Customer inquiry method, system and device and medium

Abstract

The embodiment of the invention provides a current coupon inquiry method, system and device and a medium, and the method comprises the steps: determining a target current coupon through a current coupon investment module, further obtaining the market information data of the target current coupon through an intelligent staring module, obtaining the credit rating result of the target current coupon through a credit rating module, and carrying out the inquiry of the current coupon. Furthermore, an inquiry instruction for a target current coupon can be issued in combination with market quotation data and a credit rating result, finally, market inquiry is performed on the target current coupon through a market inquiry module according to the inquiry instruction to obtain an initial inquiry result, and the initial inquiry result and the inquiry instruction are further allocated to obtain a target inquiry result corresponding to the inquiry instruction. The inquiry instruction is issued by taking the market quotation data and the credit rating result as decision-making auxiliary information, the accuracy of investment decision-making is improved, the final inquiry result is optimized through distribution according to the inquiry instruction and the initial inquiry result, and the efficiency and accuracy of current coupon inquiry are improved.

Description

Technical Field

[0001] The present invention relates to the technical field of spot bond trading, and in particular to a spot bond price inquiry method, a spot bond price inquiry system, an electronic device and a computer-readable storage medium. Background Art

[0002] In the financial market, spot bond trading is an important part. It not only provides investors with diversified investment options, but also provides financing channels for enterprises and governments. With the continuous development of globalization and financial markets, the scale and complexity of the bond market are also increasing. Spot bond price inquiry is a key link in bond trading, involving price negotiation and transaction execution between buyers and sellers. The efficiency and accuracy of spot bond price inquiry directly affect the completion of transactions and market liquidity.

[0003] The traditional inquiry method requires buyers and sellers to communicate directly through telephone or other instant messaging tools to discuss prices and transaction conditions. The negotiation process requires multiple rounds of repetition and confirmation. Although this method is direct, it is inefficient. In addition, most of the data generated during the negotiation process is unstructured data such as text and voice. These data are difficult to be directly processed and analyzed by computer systems, making it difficult to conduct effective data mining and analysis, and it is impossible to quickly extract valuable information, resulting in the inability to quickly and effectively discover investment opportunities. Summary of the invention

[0004] The embodiment of the present invention provides a method, system, device and medium for current bond price inquiry to solve or partially solve the problem that the existing current bond price inquiry lacks a centralized processing platform, resulting in data confusion and thus affecting the accuracy and efficiency of investment decisions.

[0005] The embodiment of the present invention discloses a current bond inquiry method, which is applied to a current bond inquiry system, and at least comprises an intelligent market monitoring module, a credit rating module, a market inquiry module, and a current bond investment module respectively connected to the intelligent market monitoring module, the credit rating module and the market inquiry module. The method comprises:

[0006] Determine the target current bond through the current bond investment module, send a market data acquisition instruction for the target current bond to the intelligent monitoring module, and send a credit rating instruction for the target current bond to the credit rating module;

[0007] The market data acquisition instruction is received through the intelligent monitoring module, the target current bond is intelligently monitored according to the market data acquisition instruction, the market data of the target current bond is obtained, and the market data is sent to the current bond investment module;

[0008] receiving the credit rating instruction through the credit rating module, evaluating the target current bond according to the credit rating instruction, generating a credit rating result of the target current bond, and sending the credit rating result to the current bond investment module;

[0009] Receiving the market data and the credit rating result through the current bond investment module, generating a price inquiry instruction for the target current bond according to the market data and the credit rating result, and sending the price inquiry instruction to the market price inquiry module;

[0010] The market inquiry module receives the inquiry instruction, performs market inquiry according to the inquiry instruction, obtains an initial inquiry result of the inquiry instruction, and allocates according to the inquiry instruction and the initial inquiry result to obtain a target inquiry result of the inquiry instruction.

[0011] In some feasible implementations, the inquiry instruction includes a precise instruction and a fuzzy instruction, and the receiving the inquiry instruction through the market inquiry module, performing market inquiry according to the inquiry instruction, and obtaining an initial inquiry result includes:

[0012] Identify the inquiry instruction through the market inquiry module, obtain the investment intention of the inquiry instruction, and determine whether the inquiry instruction is a precise instruction or a fuzzy instruction according to the investment intention;

[0013] If the inquiry instruction is a precise instruction, the market inquiry module performs a market inquiry according to the inquiry instruction to obtain the initial inquiry result;

[0014] If the inquiry instruction is a fuzzy instruction, the market inquiry module generates a feedback result according to the inquiry instruction and sends it to the current bond investment module;

[0015] Receiving the feedback result through the current bond investment module, generating a target price inquiry instruction according to the feedback result, and sending the target price inquiry instruction to the market price inquiry module;

[0016] The target inquiry instruction is received through the market inquiry module, and the target inquiry instruction is identified. If the investment intention corresponding to the target inquiry instruction is clear, a market inquiry is performed according to the target inquiry instruction to obtain the initial inquiry result.

[0017] In some feasible implementations, the system further includes an intelligent recommendation module, and the determining of the target current bonds by the current bond investment module includes:

[0018] Acquire investment demand information through the current bond investment module, and send the investment demand information to the intelligent recommendation module;

[0019] The investment demand information is received through an intelligent recommendation module, and screening is performed according to the investment demand information to obtain current bond recommendation information, and the current bond recommendation information is sent to the current bond investment module;

[0020] The current bond recommendation information is received through the current bond investment module, and a target current bond is selected according to the current bond recommendation information.

[0021] In some feasible implementations, the performing market inquiry according to the inquiry instruction to obtain an initial inquiry result of the inquiry instruction includes:

[0022] The market inquiry module queries the counterparty corresponding to the target current bond according to the inquiry instruction, obtains the quotation information of the counterparty for the target current bond, and generates an initial inquiry result corresponding to the inquiry instruction.

[0023] In some feasible implementations, the allocating according to the inquiry instruction and the initial inquiry result to obtain the target inquiry result of the inquiry instruction includes:

[0024] The market inquiry module associates and allocates the initial inquiry result with the inquiry instruction according to a preset allocation rule to obtain a target inquiry result of the inquiry instruction, wherein the allocation rule at least includes a time matching rule, a yield matching rule, a price matching rule and a proportion allocation rule.

[0025] In some feasible implementations, the system further includes a compliance trial calculation module, and before receiving the inquiry instruction through the market inquiry module, the method further includes:

[0026] Performing compliance judgment on the price inquiry instruction according to preset compliance rules through the compliance trial calculation module to obtain the compliance judgment result of the price inquiry instruction;

[0027] If the compliance judgment result of the inquiry instruction is non-compliant, the inquiry instruction is returned to the current bond investment module.

[0028] In some feasible implementations, the current bond investment module further includes an investment parameter panel, and the method further includes:

[0029] Sending the target inquiry result to the investment parameter panel through the market inquiry module;

[0030] The target inquiry result is received through the investment parameter panel, preset investment parameters are obtained, and the target inquiry result is processed according to the investment parameters to obtain a visual inquiry report corresponding to the target inquiry result.

[0031] The embodiment of the present invention also discloses a current bond inquiry system, which at least includes an intelligent market monitoring module, a credit rating module, a market inquiry module, and a current bond investment module connected to the intelligent market monitoring module, the credit rating module and the market inquiry module respectively; wherein:

[0032] The current bond investment module is used to determine the target current bond, and send a market data acquisition instruction for the target current bond to the smart monitoring module, and send a credit rating instruction for the target current bond to the credit rating module; receive the market data sent by the smart monitoring module and the credit rating result returned by the credit rating module, generate a price inquiry instruction for the target current bond according to the market data and the credit rating result, and send the price inquiry instruction to the market inquiry module;

[0033] The intelligent monitoring module is used to receive the market data acquisition instruction, perform intelligent monitoring on the target current bond according to the market data acquisition instruction, obtain the market data of the target current bond, and send the market data to the current bond investment module;

[0034] The credit rating module is used to receive the credit rating instruction, evaluate the target current bond according to the credit rating instruction, generate a credit rating result of the target current bond, and send the credit rating result to the current bond investment module;

[0035] The market inquiry module is used to receive the inquiry instruction, conduct market inquiry according to the inquiry instruction, obtain the initial inquiry result of the inquiry instruction, and allocate according to the inquiry instruction and the initial inquiry result to obtain the target inquiry result of the inquiry instruction.

[0036] In some feasible implementations, the price inquiry instruction includes a precise instruction and a fuzzy instruction; wherein,

[0037] The market inquiry module is also used to identify the inquiry instruction, obtain the investment intention of the inquiry instruction, and determine whether the inquiry instruction is a precise instruction or a fuzzy instruction according to the investment intention; if the inquiry instruction is a precise instruction, the market inquiry module is used to perform a market inquiry according to the inquiry instruction to obtain the initial inquiry result; if the inquiry instruction is a fuzzy instruction, the market inquiry module is used to generate a feedback result according to the inquiry instruction and send it to the current bond investment module; receive the target inquiry instruction sent by the current bond investment module, and identify the target inquiry instruction; if the investment intention corresponding to the target inquiry instruction is clear, the market inquiry is performed according to the target inquiry instruction to obtain the initial inquiry result;

[0038] The current bond investment module is further used to receive the feedback result, generate a target inquiry instruction according to the feedback result, and send the target inquiry instruction to the market inquiry module.

[0039] In some feasible implementations, the system further includes an intelligent recommendation module; wherein,

[0040] The current bond investment module is also used to obtain investment demand information and send the investment demand information to the intelligent recommendation module; receive the current bond recommendation information sent by the intelligent recommendation module, and select the target current bond according to the current bond recommendation information;

[0041] The intelligent recommendation module is used to receive the investment demand information, screen according to the investment demand information, obtain current bond recommendation information, and send the current bond recommendation information to the current bond investment module.

[0042] In some feasible implementations, the market inquiry module is further used to:

[0043] According to the inquiry instruction, the transaction counterparty corresponding to the target current bond is queried, the quotation information of the transaction counterparty for the target current bond is obtained, and an initial inquiry result corresponding to the inquiry instruction is generated.

[0044] In some feasible implementations, the market inquiry module further includes an allocation component; wherein,

[0045] The allocation component is used to associate and allocate the initial inquiry result with the inquiry instruction according to a preset allocation rule to obtain a target inquiry result of the inquiry instruction, and the allocation rule at least includes a time matching rule, a yield matching rule, a price matching rule and a proportion allocation rule.

[0046] In some feasible implementations, the system further includes a compliance trial calculation module; wherein,

[0047] The compliance calculation module is used to perform compliance judgment on the price inquiry instruction according to preset compliance rules and obtain the compliance judgment result of the price inquiry instruction;

[0048] If the compliance judgment result of the inquiry instruction is non-compliant, the inquiry instruction is returned to the current bond investment module.

[0049] In some feasible implementations, the current bond investment module further includes an investment parameter panel; wherein,

[0050] The market inquiry module is also used to send the target inquiry result to the investment parameter panel;

[0051] The investment parameter panel is used to receive the target inquiry result, obtain preset investment parameters, and process the target inquiry result according to the investment parameters to obtain a visual inquiry report corresponding to the target inquiry result.

[0052] The embodiment of the present invention further discloses an electronic device, comprising: a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other via the communication bus;

[0053] The memory is used to store computer programs;

[0054] The processor is used to implement the method described in the embodiment of the present invention when executing the program stored in the memory.

[0055] The embodiment of the present invention further discloses a computer-readable storage medium having instructions stored thereon, which, when executed by one or more processors, enables the processors to execute the method described in the embodiment of the present invention.

[0056] The embodiments of the present invention include the following advantages:

[0057] In an embodiment of the present invention, the system is applied to a current bond inquiry system, which at least includes an intelligent monitoring module, a credit rating module, a market inquiry module, and a current bond investment module respectively connected to the intelligent monitoring module, the credit rating module and the market inquiry module. The target current bond is determined by the current bond investment module, and the market data for the target current bond is further obtained by the intelligent monitoring module. The credit rating result for the target current bond is obtained by the credit rating module, and then the inquiry instruction for the target current bond can be issued in combination with the market data and the credit rating result. Finally, the market inquiry module conducts market inquiry on the target current bond according to the inquiry instruction to obtain an initial inquiry result, and further allocates the initial inquiry result with the inquiry instruction to obtain the target inquiry result corresponding to the inquiry instruction. The inquiry instruction is issued by using the market data and the credit rating result as decision-making auxiliary information, thereby improving the accuracy of investment decisions, and optimizing the final inquiry result by allocating according to the inquiry instruction and the initial inquiry result, thereby improving the efficiency and accuracy of current bond inquiries. BRIEF DESCRIPTION OF THE DRAWINGS

[0058] Figure 1 It is a flowchart of the steps of a current bond price inquiry method provided in an embodiment of the present invention;

[0059] Figure 2 It is a flowchart of market data processing provided in an embodiment of the present invention;

[0060] Figure 3 It is a flowchart of compliance verification of a price inquiry instruction provided in an embodiment of the present invention;

[0061] Figure 4 It is a structural block diagram of a current bond price inquiry system provided in an embodiment of the present invention;

[0062] Figure 5 is a block diagram of an electronic device provided in an embodiment of the present invention;

[0063] Figure 6 is a schematic diagram of a computer-readable storage medium provided in an embodiment of the present invention. DETAILED DESCRIPTION

[0064] In order to make the above-mentioned objects, features and advantages of the present invention more obvious and easy to understand, the present invention is further described in detail below with reference to the accompanying drawings and specific embodiments.

[0065] As an example, the traditional inquiry method requires buyers and sellers to communicate directly through telephone or other instant messaging tools to discuss prices and transaction conditions. The negotiation process requires multiple rounds of repetition and confirmation. Although this method is direct, it is inefficient. In addition, most of the data generated during the negotiation process is unstructured data such as text and voice. These data are difficult to be directly processed and analyzed by computer systems, making it difficult to conduct effective data mining and analysis, and it is impossible to quickly extract valuable information, resulting in the inability to effectively and quickly discover investment opportunities.

[0066] In this regard, in the present invention, it is applied to a current bond inquiry system, which at least includes an intelligent monitoring module, a credit rating module, a market inquiry module, and a current bond investment module respectively connected to the intelligent monitoring module, the credit rating module and the market inquiry module. The target current bond is determined by the current bond investment module, and the market quotation data for the target current bond is further obtained by the intelligent monitoring module. The credit rating result for the target current bond is obtained by the credit rating module, and then the inquiry instruction for the target current bond can be issued in combination with the market quotation data and the credit rating result. Finally, the market inquiry module conducts market inquiry on the target current bond according to the inquiry instruction to obtain an initial inquiry result, and further allocates the initial inquiry result with the inquiry instruction to obtain the target inquiry result corresponding to the inquiry instruction. The inquiry instruction is issued by using the market quotation data and the credit rating result as decision-making auxiliary information, thereby improving the accuracy of investment decisions, and optimizing the final inquiry result by allocating according to the inquiry instruction and the initial inquiry result, thereby improving the efficiency and accuracy of current bond inquiries.

[0067] Reference Figure 1, shows a flow chart of the steps of a current bond inquiry method provided in an embodiment of the present invention, which is applied to a current bond inquiry system, wherein the system at least includes an intelligent market monitoring module, a credit rating module, a market inquiry module, and a current bond investment module connected to the intelligent market monitoring module, the credit rating module and the market inquiry module respectively, and specifically may include the following steps:

[0068] Step 101: Determine the target current bond through the current bond investment module, send a market data acquisition instruction for the target current bond to the intelligent monitoring module, and send a credit rating instruction for the target current bond to the credit rating module;

[0069] For the current bond inquiry system, it can include an intelligent monitoring module, a credit rating module, a market inquiry module and a current bond investment module. The current bond investment module is used to discover investment opportunities and issue inquiry instructions to obtain inquiry results, and then determine the final investment decision through the inquiry results; the intelligent monitoring module is used to monitor the current bonds in real time to obtain the real-time market quotation data corresponding to the current bonds; the credit rating module is used to evaluate the credit status of the issuer of the target current bond and obtain the credit rating result of the target current bond; the market inquiry module is used to obtain the inquiry results, and can also allocate them according to the inquiry instructions and the initial inquiry results to optimize the final inquiry results.

[0070] In the current bond inquiry process, the current bond investment module first determines the target current bond that needs to be priced, starts the current bond inquiry process, and sends the market data acquisition instruction and credit rating instruction for the target current bond. The market data acquisition instruction is used to obtain real-time market data for the target current bond, and the credit rating instruction is used to obtain the credit rating result for the target current bond, which provides reliable data support for subsequent investment decisions. Specifically, the target current bond refers to the specific current bond variety in the current bond transaction process. As the object of transaction or analysis, the target current bond can be selected according to the investor's investment strategy or system recommendation, and the present invention does not limit this.

[0071] In some feasible implementations, the current bond price inquiry system may also include an intelligent recommendation module, which may receive investment demand information sent by the current bond investment module, such as investment objectives, risk preferences, investment fund scale, investment period, liquidity requirements, current bond varieties, current bond industries, and other investment demand information. The intelligent recommendation module will screen out bonds with investment value and corresponding counterparties based on the investment demand information as current bond recommendation information and send them to the current bond investment module, and further select target current bonds that need to be priced from the current bond recommendation information. Specifically, the intelligent recommendation module may also analyze and screen the personal factors of investment demand in combination with market factors such as policy changes, interest rate trends, and credit risks to provide current bond recommendation information.

[0072] Step 102: receiving the market data acquisition instruction through the intelligent monitoring module, performing intelligent monitoring on the target current bond according to the market data acquisition instruction, obtaining the market data of the target current bond, and sending the market data to the current bond investment module;

[0073] In the embodiment of the present invention, after receiving the market data acquisition instruction sent by the current bond investment module, the intelligent monitoring module will conduct real-time monitoring and data collection on the target current bond, obtain the market data of the target current bond, such as price, trading volume, buy and sell orders, etc., and then return the acquired market data to the current bond investment module. The embodiment of the present invention helps investors better grasp market dynamics, optimize investment portfolios, and improve investment returns through the real-time monitoring and data feedback functions of the intelligent monitoring module.

[0074] In some feasible implementations, the current bond investment module also includes a market parameter panel. Figure 2 A flow chart of market data processing provided by an embodiment of the present invention is shown. The intelligent monitoring module sends market data to the current bond investment module, including: parsing the market data according to regular expressions through the market parameter panel to obtain key information such as the security code, security name, buy and sell exercise yield, buy and sell maturity yield, face value, rating, and source of securities in the market data, and verifying and analyzing the identified key information with the basic information in the preset bond library to obtain valid information and error information in the market data, and then visually displaying the valid information and error information. The valid information is used as decision-making auxiliary information for the inquiry instruction, and the error information can be used as prompt information to avoid errors. The valid information and error information of the market data are intuitively displayed through the market parameter panel, providing investors with strong decision-making support.

[0075] Step 103: receiving the credit rating instruction through the credit rating module, evaluating the target current bond according to the credit rating instruction, generating a credit rating result of the target current bond, and sending the credit rating result to the current bond investment module;

[0076] In the embodiment of the present invention, after receiving the credit rating instruction, the credit rating module performs a credit evaluation on the target current bond, specifically evaluating its credit risk according to the credit status information of the issuer of the target current bond, and generating a credit rating result of the target current bond according to the credit evaluation result. The credit rating result reflects the credit risk level of the target current bond, and returns the credit rating result to the current bond investment module. The credit rating result provides important decision support for investors, helping them to better evaluate the credit risk of the target current bond.

[0077] Step 104: receiving the market data and the credit rating result through the current bond investment module, generating a price inquiry instruction for the target current bond according to the market data and the credit rating result, and sending the price inquiry instruction to the market price inquiry module;

[0078] In the embodiment of the present invention, after receiving the market data sent by the intelligent monitoring module and the credit rating results sent by the credit rating module, the current bond investment module will comprehensively analyze the market data and the credit rating results, determine the conditions and parameters for the inquiry, and generate a specific inquiry instruction. The embodiment of the present invention helps investors make scientific investment decisions by using the market data and the credit rating results as auxiliary decision-making information.

[0079] Step 105: receiving the inquiry instruction through the market inquiry module, conducting market inquiry according to the inquiry instruction, obtaining an initial inquiry result of the inquiry instruction, and allocating according to the inquiry instruction and the initial inquiry result to obtain a target inquiry result of the inquiry instruction.

[0080] In an embodiment of the present invention, after receiving an inquiry instruction, the market inquiry module will conduct a market inquiry to obtain the market quotation and trading conditions of the target current bond as the initial inquiry result, and further intelligently allocate the initial inquiry result and the inquiry instruction to generate a target inquiry result that is most suitable for the inquiry instruction. The target inquiry result provides detailed information on the market price and trading conditions of the target current bond. Investors can understand the market supply and demand situation and price trends of specific current bonds and choose the most favorable trading time and conditions through the target inquiry results, and then place a bond instruction to instruct the current bond transaction.

[0081] Optionally, the market inquiry module is divided into multiple inquiry sub-modules according to investment types, and an instruction routing matrix regarding inquiry instructions, investment types and inquiry sub-modules is constructed in advance according to the Cartesian product algorithm. Then, the inquiry instructions can be sent to the corresponding inquiry sub-modules according to the instruction routing matrix, thereby realizing parallel processing of inquiry instructions and improving the efficiency of the inquiry process.

[0082] Furthermore, the inquiry instruction also includes precise instructions and fuzzy instructions. After receiving the inquiry instruction, the market inquiry module will also identify the inquiry instruction, obtain the investment intention in the inquiry instruction, and judge whether the inquiry instruction is a precise instruction or a fuzzy instruction according to the investment intention. The precise instruction records the clear investment intention, which specifically includes investment elements such as the coupon code of the target current bond, the purchase / sale quantity, and the expected purchase / sale price, while the fuzzy instruction does not have a clear investment intention, such as the lack of a specific investment amount. Then, after the market inquiry module identifies the inquiry instruction as a precise instruction, it will enter the market inquiry link. If it is identified as If the inquiry instruction is a fuzzy instruction, the market inquiry module will give suggestions for the fuzzy instruction and generate feedback results. For example, when the inquiry instruction lacks the expected buy / sell quantity and price, the market inquiry module can give specific data based on the market data and return the feedback results to the current bond investment module. Then the current bond investment module can modify the inquiry instruction based on the feedback results, and further generate a target inquiry instruction to return to the market inquiry module. When the market inquiry module receives the target inquiry instruction returned by the current bond investment module, it will further identify to determine whether the target inquiry instruction is accurate. If the inquiry instruction is accurate, it will enter the market inquiry link. In the embodiment of the present invention, the market inquiry module can quickly process accurate inquiry instructions by identifying and judging the inquiry instructions, reduce unnecessary inquiry steps, and improve inquiry efficiency. For fuzzy instructions, the market inquiry module helps investors clarify investment intentions and conditions by generating feedback results and further circular interaction links with the current bond investment module to generate more accurate inquiry instructions.

[0083] The market inquiry module will query the counterparties corresponding to the target current bonds in the market according to the inquiry instructions, obtain the quotation information for the target current bonds given by multiple counterparties in the market, and generate multiple initial inquiry results.

[0084] In the specific implementation process, after the market inquiry module conducts market inquiry to obtain the initial inquiry result, it will also intelligently allocate the initial inquiry result and the inquiry instruction. Because the market inquiry module receives multiple inquiry instructions, multiple inquiry instructions may correspond to the same target bond, and then multiple inquiry instructions may correspond to the same initial inquiry result, or one inquiry instruction corresponds to multiple initial inquiry results, such as the inquiry instruction requires 50 million shares, while inquiry result 1 is 20 million shares, and inquiry result 2 is 30 million shares; then the market inquiry module will intelligently allocate the initial inquiry result and the inquiry instruction according to the allocation principle, and generate the target inquiry result corresponding to the inquiry instruction. The embodiment of the present invention uses a variety of allocation principles to ensure the fair allocation between multiple inquiry instructions and multiple initial inquiry results, and generate the final target inquiry result.

[0085] The allocation principles may include time matching rules, yield matching rules, price matching rules, and proportion allocation rules. Specifically, the time matching rule: the trading day of the inquiry result is greater than or equal to the effective date of the inquiry instruction, the time when the inquiry result is generated is greater than the latest issuance time of the inquiry instruction or the latest modification time of the instruction, and the settlement speed of the inquiry result matches the settlement speed requirement of the inquiry instruction; the yield matching rule: match the maturity yield of the inquiry instruction with the maturity yield of the inquiry result, and match the non-right yield with the exercise yield; the price matching rule: match the net price of the inquiry instruction with the net price of the inquiry result, match the full price with the full price, and convert and match the net price with the full price; the proportion allocation principle: allocate multiple inquiry instructions in equal proportions.

[0086] In some feasible implementations, the current bond inquiry system also includes a compliance trial calculation module, which can be called at any stage, such as calling the current bond investment module before issuing an inquiry instruction to determine the compliance of the inquiry instruction, or calling the market inquiry module after receiving the inquiry instruction to determine the compliance of the inquiry instruction. The compliance trial calculation module makes a compliance judgment on the inquiry instruction according to preset compliance rules, performs a compliance check on the inquiry instruction, ensures that the inquiry instruction complies with the preset compliance rules, prevents non-compliant inquiry instructions from entering the market inquiry stage, and helps investors identify and manage potential compliance risks through compliance checks, thereby reducing risks caused by non-compliant trading instructions.

[0087] In the specific implementation process, combined with Figure 3 , showing a flow chart of compliance verification of a price inquiry instruction provided in an embodiment of the present invention. First, it is determined whether the subject in the price inquiry instruction is in the library, that is, whether the target current bond corresponding to the price inquiry instruction exists. If not, it is proved that the price inquiry instruction cannot be priced, and the process is returned to modification. If so, it is further determined whether the price inquiry instruction has a bond rating, that is, whether the bond corresponding to the current bond has been credit rated. If so, it is further determined that the price inquiry instruction is compliant based on the bond rating result. If not, the price inquiry instruction is credit rated, which is equivalent to collaboratively calling the credit rating module to perform credit assessment on the target current bond corresponding to the price inquiry instruction. If the bond rating fails, it returns to modification. If it passes, it is proved that the price inquiry instruction is compliant and market inquiry can be carried out.

[0088] In some feasible implementations, the current bond investment module also includes an investment parameter panel. The market inquiry module assigns the inquiry results to the inquiry instructions, and after obtaining the target inquiry results corresponding to the inquiry instructions, the inquiry instructions and the corresponding target inquiry results are sent to the investment parameter panel. After receiving the target inquiry results, the investment parameter panel will perform data processing on the target inquiry results according to preset investment parameters, and generate a visual inquiry report to display the details of the target inquiry results, such as extracting the target current bond code, the optimal counterparty and the corresponding transaction quotation, the expected rate of return, etc. in the target inquiry results and displaying them visually.

[0089] It should be noted that, for the sake of simplicity, the method embodiments are described as a series of action combinations, but those skilled in the art should be aware that the embodiments of the present invention are not limited by the order of the actions described, because according to the embodiments of the present invention, certain steps can be performed in other orders or simultaneously. Secondly, those skilled in the art should also be aware that the embodiments described in the specification are all preferred embodiments, and the actions involved are not necessarily required by the embodiments of the present invention.

[0090] It should be noted that the embodiments of the present invention include but are not limited to the above examples. It is understandable that those skilled in the art can also make settings according to actual needs under the guidance of the ideas of the embodiments of the present invention, and the present invention is not limited to this.

[0091] Reference Figure 4 , shows a structural block diagram of a current bond inquiry system provided in an embodiment of the present invention, the system at least includes an intelligent market monitoring module, a credit rating module, a market inquiry module, and a current bond investment module connected to the intelligent market monitoring module, the credit rating module and the market inquiry module respectively; wherein,

[0092] The current bond investment module is used to determine the target current bond, and send a market data acquisition instruction for the target current bond to the smart monitoring module, and send a credit rating instruction for the target current bond to the credit rating module; receive the market data sent by the smart monitoring module and the credit rating result returned by the credit rating module, generate a price inquiry instruction for the target current bond according to the market data and the credit rating result, and send the price inquiry instruction to the market inquiry module;

[0093] The intelligent monitoring module is used to receive the market data acquisition instruction, perform intelligent monitoring on the target current bond according to the market data acquisition instruction, obtain the market data of the target current bond, and send the market data to the current bond investment module;

[0094] The credit rating module is used to receive the credit rating instruction, evaluate the target current bond according to the credit rating instruction, generate a credit rating result of the target current bond, and send the credit rating result to the current bond investment module;

[0095] The market inquiry module is used to receive the inquiry instruction, conduct market inquiry according to the inquiry instruction, obtain the initial inquiry result of the inquiry instruction, and allocate according to the inquiry instruction and the initial inquiry result to obtain the target inquiry result of the inquiry instruction.

[0096] In some feasible implementations, the price inquiry instruction includes a precise instruction and a fuzzy instruction; wherein,

[0097] The market inquiry module is also used to identify the inquiry instruction, obtain the investment intention of the inquiry instruction, and determine whether the inquiry instruction is a precise instruction or a fuzzy instruction according to the investment intention; if the inquiry instruction is a precise instruction, the market inquiry module is used to perform a market inquiry according to the inquiry instruction to obtain the initial inquiry result; if the inquiry instruction is a fuzzy instruction, the market inquiry module is used to generate a feedback result according to the inquiry instruction and send it to the current bond investment module; receive the target inquiry instruction sent by the current bond investment module, and identify the target inquiry instruction; if the investment intention corresponding to the target inquiry instruction is clear, the market inquiry is performed according to the target inquiry instruction to obtain the initial inquiry result;

[0098] The current bond investment module is further used to receive the feedback result, generate a target inquiry instruction according to the feedback result, and send the target inquiry instruction to the market inquiry module.

[0099] In some feasible implementations, the system further includes an intelligent recommendation module; wherein,

[0100] The current bond investment module is also used to obtain investment demand information and send the investment demand information to the intelligent recommendation module; receive the current bond recommendation information sent by the intelligent recommendation module, and select the target current bond according to the current bond recommendation information;

[0101] The intelligent recommendation module is used to receive the investment demand information, screen according to the investment demand information, obtain current bond recommendation information, and send the current bond recommendation information to the current bond investment module.

[0102] In some feasible implementations, the market inquiry module is further used to:

[0103] According to the inquiry instruction, the transaction counterparty corresponding to the target current bond is queried, the quotation information of the transaction counterparty for the target current bond is obtained, and an initial inquiry result corresponding to the inquiry instruction is generated.

[0104] In some feasible implementations, the market inquiry module further includes an allocation component; wherein,

[0105] The allocation component is used to associate and allocate the initial inquiry result with the inquiry instruction according to a preset allocation rule to obtain a target inquiry result of the inquiry instruction, and the allocation rule at least includes a time matching rule, a yield matching rule, a price matching rule and a proportion allocation rule.

[0106] In some feasible implementations, the system further includes a compliance trial calculation module; wherein,

[0107] The compliance calculation module is used to perform compliance judgment on the price inquiry instruction according to preset compliance rules and obtain the compliance judgment result of the price inquiry instruction;

[0108] If the compliance judgment result of the inquiry instruction is non-compliant, the inquiry instruction is returned to the current bond investment module.

[0109] In some feasible implementations, the current bond investment module further includes an investment parameter panel; wherein,

[0110] The market inquiry module is also used to send the target inquiry result to the investment parameter panel;

[0111] The investment parameter panel is used to receive the target inquiry result, obtain preset investment parameters, and process the target inquiry result according to the investment parameters to obtain a visual inquiry report corresponding to the target inquiry result.

[0112] As for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can be referred to the partial description of the system embodiment.

[0113] In addition, the present application also provides an electronic device, such as Figure 5 As shown, it includes a processor 501, a communication interface 502, a memory 503 and a communication bus 504, wherein the processor 501, the communication interface 502, and the memory 503 communicate with each other through the communication bus 504.

[0114] Memory 503, used for storing computer programs;

[0115] The processor 501 is used to execute the program stored in the memory 503 to implement the various processes of the above method embodiment and achieve the same technical effect. To avoid repetition, it will not be described here.

[0116] The communication bus mentioned in the above terminal can be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus, etc. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, only one thick line is used in the figure, but it does not mean that there is only one bus or one type of bus.

[0117] The communication interface is used for communication between the above terminal and other devices.

[0118] The memory may include a random access memory (RAM) or a non-volatile memory, such as at least one disk memory. Optionally, the memory may also be at least one storage device located away from the aforementioned processor.

[0119] The above-mentioned processor can be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; it can also be a digital signal processor (DSP), an application specific integrated circuit (ASIC), a field programmable gate array (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.

[0120] like Figure 6 As shown, in another embodiment provided in the present application, a computer-readable storage medium 601 is also provided, in which instructions are stored. When executed by one or more processors, the processors execute the various processes of the above-mentioned method embodiment and can achieve the same technical effect. To avoid repetition, they are not repeated here.

[0121] It should be noted that, in this article, the terms "include", "comprises" or any other variations thereof are intended to cover non-exclusive inclusion, so that a process, method, article or device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, article or device. In the absence of further restrictions, an element defined by the sentence "comprises a ..." does not exclude the existence of other identical elements in the process, method, article or device including the element.

[0122] In the embodiments provided in the present application, it should be understood that the disclosed methods and systems can be implemented in other ways. For example, the system embodiments described above are merely schematic. For example, the division of the units is only a logical function division. There may be other division methods in actual implementation, such as multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be an indirect coupling or communication connection through some interfaces, devices or units, which can be electrical, mechanical or other forms.

[0123] The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

[0124] In addition, each functional unit in each embodiment of the present invention may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit.

[0125] If the functions are implemented in the form of software functional units and sold or used as independent products, they can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of the present invention, or the part that contributes to the prior art, or the part of the technical solution, can be embodied in the form of a software product. The computer software product is stored in a storage medium, including several instructions for a computer device (which can be a personal computer, server, or network device, etc.) to perform all or part of the steps of the method described in each embodiment of the present invention. The aforementioned storage medium includes: various media that can store program codes, such as USB flash drives, mobile hard disks, ROM, RAM, magnetic disks, or optical disks.

[0126] The above is only a specific embodiment of the present invention, but the protection scope of the present invention is not limited thereto. Any person skilled in the art can easily think of changes or substitutions within the technical scope disclosed by the present invention, which should be included in the protection scope of the present invention. Therefore, the protection scope of the present invention should be based on the protection scope of the claims.

Claims

1. A method for inquiring about current securities, characterized in that: Applied to a current bond inquiry system, the system at least includes an intelligent market monitoring module, a credit rating module, a market inquiry module, and a current bond investment module connected to the intelligent market monitoring module, the credit rating module and the market inquiry module respectively, and the method includes: Determine the target current bond through the current bond investment module, send a market data acquisition instruction for the target current bond to the intelligent monitoring module, and send a credit rating instruction for the target current bond to the credit rating module; The market data acquisition instruction is received through the intelligent monitoring module, the target current bond is intelligently monitored according to the market data acquisition instruction, the market data of the target current bond is obtained, and the market data is sent to the current bond investment module; receiving the credit rating instruction through the credit rating module, evaluating the target current bond according to the credit rating instruction, generating a credit rating result of the target current bond, and sending the credit rating result to the current bond investment module; Receiving the market data and the credit rating result through the current bond investment module, generating a price inquiry instruction for the target current bond according to the market data and the credit rating result, and sending the price inquiry instruction to the market price inquiry module; The market inquiry module receives the inquiry instruction, performs market inquiry according to the inquiry instruction, obtains an initial inquiry result of the inquiry instruction, and allocates according to the inquiry instruction and the initial inquiry result to obtain a target inquiry result of the inquiry instruction.

2. The method according to claim 1, characterized in that: The inquiry instruction includes a precise instruction and a fuzzy instruction. The market inquiry module receives the inquiry instruction, performs market inquiry according to the inquiry instruction, and obtains an initial inquiry result, including: Identify the inquiry instruction through the market inquiry module, obtain the investment intention of the inquiry instruction, and determine whether the inquiry instruction is a precise instruction or a fuzzy instruction according to the investment intention; If the inquiry instruction is a precise instruction, the market inquiry module performs a market inquiry according to the inquiry instruction to obtain the initial inquiry result; If the inquiry instruction is a fuzzy instruction, the market inquiry module generates a feedback result according to the inquiry instruction and sends it to the current bond investment module; Receiving the feedback result through the current bond investment module, generating a target price inquiry instruction according to the feedback result, and sending the target price inquiry instruction to the market price inquiry module; The target inquiry instruction is received through the market inquiry module, and the target inquiry instruction is identified. If the investment intention corresponding to the target inquiry instruction is clear, a market inquiry is performed according to the target inquiry instruction to obtain the initial inquiry result.

3. The method according to claim 1, characterized in that: The system further includes an intelligent recommendation module, and the step of determining the target current bond through the current bond investment module includes: Acquire investment demand information through the current bond investment module, and send the investment demand information to the intelligent recommendation module; The investment demand information is received through an intelligent recommendation module, and screening is performed according to the investment demand information to obtain current bond recommendation information, and the current bond recommendation information is sent to the current bond investment module; The current bond recommendation information is received through the current bond investment module, and a target current bond is selected according to the current bond recommendation information.

4. The method according to claim 1, characterized in that: The step of conducting a market inquiry according to the inquiry instruction to obtain an initial inquiry result of the inquiry instruction includes: The market inquiry module queries the counterparty corresponding to the target current bond according to the inquiry instruction, obtains the quotation information of the counterparty for the target current bond, and generates an initial inquiry result corresponding to the inquiry instruction.

5. The method according to claim 1, characterized in that: The allocating according to the inquiry instruction and the initial inquiry result to obtain the target inquiry result of the inquiry instruction includes: The market inquiry module associates and allocates the initial inquiry result with the inquiry instruction according to a preset allocation rule to obtain a target inquiry result of the inquiry instruction, wherein the allocation rule at least includes a time matching rule, a yield matching rule, a price matching rule and a proportion allocation rule.

6. The method according to claim 1, characterized in that: The system further includes a compliance calculation module. Before receiving the inquiry instruction through the market inquiry module, the method further includes: Performing compliance judgment on the price inquiry instruction according to preset compliance rules through the compliance trial calculation module to obtain the compliance judgment result of the price inquiry instruction; If the compliance judgment result of the inquiry instruction is non-compliant, the inquiry instruction is returned to the current bond investment module.

7. The method according to claim 1, characterized in that: The current bond investment module also includes an investment parameter panel, and the method further includes: Sending the target inquiry result to the investment parameter panel through the market inquiry module; The target inquiry result is received through the investment parameter panel, preset investment parameters are obtained, and the target inquiry result is processed according to the investment parameters to obtain a visual inquiry report corresponding to the target inquiry result.

8. A current securities price inquiry system, characterized in that: The system at least includes an intelligent monitoring module, a credit rating module, a market inquiry module, and a current bond investment module connected to the intelligent monitoring module, the credit rating module and the market inquiry module respectively; wherein, The current bond investment module is used to determine the target current bond, and send a market data acquisition instruction for the target current bond to the smart monitoring module, and send a credit rating instruction for the target current bond to the credit rating module; receive the market data sent by the smart monitoring module and the credit rating result returned by the credit rating module, generate a price inquiry instruction for the target current bond according to the market data and the credit rating result, and send the price inquiry instruction to the market inquiry module; The intelligent monitoring module is used to receive the market data acquisition instruction, perform intelligent monitoring on the target current bond according to the market data acquisition instruction, obtain the market data of the target current bond, and send the market data to the current bond investment module; The credit rating module is used to receive the credit rating instruction, evaluate the target current bond according to the credit rating instruction, generate a credit rating result of the target current bond, and send the credit rating result to the current bond investment module; The market inquiry module is used to receive the inquiry instruction, conduct market inquiry according to the inquiry instruction, obtain the initial inquiry result of the inquiry instruction, and allocate according to the inquiry instruction and the initial inquiry result to obtain the target inquiry result of the inquiry instruction.

9. An electronic device, characterized in that: It includes a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other through the communication bus; The memory is used to store computer programs; The processor is used to implement the method according to any one of claims 1 to 7 when executing the program stored in the memory.

10. A computer-readable storage medium having instructions stored thereon, which, when executed by one or more processors, cause the processors to perform the method according to any one of claims 1 to 7.

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