Application method of modularized template in multi-tenant personalized automation process
By designing abstract business components and configuring modular templates that isolate personalized functions, the problem of high costs in multi-tenant personalized automated processes is solved, and low-cost iterative maintenance is achieved.
Patent Information
- Application Number
- CN202511310294.2
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-09-15
- Publication Date
- 2025-12-30
AI Technical Summary
Existing technologies suffer from high costs in multi-tenant personalized automated processes, failing to effectively utilize component-based templates for practical business applications, resulting in high maintenance costs.
By designing abstract business components such as risk data acquisition, risk data assembly for decision-making, strategy access, and credit limit assessment result processing components, and by isolating personalized functions through database or file configuration, the application of componentized templates can be realized.
It reduces the R&D and operation costs of multi-tenant personalized automated processes and improves the efficiency of product iteration and maintenance.
Smart Images

Figure CN121233084A_ABST
Abstract
Description
Technical Field
[0001] This invention relates to the field of computer software technology, and in particular to a method for applying component-based templates in multi-tenant personalized automated processes. Background Technology
[0002] Given the generally low business volume but large number of tenants and personalized business needs, how can we continuously iterate and maintain our products with relatively low R&D and operation and maintenance costs? Existing technologies suggest using component-based templates for business development to reduce redundant functions and code, thus lowering development and maintenance costs. However, this is a relatively general approach and doesn't illustrate the application of component-based templates in multi-tenant personalized automated processes using actual business examples. This leaves the high cost issue in multi-tenant personalized automated processes unresolved.
[0003] Therefore, it is necessary to provide a method for applying modular templates in multi-tenant personalized automation processes to solve the problem of high costs in multi-tenant personalized automation processes through modular templates. Summary of the Invention
[0004] The purpose of this invention is to provide a method for applying modular templates in multi-tenant personalized automated processes, so as to solve the problem of high cost of multi-tenant personalized automated processes through modular templates.
[0005] To address the problems existing in the prior art, this invention provides a method for applying component-based templates in multi-tenant personalized automated processes, comprising the following steps:
[0006] Abstract business functions;
[0007] Based on the abstract business functions, corresponding abstract business components are designed. The abstract business components include: risk data acquisition abstract component, risk data assembly and decision-making abstract component, strategy access abstract component, and credit limit assessment result processing abstract component.
[0008] Assemble abstract business components to complete business functions;
[0009] Detailed abstraction of business components;
[0010] Isolate personalized features.
[0011] Optionally, in the method of applying the componentized template in a multi-tenant personalized automated process, the detailed abstraction of business components is as follows:
[0012] Risk data is divided into local data, in-line data, and third-party data, which are designed as follows: local data acquisition abstract component, in-line data acquisition extraction component, and third-party data acquisition abstract component.
[0013] Each tenant uses a different policy system, which is designed as follows: the first policy system access component, the second policy system access component, ..., the Nth policy system access component, where N is a natural number.
[0014] Optionally, in the method of applying the componentized template in a multi-tenant personalized automated process, the personalized functions are isolated through database configuration or file configuration.
[0015] Optionally, in the application method of the componentized template in the multi-tenant personalized automated process, each tenant configures the corresponding data acquisition component into the configuration file or their respective database configuration according to the required data source. The risk data acquisition abstract component loads personalized risk data through file configuration or database configuration and flows to the next business node.
[0016] Compared with the prior art, the present invention has the following advantages:
[0017] This invention can solve the problem of high cost of multi-tenant personalized automated processes through component-based templates. Attached Figure Description
[0018] Figure 1 A schematic diagram of an abstract business component provided in an embodiment of the present invention. Detailed Implementation
[0019] The specific embodiments of the present invention will now be described in more detail with reference to the accompanying drawings. The advantages and features of the present invention will become clearer from the following description. It should be noted that the drawings are all in a very simplified form and use non-precise proportions, and are only used to facilitate and clarify the illustration of the embodiments of the present invention.
[0020] In the following, if the methods described herein include a series of steps, the order of these steps presented herein is not necessarily the only order in which these steps can be performed, and some of the steps described may be omitted and / or some other steps not described herein may be added to the method.
[0021] Given the generally low business volume but large number of tenants and personalized business needs, how can we continuously iterate and maintain our products with relatively low R&D and operation and maintenance costs? Existing technologies suggest using component-based templates for business development to reduce redundant functions and code, thus lowering development and maintenance costs. However, this is a relatively general approach and doesn't illustrate the application of component-based templates in multi-tenant personalized automated processes using actual business examples. This leaves the high cost issue in multi-tenant personalized automated processes unresolved.
[0022] In order to solve the problems existing in the prior art, such as Figure 1As shown, this invention provides a method for applying component-based templates in multi-tenant personalized automated processes, including the following steps:
[0023] Abstract business functions;
[0024] Based on the abstract business functions, corresponding abstract business components are designed. The abstract business components include: risk data acquisition abstract component, risk data assembly and decision-making abstract component, strategy access abstract component, and credit limit assessment result processing abstract component.
[0025] Assemble abstract business components to complete business functions;
[0026] Detailed abstraction of business components;
[0027] Isolate personalized features.
[0028] Furthermore, the methods for abstracting business components in greater detail are as follows:
[0029] Risk data is divided into local data, in-line data, and third-party data, which are designed as follows: local data acquisition abstract component, in-line data acquisition extraction component, and third-party data acquisition abstract component.
[0030] Each tenant uses a different policy system, which is designed as follows: the first policy system access component, the second policy system access component, ..., the Nth policy system access component, where N is a natural number.
[0031] Optionally, in the application method of the componentized template in a multi-tenant personalized automated process, personalized functions are isolated through database configuration or file configuration. Specifically, each tenant configures the corresponding data acquisition component according to the required data source into the configuration file or their respective database configuration. The risk data acquisition abstract component loads personalized risk data through file configuration or database configuration and then flows it to the next business node. Other abstract components can be similarly encapsulated. With no major changes to the core functionality of the product, the overall product maintenance cost is relatively low.
[0032] Taking the risk data acquisition abstraction component as an example:
[0033] For example, different tenants may require different data sources for risk assessment.
[0034] Tenant A needs data from the People's Bank of China and other third-party sources.
[0035] Tenant B needs data from the People's Bank of China and its internal data.
[0036] Tenant C needs People's Bank of China data, third-party data, local list data, and in-line data.
[0037] The components are designed as follows: People's Bank of China query component, third-party query component, intra-bank data query component, and local list data query component.
[0038] In summary, compared with the prior art, the present invention has the following advantages:
[0039] This invention can solve the problem of high cost of multi-tenant personalized automated processes through component-based templates.
[0040] The above are merely preferred embodiments of the present invention and do not constitute any limitation on the present invention. Any equivalent substitutions or modifications made by those skilled in the art to the technical solutions and content disclosed in the present invention without departing from the scope of the present invention shall be deemed to have remained within the protection scope of the present invention.
Claims
1. A method for applying componentized templates in multi-tenant personalization automated processes, characterized in that, The method comprises the following steps: Abstracting a business function; Designing a corresponding abstract business component according to the abstract business function, wherein the abstract business component comprises a risk data acquisition abstract component, a risk data assembling and decision-making abstract component, a strategy access abstract component and an quota evaluation result processing abstract component; Assembling the abstract business component to complete the business function; Detailing the abstract business component; Isolating personalized functions.
2. The method of claim 1, wherein the application of the componentized template in the multi-tenant personalization automated process is characterized by, The abstract business component is detailed in the following manner: Risk data is divided into local data, in-house data and third-party data, and is correspondingly designed into a local data acquisition abstract component, an in-house data acquisition abstract component and a third-party data acquisition abstract component; Different tenants use different strategy systems, and are correspondingly designed into a first strategy system access component, a second strategy system access component,..., and an Nth strategy system access component, wherein N is a natural number.
3. The method of claim 1, wherein the application of the componentized template in a multi-tenant personalization automated process is characterized by, The personalized functions are isolated through database configuration or file configuration.
4. The method of claim 3, wherein the application of the componentized template in a multi-tenant personalization automated process is characterized by, Each tenant configures a corresponding data acquisition component into a configuration file or a respective database configuration according to a required data source, and the risk data acquisition abstract component loads personalized risk data through file configuration or database configuration and transfers to a next business node.