Information processing method and terminal

Abstract

Regarding information processing methods and terminals, the present invention provides information processing methods and terminals for sending money to users who do not have accounts for the means of transferring funds. [Solution] The method causes the server to perform the following steps: receiving a transmission request from a first terminal of a first user, which includes monetary value information indicating the amount to be sent; receiving a receipt request from a second terminal of a second user who does not have an account for a fund transfer means, which includes a receipt instruction indicating the option to receive part or all of the amount in a prepaid payment means or a fund transfer means; and deciding in response to the receipt request that the second user receive part or all of the amount in a prepaid payment means or a fund transfer means.

Claims

[Claim 1] In an information processing device, The first step of receiving a transmission request from the first user's first information processing terminal, which includes monetary value information indicating the amount to be transmitted, The steps include receiving a receipt request from a second information processing terminal of a second user who does not have an account for a fund transfer instrument, which includes a receipt instruction indicating the selection to receive part or all of the amount in a prepaid payment instrument or the fund transfer instrument, An information processing method that causes the user to perform the step of deciding, in response to the receipt request, to allow the second user to receive part or all of the amount using the prepaid payment means or the fund transfer means.

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