service page is used to trigger the acquisition of pending asset processing information (i.e., information on the asset transfer object and information on the asset receiving object).

[0259] S1302. Obtain the asset processing information to be processed in the information service page. The asset processing information includes the information of the asset transfer object and the information of the asset receiving object.

[0260] In specific implementation, the user can directly enter the information of the asset transfer object and the information of the asset recipient in the information service page, thereby generating asset processing information based on the entered information (i.e., the information of the asset transfer object and the information of the asset recipient); for example, the information service page can display the entered information of the asset transfer object and / or the information of the asset recipient, and support the selection of corresponding information as needed from the above information displayed in the information service page as the asset processing information.

[0261] It should be noted that the specific process of how to obtain asset processing information on the information service page can be found in detail. Figure 3 The relevant process in step S302 in the embodiment will not be repeated here.

[0262] S1303: When the asset transfer object performs asset transfer in the asset processing organization, in response to the asset transfer operation initiated for the asset processing information, a pattern code related to the asset processing information is displayed.

[0263] The pattern code is used to trigger the asset processing agency to obtain asset processing information by scanning, and to perform asset transfer to the asset receiving object based on the asset processing information.

[0264] In one possible implementation, two methods of triggering a user (such as an asset transfer object) to execute an asset transfer in an asset processing agency include the following: 1. Generating a pattern code from the asset processing information, and transferring the asset based on the pattern code; 2. Placing a pre-order based on the asset processing information in the asset application to generate a pre-processing order, and transferring the asset based on the pre-processing order.

[0265] It should be noted that the specific execution process corresponding to step S1303 of this application can be found in detail in Figure 3 The relevant process in step S303 in the embodiment will not be repeated here.

[0266] S1304. The asset transferee shows the pattern code to the institution staff to initiate an asset transfer request.

[0267] Among them, institutional personnel refers to the staff of the asset processing institution. Since this application mainly involves offline remittance scenarios, the asset transfer object needs to make remittances in offline institutions, that is, the asset transfer object needs to transfer assets in the asset processing institution, and in the offline remittance scenario, the asset transfer object needs to manually show the pattern code to the institutional personnel.

[0268] S1305. The asset processing agency receives an asset transfer request, which is initiated by the asset transfer object when executing asset transfer in the asset processing agency.

[0269] Specifically, an asset transfer request refers to an offline request initiated by the asset transfer object when executing asset transfer in the asset processing agency. The so-called offline request refers to a user request generated by face-to-face interaction between the asset transfer object and the processing object (such as staff) in the asset processing agency.

[0270] S1306: Obtain the asset processing information to be processed. The asset processing information is obtained by the processing object of the asset processing agency after scanning the pattern code presented by the asset transfer object.

[0271] In a possible implementation, the asset processing information may be obtained in the following two ways:

[0272] Method 1: Obtain asset processing information by scanning a pattern code. Specifically, when a user (i.e., the object of asset transfer) initiates an asset transfer request in an asset processing institution, the object of asset transfer can present a pattern code of the asset processing information to be processed; then, the object of processing (such as staff) of the asset processing institution can conveniently obtain the asset processing information by scanning the pattern code, and the obtained asset processing information is automatically entered into the remittance system to trigger the execution of subsequent remittance processes.

[0273] Method 2: Obtain asset processing information from a pre-processing order pushed by an asset application. Specifically, in response to an order push request sent by an asset application, the order push request is sent after the asset application detects that a pre-processing order for asset processing information is generated; parse the order push request to obtain the asset processing information contained in the pre-processing order.

[0274] S1307: Verify the asset processing information. If the verification is successful, transfer the digital assets to the account of the asset recipient based on the asset processing information.

[0275] Specifically, the verification process of asset processing information includes the following methods: (1) Verify the authority of the asset transfer object, that is, verify whether the asset transfer object has the authority to transfer assets; if the asset transfer object has the authority to transfer assets, the authority verification is passed, otherwise, the authority verification fails. (2) Verify the legality and validity of the information of the asset transfer object and the information of the asset receiving object, for example, it is necessary to verify whether the information content included in the asset processing information is legal and valid. If it contains sensitive information, it means that the legality verification fails; (3) Verify the authority of the asset receiving object, for example, verify whether the asset receiving object contains a specified type of certificate (such as a pass). When the above-mentioned verifications are all passed, it is determined that the verification of the asset processing information is passed; otherwise, if any of the verifications fail, it is determined that the verification of the asset processing information is failed.

[0276] Furthermore, after verification, digital assets can be transferred to the account of the asset recipient based on the asset processing information. The specific process is as follows: obtain the digital asset pair and the amount to be transferred provided by the asset transfer object; obtain the replacement rate of the digital asset pair; according to the replacement rate, replace the first digital asset of the amount to be transferred with the second digital asset of the target amount; transfer the second digital asset of the target amount to the account of the asset recipient.

[0277] It should be noted that the specific process performed by step S1307 of this application can be found in detail. Fig.11 The specific process in step S1103 in the embodiment will not be repeated here.

[0278] S1308. The asset processing agency returns the asset transfer result to the asset application.

[0279] Specifically, after completing the remittance, the asset processing institution can generate an asset transfer result and return the asset transfer result to the asset application. The asset transfer result can be used to indicate that the asset transfer is successful.

[0280] In an embodiment of the present application, an information service page in an asset application is displayed; the asset processing information to be processed is obtained in the information service page, and the asset processing information includes the information of the asset transfer object and the information of the asset receiving object; when the asset transfer object performs an asset transfer in the asset processing agency, in response to the asset transfer operation initiated for the asset processing information, a pattern code about the asset processing information is displayed; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information. It can be seen that the present application supports users to enter the corresponding asset processing information in the asset application, and generates a corresponding pattern code based on the asset processing information, and then the user (such as the asset transfer object) When making an offline remittance at the asset processing agency, it supports conveniently obtaining the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0281] The following is an explanation of the relevant devices of the asset processing solution provided in the embodiment of the present application.

[0282] It should be noted that, in the embodiments of the present application, the term "module" or "unit" refers to a computer program or a part of a computer program with a predetermined function, and works together with other related parts to achieve a predetermined goal, and can be implemented in whole or in part by using software, hardware (such as processing circuits or memories) or a combination thereof. Similarly, a processor (or multiple processors or memories) can be used to implement one or more modules or units. In addition, each module or unit can be part of an overall module or unit that includes the function of the module or unit.

[0283] See also Fig.14 , Fig.14 The asset processing device 1400 can be used to execute the Figure 3 The corresponding steps in the asset processing method provided in the embodiment. In specific implementation, the asset processing device 1400 may specifically include:

[0284] Display unit 1401, used to display the information service page in the asset application;

[0285] The acquisition unit 1402 is used to acquire the asset processing information to be processed in the information service page, and the asset processing information includes: information of the asset transfer object and information of the asset receiving object;

[0286] Processing unit 1403 is used to display a pattern code about the asset processing information in response to an asset transfer operation initiated for the asset processing information when the asset transfer object performs asset transfer in the asset processing agency; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

[0287] In a possible implementation, the display unit 1401 displays an information service page in the asset application, which is used to perform the following operations:

[0288] When a scan operation performed by the asset transfer object on a scan code associated with the asset application is detected, an information service page in the asset application is displayed; or,

[0289] A sharing link about the asset application is displayed in the social conversation page, and in response to the sharing link being triggered, an information service page in the asset application is displayed; wherein the sharing link is shared by the social object to the asset transfer object.

[0290] In a possible implementation, the acquisition unit 1402 acquires the asset processing information to be processed in the information service page, and performs the following operations:

[0291] In response to a scanning operation of the asset transfer object with respect to a scan code associated with the asset application, displaying an information service page in the asset application;

[0292] If the asset transfer object for which the scanning operation is performed is an object of the target type, an information acquisition portal is displayed in the information service page;

[0293] In response to the information acquisition portal being triggered, the asset processing information to be processed is obtained in the information service page.

[0294] In a possible implementation, the information acquisition portal is triggered and displayed after the asset transfer object performs an authorization operation; the processing unit 1403 is further configured to perform the following operations:

[0295] In response to the information acquisition portal being triggered, displaying a first information template in the information service page, the first information template being used to trigger the entry of information of the asset transfer object; and,

[0296] Display a second information template, where the second information template is used to trigger the entry of information about the asset receiving object;

[0297] An information completion operation is detected in the information service page, and asset processing information to be processed is generated based on the information of the asset transfer object and the information of the asset receiving object that have been entered.

[0298] In a possible implementation, the information service page displays information of at least one object entered by the asset transfer object and information of the asset transfer object; the acquisition unit 1402 acquires the asset processing information to be processed in the information service page, and is further used to perform the following operations:

[0299] In response to a selection operation on a target object among at least one object displayed in the information service page, receiving information of the target object as information of the asset receiving object;

[0300] Based on the information of the selected asset receiving object and the information of the asset transferring object, the asset processing information to be processed is generated.

[0301] In a possible implementation, the processing unit 1403 is further configured to perform the following operations:

[0302] Displaying an information editing page, the information editing page including information of the selected asset receiving object and information of the asset transfer object; wherein the information editing page includes a first editing entry and a second editing entry, the first editing entry is used to trigger editing of the information of the asset transfer object, and the second editing entry is used to trigger editing of the information of the selected asset receiving object;

[0303] In response to the first editing entry and / or the second editing entry being triggered, acquiring edited asset processing information;

[0304] The edited asset processing information is used as the asset processing information to be processed.

[0305] In a possible implementation, an object list is displayed on the information service page, and the object list includes K information cards, any of which is used to indicate an object that has been entered by the asset transfer object, and K is a positive integer; the processing unit 1403 is further used to perform the following operations:

[0306] Sorting and displaying the K information cards in the object list on the information service page according to a preset sorting method;

[0307] The preset sorting method includes any one of the following: sorting and displaying according to the entry time of the object information indicated by each information card, sorting and displaying according to the selection frequency of the object indicated by each information card, and randomly displaying K information cards.

[0308] In a possible implementation, the asset transfer operation is initiated by the asset transfer object; wherein,

[0309] If it is detected that the asset transfer object has the asset transfer authority, responding to the asset transfer operation initiated for the asset processing information;

[0310] If it is detected that the asset processing information meets the information verification condition, responding to the asset transfer operation initiated for the asset processing information;

[0311] If it is detected that the asset recipient has the asset receiving authority, the asset transfer operation initiated in response to the asset processing information.

[0312] In a possible implementation, an image generation entry for the asset processing information is provided in the information service page; the processing unit 1403 displays a pattern code for the asset processing information in response to an asset transfer operation initiated for the asset processing information, and is used to perform the following operations:

[0313] When it is detected that the image generation entrance is triggered, an asset transfer operation initiated for the asset processing information is generated;

[0314] In response to the asset transfer operation, a pattern code about the asset processing information is displayed, the pattern code including the scanned image and the asset number; wherein the processing object in the asset processing organization is supported to obtain the asset processing information based on the scanned image or the asset number.

[0315] In a possible implementation, the pattern code has a validity period, and supports scanning the pattern code within the validity period to obtain asset processing information; the processing unit 1403 is further configured to perform the following operations:

[0316] When the asset transfer object performs asset transfer in the asset processing organization, if the pattern code is not within the validity period, in response to the asset transfer operation initiated again for the asset processing information, an updated pattern code for the asset processing information is displayed;

[0317] Among them, the processing object in the asset processing organization transfers the assets to the asset receiving object based on the updated pattern code.

[0318] In a possible implementation, the asset application is used to process asset transfers between different types of digital assets; the processing unit 1403 is also used to perform the following operations:

[0319] An asset preprocessing control that displays information about asset processing in the Assets application;

[0320] In response to the asset pre-processing control being triggered, a pre-processing order regarding the asset processing information is generated; the pre-processing order is used to request the asset processing agency to execute the asset transfer processing;

[0321] Among them, a relationship is pre-established between the asset application and the asset processing agency.

[0322] In an embodiment of the present application, the asset transfer object is supported to enter the asset processing information in the asset application, and the corresponding QR code is generated for the asset processing information; in the offline remittance scenario, when the asset transfer object needs to perform asset transfer in the asset processing agency, the staff of the asset processing agency is supported to conveniently obtain the corresponding asset processing information by scanning the pattern code. Compared with the method of manually entering information, the present application can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0323] See also Fig.15 , Fig.15 is a schematic diagram of the structure of another asset processing device provided in an embodiment of the present application. The asset processing device 1500 can be used to execute the Fig.11 The corresponding steps in the asset processing method provided in the embodiment. In specific implementation, the asset processing device 1500 may specifically include:

[0324] The receiving unit 1501 is used to receive an asset transfer request, which is initiated by the asset transfer object when performing asset transfer in the asset processing organization;

[0325] The acquisition unit 1502 is used to acquire the asset processing information to be processed; the asset processing information is acquired by the processing object of the asset processing organization after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information acquired in the asset application program; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object;

[0326] The processing unit 1503 is used to verify the asset processing information. If the verification is successful, the digital asset is transferred to the account of the asset recipient based on the asset processing information.

[0327] In a possible implementation, the processing unit 1503 is further configured to perform the following operations:

[0328] In response to an order push request sent by the asset application, the order push request is sent after it is detected in the asset application that a pre-processing order regarding the asset processing information is generated;

[0329] Parse the order push request and obtain the asset processing information contained in the pre-processing order.

[0330] In a possible implementation, the processing unit 1503 is further configured to perform the following operations:

[0331] Acquire a digital asset pair to be transferred and a quota to be transferred provided by an asset transfer object, where the digital asset pair includes a first digital asset of a first type and a second digital asset of a second type;

[0332] Get the exchange rate of digital asset pairs;

[0333] According to the exchange rate, the first digital asset of the amount to be transferred is exchanged for the second digital asset of the target amount; and the second digital asset of the target amount is transferred to the account of the asset recipient.

[0334] In an embodiment of the present application, when a user (such as an asset transfer object) makes an offline remittance in an asset processing agency, it supports generating a pattern code from the asset processing information filled in by the user in the asset application, and conveniently obtains the asset processing information through the pattern code. This method of obtaining information by scanning a code can effectively simplify the offline remittance process. Compared with the method of manually entering information, it can simplify the operating steps of the asset transfer process, thereby improving the efficiency of asset processing.

[0335] See also Fig.16 , Fig.16 1600 is a schematic diagram of the structure of a computer device provided in an embodiment of the present application. The computer device 1600 is used to execute the steps performed by the computer device in the aforementioned method embodiment. The computer device 1600 may include a device (for example, one or more of a server, a node, a terminal device, etc.), and may also include components inside the device (for example, a chip, a software module or a hardware module, etc.). The computer device may include at least one processor 1601 and a communication interface 1602. Further, optionally, the computer device may also include at least one memory 1603 and a bus 1604. In addition, the processor 1601, the communication interface 1602 and the memory 1603 are connected via a bus 1604. Wherein:

[0336] (1) The processor 1601 is a module that performs arithmetic operations and / or logical operations, and may specifically be a central processing unit (CPU), a graphics processing unit (GPU), a microprocessor unit (MPU), an application specific integrated circuit (ASIC), a field programmable gate array (FPGA), a complex programmable logic device (CPLD), a coprocessor (assisting the central processing unit to complete corresponding processing and applications), a micro controller unit (MCU), or a combination of multiple processing modules.

[0337] (2) The communication interface 1602 may be used to provide information input or output for at least one processor 1601. And / or, the communication interface 1602 may be used to receive data sent externally and / or send data externally, and may be a wired link interface including an Ethernet cable, etc., or a wireless link interface (Wi-Fi, Bluetooth, general wireless transmission, vehicle-mounted short-range communication technology, and other short-range wireless communication technologies, etc.). The communication interface 1602 may be used as a network interface.

[0338] (3) The memory 1603 is used to provide a storage space, in which data such as an operating system and a computer program (including program instructions) can be stored. The memory 1603 can be a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM), or a portable read-only memory (CD-ROM), etc., or a combination of multiple thereof.

[0339] In a specific implementation, the processor 1601 is used to perform the following steps by running the computer program stored in the memory 1603:

[0340] Displays the information services page in the asset application;

[0341] Obtain pending asset processing information on the information service page, the asset processing information including: information on the asset transferee and the asset recipient;

[0342] When the asset transfer object performs asset transfer in the asset processing agency, a pattern code about the asset processing information is displayed in response to the asset transfer operation initiated for the asset processing information; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

[0343] In a possible implementation, the processor 1601 displays an information service page in the asset application, for performing the following operations:

[0344] When a scan operation performed by the asset transfer object on a scan code associated with the asset application is detected, an information service page in the asset application is displayed; or,

[0345] A sharing link about the asset application is displayed in the social conversation page, and in response to the sharing link being triggered, an information service page in the asset application is displayed; wherein the sharing link is shared by the social object to the asset transfer object.

[0346] In a possible implementation, the processor 1601 obtains the asset processing information to be processed in the information service page, and performs the following operations:

[0347] In response to a scanning operation of the asset transfer object with respect to a scan code associated with the asset application, displaying an information service page in the asset application;

[0348] If the asset transfer object for which the scanning operation is performed is an object of the target type, an information acquisition portal is displayed in the information service page;

[0349] In response to the information acquisition portal being triggered, the asset processing information to be processed is obtained in the information service page.

[0350] In a possible implementation, the information acquisition portal is triggered and displayed after the asset transfer object performs an authorization operation; the processor 1601 is further configured to perform the following operations:

[0351] In response to the information acquisition portal being triggered, displaying a first information template in the information service page, the first information template being used to trigger the entry of information of the asset transfer object; and,

[0352] Display a second information template, where the second information template is used to trigger the entry of information about the asset receiving object;

[0353] An information completion operation is detected in the information service page, and asset processing information to be processed is generated based on the information of the asset transfer object and the information of the asset receiving object that have been entered.

[0354] In a possible implementation, the information service page displays information of at least one object entered by the asset transfer object and information of the asset transfer object; the processor 1601 obtains the asset processing information to be processed in the information service page, and is further used to perform the following operations:

[0355] In response to a selection operation on a target object among at least one object displayed in the information service page, receiving information of the target object as information of the asset receiving object;

[0356] Based on the information of the selected asset receiving object and the information of the asset transferring object, the asset processing information to be processed is generated.

[0357] In a possible implementation, the processor 1601 is further configured to perform the following operations:

[0358] Displaying an information editing page, the information editing page including information of the selected asset receiving object and information of the asset transfer object; wherein the information editing page includes a first editing entry and a second editing entry, the first editing entry is used to trigger editing of the information of the asset transfer object, and the second editing entry is used to trigger editing of the information of the selected asset receiving object;

[0359] In response to the first editing entry and / or the second editing entry being triggered, acquiring edited asset processing information;

[0360] The edited asset processing information is used as the asset processing information to be processed.

[0361] In a possible implementation, an object list is displayed on the information service page, and the object list includes K information cards, any of which is used to indicate an object that has been entered by the asset transfer object, and K is a positive integer; the processor 1601 is further used to perform the following operations:

[0362] Sorting and displaying the K information cards in the object list on the information service page according to a preset sorting method;

[0363] The preset sorting method includes any one of the following: sorting and displaying according to the entry time of the object information indicated by each information card, sorting and displaying according to the selection frequency of the object indicated by each information card, and randomly displaying K information cards.

[0364] In a possible implementation, the asset transfer operation is initiated by the asset transfer object; wherein,

[0365] If it is detected that the asset transfer object has the asset transfer authority, responding to the asset transfer operation initiated for the asset processing information;

[0366] If it is detected that the asset processing information meets the information verification condition, responding to the asset transfer operation initiated for the asset processing information;

[0367] If it is detected that the asset recipient has the asset receiving authority, the asset transfer operation initiated in response to the asset processing information.

[0368] In a possible implementation, an image generation entry for the asset processing information is provided in the information service page; the processor 1601 displays a pattern code for the asset processing information in response to an asset transfer operation initiated for the asset processing information, and is used to perform the following operations:

[0369] When it is detected that the image generation entrance is triggered, an asset transfer operation initiated for the asset processing information is generated;

[0370] In response to the asset transfer operation, a pattern code about the asset processing information is displayed, the pattern code including the scanned image and the asset number; wherein the processing object in the asset processing organization is supported to obtain the asset processing information based on the scanned image or the asset number.

[0371] In a possible implementation, the pattern code has a validity period, and supports scanning the pattern code within the validity period to obtain asset processing information; the processor 1601 is further configured to perform the following operations:

[0372] When the asset transfer object performs asset transfer in the asset processing organization, if the pattern code is not within the validity period, in response to the asset transfer operation initiated again for the asset processing information, an updated pattern code for the asset processing information is displayed;

[0373] Among them, the processing object in the asset processing organization transfers the assets to the asset receiving object based on the updated pattern code.

[0374] In a possible implementation, the asset application is used to process asset transfers between different types of digital assets; the processor 1601 is also used to perform the following operations:

[0375] An asset preprocessing control that displays information about asset processing in the Assets application;

[0376] In response to the asset pre-processing control being triggered, a pre-processing order regarding the asset processing information is generated; the pre-processing order is used to request the asset processing agency to execute the asset transfer processing;

[0377] Among them, a relationship is pre-established between the asset application and the asset processing agency.

[0378] Optionally, the processor 1601 is further configured to perform the following steps by running a computer program stored in the memory 1603:

[0379] Receiving an asset transfer request, where the asset transfer request is initiated by the asset transfer object when executing the asset transfer in the asset processing organization;

[0380] Acquire the asset processing information to be processed; the asset processing information is acquired by the processing object of the asset processing institution after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information acquired in the asset application; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object;

[0381] The asset processing information is verified, and if the verification is successful, the digital assets are transferred to the account of the asset recipient based on the asset processing information.

[0382] In a possible implementation, the processor 1601 is further configured to perform the following operations:

[0383] In response to an order push request sent by the asset application, the order push request is sent after it is detected in the asset application that a pre-processing order regarding the asset processing information is generated;

[0384] Parse the order push request and obtain the asset processing information contained in the pre-processing order.

[0385] In a possible implementation, the processor 1601 is further configured to perform the following operations:

[0386] Acquire a digital asset pair to be transferred and a quota to be transferred provided by an asset transfer object, where the digital asset pair includes a first digital asset of a first type and a second digital asset of a second type;

[0387] Get the exchange rate of digital asset pairs;

[0388] According to the exchange rate, the first digital asset of the amount to be transferred is exchanged for the second digital asset of the target amount; and the second digital asset of the target amount is transferred to the account of the asset recipient.

[0389] In addition, after the computer device executes the above steps through the processor, the effects achieved can be referred to the description of the above embodiments, which will not be repeated here.

[0390] According to one aspect of the present application, an embodiment of the present application further provides a computer-readable storage medium, in which a computer program is stored. When the processor executes the above-mentioned computer program, the method in the corresponding embodiment of the foregoing text can be executed, so it will not be repeated here. For technical details not disclosed in the computer-readable storage medium embodiment involved in the present application, please refer to the description of the method embodiment of the present application. As an example, the computer program can be deployed on a computer device, or executed on multiple computer devices located in one location, or, it can be executed on multiple computer devices distributed in multiple locations and interconnected by a communication network.

[0391] According to one aspect of the present application, an embodiment of the present application further provides a computer program product, which includes a computer program, and the computer program is stored in a computer-readable storage medium. The processor of the computer device reads the computer program from the computer-readable storage medium, and the processor executes the computer program, so that the computer device can execute the method in the corresponding embodiment above, so it will not be repeated here. For technical details not disclosed in the computer program product embodiment involved in the present application, please refer to the description of the method embodiment of the present application.

[0392] In the above embodiments, it can be implemented in whole or in part by software, hardware, firmware or any combination thereof. When implemented using software, it can be implemented in whole or in part in the form of a computer program product, which includes one or more computer programs. When a computer program is loaded and executed on a computer device, the process or function described in the embodiment of the present application is generated in whole or in part; the computer device may be a general-purpose computer, a special-purpose computer, a computer network, or other programmable device. The computer program may be stored in a computer-readable storage medium or transmitted via a computer-readable storage medium; the computer program may be transmitted from a website site, computer, server or data center to another website site, computer, server or data center by wired (e.g., coaxial cable, optical fiber, digital line (DSL)) or wireless (e.g., infrared, wireless, microwave, etc.) means. The computer-readable storage medium may be any available medium that a computer device can access or a data processing device such as a server or data center that includes one or more available media integration; wherein the available medium may be a magnetic medium (e.g., a floppy disk, a hard disk, a tape), an optical medium (e.g., a DVD), or a semiconductor medium (e.g., a solid-state drive (SSD)), etc.

[0393] The above disclosure is only the preferred embodiment of the present application, which certainly cannot be used to limit the scope of rights of the present application. Therefore, equivalent changes made according to the claims of the present application are still within the scope covered by the present application.

Claims

1. An asset processing method, characterized in that: include: Displays the information services page in the asset application; Obtaining the asset processing information to be processed in the information service page, wherein the asset processing information includes: information of the asset transfer object and information of the asset receiving object; When the asset transfer object performs asset transfer in the asset processing agency, in response to the asset transfer operation initiated for the asset processing information, a pattern code about the asset processing information is displayed; the pattern code is used to trigger the asset processing agency to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

2. The method according to claim 1, characterized in that The information service page in the asset application includes: When a scan operation performed by the asset transfer object on a scan code associated with the asset application is detected, an information service page in the asset application is displayed; or, A sharing link about the asset application is displayed in a social conversation page, and in response to the sharing link being triggered, an information service page in the asset application is displayed; wherein the sharing link is shared by a social object to the asset transfer object.

3. The method according to claim 2, characterized in that The obtaining of the asset processing information to be processed in the information service page includes: In response to a scanning operation of the asset transfer object with respect to a scan code associated with the asset application, displaying an information service page in the asset application; If the asset transfer object for which the scanning operation is performed is an object of a target type, an information acquisition entrance is displayed in the information service page; In response to the information acquisition portal being triggered, the asset processing information to be processed is obtained in the information service page.

4. The method according to claim 3, characterized in that The information acquisition portal is triggered and displayed after the asset transfer object performs an authorization operation; the method further includes: In response to the information acquisition portal being triggered, displaying a first information template in the information service page, the first information template being used to trigger the entry of information of an asset transfer object; and, Displaying a second information template, where the second information template is used to trigger the entry of information about an asset receiving object; An information completion operation is detected in the information service page, and asset processing information to be processed is generated based on the information of the asset transfer object and the information of the asset receiving object that have been entered.

5. The method according to claim 1, characterized in that The information service page displays information of at least one object entered by the asset transfer object and information of the asset transfer object; The obtaining of the asset processing information to be processed in the information service page further includes: In response to a selection operation on a target object among at least one object displayed in the information service page, using information of the target object as information of an asset receiving object; Based on the selected information of the asset receiving object and the selected information of the asset transferring object, asset processing information to be processed is generated.

6. The method according to claim 5, characterized in that The method further comprises: Displaying an information editing page, the information editing page including information of the selected asset receiving object and information of the asset transfer object; wherein the information editing page includes a first editing entry and a second editing entry, the first editing entry is used to trigger editing of the information of the asset transfer object, and the second editing entry is used to trigger editing of the information of the selected asset receiving object; In response to the first editing entry and / or the second editing entry being triggered, acquiring edited asset processing information; The edited asset processing information is used as the asset processing information to be processed.

7. The method according to claim 6, characterized in that The information service page displays an object list, the object list includes K information cards, any one of the information cards is used to indicate an object that has been entered by the asset transfer object, K is a positive integer; the method further includes: Sorting and displaying the K information cards in the object list on the information service page according to a preset sorting method; The preset sorting method includes any one of the following: sorting and displaying according to the entry time of the object information indicated by each information card, sorting and displaying according to the selection frequency of the object indicated by each information card, and randomly displaying the K information cards.

8. The method according to claim 1, characterized in that The asset transfer operation is initiated by the asset transfer object; wherein, If it is detected that the asset transfer object has the asset transfer authority, responding to the asset transfer operation initiated for the asset processing information; If it is detected that the asset processing information meets the information verification condition, responding to the asset transfer operation initiated for the asset processing information; If it is detected that the asset receiving object has the asset receiving authority, an asset transfer operation initiated in response to the asset processing information is performed.

9. The method according to claim 1, characterized in that The information service page is provided with an image generation entry for the asset processing information; In response to the asset transfer operation initiated for the asset processing information, displaying a pattern code related to the asset processing information includes: When it is detected that the image generation entrance is triggered, an asset transfer operation initiated for the asset processing information is generated; In response to the asset transfer operation, a pattern code about the asset processing information is displayed, the pattern code including a scanned image and an asset number; wherein the processing object in the asset processing organization is supported to obtain the asset processing information based on the scanned image or the asset number.

10. The method according to claim 9, characterized in that The pattern code has a validity period, and supports scanning the pattern code within the validity period to obtain asset processing information; the method further includes: When the asset transfer object performs asset transfer in the asset processing organization, if the pattern code is not within the validity period, in response to an asset transfer operation initiated again for the asset processing information, an updated pattern code for the asset processing information is displayed; Wherein, the processing object in the asset processing organization transfers the asset to the asset receiving object based on the update pattern code.

11. The method according to claim 1, characterized in that The asset application is used to process asset transfers between different types of digital assets; the method further includes: an asset pre-processing control that displays information about the asset processing in the asset application; In response to the asset pre-processing control being triggered, generating a pre-processing order for the asset processing information; the pre-processing order is used to request an asset processing agency to perform asset transfer processing; Wherein, an association relationship is pre-established between the asset application and the asset processing agency.

12. An asset processing method, characterized in that: include: receiving an asset transfer request, wherein the asset transfer request is initiated by an asset transfer object when performing asset transfer in an asset processing institution; Obtain pending asset processing information; The asset processing information is obtained by the processing object of the asset processing organization after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information obtained in the asset application; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object; The asset processing information is verified, and if the verification is successful, the digital asset is transferred to the account of the asset recipient based on the asset processing information.

13. The method according to claim 12, characterized in that The method further comprises: In response to an order push request sent by the asset application, the order push request is sent after detecting in the asset application that a pre-processing order for the asset processing information is generated; The order push request is parsed to obtain the asset processing information contained in the pre-processing order.

14. The method according to claim 12 or 13, characterized in that The method further comprises: Acquire a digital asset pair to be transferred and a quota to be transferred provided by an asset transfer object, wherein the digital asset pair includes a first digital asset of a first type and a second digital asset of a second type; Obtaining a replacement rate for the digital asset pair; According to the exchange rate, the first digital asset of the amount to be transferred is exchanged for the second digital asset of the target amount; The target amount of the second digital asset is transferred to the account of the asset recipient.

15. An asset processing device, characterized in that: include: A display unit, for displaying an information service page in an asset application; An acquisition unit, configured to acquire the asset processing information to be processed in the information service page, wherein the asset processing information includes: information of the asset transfer object and information of the asset receiving object; A processing unit is used to display a pattern code about the asset processing information in response to an asset transfer operation initiated for the asset processing information when the asset transfer object performs asset transfer in the asset processing organization; the pattern code is used to trigger the asset processing organization to obtain the asset processing information by scanning, and perform asset transfer to the asset receiving object based on the asset processing information.

16. An asset processing device, characterized in that: include: A receiving unit, configured to receive an asset transfer request, wherein the asset transfer request is initiated by an asset transfer object when performing asset transfer in an asset processing institution; An acquisition unit, used for acquiring asset processing information to be processed; The asset processing information is obtained by the processing object of the asset processing organization after scanning the pattern code presented by the asset transfer object, and the pattern code is generated based on the asset processing information obtained in the asset application; and the asset processing information includes: information of the asset transfer object and information of the asset receiving object; The processing unit is used to verify the asset processing information, and if the verification is successful, transfer the digital asset to the account of the asset recipient based on the asset processing information.

17. A computer device, characterized in that: include: Memory and processor; a memory storing one or more computer programs; A processor, used to load the one or more computer programs to implement the asset processing method as described in any one of claims 1-11 or 12-14.

18. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, which is suitable for being loaded by a processor and executing the asset processing method according to any one of claims 1-11 or 12-14.

19. A computer program product, characterized in that The computer program product comprises a computer program, which is suitable for being loaded by a processor and executing the asset processing method according to any one of claims 1-11 or 12-14.

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