Fund distribution method and equipment based on battery replacement business, and medium

Abstract

The invention discloses a fund distribution method and equipment based on a battery replacement service, and a medium, and belongs to the technical field of fund distribution. The method comprises the steps of obtaining a payment voucher of a battery replacement vehicle; wherein the payment voucher comprises a payment address, a payment amount and a payment channel; based on the payment amount and the payment channel, determining an account change condition of the battery replacement vehicle; matching a preset sub-account database based on the payment address so as to determine a sub-account type of a battery swap station where the battery swap vehicle is located; and based on the separate account type and the payment amount, determining an account change condition of the battery swap station. According to the method, the fund division type can be determined according to the information of the user and the battery swap station, and the fund is divided in real time after the user pays the fee.

Description

[0001] This application claims priority based on the invention patent application filed with the China National Intellectual Property Administration on December 29, 2023, with the application number 202311866280.X and the invention title "A Method, Device, and Medium for Fund Separation Monitoring and Early Warning Based on Battery Swapping Services". This application incorporates the entire text of the above-mentioned Chinese patent application by reference. Technical Field

[0002] This application relates to the technical field of fund separation, and particularly to a method, device, and medium for fund separation based on battery swapping services. Background Art

[0003] A battery swapping station is a place that provides battery replacement services for electric vehicles. The main equipment of a battery swapping station includes battery replacement equipment, storage equipment, charging equipment, etc. When the battery of an electric vehicle runs out of power, the driver can choose to replace the battery at the battery swapping station instead of charging. This can complete battery replenishment faster and save more time than traditional charging methods. Battery swapping stations can not only provide services for electric vehicles but also provide battery replacement and storage services for other types of batteries.

[0004] Since the construction of a battery swapping station requires a large amount of capital, the construction of a battery swapping station can consider cooperation methods such as franchising. When the vehicle occupants replace the battery, they need to pay the corresponding battery swapping fee, and this part of the fee needs to be distributed to the cooperation parties. For different cities, different cooperation methods, and different regional electricity price differences, the distribution methods of battery swapping fees are also different. Currently, it generally requires periodic manual account settlement, which is inefficient and cannot perform real-time account settlement after the user pays the fee. Summary of the Invention

[0005] The embodiments of this application provide a method, device, and medium for fund separation based on battery swapping services to solve the following technical problems: how to determine the fund account settlement type according to user and battery swapping station information and perform real-time fund separation after the user pays the fee.

[0006] In a first aspect, the embodiments of this application provide a method for fund separation based on battery swapping services, the method including: obtaining a payment voucher of the battery swapping vehicle; where the payment voucher includes a payment address, a payment amount, and a payment channel; determining the account change status of the battery swapping vehicle based on the payment amount and the payment channel; matching the payment address with a preset account settlement database to determine the account settlement type of the battery swapping station where the battery swapping vehicle is located; and determining the account change status of the battery swapping station based on the account settlement type and the payment amount.

[0007] In an implementation manner of this application, before obtaining the payment voucher of the battery swapping vehicle, the method further includes: determining the account amount of the battery swapping vehicle; the battery swapping vehicle makes a prepayment, and the account amount is increased based on the prepayment amount.

[0008] In an implementation manner of the present application, the battery swapping vehicle makes an advance payment, and the account amount is increased based on the amount of the advance payment, specifically including: the battery swapping vehicle pays the initial payment amount; the payment coefficient is determined based on the payment channel and a preset payment database; the payment amount is determined based on the payment coefficient and the initial payment amount.

[0009] In an implementation manner of the present application, based on the payment amount and the payment channel, the account change status of the battery swapping vehicle is determined, specifically including: determining the payment channel; wherein, the payment channel includes account payment and non-account payment; when the payment channel is account payment, the account amount of the battery swapping vehicle is deducted based on the payment amount to determine the account change status of the battery swapping vehicle; when the payment channel is non-account payment, the payment is made based on the non-account payment channel, and the account status of the battery swapping vehicle remains unchanged.

[0010] In an implementation manner of the present application, when the payment channel is non-account payment, the payment is made based on the non-account path, specifically including: the battery swapping vehicle selects a payment method; wherein, the payment method includes an online banking channel and a software channel; when the payment channel is the online banking channel, the payment is made based on the online banking channel; when the payment channel is the software channel, the connection relationship between the online banking channel and the software channel is determined based on the type of the software channel; wherein, the type of the software channel includes not supporting online banking and supporting online banking; when the type of the software channel does not support online banking, it jumps to a preset jump program, and the online banking channel is connected based on the jump program; when the software channel supports online banking, the online banking channel is connected.

[0011] By adopting the above technical solution, a connection relationship with the online banking channel can be constructed in a software channel that does not support online banking connection, thereby ensuring the interests of the manufacturer to a certain extent.

[0012] In an implementation manner of the present application, the preset profit distribution database is matched based on the payment address to determine the profit distribution type of the battery swapping station where the battery swapping vehicle makes the payment, specifically including: disassembling the payment address to determine the hierarchical address of the payment address; wherein, the hierarchical address includes a first-level address, a second-level address, and a third-level address; the profit distribution ratio of the battery swapping station is determined by matching the first-level address with the profit distribution database; the cooperation party of the battery swapping station is determined by matching the second-level address with the profit distribution database; the charging account of the battery swapping station is determined by matching the third-level address with the profit distribution database; the profit distribution ratio, the cooperation party, and the charging account are integrated to determine the profit distribution type of the battery swapping station.

[0013] In an implementation manner of the present application, based on the profit distribution type and the payment amount, the account change status of the battery swapping station is determined, specifically including: determining the allocated amount of the battery swapping station based on the payment amount and the profit distribution ratio; determining the account change status of the battery swapping station based on the allocated amount.

[0014] In one implementation of the present application, the method further includes: monitoring the payment vouchers of the battery swapping vehicle and the account change status of the battery swapping station; issuing a warning when there is a difference between the payment vouchers of the battery swapping vehicle and the account change status of the battery swapping station; and / or when the battery swapping vehicle triggers a consumption payment, comparing the time of the last consumption payment of the battery swapping vehicle, and if the time interval between the two times is less than a preset payment time interval, issuing a warning; and / or issuing a warning when the payment address of the battery swapping vehicle is different from the address of the battery swapping station.

[0015] By adopting the above technical solution, it is possible to monitor whether there are any illegal acts of the battery swapping vehicle and the battery swapping station according to the payment vouchers, thereby ensuring the interests of the manufacturer to a certain extent.

[0016] In a second aspect, an embodiment of the present application further provides a fund management device based on the battery swapping service. The device includes: an acquisition module for acquiring the payment vouchers of the battery swapping vehicle; where the payment vouchers include a payment address, a payment amount, and a payment channel; a first management module for determining the account change status of the battery swapping vehicle based on the payment amount and the payment channel; a type determination module for matching a preset profit sharing database based on the payment address to determine the profit sharing type of the battery swapping station where the battery swapping vehicle is located; a second management module for determining the account change status of the battery swapping station based on the profit sharing type and the payment amount.

[0017] In a third aspect, an embodiment of the present application further provides an electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor. When the processor executes the computer program, it implements the fund management method based on the battery swapping service as described in any one of the above.

[0018] In a fourth aspect, a computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, it implements the fund management method based on the battery swapping service as described in any one of the above.

[0019] A fund management method, device, and medium based on the battery swapping service provided by the embodiments of the present application can determine the payment address, payment amount, and payment channel according to the payment vouchers by acquiring the payment vouchers, thereby determining the fund flow direction, and can determine the profit sharing ratio according to the battery swapping station where the battery swapping vehicle performs battery swapping, thereby ensuring the fund flow direction, and can construct a reasonable payment process according to the payment method selected when the battery swapping vehicle makes a payment, thereby reducing the losses of merchants to a certain extent, monitoring the fund changes of the battery swapping vehicle and the battery swapping station in real time, and issuing a warning when there is a difference in the fund changes, thereby also reducing the losses of merchants to a certain extent, and determining the fund profit sharing type according to the information of the user and the battery swapping station, and performing real-time fund management after the user makes a payment. BRIEF DESCRIPTION OF THE DRAWINGS

[0020] The accompanying drawings described herein are used to provide a further understanding of the present application and form a part of the present application. The illustrative embodiments of the present application and their descriptions are used to explain the present application and do not constitute an improper limitation of the present application. In the drawings:

[0021] Figure 1 It is a flowchart of a fund management method based on battery swapping service provided by an embodiment of the present application;

[0022] Figure 2 It is a schematic structural diagram of a fund management device based on battery swapping service provided by an embodiment of the present application;

[0023] Figure 3 It is a schematic internal structure diagram of an electronic device for fund management based on battery swapping service provided by an embodiment of the present application. Detailed implementation manners

[0024] To make the objectives, technical solutions, and advantages of the present application clearer, the technical solutions of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and the corresponding drawings. Obviously, the described embodiments are only a part of the embodiments of the present application, rather than all the embodiments. All other embodiments obtained by those of ordinary skill in the art based on the embodiments in the present application without creative efforts belong to the scope of protection of the present application.

[0025] The embodiments of the present application provide a fund management method, device, and medium based on battery swapping service to solve the following technical problems: how to determine fund management according to different franchise methods and supervise and give early warnings for fund management.

[0026] The technical solutions proposed in the embodiments of the present application will be described in detail below with reference to the drawings.

[0027] Figure 1 It is a fund management flowchart based on battery swapping service provided by an embodiment of the present application. As Figure 1 shown, a fund management method based on battery swapping service provided by an embodiment of the present application specifically includes the following steps:

[0028] Step 1: Obtain the payment vouchers of the battery swapping vehicles.

[0029] The payment vouchers of the battery swapping vehicles are electronic vouchers generated for the payment of the battery swapping service of the vehicles. By obtaining the payment vouchers of the battery swapping vehicles, the fund flow direction of the payment of the battery swapping vehicles can be determined according to the data in the payment vouchers.

[0030] Among them, the payment vouchers include the payment address, payment address, payment amount, and payment channel.

[0031] Payment address, which is the address where the battery-swapping vehicle makes payments. This address is related to the location of the mobile terminal of the driver and passengers of the battery-swapping vehicle.

[0032] Payment channel, that is, the channel through which the battery-swapping vehicle makes payments. Different channels result in different flows of funds.

[0033] Payment amount, which is the payment amount of the driver and passengers of the battery-swapping vehicle.

[0034] Payment type, which includes consumption payment and pre-deposit payment. Consumption payment is the deduction for the battery-swapping operation of the battery-swapping vehicle, and pre-deposit payment is to pre-deposit a certain amount of battery-swapping fees for the battery-swapping vehicle.

[0035] Before obtaining the payment voucher for the battery-swapping vehicle, the following methods are also included:

[0036] Determine the account balance of the battery-swapping vehicle.

[0037] The account balance is the balance in the account pre-stored for the battery-swapping vehicle. For example, the account of battery-swapping vehicle A has an account balance of 76.

[0038] The battery-swapping vehicle makes a prepayment, and the account balance is increased based on the amount of the prepayment.

[0039] As a common payment mode, prepayment can reduce the payment process during battery swapping. When the pre-deposit payment is shown on the payment voucher, the characteristic of the pre-deposit payment method is to pay the fee in advance so that automatic deduction can be made during subsequent use.

[0040] When the user selects the pre-deposit payment method, the preliminary payment amount is confirmed according to the user's payment channel and the pre-set payment database. The specific process is as follows.

[0041] First, the battery-swapping vehicle pays the preliminary payment amount.

[0042] The preliminary payment amount is the actual amount paid by the battery-swapping vehicle.

[0043] Furthermore, the payment coefficient is determined based on the payment channel and the pre-set payment database.

[0044] Different payment channels will result in different deductions.

[0045] Furthermore, the payment amount is determined based on the payment coefficient and the preliminary payment amount.

[0046] In a specific example, since the deducted amounts generated by paying through different banks and different payment apps are different. For example, the initial payment amount is 50, the deduction rate for paying through Bank A is 2%, and the deduction rate for paying through Bank 2 is 4%. Then, through Bank A, the amount received by the manufacturer is 49 yuan, and through Bank B, the amount received by the manufacturer is 48 yuan.

[0047] Step 2: Based on the payment amount and the payment channel, determine the account change status of the battery swapping vehicle.

[0048] First, determine the payment channel; among them, the payment channel includes account payment and non-account payment.

[0049] Referring to the above example, due to different payment channels, the amounts paid to the battery swapping station are also different.

[0050] When the payment channel is account payment, based on the payment amount, deduct the account amount of the battery swapping vehicle to determine the account change status of the battery swapping vehicle.

[0051] Account payment directly deducts from the account amount of the battery swapping vehicle. When the payment amount is 10, it means that 10 is deducted from the account amount of the battery swapping vehicle.

[0052] When the payment channel is non-account payment, make the payment based on the non-account path, and the account status of the battery swapping vehicle does not change.

[0053] Specifically, refer to the following steps:

[0054] First, the battery swapping vehicle selects a payment method; among them, the payment method includes the online banking channel and the software channel.

[0055] When the payment channel is the online banking channel, make the payment based on the online banking channel. When the payment channel is the software channel, determine the connection relationship between the online banking channel and the software channel based on the type of the software channel; among them, the types of the software channel include not supporting online banking and supporting online banking. When the type of the software channel is not supporting online banking, jump to the preset jump program and connect the online banking channel based on the jump program. When the software channel supports online banking, connect the online banking channel.

[0056] When the payment channel is the software channel, determine the connection relationship between the online banking channel and the software channel based on the type of the software channel. The types of the software channel include not supporting online banking and supporting online banking.

[0057] When the type of the software channel is not supporting online banking, jump to the preset jump program and connect the online banking channel based on the program. When the software channel does not support online banking, connect the online banking channel.

[0058] In a specific case, the user makes a prepayment through the battery swapping APP. When the user selects prepayment in the battery swapping APP, a payment method selection page will pop up, which includes WeChat Pay, Alipay Pay, and various online banking payments.

[0059] If the user selects online banking payment, the payment will be directly made through the online banking channel.

[0060] If the user selects a software channel (taking WeChat and payment number as examples).

[0061] If the user selects WeChat, the type of WeChat does not support online banking. The merchant needs to build a WeChat mini-program within WeChat, that is, jump to the preset jump program. That is, when the user selects WeChat Pay, the user jumps from the battery swapping APP to the WeChat mini-program and establishes a connection relationship with the online banking channel through the WeChat mini-program.

[0062] If the user selects Alipay, the type of Alipay supports online banking. That is, when the user selects Alipay Pay, the payment is directly made by connecting to the online banking channel through the UnionPay interface set within Alipay.

[0063] It can be understood that after the user completes the payment, a payment success page will pop up.

[0064] Step 3: Match the preset profit sharing database based on the payment address to determine the profit sharing type of the battery swapping station where the battery swapping vehicle is located.

[0065] Decompose the payment address to determine the hierarchical address of the payment address. Among them, the hierarchical address includes the first-level address, the second-level address, and the third-level address.

[0066] The first-level address is the province, the second-level address is the urban area, and the third-level address is the detailed location of the battery swapping station.

[0067] Match the profit sharing database based on the first-level address to determine the profit sharing ratio of the battery swapping station.

[0068] Within the same province, the profit sharing ratios of all battery swapping stations are the same. Therefore, the profit sharing ratio of the battery swapping station can be determined based on the first-level address.

[0069] Match the profit sharing database based on the second-level address to determine the cooperation partner of the battery swapping station.

[0070] Due to the large number of battery swapping stations, there may be multiple cooperation partners within the same province, but the cooperation partners within the same urban area are fixed. Therefore, the cooperation partner of the battery swapping station can be determined according to the second-level address.

[0071] Determine the profit sharing database based on the third-level address to determine the charging account of the battery swapping station.

[0072] Since the third-level address is the detailed location of the battery swapping station, the charging account of the battery swapping station can be determined according to the third-level address.

[0073] Integrate the revenue sharing ratio, cooperation partners, and charging accounts to determine the revenue sharing type of the battery swapping station

[0074] Integrate the revenue sharing ratio, cooperation partners, and charging accounts of the above content to determine the revenue sharing type of the battery swapping station.

[0075] Step 4: Based on the revenue sharing type and the payment amount, determine the account change status of the battery swapping station.

[0076] First, determine the distribution amount of the battery swapping station based on the payment amount and the revenue sharing ratio.

[0077] Determine the distribution amount of the battery swapping station based on the payment amount and the revenue sharing ratio. In this process, the payment amount refers to the fee that users need to pay when using the battery swapping station service, that is, the battery swapping fee.

[0078] The revenue sharing ratio is the ratio for distributing this fee among the battery swapping station, cooperation partners, and battery manufacturers. Based on these two factors, we can calculate the distribution amount for each battery swapping station.

[0079] Furthermore, determine the account change status of the battery swapping station based on the distribution amount..

[0080] After determining the distribution amount, the distribution amount can be paid to the account of the battery swapping station, so as to understand the financial status of the battery swapping station and adjust the operation strategy according to the actual situation.

[0081] In addition to the above methods for determining the amount, the accounts of the battery swapping vehicles and the battery swapping station should also be monitored. When there are differences between the account change status of the battery swapping vehicles and the account change status of the battery swapping station, a warning should be issued..

[0082] Monitor the payment vouchers of the battery swapping vehicles and the account change status of the battery swapping station.

[0083] And / or when the battery swapping vehicle triggers a consumption payment, compare the time of the last consumption payment of the battery swapping vehicle. If the time interval between the two times is less than the preset payment time interval, a warning should be issued.

[0084] When the battery swapping vehicle triggers a payment, compare the time of the last payment of the battery swapping vehicle. If the time interval between the two times is less than the preset payment time interval, a warning should be issued.

[0085] Set a preset payment time interval. When the battery swapping vehicle triggers a consumption payment, compare the time of the last consumption payment of the battery swapping vehicle. If the time interval between the two times is less than the preset payment time interval, the system will issue a warning to remind consumers and manufacturers of duplicate payments.

[0086] Since the battery power of the replaced battery is usually fully charged or stores more than 90% of the power, unless there is an error in the battery swapping station, the battery swapping vehicle will not perform two battery swapping services in a short period of time. Therefore, it is necessary to issue a warning in a timely manner.

[0087] And / or when the payment address of the battery swapping vehicle is different from the address of the battery swapping station, issue a warning.

[0088] By comparing the payment address of the battery swapping vehicle with the address of the battery swapping station, determine whether there is any abnormality. If the payment address of the battery swapping vehicle is different from the address of the battery swapping station, issue a warning. This measure helps to detect potential illegal battery swapping behaviors and conduct investigations and penalties in a timely manner.

[0089] The above is the method embodiment proposed in this application. Based on the same inventive concept, the embodiment of this application also provides a fund management device based on the battery swapping service, and its structure is as Figure 2 shown.

[0090] Including: an acquisition module, configured to acquire the payment voucher of the battery swapping vehicle; wherein, the payment voucher includes a payment address, a payment amount, and a payment channel;

[0091] A first management module, configured to determine the account change status of the battery swapping vehicle based on the payment amount and the payment channel;

[0092] A type determination module, which matches the preset profit sharing database based on the payment address to determine the profit sharing type of the battery swapping station where the battery swapping vehicle is located;

[0093] A second management module, configured to determine the account change status of the battery swapping station based on the profit sharing type and the payment amount.

[0094] Figure 3 This is a schematic internal structure diagram of a fund management electronic device based on the battery swapping service provided by the embodiment of this application. As Figure 3 shown, the device includes:

[0095] At least one processor 301;

[0096] And a memory 302 communicatively connected to at least one processor;

[0097] Wherein, the memory 302 stores instructions executable by at least one processor, and the instructions are executed by at least one processor 301 so that at least one processor 301 can:

[0098] Obtain the payment voucher of the battery swapping vehicle; wherein, the payment voucher includes the payment address, the payment amount and the payment channel; based on the payment amount and the payment channel, determine the account change status of the battery swapping vehicle; based on the payment address, match the preset revenue sharing database to determine the revenue sharing type of the battery swapping station where the battery swapping vehicle is located; based on the revenue sharing type and the payment amount, determine the account change status of the battery swapping station.

[0099] In other embodiments of the present application, when the instruction is executed by at least one processor 301, it can also implement the steps of the fund management method based on the battery swapping service in any of the above embodiments.

[0100] Some embodiments of the present application provide corresponding to Figure 1 A non-volatile computer storage medium for fund management based on battery swapping service, storing computer-executable instructions, and the computer-executable instructions are set as:

[0101] Obtain the payment voucher of the battery swapping vehicle; wherein, the payment voucher includes the payment address, the payment amount and the payment channel; based on the payment amount and the payment channel, determine the account change status of the battery swapping vehicle; based on the payment address, match the preset revenue sharing database to determine the revenue sharing type of the battery swapping station where the battery swapping vehicle is located; based on the revenue sharing type and the payment amount, determine the account change status of the battery swapping station.

[0102] In other embodiments of the present application, the executable instructions can also implement the steps of the fund management method based on the battery swapping service in any of the above embodiments.

[0103] Each embodiment in the present application is described in a progressive manner. The same or similar parts among the embodiments can be referred to each other, and the key point of each embodiment is to illustrate the differences from other embodiments. In particular, for the embodiments of the Internet of Things devices and media, since they are basically similar to the method embodiments, the description is relatively simple, and the relevant parts can be referred to the partial description of the method embodiments.

[0104] The systems and media provided by the embodiments of the present application correspond one-to-one with the methods. Therefore, the systems and media also have beneficial technical effects similar to those of their corresponding methods. Since the beneficial technical effects of the methods have been described in detail above, the beneficial technical effects of the systems and media will not be elaborated here.

[0105] Those skilled in the art should understand that the embodiments of the present application can provide a method, a system, or a computer program product. Therefore, the present application can take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware aspects. Moreover, the present application can take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that contain computer-usable program code.

[0106] The present application is described with reference to the flowcharts and / or block diagrams of methods, apparatuses (systems), and computer program products according to the embodiments of the present application. It should be understood that each flow and / or block in the flowchart and / or block diagram can be implemented by computer program instructions, and the combination of flows and / or blocks in the flowchart and / or block diagram can also be implemented. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing devices to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing devices generate means for implementing the functions specified in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0107] These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer-readable memory generate a manufactured article including instruction means, and the instruction means implements the functions specified in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0108] These computer program instructions can also be loaded onto a computer or other programmable data processing device, so that a series of operation steps are executed on the computer or other programmable device to generate a computer-implemented process. Thus, the instructions executed on the computer or other programmable device provide steps for implementing the functions specified in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0109] In a typical configuration, a computing device includes one or more processors (CPUs), an input / output interface, a network interface, and a memory.

[0110] The memory may include non-permanent memory in the computer-readable medium, in the form of random access memory (RAM) and / or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). The memory is an example of a computer-readable medium.

[0111] A computer-readable medium includes both permanent and non-permanent, removable and non-removable media and can implement information storage by any method or technology. The information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, compact disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices, or any other non-transitory medium that can be used to store information accessible by a computing device. As defined herein, a computer-readable medium does not include transitory computer-readable media such as modulated data signals and carrier waves.

[0112] It should also be noted that the term "comprising", "including" or any other variation thereof is intended to cover non-exclusive inclusion, such that a process, method, article or apparatus comprising a series of elements includes not only those elements but also other elements not expressly listed, or elements inherent to such process, method, article or apparatus. Without further limitation, an element defined by the statement "comprising an..." does not exclude the presence of additional identical elements in the process, method, article or apparatus comprising the element.

[0113] The above description is only for the embodiments of the present application and is not intended to limit the present application. For those skilled in the art, various changes and modifications can be made to the present application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application shall be included within the scope of the claims of the present application.

Claims

1. A fund separation method based on battery swapping service, characterized in that The method includes: Obtaining a payment voucher for the battery swapping vehicle; wherein, the payment voucher includes a payment address, a payment amount, and a payment channel; Based on the payment amount and the payment channel, to determine the account change status of the battery swapping vehicle; Based on the payment address, matching a preset revenue sharing database to determine the revenue sharing type of the swapping station where the battery swapping vehicle is located; Based on the revenue sharing type and the payment amount, to determine the account change status of the swapping station.

2. The fund separation method based on the battery swapping service according to claim 1, wherein Before obtaining the payment voucher of the battery swapping vehicle, the method further includes: Determining the account amount of the battery swapping vehicle; The battery swapping vehicle makes an advance payment, and increases the account amount based on the amount of the advance payment.

3. The fund separation method based on the battery swapping service according to claim 2, wherein, The battery swapping vehicle makes an advance payment, and increases the account amount based on the amount of the advance payment, specifically including: The battery swapping vehicle pays a preliminary payment amount; Based on the payment channel and a preset payment database, determining a payment coefficient; Based on the payment coefficient and the preliminary payment amount, determining the payment amount.

4. A fund separation method based on battery swapping service according to claim 2, characterized in that, Based on the payment amount and the payment channel, to determine the account change status of the battery swapping vehicle, specifically including: Determining the payment channel; wherein, the payment channel includes account payment and non-account payment; When the payment channel is account payment, deducting the account amount of the battery swapping vehicle based on the payment amount to determine the account change status of the battery swapping vehicle; When the payment channel is non-account payment, making a payment based on the non-account payment channel, and the account status of the battery swapping vehicle does not change.

5. A fund separation method based on battery swapping service according to claim 4, characterized in that, When the payment channel is non-account payment, making a payment based on the non-account path, specifically including: The battery swapping vehicle selects a payment method; wherein, the payment method includes an online banking channel and a software channel; When the payment channel is the online banking channel, making a payment based on the online banking channel; When the payment channel is the software channel, determining the connection relationship between the online banking channel and the software channel based on the type of the software channel; wherein, the type of the software channel includes not supporting online banking and supporting online banking; When the type of the software channel does not support online banking, jumping to a preset jump program and connecting the online banking channel based on the jump program; When the software channel supports online banking, connecting the online banking channel.

6. A fund separation method based on battery swapping service according to claim 1, characterized in that, Based on the payment address, matching a preset revenue sharing database to determine the revenue sharing type of the swapping station where the battery swapping vehicle makes a payment, specifically including: Decomposing the payment address to determine the hierarchical address of the payment address; wherein, the hierarchical address includes a first-level address, a second-level address, and a third-level address; Based on the first-level address, matching the revenue sharing database to determine the revenue sharing ratio of the swapping station; Based on the second-level address, matching the revenue sharing database to determine the cooperation partner of the swapping station; Based on the third-level address, determining the revenue sharing database to determine the charging account of the swapping station; Integrating the revenue sharing ratio, the cooperation partner, and the charging account to determine the revenue sharing type of the swapping station.

7. A fund management method based on battery swapping service according to claim 1, characterized in that, Based on the revenue sharing type and the payment amount, to determine the account change status of the swapping station, specifically including: Determine the allocation amount of the battery swapping station based on the payment amount and the profit sharing ratio; Determine the account change status of the battery swapping station based on the allocation amount.

8. A fund separation method based on battery swapping service according to claim 1, characterized in that The method further includes: Monitor the payment vouchers of the battery swapping vehicles and the account change status of the battery swapping stations; When there are differences between the payment vouchers of the battery swapping vehicles and the account change status of the battery swapping stations, issue a warning; and / or When the battery swapping vehicle triggers consumption payment, compare the time of the last consumption payment of the battery swapping vehicle. If the time interval between the two times is less than the preset payment time interval, issue a warning; and / or When the payment address of the battery swapping vehicle is different from the address of the battery swapping station, issue a warning.

9. A fund separation device based on the battery swapping service, characterized in that, The device includes: An acquisition module for acquiring the payment vouchers of the battery swapping vehicles; wherein, the payment vouchers include the payment address, the payment amount, and the payment channel; A first management module for determining the account change status of the battery swapping vehicle based on the payment amount and the payment channel; A type determination module for matching the preset profit sharing database based on the payment address to determine the profit sharing type of the battery swapping station where the battery swapping vehicle is located; A second management module for determining the account change status of the battery swapping station based on the profit sharing type and the payment amount.

10. An electronic device, comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, characterized in that, When the processor executes the computer program, it implements the fund management method based on the battery swapping service according to any one of claims 1-8.

11. A computer-readable storage medium having a computer program stored thereon, characterized in that, When the computer program is executed by the processor, it implements the fund management method based on the battery swapping service according to any one of claims 1-8.

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