Cross-border payment multi-model fusion blockchain risk control method, system, device and medium
By integrating a multi-model blockchain risk control method with 3D liveness detection and multimodal data fusion, high-precision risk identification and full-chain traceability of cross-border payments are achieved. This solves the problems of single risk identification model, imperfect data encryption transmission, and insufficient transaction traceability in cross-border payments, thereby improving security and compliance.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- YOUQIANFU (ZHEJIANG) INFORMATION TECH CO LTD
- Filing Date
- 2026-03-31
- Publication Date
- 2026-07-17
AI Technical Summary
Existing cross-border payment risk control technologies suffer from problems such as a single risk identification model, imperfect data encryption and transmission, insufficient traceability of the entire transaction chain, and incomplete identity verification methods, making it difficult to meet the high accuracy, security, and compliance requirements of cross-border payments.
A multi-model fusion blockchain risk control method is adopted, which verifies identity through 3D liveness detection and multimodal data fusion, generates cross-border credit certificates by combining an improved logistic regression-random forest hybrid model, conducts risk assessment using a multi-level risk identification architecture and layered encryption scheme, and realizes end-to-end data storage and settlement through blockchain technology.
It improves the accuracy of risk identification in cross-border payments, ensures data security and compliance, achieves full-chain traceability, and meets the high security, high compliance and high real-time requirements of cross-border payments.
Smart Images
Figure CN122415100A_ABST