System for causality-driven fraud detection in cloud-based digital banking environments

Abstract

A system for causality-driven fraud detection in cloud-based digital banking computing environments, comprising a banking event capture unit, an event normalization unit, a causal graph generation unit, a cause-and-effect evaluation unit, a fraud risk calculation unit, and a security control unit, wherein the system is configured to capture digital banking events from multiple banking computing components, normalize them, link them in a causal event graph, determine causal fraud paths from them, and control a security decision based on a causally calculated fraud risk score.